"You Should Tell Your Husband To Start Making Money!"
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- čas přidán 30. 01. 2023
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Let's just slide over the fact that she admitted to spending 120 k a year while having no income and over spending. She is also the problem.
Yes she is.
They went to the root of the problem and that is more important. I've seen many women overspend as a way of coping with emotional strain. Addressing her marriage will by default help her limit her spending many times
Both are factors but yes she is at fault
@@TheEllaTB i admit, I use retail therapy as method of coping through marital strife but I always kept the receipts and return the items when I felt better.
She could get side money on onlyfans or work nights at a topless bar.
Why are they not telling her to go get a job?
Because she's a woman lol
Real housewifes don’t work.
Right!
She has FOUR children she's caring for....
@@cleliaparnell8743 if they’re over 5, she can work
Trust me, people can raise a family on less money
Just need a budget(;
I did it. Your absolutely right.
Yup. Most do it. Checked that box with my supportive wife. 💪
Both the husband and the wife are insane.
If your watching this you’ve probably had some financial trouble. It can happen to Anyone
Everyone watches, not only people in trouble
@@lamisioneravaleriano trouble here, i watch not only for entertainment on some of the craziest scenarios I've ever heard, but i love hearing some of the solutions too
@@georgewagner7787 you are human, so it can happen to you. She's right. It can happen to anyone.
That being said, these people are making some poor decisions.
She is insane and irresponsible, who the hack spends $10k a month in a situation like this, but I blame him the most because he allowed her to waste all his savings. Based on the info she provided they had about $700k in 2018. They could have invested all that money in dividend-paying stocks or real estate and live off the returns. They should have downgraded the house back in 2018!
Right… they should have allowed MAYBE a year to process and think of next moves…. Made arrangements and after a year, one or both should have gotten a job… that truly is a shame.
It's their money not his money; their married.
the problem is not working for 5 years
This is my thinking too
He didn't have any savings. THEY had savings.
The lack of accountability here is astounding. I love this show… but you must call people like this woman out.
The Ramsey team, especially Simp Delony, rarely holds women accountable. It's always the man's fault.
@@terriesmith2616 I wonder if Delony has read "The Rational Male." Lol 🤔🤔
They only call out people with XY Chromosomes. If you have XX, nothing is ever your fault. Typical.
And what about the man refusing to provide for this family??
@@terriesmith2616 if you don't provide for your family. It is your fault.
Rachel and Dr. John totally missed this call. You didn’t ask her what her income is and is the husband taking care of the kids while she’s working? Are they saving on daycare? Why is it okay that woman can do this and not men? Maybe her husband is depressed or can’t find a job equally to the one he had. There’s a lot to unfold here. Just so many questions not posed. Also, she obviously has a spending problem. Y’all not ready to take over this show without Dave YET! There needs to be standard questions that are asked for each scenario and you dropped the ball here.
Agreed!
hes not a real doctor. he doesn't have a real doctorate.
she's obviously a stay at home mom. she said they were living exclusively off his income and savings. she has four boys and a household to manage. the bigger issue is her inability to create a budget, and spend less while her husband is working on a new project, and the husband taking five years off on a failed endeavor
I agree that Dave is the only one who has the chops to do this job, but I think most of those questions were answered indirectly.
@@BrianErwin the fact that her husband isn't making any money is clearly a bigger problem than not having a budget. Her spending isnt crazy for a family that had 500k lying around 5 years ago.
Clearly the guy doesn't want to take the time to discuss a budget with her anyhow. It is hard to tell what exactly is going on here. Did they both want to just enjoy the money for a while and had no plan for actually going back to work? Has the relationship changed now that they have four children? Can he not fathom working a job anymore after he had some success? Did he get lucky in the past and now he thinks he has a skill that will make him a successful entrepreneur?
10k/month IS pretty rich living. In the current situation it is too rich because it is completely unsustainable.
The couple could've both been working part-time to supplement that 700k. This is insane! Both need to be held accountable!
They were both held accountable by what I heard.
She didn't want to talk to her husband about his plan not working. That is how she is accountable. They have to be on the same page with a real plan.
John uses his favorite line: I'm scared to death and I can't breathe.
Soo gay
Can't stand John
She the kind that needs Dave to directly tell her the truth 😂😂😂
Def needed Dave's bluntness.
I feel they were both too understanding towards her when she is a big part of the problem. Spending 120k a year on expenses???
she needs to get a job too.
