Unlock Your Financial Freedom: Getting Rich with Vivian Tu

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  • čas přidán 22. 05. 2024
  • On today’s episode, Valeria welcomes Vivian Tu, better known as Your Rich BFF online. Vivian is an ex-Wall Street Trader, Strategy Sales Partner at a Tech company, and the face of YourRichBFF. She started YourRichBFF as a passion project to share digestible lessons on financial literacy and lifestyle. Since then, she has built a community of over 2,500,000 besties helping one another get rich and stay rich. Together, Valeria and Vivian dive into how being smart about money is not just a practical skill; it's a cornerstone of a secure and fulfilling life. They also explore the belief that financial literacy empowers individuals to make informed decisions about budgeting, saving, and investing, and fosters a sense of control over one's economic stability.
    Vivian’s book is available now! Order here: Rich AF: The Winning Money Mindset That Will Change Your Life
    You can find Vivian on:
    / your.richbff
    / yourrichbff
    www.yourrichbff.com/
    What We Talked About:
    00:00 Intro
    00:21 From stock market trader to full-time content creator
    03:55 Having the sense of belonging to the society of rich people
    06:03 The mindset of rich people and how they handle money
    11:17 Not all debt is bad
    16:39 “How I lost $4000 to break off a lease.” - Do the STRIP method
    23:23 The truth about having emergency funds
    28:27 Everything, when comes to finances comes down to time
    31:48 What is an FU number?
    34:57 The influencer lifestyle and being smart with money
    39:45 What in your workplace can and cannot be changed?
    42:17 How does the Brag Book works
    45:05 Asking for a raise isn’t being greedy if you deserve it
    47:36 Two things to remember when negotiating
    54:22 Handling finances while in a relationship
    58:25 Money is just a medium for what people value
    01:00:00 Who pays for the first date?
    01:03:06 “You aren’t bad with money, you weren’t thought about it”
    01:05:33 Money can buy you the ability to be happy
    #valerialipovetsky #notalone #podcast
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Komentáře • 583

  • @Riggsnic_co
    @Riggsnic_co Před 12 dny +505

    Rate cuts commence in June 2024, taking 6-8 months to complete. A potential crash, if any, might occur by March 2025. The soft landing narrative is gaining traction, making this big recession everyone is calling for less likely. With $1 million from a business sale, I'm seeking profitable investment opportunities for the next 3 years.

    • @JacquelinePerrira
      @JacquelinePerrira Před 12 dny +3

      The financial market is a reliable choice. Diversify your portfolio with I-bonds, stocks (ETFs, REITs, dividend-paying stocks), and bitcoin. Given your budget, I recommend hiring a fiduciary to ensure you receive professional insights for a fee.

    • @Ashley186fre2
      @Ashley186fre2 Před 12 dny +2

      Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.

    • @kevinmarten
      @kevinmarten Před 12 dny +2

      this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

    • @Ashley186fre2
      @Ashley186fre2 Před 12 dny

      Finding financial advisors like ‘Carol Vivian Constable’’ who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

    • @Ashley186fre2
      @Ashley186fre2 Před 12 dny +1

      Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

  • @JackHudson.
    @JackHudson. Před 6 dny +519

    As an avid investor, I often mull over how accomplished investors are able to amass fortunes through their investment endeavors. Presently, I hold equity exceeding $545K from a recent home sale, yet I'm uncertain about my next investment move. Should I consider buying stocks at this time, or should I await another opportunity?

    • @JenniferDavis7630
      @JenniferDavis7630 Před 6 dny +1

      The present market conditions could offer chances to enhance earnings quickly, yet to implement such a plan, expertise is essential.

    • @danieltaylor--65
      @danieltaylor--65 Před 6 dny +1

      Undeniably factual. Despite my absence of prior investing acumen, I ventured into investments pre-pandemic and managed to amass a profit of about $450k within that year. Essentially, I solely relied on professional counsel.

    • @champhallier8468
      @champhallier8468 Před 6 dny +1

      Lately, I've been researching advisors, but the market updates I've encountered haven't been very positive. Who's your guide?

    • @danieltaylor--65
      @danieltaylor--65 Před 6 dny +1

      'Laurelyn Gross Pohlmeier' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @Angelinacortez495
      @Angelinacortez495 Před 6 dny +1

      I searched for her complete name on the internet and located her page. I then sent an email and scheduled a meeting to converse with her; now, I'm awaiting her response.

  • @Stephine-un5zs
    @Stephine-un5zs Před 9 dny +485

    Purchasing a stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.

    • @SirBenjamin-oq1wd
      @SirBenjamin-oq1wd Před 9 dny

      the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

    • @Manselus-mn1mn
      @Manselus-mn1mn Před 9 dny

      Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.

