Dave Ramsey's Life Advice Will Leave You SPEECHLESS (MUST WATCH)

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  • čas přidán 8. 06. 2022
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    Dave Ramsey shares a story from his life about how he went completely broke after becoming a self-made millionaire by the time he was 26 years old. He emphasizes the importance of the 5 rules for building wealth and living a happy life.
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    Celebration Church - Texas | Italy | Mozambique
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    Dave Ramsey's Life Advice Will Leave You SPEECHLESS (MUST WATCH)

Komentáře • 9K

  • @FREENVESTING
    @FREENVESTING  Před 9 měsíci +20

    ✅💰 Book your FREE call with Financial Advisor!
    ➡ www.moneypickle.com/freenvesting
    🤑 Earn 5% on cash & get 15 FREE 📈 stocks!
    ➡ j.moomoo.com/00yCCI
    More details:
    1. No obligations whatsoever, just a free call with a finance professional at a time convenient for you.
    2. To get free stocks, you need to open an account and make a small deposit.

    • @bloodmooncomix457
      @bloodmooncomix457 Před 4 měsíci

      And from the bank perspective, the moral of the story is..... 🤔
      Law 6:
      "Friendship ends when pimpin' begins"
      Ken Ivy / Pimpology

    • @mihailsevestrean7392
      @mihailsevestrean7392 Před 2 měsíci

      People like This destroyed America. Useless Agent

    • @AngelMelendez-rt8ij
      @AngelMelendez-rt8ij Před měsícem

      🎉

  • @freedom1439
    @freedom1439 Před rokem +4753

    Wow, at the age of 53 I lost my wife to cancer, I and we were on top of the world financially, our children were grown and gone, out of state, I was alone, I felt I have more to give, so I adopted 5 children, yes 5, they are all from the same family, in the system and about to be separated, I took them, it’s been rough, here we are 10 years later, life is great. It’s wonderful to give my life to children who needed it….bless everyone

    • @everydaymarikina7056
      @everydaymarikina7056 Před rokem +184

      God bless you sir ♥️

    • @pennguy20
      @pennguy20 Před rokem +180

      God bless you for having the courage to take on 5 children.

    • @freedom1439
      @freedom1439 Před rokem +89

      Thank you, and trust me, he has…😀

    • @susana5052
      @susana5052 Před rokem +190

      What a beautiful heart you have.
      You made me smile today. A rare event for me.
      I’m sorry about the loss of your wife to a horrible disease. I’m sure she is smiling like me knowing her wonderful husband has given 5 siblings a home together.
      We need more people like you in this world.
      👍💖🙏🏻

    • @jerichojohnson3219
      @jerichojohnson3219 Před rokem +45

      Sometimes those you help, bite the hands that feed them. How do you handle that.

  • @barttfisher
    @barttfisher Před měsícem +563

    People are facing a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.

    • @beafoster747
      @beafoster747 Před měsícem +1

      The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.

    • @madbuddhist6620
      @madbuddhist6620 Před 29 dny +2

      So many retire with hopes of whatever, only to find endless time on their hands. Is your faith in God or the mighty dollar. Invest in yourself not the stock market.

    • @user-mt1fb9wh3r
      @user-mt1fb9wh3r Před 29 dny

      Wooooow ❤❤❤❤❤

    • @peacebeyondpassion2
      @peacebeyondpassion2 Před 25 dny +1

      That's where faith comes in. A different way of thinking, a cutting out of the things you don't really need. No matter how poor you think you are there are still things in your life you can do without. I watch documentaries on third world countries and how they have literally nothing and still manage to be happy because they trust God and are greatful and thankful for the smallest things. Their children smile and sing, and play. They are indeed rich in love and their relationships. Ask God, put Him first, acknowledge Him, and He will direct your paths. Do these things and you will live.

    • @cutator
      @cutator Před 13 hodinami

      All because your Government has a bunch of idiots in it that do not live by the principles outlined in this video when it comes to your tax dollars. US Gov DEBT = INFLATION

  • @SofiaDiego-
    @SofiaDiego- Před 20 dny +2619

    I think the stock market will do well in 2024, so I'm thinking of putting $220,000 into stocks for my retirement. Any advice on doing this safely? Also, any important tips for the current financial situation?

