Forced to Redo My Budget: Life Update

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  • čas přidán 6. 09. 2024
  • Life happens...and sometimes we have to readjust. May just started and I already had to redo my budget.
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Komentáře • 73

  • @chanreka
    @chanreka Před 3 měsíci +2

    I feel this with all my being. Our range went out last night as i was finishing dinner. My husband looked at me and said time to buy another and there was no stress or worry about covering that cost. We have worked hard to get to this point and we're beyond grateful to live comfortably at this level.
    I truly believe you and Jay are doing the budget right! We have been married for a lot of years and tried to always live on one person income. This has helped us not exceed our expenses. Sometimes you have to make compromises when you do this scenario however in the end when you have to make life decisions and you're not concerned about the cost you quickly realized it was worth it. Good luck all you got this!

  • @kellyjones5496
    @kellyjones5496 Před 3 měsíci +18

    Thank you so much you are so inspiring. When I first saw your channel I used to get tense and said I don’t need to hear about people making more money than me. I felt like wealth was being rubbed in my face and showed me how I didn’t make the right choices in life even when I started my life feeling the same about debt . Then the house situation came up and I was glued and looked for the next video. Then I started watching the budget videos and now I look forward to seeing them . I have made changes to my life and cut toxic people out of my life and seek help and ask more questions from the ones that are knowledgeable about finances. You can’t imagine how much you have helped me and motivated me and educated me on a lot of things . I am at retirement age and still working for now because it is necessary at this time but am working on changing that plus I love what I am doing . But thank you so much and I pass on anything I have learned on to people to help them also. Sorry for the lengthy comment I was feeling full today .

    • @FunandBudget
      @FunandBudget  Před 3 měsíci +9

      💜💜💜 Thank you so much for sharing this with me. I know how it feels on both sides....i really do. To have and not to have and to watch content and to be triggered by content. Thanks for understanding and thanks for giving me a chance 🙂

  • @kalah6962
    @kalah6962 Před 3 měsíci +7

    The stories about your family were so touching. I love that for you. Continue to shine!

  • @Ms_shael
    @Ms_shael Před 3 měsíci +1

    I’m not crying! Girl, our Mamas and entire family!! ❤ We thank God for them!

  • @PenniesNotPerfection
    @PenniesNotPerfection Před 3 měsíci +1

    Love hearing your stories. Your mom is awesome.

  • @1Doretha
    @1Doretha Před 3 měsíci +6

    When you have support nothing is impossible

  • @topseekrit
    @topseekrit Před 3 měsíci +4

    So many gems! I especially loved the part where you said “This is life, I heard about you, heard people talk about you and I’m ready!” That segment was a word!

  • @IDesireeWealth
    @IDesireeWealth Před 3 měsíci +5

    Hey Tinesha. Your mom is the GOAT 🐐❤❤ Yes to your family

  • @michelleswanston5882
    @michelleswanston5882 Před 3 měsíci

    My first real job at 16 was working at a grocery store, I remember those check readers, customers were made at ME when it said insufficient funds lol call your bank sir! My first intro to budgeting/money management was when my mom showed me how to balance a checkbook. Good times!! I was feeling frustrated recently because I've barely made any progress towards my savings goals for the year. I haven't done any extra traveling or splurges or frivolous spending. But what I have done so far in 2024, is sent out over $10k to help family members, and then to the IRS, and I haven't touched my emergency fund at all, I didn't sweat about it, haven't missed a bill or a meal. When I look at it that way, it's really a blessing! Family Over Everything!! and the IRS next lol I still have time to work on my goals.

    • @FunandBudget
      @FunandBudget  Před 3 měsíci

      And that's just it - looking at the entire story and seeing how those blessings add up

  • @shirleydoaty9405
    @shirleydoaty9405 Před 3 měsíci +3

    There’s nothing like family ❤

  • @lowkey2262
    @lowkey2262 Před 3 měsíci +3

    I didn't cry, I didn't cry. ok a little bit. Lol.... I really be feeling your stories, because I have experienced the same love and didn't have the chance to repay my mother directly, because she passed in 2004, but I'm always there for my older brother when he calls, because of our mother.

  • @d2imagine
    @d2imagine Před měsícem

    Family is everything! Preach!

  • @melaniesmith1928
    @melaniesmith1928 Před 3 měsíci +1

    Great video as usual. Thanks for always sharing and inspiring!

