I Was $10k in Debt Because of Instagram | My Debt Diary
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- čas přidán 30. 03. 2019
- With trendy wardrobes, tropical getaways, and stylish backdrops, Instagram gives any “girl next door” the ability to turn into an iconic influencer. But behind the glamorous photos and golden-hour lighting, how much does Internet stardom cost? In this episode of ‘My Debt Diary,’ Broadly meets with Lisette Calveiro, an Instagram influencer who racked up-and subsequently overcame-$10k in debt in order to pursue her dream of online fame.
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Correction:
“I Was $10k in Debt Because of Myself”
My thoughts exactly before the video even started 👍
You're being pedantic. Saying "because of instagram" implies my own instangram. Obviously, she isn't blaming the company instagram.
Exactly 🙄
Thank you
*my ego
She didn’t learn her lesson in the end. She paid off her debt, but she still seeks validation from strangers, and uses her sob story to get attention. What happens when that wears off?
This wasn't a sob story though...
Saw her Instagram. She hasn’t changed at all, posting pics in Miami and at Coachella.
Snarkulous Exactly!!!
for some people it never does. they chase that kind of validation their entire lives
Who cares about that?
the fact that she travels JUST to be able to post a photo in Instagram is just so fkm sad!!!! I'm scared for this world
Daniela G You’re sad for this world because one person has credit card debt? Damn you’re pampered
At that point I'd just Photoshop it
Vee Bordeleau same or just find a fancy looking place(that is not easily recognizeable) and lable it differently
Reminds me of black mirror nosedive episode
And she didnt even enjoy the experiences... just traveled for the photos. She certainly could have gone to europe to study. It would have probably been many times cheaper.
title should read: "I'm in $10K debt because I wanted to show off on Instagram"
Very true!
She said that plain and clear
soSTYLISTICglyni h I w broke km
Now I kind of wonder how many Instagram influencers are actually in debt.
It's like that in the modelling industry too, many models are in a lot of debt before they become famous.
I'm now wondering about that. I see so many influencers that buy clothes like crazy only to wear it once and travel everywhere once a month, where do they get so much money? Paid partnerships only pay so much.
Loren Gomez I think a lot of the "successful" ones post mainly sponsored posts with gifted clothes/events/trips in exchange for sponsorship on their social media. I'm sure a lot of the less successful ones are in a lot of debt trying to "keep up with the jonses".
Many of these "Instagram influencers" are actually prostitutes. do some digging on "Dubai porta potties" and you'll see what many of them are up to
More than we realise I think
It's sad
Literally, youtubers, social media influencers, models, etc and EVEN just regular people are all about keeping up with the Jones. "Live your life not theirs" by Rachel Cruze talks all about it. Debt is never the answer
nothing makes me cringe more than instagram influencers
That's not a real word
Precisely !!!!! I've never ever signed on Instagram ever.
@@mmspost7921 me too!!!😁😁😁
Says a lot about human mentality in this era sadly
They really feel like they’re models and shit. If your actually have a career and can put input in that influences or changes the way people think then your actually an “influencer”. This girl is a poser. People who have disposable income are the only people who should be spending money like this. If your going into being an influencer your living a fake lifestyle making you a fake person.
Title should be “I seek validation from people who don’t give a damn about me and I want to capitalize on it 💁🏻♀️” 😂
Wooden Hope Lol no one cares about the useless bullshit you just typed up
She has really bland taste. Idk who’s liking her posts 🤷🏼♀️ Probably bots.
Totally agreed. That’s why she needed to make this video to gain publicity lol.
She’s very plain Jane
Maybe it’s aesthetically pleasing to some people. The photos are simple but they look good for the most part.
She is
Yes, Mr. Ramsay
As dumb as most of this was, at least she woke up and worked hard to pay off her debts. You gotta give her credit for that. I hope she doesn't regress back. :\
🙌🙌🙌🙌🙌
Her dad paid it back....
@Don Bastardo Well based off of her previous decisions, she probably needed the help. There's nothing wrong with your loved ones helping you get out of a rough spot. As long as she doesn't take advantage of them and really tries to improve herself which is what I'm hoping she's working on now.
But did she though? I'm not so sure... she even said the experience gained her followers and a job, kinda sounds like the real lesson got missed here.