    • @MablePauls
      @MablePauls Před 9 dny

      impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now

    • @Manselus-mn1mn
      @Manselus-mn1mn Před 9 dny

      Angela Lynn Shilling is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @MablePauls
      @MablePauls Před 9 dny

      Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

  • @CameronFussner
    @CameronFussner Před měsícem +317

    Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future. Making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions, people shy away from hard times, I embrace them.. well at least my advisor does lol.

    • @leojack9090
      @leojack9090 Před měsícem +5

      Investors should be cautious about their exposure and be wary of new buys, especially during inflation. Such high yields in this recession is only possible under the supervision of a professional or trusted advisor.

    • @fadhshf
      @fadhshf Před měsícem +4

      This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?

    • @hasede-lg9hj
      @hasede-lg9hj Před měsícem +3

      I stopped trying to predict market outcomes based on chart studying after 5 years of uncertainty. Not having a mentor caused me 5 years of pain. I learned to follow the market's direction and keep it simple with discipline.

    • @parrish8386
      @parrish8386 Před měsícem +3

      @@hasede-lg9hj Please pardon me, who guides you on the process of it all?

    • @hasede-lg9hj
      @hasede-lg9hj Před měsícem +1

      I won't pretend to know everything, though. Her name is Amber Angelyn O'malley but I won't say anything more. Most likely, you can find her basic information online; you are welcome to do further study.

  • @graywilliams_77.
    @graywilliams_77. Před 3 měsíci +190

    Its quiet interesting how we reject the reality of our situation and expect to be able to observe it, control it and even change it. I used to be financially depressed until I read a book that made me realized that the secret to making a million is making better investments.

    • @user-xp6sc6su9c
      @user-xp6sc6su9c Před 3 měsíci +3

      investment requires good coach and knowledge to carry out a good and successful result....

    • @daleshaddick5790
      @daleshaddick5790 Před 3 měsíci +4

      What was the book

    • @letsdomath1750
      @letsdomath1750 Před 10 dny

      It's not rejecting it and pretending that things are different than they currently are, but acknowledging that the physical world is subject to change, and if we maintain awareness, we can intentionally choose a new response and a new outcome. Effectively, we can guide the direction of change for our own lives, not just in finances, but in all aspects.

  • @austinbar
    @austinbar Před 2 měsíci +385

    Though everyone loves the luxury lifestyle but many don't want to take the risk to invest or work for it.. Now's the best time to buy the dip and it's an opportunity that will grant you all the luxury you crave for.Very interesting content, i would also be glad if anyone here can explain a few things for me, this is 2024 and I believe it's my time to invest and shine for a better future.

    • @jcurdrayeric243
      @jcurdrayeric243 Před 2 měsíci +5

      I think the one thing most investors miss when calculating intrinsic value, is that they look solely at the history to estimate growth in the future. The growth rate is very important, it arguably should take the most time in valuation. The past 10 years could be unusually good/bad due to acquisitions/dispositions affecting financials. Look to the future and make your best judgements.

    • @rogerwheelers4322
      @rogerwheelers4322 Před 2 měsíci +5

      There is one thing I have learned in recent months it is to remain calm, especially when it comes to investment in Stock. Learn not to sell in a panic when everything goes down and not to buy in euphoria when everything goes up. I advise y'all to forget predictions and start making a good profit now because future valuations are all speculations and guesses.

    • @joshbarney114
      @joshbarney114 Před 2 měsíci +4

      I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.

    • @FabioOdelega876
      @FabioOdelega876 Před 2 měsíci +2

      I appreciate the implementation of ideas and strategies that result to unmeasurable progress. Being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

    • @joshbarney114
      @joshbarney114 Před 2 měsíci +5

      Finding financial advisors like Natalie Noel Burns who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

  • @ingababy5196
    @ingababy5196 Před 4 měsíci +122

    Being DEBT FREE is so important. When you have no debt you can SAVE and INVEST more.

    • @omowhanre
      @omowhanre Před 4 měsíci +2

      For you…for you

    • @YMM09
      @YMM09 Před měsícem +1

      @@omowhanreit’s not just about being debt free but being able to pay off that debt. Living above your means will be the end of Americans.

  • @dietzyfly
    @dietzyfly Před 4 měsíci +142

    I literally just deployed my FU money!! As a 56 year old woman, I have spent the last 20 years or so living a frugal (but extremely rich in my mind!!) lifestyle---focusing on amazing solo travel all around the world and my health. I have lived well below my means but have never felt lacking---and invested and saved. For many reasons I was recently being pushed out of my decade-long position at work, and before they could terminate me, I pulled my ripcord and bailed. It was SUCH an amazing feeling to have the power to make the decision before they made it for me. I had enough money to take an early retirement (though I will likely work in the future) and embark on an adventure I have dreamt about---walking across America with my dog! I implore all of you to do what you can to make your life yours. Start now!!!!