  • @PreppyPrincess777
    @PreppyPrincess777 Před 3 měsíci

    TCF bank would do the same thing that Bank of America does with those NSF fees

  • @LaToyaPlansLife
    @LaToyaPlansLife Před 3 měsíci +2

    Your mom and my daughter have the same birthday. I can't do this with you today lady...I got something in my dang eye LoL 😢😢 Your family being a support system is EVERYTHING and I love it❤

    • @FunandBudget
      @FunandBudget  Před 3 měsíci

      I can't do it with me either - lol - you know I'ma thug

  • @mybeloved4ever186
    @mybeloved4ever186 Před 3 měsíci +2

    This video was amazing. I'm a person who likes to share. However, the same has not been receptacle. Sad....I love helping, but don't always get it when I need it. Family is everything. Like you, I've always stood on my own. You are very blessed to have family riders.

  • @TMKJG24
    @TMKJG24 Před 3 měsíci +1

    Turned in my leased car and removed from insurance now i just have my paid off car and renter's insurance $2300 for the year Take it out of my emergency fund and then low and behold. The next week had an unexpected $1600 car repair. I'm almost back to ground zero but I have $1400 coming in so im very grateful and blessed to be able to take care of the situation 😊

    • @TMKJG24
      @TMKJG24 Před 3 měsíci

      I ain't gone tell you i need a new alternator now 😭😭

  • @anonanon1982
    @anonanon1982 Před 3 měsíci

    I didn’t know about the Walmart rebate. I found out from your channel❣️

  • @sidneysfamily8760
    @sidneysfamily8760 Před 3 měsíci +2

    Love hearing your stories.

  • @Lillie311
    @Lillie311 Před 3 měsíci

    I love your life and your budget reviews❤❤❤

  • @kidmaxima4life
    @kidmaxima4life Před 3 měsíci +1

    Beautiful testimony 🙌 family is everything.

  • @stevenmorris4011
    @stevenmorris4011 Před 3 měsíci +1

    Amazing story you would be good for TV reporter and wow your mom is definitely a super mom I agree with you putting her on payroll and your story is so authentic and real life situations

  • @brookesidney
    @brookesidney Před 3 měsíci +1

    I've never heard these stories. I definitely don't have that kind of family. Sad 😢

    • @FunandBudget
      @FunandBudget  Před 3 měsíci +1

      You know I have stories for days...lol

  • @kalidreaming
    @kalidreaming Před 3 měsíci

    Yes! I’ve been waiting on this video since our talk. Thank you so much for being so transparent and all of your videos with us. That check roulette was a thing. I remember going to the store and purchasing something knowing that it wouldn’t hit my account until 2 to 3 days later. The struggle was real back then. But no longer claiming that kind of energy.

    • @melaniesmith1928
      @melaniesmith1928 Před 3 měsíci

      The struggle was definitely real. I know about that BOA mess and Chex Systems. Lawd, Ive come so far!

  • @SabrinaBudgets
    @SabrinaBudgets Před 3 měsíci

    Thank you for sharing. Your videos are inspiring and always helping me to figure out ways to get alright with my finances. I appreciate you. I was about to tear up about you and your family I love that for you. Have a great Sunday and week ahead. God Bless

  • @dwalker6868
    @dwalker6868 Před 3 měsíci +1

    I just love you counting my blessings always thank you for sharing. Stay blessed.

  • @carameldiva7asmr415
    @carameldiva7asmr415 Před 3 měsíci

    I remembered those Checks days 😂❤

    • @FunandBudget
      @FunandBudget  Před 3 měsíci

      They were the worst...had me standing there with all kinds of anxiety and judgement - lol

  • @TheOscar15432
    @TheOscar15432 Před 3 měsíci

    Hey friend. Really enjoyed. You are such an inspiration to me. U had me crying with you. You are so blessed. My birthday is also May 4. Happy belated birthday to ur mom. I got a blessing for my birthday. My student loans were forgiven. I was so happy. Have a blessed day.

    • @FunandBudget
      @FunandBudget  Před 3 měsíci +1

      Happy belated birthday to you too!! And wow!!!! Loans forgiven that is a great gift.

    • @TheOscar15432
      @TheOscar15432 Před 3 měsíci

      @@FunandBudget Thank you and yes it is.

