PLEASE Make THIS Credit Card Decision ASAP

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  • čas přidán 24. 05. 2024
  • Please make this credit card decision asap.
    There are questions that need to be had regarding signing up for a credit card.
    Do you know how many credit cards is enough for you?
    If you can’t answer that important credit card question, this video might help you.
    In this video, I explain some important things you need to do before you decide to apply for a credit card.
    If you are looking to apply for a credit card, this video is for you.
    How many credit cards do you want?
    #creditcard #creditcards #creditcardhelp #creditcardadvice
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Komentáře • 63

  • @norman11688
    @norman11688 Před 2 měsíci +10

    I finally got out of credit debt and fixed it thanks to videos like yours and I ain’t ever going back. I have 4 cards and I feel comfortable with that

    • @Gd.up.n.soulja.d
      @Gd.up.n.soulja.d Před 2 měsíci

      Congrats!

    • @Gd.up.n.soulja.d
      @Gd.up.n.soulja.d Před 2 měsíci

      Question. I literally have I bad thing on my credit report from an old apartment back in 2019 for $1800 I know this might be a dumb question but is paying that $1800 the first thing I have to do to improve credit? Thanks!

    • @WaterYourSoil
      @WaterYourSoil  Před 2 měsíci

      Congrats on getting out of credit debt, Norman. Thanks for watching.

    • @KeyKEYadventures
      @KeyKEYadventures Před 2 měsíci +1

      Congrats on getting out of credit card debt!

  • @herbertdaugherty636
    @herbertdaugherty636 Před 2 měsíci +8

    I love the fact that you provide info but also expect people to be responsible and verify it for themselves. I used three balance transfers to help get my credit cards under control. This saved me about $5k or so in interest and allowed me to go from $46k in debt to zero debt in about 18 months which I’ve mentioned in one of your other videos. The key to any balance transfer is to stay disciplined and not run up the cards again.

    • @WaterYourSoil
      @WaterYourSoil  Před 2 měsíci

      I appreciate it, Herbert. Thanks for watching.

  • @shaunspringer2628
    @shaunspringer2628 Před 2 měsíci +5

    At this time I have 13 use my cards to pay all my bills 3% utilization 0 Debt. Your are a blessing. Keep up the good work 💳💪🏾

    • @WaterYourSoil
      @WaterYourSoil  Před 2 měsíci

      I appreciate it, Shaun. Thanks for watching.

  • @JuanGarcia-hr1wf
    @JuanGarcia-hr1wf Před 2 měsíci +5

    Great video Darnell. Personal credit card debt is the 😈

    • @WaterYourSoil
      @WaterYourSoil  Před 2 měsíci +1

      Call me Nell. Thanks for watching, Juan.

  • @john-pc2yv
    @john-pc2yv Před 2 měsíci +3

    0-7% utilization will help you get in that 800 credit score range.

  • @MzMąħ
    @MzMąħ Před 2 měsíci +3

    Also depends on the credit limit for each card. I have 3 cards; M.C. 29k, Visa 30k, and Amex $27k. I’m good.

  • @kevinmoore9524
    @kevinmoore9524 Před 2 měsíci +5

    Dear Sir, You are a Blessing. GOD Bless You.

    • @herbertdaugherty636
      @herbertdaugherty636 Před 2 měsíci

      I agree with this. He provides great advice and info but expects people to take responsibility for themselves.

    • @WaterYourSoil
      @WaterYourSoil  Před 2 měsíci

      Thanks for watching, Kevin.

  • @m.t.3875
    @m.t.3875 Před 2 měsíci +4

    You actually seem to have an honest, real approach. Who you are is appreciated 🙏😄❤️ Thank you sir 🙂

  • @wblake22
    @wblake22 Před 2 měsíci +2

    I got 6 myself. That’s more than enough for me. Credit karma and sesame keep trying to get me to get more.

    • @WaterYourSoil
      @WaterYourSoil  Před 2 měsíci +1

      Yeah, they’ll always suggest more. It’s good you know your limit, Blake. Thanks for watching.

  • @MAJORCHANGEGROUP
    @MAJORCHANGEGROUP Před 2 měsíci +3

    Great info 🔥Right no personal credit card debt!!!

