⚠ Apply for these cards when you get to the US!! This video is from December and was focussed for Spring 22 and Fall 21 folks. If you are Fall 22 person apply to these cards after coming to the US and having a US bank account in hand. If you are applying for these cards from India, your application will be rejected. ⚠
Hi Parth, HDFC Credila is offering a Deserve card prior to flying to the US. Should we proceed on that? They say we only need to apply for a pre-arrival form and post-arrival form when student's housing is sorted it will be delivered there.
Use this link to apply for a credit card with or without a social security number. Use your Indian credit history to do so -bit.ly/3yi3ljJ You need to be in the US to apply as you would need US address to apply. 🔥
Hi Parth, your suggestion saved me. I moved here to US 3 months ago. I applied Discovery credit card, chase freedom unlimited, but got rejected multiple times since I do not have any credit score in US. I saw your video and applied for AMEX blue cash everyday using nova credit (my indian credit score was 787). Today I got an approving email and the card will reach me soon. Thanks a lot.
@@Subhasree0510 Your indian credit score will be converted in US credit score which reduces credit score a bit. I am not aware how credit score affects credit limit. However, with very good indian credit score also I got $2k.
Being of age and how to manage the sequence of returns in those early periods is what seems quite scary in the current market. The market is never a loser in a twenty year cycle, but the 2000s decade scenario scares me and could really disrupt my retirement. When you are no longer accumulating but withdrawing its hard to be anything but cautious.
Yes. I invest with an expert trader, *Lynne Ellen Rule* . Made weeks of delicate research before setllting with her. She's a registered trader in IAPD and the broker is licensed. I have two friends already investing with her so I decided to give it a head start. I'm glad I did. It's been way lucrative and highly profitable for me, more than what I ever expected. *Best part is I'm in full control of my funds*
A good broker is much more than a venue to execute trades. Look for a broker that can assist you with quality research and educational materials to aid your development as an investor and help you make winning decisions in the markets.
I invested £ 2,000 with Mrs Lynne Ellen rule after I met her at a conference in London she made me profit of £ 11,790 in just 7- 14 days of trade with her and I invested more.
Please do you mind sharing any means of reaching out to her easily, I'm really interested i would love to give this a try. I've been searching tirelessly for a steady means of passive income.
Hey Parth, really enjoy all your videos. Keep it up!!! Could you please tell which is the best credit card amongst Deserve, Leap Finance, Zolve and Nova credit?
Hey Parath, Thank you for all your videos, I had a question. I have an account with Chase bank, I don't have a credit card yet. would it be better to get an Amex card or a Chase credit card? Thank you!
what about students that have never used credit card before( i applied for Amex using your link but keeps getting rejected because i have never used credit before).
Hey parth...thanks for the informative videos. I have a question. Could you please help me. I have an account in bofa and they are dispatching physical debit card at my address in Berkeley. This has happened 2 times.. somebody got a hold of the card before it was delivered to me and took out cash. Already spoke and complained to the bank but there is no tracking id, no way to ensure in hand delivery of the card, no way to avoid misuse of card. Could you please help as in what should i do? I am a student and they keep issuing cards and somebody keeps stealing it.
Hi. I want to pursue my Masters in Computer Science and I'm looking forward to "SPRING 2023". But I hit a road block as I can't find universities which offer SPRING Semester. Nearly every good University only takes "FALL". Can u please make a videos regarding how to select universities for "SPRING INTAKE"? PLEASE..
I have completed my bachelor's degree in civil engineering in 2021 and looking forward to pursue Masters in US. as you have done Construction Management Masters. I would like to know from you how is the Masters in Construction Management, future prospects of the course and SALARIES
Hey Parth! I know it won't be possible for you to reply to all comments, but if you could take the time out for this one I would really appreciate it! I am going to the US for fall 2022 for my Undergrad. I will be taking a loan but since I am turning 18 just a few months from now I won't have any credit history in India. Would it still be beneficial for me to use the Nova Credit service? Will it use my loan amount as a form of credit history or something? If you could clear this out, it would be of great help! Thanks for making these videos, really appreciate all the work you are doing!
Hey Parth, great video. One thing though, you have given a link to to register for the mailing list in the description. But everytime I click on it, it says group not found. Can you help me with that. And also it would be kind of you if you could make a video on the credit cards for students in India. Thanks in advance , take care.