@@KiLLED5639 well, that is the kind of thing ng THEY have to decide when they are married.
Your opinion, or your jealously, doesn't figure into the equation.
@@jamisojo you read too much into that. There's no jealousy on my part.
$120k??? Dave Ramsey would’ve caught the fact that the wife is spending money like crazy.
Apparently the husband didn't bother to discuss it in detail.
I think he wants his wife to think he's a wealthy type of dude.
This man basically had a 5yr emergency fund and forgot to refill it 😭😭
He didn’t forget to fill it up, they just didn’t fill it up.
@@Austenfan177 no job in her five years and he married the wrong woman? Pathetic..
@@iamkesha. he couldn't even make a budget..
If they downgraded their lifestyle accordingly because they were making ZERO dollars a year it could have been 10
@@jcherestal10 years of laziness and THEN find out that they are screwed. They are older and less able to start over . And maybe hate each other, and themselves.
This is insane.. they completely blew past the wife's insane spending problem. I would regret marrying her, what a burden. The guy needs to make money, she needs to get a job and make money, they need to sell the house if they can't pull a large income, she needs to temporarily lose access to the bank account. until she can control her spending problem.
EXACTLY... WHAT A JOKE
Yeah I had to actually turn off the live show because they didn't hold her accountable in anyway and just wanted to make her feel good about doing her "Best". She is arguably worse than him for not working. id imagine her kids are grown enough that she is also able to work. Maybe she work for a change and he can stay at home allowing him to work on his project.
@@diablodegen1167 She wouldn't even have to work. All she has to do is not spend $120k a year!
I added it all up, y'all.
The wife literally spent $600K in five years. $120K per year × 5 years= $600K. They now have only $80K left in the bank.
So husband worked, saved nearly $700K and she spent almost all of their savings in a span of five years and Simp Delony is saying the husband is the problem?
Regret marrying her? She may be a great wife and mom. She’s stood by him for five years as the money has dwindled. Sounds put together to me although the spending is too much.
If she's so scared why doesn't she work?! The husband can take care of the children and home while "working" on his golf thing. If it was flipped I'm pretty sure it would have gone very different.
Exactly!
TBH my ex secretary is like her. Her husband told her he would provide so she quit working. 10 years passed and they struggle financially but she still refuses to work!
God forbid she go make some money. She is spending 120k+ a year, meaning she is spending more than needed to maintain the household. She is as much the problem as he is.
How do you know she’s spending more than the household needs. Do you know how much the mortgage is? Do you know if there are vacations they take every year that the husband doesn’t want them to stop. 120,000 was not spent on hair extensions. She might not be fiscally smart but it’s silly to say she spent the annual family budget on herself.
Why they never hold the callers accountable? They automatically assume the other party is at fault, wonder whats his version of the story be like
They never hold the women callers accountable.
They only have one side to go off of, they have no choice but to believe it. They also tend to be too easy on the women/wives for no good reason
@@Austenfan177 they're BOTH wrong. He's just as wrong for sitting by and watching her blow their money and not working himself
@@Austenfan177 Very well said. Facts.
@@Austenfan177 Well said
I used to run my own business. Wasn't making any $. My dear, long suffering bride was pushing me to find a fix for the problem. I took a job for someone else in my field of experience, and lowered my stress level and increased my income. Doing what I love, and loving what I do.
My friend was an accountant. Her husband was a business owner. When they got married and she started doing the books, she told him he needed to close the business and get a job. He did.
Something similar happened to me. Sometimes you've just got to cut your losses and your dream.
Calls like this make me miss Ramsey. Yes, there's a relationship issue here, but this couple has a math problem that needs to be addressed pronto. Ramsey would have asked where the money is going--how much is the mortgage, how many cars/car notes do they have, can they sell one of the cars, etc. Can the wife return to a career while her husband works on his project and/or finds a new job?
They must be spending a fortune on health insurance for a family of six. Even a very modest job would solve that problem.
Losing a job can be devastating. It's easy to think you can't do anything but the thing you did before. These negative thoughts get worse over time. This couple needs to face their fears and jump back into the work force.
Thank You! I completely agree x
Couldn’t agree more. The personalities operate on a template unlike Dave who really dug into the call. I foresee this team having a problem
She mentioned that they had no debt besides their mortgage, they may live in a very expensive house, they could have a huge mortgage & that along with bills and living expenses with FOUR kids could easily amount to $120k a year
Exactly. They needed hard numbers. “If we need it, I buy it.” What does that even mean?
