How to SAVE TDS on FD (Fixed Deposit)|

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  • čas přidán 27. 08. 2024

Komentáře • 532

  • @carahulagarwal8192
    @carahulagarwal8192  Před 11 měsíci

    Paid WhatsApp Consultation - 95712 43669

  • @somnathdhekane152
    @somnathdhekane152 Před 2 lety +4

    राहूल जी खुप धन्यवाद. खुप सोप्या पद्धतीने माहिती दिली.🙏🙏

  • @girishchandra3836
    @girishchandra3836 Před 2 lety +2

    आपने एक अच्छी जानकारी टैक्स बचाने के सम्बन्ध में दी. जो कि सही है. धन्यवाद.

  • @inderjeetsingh3981
    @inderjeetsingh3981 Před měsícem

    आपने बहुत अच्छे से समझाया आपका बहुत बहुत धन्यवाद🙏🙏🙏

  • @JaySiyaRamForAll
    @JaySiyaRamForAll Před 2 lety

    वेरी नाइस थैंक यू वेरी मच आपने बहुत अच्छा बताया और कोई कंफ्यूजन नहीं रखा ऐसा कोई बताता नहीं कंफ्यूज कर देते हैं बड़े-बड़े महारथी आते हैं और कंफ्यूज करके चले जाते हैं से अच्छा है कि वह ना बताएं

  • @amoldalu1224
    @amoldalu1224 Před rokem +2

    Thanks सर और ऐसेही इन्कम टॅक्स से बचने के लिए व्हिडिओ डालिये🙏

  • @santhanakrishnank7687
    @santhanakrishnank7687 Před 2 lety +1

    I know Hindi a little extent. Your are explaining in a simple way. It is very useful to me.

  • @sashankseth8742
    @sashankseth8742 Před 2 lety +6

    Excellent way of explaining every thing in simpliest manner. Very valuable information you shared today.

    • @carahulagarwal8192
      @carahulagarwal8192  Před 2 lety

      Thank you Sashank.

    • @sunitashivnani6130
      @sunitashivnani6130 Před 2 lety +1

      @@carahulagarwal8192 hello sir. 26 as m joh 15 g form fill Karne pe joh TDS nhi deduct hoga us amount ko income from other sources m lenge ya nhi please reply soon.

    • @jaiveersingh9669
      @jaiveersingh9669 Před rokem

      Senior citizen ki income agar pension or fd interest lga k 3.10 bhi bne to bhi itr file Krna pdega

  • @ashokverma9970
    @ashokverma9970 Před 2 lety +1

    sir aapne bhut ache tarike se 15G form kyu bhare... thanks

  • @mfAdvice
    @mfAdvice Před 2 lety +12

    Sir your explanation is too good thanks for valuable information 😊

  • @georgekutty8772
    @georgekutty8772 Před 2 lety +14

    Dear sir, now all the interest of FD from different banks shows in 26A, therefore, Income tax has to be paid.

  • @nagnathvangate2052
    @nagnathvangate2052 Před rokem

    धन्यवाद, आपने बहुत अच्छे तरीके से समझाया

  • @zohan8267
    @zohan8267 Před 10 měsíci

    WHhh Bhai wahhhh Kitni Aaasan Bhasha Main Aapne Smajhaya Mujhe Nahi Mili aisi Video abhi Tak Aur mene to 1:06 Per Jo Aapne Bataya Puri Dekhne se Phele Hi Like kardi Sir thanks

  • @anjangharami36
    @anjangharami36 Před 2 lety +1

    I have seen lot of videos your explanation is so clear sir

  • @anilpatel6626
    @anilpatel6626 Před rokem +1

    Sir. Aapka samjane ka tarika bahut achchha he

  • @dineshgadhiya459
    @dineshgadhiya459 Před 2 lety +1

    Very very nice explanation reg tds n it's very informative reg seperate bank wise Saving thankuji

  • @ramlaxmanshah6084
    @ramlaxmanshah6084 Před rokem

    Sir, आपने बहुत अच्छे से समझाया

  • @deepakbhawar6984
    @deepakbhawar6984 Před 2 měsíci +1

    very nice information put in very simple way

  • @ranjeetsinghkiroula1994
    @ranjeetsinghkiroula1994 Před rokem +2

    Very easy way explained sir thank you.