    • @bbb_888
      @bbb_888 Před 4 měsíci +1

      Why would you have to work in the future?

    • @dietzyfly
      @dietzyfly Před 4 měsíci

      Not having to, but wanting to...@@bbb_888

    • @grechelestrada4846
      @grechelestrada4846 Před 3 měsíci +2

      that’s amazing! i’m 44 and just starting over with my finances and student loans … i just need to focus and save so i can be fortunate to be more than good in my senior years

    • @dietzyfly
      @dietzyfly Před 3 měsíci

      You got this!! Focusing on your health is the most important....or why bother having money anyway? @@grechelestrada4846

    • @n.c.467
      @n.c.467 Před 3 měsíci +2

      Cool YOU!!! So glad you're really living your life now. Kudos to you!

  • @MiaDavis001
    @MiaDavis001 Před 2 měsíci +396

    I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains with months, I'm really just confused at this point.

    • @NoahAnderson3000
      @NoahAnderson3000 Před 2 měsíci +1

      In fact, despite having no experience or prior knowledge when I began investing in 2018, by the end of 2019 I had made a profit of over $750k. I had merely been adhering to the advice that my financial counselor had given me. This demonstrates that all you really need is an expert to assist you; you don't even need to be a great investor or put in a lot of work.

    • @JanAlston-kd6yl
      @JanAlston-kd6yl Před 2 měsíci

      I've been in the red for the past couple months, lost 12k last week alone, Indubitably I've got good companies but profit is still stalling, how did you go around finding an investment-advisor, I wouldn't mind looking yours up.

    • @NoahAnderson3000
      @NoahAnderson3000 Před 2 měsíci

      NYCOLE CHRISTINA VANNATA is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @Invierteconmente
      @Invierteconmente Před 2 měsíci

      Diversify your money, do not put it all in stocks. You could put 25% in stocks, 25% gold , 25% bonds, and the other 25% in real estate investments or a new business

    • @Invierteconmente
      @Invierteconmente Před 2 měsíci

      There is no way to predict the market, also, the timing of the market influences the result, we could invest in the same asset but if I invested today and you invest tomorrow we could obtain a very different result

  • @JairoTrujilloTrujillo
    @JairoTrujilloTrujillo Před 3 měsíci +236

    Great video. Im a huge Blcktken300 fan and love your videos on it.

  • @EMPOWEREDPINAYS
    @EMPOWEREDPINAYS Před 3 měsíci +38

    This episode is not just informative but empowering! Ladies, we can do this! 🎉

  • @whirlpoolbook6730
    @whirlpoolbook6730 Před 4 měsíci +64

    One can tell the guest speaker is a knowledgeable, solid, no BS, no fluffy stuff lady. Her advise and experience is very valuable. Not just marry an established guy who set up everything for you

  • @dylanmoris6211
    @dylanmoris6211 Před 3 měsíci +586

    Looking at the US Bureau of Statistics, under the Consumer Price Index, one can notice that in the last quarter of this year, stocks are not really doing well, especially energy stocks as they seem to be below the zero point. However, I don't know if stocks will quickly rebound as I have no clue the direction of the market. Can I get an advice on any other stocks that I can acquire to diversify my reserve of $300k across multiple markets while creating a comprehensive portfolio.

    • @KelvinWallace
      @KelvinWallace Před 3 měsíci +2

      Consult a fiduciary counsellor; these professionals are among the best in the business and offer individualized guidance to clients based on their risk tolerance. There are undesirable ones, but some with a solid track record can be excellent.

    • @LionTowercoporation
      @LionTowercoporation Před 3 měsíci +2

      For you to grow your portfolio in today’s market, you really need to be coachable and willing to get off your high Horses. I for example, have managed to grow mine from $150k to 300% of my initial deposit within the past 8 months just by copying trades from a broker that has better skillset and technical know-how than me.

    • @williamsbrown4026
      @williamsbrown4026 Před 3 měsíci +2

      @@LionTowercoporation I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

    • @LionTowercoporation
      @LionTowercoporation Před 3 měsíci +2

      Finding financial advisors like Colleen Janie Towe who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

    • @williamsbrown4026
      @williamsbrown4026 Před 3 měsíci +2

      @@LionTowercoporation Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

  • @LuvOfLalaland
    @LuvOfLalaland Před 7 dny

    Thank you for having Vivian on.❤ Thanks Vivian for sharing authentically. The question you've asked Vivian is absolutely brilliant.

  • @ReubenAxelson
    @ReubenAxelson Před 4 měsíci +103

    Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains.

