Why Millennials Like Dave Ramsey
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- čas přidán 8. 09. 2024
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Dave Ramsey speaks to millennials like we are adults who have control over our futures. He gives a path forward instead of condemning the entire generation. He challenges us to make a plan instead of accepting defeat.
One of my favorite lessons that Dave taught me is “what you focus on grows”. I’ve applied it to my finances and 🤯
I am a millennial and I disagree with him on certain points, Dave is human and is not perfect, but I can’t argue that the debt snowball works and is working for my family. Thanks for being yourself Dave!
Ya when it comes to his investing advice and political/religious views, he's pretty cringey
$999 left on my student loans out of $27k! So thankful to be almost done!
Soooooo close! You got it! 😊😂
Amazing! 😃🙌
Light at the end of the tunnel getting brighter! Congrats on your path of responsibility
Only 999!
This was 9 months ago....r you there? Done with it?
If you learn Dave's principles before college you'll likely be decades ahead of your peers financially 👍🙏💵
I'm 33 and recently found him. I've paid off a HUGE amount of debt but was never introduced to any wise wisdom principles by anyone growing up.
Matt Martin that's good that you took control of your finances on your own. Now you can put all those payments into investments 💵💰
Chris Invests True! I’m 20 and I recently really got into following his principles and I’m so glad I did! I hope to be an Everyday Millionaire by the age of 40
@@ourlifewithlevi3987 Sounds like you're on the right track!
Yeah an alarming amount of people are financially illiterate
Dave likes millennials and doesn’t call us a group of crybabies or whatever other name boomers have for us.
He realizes a lot of us are hardworking and talented.
Richard Leston 100% agreed!!!
Zqueen I agree with you agreeing 😂
Yup he’s awesome
For some milenials Dave Ramsey is like that strict teacher in school that you never liked but over time you realized they weren’t being “mean” they were helping you to get out of your comfort zone for a better future. 🙏🏻
Antonio Velasquez yup! I have a few of those! They honestly now are some of my favorite people 😊
As I've gotten older when I look back, all the teachers I had that were strict I now see as the best teachers that I had. Nothing but respect for them.
He isnt even that mean tbh. Verykind guy.
i'm a millennial and a democrat but i love dave ramsey . politics has nothing to do with wanting a better future for yourself
Ari Tobias amen
same.. I even have quite a few conservative relatives and friends that are deep in debt and think DR's way is too strict..LOL
Same here. Democrat, not a liberal but left leaning and I love Dave. His plan works and I've learned a lot from him.
🙌🏽🙌🏽
Me too, millennial and democrat, I am here for agreeing with some of his views especially about cars where those expensive fossil fuel guzzling cars also hurt the environment not to mention all that is bought on credit. The saying: "Hit 2 birds with one stone."
But today the democrats have taken a darker turn with their socialism and communism problems.
Watched Dave two years ago...now I'm debt Free!!!! Student loans, CC, Personal loans...GONE! There's a group of my friends on FB and we all encourage each other!
👏😙
Most people take out student loans, buy an expensive car and house when they graduate and then spend their entire life working to make payments 🤷♂️🙄
And continue to refinance their home to help make payments on credit cards and car payments
Dave, I’m going to turn 20 next week. I’m watching you from europe, so I am not really affected by college debt and have no idea about a 401k and IRA, but your Vibe and energy is crazy! Love your motivation.
Thanks Dave, I'm an millennial and I paid off 20k of student loan in 2 years. I'll be paying off my car loan in a year from now and start investing more of my money. I love you Dave.
I’m a millennial, about to graduate college with a full time job. I keep watching his videos so I’m not tempted to buy a new car. Need to get a used Toyota with cash!
Denzel B Craigslist 2004 Camrys are great
My first car was a '91 tercel I bought in 2015 for $800. It's still taking me places! You will find what you're looking for
And even Scotty Kilmer would be proud of your used Toyota purchase! Save $$$
@@shaynesbuzzworld3391 Love Scotty and Dave!!😊
Debt free at 25, my whole friend group follows Dave.
that's awesome!