  • @karisambamurty9124
    @karisambamurty9124 Před 2 lety +3

    Thank you sir for good explanation about TDs/income tax.

  • @sanjayskr3811
    @sanjayskr3811 Před rokem

    Itne sare video dekha.. But yeh top video hein, har ek point bataya. Sir.. Satisfied

  • @savitachahar7378
    @savitachahar7378 Před rokem +1

    Thank u sir very simple and valuable explanation 🙏🙏🙏

  • @bharatpawar6836
    @bharatpawar6836 Před 2 lety +1

    Vry thnks sir.imp informetion

  • @bssanatanmind8188
    @bssanatanmind8188 Před 2 lety

    बढ़िया जानकारी देने के लिए आभार 🙏🙏🙏

  • @samuelchristy4532
    @samuelchristy4532 Před měsícem +1

    Nicely explained

  • @annaramdudi5717
    @annaramdudi5717 Před 4 měsíci

    बहुत अच्छी जानकारि

  • @rrangole
    @rrangole Před 2 lety +2

    So nicely explained and in short time.

  • @fakegmail1747
    @fakegmail1747 Před rokem +1

    nice video
    your explanation is too good thanks for the valuable information

  • @jaspalgusain9836
    @jaspalgusain9836 Před 2 lety +1

    Thanks for explaining nicely

  • @jvjani9251
    @jvjani9251 Před 2 lety +2

    Good Information Sir.

  • @kulanandjha3311
    @kulanandjha3311 Před rokem

    Bahut Acha samjhaye hai

  • @sureshneema4653
    @sureshneema4653 Před 2 lety +1

    Very very.thanks.for.information

  • @kantadevibhola7484
    @kantadevibhola7484 Před 2 lety

    jai shree ganeshai namaha jai shree radhe krishnae namaha jai mata di jai mahakaal

  • @jogeshkrishnadeka112
    @jogeshkrishnadeka112 Před 2 lety +1

    Bahut atcha video 🙏👍

  • @ramdasbabar3984
    @ramdasbabar3984 Před 2 lety +1

    Good Information, Guidance

  • @rajendrakumarbarik4253

    Your explanation is best.thank you sir

  • @panduagyan7501
    @panduagyan7501 Před 2 lety +1

    Konsa best scheme hai jisme paisa b jldi double ho jaa e aur tax v naa kate.post office y bank me...ppf aur ssy..ke alawa..dusra koi

  • @sushilgera9782
    @sushilgera9782 Před 2 lety +1

    Thankyousirforusefulinfo,on,interest,income

  • @prateekmishra215
    @prateekmishra215 Před 2 lety +2

    Mujhe stipend milti hai.
    Par meri annual stipend 2.5 lakh se jyada hai.
    Kya main income tax ke slab me aaunga?
    Kya stipend ke paise ko income tax me include karte hain????
    Please reply...

  • @sandipkamble5019
    @sandipkamble5019 Před 2 lety +1

    सर माझ्या आईच्या नावाने 2013 मधे एक लाख रु फिक्स डिपाजीट केले होते 7वर्षा साठी त्या फिक्स डिपाजिट पेपर वर आस लिहिले होते सात वर्षांच्या नंतर 2000, 106 आम्हाला मिळणार पण आम्हाला कमी पैसे मिळाले 184000 मिळाले सर

  • @brajkishoreprasad2379
    @brajkishoreprasad2379 Před 2 lety +2

    F D पर TDS किस प्रकार से कटता है, हर साल ? प्रत्येक साल के accumulated income के हिसाब से या maturity पर?

  • @muralidharanr5001
    @muralidharanr5001 Před 2 lety +1

    Very good

  • @dhirubhaparmar_888
    @dhirubhaparmar_888 Před 2 lety +1

    Good information sir

  • @vivekkumar-dw5qs
    @vivekkumar-dw5qs Před 2 lety +1

    Thanxx sir

  • @prakashchandrathakur9560

    धन्यवाद महोदय

  • @VijayYadav-ze9vu
    @VijayYadav-ze9vu Před 2 lety +2

    Nice sir

  • @krazykrank7938
    @krazykrank7938 Před rokem +1

    Thanks sir very useful... Liked

  • @hutropy3331
    @hutropy3331 Před 3 měsíci +2

    First of all you are wrong, as a CA how can you provide wrong information to people? A person is not eligible to file 15G if his interest income is more than 2.5 lakh in one bank and ideally there is no limit for 15 H (officially 3 Lakh but still you can submit if its more than 3 Lalk so it doesn't make any sense) rectify your video stating this. So that our dear senior citizens will not be confused with your statements.