Hi sir, Will you please provide information about How Summer Intake affects F1 visa approval rates? As many of us have got rejected for Spring 2022 semester and differing admit to Summer semester? What are your opinions on this? Should we go for Fall 2022 semester??
Hello Bro... Really appreciate your videos... I would like to know whether I can apply for any credit card befor my flight to USA?? And what are those cards??
hi you said your sister was admitted in ASU even I'm going to ASU for this fall 2022 can you please ask her the details wheather and expenses there so it might helpful for students who are coming please make a vedio on it 🥰🥰🥰🥰
Hi Parth, at 7:47 you have said "put down the total amount of your i20?" Could you please clarify what you mean by that? Does that mean you put the total cost mentioned in i20? Or only the loan amount that has been approved?
total i20 amount and not just the loan approved amount as anyhow you'll have to arrange for the total i20 amount as that much is going to be your cost (on paper at least), and so you can claim your influx of money to have been that much.
Hey Parth. Can I apply for an Amex card from India by typing in the Indian home address? Or can I put in the apartment address I am going to stay in, in the USA? I am still in India. I ll be there in 45 days approx. Please suggest on this.
I think they have a decent credit card. The offers are not really relevant to indian students because we don't go shopping to Nike or addidas that often. We need offers which are more relevant to grocery stores and bigger sign up bonuses. Plus what will get us a high credit score soon.
Hi bro...I completed my bachelor's in July 2021. Now trying for masters in the USA. My professor is not working in my college anymore, what should I do in that case. Do I have to take from a professor from my college only or from the professor who worked in my college but now works for some other college? Pls pls, reply and advice.
Don’t be a scammer or try to cheat the world .., life mightn’t be the same today u can be someone n yet tomorrow no one knowing as how v’r living … sharing good will be getting good n not doing good, tomorrow we will know n everyone will be knowing on things that we do, always..🤔
Got a reject from Amex! Reason quoted: We were unable to get your consumer credit score from the agency(ies) listed at the end of this letter Is there a minimum Indian credit score to get this approved? I do have good credit score in India though.
@@prasad1204 I'm in the US currently and I applied recently. Seems like Amex doesn't accept international credit via nova anymore. I got my discover card via regular referral though.
Hi Parth Actually I tried using AMEX Everyday card and I completed all the details but at the end I received the message that we'll process according to your indian credit score but it has been more than a week and I didn't receive any response from them. Can you please help me in this procedure.
Hai bro, I am 32 now, eee graduate working in core field what are chances of me completing ms in cse in USA and getting a software job there, I have only 14 months of working experience in it field in tcs, later I joined in electrical company, now I want to do ms in us please reply
@@Libbydar_17 so this is how it's works. If you get the SSN in USA that is social security card. By using that you can apply for any credit card. But to get an SSN there are some terms and conditions.
Hello parth, Iam a student from ECE background and I want to do Embedded system In masters in usa is there any scope to this feild and are they paying good scale of salary to ECE background freshers plz clarify this one 🙏
Hi Parth! I have applied for the AMEX card through your link. They provided a contact number to call and verify some details or else they would call me within 2-3 days. The number they provided isnt working. Can you suggest what should I do?
Hey when i contacted them on that number, they asked for the acct number, is it okay to share the acct number over phonecall, what happened in your case
Hi parth, I recently have my first US credit card with having the credit limit $1500. (Without credit check) *I am moving to US for my MS program at Brown University this fall*
Hey can you tell at what stage can we apply for a US credit card 1) After receiving funding and admission letter from Univ 2) After Visa approval 3) After arriving in US
@Japneet Singh Hey congrats on your admit and credit card! Can you please share the process you followed to get Sable credit card.. Did you apply for it from India itself? You got the physical card too? Also any idea if we can apply for Amex card from India itself? Thanks!
Hey that's rude man! I too did send my SoP, and I believe that I wasn't in the first 50. You can't somebody a scammer without a proper understanding, he is an inspiration for many people out there in India; especially civil engineers. If you wanted your SoP to be reviewed go out and pay to someone. 😏🤪
⚠ Apply for these cards when you get to the US!! This video is from December and was focussed for Spring 22 and Fall 21 folks. If you are Fall 22 person apply to these cards after coming to the US and having a US bank account in hand. If you are applying for these cards from India, your application will be rejected. ⚠
Hi Parth,
HDFC Credila is offering a Deserve card prior to flying to the US. Should we proceed on that? They say we only need to apply for a pre-arrival form and post-arrival form when student's housing is sorted it will be delivered there.
