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Sir app jo 10℅ tds rate bta rhe hain wo senior ctz sav scheme mei bhi same rhega ya jaisa uss scheme mei btaya hai ki below 50thousand tak koi tds nhi katega?? Pls clarify this At 03:00 min video part
Thanks for the information! Please explain about bob short term fd which claims 4.5 % interest rate for 15 days. As you're one of the reliable sources on which we awakened people can trust😇
@labourlawadvisor it is so confusing some says if the interest amount is less than 40k in different bank or branches then the TDS will not be imposed & you are saying 10k. Which one is correct?
Thank you for your video; I had this question on keeping FD in different banks to ensure the interest generated is less than INR 10000 and avoid tax. I understand the income generated from FDs (Interests) is tracked through PAN against individuals and not the banks. This means that it would tax you as the interests irrespective of the number of banks that you have invested in, will be totaled and taxed. Can you please clarify?
The workaround is only to avoid TDS and not Tax. You will have to pay the tax but it won't be deducted at source, so you don't have to go through the hassle of filing returns if you've been taxed incorrectly at source.
Sir if u can just update ur old videos (which are awesome) time to time by indicating new rules or changes then it will be very helpful! Need not make complete fresh video, just part 2 of every video with highlighting the changes! ❤️
TDS threshold for interest earned on bank and post office deposits have been increased to Rs 40,000 (Feb 2019) from the previous limit of Rs 10,000. Note that usually interest earned in a financial year from all FD's, RD's, Saving Account, etc in a particular bank are added together to check this limit (Source: Conformed from BOB, but to be more sure check with your respective banks!).
2 साल पहेले tax deduct हूआ है तो ,दो सालबाद वो tax return मिल सकता है क्या?अगर tax returnमिला है लेकीन कम मिला है इस condition में दो साल बाद revised ITR form भर सकते है क्या?
Income-tax is a curse upon the middle class people. This rules should be withdrawn immediately for the welfare of the people of india. Instead 1% tax can be imposed upon all types of purchase by the people, as suggested by Sri Ashwini Upadhya, Sr. Advocate of the Honble Supreme Court of india.
Sir i am planning to do 2 FDs of 50,000 each... For 18 months with 8% intreset in the same bank... My annual income is 4L 30k... My interest for both FDs will be around 10-12k... So i do i have to fill Form 15G so that bank doesn't cut my tds ?
आपके त्थ्यात्मक और सुचारू विश्लेषण और जानकारी के लिए बहुत शुक्रिया। आर्थिक विशयों पर बहुत सारे गलतफहमियां युट्यूब मे चल रहा है, उसी परिदृश्य मे ऐसे प्रोग्राम बहुत ही सराहनीय है
Agar Senior Citizen ki property bechne ke 20 lacs milte hai aur uski FD Usi Senior Citizen ke Nam ki Karate hai, Unki Income NIL hai Aur Form 15H bhi Bank me fill karde to Uske bad to koi TDS nahi katega na? Please Reply
If someone has interest of 9900, then no TDS will be deducted If someone has interest of 10200, then 1020 TDS will be deducted . It seems something unfair.
If I open a fixed deposit in October for one year.how my income tax will be calculated?will it be calculated on the interest between October to March next year ? If interest for entire year is slightly more than 40000,will the tds be deducted from October to October next year or no tds will be deducted on the basis of interest between October to March next year?
Saal me 10 lakh se zyaada paisa withdrawal ya transfer karney par bank tax dept ko inform karta hai. Kya saving account se FD karney par us paisey ko tranfer maana jaata hai.
Thanks for the information! Please explain about bob short term fd which claims 4.5 % interest rate for 15 days. As you're one of the reliable sources on which we awakened people can trust😇
*please don't ignore* Sir I have a question.. If I make a FD of 5 lakh.. Then should i have to pay TDs amount even after submitting 15G form ? And how the total income calculated for Charging TDS ? Is the total income calculated on interests ? Or on Deposits I made. Please reply I need the answer
Depends on your duration of the FD as well as rate of interest that u are getting post maturity. If the interest post maturity is greater than 10k ,then u will have your tds 10% cut on the interest amount from the bank itself.
Hi LLA, Could you please help me out with this. As far as I know, after crossing 40,000 limit, 10% of interest earned is deducted from FD. This 40, 000 limit is with per bank or total interest amount earned in case i have multiple fds in different banks with same pan number. Mixed information available on the internet. Some say total, some say per bank.