Not me. I don't have instaram or social media posts on food and travels. I have never been popular though. Many would say I am more nerdy. I buy 95% of my clothing 2ndhand too.
... Sis really bought a Louboutin bag for 100 likes...
Ink BlottedSoul yeah, and tons of guys buy sports cars and remortgage their houses just to impress their buddies LOL
You could buy that 100 likes for less smh
She could have bought a fake, no one could tell on a picture.
The her pics were getting more like 7000 likes. Still a stupid ass decision tho 😂
Louis Vuitton* lmao. logo is right there fam
Girl is probably not gaining a dedicated following because none of these things are authentic. They're not her as a person and it slowly becomes obvious. She's trying to replicate other successful people and not put her own spin on it at all. It's fake and audiences can tell. Additionally, big tick items on social medium are usually the result of PR. Very rarely do these people buy these things themselves and if they do it's cause they actually enjoy the item, not just for a photo.
Exactly, she was looking at Instagram for what places to go to, and so her photos were exactly the same as everyone else's.
" I don't like Country music, but Nashville has pretty walls."
Someone that shallow deserves 10k in debt.
Exactly !!
You are correct! She didn't even care about going Nashville and didn't even do basic research to see that there's more to Nashville than just country music. I know someone who falls in line with being an influencer without really trying to be an influencer with around 1k-2k followers because she posts her authentic self and the things she enjoys like going to see local punk/alternative in Nashville (because there are way more genres here in Nashville than just country). If this girl really wanted to be a really successful influencer, she would be trying to be her authentic self while doing something outside of the box that won't cost an arm and a leg.
I dont think audiences can tell....they still believe everything "reality" shows feed 2 them 🤣🙈
I was going to be on her side here, I’m a painter so if I have a painting doing well I’ll spend maybe $5 to promote it. But a $1000 bag...how is that Insta’s fault?
The difference is...you're using talent, and that's more respectful compared to being a Sheep trying to stunt.
The other difference is...you probably actually enjoy painting and not doing it for attention.
This girl needs her phone taken away from her casue her instagram is not poppin
So she’s excited about the followers she getting from talking about how social media sucks and made her in debt... but weren’t you in debt for the followers?? Girl I don’t feel sorry for you at all.
I don't think she's looking for pity but telling people her experience and her attempt of becoming an influencer
@@Starkardur and by telling her experience shes attempting to become an influencer just with a different facade, braindead
If Dave Ramsey saw this, he would have a heart attack
jackieeeeee 😭🤣
He would shout D.U.M.B ‼️‼️😂😂
i was thinking the same
I was thinking the same thing!!! She needed to stop by the Ramsey Studios while she was in Tennessee 🤣🤣.
I mean Ramsey was bankrupt in the 80s. Everyone learns lessons.
oh dear...
Are we supposed to feel sorry for her?
Well I do. But not the way I'm sure she wants people to....
This is just.... pathetic.
So basically she continues to promote herself, thanks broadly, didn't have enough ads today yet.
You can be an influencer without being in debt. She just didn't know how to do it correctly.
I'm $10K in debt because I had to go to the hospital once for two days... At least she got to go to a bunch of countries!
"when i started to have an instagram presence" *has literally 200 likes*
You can’t blame everything on Instagram!
Riya Vivek exactly. People need to blame themselves for getting into the realm so deep🤦🏾♀️
Riya Vivek your right
I still don’t get why so many want to expose so much of their personal life online. Trying to be something they aren’t
So that's why I deleted my Instagram - to stay away from the "perfect" lifestyle and appearance
I've never ever signed on Instagram ever. It's revolting.
I will still have it and go against that same kind of status quo and embrace the mistakes of being human.
Aswell did I. I found myself comparing to what others have and what I didnt. It made me unhappy. Now 2 years without any social media except CZcams, I am happier than ever!!!
Me tooooo!
"Don't go broke trying to look rich".
I wonder how many other people are doing the same... what a strange time to be alive
Mariam Latif I just saw an article were a man has his mother work so that he can live his influencer life. And he has a girlfriend and she also takes advantage of the working mother. The mom pays for his trips and the couple refuses to work.
Yesenia Martinez Jesus..that’s insane..
'I was in debt because I'm dumb, lack critical thinking skills, am vapid and empty inside with no real identity besides being a consumer. "
Can't wait for Instagram to become a part of the past
oh my God me too!
