CASH ENVELOPE STUFFING | july paycheck 1 | budgeting
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- čas přidán 6. 07. 2019
- TJ's beard shaving video - • SHAVING MY BOYFRIEND'S...
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It’s so relaxing watching someone with there life together can’t relate
Celena yeah I agree
I need to get caught up, I didnt realize you stopped using your bullet journal lol, but on another note I finished paying my student loan!
My fiancé is trying to become a police officer as well and it is such a process. It’s so much more than applying and interviewing. Good luck to TJ!
Yes, absolutely! It is definitely a lengthy process but I wish your fiancé the best!!
Love seeing these notifications pop up 😍 You’re one of the channels that inspired me to start making my cash envelope videos ☺️
Your videos are what got me started with envelope stuffing
For some reason these videos relax me. I think its your voice.
Am I the only one who thought the "exciting announcement with TJ" was them getting engaged?😂
Anna Schmidt I’m sure you’re not 😂 any time I mention a TJ announcement 932719 people think we’re announcing an engagement 😘
YESSSS
Very interesting, can you explain how you got started? I really need this in my life, I’m such a spender and need to learn to budget better.
I’m so glad I stumbled onto this video. I’ve never been more happy than to start doing this and learn how you do it. Thank you so much!! I just subscribed to your channel can’t wait to see more! I’ll tell you how it goes!😁
I really love your videos, you inspired me to do my own budget and to do the cash envelope system along with making my own videos ♥️ thank you 💜
best of luck to TJ on his journey to becoming a police officer. my husband is a LEO, it's challenging- but if you have a heart for it- it is very rewarding.
I watching your cash envelopes everytime my notifications pop up
If it does all come out the second you should make a envelope or something to transfer money to your second paycheck so it balances out...just a idea
Bro u are so smart I’m so mind blown this is so satisfy I feel so motivated to start trying this out
Will you be bringing back the what I spent this week? 😭
Irsary Higuera yes I totally will! Just right now I’m so focused on school there are some weeks where I don’t even leave the house 😂
How do you decide how much you’ll put in each category?
Love your cash envelopes! What are the dimensions/size of them? I always watch your cash stuffing videos and I learned that splitting bigger payments into different pay periods is a great idea! I wish I knew that sooner!
She has an old video about how to make them where she mentions the size
I’m sorry to be a hassle, but can you explain how you split your check up and get the exact amount? Like how do you know how much can go into each slot and what do you do when a check is different
When you go for your first physical with a new insurance, the visit is usually free. At least in New York. Any annual physicals should be free as well!
Ahh that's right! Thanks!
I wish my life was this organised 😂
Your insurance is under pre-tax dollars, so maybe that's why you see your paycheck the same...? Also, a suggestion: When they allow you to do a flex account, you can have the money you're currently setting aside for your "medical fund" go towards your flex account. Those funds should also be pre-taxed, so it becomes a win-win situation for you! You won't have to set that $ aside anymore (so it can go towards your snowball instead). Any money that is pre-taxed is great because at the end of the year, you'll only be taxed on the after tax income.
Check what your actual effective date is with your insurance. I recently had the same confusion with my company insurance and had to call them since no money was being deducted. They told me there was 90 days from when I signed up to when the plan was effective so I wouldn't see anything coming out of my paycheck until then. Maybe your company has a similar policy?
I was told it became effective July 1st. But thanks for that information, I didn't know that's how things work sometimes!
Is there a reason you switched back to Kate Spade from your Filofax? I want the Filofax but only if it’s worth it lol.
Where did you get your envelopes ?
Do you have sinking funds after all of your bills are paid: The money left over into another special savings category?
I love your videos❤️ I always get excited when your notifications pop up!!! What inspired you to start your CZcams channel? Can you give any tips for beginners?
I started my channel because I had made some cash envelopes and my friends wanted to see how I made them. So I made the tutorial explaining it, and I started to see that people made videos about stuffing their envelopes too, and I figured I'd give that a try so my friends could see how I do that as well. I never in a million years thought people would watch! For beginners I always say make sure your audio and video quality is good because people won't want to watch videos that have poor quality in either of those categories. And then after that just be sure to get on a regular uploading schedule. People are more likely to subscribe if they know that you upload content they're interested in on a regular basis.
With Kaiser call every morning at 7am to check availability for the day
I really want my own insurance, but sadly my current job doesn't offer it >..
Simply Kamy I love your content, Kamy! 💕
Love your videos!
yay! my bf is a police officer!! go tj!!!! and good luck to you alyssa with that process, its stressful for everyone!
Ashley Brickner yes, it absolutely is ❤️ but I’m glad I’ll be able to support him through it all! Thank you so much!
What kind of wallet is that
I want to start doing this because all I do I waste my money but it looks so fun and affective. Do you mind me asking were you got your safe from and is it a big safe?
I got my safe off of Amazon years and years ago. It's pretty small! It's made by the brand Sentry and I think I spent around $30 for it. I have a similar one linked in the description of my videos 😊
Can you explain your reasoning behind splitting spending, groceries, dogs, clothing and toiletries? I would think that dogs, toiletries and groceries might be the same, and spending and clothing? Thanks!!
