Our Total Income and Expenses REVEALED! | 2022 Beers & Budgeting Year End Review

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  • čas přidán 19. 01. 2023
  • Join us as we take a look at our entire income and expenses for 2022! This was a big year for us: we moved to LA, Kyle changed jobs, and we hit a lot of financial goals. Thank you so much for letting us share our financial lives with you here on CZcams. We can't wait to crush more financial goals with you in 2023!
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Komentáře • 41

  • @thelaneanator6302
    @thelaneanator6302 Před rokem +4

    Congrats on a fantastic year you guys! I love Beers and Budgeting and watching you guys thrive and your progress month to month, and it is inspiring to me as well in my own journey. Cheers to a great 2023!

  • @zulmahernandez4111
    @zulmahernandez4111 Před rokem

    You guys are killing it! Goals ❤

  • @libbysworld7649
    @libbysworld7649 Před rokem

    Excellent progress. Thanks for sharing.

  • @Squintillions
    @Squintillions Před rokem +1

    I did not know that 529 to Roth IRA info. Thanks for sharing. That is great!

  • @C_Beaty
    @C_Beaty Před rokem

    I'm in the same boat with my football team (Eagles, but I live in DC). We decided to bite the bullet and get NFL+ premium, which lets us stream some games live, and we can watch the full recording immediately after the game is over for all teams, even out-of-market. So if you don't mind waiting a few hours and avoiding spoilers to watch some games, I think it's worth it. Might be worth looking into for next season.

  • @lilychiang12
    @lilychiang12 Před rokem

    Your editor is phenomenal. PHENOMENAL. I am dying at the pillowcase edit.

  • @manavhir9161
    @manavhir9161 Před rokem

    I hope all your dreams come true! Great couple 👌

  • @rubyrocks5
    @rubyrocks5 Před rokem +3

    I really look forward to seeing your year end review every year. This year I did one with the hubs and he told me, “This is actually a lot of fun!” 😜 Which is how I imagine every budgeting meeting will go but alas lol

    • @rubyrocks5
      @rubyrocks5 Před rokem +1

      Did you and Kyle come up with 2023 goals or is that a separate video?

    • @DebtFreeMillennials
      @DebtFreeMillennials  Před rokem +1

      Yes we did and it's in a separate video! That video is still in editing but will come out in February.

  • @judithbuchanan9566
    @judithbuchanan9566 Před rokem +1

    Well done Kyle & Justine, you both inspire me so much 👏🏽👏🏽 & can I say how much younger & more handsome Kyle looks with his beard gone😅. You guys are couple goals 👌🏽🙌🏽.

    • @DebtFreeMillennials
      @DebtFreeMillennials  Před rokem +1

      Awww, thank you! He recently shaved it all off but I told him to keep some stubble. I like the beard!

  • @cesarvalencia2324
    @cesarvalencia2324 Před rokem +1

    Is your savings total including 401ks ?

  • @millennialmoneyprogress
    @millennialmoneyprogress Před rokem +1

    Do you guys plan to rent for a bit when you move to Colorado to get a feel for the neighborhood or buy immediately?

    • @DebtFreeMillennials
      @DebtFreeMillennials  Před rokem

      We want to buy immediately. My besty lives in the Springs so I'm fairly familiar with the neighborhoods.

  • @julienalexander6113
    @julienalexander6113 Před rokem

    Dang. I'm going to move to San Diego soon. Would've been nice to meet you two.

  • @alanaherbert6037
    @alanaherbert6037 Před rokem

    Yeah I feel yall on the Paramount+ , I'm a raiders fan in LA. I think next season NFL+ premium

    • @DebtFreeMillennials
      @DebtFreeMillennials  Před rokem

      Okay I signed up for NFL+ and it literally provides nothing. Does the premium actually get you live games??

  • @koquikoquito
    @koquikoquito Před rokem

    These two get funnier everytime 😂

  • @loudresviennadeaires
    @loudresviennadeaires Před rokem

    Congratulations on the great year, financially! Also, love how you both dressed up for this one.

  • @kristinayarmolich
    @kristinayarmolich Před rokem +5

    Chick-fil-A for a night out?😳 I’d rather have a nice meal at a local restaurant but I guess that’s why I’m broke :)

    • @DebtFreeMillennials
      @DebtFreeMillennials  Před rokem +5

      Oh there aren't any nights out over here with a 1 year old now haha that's why we do Chick Fil A for lunch.

  • @alexlorenz7
    @alexlorenz7 Před rokem

    What are your guys thoughts on FIRE? love your videos!

    • @DebtFreeMillennials
      @DebtFreeMillennials  Před rokem

      Love FIRE. Want to achieve it, but realistically we want to get to Colorado before we start down that trail.

    • @alexlorenz7
      @alexlorenz7 Před rokem

      @@DebtFreeMillennials makes sense!! seems like you guys are laying all the right groundwork for it

  • @JVHarberden
    @JVHarberden Před rokem

    Those are some nice low percentages! In comparison ours seem very high 😬
    Mortgage = 50%
    Groceries = 10-15%
    Utilities = 5-10%
    Fuel = 10%
    Student loan =5%
    Other spending/saving 10-20%

    • @DebtFreeMillennials
      @DebtFreeMillennials  Před rokem

      50% take-home towards mortgage?! That seems super super high. Where do you live?

    • @JVHarberden
      @JVHarberden Před rokem

      @Debt Free Millennials in Calgary. AB, Canada. It's a combination of a few things... my husband is earning less than average for his job (he is waiting on his professional designation) and it doesn't make sense for me to work (I'd basically just be paying for the childcare for 3 kids... so I'd rather be home with them). And then housing prices are high here, even though we purchased while the market was low, we really wanted a single family home.

  • @star_platinum2821
    @star_platinum2821 Před rokem

    can you explain how you only pay 52.50 a month for a cell phone , I'm doing something wrong thanks

    • @dubfire77
      @dubfire77 Před rokem

      I pay 25 or 28, but I have only 2GB of data.

  • @mikebayless4268
    @mikebayless4268 Před rokem

    Nope! NFL contract prevents out of market games; NFL Sunday ticket is $299 a year

  • @dipodhelper
    @dipodhelper Před rokem +1

    get him some new clothes haha

  • @briannelton9153
    @briannelton9153 Před rokem

    Nanny making about 30k in San Diego, ouch

  • @Eeshiee
    @Eeshiee Před rokem

    You guys are chiefs fans?? 😮😮

    • @DebtFreeMillennials
      @DebtFreeMillennials  Před rokem

      You didn't know that?!?

    • @Eeshiee
      @Eeshiee Před rokem

      @@DebtFreeMillennials new subscriber here but I binged a few videos. 🥰🥰 love finding fellow chiefs fans

  • @soapa4279
    @soapa4279 Před rokem +1

    Jesus Chroist $39,160 annually on a nanny

  • @ironsteal
    @ironsteal Před rokem +1

    Parents shouldn't be paying their childs schooling. Your retirement money is going to be all gone to dumb schools