How to Save TDS on FD || FD पर Tax कटने से कैसे बचाएं
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DISCLAIMER ********
This video is merely a general guide meant for learning purposes only. All the instructions, references, content or documents are for educational purposes only and do not constitute legal advice. We do not accept any liabilities whatsoever for any losses caused directly or indirectly by the use/reliance of any information contained in this video or for any conclusion of the information. Prior to acting upon this video, you're suggested to seek the advice of your financial, legal, tax or professional advisors as to the risks involved may be obtained and necessary due diligence, etc may be done at your end.
🎉🎉 Thanks for most informative and knowledgeable video !! May God bless you ! 🎉🎉
My pleasure
Thanks 😊
Thank you sir for this information
Most welcome
Thank you very usfell vidoo
Happy to help
Thankyou sir
Most welcome
बहुत सुंदर वीडियो ❤
Thanks
Powerful explanation ❤
Thank you 😊
Great information thanks
Glad it was helpful!
Right Ji
👍
Very good explanation.
Thanks 😊
Thank you sir very nice information..
👍
Best friend and Family members best vidio is currently very very very very very high quality
Thanks
Please share it with your friend and family
Good
Helpful information 👍👌
Thanks for liking
good information sir ji
Thanks and welcome
Great information.
Thank you
very usefull&very clear information in very clear &distinct voice. sir one more clarification needed that is if if TDs is done on FDintrest & total income is within tax slab &if ITR is filled for refund then is it mandetary to file ITR every year even if the total income is within Tax Slab.please clarify.Thanque very much sir. You have spent your valuable time to make public aware of TAXrelated matters.Exellant work. Thanks once again sir.
ITR filing mandatory only if income cross basic exemptions limit
Like 250000 or 3 lakh in each year
sir mere father ki interest se annual income 4,80,000 hai thru senior citizen saving schemes and other fds...toh kya TDS katega ya tax padega??? kya mei unka 15H form bhara skta hun??
15H can be given if income below 300000
Sir elss se 60000 income h kaha show kru ITR main or deduction milega kya any other income show krdu
In ITR 2
1st comment nice VDO❤
Thanks 😊
in this connection I.T. Dept. should communicate all these rules , regulation they should publish in economic times ( finance ) periodically to enable awareness to common people to invest/ deposit their money in banks.
👍
Sir mene 60000 ki fd ki h 7 months ke liye mera interest 2000 ke something bnega kya mujhe form 15g bharne ki jarurat hai ya nahi
No need
0000000000
Sir Sumit ji
Very nice information
Sir hamari ITR file submit kar dijiye ji. E verify bhi..
Thanks
Kr denge sir
AIS Tis 26 AS update hone do
@@CASumitSharma theek hai sir. Thanks
Sir agar mera total income 7 lakh hain salary aur fd interest milake, and mera tds vi kat chuka fd interest me se 10 percent,
Uske bad ITR varke wo tds return mil sakta hain, as per new regime,
Aur usme se kya 87a ka apply hoga?
Yes
Sir annual income m salary and fd interest count hota h toh uspe tax cut hota h but phir kya fd interest p alag se bhi tax lgega?
As per slab rates lagega
Sir,Total income before deduction of 80C,TTB and D above 3 lakhs but after deducted the above income becomes below 3 lakhs for sr.sitizen so I can fillup 15 H form..
As per rule can't give
Because income crosses basic exemptions limit ITR filing mandatory
Sir mera ek seving account hai aur maine 2 saal bank annual year me us account me 4 lac jama Kiya hai phle aur wo Paisa usi savings me hai aur maine use uss nahi Kiya hai aur us savings ammount ke peche mujhe 12200 rupye interest Mila hai sath hee maine 1 saal phle 50hzr ka fd kiya hai jiska bhi Paisa mujhe usi savings me milta hai 2500 rupye to kya mujhe ITR bhrna hoga
Yes bhar na padega .
ITR filing mandatory if Income cross 250000
@@CASumitSharma mera income to 2 lac hee hai maine saving Kiya hai apne savings account me 2 saal me tab jaa kar aaj 4 lac hai aur usme Mila hai mujhe interest 12200 rupye to bhi itr jama kru
@@SA-ix6nmmera income to 2 lac hee hai maine saving Kiya hai apne savings account me 2 saal me tab jaa kar aaj 4 lac hai aur usme Mila hai mujhe interest 12200 rupye to bhi itr jama kru
@@ExploreTrip-me5pd submit 15g form
Iam sr citson p enson and f d interst. Aarahai me first time i t r bharna chahta hum rols bathayiye
File ITR 1
UPTO 750000 no tax
Under new tax regime
If form 15 H submitted for 3.5 lakh in April 2024 by mistake. Can we revise it for 3 lakh as we expecting the samr
Sure
If they haven't submitted it yet
Sir Maine PAN card jama Kiya tha ....Jo ki mujhe yono app me show bhi kar Raha tha isake baad bhi 20% tds kata h kya mai refund le sakta hu .....?????