Hi sir i have done FD for 5 years, interest which comes on FD should shown in itr filing on yearly basis or at time of maturity after 5 years to pay tax on interest
I deposit 100000 Rs every 46 days as FD at ROI 3.9% pa, the interest that I get is 492 on maturity. TDS deducted is 10% flat by the bank [Rs 50]. I'm in taxable range of 30%, submitting Form 15G doesn't help. How can I avoid TDS?
Actually my mom age 65 yrs old having annual income ₹90000 as income from Senior citizens saving scheme . But on 31st March and 1st July TDS is deducted from interest. What to do.???
I have made fixed deposits of Rs 10 lakh in nine banks for ten years(total 90 lakh). From this fixed deposit I will get about fifty to fifty five thousand rupees per month (according to the current rate of fixed deposit). Now my question is how much money will I have to deduct TDS per month for this? Please someone answer my question
I am a PhD student and my annual income is 3.72 Lakh. I have two FD account and total interest from those two FD accounts is less than 10K. Do I need to pay Tax, because as I am a student I have the doubt of 2.5 lakh limit for TAX? And do I have to fill the 15G form to avoid TDS?
sir plz reply my question it very import for me sir meri mom ki age 60 he or unki 25 lakh ki fd he or unki govtment ke dwara 14000 pensin milti he kya hum tds se bach skate he kiyuki bank wale se jb mene 15g ya 15h form bharne ko bola to bank walo ne fd me jo intresrt or annul incom ko add kar diya or bola aap 15h/15g ke liye eligible nahi he
Please somebody answer, if for example the principle is huge for example 1 -2 crore, let's say 2 crore Fd in that with 6 % interest the amount of interest is 12 lakhs if the person's income is zero in that specific year that means he has NIL income tax slab ...... What will be the tax and tds that would be cutted
Estimated total income of the P.Y. in which income mentioned in column 16 to be included --. sbi बैंक के इस कॉलम में कौनसी राशि भरनी हैं। ब्याज वाली या fd maturity पर मिलने वाली राशि।।. Please suggest
Sir hume NBFC me 20k ka FD May 2019 me karwaya tha uska interest Rs. 1937.00 /- may 2020 me mila koi TDS nahin kata gaya hai. Use hum ITR file karne me kahan show karna hai? Sir jarur bataye....
Sir Mera SBI me 125000 ka FD(senior citizen) tha ,for 4yr 11 month ke liye uska maturity amount 188900 tha ,but hme maturity pura hone par 184600 Mila baaki ka Paisa kaat liye,Meri galti ye thi ki Maine 15 H , 1 baar hi jma kiye sirf maturity amount nikalte time ,bank wale bol rhe hai ki aapne 15 H nhi jma uska 10% kta hai aur baaki ka Jo kta hai ,Uske baare me Bolta hai ki aapka PAN nhi jma Kiya hua tha, but Maine PAN no. FD ke form me bhara tha. PAN link na hone par Mera kta hua paise ITR me bhi show nhi kar rha Mai Kya kru bataye plz
Hi sir, it is a very good info provided by you. Thanks I have a question, agar PF amount 50,000 Rs. Se jyada hai toh kya TDS cut hoga? For Example :- Employee share - 43000 Rs. Employer share - 26000 Rs. Pension share। - 13000 Rs. Iss condition me kya TDS cut hoga, agar cut hoga toh isko (TDS) cut hone se kese bachaya jaye please give a genuine answer.
