Apple Bringing New Tap to Pay Feature to iPhones
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- čas přidán 7. 02. 2022
- Apple today announced plans to introduce a new "Tap to Pay on iPhone" feature that will allow compatible iPhones to accept payments via Apple Pay, contactless credit and debit cards, and other digital wallets, with no additional hardware required.
read more - www.macrumors.com/2022/02/08/...
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#taptopay #apple - Věda a technologie
This is seriously gunna be a game changer. Small business guy here and I used to use PayPal readers but they stopped that here in Australia a little while ago. I have no idea why. This would be just awesome. Thanks 🙏 Apple.
Bad news is that it is only being launched in the U.S. 😡 It could be years before it expands to other countries,if ever!
US only as usual
Oh crap. That sux. That’s crazy hey. I would’ve thought it’d just be rolled out in an update everywhere.
you sound pretty ready to go cashless. have you thought of the implications?
you must really want to be taxed for literally every transaction
@@target3842 Yeah I realise that, it’s another huge nail in the coffin for cash. I am certainly NOT for a cashless society. Chances are that someday that will happen though. I think that it should all be about choice, there’s also the issue of when tech goes down at least cash is there as a backup hey.
I wonder if this feature will also be used to verify digital state ID’s, like the upcoming one for the Apple Wallet.
Yeah, and eventually covid vaccinations since you can add those to apple wallet, at least in NY
Will I be able to use the NFC chip for terminals that don’t accept wireless payments??? (Apple pay, google pay)
Wich app I need to download for tap to pay in the uk ?
This is crazy cool! Those Square and Shopify readers are glitchy and run out of battery super fast. At a convention/event you can’t afford that kind of friction when someone is making a purchase. Can’t wait for this!
Doesn’t a iPhone lose battery ? Also we don’t even know the transaction fees, I’d rather pay 1% transaction fees than 2-3% for what apple might charge
My square terminal lasts 3 days, and it’s never glitched on me, I’ve had it since launch day. Maybe you should get yours looked at
They have had something like this in Japan for a while. Unfortunately it has a lot of issues for the train. I went back to the physical card shortly after trying it and being late to work numerous times because of the phone version not working/ scanning properly.
use cash
It is quite vague for me how do I receive payment? Can my Wallet app be able way to accept payment. I would be natual way for me.
Or can be my banking app be supporting this feature and be acepting payments? That would be best way for me as small business. Why woudl I need another middle man to pay commision to?
Is this available now?
I’m also curious what fees will be charged per transaction. I would be willing to get rid of one of my business payment methods in favor of this system. Because as of right now, I use Square for all transactions.
I’ve been reading at at launch it’s going to be 0 dollars. However like with every freemium or $0 marketing launch strategy the charges come later. Once the demand is established then they end up raping us. But it will help to drive down costs across the board I’m assuming.
Exactly I’m waiting for when they’re announcing the transaction cost rates cause tbh who cares about the machine cost, square and other companies machine costs have gone quite cheap compared to how they use to be.
But seen as it’s apple they might try and charge 2-3% for transactions 😂
He mentioned Stripe and Shopify are the first platforms to integrate with this technology. They’re not the cheapest. But still cheap
what about cash?
Is this available now
Will this work with a case on?
I have literally said this on other forums on social media and I will say it again here
That IS WHY the iPad DESERVES NFC
On a peer to peer viewpoint like sending your friends and family money it's good BUT on consumer to business viewpoint the iPad DESERVES TO BE THE NFC ENABLED HARDWARE to pay for goods and services at businesses
Great point! I immediately imagined doing this setup with an iPad but I didn’t realize it doesn’t have NFC enameled hardware. Maybe this will spur that change!
I wonder if tap to pay will work as like cash as well for example. *Someone wants to pay someone money but don't have their number or anything just put the amount they want on their iPhone and tap their iPhone.
But what’s the difference between sending money thru iMessage? Is it more secure for business? Does this help the business with their taxes and documents?
Is it out now?