Me to 26 now but became debt free other than mortgage at 25
millennial here i cant go a single day without listening.
Rhys Thompson same
Same, my boyfriend hated it at first but now we have conversations after every video lol
4.5k away from paying off my student loan. [had 20k] => 2 months left :)
Erik Polderman you got this. Congratulations
You can do it!
Congrats!!!
🥳🥳❤️🎇🎊
🙏🏾
I’m a millennial and I love the content of this channel. I wish I knew about this sooner. This channel paired with reading the book of Proverbs is completely life changing.
I am a millennial and I love Dave Ramsey, I'm 20 and I'm on baby step 3, and I'm so thankful I found this show, I used to have 0 idea on how to manage money.
We always love you. I got 17 grand left out of the 19 grand I paid off. I'm so close to my goal. Listen to you help me. Thank you Dave
jermaine french you got this!!! Congrats on your progress!!!
jermaine french Lawn mowing gigs can help make extra cash
Millennial here, I listen to Dave every single day. He is almost like a second father at this point I love his honesty
This millennial isn't in debt anymore. Thank you Dave !
I'm a millennial and I love Dave Ramsey. He's an amazing person. If it wasn't for him I would be in debt and still racking more. Its been 4 years and I have never felt more financially secured.
Been listening to Dave for about a year now, like his sincerity and honesty, I have done stupid on steroids myself, after listening to Dave, have a budget, money in the bank no credit cards, no car loans, I drive a '98 Buick Regal with paint falling off, Thanks for helping us, Dave.
Dave is like the dad I never had. Thanks for all you do!
"Isn't it interesting how people can't mind their own business with their negativity anymore" --Thank the heavens someone (a successful, reasonable human) shares this view...I've had a lurking suspicion and it's nice to have that validated, just a bit.
I love Dave cause he is knowledgeable and I'm learning so much. My dad made six figures and had nothing to show for it once he passed. He didn't know how to manage money cause no one taught him either. I feel like Dave is like the financial savvy uncle I didn't know I had. Thank you!
I'm a millennial, and I love Dave because he is like my cool but stern Internet Dad! He gives great advice and I love his honesty!
I live in Canada, put Ramsay on one afternoon while my dad and I we're working on my kitchen. Said he wished there was a straight-up guy like that available when he was younger. We need a Canadian Ramsay Show!!!
I'm 26 an absolutely love the "tough love" that Dave puts forth (it's not that tough). I see so many people my age complain about debt yet buy hundreds or thousands of dollars in designer clothes and eating at foodie restaurants amongst other wasteful spending. My generation desperately needs this type of financial literacy. Especially after being duped into going to a 4 year out of state college for a useless piece of paper. Grind now while you have the energy and lack of responsibilities (for some).
I'm millenial and Dave Ramsay is the realest guy out here that doesn't sugar coat things like my parents did!
They give us bad advice and then call us participation trophy driven when we fail. We follow you because you give good advice that with intentionality makes us succeed.
Each time i have an impulse on buying a new car, i watch your video and the itch instantly gone :) Thanks
Me too!!
Same here, my current plan is to replace my car once I get my mortgage paid off. That should be 4 years or less. Can't wait!
@@85zztm Honestly, if you have a pretty decent car with good features, I would drive it until it costing you more to fix than the value of the car itself. Then put the extra money into investment or the roth IRA account. At least that is what im doing.
I would love to see a Dave Ramsey and Graham Stephan interview! Boomer vs millennial
I'm a Millennial and I am SO HAPPY I found your channel Dave. You have woke me up...LITERALLY!
My wife and I are on baby step 4 and on the way to get my wife through college with cash. People at work in their 30s or 40s laugh at what we do but they’re the ones who keep stressing on car payments way above their paygrade, mortgages that own them, and vacations that hunt them long after they’re back to work. While we’re enjoying the peace of mind we get from having a fully funded emergency fund, guilt-free spending because it’s in the budget, and pride knowing that I am about to leave a legacy for our family. My wife and I believe we’re going to be the first millionaires in our family tree and it’s all because of Dave’s ministry of financial coaching. And yes, we’re millenials! We love Dave Ramsey because you can’t oversimplify common sense. No gimmicks, no “millionaire’s secrets”, no tricks. Thank you to Dave Ramsey and the wonderful people working with him!