    • @MasonLangley-qt6cv
      @MasonLangley-qt6cv Před 4 měsíci +1

      You are right. However,i think people who invest should exercise caution with their exposure and when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

    • @DerrickMansard
      @DerrickMansard Před 4 měsíci +1

      It gets quite difficult to handle all of this, and staying informed is a major cause, how do you go about this, are you a pro investor?

    • @MasonLangley-qt6cv
      @MasonLangley-qt6cv Před 4 měsíci

      I have been in touch with a Financial advisor. With a startup of $ 100 k, my advisor chooses the entry command of my portfolio which has grown to approximately $ 450 k in some weeks.

    • @virgilludwig
      @virgilludwig Před 4 měsíci

      I’m intrigued by your progress. Could you share some insights into your trading strategy or perhaps recommend any specific resources or mentors that have led to your success.

    • @MasonLangley-qt6cv
      @MasonLangley-qt6cv Před 4 měsíci

      I consult with :-

  • @katarinafarinicova1289
    @katarinafarinicova1289 Před 4 měsíci +39

    Women talk about the money 💰
    Love it!
    Thank you, very educational ❤

  • @leonardoislas5216
    @leonardoislas5216 Před 3 měsíci +237

    Blcktken300 anticipation is building to a fever pitch! 😥

  • @mayisms
    @mayisms Před 4 měsíci +29

    Years of watching finance videos, and this is the first time I've come across a video that's an all women panel chat that's informative and truly empowering. Can't believe it's taken this long to get here! Also, throwing my 2 cents in: on my first date with my now husband, I insisted on splitting the bill. He made double my salary at the time, but I insisted because it made me feel empowered as a woman. I think my husband liked me for that because he didn't feel like I wanted his money. I know that's not for everyone, but I'd do the same today! Anyway, thanks again for this video ❤

    • @bbb_888
      @bbb_888 Před 4 měsíci +1

      You are definitely a keeper ;)

  • @bridgetteteapp
    @bridgetteteapp Před 4 měsíci +18

    I love the way Vivian speaks!!!!! My type of woman

  • @AnastasiiaEger
    @AnastasiiaEger Před 4 měsíci +76

    Such a great episode! Educational yet easy to understand with all the real life examples. I love Vivian’s attitude, she’s so confident & well spoken, it makes such a difference when you listen to “boring finance stuff”:) It’s so important to shed light on those uncomfortable topics like managing money in a relationship or asking for a raise. Just want to thank you for your work, absolutely loved it!

  • @sheenam677
    @sheenam677 Před 4 měsíci +13

    Effing amazing closing statement. She knows her brand and she delivers a great message. 👏👏👏

  • @StudyPositivityPhD
    @StudyPositivityPhD Před 4 měsíci +7

    I love Vivian!!!!!!!!!! She is such an inspiration

  • @kimberlychin1996
    @kimberlychin1996 Před 3 měsíci +4

    This is one of the best videos interviewing Vivian Tu! You both are aspirational queens!

  • @hannaeveelina
    @hannaeveelina Před 4 měsíci +28

    I love her personality, empowering, uplifting. Girls, we can do this ❤️

    • @ValeriaLipovetsky
      @ValeriaLipovetsky  Před 4 měsíci +2

      👏🏻👏🏻👏🏻

    • @innajohnson5166
      @innajohnson5166 Před 4 měsíci

      She didn’t say ANYTHING new
      Besides, her comment about Asian woman is not good, I’m for sure LOVE my Caucasian women even more now

  • @javiertabira3219
    @javiertabira3219 Před 3 měsíci +6

    OMG, what a great interview, thank you for this. Coming from a poor immigrant family, getting myself to a middle class and trying to strive for the rich upper class, what Vivian said about my business meaning something, I am valuable and not looking down on myself for being middle class just made me appreciate the honor of being where I am now and made me reflect on just how far I’ve come from the dirt poor place that I came from. I won’t stop until I get to the place I see myself in my dreams.

  • @zachbyers7111
    @zachbyers7111 Před 3 měsíci +4

    “Investing over years” 100000000% agree perfection!

  • @doveo1111
    @doveo1111 Před 13 dny

    This is pure gold. I love Vivian's work. She is honest, genuine, and generous.

  • @kcflaca07
    @kcflaca07 Před 4 měsíci +25

    Loved this podcast ❤ instant buy of her book. My #1 goal for the year is to get out of credit card debt and put more into my savings. This completely opened my eyes and I am so excited to read the book. THANK YOU!