    • @WaterYourSoil
      @WaterYourSoil  Před 2 měsíci

      I appreciate it. Thanks for watching, Tasha.

  • @garnettajohnson7012
    @garnettajohnson7012 Před 2 měsíci +3

    Great info!! We need more real people that tells the truth about credit and credits. 💯💯

    • @WaterYourSoil
      @WaterYourSoil  Před 2 měsíci

      Definitely. Thanks for watching, Garnetta.

  • @floridaproductions
    @floridaproductions Před 2 měsíci +2

    Thank you brother for the nice message to your channel supporters.

  • @KeyKEYadventures
    @KeyKEYadventures Před 2 měsíci +1

    You are so dight about the excitement I get when I get that approval email from a new card application.
    Good habits is foundational before continuously adding cards 💯

  • @jo_nathan_V
    @jo_nathan_V Před 2 měsíci +2

    Thanks for the great content as always.
    I feel like if you’re not paying your balance in full each month, you don’t need any more cards. Doesn’t matter how many you have now. Learn that first. Then add cards.

  • @Nemo-un5rr
    @Nemo-un5rr Před 2 měsíci +2

    I liked your intro!

  • @Goldcoast030
    @Goldcoast030 Před 2 měsíci +3

    Thank you for doing what you do as well, this knowledge is life changing.

  • @bettyblue391
    @bettyblue391 Před 2 měsíci +2

    Love your content it has changed my life and helped my family to make sound credit choices thank you ! I have 5 bank credit cards and that is enough to rotate and keep an eye .

  • @user-wh1ti5cl2c
    @user-wh1ti5cl2c Před 2 měsíci +2

    Thank you for the video. You content creators.
    Have had a positive impact. 40 years ago I got my first credit. But I really learned about the benefits of points just within the last few years. Thank you for your practical and sensible approach. Some people out there.Get a credit card just for the way it looks.
    I guess to each their own

    • @WaterYourSoil
      @WaterYourSoil  Před 2 měsíci

      It’s good to hear you’re learning. Thanks for watching.

  • @JahQuan518
    @JahQuan518 Před 2 měsíci +2

    Preciate the game as always

  • @Gd.up.n.soulja.d
    @Gd.up.n.soulja.d Před 2 měsíci +2

    Good video my dawg. Very informative I like how your thurow with what you do!!! Appreciate you big dawg💪🏽

  • @jeffreywilliams9220
    @jeffreywilliams9220 Před 2 měsíci +2

    Nothing but respect to the channel 🤝💳🔥🔥🔥🔥

    • @WaterYourSoil
      @WaterYourSoil  Před 2 měsíci

      I appreciate it. Thanks for watching, Jeffrey.

  • @CesarJoel
    @CesarJoel Před 2 měsíci +1

    Great video and information Nell! Road to 15k soon? Keep up the great work!🫵

    • @WaterYourSoil
      @WaterYourSoil  Před 2 měsíci +1

      I appreciate it, Cesar. Thanks for watching.

  • @stephenshelton6083
    @stephenshelton6083 Před 2 měsíci +1

    U right the only way I get more credit card’s my income has 2 go up

  • @barbarafallin2038
    @barbarafallin2038 Před měsícem +1

    I have two credit cards ,with zero balance

  • @daymonchrolich2839
    @daymonchrolich2839 Před 2 měsíci +2

    If capital one buys discover get the heck out

  • @pachabee
    @pachabee Před 2 měsíci +1

    What is the difference between Personal Credit Card Debt and Credit Card Debt? Isn't it the same thing?

    • @WaterYourSoil
      @WaterYourSoil  Před 2 měsíci +1

      Are you referring to the video? There's personal credit card debt and business credit card debt. Thanks for watching.

    • @pachabee
      @pachabee Před 2 měsíci

      @@WaterYourSoil Ah ok thanks. Think I missed that part

  • @frozentundra7446
    @frozentundra7446 Před 2 měsíci +2

    Perhaps you should also do a video discussing the differences between a credit card and a charge card!

    • @WaterYourSoil
      @WaterYourSoil  Před 2 měsíci +2

      That has already been done, multiple times. Thanks for watching.