Dave makes us takes responsibility and doesn’t sugar-coat. While I don’t always agree with some of his approaches, this man has changed my life. I have never had a full understanding of my finances and how to change my life. I wish I found him in my early 20’s, but I am happy I have him now.
Since I started following you and actually doing it. Not Dave’ish but actually following you 💯, I have gotten into such a better place financially. I am only in baby step two but I can actually see the finish line. There is an end in sight. I can care less at this point what other people think. So much so I sway them the other way now. I showed my mom my debt snowball the other day and showed her how close I am and if I keep on track I will be done by this date. The conversation started with her telling me to relax and not to waste time doing deliveries when I have a “professional” job. By the end of the conversation, she was so convinced and can see what I can see and was telling me to get another job LOL
Dang bro, congratulations!
I'm a millennial and listen to Dave Ramsey most days of the week. My husband and I think what Dave teaches just makes sense even if it's not "normal"! We are determined to live like no one else now so that we can live like no one else later. Thanks Dave for all that you and your team do!!!!
He is so right about not caring what other people think - I get lots of negative feedback about living well below my means...FROM MY OWN FAMILY....doesn't hurt my feelings but it's annoying and it does bother my wife and one of my kids. It's definitely hard in this society - being looked at as "cheap" or whatever other adjective can be difficult, but in the long run it's much better...although I need to chill a bit sometimes as I get too crazy. It's a crazy thing how everyone wants me to live like they do. My young nephews make comments too - so I know my spending/savings habits are the topic of conversation.
I love me some Dave Ramsey!! I recently graduated from college and I walked out debt free! Paid all of it off!!!!! Worked two jobs and it was soooo worth it.
The truth will always come to light. And Dave brings forth the truth!
Millennial here: thanks to what Dave teaches I'm changing my family tree. Paid off my student loans, almost done with my car, I will make sure my children don't inherit a single debt from their parents. ❤❤
I like your content!
As a millennial entrepreneur, you saved me a lot of time and error that i would make 😍
Nicola - Business Tips For Success Have an emergency fund for your business
I'll be debt free in about a year, thanks for the motivation I need to keep going, Rev. Ramsey!
Dave Ramsey serves as a constant reminder to me to invest, earn money, and save. Every time I make a transaction I remind myself of advice that Dave Ramsey gave and I get worried that I could go broke if I spend too much, which is good for me that I follow that advice...
Meddle
This millennial in Africa has started saving towards retirement me so I don’t depend on my children as it’s a trend here😃🇬🇭🇬🇭🇬🇭. Thank you Dave
"I don't take a poll on anything" .... Made me laugh out loud, my new favorite for the week.
Dave your an awesome stand up guy and I pass on your baby step advice/insight to my soldiers. Thank you for all you do.
I am 28 and because of Dave, we got $3K left on our car payment which we intend to finish in 2 more payments. We worked so hard, we doubled our income to pay off $30k in less than 2 years. Thank you so much Dave, my family will never have to experience being uneducated like I was
Same! My children will not make the same mistakes my parents made. I wish my parents taught me, and themselves what i know now.
Wawa Iki Lawn mowing and house sitting are great side hussles
Dave is such a meanie that he not only inspires people like me to take control of their finances he gives them a very clear and accessible path to do so 🎉🎉🎉
Thank you, Dave, I just turned 21. I've been following you consistently for about a year and a half and contacted a Smartvestor Pro a couple weeks ago to get things rolling. Sacrificing the temporary pleasure of now for the greater good of what's to come, is something I've been holding to. Whenever you're discouraged, just know I'm listening to every word. Thank you.
I'm liberal but agree with Dave Ramsey on money! We spend too much money! This society needs to completely change. The world would be a better place if we follow his advice on spending and saving money.