    • @mayalucia-
      @mayalucia- Před 20 dny +1

      Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.

    • @RomeroCarmen-4
      @RomeroCarmen-4 Před 20 dny

      Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.

    • @Mariagreta-gv9le
      @Mariagreta-gv9le Před 20 dny

      Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?

    • @RomeroCarmen-4
      @RomeroCarmen-4 Před 20 dny

      Svetlana Sarkisian Chowdhury is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

    • @Adrianaluca-um6ny
      @Adrianaluca-um6ny Před 20 dny

      Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

  • @NoorHamdan-uv6fj
    @NoorHamdan-uv6fj Před měsícem +1144

    I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation

    • @NoorHamdan-uv6fj
      @NoorHamdan-uv6fj Před měsícem +1

      Do u consider anyone worthy for recommendations? I have money set asides to taste the waters now that stocks are at a discount, well it's either that or inflation.

    • @NoorHamdan-uv6fj
      @NoorHamdan-uv6fj Před měsícem +1

      Thank you for this amazing tip. I just looked the name up, wrote her explaining my financial market goals and scheduled a call.

  • @dianebuzz1346
    @dianebuzz1346 Před rokem +2102

    *Every family has a person who breaks the chain of poverty. I hope you will be that person!!*

    • @dianebuzz1346
      @dianebuzz1346 Před rokem +8

      Getting money is an issue that everyone has needs in order to live a better and luxurious life. Life was difficult for me until i began trading,and I'm now earning a lot of money even with the current crash happening in the trading market. I still make gains using a better strategies....

    • @dianebuzz1346
      @dianebuzz1346 Před rokem +5

      Being earning $2,900 on every $200 lnvested in the space of 7trading days

    • @samuelteddy.439
      @samuelteddy.439 Před rokem +17

      The reason people fail to succeed is discouragement from family and friends, how do you know if something is working or not with out a trial.

    • @cheryloharakolach2058
      @cheryloharakolach2058 Před rokem +5

      I want to try the system

    • @stellaward7884
      @stellaward7884 Před rokem +3

      Third winning all thanks to you.

  • @champhallier8468
    @champhallier8468 Před 2 měsíci +795

    Wealth/success is determined by the actions you take to acquire it. Show me a man who does not have an investment, and I will tell you how quickly he will become bankrupt. Investment is creating a safe haven for the future: with the correct investment selections that have the lowest risk and expert direction, profit and interest should be ensured.

    • @mcginnnavraj4201
      @mcginnnavraj4201 Před 2 měsíci +2

      This is inspiring! Could you please provide details about your advisor? I feel I'm far too small game currently to handle investing myself, therefore I felt it's best to counsel a licenced professional at this point.

    • @EmilyMartinez.
      @EmilyMartinez. Před 2 měsíci +2

      Thank you for the lead. I looked her up and sent her an email. I hope she responds to me soon.

  • @biancaelettra
    @biancaelettra Před 6 měsíci +146

    Thinking about when I almost gave up on life and how I managed to increase my financial situation to six figures, I feel very satisfied and very grateful to GOD.

    • @AlineOliveira-001
      @AlineOliveira-001 Před 6 měsíci +2

      The joy you feel knowing that you will never run out of money again must be incredible, I hope to experience that one day. Would you mind sharing how you achieved this?

    • @biancaelettra
      @biancaelettra Před 6 měsíci

      Working with a professional/mentor who has in-depth knowledge of the market is the best way to achieve success. Operations carried out in the foreign exchange market total around 2 trillion dollars per day. It takes a lot of risk and money management experience to navigate the market profitably, which is why I work with ~Teresa Lynn Hansen.~~

    • @vinkojuric
      @vinkojuric Před 6 měsíci

      I completely agree, emotions like fear and greed are problems for most people who try to invest on their own and end up losing their capital. I know many people who have made a fortune with cryptocurrencies and FX and this was possible thanks to the guidance they received from professionals. Can this professional help?

    • @biancaelettra
      @biancaelettra Před 6 měsíci

      I firmly believe she can help, look for her name online.

    • @biancaelettra
      @biancaelettra Před 6 měsíci

      Not all heroes wear capes. I will always be grateful to TERESA LYNN HANSEN for being so professional and knowledgeable, for playing the role and also for helping me escape the hustle and bustle of the 9 to 5.