  • @differentresults2279
    @differentresults2279 Před 3 měsíci +2

    Greetings, your stories are very inspiring to me

  • @nlibby5549
    @nlibby5549 Před 3 měsíci

    BoA wasn't the only bank that did that. PNC also did that, but also with credit transactions. My husband didn't always track his stuff back in the day and they held all his checks & credit swipes so instead of rejecting it or paying in order, he over swipedfor $5 and triggered 3 overdrafts due to the order cleared.

    • @FunandBudget
      @FunandBudget  Před 3 měsíci

      These banks are/were so predatory!!! And it was by design

  • @brucebanksshow
    @brucebanksshow Před 3 měsíci +3

    Wait a sec... your mother was also a teenage mother when she had you? Am I wrong? It sounds like your son broke that cycle.

    • @FunandBudget
      @FunandBudget  Před 3 měsíci +2

      Yes...so when he was born she was 34. My grandmother was a 54yo Great Grandmother.

  • @stevenmorris4011
    @stevenmorris4011 Před 3 měsíci +1

    True Family is awesome

  • @user-xh6nr5dg1o
    @user-xh6nr5dg1o Před 3 měsíci +1

    I love ur family. I love riders as I am a riders

  • @rayofsunshine7345
    @rayofsunshine7345 Před 3 měsíci

    Great story. Very inspiring👍🙂

  • @anonanon1982
    @anonanon1982 Před 3 měsíci

    I don’t own an electric vehicle but I found out a few weeks ago that my state charges owners of EV’s either a flat fee of $138.50 for the year or one and a half cents per mile monthly in lieu of paying gas tax revenue to support road maintenance. I hadn’t heard of this before. Is this typical? Does this influence buyer’s decisions when they are considering purchasing an EV?

    • @FunandBudget
      @FunandBudget  Před 3 měsíci +1

      Yup its a thing. And no...I'd rather pay $140 a year for this fee/tax than $60 a week for a tank of gas.

    • @anonanon1982
      @anonanon1982 Před 3 měsíci

      @@FunandBudget For sure!

    • @FunandBudget
      @FunandBudget  Před 3 měsíci +1

      In march I paid $179 for my car registration - about $150 of that was this fee...lol

  • @Nevaeh1
    @Nevaeh1 Před 3 měsíci

    I still think of that video of you crying saying “this is why you save your money” because there are numerous times I’ve felt the same way.

  • @kathymcneil8282
    @kathymcneil8282 Před 3 měsíci

    Great message ❤

  • @ashleyhakins2298
    @ashleyhakins2298 Před 3 měsíci

    Love you the backstory videos

  • @melvinscurry9884
    @melvinscurry9884 Před 3 měsíci

    Keep momma right. She deserve it.

  • @allthingschelle4304
    @allthingschelle4304 Před 3 měsíci

    Blessed!

  • @gurrrrlish
    @gurrrrlish Před 3 měsíci

    i love your family - - - are you Cape Verdean ? your family - this all sounds Cape Verdean to me...

    • @FunandBudget
      @FunandBudget  Před 3 měsíci

      Actually my father's side is Cape Verdean - his father was from the island. Its still one of my dreams to visit there one day.

  • @curlygurl43
    @curlygurl43 Před 3 měsíci

    Cuz, my Mom’s birthday is also May 4th❤ Unfortunately, this year was her first heavenly birthday 💔😩

  • @stevenmorris4011
    @stevenmorris4011 Před 3 měsíci

    Check with Tesla i thought they were helping with the new upgrade computer

    • @FunandBudget
      @FunandBudget  Před 3 měsíci

      I checked. Its not under warranty or recall (tho it should be)...they quoted me the $500 price.

  • @84newmanbroadcast5
    @84newmanbroadcast5 Před 3 měsíci

    You always doing something, but I like ir.

  • @c0cochan3l29
    @c0cochan3l29 Před 3 měsíci

    You crying pissed me off … have a blessed weekend pretty lady ❤

    • @FunandBudget
      @FunandBudget  Před 3 měsíci

      Whoa...thats a strong reaction...but okkkkaaaayyyy

  • @danabrunson7776
    @danabrunson7776 Před 3 měsíci

    I have PTSD from the check game.

  • @christinab9133
    @christinab9133 Před 3 měsíci +1

    ❤❤❤

  • @c0cochan3l29
    @c0cochan3l29 Před 3 měsíci

    Lock in with God like I know you do !!!

  • @melvinscurry9884
    @melvinscurry9884 Před 3 měsíci

    God made us different. Ride or die.

  • @rbraxton00
    @rbraxton00 Před 3 měsíci

    ❤❤❤❤