Wish Apple would also have this Apple iPad so merchants could use it as a POS system to order, and pay for something. Of course Apple did this first on iPhone as that is what they use in the Apple store with third party case to except payment with tap to pay.
What are some of those apps?
Please please please bring this to the UK too. It’ll help my small business so much
Apple says XS and later will the XR have this feature?
Is it out? Or not yet?
Will this work with iPads
What app do you use?
The mobile payment system landscape is quite confusing.
How much different is this than what people had using Android? I thought for sure tap to pay features could be used on pretty much any Android phone. Is this the same or much different?
No you are thinking of PAYING with your phone. This is like RECEIVING money by tapping a card on the back of your phone. Its like a small card machine where you tap to pay at a stall but just in a phone
@@d3luxy Guy on video said iPhone to iphone
incredible!
When is it even coming ????
Cool. The only hindrance is small merchants will have to buy expensive iphone. So there is no way this will be adopted widely in many countries.
Finally!!! This would be so convenient. Less equipment to bring.
Great strategy by Apple
I would love to use this feature but I cannot figure it out. Do I need too download a payment app? I have an iphone 13. Please help. I just started a new small vendor business and would love to use my iphone rather then sqaure.
Do I need to download stripe?
same boat and it’s irritating because i see other ppl use it
Can Android do this?
This is great, but just imagine… if it took 7 years to have Apple Pay in many countries (such as Mexico), I don’t wanna think of how much time will take to get this feature 😕.
It seems the card fee still will exist... the only costs that should be involved is, (overridden the card, so coming right from the bank) is the internet and electricity cost to transfer funds.
Exactly and knowing apple they’ll charge a premium too. as a business owner I don’t understand the hype, sure I can use my iPhone but card machines are a one off payment and transaction fees are what I really care about
Had to check if it was April 1st lol
Will be fking amazing Tap To Pay for small business 👏
absolutely!
That was awesome, thank you so much!
What’s the name of the app??
it has been available on Android devices since 2018-2019.
What was the reason for it being discontinued so quickly?
Did Anyone even check back to see if this works?
This may kill square and I’m balls deep invested into SQ
So... Think it's little over a year and what happened to this idea?
I have iOS 15.4 now. Where is tap to pay?
I’m TOTALLY 100% INTERESTED in this CORRECT(EFFECTIVE) Answer! I have the iOS 13 mini device WITH the version of 15.4 too. Please share your personal knowledge with us? I believe that knowledge is important!
We don't even have Apple Card in Europe.
There are other, better credit cards available in Europe.
Sounds amazing. This could help so many small businesses with keeping up with regulations.
fees ?
Probably apple luxury fees 5% transaction fees 😂
They should make an Apple version and make it have no fees
There's no mention of the cards that still require the chip to be inserted. I'm assuming that's intentional?
Tap to pay is more secure, and using Apple Pay is more security on top of that - chip only cards are being phased out already. Should be tap enabled by the next time your card gets renewed
@@Nathan_Lundstrom no they aren’t every reader has them because tap to pay is only available for certain order amounts. If the cost of a bill exceeds $50 I have to put my pin in for a security measure.
Appears to be an attack right at Square
Im a street musician and don't have an iPhone, would be so good if gpay do the same, if anyone knows if they already doing it, I have searched I didn't find till now, would help me so much
I wonder what took so long...
What about Samsung user ?
This is nice, but you'll still need separate hardware for chip and mag.
The kernal will be in the cloud instead of the device. So no extra equipment needed. Tbey just have to download the app.
@@LATOHOUSTON Do what?
This is awesome!
As I learned, the feature only transfers money, but it doesn't tell what you bought, or sold. I do not like that because I want to know what items were in the transaction. Hopefully, I am wrong about that no information about purchase is using.
Zelle doesn't have fees and nobody needs to have the app nor know any usernames.
a new way to steal your money if you don't have a rifd wallet
Seems like a lot of effort for personal use when you can just send a bank transfer with no fees.
or use cash
@@filmaker256 not if I can avoid it
Takes the whole “I don’t have cash” meme with the street beggars to the real level.