Use this link to apply for a credit card with or without a social security number. Use your Indian credit history to do so -bit.ly/3yi3ljJ
You need to be in the US to apply as you would need US address to apply. 🔥
Hi Parth, your suggestion saved me. I moved here to US 3 months ago. I applied Discovery credit card, chase freedom unlimited, but got rejected multiple times since I do not have any credit score in US. I saw your video and applied for AMEX blue cash everyday using nova credit (my indian credit score was 787). Today I got an approving email and the card will reach me soon. Thanks a lot.
hii. what was your credit limit? it depends on the indian credit score right. mine is 737 and i want to approximate.
@@Subhasree0510 Your indian credit score will be converted in US credit score which reduces credit score a bit. I am not aware how credit score affects credit limit. However, with very good indian credit score also I got $2k.
@@indinyk What did you put down for annual income? Did they ask for any tax form?
@@pranaypatil3063 whatever amount written on your I20 or DS2019
@@indinyk Its asking me to fill out some Transcript of Tax Return(form 4056-C) what did you do for this bro?
Being of age and how to manage the sequence of returns in those early periods is what seems quite scary in the current market. The market is never a loser in a twenty year cycle, but the 2000s decade scenario scares me and could really disrupt my retirement. When you are no longer accumulating but withdrawing its hard to be anything but cautious.
Yes. I invest with an expert trader, *Lynne Ellen Rule* . Made weeks of delicate research before setllting with her. She's a registered trader in IAPD and the broker is licensed. I have two friends already investing with her so I decided to give it a head start. I'm glad I did. It's been way lucrative and highly profitable for me, more than what I ever expected.
*Best part is I'm in full control of my funds*
A good broker is much more than a venue to execute trades. Look for a broker that can assist you with quality research and educational materials to aid your development as an investor and help you make winning decisions in the markets.
I invested £ 2,000 with Mrs Lynne Ellen rule after I met her at a conference in London she made me profit of £ 11,790 in just 7- 14 days of trade with her and I invested more.
Please do you mind sharing any means of reaching out to her easily, I'm really interested i would love to give this a try. I've been searching tirelessly for a steady means of passive income.
Google her name
Her contact details are online
Thanks for the informative video. Please make a video on eRUPI CBDC online payments and its usage and benefits.
Hey Parth, really enjoy all your videos. Keep it up!!! Could you please tell which is the best credit card amongst Deserve, Leap Finance, Zolve and Nova credit?
Please make a video about her ASU (and expenses) experience. I have the new american university scholarship but i guess its still going to be a lot!
Parth is the best
Hey Parth thanks for sharing the info got my first Amex credit card in USA via nova credit. 🙏🏼 Thanks
Hey Parath,
Thank you for all your videos, I had a question.
I have an account with Chase bank, I don't have a credit card yet.
would it be better to get an Amex card or a Chase credit card?
Thank you!
Can we apply for American express from India? Or we have to be there in USA?
Vcd vs dvd vs casette vs pen drive vs memory storage
what about students that have never used credit card before( i applied for Amex using your link but keeps getting rejected because i have never used credit before).
Hey parth...thanks for the informative videos.
I have a question. Could you please help me.
I have an account in bofa and they are dispatching physical debit card at my address in Berkeley. This has happened 2 times.. somebody got a hold of the card before it was delivered to me and took out cash.
Already spoke and complained to the bank but there is no tracking id, no way to ensure in hand delivery of the card, no way to avoid misuse of card.
Could you please help as in what should i do? I am a student and they keep issuing cards and somebody keeps stealing it.
Parth Bhaiya will you please make a video about how you got into Asian Institute Of Technology,Thailand for your undergrad.Thanks In advance.
Waiting for your next video, when are you going to upload one?👀
Hi. I want to pursue my Masters in Computer Science and I'm looking forward to "SPRING 2023". But I hit a road block as I can't find universities which offer SPRING Semester. Nearly every good University only takes "FALL".