Grin & Plan hi there! Well, they’re all very different categories. If I had my dog fund lumped in with toiletries and groceries, then an unexpected vet visit could make me unable to buy groceries or toiletries until the next paycheck! Having everything split up like that makes it so you’re able to afford everything, and stick to your budget in that certain category. Good question!
@@alyssamakesamigurumi got it. I wasn't thinking about the vet. (not a dog mom 🙂) I guess also if you use those envelopes for different store that makes sense too. Thanks again!
Hope you're okay! But I couldn't stop laughing at your chair situation because that's me in my kitchen chairs all the time. They roll and lean, its catastrophic! Lol
Laura Martinez hahaha I’m totally okay! I just had to leave it in because it was too funny 😂😂
Hey Alyssa!
Just wondering how you got started doing your 1/2 payment method. Did you start with just one category or did you do all of them at once? And how did you actually start cutting them in half if you budget everything out already and don't have extra left to start a half payment category? (I hope that made sense)
I started out doing things so strangely. When I worked retail I was paid every 2 weeks but I split up my paychecks into 2 and left half sitting in my account and budgeted for the week with the other half. So I used to split up my one bill at the time (car payment) into 4. I just always heard my friends saying "ugh my car payment is due this week so there goes my paycheck" and I never wanted to do that. I like to split it up evenly among the paychecks so I don't have a bunch left over from one paycheck and can barely make ends meet on the next, you know? It just seems to eliminate so much confusion for me. It's a bit difficult to set up at first because you kind of have to get ahead on your bills, but it is so worth it!
@@alyssamakesamigurumi That's definitely how I feel. One paycheck has so much left and the other one I have nothing. So I want to try and start splitting them up like you do! It's hard though because I do work retail so I never have the same amount to be able to plan things out.
@@ksabat9 I totally get that. I started when I worked retail too and my paycheck was always changing with however many hours I got. The good thing is, your bills usually stay the same. So hopefully you have enough coming in to cover your bills, and only the amounts you're able to put toward somewhat less important things like spending money, toiletries, sinking funds, and things like that will have to change.
Are you still able to eat at your parents house as well as the food you buy with your budgeted money? I’m trying to figure out a food budget for myself and $120 a month doesn’t seem like enough...
Yes I think she eats with her family when her mom cooks, but also makes food for herself a bunch. I will say this, your first couple of months on a food budget, especially if youre new to cooking, will be higher than expected because youre gonna have to buy new tools/spices/etc to cook so often. After a couple months, those things will only occasionally be bought so the budget can be lower
Yes, I am able to eat food at home that I have not purchased but my family eats completely different than I do. I eat dinner with my family maybe once per week, and dinner with TJ's family probably once as well. Luckily if my mom is going to the store I can ask her to pick up things like bread or almond milk, and she'll randomly surprise me with some food too but I definitely can't give her a list 😂 I shop at Aldi and I am consistently amazed with how much food I can get for $60. I feel like I robbed the place most of the time!
Which category does your nails go in?
I don't have a dedicated nails fund, so it comes out of spending, which is basically like my "allowance" I give myself.
My husband went through the process to become a police officer. He ultimately changed his mind and is doing something else but it's a lot of work!
Why don’t you use your bullet journal anymore?
It just got a bit too time consuming for me. I still have it and will probably go back to it once I'm done with my degree and have more time!
She doesn’t pay rent ?
Okay 7:36 made me subscribe lmaooo
ShannyUriex3x hahaha I can respect that 😂
My eyesight is not what it used to be. I thought I read ear payment and I was like huh? I brought the phone closer to me and read car payment and I was like oh!!! Duh me!
Lol too funny!
OH MY!! My OCD kicked in and I started sweating as soon as you opened that first envelope, pulled out all the money & all your money wasn't facing the same way LOL hehehehe!! Thanks for the video! How's school coming along?
School is going well! My progress has definitely slowed down quite a bit lately but I'm still chugging along. I'm definitely going to have to do 2 terms, but that's okay!
I really like this wallet an it’s not the one linked in the description, do you by any chance know the name of this? Feel like if I had a good wallet that I loved it would make me be more on top of my cash envelopes and spending 😊
it’s a kate spade “planner” you can find it on like Poshmark or Mercari it’s not available through kate spade anymore
Yes, that's true, this is a new one! Unfortunately Kate Spade doesn't make these anymore so you do have to find them through resale sites. The FiloFax is somewhat similar which is why I still have it linked.
Do you pay rent?
Taylor thank you
I need help starting this pls help me I get paid weekly
Am I the only one wondering where your utilities are 🙃
if someone isn't including rent or utilities isn't it obvious they must live with their parents still lol. or is it just common sense to me
I love seeing your videos but you have been lacking on the handwriting. Miss the perfect writing. And organization.
Bethany Rojas if you’re looking for perfection, I ain’t it sis 😅