Purchasing Car in US as International Student | Financing, Used Cars & Hidden Fees
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- čas přidán 4. 07. 2024
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Car Purchase Guide
00:00 - Buying your 1st car.
00:34 - List of Topics
01:36 - When & Why do you need a car ?
03:09 - Buying a New car vs Old car
04:50 - SUV vs Sedan
06:02 - Where to buy the ca from ?
07:57 - What manufacturers I prefer & the reason
09:31 - Financing your car
11:39 - Should you buy or lease a car ?
12:41 - Ownership Cost & Hidden Cost
14:51 - Need vs Want
gradicle.com
Amazing video! Agree with everything you have said. Another good option is to look at luxury CPOs ( Jaguar Volvo BMW and Merc), they make a lot of sense if one drives a lot of miles since they all have 5 year/unlimited mile bumper to bumper warranty and might be appealing to some people, but again if you get a Honda/Toyota/Mazda you will never need to use the warranty.
You look like Rahul Gandhi 😂😂😂
😂😂😂😂
Thank you for the info.. What is your opinion on Kia hybrid cars, please let me know!
Because out there market, no hybrid cars available hence instead of buying second Toyota Rav4 Hybrid, we are going with new Kia Sportage hybrid
Thank u for this excellent video!
Good info, thanks Parth
To buy certified or non certified second hand car?
Thanks for all the info, appreciate you.
Question - how long does it take to get over the "first time driver" insurance surcharge?
Context - I have a decent credit score and history, but what I don't have is driving history in the country (never needed a car in NYC). I checked insurance rates in my area, its coming to about $600-$700/ month for a new/old SUV. These insurance rates are making hard to own a car.
Did u shop around from multiple companies? Progressive and state farm were quoting me around 400-500 for a very high mileage car but Geico quoted me 220 (1000 deductible for collision and comprehensive).
Hi it is a great video with every inch of detail. However, could you please elaborate the "Credit Union Account" part. I truly appreciate your valuable effort. Thank you.
The link to the guide is not working, can anyone send new link or something? Thank you!
Excellent info 👍
Wow. I was watching his old Toyota RAV4 video minutes ago. And he uploaded this
Me too. But yesterday
Hi Admin your link for the guide has expired.
After how much time you should refinance.
where is the reference link?
Hi Parth, can you please update the link for the pdf? It is currently not working
The guide link is broken! Can you reupload?
Hi Parth, none of your links are working. please check
Thank you so much! I really needed this video! Do you have cheap auto insurance recommendations? If I’m financing it requires mandatory collision and comprehensive insurance. So far geico is coming out the cheapest around $180 :(
How old are you. People pay higher rates till they are 25. Insurance uses statistics to determine how much someone has to pay. I paid $400 for insurance on my first car I financed.
I figured out that every few months when I'd call other insurance providers they would pretend like they were giving me "great news" and a cheaper insurance policy. But they were really just under cutting my current insurance provider to give me a great deal knowing I was paying to much.
You have to keep calling different insurance groupes and agents and play the game of letting agents think they're playing you into taking their contract for insurance by giving you a lower and lower rate till your at the rate you should get.
You need to own your car to get limited liability if you are a good driver to pay almost nothing for insurance. I own my two cars and pay $112 for both for insurance.
Don't finance a car you can't afford. Means buy a hunk of junk and keep saving up for better cars you own. You won't pay out the anus for an insurance policy.
@@realmstupid-on8df I’m 24, geico was quoting me $180 which was the cheapest I could find
Root is typically the cheapest, I used to pay 200 for comprehensive insurance and now I pay close to 500 for comprehensive. The type of car you drive also matters a lot, in the market for a new volvo and the insurance rates are pretty cheap at 200$ for a brand new 60k car since volvos are generally safer
Did you take it? Im guessing it is your first insurance policy also? Do not be undetermined to keep finding insurance agents. Tell them you can't find anything cheaper than 120. If you say 180 is the cheapest you can get given your age and driving experience in USA they'll tell you they'll give you 180. Lie to them lol. It's not against the law and it's how you gotta bargain our horrible American companies.
Also don't fall for insurance providers who want to gps track you to give you a lower rate. You'll only save a buck and they use the data they get from you to sell for advertising and they actually will log where you live, sleep, where your office is, etc it's horrible. Root isn't always the way to go. They want me to pay 150 for one of my cars meanwhile I pay $59 elsewhere.
I hope you don't get screwed.
Love u parth
Спасибо большое за видео
Where’s the link which he mentioned at the end?
is it still better to buy a used car vs a new one after covid with all the inflation?
New car in 2024
Bro is ur channel monetized?
Here can't even dare to go to the US because I don't wanna take a huge ass loan lol. GG maybe next life
Usa me job milna mushkil hai
this contain inaccurate information. Here's a breakdown:
Learner's permits are typically required before driving in the US, regardless of prior experience. Automatic transmission is common, but manual transmissions are still available in some models
Buying used can save money, but new cars come with warranties and may be better suited for certain needs
SUVs or sedans depend on factors like passenger/cargo space and fuel efficiency, not just location
Rental companies do sell used cars, but there may be better options depending on the car's condition and mileage
High mileage generally lowers the price of a used car. Honda and Toyota tend to hold their value well due to reliability reputation
Building credit history is helpful, but explore loan options from different lenders to secure a good interest rate
Additional fees are common when buying a car, so factor them into your budget
Financial planning is important. Prioritize high-interest debt like student loans before car loans
Pro Tip. Save up $3,000 for a car. Don't finance your first car. Get an insurance policy for the cheap car that cost $59 bucks.
Any scummy buy here pay here dealer will give you a $15,000 loan on a car that'll cost you $400 per month and $200 to $400 for insurance.
I'm not sure why you think used cars cost more. For maintenance either. New cars come with so many problems.