@@genxx2724 She be like "Each boy needs his own PS5! I need a new pair of Prada shoes!"
Dude would have to make ~170000 pre-Tax to simply not Lose money.
Spending 10k a month is outrageous!
Yup. Insane. They totally missed that.
Dr d wanted so hard to blame him , but 120k a year with no income kids or not she doesn’t need to spend like that most family’s don’t have half that and survive
Too many people are experiencing this? I really doubt that there are many other folks who could live off their savings for 4+ years.
For real lol
She’s living the life she never had as a child through her children, which is sad. Why didn’t she call in when the first got the settlement back in 2018 for financial advice? It wasn’t a problem back then that’s why and now that the money is dwindling away she’s concerned🙄 while popping out more kids. She found and married a “bank account” so that she could live the life she never had growing up. I don’t feel sorry for her at all.
Spoiling kids creates monsters. Why don’t people know that? She even says they’re entitled.
Yeah and she complains about them being entitled. Lady, that's YOUR fault.
Exactly.
This call starts so real! 😂😂😂😂 “guys be quiet”
Spending 120 thousand a year with no income coming in and right off the bat these fools blame the husband straight up one sided.
I hate an overspending women that I could always do without
I find it funny the timing of this call. She was on cruise control spending all of the money and now she wants to call when the money is running low. And of course they don’t hold her accountable for her poor spending habits. Instead John talks about her losing respect for her husband due to HER poor choices.
I'm losing more and more respect for these two host.... sad to say
STOP simping!! Hold this woman accountable!
Hold BOTH of these idiots accountable.
There is no simping in a marriage little boy.
It isn't all "women arent held responsible."
She wants her human ATM to spit out money no questions asked. 70% of the time a man loses his job or has a business failure a divorce is filed within a year. Stay single.
Is that statistically true?
@@dmbgator86 I don’t know the exact percentage but there is a statistically relevant increase in divorce if the man loses a job or if the woman starts making more money than the man (and that wasn’t the original setup in the marriage).
@@dmbgator86 Women are opportunistic lovers. They love you for what you have to offer because it satisfies their survival instinct. If you lose your job and have nothing to offer, it triggers her "fight or flight" response. Men need to learn how to work, the dignity of work and the joy of work and embrace their true masculinity of being provider and protector, regardless if she thinks she needs it or not.
@@zoraster3749 < or if the woman starts making more money than the man > I know a couple of women like that and they resented it which led to divorce.
That just tells me that people are getting married for the wrong reasons and don’t form a team that sticks with each other through thick and thin.
Two person problem. She spends 120k a year which is way to much. Especially during a down turn. He's thinking he can make the business work with a bit more time in investment and she is throwing away the savings. At the same time it wouldn't hurt if he found some part time work while he continues to build up the business.
Or she can find work.
Exactly this is a two person problem.
Why is it always the guy who has to go work? She's spending 120k a year so my guess is she isn't spending much time at home watching the boys if she's got time to go shop and spend 120k a year. Keep at it though simp, maybe some broad will take advantage of you too, and you'd love it.
@@jimmymcgill6778 that too
Hes a wild-eyed dreamer and schemer. It's ok if it works, but can bomb horribly if it doesn't. I understand Ray Kroc was that way, his wife gave him an ultimatum - one more screwy idea and I'm outta here. His next screwy idea was McDonalds.
The husband did his part! He set aside a savings fund that would sustain him (while he pursue his dream) and his family. The problem is the wife is spending alot of the money and no one is replenishing! Both host drop the ball on this one!!
Remember guys; It is the guy who is the problem always in the relationship. The woman can't do anything wrong, ever.
Every episode of Ramsey lmao
He hasn't worked for FIVE YEARS!!! You don't see this as his fault??
@@cleliaparnell8743 yet every episode it’s a stay at home mom and they say that’s great, dude doesn’t work one time and his his fault? Make it make sense
Ok but why did they leave out her spending habits? 130k annual spending is way too much.
Typical. They think the man should do everything.\
And the woman to have no responsibilties.
Exactly!!
Yeah, they didn’t ask enough questions about her spending habits and make her realize she needs to budget herself and cut down that spending.
When does Dave come back? Can only handle so much of John
Can’t watch him anymore either.