It's great for art though! I follow art accounts & like gary vee lol and it's always a stream of goodness on my feed haha
I'm an artist and it's a good platform to show people my work, but I don't really care about the likes and followers
SMH i would take myspace over all this crap. I don't remember it being like THIS?!?!?
@@kierah6087 I thought I was the only one who misses MySpace. I like Facebook, but I don't love it. At one point, I hated it. Then I got an Instagram. Instagram takes the cake on my hate level. I hate it. If MySpace didn't die, I would let Instagram die because it's so anti-desktop user! You can only post pictures on the app, but not on desktop. You gotta go to developer tools and change it to smartphone view to be able to. Also, if you wanna view comments on desktop, you can't. You have to use the app. It bothers me.
I 1,000% cannot relate to going into debt because I wanted people on Instagram to think I'm living a glamorous New York life. Maybe because I'm a grown-ass woman. But this makes me wonder how many people are going into thousands of dollars of debt to project an image for literal strangers. I hope some of them see this and wake up.
Snarkulous congratulations on being so responsible and perfect, but some people have sheltered upbringings and their parents don’t teach them the importance of these things, and they have to learn a hard lesson the hard way. It doesn’t make them a bad person. Materialism is literally engrained into Western society and the fall does not lie on Instagram, it lies in the failure of the people who are supposed to teach these lessons before this happens. contrary to what you might believe it’s not common sense, you and I were taught these things through a series of life lessons that we didn’t get to this point on our own. But I’ve met many responsible adults who, as young adults or teenagers, made stupid mistakes and spent over their limits and ended up in a position like her. maybe not for Instagram but for equally shallow social points in real life. are these comments acting like this is some hideous offense, all this hand wringing is just so over-the-top and people need to get over it
1. Why do these hyped up designer bags look so damn cheap-looking?
2. Her boyfriend looks like a hot millennial Fez from That 70’s Show.
3. I’d like to know how she managed to snatch said boyfriend with that level of insecurity and vapidity.
4. Let’s not make “influencer” a word. Please. *Cringe*.
In the end no one on Instagram looks at ur picture more than 4 seconds and thinks about you most likely 0
It's self-inflicted! Showing off doesn't pay the bills!
You live in nyc - that’s Instagram worthy already. And side note - have you REALLY ever been an influencer at any point at all? Don’t think so :/
10k is a manageable mistake, she learned from it and that’s good. Some people get into a lot more trouble with that, they take out student loans to buy stuff or don’t pick up a marketable enough skill set from the degree itself to the tune of 100k or more and have it for a lifetime.
I would not called it a mistake. She "invested" 10k in possibility of becoming instagram influencer. Fast forward she is instagram influencer and not in debt.
I would called it good investment, risky one but good.
And because of debt she grow her following, first with trips, later with talking about debt.
Lord Achillies ok incel
Demonetized there is always one lmao
True !!!
Could she not return or resell the items after photographing
she's never had the thought of returning something in her life because she only started buying things on her own money (credit) like four minutes ago
Count Backwards lol
She did sell things on poshmark
@@kellykul87 I think she means like returning to where she bought it and got her money back.
She could’ve kept the tags on and returned all the stuff. Also, I know multiple Instagram influencers who wear the same pair of clothes multiple times and they still look GREAT. This whole “only wear an outfit once” thing is the result of fast fashion. I used to believe it but you spend on low quality items that you won’t even like next month. I started going to secondhand stores and finding pieces that will last a long time and go with several other clothes. Staple pieces.
*Instagram didn’t make you do anything you made those poor choices just to impress others who don’t know you personally and you don’t know them it’s sad because she is obviously not alone with that same mindset which is all too apparent*
Sounds like a business investment that didn't pay off. Welcome to the real world honey.
A lesson in the dangers of narcissism
I used to post a lotta food and drink photos... then I stopped one day and began to dive into my food and drink as soon as I received it, instead of taking the right photo for the first ten minutes or so..... enjoyed my meals, drinks, myself, and others so much more.
Living life to share it, rather than enjoy it. Backwards
This is America......
Land of the Mindless Consumer Pawn!
Her: WITNESS ME!
Everyone: MEDIOCRE!
Mediocre, agree x1000000!