I like Dave because he can be blunt and direct and not sound judgemental at the same time.
Today my fellow millennial coworkers got into a discussion about how everyone is in so much student loan debt that they’re either gonna have to send all of us to jail in the future cause we can’t make payments, or they’re going to have to forgive all of our student loans. And they can’t send ALL of us to jail, so they’re going to HAVE to forgive everything. They claimed those are our 2 future options and I wanted so badly to be like WELLLLLL actually there’s a 3rd option, it’s called hard work and ACTUALLY being frugal and keeping a budget. But I could tell they weren’t ready to hear it so I didn’t try. But in a different setting, I really might. Like 1/4 of my family and friends think Dave is great and are supportive of me getting out of debt, and the other 3/4 are the people who don’t believe people can live without debt and think I’m crazy for not going out to eat and trying to sell my 2018 car that I owe $13k on. God bless you Dave, you’re literally saving my life by teaching me how to save my own life lol. I just hope more of my peers wake up soon. 😬😬😬🙏🏼🙌🏼
If the government forgives student load debt, that will be the beginning of the end of our great nation. We don't need handouts! Congratulations on getting out of debt Ash. It is worth the hard work.
I'm a millennial, 27, and Dave is my spirit animal. I've always been frugal as my family didn't have much, but Dave taught me how to weaponize that frugality and attack my student loans and car payment. 4 months to go until I'm debt free! Thanks Dave!
I'm trading babysitting, painting, and cooking for a couple of dollars and it works. Now I'm in job training because I'm doing what supposed to do. Made a plan, and following through on it. Thanks Ramsey
Cause you’re the G.O.A.T. Uncle Dave. (GREATEST OF ALL TIME!) Your book and podcast has changed my life! I’m a better man for it. Thank you for all that you do! 👏🏽
Thanks for helping us avoid the mistakes of previous generations made so that we can be successful.
I’m in a millennial & I’ve been watching Dave since HS, maybe mid senior year. I love watching these videos. My friends know me from being cheap since high school & rarely buying clothes until I had to from growing out of them. I’m one of the few people within the friends I have who isn’t financially struggling as they are nor in debt. I’m actually horrified to be in debt and take out a loan. I just tell myself if I need it versus want it. Self discipline is the key to success for many things. The next few steps in my life is to become a business owner & pursue my dreams that I’ve always had. Anything is possible, thank you Dave for your knowledge throughout the years!
I'm a millennial and I listen to Dave Ramsey every day. My husband and I were able to pay off $24k in student loans in a year!
Just bought the Total Money Makeover book and workbook over the weekend. I’ll be paying off my car loan this week. Then it’s back to the grind, starting from step one. 17k in students loans that I will be destroying so that my fiancé won’t have to worry about them!
I thank you everyday for putting common sense back into money and helping people become free of debt! Listen to you everyday! Very educational!
I'm a liberal gen Z and I LOVE listening to you, Dave
Everything goes down to behavior change. Totally makes sense. Same goes with eating, drinking, and yes spending money we don't have
Millennial here 🙋🏽♀️
By the grace of god Mr.Ramsey i met you and my life has changed for EVER! Never stop doing what you do dave
Single moms like myself at times feel as if there’s never hope. YOU GIVE US HOPE DAVEY ❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️
I'm a millennial, a liberal, and a Bernie Sanders supporter, but I think Dave is GREAT! Bernie wants the government to do their part, but Dave Ramsey wants and teaches you how to do YOUR part. With those two philosophies combined, we can all flourish.
I'm 27 and following Dave's plans and making big strides in my debts!
If there's one thing I learned after Discovering this channel is that I should never again Expect handouts from anyone who doesn't owe me anything. whether they are the government and this HEROES act, paying off the remainder on my student loans or whoever... NO. I will. I am going to pay it off. I am in charge of my own life. Will pay it off and then tackle this car loan in the next 6 months and be debt free for the rest of my life. Maybe a mortgage if no other options, but otherwise I will be debt free.