नमस्ते सर, मेरा एक सवाल है आप से । मेरे बड़े भाई ने F.D किया है पंजाब नेशनल बैंक में 7 लाख रूपये की 2 साल के लिए। उसको तोड़ने की अवधि जून माह में 2020 में थी जो की अब वह Automatically बढ़ा गई है 2 साल के लिए क्यूँ कि भाई जी समय पर बैंक नही पहुंचे इस कारण वह बढ़ गई 2 साल के लिए। अब आज मै बैंक गया था उनके साथ और जो F.D का डिपार्टमेंट देखता है मैं उनसे बोला क्या करना होगा इसको पैसे को निकालने के लिए तो उन्होंने बताया की आप लिखित में मुझें दो कि आप का F.D चल रहा है इस शाखा से तो मुझे interest certificate दिया जाए । मेरे भाई ने लिख कर दिया Signature करके तो बैंक के कर्मचारी ने एक Certificate दिया है । जिसमे Gross paid और TDS collected लिखा है । आप से इतनी जानकारी चाहिए कि क्या 2017 के बाद जो F.D हो रहे है उनमे कुछ बदलाव किया गया है क्या । नोट- मेरे बड़े भाई का कमाने का कोई जरिया नही है उनकी पत्नी सरकारी हास्पीटल मे थी लेकिन वह अभी retired हो चुकी है और जो पैसा उनकी पत्नी को मिला था उसी पैसा मे से 7 लाख रूपये मेरे बड़े भाई ने F.D किया है । बैंक का कहना है कि आप को ITR फाइल करना होगा । क्या करना है कैसे करना है मुझे बताइए कृपया करके। Thank you. Self Vipul Tiwari
Hi, एक salaried person hai अगर उस को FD पर interest मिला है salary पर जो टैक्स कटा है वो तो Form 26AS पर दिखला रहा है पर FD का amount Form 26AS me नहीं दिखला रहा है (कि इतना amount as a interest मिला है।) तो क्या करें।
Sir mein ne 20000 ki FD ki kotak 811 a/c mein , total a/c balance 30,000 hein, but TDS applicable bol Raha hein , aur Mera new khata khol to uspar 10 lac to 25 lac annual income show ho Raha hein but under 2-3lac hein what I do
Sir , I am getting intreset more then 10k , So as much I understood from ur vdo ...sould I need to invest in a way to bycaught from TDS need to invest on others bank so that I got the intreset from each bank under 10k
We already filed our ITR and client who deducted TDS has not deposited TDS to government and therefore it's not showing in our 26AS. Now, how can we claim that TDS? Can we claim missed TDS of AY 19~20 in next AY 19~20?
If a person's income is only "interest on Fixed deposits and Savings account interest and no other source of income should he or she has to pay income tax. ?. if his income is around 2 to 2.5 lakhs per annum. (mostly the persons who worked in private sector and do not have any pension facility at their old age and the ALL FDS are their life time savings and interest is his or her livelihood )
Hi sir u need to update the video... it's Rs 40,000/- now per fiscal year and Rs 50,000/- for senior citizens. If you don't update your videos or delete the old people will get wrong message. Kindly do the needful
Sir meri mother ko sirf FD ke interest se income hoti hai jo ki around 2,30,000 hai toh kya bank iss income amount pr TDs katega?? Kya hume form15G fill karna padega?? Please btao 🙏🙏🙏
Sir mera father ka15 Lakh ka FD tha. Maturity pe dhekha about 1.5 Lakh Tds cut hua. Ab dekha fy 17-18 me 40000 cut hua tha. Unaka 9000 per month pension hai or senior citizen Vi hai. Ab kaise 17-18 Sal ka refund Karu. Please help
How can one say that In his next year income will be in the slab that will not be under tax deduction !! During form 15 G filling how can one declare that? So what to do should one submit 15 G if currently he or she has no income under income tax
oh Kaka jee, 5 saal vastai tusi dak khannai jama kar ditai byaaj jaira way har saal milai gaa ya 5 saal bad, kya dak khanna accrue byaaz quaterly, sr Citizen kya aasie har saal tax bhar sak dai yaan kyunki 5 L di choot har saal ya may be there are number of ways to find tax deductions. end of 5 yrs we end of paying very hugh amount of tax on the byaaj. what are the ways to minimize accured interest every year. kon kon se tareekai sai hum tax kaisai bachain,
I want to know that .....if I come under 2.5 lakhs anuual income limit and I had made a fixed deposit of 10k for one year at intrest of 7 % then the intrest amount AT the end would be 700 rs WOULD THERE BE ANY TDS OR TAXES APPLICABLE ON SUCH SMALL INTREST AMOUNT . WOULD I BE GETTING DEDUCTED INTREST AMOUNT FROM PUBLIC SECTOR BANK ON EVEN PAN CARD REGISTERATION
Someone who was employed but now he is no longer employed and became student then would his income gain on FD be deductable if he invests in fd now as unemployed customer?
sir m kissan hu m apni jameen bech kr 30 Lakh ki fd krni kitne time me pase dabal ho jaayege mujhe koi tex to nhi lage ga batao sir mujhe please reply sir
Sir 3:20 pe aapne jaise bola ki agar TDS 15000 bnta hai to bank 10% ke hisab se 1500 kaat lega pr 10000 tk to exempted hai, to TDS 5000 pe lgna chahiye. Ya fir TDS total pe lgta hai?