Can u please make a videos regarding how to select universities for "SPRING INTAKE"? PLEASE..
No
Hi had applied without ssn for amex everyday card but for the decision it's asking for ssn and home zipcode how can I check it now?
Bro, I am into the same problem now what you did can you please tell?
Any update on this guys? I am in same problem.
Hey Parth,
Do we need a bank account for this?
Or can we get a card without a bank account as well?
Will Ellis Bank suffice for this application?
I have completed my bachelor's degree in civil engineering in 2021 and looking forward to pursue Masters in US. as you have done Construction Management Masters. I would like to know from you how is the Masters in Construction Management, future prospects of the course and SALARIES
Hey Parth! I know it won't be possible for you to reply to all comments, but if you could take the time out for this one I would really appreciate it! I am going to the US for fall 2022 for my Undergrad. I will be taking a loan but since I am turning 18 just a few months from now I won't have any credit history in India. Would it still be beneficial for me to use the Nova Credit service? Will it use my loan amount as a form of credit history or something? If you could clear this out, it would be of great help! Thanks for making these videos, really appreciate all the work you are doing!
How much is your annual fee and what uni if I may ask?
Hi Part! I dont have an indian credit score to transfer and I dont have SSN either. Does that mean I cant apply for the AMEX blue cash everyday card?
Hey Parth, great video. One thing though, you have given a link to to register for the mailing list in the description. But everytime I click on it, it says group not found. Can you help me with that. And also it would be kind of you if you could make a video on the credit cards for students in India. Thanks in advance , take care.
Yes, that mailing list and group is outdated. Request Parth should update that mailing list and group.
Have you heard about Zolve? Looking for reviews and experiences shared by people already using those or planning apply for one...
Hi sir, Will you please provide information about How Summer Intake affects F1 visa approval rates? As many of us have got rejected for Spring 2022 semester and differing admit to Summer semester? What are your opinions on this? Should we go for Fall 2022 semester??
Hello Bro... Really appreciate your videos... I would like to know whether I can apply for any credit card befor my flight to USA?? And what are those cards??
Plz tell me any app for rent payment by credit card in usa.
hi
you said your sister was admitted in ASU
even I'm going to ASU for this fall 2022 can you please ask her the details wheather and expenses there
so it might helpful for students who are coming
please make a vedio on it 🥰🥰🥰🥰
Hi Parth, at 7:47 you have said "put down the total amount of your i20?" Could you please clarify what you mean by that?
Does that mean you put the total cost mentioned in i20? Or only the loan amount that has been approved?
total i20 amount and not just the loan approved amount as anyhow you'll have to arrange for the total i20 amount as that much is going to be your cost (on paper at least), and so you can claim your influx of money to have been that much.
Hey Parth. Can I apply for an Amex card from India by typing in the Indian home address? Or can I put in the apartment address I am going to stay in, in the USA? I am still in India. I ll be there in 45 days approx. Please suggest on this.
Hi
Were you able to figure out if we can give indian home address or should we apply only after moving to the US.
What do you think of Solve Credit card ?
I think they have a decent credit card. The offers are not really relevant to indian students because we don't go shopping to Nike or addidas that often. We need offers which are more relevant to grocery stores and bigger sign up bonuses. Plus what will get us a high credit score soon.
There is no link for American express everyday card referal link here?
Hlo sir
I don't have last name in any document what to fill in last/family name while creating ets account for gre test registration
Hi bro...I completed my bachelor's in July 2021. Now trying for masters in the USA. My professor is not working in my college anymore, what should I do in that case. Do I have to take from a professor from my college only or from the professor who worked in my college but now works for some other college? Pls pls, reply and advice.
I did not have a credit card in India, can I still apply for amex credit card in US? The one you mentioned in the video
Amex card is application for Student w/o a job ?
can we apply if we dont have loan credit history in india ? for this amex please reply ASAP
It doesn't take Indian address Pincode, please check.
Driving liscense pe bno video plz
what if I dint have any credit score in INDIA as I'm a student now and my father has it..? can that be considered..?
waiting for UIC TOUR bro
Don’t be a scammer or try to cheat the world .., life mightn’t be the same today u can be someone n yet tomorrow no one knowing as how v’r living … sharing good will be getting good n not doing good, tomorrow we will know n everyone will be knowing on things that we do, always..🤔
Got a reject from Amex!