Asking for validation for other people on instagram and other social media needs to stop already. Earn self respect and self confidence is not gained through Instagram... Gosh...
I’m glad someone was honest and actually opened up about this. I’m sure there is a lot of people out there who have done the same. She is brave for actually talking about it
Yes
Girl. BYE.
“I loved it so much I bought it twice”
Ick
Haven't you ever worn out an item of clothing that you absolutely loved and there was no way to repair it?
The reason why men won't date women
@@MzVagabond sure, tons of times. I just wait until its irreparable BEFORE buying a new one
@@naomibarnes44 That's one option, another is to buy multiples (I'm talking like, two or three, not 40) and rotate them so they last for years
@@henrythehilux3963 Does this mean all men are gay now? lol
She keeps saying the pressure of social media, but that’s not taking ownership of herself getting into debt
The pressures of social media? You're not an influencer. Everyone is and you're not special like the rest of us.
if everyone’s an influencer then she is too lmao way to shit on your own point
I respect her for her honesty and sharing her mistakes with us.
$1000 on a bag is utterly ridiculous! That's how the rich get richer & the poor gets poorer.
The sad thing is many people don't want to admit they have nothing going on with life, that's why they hide themselves behind these Instagram accounts and persona because they're scared to look deep down in themselves and realizes they don't like who they are, or that their isn't much there.
This can be fixed, if we put social media on a shelf and try and learn who we truly are.
I put my phone away and just paint and paint and create art for hours. Because it helps me feel better and making things in a way I can show others how I see things.
Not because of Instagram, because of your poor choices. It's called accountability.
Everyone is being so judgemental in the comments, this is the reality for so many instagammers but they’re too afraid to acknowledge. I’m so glad this is out there but wish it had more views! The link between social media and validation is so tough to break, but I hope their new direction of not showing the number of likes helps!
What are you doing Broadly. Why. Why.
“I spent a ton of money trying to be an Instagram influencer”.
I don’t think I’ve ever come so close to vomiting from something I heard on youtube
I think this was posted to warn people against falling into this trap like she did, rather than her trying to get pity...
It's bizarre, because this is both a cautionary tale and yet she's making it seem like "it was worth it." It's frightening that it's these people who make shallow self-reflections (if any) are the "influencers."
This is sad coz there's real enjoyment in travelling and learning about people and their different cultures. Don't care much for posting about it tho. It's a personal and spiritual journey
Every instagramers' boyfriends are photographers. Trend
So Nashville is in the Southwest now... 🤦♀️ #buyamap
Becky W I don’t consider Austin to be the Southwest either.
That is what I thought. Nashville is NOT the SW. Texas, Oklahoma, etc. are in the SW. Nashville is in Tennessee.
This is a great lifelesson on what shouldn't do and why most thing online are just fake🤪🤪
I did a “photoshoot” in my backyard where the wood line is and I cropped out the crocs I was wearing. And it was free
the cost of insecurity and probably low self-esteem. i hope she doesn't relapse.
I appreciate this girl’s honesty. It’s not easy to admit your financial mistakes - especially when it was for dumb reasons. She’s young - I cared a lot about what other people thought of me when I was young too. Glad she paid off her debt.
"I'm really stupid and not afraid to tell everyone!" I just don't understand...
'places in the southwest like austin texas, nashville'... girl what
"Spending money you don't have to impress people you don't really like" is a Dave Ramsey slogan
She still seems very happy with herself despite all this. The people interviewing her are just giving her more confidence to do these things by allowing her to have the limelight. Whatever, I’m not the dumb bitch who got herself $10k in debt because people on the internet care are gonna give me a like or follow. There is much more in the world to enjoy than overpriced clothing and trying to look rich when you absolutely are not. I am 22 and have worked up the social working ladder and now am apart of management. This girl needs to worry about her job performance, not as revenue. Have fun digging yourself into unnecessary debt and stress honey bug ✨
well done girl, you got your life back on track and are being honest and vulnerable about how you got into the mess in the first place. props.
Correction "my stupidity cost me $10k that I didn't have"
Not to be that person, but like people get tons of followers by having an art account, or an account of some niche interest they have, and like most of them don't even spend a lot of money
So it wasn’t because of Instagram... it was the fact you were trying to live a life you couldn’t afford.
Bs. You were 10k in debt because you chose to be 10k in debt. Instagram didn't make you do a thing.