Sir agar hum tax bracket mein honge tabhi katta hua TDS income tax ke roop mein jamma Hoga, aagar hum tax bracket mein nehin aate janni hamari income 2.5 lakh ho to hum tax bracket mein aate hain ja 5 lakh income tax bracket mein aati hai...kon c income ko taxable income manna hai, net kitna Interest earn hone Tak TDS kattega and agar utnna interest na earn kiya ho to kya katta hua TDS tax return form mein fill karke, full TDS refund ley sakte hain OR aagar hum tax bracket mein aa gaey to TDS jitna bhi ho kattega ? Please reply LLA Sir
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Bank Interest rates: link not working
Sir app jo 10℅ tds rate bta rhe hain wo senior ctz sav scheme mei bhi same rhega ya jaisa uss scheme mei btaya hai ki below 50thousand tak koi tds nhi katega?? Pls clarify this
At 03:00 min video part
Thanks for the information!
Please explain about bob short term fd which claims 4.5 % interest rate for 15 days.
As you're one of the reliable sources on which we awakened people can trust😇
@labourlawadvisor it is so confusing some says if the interest amount is less than 40k in different bank or branches then the TDS will not be imposed & you are saying 10k. Which one is correct?
I just wanna say you are awesome u make it so simple guys… to understand… big thumbs up… u r a life saver and a face saver too…
Sir ye jo 10000 intrest bta rhe ho ye pm ka bta rhe ho ki isse jayda ni hona chahiye?
2:50 TDS exemption limit on FD has been raised to 40k
Has it been raised in this latest budget ? And this 40 new limit is for both banks and NBFCs?
@@navneet2649 Don't know about NBFC's but for banks the limit is 40k from FY19-20
@@ajay2552 thanks buddy! 👍❤️
Sir agar hum 1 lakh ka FD kare 1 year ke liye, then tds, tax kuch nahin katega to ?? Pnb bank
Pl updated this according to new income tax .
In short government doesnt want you to become rich!😂😔🤣
Harami Gov sab black money Vijay Mallya Nirav Modi k pas hain
@@nikhilprabhudeva1303 so you want to die poor
@@nikhilprabhudeva1303 then dollar would be fall below rupaya
Govt chor hai saali
Sahi kaha kyuki neta log kabhi apni pensan nai chhodte or gov employee ka PF bhi band kr diya
*Question #44*
Ans.:- 72/8.5%=8.47(8.5 years) will get doubled.
Correct ans.:- D) 8.5years👍
Rule 72
Option D: 8.5 years
(Using Rule of 72)
Thank you for your video; I had this question on keeping FD in different banks to ensure the interest generated is less than INR 10000 and avoid tax. I understand the income generated from FDs (Interests) is tracked through PAN against individuals and not the banks. This means that it would tax you as the interests irrespective of the number of banks that you have invested in, will be totaled and taxed. Can you please clarify?
Correct
The workaround is only to avoid TDS and not Tax. You will have to pay the tax but it won't be deducted at source, so you don't have to go through the hassle of filing returns if you've been taxed incorrectly at source.
Sir if u can just update ur old videos (which are awesome) time to time by indicating new rules or changes then it will be very helpful! Need not make complete fresh video, just part 2 of every video with highlighting the changes! ❤️
TDS threshold for interest earned on bank and post office deposits have been increased to Rs 40,000 (Feb 2019) from the previous limit of Rs 10,000. Note that usually interest earned in a financial year from all FD's, RD's, Saving Account, etc in a particular bank are added together to check this limit (Source: Conformed from BOB, but to be more sure check with your respective banks!).
So if i open various FDs in say 5 different banks..i get TDs relief till 2 lacs ?
@@mrsam1999 It's linked to your PAN, so the govt knows how much interest you have earned even if it's in different banks.
@@eminem2088tax is not deduce on fd till now, still I've to mention fd interest while filling itr.
@@mrsam1999In this case TDS will not be deducted by banks but You have to pay tax on it depending upon the tax slab in which you are.
Sir
I want to know,
If I have earned interest of more than 10000/- but my income is less than 2.5 lakh , then TDS is refundable?
Yes, best is to fill 15G in advance to avoid TDS
@@LabourLawAdvisor thank you
Option D..8.5 years
rule 72
Paytm cash mil gaya kya ??