  • @geraldt331
    @geraldt331 Před 3 měsíci +1127

    As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?

    • @lucaswilliams9992
      @lucaswilliams9992 Před 3 měsíci

      While the current market offers short-term profit potential, it's crucial to note that executing such a strategy requires expertise and skill.

    • @yeslahykcim
      @yeslahykcim Před 3 měsíci +2

      You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.

    • @Jadechurch-ql3do
      @Jadechurch-ql3do Před 3 měsíci +1

      impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now

    • @yeslahykcim
      @yeslahykcim Před 3 měsíci

      “Leila Simoes Pinto’’ You can easily look her up, she has years of financiaI market experience.

    • @brianwhitehawker1756
      @brianwhitehawker1756 Před 3 měsíci

      Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

  • @daisy7141
    @daisy7141 Před rokem +485

    I've got food in my stomach, clothes on my back, a roof over my head, and money in my pocket. I'm rich!

    • @carlbowles1808
      @carlbowles1808 Před rokem +29

      Yes absolutely a little gratitude goes a long way. Gratitude changed my life for better 🙏.

    • @Aaron-oc4iy
      @Aaron-oc4iy Před rokem +19

      That's the most truthful thing I've heard lately. I grew out of having to have the best because I'm not in competition with anyone. I come home from work everyday and I'm not worried like I used to be. How I would pay this bill or payment. If you can afford to live a lavish life style, then if that's what you want, do it. But trying to live outside your means will only make you miserable.

    • @crispyduck1706
      @crispyduck1706 Před rokem +2

      that’s good it if you lost your job how long could you have those things

    • @sundayschoolteacher6387
      @sundayschoolteacher6387 Před rokem +3

      Wow, this sounds sad.... do you mean this? Don't settle.... do you have enough to give to others?

    • @adam__mark
      @adam__mark Před rokem

      Amen!

  • @GrammyHanks
    @GrammyHanks Před 3 měsíci +480

    Having been concerned about finances throughout my entire adulthood, it's captivating to observe this video and realize that one can achieve alot if goals are set right. Experiencing the freedom of not being preoccupied with the financial concerns that consumed me for numerous years is truly liberating. I suppose this is the result of putting in diligent effort for the future.

    • @empressjane-zv4gq
      @empressjane-zv4gq Před 3 měsíci +1

      Remarkable observations! Handling and staying abreast of things can be quite daunting for newcomers like myself. Are you a seasoned investor, or do you employ a methodical approach to staying well-informed?

    • @Philippayne-sk3tj
      @Philippayne-sk3tj Před 3 měsíci +3

      Since the inception of my business, I've maintained contact with a financial advisor. In the current cultural landscape, the difficulty lies in discerning the opportune moments to buy or sell when dealing with trending stocks. This process, while seemingly straightforward, is effectively managed by my advisor, who handles entry and exit orders for my portfolio. Over the span of just a little over a year, my portfolio has seen substantial growth, exceeding $750k.

    • @thomasgreen8224
      @thomasgreen8224 Před 3 měsíci +1

      Impressive indeed! I'm sincerely eager to derive value from the insights of seasoned advisors, especially given the current condition of my portfolio facing challenges. Could you kindly share the name of the advisor who has been aiding you in navigating these financial complexities?

    • @Philippayne-sk3tj
      @Philippayne-sk3tj Před 3 měsíci +2

      There are a lot of independent advisors you might look into. But i work with Pamela Kay Regel and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her.

    • @thomasgreen8224
      @thomasgreen8224 Před 3 měsíci +1

      I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

  • @RosesKate-dl9fp
    @RosesKate-dl9fp Před 4 měsíci +314

    Building wealth from nothing involves consistent saving, disciplined spending, and strategic investments. Begin by creating a budget to track expenses and identify areas for savings. Prioritize paying off high-interest debt and establishing an emergency fund. As you build a foundation, start investing in low-cost options like index funds, and focus on continuous learning and improving your skills for better income opportunities.

    • @Philippayne-sk3tj
      @Philippayne-sk3tj Před 4 měsíci +1

      Impressive insights! For beginners like me, managing and staying updated can be overwhelming. Are you an experienced investor or do you have a strategic approach for staying informed?