I’m 31. I’m a democrat and Dave has given me a great outlook to the future. Politics doesn’t matter when we talk about money, it’s about me and mine until I am set
28 y/o millennial checking in. I like Dave.
I don’t think ima a millennial, I’m gen Z I believe. I love watching Dave Ramsey. I’m 18 about to be 19, my credit is 700+ I’m $0 in debt. I have over $15k in my savings. Thanks Dave Ramsey for guiding me into young adulthood. You thought me more than any other teacher could
I was born in the 2000s so I’m a snowflake lol. But the advice that you give is amazing and seriously I’m sure even Gen Xers wish they had the luck of being able to hear your wisdom before they got those credit cards.
I had his book when I was 20 or so age 40 now. He isn't new he has been around for awhile.
Mark G Nice
I taught my 18yr old son to live life as a fiscal conservative, have social tolerance, be kind and generous with other (including animals). He's pretty awesome.
As a millennial, I like Dave Ramsey because he has set out a path to success in a world rooting for us to fail.
without even watching the video, we like you because you don't sell out and you give it to us straight i'm 27 and i thought i knew a lot but i've also humbled out a lot over my time and theres not many people out there who know what there talking about or who sell some stupid 500$ course
Dave is popular and successful for the same reason Jordan Peterson is. Millennials are sick of being told “you’re fine as you are” and “your problems aren’t your fault”. We’re ready to pull up our boot straps and show up the older generations.
I try to be very precise in my thinking and expression. I don't say that, "I don't care what you think". I say, "I don't concern myself with what you think"!
I am Millenial in Baby step 3 now, everytime I wanna buy fancy things I don't need I listen to Dave Ramsey show. and I also use this magical word to control ppl who try to manipulate me. the word is"NO"!!!
Debt snowball makes sense but it’s better to do high interest debt first but snowball gives you a confidence boost.
Thank you for your program. It is helping me so much on becoming debt free. My goal is to be student loan free by the end of 2020!!
I understand the point of a well-rounded education. Math, science, history... there’s at least a point to study them at one point or another.
But the biggest disservice we are doing to our kids is not teaching them financial literacy in high school. We bucket “finance” as a means to a specific profession and that you can hire people to handle finances. Yes you can do that but everyone NEEDS to have a basic understanding of cash, credit, taxes, etc in order to not make stupid decisions and learn how to live within your means.
We need to revamp our curriculum.
I thank my parents for not teaching me to not try and impress other people. At the restart of my adult life I learned that my parents were in debt and helped them pay it all off. I never heard of Dave Ramsey and I had them on Ramsey baby steps lite with them.
Now I need to get to work these baby steps 3, 4, and 7 for myself. I am eager to get some traction for myself
I'm another millennial who loves Dave. I like having a plan and knowing that Dave's plan has been successful for thousands (maybe even millions) of people over several decades brings me peace that this is the right path. I grew up very poor in a poverty stricken rural area and watched my parents, neighbors and friends' parents spend what little money they did have irresponsibly. My parents are still struggling and will not be able to retire until their health prevents them from working. I knew as a kid that I wanted a different life so even if I have to sacrifice now, it's worth it. I just kept getting hung up in the steps, what to do when, and Dave gave it to me straight and simple.
Millennial, democratic socialist, Christian, ace, and on Step 7 working to complete it in the next 5 years. And he's right: I'm not a victim. Which I think is why Millennials like Dave so much: we're tired of feeling like everything is out of our control, and we're just stuck in a mess we can't get out of, so roll over and give up.
Funny enough, my roommate turned me onto Dave's program, because she wanted to get her finances in order this year, and wanted me to not sabotage her efforts... and somehow I'm the one that drank the koolaid, switched (more to) cash, and am on track to be retired by 45. And she explained a few weeks ago that budgets make her feel poor, and that's why she went back to making minimum payments on student loans, car loan, and credit cards. Switching from a mortgage to $400 shared rent hasn't helped her pay off her debts. But hey, there's still time to lure her over to the dark side. :)
I'm millenial and Dave Ramsey seems like an OK guy. A bit annoying at times, but he's got some good advice.