Rule 72 as you as said earlier. 72/8.5. = 8.4~ 8.5 the amount will be doubled
9 year
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Option D 8.5 years
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D
First comment 😋😋
8.5 years
Abhi Raj RR bglb VM mmnfc f. b
Fgjbgjff
The answer is 8.5 years...! As for calculation of interest to be double of our principle amount we need to divide by 72 always...!
2 साल पहेले tax deduct हूआ है तो ,दो सालबाद वो tax return मिल सकता है क्या?अगर tax returnमिला है लेकीन कम मिला है इस condition में दो साल बाद revised ITR form भर सकते है क्या?
Income-tax is a curse upon the middle class people. This rules should be withdrawn immediately for the welfare of the people of india. Instead 1% tax can be imposed upon all types of purchase by the people, as suggested by Sri Ashwini Upadhya, Sr. Advocate of the Honble Supreme Court of india.
Sir i am planning to do 2 FDs of 50,000 each... For 18 months with 8% intreset in the same bank... My annual income is 4L 30k... My interest for both FDs will be around 10-12k... So i do i have to fill Form 15G so that bank doesn't cut my tds ?
आपके त्थ्यात्मक और सुचारू विश्लेषण और जानकारी के लिए बहुत शुक्रिया। आर्थिक विशयों पर बहुत सारे गलतफहमियां युट्यूब मे चल रहा है, उसी परिदृश्य मे ऐसे प्रोग्राम बहुत ही सराहनीय है
10k interest or 40k interest exempted from TDS?
Agar Senior Citizen ki property bechne ke 20 lacs milte hai aur uski FD Usi Senior Citizen ke Nam ki Karate hai, Unki Income NIL hai Aur Form 15H bhi Bank me fill karde to Uske bad to koi TDS nahi katega na?
Please Reply
If someone has interest of 9900, then no TDS will be deducted
If someone has interest of 10200, then 1020 TDS will be deducted .
It seems something unfair.
I think it is fair. Earlier there was no such rs 10000 and below exemption. But few years back it was added.
If I open a fixed deposit in October for one year.how my income tax will be calculated?will it be calculated on the interest between October to March next year ? If interest for entire year is slightly more than 40000,will the tds be deducted from October to October next year or no tds will be deducted on the basis of interest between October to March next year?
A new video on this topic as per current rules and regulations will be helpful.. thank you
7:54 I freaked out for a second when he was stretching.
Saal me 10 lakh se zyaada paisa withdrawal ya transfer karney par bank tax dept ko inform karta hai. Kya saving account se FD karney par us paisey ko tranfer maana jaata hai.
Sir
Pls update and shoot the video 🙏
1:38 in example 2 where is the calculation of surcharge and cess?
Very well explained. Hum chahte hai ki aap best fd savings plan batai sabko..
Thanks for the information!
Please explain about bob short term fd which claims 4.5 % interest rate for 15 days.
As you're one of the reliable sources on which we awakened people can trust😇
*please don't ignore*
Sir I have a question..
If I make a FD of 5 lakh..
Then should i have to pay TDs amount even after submitting 15G form ?
And how the total income calculated for Charging TDS ?
Is the total income calculated on interests ? Or on Deposits I made.
Please reply I need the answer
Depends on your duration of the FD as well as rate of interest that u are getting post maturity. If the interest post maturity is greater than 10k ,then u will have your tds 10% cut on the interest amount from the bank itself.
Hi LLA, Could you please help me out with this. As far as I know, after crossing 40,000 limit, 10% of interest earned is deducted from FD. This 40, 000 limit is with per bank or total interest amount earned in case i have multiple fds in different banks with same pan number. Mixed information available on the internet. Some say total, some say per bank.
Total...
Hi sir i have done FD for 5 years, interest which comes on FD should shown in itr filing on yearly basis or at time of maturity after 5 years to pay tax on interest
Thanks a lot sir for the formula of 72. Answer is option D) 8.5years
I deposit 100000 Rs every 46 days as FD at ROI 3.9% pa, the interest that I get is 492 on maturity. TDS deducted is 10% flat by the bank [Rs 50]. I'm in taxable range of 30%, submitting Form 15G doesn't help. How can I avoid TDS?
Actually my mom age 65 yrs old having annual income ₹90000 as income from Senior citizens saving scheme . But on 31st March and 1st July TDS is deducted from interest. What to do.???