    • @GrammyHanks
      @GrammyHanks Před 4 měsíci +3

      Absolutely not, as I've closely tracked my portfolio's performance, witnessing a staggering $482k growth in just the last two quarters. This experience has taught me the secrets behind experienced traders' substantial gains in what might appear as unpredictable markets. Undoubtedly, it's been a bold and rewarding choice I made fairly recently

    • @emilybrown2719
      @emilybrown2719 Před 4 měsíci +2

      This aligns perfectly with my desire to organize my finances prior to retirement. Could you provide me with access to your advisor?

    • @GrammyHanks
      @GrammyHanks Před 4 měsíci +3

      I'm guided by “Pamela Kay Regel ” an experienced coach with extensive financial market knowledge. While you can consider other options, her strategy has yielded positive results for me. She offers valuable insights, including entry and exit points for the securities I concentrate on.

    • @emilybrown2719
      @emilybrown2719 Před 4 měsíci +3

      Thank you for the information. I conducted my own research and your advisor appears to be highly skilled and knowledgeable. I've sent her an email and arranged a phone call. Her expertise is impressive, and I'm eagerly anticipating our conversation.

  • @clairewinchestermurray8703
    @clairewinchestermurray8703 Před 6 měsíci +71

    At 42, I've come to realize that money is a tool. I’ve worked so hard over the years to realize that if you don’t make money work for you, you can’t experience true freedom. I’m glad I found that out although it was later in life, but that marked the turning point in my finances.

    • @clairewinchestermurray8703
      @clairewinchestermurray8703 Před 6 měsíci +1

      Well, I've gotten into a plethora of assets with $94k spread across stocks (options and futures) for the short term and Roth IRA, index funds, and ETFs, for the long term. I've been investing with help from a pro fund manager, Herman W Jonas who oversees my investments. Now I sit back and reap my dividends while I just reinvest from time to time.

    • @pablomolineragalvan47
      @pablomolineragalvan47 Před 6 měsíci

      I agree, and for that reason I prefer to have a financial consultant like Herman make my day-to-day investment decisions. Given that his entire skill set is based on going long and short at the same time as well as employing risk for the asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis he's got, it's nearly impossible to not out-perform. I've been using him as my financial consultant and the rate of accrual on my portfolio has been positive over the years.

    • @Friedman323
      @Friedman323 Před 6 měsíci +1

      I tried getting into stocks myself some time last month and lost a ton of money as I was ill-advised. Can you please direct me to him as I’d like to hear from an expert?

    • @pablomolineragalvan47
      @pablomolineragalvan47 Před 6 měsíci +1

      Here,
      Hermanw jonas (a Gma!L

    • @Friedman323
      @Friedman323 Před 6 měsíci +1

      Your assistance was helpful. I was able to have a conversation with him via mail. What's even better is that he's certified with a registered broker. I'm getting started right away!

  • @AntonioBianh
    @AntonioBianh Před 8 měsíci +991

    Recessions are part of the economic cycle, all you can do is make sure you're prepared and plan accordingly. I graduated into a recession (2009). My 1st job after college was aerial acrobat on cruise ships. Today I'm a VP at a global company, own 3 rental properties, invest in stocks and biz, built my own business, and have my net worth increase by $500k in the last 4 years.

    • @MarkFreeman-xi3rk
      @MarkFreeman-xi3rk Před 8 měsíci +3

      You need a Financial Advisor my friend so you don't get ripped off in the market. They provide personalized advice to individuals based on their risk appetite, placing them among the best of the best. There are bad ones, but some with good track records can be very good.

    • @cythiahan8455
      @cythiahan8455 Před 8 měsíci +3

      @@MarkFreeman-xi3rk Can you leave in details about your investment advisor here? I’m in dire need for one.

    • @MarkFreeman-xi3rk
      @MarkFreeman-xi3rk Před 8 měsíci +2

      Do your due diligence and opt for one that has tactics to help your portfolio continue consistent and steady growth. “Margaret Johnson Arndt” is accountable for the success of my portfolio, and I believe she has the qualifications and expertise to accomplish your objectives.

    • @sophiadouglaswagner
      @sophiadouglaswagner Před 8 měsíci

      Margaret Johnson Arndt really seems to know her stuff. I found her online-page, read through her resume, educational background, qualifications and it was really impressive. She is a fiduciary who will act in my best interest. So, I booked a session with her.