Yes he is annoying always worried about the callers relationships
Why didn't they hold the wife accountable? Clearly they don't budget together and she has a spending problem.
Did she say that her husband asked her to stop spending???. I would love to hear his side of the story.
But then refused to take any responsibility to create a budget or find a job.
Can't we just have world peace? What is wrong you guys. I told you I wanted world peace..
She said that he didn't give her a budget so she didn't know where to stop spending.
Yeah, I’d love to hear his side of the story about why he has four kids and hasn’t brought in any money in five years and how close does he realistically think he is to his business idea taking off?
@@seosam652 ...He has or rather had 700k in the bank.
Why can't she work, while he works on his business?
She cant
Maybe I misunderstood something, but is she not a stay at home mom? It sounds like she manages the house and takes care of/chauffeurs the kids. And from the husband's apparent income that was flowing before the severance package, she's probably been out of the workforce for awhile. I'd bet her working would create more expenses than she'd bring in
Yes. She can cook, clean, raise his four boys, AND get a job.
He needs to rise those ranks of the call of duty scoreboard.
She’s taking care of four kids. How many more years does this dude get to work on his business?
What do you mean “works on his business”? Five years with zero results is a failure that he just hasn’t admitted to yet. She has a spending problem but he needs to snap back to reality and get a job or start a different company.
I wish Dave was on this call he had a way of showing them how serious a problem is he would have told that woman if your husband doesn't get a job he needs to stay-at-home with the kids and you need to go get a job I think then it would have sunk in to her how serious it is
I doubt she has qualifications to earn what she spends.
Dave wouldn’t have told her to get a job lol he’d say why is her husband being lazy and not bringing in any income. But yes, Dave would put this woman in her place and say her spending is outrageous and she needs to follow a budget.
So she keeps no track of the money she is spending, that he earned, except that it is likely in the ballpark of 10k a month, and he is the problem?
Yeah didn't you hear Deloney? It's his problem that their $700k in savings is down to $80k.
@@choicemeatrandy6572 who spent it?
The lady taking care of the four kids spent it. Yeah, she obviously spends too much but the fact that he hasn’t brought in any money in five years is pretty nuts too.
@@seosam652 He has 700k in the bank. You could live off that for 20 years!
She spends $120K a year, how much does she bring in?
Cut down expense by 50% lady. Plan you grocery trip and buy what’s on sales. Same as buying clothing. Sounds like this lady doesn’t look at prices and buy whenever she feels like it. Husband got to forget about the dream and get back to earth.
Get back to earth 🤣🤣🤣🤣🤣🤣
Is the problem not obviously her bad spending habits and not working also??
If it was a woman, they would say, you go girl, tell your hubby to find a second job! This show has become a big joke.
This guy is not to blame for anything! One hand cannot clap! He did an amazing job and is still trying to provide for his family! As a wife it’s her responsibility to help not make situations worst! We needed Dave on this call
No this is the Dave Ramsey show, it is all the man's fault no matter what
No. If you can’t get a start up off the ground after 5 years it’s time to get a job. The dude is a failure high on copium.
And why cnt SHE get a job and he stay home with the kids and work on his " idea"?! She's jus spending money they dnt have smh
Sounds crazy, but why not get a less paying or part-time job in the meantime while you work on your "idea" on the side. I mean you have a family that is depending on you.
Yes totally agree
I agree. She should totally get a part time job or job that pays less than he made in the meantime.
Not crazy - a good idea
He's lazy.
@@adoe2305 She’s lazy too, I bet she hasn’t worked since they got together and still won’t.
As a stay at home mom, if my husband wanted to be at home with the kids while he worked on his dream, then I would gladly work to support that.
Why is he the only one responsible for bringing in an income? If he is saying that he cannot be with the kids while he’s not bringing in an income, then that’s the problem.
These people never tells a woman to get a job.
Because these people work with/under Dave’s ideals
@@jimmymcgill6778 I think that is so weird because every woman in my family, mom, grandmothers, aunts, sister and even myself were all working women. I understand some women decides to stay at home to care for the children, I don’t get it. When the kids get old enough, they should go get a part time job.
I personally don't want to marry a stay at home mom.
My guess is if she's got the time to spend 120k a year she isn't watching the kids, he's probably doing that too while she's out shopping and getting her hair done.
sounds to me she is a bigger contributor to their problems than her husband.