File the ITR
I have made fixed deposits of Rs 10 lakh in nine banks for ten years(total 90 lakh). From this fixed deposit I will get about fifty to fifty five thousand rupees per month (according to the current rate of fixed deposit). Now my question is how much money will I have to deduct TDS per month for this? Please someone answer my question
I am a PhD student and my annual income is 3.72 Lakh. I have two FD account and total interest from those two FD accounts is less than 10K. Do I need to pay Tax, because as I am a student I have the doubt of 2.5 lakh limit for TAX? And do I have to fill the 15G form to avoid TDS?
Fellowship is exempted from income tax rule
Valuable information...muje is bare mai pta hi ni ta...Aj hi 15G bharta hu
quistion#44
ans is (D) 8.5years
What to do by a Sr. Citizen, when even after submission of 15 H form in bank, bank employees do not upload it in computer system.
Sriram Finance mein ek fd kia 5000 ka usme kya 15g fill karna padega?
sir plz reply my question it very import for me
sir meri mom ki age 60 he or unki 25 lakh ki fd he
or unki govtment ke dwara 14000 pensin milti he kya hum tds se bach skate he
kiyuki bank wale se jb mene 15g ya 15h form bharne ko bola to bank walo ne fd me jo intresrt or annul incom ko add kar diya or bola aap 15h/15g ke liye eligible nahi he
Sir your video are so much imp in life thank you very much sir 🙏🙏🙏🙏
Please somebody answer, if for example the principle is huge for example 1 -2 crore, let's say 2 crore Fd in that with 6 % interest the amount of interest is 12 lakhs if the person's income is zero in that specific year that means he has NIL income tax slab ...... What will be the tax and tds that would be cutted
TDS of 10% meaning 1.2 lakh will be cut. Also interest income from FD is considered taxable as per income tax laws under “income from other sources”.
72 / interest rate = double amount.....so, given question ans to be option D. 8.5 years
Please make an updated video on FD tax since many rules have changed now.
Estimated total income of the P.Y. in which income mentioned in column 16 to be included --. sbi बैंक के इस कॉलम में कौनसी राशि भरनी हैं। ब्याज वाली या fd maturity पर मिलने वाली राशि।।. Please suggest
Sir hume NBFC me 20k ka FD May 2019 me karwaya tha uska interest Rs. 1937.00 /- may 2020 me mila koi TDS nahin kata gaya hai. Use hum ITR file karne me kahan show karna hai? Sir jarur bataye....
TDS on 10,000 is monthly interest income or yearly or complete tenure??
Sir
Mera SBI me 125000 ka FD(senior citizen) tha ,for 4yr 11 month ke liye uska maturity amount 188900 tha ,but hme maturity pura hone par 184600 Mila baaki ka Paisa kaat liye,Meri galti ye thi ki Maine 15 H , 1 baar hi jma kiye sirf maturity amount nikalte time ,bank wale bol rhe hai ki aapne 15 H nhi jma uska 10% kta hai aur baaki ka Jo kta hai ,Uske baare me Bolta hai ki aapka PAN nhi jma Kiya hua tha, but Maine PAN no. FD ke form me bhara tha.
PAN link na hone par Mera kta hua paise ITR me bhi show nhi kar rha
Mai Kya kru bataye plz
Please explain interest paid and accural interest
Which should be reported
If my income is 2.45 lakh and interest from FD is less than 10000. Then should I pay tax?
Hi sir, it is a very good info provided by you. Thanks
I have a question, agar PF amount 50,000 Rs. Se jyada hai toh kya TDS cut hoga?
For Example :-
Employee share - 43000 Rs.
Employer share - 26000 Rs.
Pension share। - 13000 Rs.
Iss condition me kya TDS cut hoga, agar cut hoga toh isko (TDS) cut hone se kese bachaya jaye please give a genuine answer.