    • @lisaquigley-moon9583
      @lisaquigley-moon9583 Před 8 měsíci

      Seems like a depression to me

  • @RossiPopa
    @RossiPopa Před měsícem +591

    Expectations for 2024 is that markets starts to broaden out more, with the rates cut holding steady, i have a couple of questions....can I safely invest $220k in the markets? What should I do differently?

    • @RichardMoore-jg5tl
      @RichardMoore-jg5tl Před měsícem +1

      Over time? stocks! Though the Fed's activities with regard to rates should worry investors, small-cap stocks are set to fare better this year. The best small-cap stocks to place yourself in should be investigated or you get yourself an investment advisor

    • @RusuSilva
      @RusuSilva Před měsícem

      Accurate asset allocation is crucial, and some individuals use hedging strategies or allocate part of their portfolio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay financially secure for over five years, yielding nearly $1M in returns on investments.

    • @FusunTumsavas-cq7tp
      @FusunTumsavas-cq7tp Před měsícem

      How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

    • @RusuSilva
      @RusuSilva Před měsícem +1

      Karen Leigh Owens is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

    • @FusunTumsavas-cq7tp
      @FusunTumsavas-cq7tp Před měsícem

      I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.

  • @Emily-le2op
    @Emily-le2op Před 5 měsíci +574

    I am aware that continuing to invest during periods of volatility can be a smart way to build wealth. I’ve heard testimonies of people accruing over $250k this red period. What measures can I take to ensure this?

    • @ConradGosling
      @ConradGosling Před 5 měsíci +5

      You’re right! The current market might give opportunities to maximize profit, but in order to execute such effective transactions, you must be a skilled practitioner.

    • @KingDavid-jj7tk
      @KingDavid-jj7tk Před 5 měsíci +5

      A lot of folks downplay the role of advisors until being burnt by their own emotions. I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $650k so far.

    • @benjaminsmith3469
      @benjaminsmith3469 Před 5 měsíci +4

      This is really nice. I worry that I have a couple more years before retirement, and I want to switch to using a financial advisor, I could really use the expertise of this advisor.

    • @KingDavid-jj7tk
      @KingDavid-jj7tk Před 5 měsíci +5

      My investment advisor is Natalie Carol Nielson, she's verifiable and I'm very sure you can find info about her on the internet, her qualifications speak for itself.

    • @benjaminsmith3469
      @benjaminsmith3469 Před 5 měsíci +3

      Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

  • @lawerencemiller9720
    @lawerencemiller9720 Před 4 měsíci +438

    I began my investment journey at the age of 33, primarily through hard work and dedication. Now at the age of 38, I am thrilled to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.

    • @alexyoung3126
      @alexyoung3126 Před 4 měsíci +6

      Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

    • @simonfes3770
      @simonfes3770 Před 4 měsíci +4

      Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $483k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.

    • @jessicamoore3093
      @jessicamoore3093 Před 4 měsíci +3

      Do you mind sharing info on the adviser who assisted you? I'm 39 now and would love to grow my stock portfolio and plan my retirement

    • @simonfes3770
      @simonfes3770 Před 4 měsíci +4

      My advisor is 'Natalie Marie Tuttle'. In terms of portfolio diversity, she's a genius. You can glance her name up on the internet and verify her yourself. she has years of financial market experience

    • @jessicamoore3093
      @jessicamoore3093 Před 4 měsíci +2

      I checked Natalie Marie Tuttle up out of curiosity and i must say i am impressed by her Credentials. i emailed her already, waiting on her response.

  • @Laurynbrie
    @Laurynbrie Před rokem +517

    Thank you, Just what I needed to watch really. My hubby and I are directors of our farm business and own property plus small pensions. I am nearly 52, hubby is 55. We have started to save to retire from the farm, and possibly live on rental income, I'd really appreciate if you could go LIVE and talk about how to earn passive income online and retire comfortably

    • @geertDman
      @geertDman Před rokem +1

      @Phil Stones Right, you can avoid the pitfalls associated with lifestyle inflation by consulting a well grounded advisor, to help plan your short- and long-term goals, it all depends on proper guidance. I've watched my income generate wealth over the past 2 years and 6 months, I now own a house fully paid, and with at least $2.2m sitting in savings thus far. All of this is a result of subsequent investments, and following expert advise.