Thank you Dave for the countless unbiased opinion and using your platform to spread great money managing advice.
Found DR when I was 28, not all applicable outside of the US but really eye opening and the principles are the same for planning and for saving once you find your country's version of the Roths, etc... 29 now, from one of the most economically deprived parts of my country, and verging on debt free in the next month or so, building up that EF, will then start building for that mortgage, and building up the savings. Recently graduated, so still not entirely got the capacity that I'll have in the future to build, but getting a budget together and planning what you've got and where you're going has been key to getting to here. Cheers from Scotland, Dave!
i’m 20 years old and i watch Dave ramsey religiously. his advice has changed my life.. Thank you
“When the fire is hot only the truth doesn’t burn.”
Im a millennial and I'm loving every step i just hate hearing Grant and Dan with their negativity that if you cant make anything of yourself then you'll be nothing but Dave he teaches you how to build it and keep your wealth.
The fake Rolex kills me every time 😂
I am a huge Dave Ramsey fan and I am agnostic aithiest and a liberal so the polar opposite the only thing dave and I have in common is where Americans and straight white males but he is teaching people how to prepare for future. Is debt free journey I look at it as a right of passage it will be a tough journey but you will be better for it . Because of Dave I will graduate with my BS in cybersecurity with only 30000 in debt but no other forms of debt and 2000 in the bank and 750 emergency fund
I love Dave Ramsey, he's a no-nonsense kind of guy and we need more people like him.. people that know what they're talking about to tell it like it is.
Millennials love Dave because he admits to us how the system is ACTUALLY rigged against us and teaches us how not to make financial mistakes.
Dave's teachings are breaking the curse of financial bondage in America. That's why certain subgroups hate him! When friends and family have unhealthy financial mindsets, they are astounded when you start making healthy financial decisions. They think you're stupid!
As a boomer I agree with Dave, Millennials are not responsible for economic conditions. In fact, consumer spending and acquiring debt has been foisted on “consumers” by the US government for at least forty years. It also beat the drum for high home ownership rates in the run up to the housing crises in 2007-2008, heedless of the price point. We are not consumers, we are citizens. It is not our job to go into debt to keep the economy running, whether we are boomers , millennials or any other generation. Debt = slavery as the Bible states and should be avoided as much as possible.
I've had the attitude of "I don't care what you think about me" for many years. That was one part of my late husband's personality that "rubbed" off on me. I hear you, Dave.
Millenials have inherited alot of debt . Also Millenials live in a high debt society so it's natural that they seek out Dave. Millennials are buying houses and getting married alot later in life due to the economy . Millennials get alot of flack but they were raised in a tough economy . You have millennials graduating and getting hired a year or 2 after graduation . That's crazy . But it's due to the economy.
scaldon2 this is true. It sucks
@@freeagent9753 yeah it's crazy . Millennials were told to go to college and get a degree . Which lead to an over saturation of college grads . So many grads graduated and had to wait tables , or wait a year or 2 to get a job . Baby boomers and gen x youths were able to get a job right out of college due to good economy at that time . So it's unfair to compare millennials to them .
I am a millennial as well, and i read that cover story in Fortune Mag, some of the points were well made, others weren't but at the end of the day my take away from it was the exact reason i watch these videos. There is sass and sarcasm (who among us cant be accused of that in our lives lol) but Dave gets right to the point, which is if you don't get realistic about your finances, look at your budget, do the math, and do the work, you wont get out of debt. The world is hard all around but that isn't an excuse not to work even harder. Like other millennials in the article, i may not agree on some personal opinions but that doesn't mean i cant have respect for both the man and the principles.
I enjoy your videos and I’m a Millennial, I just started watching them. So I’m going to go grab your book this weekend! And just FYI you’re not a meany, you tell it like it is but also show empathy for your callers.
Dave Ramsey is a beast
He is the dad we always wanted!! Thank you Dave!!