Should be non-taxable. Because its PF
Jiska yearly FD pr 10 lac se jayda interest ho use kitna tax dena hoga or kitna TDS milega ??? Please reply
नमस्ते सर,
मेरा एक सवाल है आप से ।
मेरे बड़े भाई ने F.D किया है पंजाब नेशनल बैंक में 7 लाख रूपये की 2 साल के लिए।
उसको तोड़ने की अवधि जून माह में 2020 में थी जो की अब वह Automatically बढ़ा गई है 2 साल के लिए क्यूँ कि भाई जी समय पर बैंक नही पहुंचे इस कारण वह बढ़ गई 2 साल के लिए।
अब आज मै बैंक गया था उनके साथ और जो F.D का डिपार्टमेंट देखता है मैं उनसे बोला क्या करना होगा इसको पैसे को निकालने के लिए तो उन्होंने बताया की आप लिखित में मुझें दो कि आप का F.D चल रहा है इस शाखा से तो मुझे interest certificate दिया जाए ।
मेरे भाई ने लिख कर दिया Signature करके तो बैंक के कर्मचारी ने एक Certificate दिया है । जिसमे Gross paid और TDS collected लिखा है ।
आप से इतनी जानकारी चाहिए कि क्या 2017 के बाद जो F.D हो रहे है उनमे कुछ बदलाव किया गया है क्या ।
नोट- मेरे बड़े भाई का कमाने का कोई जरिया नही है उनकी पत्नी सरकारी हास्पीटल मे थी लेकिन वह अभी retired हो चुकी है और जो पैसा उनकी पत्नी को मिला था उसी पैसा मे से 7 लाख रूपये मेरे बड़े भाई ने F.D किया है ।
बैंक का कहना है कि आप को ITR फाइल करना होगा ।
क्या करना है कैसे करना है मुझे बताइए कृपया करके।
Thank you.
Self Vipul Tiwari
Thanks sir
Apki all videos bahut hi useful hota hai.
Hi,
एक salaried person hai अगर उस को FD पर interest मिला है salary पर जो टैक्स कटा है वो तो Form 26AS पर दिखला रहा है
पर FD का amount Form 26AS me नहीं दिखला रहा है (कि इतना amount as a interest मिला है।)
तो क्या करें।
Sir agar fix deposit monthly insterest de raha hai to kab tds katega ?
i want to close tax saver fd urgently
bank telling up to 5 years
you unable to close
If mujhe intrest. Mil rha h 1 sal ka 10k se niche to tax lge ga??
Sir, Option D- 8.5 years
Sol- 72/8.5=8.47
If my
annual salary is 2,40,000/- and
FD interest is 20,000/-
as overall will be 2,60,000, Then I need to pay Tax ?????
Sir mein ne 20000 ki FD ki kotak 811 a/c mein , total a/c balance 30,000 hein, but TDS applicable bol Raha hein , aur Mera new khata khol to uspar 10 lac to 25 lac annual income show ho Raha hein but under 2-3lac hein what I do
Sir, agar 10 साल की FD post office main karai hai 50000 Rs ki to Muture amount 1lakh milega ki TAX lag जाएगा usme भी???????? Please sir batay 🙏
Sir , I am getting intreset more then 10k , So as much I understood from ur vdo ...sould I need to invest in a way to bycaught from TDS need to invest on others bank so that I got the intreset from each bank under 10k
Dnt worry... Now the limit is 40000 not 10000
We already filed our ITR and client who deducted TDS has not deposited TDS to government and therefore it's not showing in our 26AS. Now, how can we claim that TDS? Can we claim missed TDS of AY 19~20 in next AY 19~20?
Answer is option D - 8.5 years (72÷8.5)
If a person's income is only "interest on Fixed deposits and Savings account interest and no other source of income should he or she has to pay income tax. ?. if his income is around 2 to 2.5 lakhs per annum. (mostly the persons who worked in private sector and do not have any pension facility at their old age and the ALL FDS are their life time savings and interest is his or her livelihood )
Hi sir u need to update the video... it's Rs 40,000/- now per fiscal year and Rs 50,000/- for senior citizens.
If you don't update your videos or delete the old people will get wrong message. Kindly do the needful
Sir meri mother ko sirf FD ke interest se income hoti hai jo ki around 2,30,000 hai toh kya bank iss income amount pr TDs katega?? Kya hume form15G fill karna padega?? Please btao 🙏🙏🙏
Sir mera father ka15 Lakh ka FD tha. Maturity pe dhekha about 1.5 Lakh Tds cut hua. Ab dekha fy 17-18 me 40000 cut hua tha. Unaka 9000 per month pension hai or senior citizen Vi hai. Ab kaise 17-18 Sal ka refund Karu. Please help
Mene 5 lakh ki mip fd ki bob me 1 sal ki, premature close kar di 6 month bad to tax kat gaya, what to do now?