Social Media is a scam if you don't have rich parents or a sugar somebody to take care of u 😂. We humans need help
It is CRAZY to spend $1000 on a purse. I can see $1000 for a good luggage set that will last a lifetime. That's what I got for my high school graduation gift, but it was not $1000.
I can’t imagine spending $1000 dollars on a bag?? My brown purse is falling apart (to my moms absolute horror) but it’s still functional and I will use it until the bottoms falls out bc I can’t stand the thought of spending money in a bag
So glad they are getting rid of seeing who likes your posts. Put an end to this nonsense and influencers.
at least she travelled
The funny thing is I could've done all the same shit she has done so long as it was on a coast. Just get a job on a cruise line like I did, you can take all these dumb photos every time in port, and you walk away with 10K SAVED, not spent! 😄
The way I see it, I'd rather be anything *but* an influencer. If the mainstream social media followers liked what I was doing, showing, or had to say, I'm probably not doing anything very valuable. The world now is a hollow house of cards, utterly vapid.
Not a fan of “influencers” and don’t feel bad about her bad financial choices. Hope she gets it together
I guess she doesn't have student loans. Mom and dad must help.
Ma Al they’ll be thrilled when they see this video
Shes too dumb to be a student
I am guessing Mom and Dad may also pay many of her bills and/or her boyfriend pays for a lot of things. Like paying 10k off in 18 months is not something most people can do.
Mariah Ellisor too dumb to be a student? This is America we’re talking about. The country is literally full of diploma mills, anyone can be a student
Interesting how there's children in Uganda who can't afford sandals to walk to school, yet she spend $700 (Uganda's GDP per capita) on a flight ticket to take pictures. At least she corrected her spending habits!
How is no one talking about how pretty the edits and white lettering in the video are??
“Showing off experiences..” so lame
you went in debt tryna flex 🤦🏼♂️
I think this video is not about her not learning, but it’s for us to view it that being an “influencer” is a lot of money; it’s more of an awareness than her actually learning on it.
I appreciate how honest she is being about all this. I feel like most people would hide in shame instead of acknowledging their mistakes like she's doing.
Should have been titled ""I'm An Idiot!"
Somebody needs to review the regions of the U.S.
You got it wrong from the start: Instagram is about faking it until you make it. Not actually buying the stuff.
This sounds like a personal problem. Not an Instagram problem 💀
What would happen to so many if Instagram shut down? 🤦🏽♀️
ColleenMarieT I believe we would not have activist too
People would lose their minds
I'm really scared for my generation.
i agree that it was her decision to go in debt and seek validation from other people but aren’t we all living like this? the u.s is literally leading in credit card debt because it’s so normalized in our culture. that’s why it was so easy for her to get in debt! she’ll just be approved easily and spend more!
on top of that, you can’t deny that social media, especially instagram, has influenced our behavior immensely. we post our best pictures and are seeking opportunities for extra income by becoming influencers. i mean…her situation may be more common than we think.
That is truth for most of luxury CZcamsrs . Instagramers They try to keep up , so go on spending money to buy new bags , shoes and vacations for flashy pictures which shows a flamboyant lifestyle . If you look behind scenes they would be struggling with debt or have absolutely no savings at all since all disposable income is spent completely . I don’t say it is wrong to buy luxury items . I own 2 luxury bags too but I bought them after lot of planning and saving .They don’t impact my life. Buy items you can afford and for yourself to enjoy . Not to just display . Take care of items you buy . I have one bag which is expensive . I put it in a box and dust bag and carefully use it . I know I would use this bag forever . I mean have value for money for which your work hard . Don’t spend just to get others appreciation. No one will help you when you are struggling with money . That was implanted in mind by my parents.
I feel for you, but I just cannot relate to that much love of stuff! Look outside of yourself, be of service to others to find real peace within you.
She could fake her vacation with photoshop smh
Word is here dad actually paid off all her credit cards - and she lives for free at her boyfriends apartment in NYC
Y’all can keep calling her dumb but most of you are dead doing the same thing. Sooooo. It’s real. She’s real for being honest about how she was media pressured into debt. Some people don’t even know it’s happening to them
She was not pressurised , she did it to grow as an influencer.
People calling her dumb are the ones who can easily see through all this. Doesn’t mean they’re doing the same.