Wife could offer to work while husband stays home. The situation is that both parents are severely impacting their children and don't even see it.
Right.
She wonna be married😂😂 Get job Laura!
why doesn't she work??? she spends like she is in congress as Dave would say
Daycare is $1000 + per child pee month.
I can’t watch John anymore. This isn’t the first time he’s completely missed on a call but this one was bad imo. I was hoping they would at least ask her does she work, has she ever worked during the relationship or spoke on her spending problem. This whole let’s put all blame on the husband thing is ridiculous.
Do you feel safe?
It’s culturally acceptable to blame the man. Women don’t make mistakes
How many Americans have $120Ks in saving ? I mean The average Americans.
That is a good question. The max I even had was about 40K but that is no longer the case.
What’s stopping her from getting a job?! She is just as capable of getting a job as he is!
Is this the dumbest call of all time? “We don’t work and spend money like crazy, what should we do?!?”
He hasn’t worked in…5 YEARS! They never even considered that she should get a job. Need Dave here.
This show is often terrible when Dave isn't answering the calls himself.
She sounds like a woman who will swing over to the next guy who has money and will take this guy for everything he’s worth and the kids too.
These personalities need to stop vilifying husbands and hold the wives with out of control spending habits to account.
The comment section says it all. The analytics department must have determined that the majority of listeners are female because I have heard several calls just like this.
This dude is a success story. He’s taking risks, and trying to build a better life for his family. Wife is spending 10k a month…and she didn’t get lambasted for it. if I was as a stay at home dad and said “I don’t know, I spend around 120k a year not sure really we want it I buy it” I would have gotten a lecture. Dr John needs to wake up to the paradigm shift the country is going through right now. Women need to be held accountable just like men are. She could stop doing her duties, divorce him, and he would have no recourse…. We need big changes.
This marriage has two people in it. One that doesn't make any money, but is trying and another that doesn't make any money, and isn't trying.
Five years with no results isn’t trying. It’s hiding failure and refusing to admit it. She needs to rein in her spending and he needs to snap back to reality and accept this start up failed.
Can you imagine if I Guy called in and said this about his wife? Where is Dave to call her out on spending 10k a month and not working either?
So when the money is there and it sounds like a lot of money was available she’s living really well. Then the well starts to go dry she refuses to stop taking 30 minute showers. Does she contribute to filling the well?
Yeah, she contributes to taking care of four kids while her husband spends five years working on a dream.
I’m watching this a year after it was posted. I bet nothing has changed with the work situation, their bank account is depleted and their house is in foreclosure. This woman is a princess with her “I’m the spender”. Get. A. Job. Yourself. She could at least work part time. $10,000/month is outrageous!
If she doesn't work but spends then she's really the problem
She’s raising four children…
@@honorakenney2844 $1 store Mac and cheese and bananas and apples don’t cost that much.
Wow, I thought John was off this whole call…until the very end. Great job John!
She blames the husband but she herself does not even follows a budget.
Why do the let Delaney on this show? I swear he has a secret agenda to put strife in every marriage for callers in the show. He almost undoubtedly will plants seeds of doubt in every callers mind about their marriage.
He could even just work a part time gig to keep up with their living expenses, not too many hours so he can still work on his project. Idk how he doesn't feel the clock ticking.
Just a thought. Maybe she could get a job to justify her spending habits.
@@Austenfan177
I think you're spot on, Penelope. 🎯🎯🎯🎯
@@Austenfan177 Thats absolute nonsense. If he leaves her, then what? He'd still have nothing, no income, no job, plus paying her on top of it.
He's lazy
How close is he to the big break-through he needs to make this venture profitable. If he gets it, what are the prospects of making tons of dough - and how much dough are we talking about potentially. How much time does it take to lay all this ground-work - can't he do something in the meantime.
Thank you for the information!
But what's her job/ income? Her husband is home so he could help take care of the kids, right?
If they would’ve used the severance pay to payoff the house, this phone call wouldn’t exist.
should have taken his severence and savings and paid off the mortgage then you would be able to figure out exactly what real expenses are.
Without Dave, this show is below average.
Has Dr Misandry ever NOT blamed the man in a call like this?
When you marry someone its for better or worse and for poor or rich.
I'm really curious to know what this "other company" that "yall should know" is.
GOOGLE
If it's really a well-known company, he should have millions after selling it and they shouldn't have to work for the rest of their lives. So either the company really wasn't that much, or they blew through millions.