  • @ranjeetsinghkiroula1994
    @ranjeetsinghkiroula1994 Před rokem +6

    Sir, is this 2.5 lakh income tax rule applicable on pension income also? Plzz reply

  • @chandankumarbanerjee7568
    @chandankumarbanerjee7568 Před 5 měsíci

    MAINE DECEMBER-2023 ME IIFL-₹10000/- NCD LIYA THA MUJHE E MAIL NOTIFICATIONS AAYA TDS INTIMATION KA DATED-20-03-2024 MERA 12 MONTHS COMPLETE NAHI HUYA AUR -FEBRUARY AND MARCH KO MILAKAR-₹194/- INTEREST MILA HAIN ACCOUNT ME

  • @ayrabhagat4781
    @ayrabhagat4781 Před 2 lety +1

    thanks sir

  • @surendraupadhyay6458
    @surendraupadhyay6458 Před rokem

    धन्यवाद, सी ए सर।

  • @BimalBhatt-jk3bn
    @BimalBhatt-jk3bn Před 10 měsíci

    Nice information thank you Sir

  • @lovingdmt
    @lovingdmt Před 2 lety +5

    I resigned from a job in 2018 and started working in MoJS, Govt. of India. The EPFO shows my PF amount as 140000 and now my Gross salary is around 11 lakhs...So what amount should i fill in Column 17? Should I have to fill form 15G? i have been searching for the answer since 4 years. No youtuber answered this...

    • @sagarrakde9732
      @sagarrakde9732 Před 2 lety

      Dheerendra form 15G not required on this.

    • @dineshparmar6249
      @dineshparmar6249 Před 11 měsíci

      Sir mere 5 lach SBI ne or 4 dusri bank me fd hai to TDS kategaa kayaa

  • @chitrabhaidkar2153
    @chitrabhaidkar2153 Před 7 měsíci

    Very nice explained

  • @nilushah6623
    @nilushah6623 Před rokem

    Thanks very nice information

  • @sillysaint2390
    @sillysaint2390 Před 2 lety +1

    Very imp point..but pls check bank rule again bec...Yes they deduct....not seen 40k rule...pan linked na...pls re confirm sir

  • @kansingh5968
    @kansingh5968 Před 2 lety +1

    Nice video thanks sir.

  • @kamleshkumaryadav6913
    @kamleshkumaryadav6913 Před rokem +1

    सर जी , मेरी मेरी एक FD है sbi में जिसका ब्याज साल का 22000 बन रहा है, मुझे नहीं भरना है 15G

  • @uditbhattacharjee9991
    @uditbhattacharjee9991 Před 2 lety +1

    Very well explained video

  • @harshaldeshpande2340
    @harshaldeshpande2340 Před 2 lety +2

    Useful video.. Thanks😊

  • @babajisahoo9136
    @babajisahoo9136 Před 2 lety

    thanks

  • @pratyushbasak574
    @pratyushbasak574 Před rokem +1

    1)Sir if anyone total salary is - 8 lakh, bt total FD is below 40k, whether he/she should submit 15G form?
    2) If total salary is 8 lakh, bt total FD is above 40k, wheather he/she should submit 15G form??

  • @jigneshbaria5852
    @jigneshbaria5852 Před 2 lety +1

    Nice information

    • @shivajisutar351
      @shivajisutar351 Před rokem

      20% किंवा 30% स्लॅब मधील करदात्यांनी 15 H फॉर्म भरला तर चालतो का?

  • @AnilDhekne
    @AnilDhekne Před 2 lety +1

    Thank you

  • @girishanu5206
    @girishanu5206 Před 2 lety

    very very good

  • @RohitDhimanMaths
    @RohitDhimanMaths Před rokem

    Good Information Sir ,, Thank you

  • @rajmohanrajadhyaksha2785
    @rajmohanrajadhyaksha2785 Před 2 lety +3

    If you choose multiple banks then intt also differs and you won't get staff rate 1%