    • @ValeriaLipovetsky
      @ValeriaLipovetsky  Před 4 měsíci +2

      Best of luck towards achieving your goal! Sending so much love ❤️

  • @toralayous8500
    @toralayous8500 Před 4 měsíci +67

    Thank goodness you brought this up! Truly, investing has changed my perspective on how one can succeed in life; working multiple jobs isn't the optimal way to attain financial freedom and unfortunately, we discover this later in life. Currently earn as much as 10 grand weekly and this has improved my financial life. Great piece!

    • @richardgoose695
      @richardgoose695 Před 4 měsíci +1

      Wow, congratulations on your impressive investment success! Your discipline and focus on delayed gratification is truly inspiring. I'm curious, what are some of the key factors that you consider when making investment decisions? Do you have any tips for those of us who are just starting to dip our toes into the world of investing? Thanks for sharing your story!

    • @amelianathan4076
      @amelianathan4076 Před 4 měsíci

      Do you mind sharing info on the adviser who
      assisted you? I'm 39 now and would love to
      grow my portfolio and plan my retirement

    • @toralayous8500
      @toralayous8500 Před 4 měsíci

      She's OLIVIA SULLIVAN FINANCIALS

    • @tomclamp591
      @tomclamp591 Před 4 měsíci

      She's definitely going to help you. All you have to do is look up her full name and reach out to her on her webbsite...

    • @christianahooks6369
      @christianahooks6369 Před 4 měsíci

      Getting Olivia Sullivan to help me really helped me clear all my debts. I started with what I have left and it's been the best decision I ever made

  • @zolambithi5786
    @zolambithi5786 Před 3 měsíci +2

    I absolutely loved this. Absolutely fire. I'm in tears. THANK YOU!!❤

  • @lyssac889
    @lyssac889 Před 2 měsíci +2

    As a 21 year old business owner this gave me so much perspective. I make a lot more than others but since I’m not that 22 year old with a lambo sometimes it’s easy to feel behind . However after watching this I realized I am not behind and the fact my business pays my bills and I can afford a vacation or two a year is amazing just have to keep growing it to get to the f you point ! Thank you

  • @gunelagayeva1148
    @gunelagayeva1148 Před 4 měsíci +6

    Most useful podcast of 2024!
    Thank you V and Vivian!🌸🌸
    Vivian got one subscriber😊

  • @lazeecandles
    @lazeecandles Před 4 měsíci +14

    First of all, Love this! I appreciate how Valeria brought value to her audience by ensuring a variety of backgrounds received important knowledge. Additionally, witnessing the podcast’s progress and your increasing comfort with it makes us incredibly proud! Congratulations, and here’s to more episodes! We love them 🤍

  • @natifranco7170
    @natifranco7170 Před měsícem +2

    I love this video. So tired of being told that my Starbucks & Netflix (my ONLY subscription service) is keeping me broke/poor. I set a monthly budget on Starbucks & i increased my income and figuered out how to stop trading my time for money.

  • @Missytar
    @Missytar Před 3 měsíci +1

    Loved your show and the special guests. Thank you for sharing 🙌♥️🙏

  • @verb7571
    @verb7571 Před 4 měsíci

    Amazing ladies!!!! Thank you for sharing your girls wisdom! ❤❤❤❤❤❤❤❤

  • @Yurojess
    @Yurojess Před 3 měsíci +1

    Girl, I love love love everything about you! Wealth building is key, it's not about looking rich is about maintaining that lifestyle and leaving a legacy.

  • @lissetefernandez2022
    @lissetefernandez2022 Před 3 měsíci

    8 things I learn just by watching this one hour video and 8 life changing notes I wrote down to move forward 🙏

  • @Aarrenrhonda3
    @Aarrenrhonda3 Před 5 dny +3

    Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.

    • @Elkemartin213
      @Elkemartin213 Před 5 dny +2

      Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.

    • @Davidstowe872
      @Davidstowe872 Před 5 dny +1

      It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

    • @Jamesbrown1126
      @Jamesbrown1126 Před 5 dny +1

      Recently, I've been considering the possibility of speaking with consultants. I need guidance because I'm an adult, but I'm not sure if their services would be all that helpful.

    • @Davidstowe872
      @Davidstowe872 Před 5 dny +1

      I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Amber Dawn Brummit turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.

    • @Jamesbrown1126
      @Jamesbrown1126 Před 5 dny +1

      Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks.

  • @marlen7255
    @marlen7255 Před 4 měsíci +13

    Man this is 🔥🔥 there’s still so many episodes I wanna sit down and listen to Valeria but seriously LOVED this interview

  • @melissab8653
    @melissab8653 Před 4 měsíci

    Wow I’m happy I came across this channel! Savy, informative and pleasing to watch! ❣️

  • @xoPatti
    @xoPatti Před 4 měsíci +8

    "ulta is bad" 😆ily! great episode xx

  • @alan_drees
    @alan_drees Před 4 měsíci +97

    I’d be retiring/working much less in 5 years and curious to know best how people split their pay, how much of it goes into savings, spendings or investments. I earn around $250k per year, but nothing to show for it yet.