@@megalodon1726 true
Laziness is a pandemic
No, it lasts a lot longer than a pandemic.
Yes indeed.
SHE could always go back to work, let him stay home with the kids while he works on his project. How old are the boys? If they are in school, they can both get their butts to work!
I don’t know….but I feel that she should have contributed financially while her husband was in financial hardship. I am a woman by the way.
Why doesn’t she also go to work. Their kids are prob school age
I would bet that her spending isnt on groceries, costco, and sports fees. It might be spent on the kids, but it is being spent to make her feel good.
She should go to work and start making money and let him stay with the kids and work on his business. Maybe she would stop spending as much and he will want to go to work to provide again
Wow. Measuring the worth of a person based on the money they make... or how successful they are... Some American Christians seem to skip the whole "for richer or poorer, in sickness and in health." Instead: I will love you as long as you make money (aka provide). Because the husband is just a tool, whose function is to make money. So I will be married with you as long as you fulfill the function.
There’s a difference between poor and failing to get a start up off the ground for 5 years. The wife clearly has a spending problem but there’s nothing that the husband can be up to that requires 5 years to bear no fruit. The plenty of the greatest inventions were developed in less time.
I also have to add its not clear whether he actually made no money in his new company in 5yrs or if he just doesn’t pull a salary for himself in that time. It’s very common for owners to reinvest everything into company so it’s possible he’s actually been productive this time just not taking it out personally yet. Since she admits he successfully built one business and she clearly has spending issue I lean more towards not trusting he’s spent 5 years doing nothing productive.
I dropped my 4yr off at Pre-School on her Birthday in January 2020, when the Pandemic was taking off, then received a call from my Director on the way into work saying I'll be getting laid off after 7yrs of top performance at a major Tech company. It was our only income in our household and we also had a new born baby with a serious mortgage. Told my wife that I will land a better job within 3-months (amount of the severance package) so it won't impact our family, I set a motivation that if I could do this then I'll buy myself the Green Egg smoker grill I've always wanted. Landed a promotion at another company in 2-months but went scorched Earth on the applications and professional connections with 100+ sent because my family depended on it. Small victories continue the motivation to reach those goals. Wishing this family success because family priorities are what matter most
Much respect, great attitude.
How many times did she mention how big her house was, how much money they have in savings, how successful her was (10 years ago )?
John has GOT to get a new schtick. I’m so sick of hearing “I’m worried about your marriage” and “I can’t breathe” for every situation.
What does she bring, nothing at all. But she is happy been the sender. She says I do not know how to budget What a joke. No accountability
I didn’t think anyone disciplined their kids to be quiet and not disturb when parents are on the phone anymore. How refreshing.
"Go make some" bahahaha best line ever
Where can we hear the follow up to these calls?
Yes...!
The easiest way to figure out how much they've been spending is to subtract the $80k they have left from what they started with.
Does it also works if my wife does almost no cleaning? Can I tell her to be an adult or Im gonna get shunned for it?
The comment section is mostly focused on the money but the hosts are also taking into account, the marriage and the family. Advice is spot on.
The "family" discussion is always different if dad is at home................................
SHE'S the problem!!!
They're BOTH problems.
if they have a 5,000 mortgage (sounds like they may have a very high end home) and normal groceries and Amazon for a large family, then I can see maybe 80k even 100K being needed, but not 120K.
They should: never eat out. Zero nails, fancy haircuts or new clothes unless your kids’ tennis shoes are in tatters. Buy BASIC store brands of foods you cook at home. No more Whole Foods etc. (And I say this as an organic consumer for all dirty dozen items for sure)
They have zero mortgage
Very true!!!
So far I haven't heard how big was the settlement.
Wouldn't be the same response if the roles were reversed. They would tell the husband to work more and man up!
That would be the biblical advice
yes, and rightly so. Play your role and make some money.
@@chamberlainlikewilt2491 outdated ... doesn't work anymore ... Both need to put in the work, and SHE NEEDS TO SPEND LESS!
The Ramsey method is based on Christian principles.
@@zoukchata blasphemy.
The average entrepreneur takes four years before earning money. We lived that before knowing the stat! The only way it worked was we were a two-income family, plus we ended up with a lot of CC debt (paid off now, thanks Ramsey’s!).
I would have loved to hear what Dave would have said!
I would love to hear how the conversation went. Wishing her success.