  • @dharanidhardeka9437
    @dharanidhardeka9437 Před 2 lety +1

    tds defence pensioners KI senior citizen ka vidieo dijiye pl

  • @VinodKumar-gh4jq
    @VinodKumar-gh4jq Před 2 lety +1

    क्या सर पति के द्वारा पत्नी को दिए गए रुपए की एफडी कराएं तू क्या इंटरेस्ट पर टीडीएस कटेगा यदि फॉर्म 15g भर दे तो क्या टीडीएस कटने से बचा सकते हैं जबकि पत्नी ग्रहणी है

  • @niveditapuitandy4607
    @niveditapuitandy4607 Před 2 lety

    very good video sir..it's really helpful

  • @RajeshFamilyYouTubeChannel

    2.5 lakh par itr kon se deduction section me bharte hai wo section kon kon see hai zara bataiye

  • @prasantmishr2513
    @prasantmishr2513 Před rokem

    Thank you for this information.

  • @baibhavrajmaharana180
    @baibhavrajmaharana180 Před 6 měsíci

    Thank You 🙌

  • @hemasingh4040
    @hemasingh4040 Před 2 lety +1

    Jaisa apne kaha ki alag alag bank mei FD karne se TDS katega to agar post office mei Senior Citizen Scheme retirement money se lee ho aur TDS kata ho, to kaya hum 15H form bhar kar TDS wapas le sakte hain ? plz batayen ,

  • @diujay
    @diujay Před 2 lety +1

    Thank you so much.
    NRE account fd pe to koi tds nahi katega na sir ?

  • @hariomrajput1951
    @hariomrajput1951 Před rokem

    Sir कितने साल का TDS एक साथ निकाल सकते है
    और कितने साल का ITR एक साथ भर सकते है

  • @DK_2106
    @DK_2106 Před 2 lety +2

    Please share ITR 2 having RSU EPSS and calculation

  • @arkagupta3422
    @arkagupta3422 Před 2 lety +1

    Auto sweep facility kia hota Hain???

  • @kailashnarayansharma8073

    Nice knowledge

  • @rajwinderkaurpunjabi6853

    Hello sir
    Post office me fixed deposit ke interest per bhi income tax lagta hai?? Solution bataain

  • @kamleskkumar994
    @kamleskkumar994 Před 2 lety +1

    I have bought kvp rs five lacs in 2017 and will be matured in 2027 just double. Approximate 50000/ interest is annually increasing. Should I show it in income for calculation of tax? Please throw light upon it.

  • @aijazkhan9995
    @aijazkhan9995 Před 23 hodinami

    अगर 50 हजार एफडी इन्टरेस्ट में से 10 हजार पीपीएफ में डाल दें तो क्या टीडीएस फिर भी कटेगा

  • @aijazkhan9995
    @aijazkhan9995 Před 4 měsíci

    जब बैंक अपने आप पैसे काटती है, तो रिफन्ड भी अपने आप ही क्यों नहीं देती, पूरी डिटेल होती है उनके पास, अनपढ गरीब ,ना ही ये प्रोसेस कर पायेंगे, और ना ही पैसा ले पायेंगे

  • @Ashok.verma64
    @Ashok.verma64 Před 2 lety +14

    Sir,TDS is deducted bankwise or on PAN wise .pl.explain us

  • @aasbpl1000
    @aasbpl1000 Před 2 lety +2

    Sir after submitted 15 G/ H ,how bank cut TDS, what should take to not cut TDS on bank level, please guide us

  • @Arnavmathss
    @Arnavmathss Před rokem

    Nice information sir

  • @satveersingh6415
    @satveersingh6415 Před 2 lety +12

    Hi Rahul Sir, Thank you for the detailed video.
    I have a doubt. Per financial year, the banks will cut 10% TDS on interest > Rs. 40,000/-, as explained in the video.
    Q1: In this case - Do we have to declare the FD while filing ITR (means usmein bhi jaise hum income from other source declare karte hain)? Which would mean, we would need to pay extra tax there too? (TDS + ITR file karte time)
    Q2: If we claim a TDS refund while filing ITR, in that case also we need to declare the income from other source?

    • @vinodalbuquerque2488
      @vinodalbuquerque2488 Před 2 lety +3

      Hi Satveer, your total Term Deposit Interest & TDS is shown in 26AS, so you just need to include that.

    • @satveersingh6415
      @satveersingh6415 Před 2 lety +1

      @@vinodalbuquerque2488 Thanks for your reply!