    • @Adrian_misterblue
      @Adrian_misterblue Před 3 měsíci +2

      you should consider retirement planning, never can tell what the future holds

    • @speak2selwyn
      @speak2selwyn Před 3 měsíci +4

      I'm quite lucky exposed to personal finance at an early age, started full time job age 19, bought first home 28, got laid-off work 36 amid covid-outbreak, and at once consulted an advisor. As of today, I'm only 25% short of my $1m goal after subsequent investments.

    • @pluto1of1
      @pluto1of1 Před 3 měsíci +2

      @@speak2selwyn bravo! i am 36, inherited money from a childless relative, traveled overseas, and got married to a lady almost my age, but the only issue is how to preserve and grow my wealth in this shaky economy, can your advisor be of help please?

    • @speak2selwyn
      @speak2selwyn Před 3 měsíci +2

      I take guidance from 'Katherine Nance Dietz' a renowned figure in her industry with over 16 years of work experience. I'd suggest you research her further on the web.

    • @fromthebirchwood
      @fromthebirchwood Před 3 měsíci +1

      thankfully came across the consulting page of Katherine Nance Dietz just after inputting her full name on the web, i'm super impressed with her qualifications and it was easy to schedule a call session with her

  • @leamikusic1348
    @leamikusic1348 Před 3 měsíci +1

    Honestly I love the content you create lately, you always had a great personality but now you pair it with real value... Great stuff... You gained another subscriber from Switzerland /Austria ❤

  • @sagerich3912
    @sagerich3912 Před 3 měsíci

    Hi Valeria, Excellent Podcast and excellent questions. Very proud of you for taking this step ...you are a natural and these are very interesting and intelligent. Thank you

  • @pamelascottAZrealtor
    @pamelascottAZrealtor Před 3 měsíci +1

    Thank you ladies for blessing me with your knowledge and insight!

  • @darkchocolategirl51
    @darkchocolategirl51 Před 4 měsíci +1

    This was an incredible conversation. The content is very valuable. I had to get the book. Looking to change things and be richAF. Thank you.

  • @strawberriesncandii
    @strawberriesncandii Před 4 měsíci +8

    I really enjoyed listening to this interview. Vivian is correct about influencer economy. The some of the original CZcams gurus I watched who were making millions are now broke because they didn’t know how to budget at the height of their earning power. That’s a lesson for anyone who gets big commission, inherits money, won a settlement, or is a major influencer.

  • @vi7094
    @vi7094 Před 4 měsíci +5

    25 from India and I love how Valeria’s content is still relevant 💕

  • @rnarzu
    @rnarzu Před měsícem

    She had many future steps covered through her S.T.R.I.P. method AND an emergency fund. THEN... A plan for daily living! Love that control!❤🎉

  • @gradualuprisintheory
    @gradualuprisintheory Před 16 dny

    Vivian Tu, I love hearing your story and come up. Thank you! This helps me a lot. ❤️‍🔥

  • @stevewang2049
    @stevewang2049 Před 2 měsíci +3

    Such a great interview! It took me decades to understand what you talking about. Great thanks ❤

  • @724moon
    @724moon Před 3 dny

    Amazing podcast, it change my mind, thanks for you bought 🙏🏻🙏🏻🙏🏻

  • @presentlivinghk
    @presentlivinghk Před 4 měsíci +1

    I knew all the things you shared in the podcast. I am not rich now (or is already =rich to have an apartment in Hong Kong...), but my money didn't limit me to chase for my dream. I started my business and try to share better ideas among people and within the community. I am doing something I think worth for, I can live for a good and simple life and then create wealth and network for myself.

  • @sonmi4848
    @sonmi4848 Před 3 měsíci +2

    Thanks so much for the word, not all debt is bad!!! My thoughts towards debt changed a lot suddenly💖And I’m a single mum❤

  • @user-vm8ux5hj5r
    @user-vm8ux5hj5r Před 4 měsíci +2

    Vivian you are great and thank you for this important information! Great show Valeria!

  • @ellecooperco
    @ellecooperco Před 2 měsíci

    You have no idea how many people you're helping by rebuilding your life.
    God is doing a new thing✨️ Keep thriving and taking on opportunities.
    Man, I'm so happy seeing your story unfold. You're making great progress in healing and rebuilding. One day, we shall be able to say we remember how far you came.