    • @garybutler7877
      @garybutler7877 Před rokem +2

      @@geertDman mind sharing info on the adviser who assisted you? been saving for pension since age 18 - company scheme. along the way I hit higher tax, so I added to my company pension with a SIPP (tax benefits) I'm 46 now and would love to grow my finance more aggressively, there are a few cars I still wish to drive, a few mega holidays, etc.

    • @geertDman
      @geertDman Před rokem +1

      @@garybutler7877 The advisor that guides me is Sharon Madorsky Davison, most likely the internet is where to find her basic info, just search her name. She's established.

    • @Rsinha702
      @Rsinha702 Před rokem

      Invest in mutual funds but only with long term vision like 5-6 years, no short term approach. Look at the inflation rate of your country and buy assets that beats the inflation. Warren Buffet said I buy American businesses not stocks. That’s how you need to look at investing in the market or mutual funds. I am not very familiar with how things work in your country. But just giving a broad line. Also generate rental income in case you can by investing in property but without much borrowing.

  • @shortvedios6249
    @shortvedios6249 Před rokem +425

    LIBERTONCORP is young. Holding almost anything mentioned here is a good hold because the VHS or Beta will only show in time. I want to hold them early. Its sad that most dont think of these things as good future holds instead of being out of the market and bottom hunting. Are we the adopters or are we scavengers? surely one of these layer ones will become the standard and i dont want to sell any of them too early.

  • @bobbymainz1160
    @bobbymainz1160 Před 8 měsíci +577

    I must say you are an inspiration because I started up investing and trading as a scared investor who doesn’t want to lose money, glad to say I’m very profitable now and bought my first house through it

    • @jameswood9772
      @jameswood9772 Před 8 měsíci +1

      I think it's not always about fear, Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value

    • @joesphcu8975
      @joesphcu8975 Před 8 měsíci +3

      This is the problem! Most times people with little or no knowledge of the stock market try investing by themselves. It once happened to me, then I learned my lesson and contacted a US-based finance consultant by name Lisa Angelique Abel and everything changed. In in the first quarter of this year i made $370k and counting.

    • @jessicamoore3093
      @jessicamoore3093 Před 8 měsíci +1

      Impressive, that sounds good but how do I reach out to Lisa ?

    • @joesphcu8975
      @joesphcu8975 Před 8 měsíci +2

      You can glance her name up on the internet and verify her yourself. she has years of financial market experience.

  • @SlParkerlee
    @SlParkerlee Před 8 měsíci +286

    Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!

    • @marcorocci-ct7kw
      @marcorocci-ct7kw Před 8 měsíci +2

      Starting early is simply the best way of getting ahead to build wealth , invest_ing remains a priority . I learnt from my last year's experience , I am able to build a suitable life beause I invest_ed early ahead this time .

    • @geraldantonio3160
      @geraldantonio3160 Před 8 měsíci +2

      @@marcorocci-ct7kw Currently, my primary worry is how to increase revenue during periods of quantitative easing. I cannot afford to witness my savings dwindle away.

    • @ConradGosling
      @ConradGosling Před 8 měsíci +1

      @@geraldantonio3160 Since you have such problem why not look for an FA you guys downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

    • @ConradGosling
      @ConradGosling Před 8 měsíci +1

      @@AlexanderWebber Cant reveal much info ,Stacie Kristal Weber is the shrewd advisor responsible for my portfolio success, it's only right you look her up and confirm yourself.

  • @vajieplayz7496
    @vajieplayz7496 Před rokem +236

    When referencing corporate America, he said “They don’t really care about you as they make it seem” realest thing he said...I’ve seen experienced it first hand in the DMV. Black ppl aren’t really respected in corporate America. Glad that he was able to get out of there and become his own boss LIBERTONCORP

  • @catharinemorais8262
    @catharinemorais8262 Před rokem +39

    I fully agree,,,I'm 72 years young,,,all my adult life I lived on cash basis,,,my mother always said "If you can't afford it,,stay without it".....and that was my motto right up till this day...(Money stress is one thing I don't know)the BIBLE IS a great EDUCATOR.....GOD'S BLESSINGS 🇿🇦

  • @veronica.baker1
    @veronica.baker1 Před 10 měsíci +935

    Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k. My mom retired with about 4.2 million, but my dad retired with roughly 1.8 million.