Agar pan 26 as me show ho rha hai tbi refund hogaa
Bhot accha hai😅
Thanks
Sir mene fd ki hh usme interest 10000 milega to kya mere tds katega and mai student hu with no income
Nahi
Sir fd ke interest per interest certificate lgega kya ITR m 20000 h
Not mandatory
Simply show interest income in ITR
@@CASumitSharma thanks
Sir total income jaise 2.5 lakh se zyda h usme fd interest+ salary h toh tax kis tarah cut hoga...fd ka alag salary ka alag kis tarah
TDS rates is flat
@@CASumitSharma I didn't get it.. please explain little bit it's request sir...tax deducts on total income that is sallary and fd interest in my case so how will they cut 5% on more than 2.5 lakh and if they will then how will they cut 10% on fd interest if it's more than 40,000
Meri job ni h present me .and saving thi meri 9lac uski fd Kara di thi Indian Bank me .uspar month ka 541rs kat re h .iska koi tarika h Jo vo na Kate?
Submit form 15G to bank
Bhai pan card to har bank me lagega to end of year income tax aapke pan pr jo income mili us hisab se tax calculate karega to bhai agar 3 alag bank me fd karoge aur tino bank ki fds up to 40000 hoti he to tds dena hi padega
We discussed about TDS not about taxes
@@CASumitSharma ha to kya pan card se track ho jayega
Savings deposit interest ki Rebat normal person konse section delhi batay sir
80 tta
Old Tax Regime
Fd intrest per below age 60years konse section Rebate milegi sir,bank saving intrest kaRebate hi leta h hal batay sir
Sir avi SBI bank me 15g from jama nhi le Raha hai
Ask them
Why they are not accepting this form
I got retirement benefits and I deposited Rs 30 lakh in wife account under SCSS scheme .
TDS is deducted @10 percent under her pAN.
Should she submit 15H form.
Because this interest will be club in my income.
I will show this interest in my income in May 2024.
My query is that tax deduction should continue in her PAN or submit 15 H form .
Please clarify it.
15H can be given if income is below 300000
Is this interest will club in husband income?
Respected Sir,
Online search information and ohter CA videos tells that even if senior citizen having bank interest income rupees five lakh, can submit 15 H form to bank, if his incomex tax liability is nil after taking benefit of deductions under chapter VI and tax rebate under section 87A.
Please what is opinion on this statement?
Tell me 1 thing before my opinion
What is basic exemptions limit and ITR filing Limit for senior citizens?
Respected Sir,
Thank you for your kind reply to me. Basic exemption limit for ITR, is three lakh for senior citizens and five lakh for super senior citizen as per old tax regime.
But CBDT has declared notification no- G.S.R. 375(E) dated 22nd May 2019. In this notification, it is cleared mentioned that senior citizen having interest income above basic exemption limit, can submit form 15 H to bank, if senior citizens has tax liability nil, after taking benefit of deductions under chapter VI A and tax rebate of section 87A. It is compulsory to file ITR for senior citizen and senior citizen has only income from pension and interest income only, no any professional or business income.
Please reply after reading this CBDT notification. Thank you once again.
at present, the note 10 of Form 15H does not take into account the maximum allowable rebate of Rs 12,500/- provided under section 87A as above, which is available to the assessee in respect of the tax calculated on income, there could be cases, where, though income of the assessee would be above the minimum amount chargeable to income-tax, tax liability may be nil after taking into account the rebate available under section 87A. Deduction of tax in such cases may cause undue hardship to senior citizens.
Accordingly, Income-tax Rules, 1962 have been amended by way of insertion of proviso in Note 10 of Form No 15H and have already been notified vide Notification No G.S.R. 375(E) dated 22nd May, 2019, so as to provide that the person responsible for paying the income referred to in column 15 of Part I shall accept the declaration in the case of the assessee, being a senior citizen, who is eligible for rebate of income-tax under section 87A, and his/her tax liability is nil after taking into account this rebate.
It's okey
But it should be confirm that will this notification will be applicable to new tax regime as well
Thank you for your reply to me.