  • @mihoiimuro
    @mihoiimuro Před 4 měsíci +6

    I looooved the episode. I learned so much and made me want to continue learning about money. Also I loved the you said eww to equality. I believe woman and man have certain roles in universe. That’s why woman are good at doing certain things, and man are not. It goes both ways. Love you ❤

  • @hippiecrowhub
    @hippiecrowhub Před 4 měsíci +6

    Ladies... You are such a force ❤❤❤

  • @cindygranger4712
    @cindygranger4712 Před 4 měsíci +5

    You both are absolutely beautiful, strong, incredible women! Thank you!❤

  • @accordingtogloria1942
    @accordingtogloria1942 Před 4 měsíci +2

    Vivian is a champ. Just ordered her book

  • @lunajj1944
    @lunajj1944 Před 4 měsíci +3

    I’m so lucky to hear this. I wish someone told me early. Now I make my plan. Thank you .

  • @yalostaya
    @yalostaya Před 4 měsíci +5

    Incredibly inspiring! Thank you both ❤️

  • @wellsHannahh
    @wellsHannahh Před 4 měsíci +48

    I'm considering investing around $700,000 in stocks as I've learned that savvy investors can still profit during challenging times. Do you have any solid stock market strategies for this year?

    • @geraldcoleman3596
      @geraldcoleman3596 Před 4 měsíci +3

      It's crucial to have a well-thought-out strategy and not make impulsive moves based on short-term market fluctuations. Patience and a long-term perspective are key. You should consider a market expert to guide you.

    • @eastwood224
      @eastwood224 Před 4 měsíci +1

      Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m

    • @Patatkevin
      @Patatkevin Před 4 měsíci +2

      I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.

    • @eastwood224
      @eastwood224 Před 4 měsíci +5

      ’Nicole Desiree Simon’. is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

    • @tonicruger
      @tonicruger Před 4 měsíci

      Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks.

  • @isagoldfield7393
    @isagoldfield7393 Před 4 měsíci +1

    ♥️♥️♥️Vivian, I have learned so much from her, I credit my success to her⭐️⭐️⭐️⭐️⭐️

  • @rossannarivera6711
    @rossannarivera6711 Před 3 měsíci

    Loved this video from minute one till the end!. Thank you girls🎉

  • @Butishn3
    @Butishn3 Před 24 dny

    Thank you for all you do! My goal is to stay consistent with my finances and to track my expenses to watch where my money is going.

  • @manlihmanlih
    @manlihmanlih Před 4 měsíci +2

    LOVE IT. Needed this in my life ❤

  • @shanacookthecanukgypsy9527
    @shanacookthecanukgypsy9527 Před 3 měsíci +2

    Luv the podcast Valeria Congratulations 🎊

  • @mohlagomabale9327
    @mohlagomabale9327 Před 4 měsíci

    ❤❤❤❤wonderful educative and inspiring.Loved it!

  • @petronadonegal3150
    @petronadonegal3150 Před 3 měsíci

    Thanks for sharing Calum. Watching Arlan Hamilton yourself; I'm truly inspired👏🏾 I will be making a start and focusing on my passion. One day I'll sit infront of you pretty soon and share my journey 👍🏽😃👏🏾

  • @optimisteco
    @optimisteco Před 3 měsíci

    Love this episode. Very powerful words thank you Vivian 🙌

  • @mila2207
    @mila2207 Před 3 měsíci

    I absolutely loved the conversation in this podcast. It kept me engaged from start to finish, providing a digestible and enlightening approach to discussing finances and the mindset needed for financial independence. It's incredibly reassuring to hear that it's never too late to start investing. This episode not only educated me but also inspired me to take action towards securing my financial future. Thank you for making such a complex topic approachable and for the valuable insights. Keep up the great work!

  • @MultiMini89
    @MultiMini89 Před 3 měsíci

    Love Vivian! The host looked bored and confused lol Vivian is amazing !!!!!!!

  • @larrywatson3479
    @larrywatson3479 Před 4 měsíci

    Hello Valeria! This is such a wonderful, and inspiring podcast.Such great advice. Loved listening to this.Love you so much Valeria! Love, Janice and Larry Watson Pittsburgh PA USA

  • @DaniellaAruina
    @DaniellaAruina Před 4 měsíci +8

    Really good interview, so great to see the 2 inspiring women I've been following together!

  • @wildchildent2153
    @wildchildent2153 Před 3 měsíci

    Valuable information I love this interview thank you.. ❤🙏🏾

  • @lillyh.4505
    @lillyh.4505 Před 4 měsíci +3

    Mind opening and sooo motivational 🙌.
    Thank you Valeria and Vivian.
    It's 11:30pm in Austria and I will order your book before midnight 😂👌

    • @ValeriaLipovetsky
      @ValeriaLipovetsky  Před 4 měsíci

      So glad you enjoyed this episode!