Reason quoted: We were unable to get your consumer credit score from the agency(ies) listed at the end of this letter
Is there a minimum Indian credit score to get this approved? I do have good credit score in India though.
Jain, try for the deserve card. Deserve
deserve.com/8ED36
Hello Jain, did you apply for it from India? Or you're present in the US currently?
@@prasad1204 I'm in the US currently and I applied recently. Seems like Amex doesn't accept international credit via nova anymore.
I got my discover card via regular referral though.
@@jainzachariah7439 could you please share referral link of Parth's. I guess we get a $100 joining bonus.
Did you get it?
Finally after so long ❤️
Hi Parth
Actually I tried using AMEX Everyday card and I completed all the details but at the end I received the message that we'll process according to your indian credit score but it has been more than a week and I didn't receive any response from them. Can you please help me in this procedure.
Hey did you get any call from the for further verification, once you submitted the form
Why didn’t you take the apple card?
Hi, Why is the Bilt card not preferred for students?
Because you might not get qualified for it. They do require a credit score. So for students go for deserve or discover or amex through nova credit.
Hai bro, I am 32 now, eee graduate working in core field what are chances of me completing ms in cse in USA and getting a software job there, I have only 14 months of working experience in it field in tcs, later I joined in electrical company, now I want to do ms in us please reply
What if previously in India we don't had a credit card?! Can we still get a credit card in the USA without getting the SSN.?!
Yeah I got my Discover credit card and never had a card in India. Discover is probably the go-to for new students.
I would recommend amex better credit limits. If you also have an education loan in india you do have credit history
@@ParthVijayvergiya what if a student don't have an educational loan And a credit card back in India . Then which which credit card would you suggest?
@@moinansari4165 same question
@@Libbydar_17 so this is how it's works. If you get the SSN in USA that is social security card. By using that you can apply for any credit card. But to get an SSN there are some terms and conditions.
What if I have low credit score in india ?
Hello parth, Iam a student from ECE background and I want to do Embedded system In masters in usa is there any scope to this feild and are they paying good scale of salary to ECE background freshers plz clarify this one 🙏
How can I check my credit history / credit score ?
can i apply for a credit card while in india? or do i need to go to the us and then apply from there?
You need US address.
For zolve, u can apply from India
Hi Parth! I have applied for the AMEX card through your link. They provided a contact number to call and verify some details or else they would call me within 2-3 days. The number they provided isnt working. Can you suggest what should I do?
Are you in India or did you move to the US?
@@ParthVijayvergiya Hi Parth! I could talk to them but they are saying the card can be sent to USA address. Is that so?
@@ParthVijayvergiya I am in India now. I will be moving in August
@@ParthVijayvergiya The adress fields are set in a way to select US address and phone number too, I think we should book this after coming to US.
Hey when i contacted them on that number, they asked for the acct number, is it okay to share the acct number over phonecall, what happened in your case
Symbiosis institute pune
Pay pal
Travel insurance
First! ❤️
One person company
Hii 🇧🇷 👋
Hi parth, I recently have my first US credit card with having the credit limit $1500. (Without credit check)
*I am moving to US for my MS program at Brown University this fall*
Subrat, which credit card did you go for?
@@ParthVijayvergiya Sable credit card, actually I still have to apply for American Express credit card but currently I am in India not in the US!
Hey can you tell at what stage can we apply for a US credit card
1) After receiving funding and admission letter from Univ
2) After Visa approval
3) After arriving in US
@@japneetsingh5015 Hi Japneet, You can apply just after receiving your i20.
@Japneet Singh Hey congrats on your admit and credit card!
Can you please share the process you followed to get Sable credit card.. Did you apply for it from India itself? You got the physical card too?
Also any idea if we can apply for Amex card from India itself?
Thanks!
4th
2nd
You didn’t even send out replies for the SOP review, god knows what you did will all those SOP’s. Bloody scammer
I sent out first 50 already. Way back. You might not be in the first 50 :)
Hey that's rude man! I too did send my SoP, and I believe that I wasn't in the first 50. You can't somebody a scammer without a proper understanding, he is an inspiration for many people out there in India; especially civil engineers. If you wanted your SoP to be reviewed go out and pay to someone. 😏🤪