DON’T PANIC When Your FICO Credit Score Does THIS

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  • čas přidán 25. 06. 2024
  • Don’t panic when your FICO credit score does this.
    There’s a possibility you might panic if you’re FICO credit score does what I show in this video.
    Having a good or excellent FICO credit score can open you up to some great financial opportunities.
    Increasing a FICO credit score often provides people with a sense of accomplishment, but sometimes there are some instances where your FICO credit score doesn’t increase for months.
    In this video, I use myself and my own FICO credit score as an example of how my FICO credit score stayed put and didn’t increase for multiple months.
    Anyone who’s looking to increase their FICO credit score should watch this video?
    Has your FICO credit score ever stayed the same for more than 3 months?
    #creditscore #creditscores #ficocreditscore #creditscoreincrease
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Komentáře • 28

  • @WaterYourSoil
    @WaterYourSoil  Před měsícem +2

    Thank you to everyone who watched this video. Be sure to "LIKE" the video and also, my 'E-Book 'Strategies to Master Credit' is available here: mastercreditbook.com/product/personal-debt-management

  • @keithheaton1982
    @keithheaton1982 Před měsícem +3

    Same deal.. scores just shy of 800. no negatives, utilization around 3%. But ive been opening new good cards and closing out crap cards I used to build credit back up. Only way my score can go up at this point is time passing.

    • @WaterYourSoil
      @WaterYourSoil  Před měsícem +1

      I hope you reach 800 sooner than later, Keith. Thanks for watching.

  • @cpantherz757
    @cpantherz757 Před měsícem +3

    This is me now. I've been stuck at 771 for months. Utilization always 1%, no late payments and nothing derogatory. Patience is hard so I've been working on savings and investments in the interim.

    • @WaterYourSoil
      @WaterYourSoil  Před měsícem

      Patience is key. Thanks for watching.

    • @DJwest231
      @DJwest231 Před měsícem

      Have you been using these cards periodically through put the year. Use have to use them.

    • @cpantherz757
      @cpantherz757 Před měsícem

      @@DJwest231 Yes ..used regularly each month. I know I just have to have patience as a lot to this game takes time.

  • @marquis-_5501
    @marquis-_5501 Před měsícem +2

    Gratz on 10k

    • @WaterYourSoil
      @WaterYourSoil  Před měsícem +1

      I appreciate it, Marquis. It's because of you all. Thanks for watching.

  • @lrnasigo1
    @lrnasigo1 Před měsícem +1

    Every FICO simulator shows my best scenario is aging my profile 8-10 months to break 800

  • @CesarJoel
    @CesarJoel Před měsícem +1

    Thanks for sharing your experience Nell!🫵

  • @bettyblue391
    @bettyblue391 Před měsícem +1

    Interesting great info

  • @joeangelmartinez4712
    @joeangelmartinez4712 Před měsícem +1

    Thank you 🍻🍻🍻🍻

  • @KeyKEYadventures
    @KeyKEYadventures Před měsícem +1

    Thanks for sharing your real report and experience as a teaching moment! I’ll have to start tracking my scores like you !

    • @WaterYourSoil
      @WaterYourSoil  Před měsícem +1

      I appreciate it, Key. Thanks for watching.

  • @PJsReplay
    @PJsReplay Před měsícem +2

    Hi Darnell! I just wanted to say thank you because my Discover It Secured Credit Card graduated today! Your channel has helped me tremendously. My next goal is increasing my credit score some more and applying for a card with that’ll help me rack up some travel points. 🔥🙏🏾

    • @WaterYourSoil
      @WaterYourSoil  Před měsícem +1

      Congrats on graduating the card. That's a great accomplishment. I'm glad the videos helped. By the way, I prefer Nell over Darnell. Thanks for watching, PJ.

    • @PJsReplay
      @PJsReplay Před měsícem +1

      @@WaterYourSoil My apologies, Nell. Thanks again!

  • @wblake22
    @wblake22 Před měsícem +1

    I guess it kinda make sense for them to do it that way sometimes. If not I think a lot more people would have a 800 to 850 credit score and it would be easier to get.

  • @stephenshelton6083
    @stephenshelton6083 Před měsícem +1

    Just let ur credit age tru that