    • @lillyh.4505
      @lillyh.4505 Před 4 měsíci

      Thank you for taking the time to check and comment. That's why I'm such a huge supporter of you

    • @friedasehorst6587
      @friedasehorst6587 Před 4 měsíci

      Lol also listening from the 8th district of Vienna and ordering the book tommorow 😊

  • @embracingabundanceglobally1465
    @embracingabundanceglobally1465 Před 3 měsíci +1

    Love the talk. Thank you for sharing your knowledge.

  • @silverchairsg
    @silverchairsg Před 4 měsíci +5

    Rich people are my heroes. "To be rich is to be glorious" - Deng Xiaoping.

  • @K_Y615
    @K_Y615 Před 3 měsíci

    Loved this episode so much. For someone who earns a meagre salary, this episode gave me a head start to my personal finance goals for this year, the number one on my list of which is to open a high yield savings account.

  • @movewithivy
    @movewithivy Před 3 měsíci

    Thank you!!!! For sharing this. Its so nice to hear money advice form successful baddie women. Truly inspiring. I feel a lot of clarity and motivation right now.

  • @micapham2295
    @micapham2295 Před 3 měsíci

    Two of my favourite businesswomen together!

  • @JMICTHEBRAND.
    @JMICTHEBRAND. Před 2 měsíci

    i just purchased RICH AF! Can't wait to read it!!

  • @yoyoitsme
    @yoyoitsme Před 4 měsíci

    I love my algorithm. Hi Valeria, it is nice to meet you. Looks like some intriguing content right here.

  • @mariacamilacepedacuellar7831

    Thank you for this episode!

  • @lyaloka23
    @lyaloka23 Před 4 měsíci

    Thank you!!

  • @glenn06
    @glenn06 Před 4 měsíci +1

    Great interview! Thank you so much for sharing!❤

  • @dariagagneur7543
    @dariagagneur7543 Před 3 měsíci +1

    Great episode! Thank you ladies!!!

  • @SmaShleeStar
    @SmaShleeStar Před 2 měsíci

    Loved hearing your story. Congratulations for a wonderful experience 👍🏻

  • @lunajj1944
    @lunajj1944 Před 4 měsíci +2

    Thanks.

  • @audrey_023
    @audrey_023 Před 4 měsíci +6

    Dream collaboration

  • @aarondaniels5525
    @aarondaniels5525 Před 4 měsíci +68

    These are very valuable info for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $109k now to put in the market.

    • @sophiehernandez4108
      @sophiehernandez4108 Před 4 měsíci +1

      Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. I know someone who made over $350k in this recession influenced market, but to the best of my knowledge, it was through a financial advisor.

    • @donalddavis4387
      @donalddavis4387 Před 4 měsíci

      It is very easy to buy in on trending stocks but the problem is knowing when to sell or hold, which is why a coach is important. I've been in touch with one for about a year now and although I was initially skeptical about it, I will say l've made more progress within a year generating 6figure profit.

    • @mateosantiago5795
      @mateosantiago5795 Před 4 měsíci

      That's truly remarkable. I hope you don't mind pointing me towards their direction.

    • @donalddavis4387
      @donalddavis4387 Před 4 měsíci

      She's 'Olivia Maria Lucas' The best I've seen so far. Simply do your diligence.

    • @josephhughes9583
      @josephhughes9583 Před 4 měsíci

      She appears to be well-educated and well-read. I ran a Google search on her name and came across her website;
      thank you for sharing.

  • @chenanigans
    @chenanigans Před 4 měsíci +2

    The point that she makes it the 36 minute mark is so true. You see it all the time with athletes. They have about five good years and they make tons of money within that short window and because they come from a lot of lower socioeconomic classes, they don't have financial literacy hence they don't invest their money well and then fast forward 10 to 15 years they're broke and back at square one. I'm finally in an amazing career where my potential for earning is pretty well and I'm trying my best not to just get rich but stay rich.

  • @americansocks7735
    @americansocks7735 Před 3 měsíci

    Valeria, great podcast! And that is the most gorgeous dress on you!

  • @user-sj6tn7nw6b
    @user-sj6tn7nw6b Před 4 měsíci

    EXCELLENT ADVICE!!!!
    THANKS!!!!

  • @edytastelmach1277
    @edytastelmach1277 Před 4 měsíci +3

    The best episode!! Thank You!!!❤

  • @lisar.2549
    @lisar.2549 Před 3 měsíci

    Very impressive podcast. Thank you.

  • @giagia3733
    @giagia3733 Před 4 měsíci

    Such a great episode ❤❤❤

  • @dealsandcars
    @dealsandcars Před 4 měsíci

    Great Interview! I enjoyed it, from beginning to the end! ❤❤❤ you two are Very Cool! 😎