    • @syview
      @syview Před 2 lety

      Q1: Yes you have to declare the FD while filing ITR. Extra tax will not have to be paid. Generally, all income from all sources has to be shown in ITR. From this total, whatever deductions you are allowed is deducted and tax is due on the remaining amount. Since TDS has already been cut, if TDS is more than the tax due, then you don't have to pay any fresh tax, you will get refund. But if TDS is less than your total tax due then you will have to pay that amount. So there is no extra tax being paid.
      Q2. Yes. As explained in Q1, all income from all sources has to be shown in ITR.

    • @kabitadaskalita922
      @kabitadaskalita922 Před 2 lety

      @@vinodalbuquerque2488 #

  • @yogeshshirke8303
    @yogeshshirke8303 Před 2 lety +10

    Sir, for senior citizen (age 60) with pension income between 3-5LPA is there any option?

  • @blackpearl4362
    @blackpearl4362 Před rokem

    Question:- from section 194H...
    Is section ke according 15000/- P.A. se jyaada hone pr hi 5% TDS lagega...
    To mera question ye hai ki ye 15000/- se jyaada ek baar me hona chahiye ya kisi 2 month ka amount plus hone ke baad TDS 5% deduct karna hoga?
    Jaise pichhle month mere broker ka total commission 14000/- hua tha to uska pura payment maine ek baar me kar diya tha aur is month uska total commission 13000/- ho raha hai to usse TDS 5% deduct karna hai ya usko TDS lagega hi nahi?

  • @padmalochanpatel8815
    @padmalochanpatel8815 Před 3 měsíci

    Thank you bro

  • @ajiteshmallick7439
    @ajiteshmallick7439 Před 10 měsíci

    Sir ,
    1. Agar mera salary anual 3lakh hai.. & bank interest agar anual 10k bhi hua toh kay mai income tax dena hoga?
    2. Agar mera salary 2.6 lakh hai (not eligible for income tax) but fd interst anually 70k jata hai...toh 15G jama karne se kya tds nahi katega? Yafir 2.6L+70k milake mujhe income tax k lea eligible kardia jaiga?
    3. Agar mai cumulative fd karwata hu...2 yr k lea toh... interest (70k)toh mujhe maturity pehi milega but interest kya do financial year mai 35k + 35k karke interest income count hoga ki...2yr bad aksath hi 70k interest income count hoga?
    Plz respond.

  • @jagdevsingh512
    @jagdevsingh512 Před 2 lety +2

    Sir, in itr 2 ,where we can show purchase details of ELSS fund i.e. date ammount fund name etc as we are filling fund sale details in 112.

  • @seemameena9619
    @seemameena9619 Před 2 lety +1

    Sir mere form 16 m DDO dwara Employer contribution ki deduction 80CCD 2 m nahi de to itr filling k time hum us deduction ko claim kar sakte h ya nahi iske regarding koi proof ki jarurat hogi kya PLZ bataye

  • @dhirubhaparmar_888
    @dhirubhaparmar_888 Před rokem

    👍🏻 thanks bhai

  • @sanjaysrivastava7928
    @sanjaysrivastava7928 Před 2 lety +1

    PAN mei to shoe hoga hi , form 15 H ke bharne se bhi kya hoga ? Tax liability to aa hi jayegi , return hi bhar jaye C. A ki bhi fees mil jaye return proper bank me aa jaye jyada thik rahega senior citizens 3lakh tak exempted 50000 interst tak rahat

  • @alliswell3575
    @alliswell3575 Před 2 lety +1

    Sir meri bank me 3000000 ki fd h 1000000/3 kya m form 15h bhar sakta hu.online form 15h me annual estimate income me kitna amount bharna h principal ya interest amount ya phir dono Mila kar plz bataye

  • @jkiradoo6732
    @jkiradoo6732 Před 9 měsíci

    जब बैंक टीडीएस ने काट लिया हो उस समय PAN CARD नहीं बना हो तो क्या उसके बाद PAN CARD बनवाकर उस वर्ष का इनकम टैक्स रिटर्न फाइल करते समय TDS वापस करवा सकते हैं क्या ?

  • @umassbhat1386
    @umassbhat1386 Před 2 lety +2

    Can't we deposit against various family members.

  • @sanjivanitelkar9571
    @sanjivanitelkar9571 Před 2 lety +1

    I am not sure about you. split your FD's in one bank or other.because under one PAN all incoming calculate