Please make new video on form 15 H submission to bank, when you receive information about whether section 87A is applicable to new tax regime or not applicable?
pancard to hamara sare banks se link hota hai sir, to waise bhi jitna fd ka interest hota hai sab milakar 40000 se upar hota hai tb b bank tds kateega ?
Per bank
@@CASumitSharma like i have 15 lac and keeping 5l in 3 different banks will i need to pay tds then ?
Per bank 40k se jyada interest aayega to bank will deduct TDS
You need not to pay TDS
@@CASumitSharma ok and if 3 bank me different kiya hai aur un sab ka interested 40k se niche hai to koi tds nahi katega na hi tax bharna padega mujhe koi right ?
एक बँकमे एकसे जादा एफ डी है तो एक ही फार्म भरे या अलग अलग फार्म भरे।
1 form enough
@@CASumitSharma धन्यवाद।
Fd par tds काट लिया गया हैं बैंक और इनकम टैक्स द्वारा
एफडी +पेंशन सैलरी
ITR 1
You can take our professional services
8875042000
15g from jama karne ka side nhi khul Raha hai
Better to visit home branch
सर मुझे 14 march ko GST No. मिला है। लेकिन मैनें अभी तक Bank Account link नहीं किया। और मेरी कोई sale/purchase भी नहीं है। तो कया मैं बिना bank account add किये return file kar sakta hu.
Please reply sir 🙏
Kr skte ho
@@CASumitSharma sir gst return file kar sakta hu, without link bank account
@@CASumitSharma but Sir waha par esa likha aa raha hai “as per rule 10A, it is mandatory to furnish the bank account details within 45 days from the date of grant of registration or the date on which the return required under section 39 is due to be furnished, whicever is earlier”
I deposit five lacs in bank for f d in month Oct when I submitted forms 15 H
At the time of opening FD
Sir maine 7 month pahle ek sbi account open karwaya aur 7 mahine me maine 6 lac deposit kar diya aur aaj maine 550000 ka fd kar diya yono se se mera age 18 hai abhi to mujhe bhi 15g fill karna hoga kya
Yadi fill nahi karenge to kya hoga
Aur ess hisab se mera annual income kitna hua ? Kyuki ye paisa me Zama kar karke deposit kiya hai naukari karke nahi
If annual interest and all other income corse 3 lakh then yes
@@CASumitSharma yadi maine fill nahi kiya to
@@CASumitSharma maine 7 month ka hii fd karwaya hai aur intrest less than 20000 hii hai 7 month me fir bhi
क्या अलग अलग बैंक आपके PAN नंबर से आपकी इनकम टेली नहीं करेंगे?
No
Clear tex app pr one person and 2 demait account ka itr filling ka procces vedio bna kr plz btaye
Please contact clear tax
Otherwise you can take our professional help
8875042000
sir TDS deducted but not showing in 26S
Last quarter Jan Feb mar 2024 ka TDS
June me update hoga
सर, मेरी टैक्सेबल इनकम ५ लाख से ५००० ज्यादा होती है तो मुझे कितना टैक्स जमा करवाना होगा ?
सभी एप्लिकेबल डेडक्शन बाद करनेके बाद ५ लाख से ५००० ज्यादा है
In old tax regime
12500
Plus 1000
Plus 4% cess
@@CASumitSharma Thank you sir
Salary vala admi kaha kaha tax dega har jagah tax do
Jaha jaha income hogi
Agar koi person Purani f.d. Puri hone ke baad utne hi rupye ki fir se banwate hai to limit ke baad to kya bank income tax ko information de sakta hai kya plz reply
Renewal not reportable
Old account closed new created. Reportable
Jo katne nehi chahiye usko lekar ka bolna.
What is your query
Very misleading video on TDSon FD.
IF it exceeds the limit tax will be deducted irrespective of the fact that you are having FD in more than one bank account.
Because you have to declare in ITR.
Interest have to declare in ITR
Even it is 10 ₹
Big brother every bank have separate 40k or 50k limit
Please clear your basics
Where I mentioned no TDS after crossing limit
If you have not given form 15G/H
God bless you
Abe dhakan jb bank Form deta he tax kyon nhi bachaya ja sakta he
Dhakkan?
Ye sikhaya hai aapne maaa ne aapko
Ese bolna hota hai?
*ये तो तुम इधर उधर का सुनके हमको सुनवाते है और हमको उल्लू बनाते है । अलग अलग व्हिडिओमे अलग अलग बयान देते है । ये भाषण देना बंद करो*
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Rules bataye hai...
Konsi video me aapko galat jankari de di..
Modi peedit lagte ho
F.D.int400000/kitnabank.makoraga.
Per bamk
Sir please contact number
8875042000