Right. Because so many street beggars have iPhone 10s or newer.
When is this coming? We already on ios 16.1
What happened to this? No one is talking about tap to pay anymore 🤔
He literally didn't mention Square once..... So what about Square?
Cash is still king, electronic payments are ok but not at the expense of losing cash please.
I carry cash maybe 3 times a year
„Tap to pay will be available in the US!“ then why aren‘t they making different adverts for the rest of the world since we will never get this feature anyways? Other companies make their features available worldwide since day one and Apple makes special features for the US that we will probably never see!
This is major for those of us that sell merch
Not really, they haven’t mentioned anything about transaction fees. Who actually cares about the machine cost, they aren’t that expensive, what’s expensive is the transaction cost. Apple charged 2-3% then what’s the point of switching
Contactless payments are everywhere in Turkry, even on the buses but Apple Pay is not supported. It’s been years, I hope Apple avoids political issues and move on to make life easy for every Apple product owner. Thanks 😊 🙏
They finally did it, announced in WWDC 2024
I’m thinking this could be used by thieves who could basically hold their phone near someone pocket!
Or just force you to tap your under threats lol
My dealer likes this :)
iphone will be pos fu that'sso awesome:)
Sounds like Gnna be a lot of money theft coming up . Tapping on peoples purses and wallets secretly hahahah
That new tap to pay feature coming in iOS 16 for all users how far I now!!!!
So will this lead to crypto payments eventually?
No cause who tf wants to pay in crypto
To be clear, no terminal or phone dongle is needed because the emv kernal is in the cloud now. So the app that is downloaded is connected to it. The NFC antenna on the phone is all you need. Stripe and Shopify are the first to integrate with this technology so of course there will be fees. They aren’t the cheapest either. Anytime visa, Mc, dis, Amex are accepted there is a cost you bet your biscuits.
why not use cash?
@@filmaker256 You’ll have to ask each consumer that.
This is good as fuck for me, but I really love samsungs. I hope they bring this feature as well.
There are many things Apple just doesn’t bring to Germany.
Great until you lose your phone and someone else gets it absolutely marvellous
So basically you currently have no personal information listed on your phone right now?
Like it
Really I don't know much about computers so if your trying to advertise to me at least do it right. Apparently OWC has this drive but what purpose and does this mean different capacities of space I don't really get it or what it could be good for. If the ad has to be there at least make it less random. Thank you.
Get ready for the scammers to have a device to auto receive payment from many phones without password or code. I’m turning mine off. Y’all have no Idea what’s going on in the under world. Ask yourself about all the cars that be stolen with digital keys and home with digital locks this is bad.
For Apple Pay the user needs to authenticate anyway. But for standard cards, yeah, it could be a problem indeed. We don't know how it works yet but bringing the iPhone near a wallet in someone's pocket could make them pay indeed?.. ouch.
I hope my gardener accepts tap to pay down the road.
crypto too?
No cause who tf wants to pay in crypto
@@ahmedo7875 i do all the time. (Even though it’s too cheap now, best wait for it to rise first)
The feature is really cool but I don't get why Apple didn't integrate it directly in the OS like they always do, and how Apple Pay is. I don't get why you need to download an app to use the feature? Wouldn't be more simple to, like invoking Apple Pay to pay, double click or something and invoke the receive payment interface? There's something I am missing here
Edit: After thinking a bit more about this, it's probably because of security issues. The business account verification through Stripe and other apps provides a layer of security. It would be too simple for anyone to just bring up their personal iPhones and tap anybody's credit card.
We would be better in a world where everyone would use Apple Pay lol. Authentification would be mandatory so no risk to be scammed
Android already has it
More iPhone Is going to sell.
Square company is gonna crash soon 😅
Wrong transaction cost is what matters the most not card machine cost. Apple won’t do anything unless they make transaction fees basically free