How can one say that In his next year income will be in the slab that will not be under tax deduction !! During form 15 G filling how can one declare that? So what to do should one submit 15 G if currently he or she has no income under income tax
oh Kaka jee, 5 saal vastai tusi dak khannai jama kar ditai byaaj jaira way har saal milai gaa ya 5 saal bad, kya dak khanna accrue byaaz quaterly, sr Citizen kya aasie har saal tax bhar sak dai yaan kyunki 5 L di choot har saal ya may be there are number of ways to find tax deductions. end of 5 yrs we end of paying very hugh amount of tax on the byaaj. what are the ways to minimize accured interest every year. kon kon se tareekai sai hum tax kaisai bachain,
Now rule changed from Rs 10000 to Rs 40000 for TDS slab.
Please intimate whether TDS is applicable on earning from RD account on maturity
Can u explain in english
Question 44
Answer is option D
8.5 years
Sir. 11 lakh ki Fd h or Monthly payout milta h and 15G form submit h to, Tax kitna deduct hoga?
2019 ke bad ₹10000/- ₹40000/- ho gaya for general people & ₹50000/- senior citizen..
I want to know that .....if I come under 2.5 lakhs anuual income limit and I had made a fixed deposit of 10k for one year at intrest of 7 % then the intrest amount AT the end would be 700 rs
WOULD THERE BE ANY TDS OR TAXES APPLICABLE ON SUCH SMALL INTREST AMOUNT .
WOULD I BE GETTING DEDUCTED INTREST AMOUNT FROM PUBLIC SECTOR BANK ON EVEN PAN CARD REGISTERATION
Sir यदि मैं 20% टैक्स स्लैब में आता हूँ और बैंक ने मेरी fd पर 10% tax काट है तो क्या में return भरते हुए उसका 20 % दूंगा ।
The answer is 72/8.5=8.470 so option D ll be the answer
Sir ji maine 1 caror ki FD karwa rakhi h.meri kitna TDS and tax cut hoga???
Sir agar hum 1 lakh ka FD kore 1 year ke liye pnb mein, ismein to tax or tds nahin katega to ??
Another Option is Open an account in any of family member senior citizen who has no source of Income .Make an FD and submit Form15 G/H Online
Someone who was employed but now he is no longer employed and became student then would his income gain on FD be deductable if he invests in fd now as unemployed customer?
The tax process should be more simplified..this is very complex ..
Method : 408.5 ÷ 400 × Principal amount
Answer is option D 8.5 Saal
If I close my FD and that money gets credited to a bank acount. Will that money will be considered as my taxable income?
thank you, very helpful :)
Sir Salary me jo TDS cut hota h use Save karne ke liye kya LIC me investment kar k TDS save kiya ja sakta h plzz bataye
sir m kissan hu m apni jameen bech kr 30 Lakh ki fd krni kitne time me pase dabal ho jaayege mujhe koi tex to nhi lage ga batao sir mujhe please reply sir
Sir 3:20 pe aapne jaise bola ki agar TDS 15000 bnta hai to bank 10% ke hisab se 1500 kaat lega pr 10000 tk to exempted hai, to TDS 5000 pe lgna chahiye. Ya fir TDS total pe lgta hai?
I think sirf intrest pe he lagta hai
@@iiiiisse haan, lgta to mujhe bhi aisa he h. Intrest to income mein count kiya jata h pr fir bhi clarify kr lete hain
Sir agar hum tax bracket mein honge tabhi katta hua TDS income tax ke roop mein jamma Hoga, aagar hum tax bracket mein nehin aate janni hamari income 2.5 lakh ho to hum tax bracket mein aate hain ja 5 lakh income tax bracket mein aati hai...kon c income ko taxable income manna hai, net kitna Interest earn hone Tak TDS kattega and agar utnna interest na earn kiya ho to kya katta hua TDS tax return form mein fill karke, full TDS refund ley sakte hain OR aagar hum tax bracket mein aa gaey to TDS jitna bhi ho kattega ?
Please reply LLA Sir
Thank you so much sir😊 .May god bless you 😊😊😊
Agar m retirement bala paisa ko fd krta hu to kitna tax tds katega bataiye jaise 50 lakh ki fd par tax tds ki calculator kar samjhaiye
Sir..meri fd par TDS cut kiya gya hai..par bank ne mujhe inform nahi kiya..isme gulti kiski hai.. please guide