    • @hunter-bourke21
      @hunter-bourke21 Před 10 měsíci +2

      This is true. I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.

    • @edward.abraham
      @edward.abraham Před 10 měsíci +1

      It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $21k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

    • @Kim.beneteau
      @Kim.beneteau Před 10 měsíci +1

      @@edward.abraham I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same.

    • @edward.abraham
      @edward.abraham Před 10 měsíci +1

      @@Kim.beneteau My advisor is Julia Ann Finnicum. I've been working with her for a very long time. You could still check out others on the internet. She's an independent financial advisor, so her decisions have been really spectacular.

    • @rebecca_burns14
      @rebecca_burns14 Před 10 měsíci

      @@edward.abraham She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

  • @willisrcorson7353
    @willisrcorson7353 Před 2 měsíci +5

    I used to listen to Dave Ramsy on the radio years ago. I have been debt-free for many years because of that. I live a different life today. I can do things most people will never be able to do. Being a cheerful giver makes for a stress-free life.

  • @VangeloChannel
    @VangeloChannel Před rokem +55

    When referencing corporate America, he said “They don’t really care about you as they make it seem” realest thing he said...I’ve seen experienced it first hand in the DMV. Black ppl aren’t really respected in corporate America. Glad that he was able to get out of there and become his own boss VermontCorpLTD

  • @alexyoung3126
    @alexyoung3126 Před rokem +360

    I'm not kidding when I say that the market crash and high inflation have me really stressed out and worried about retirement. I've been in the red for a while now and although people say these crisis has it perks, I'm losing my mind but I get it Investing is a long-term game, so focus on the long run.

    • @checkforme234
      @checkforme234 Před rokem +3

      I can’t focus on the long run when I should be retiring in 3years, you see I’ve got good companies in my portfolio and a good amount invested, but my profit has been stalling, does it mean this recession/unstable market doesn’t provide any calculated risk opportunities to make profit?

    • @lawerencemiller9720
      @lawerencemiller9720 Před rokem +1

      There are a lot of strategies to make tongue wetting profit especially in a down market, but such sophisticated trades can only be carried out by proper market experts

    • @simonfes3770
      @simonfes3770 Před rokem +2

      I agree, my profit has been consistent no matter the market situation, I got into the market early 2019 and the constant downtrends and losses discouraged me so I sold off, got back in Dec 2020 this time with guidance from an investment adviser that was recommended by a popular economist on a subreddit, long story short, its been 2years now and I’ve gained over $850k following guidance from my investment adviser.

    • @stephaniestella213
      @stephaniestella213 Před rokem +1

      I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you

    • @simonfes3770
      @simonfes3770 Před rokem +5

      Eileen RUTH SPARKS is the coach that guides, you probably might've come across her before I found her through a Newsweek report, she's quite known in her field, look-her up

  • @LeonardoScott
    @LeonardoScott Před 8 měsíci +1062

    I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.

    • @naomigonzales9663
      @naomigonzales9663 Před 8 měsíci +4

      you are right. it's been a brisk tailwind for lnvestors in US stocks over the decades but it is still a delicate season now, so I advise you to consider the guidance of a financiaI advlsor

    • @EmiliaAbelard
      @EmiliaAbelard Před 8 měsíci +1

      Please who’s this advlsor that guides you?

    • @scottjuarez9549
      @scottjuarez9549 Před 8 měsíci

      Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

    • @xiaoshuLin7785
      @xiaoshuLin7785 Před 8 měsíci +1

      I don't think this is difficult. Short-term investment in foreign exchange will allow you to quickly achieve what you expect.

    • @pambaker4792
      @pambaker4792 Před 7 měsíci

      Roth IRA is what I heard Dave Ramsey say, so I agree with getting a financial advisor to help you. Look up their reviews. Dave Ramsey has an endorsement of financial advisors on his website.

  • @MarvishaN
    @MarvishaN Před 4 měsíci +316

    What an interview! Dave Ramsey is just a legend. Also a new subscriber here. I am both pumped and encouraged after watching this. I currently make $126k/yr. No investments and I work from home. I need to do something quick. What do you think I can do? Will be here for reliable ideas

    • @georgeh.5126
      @georgeh.5126 Před 4 měsíci +3

      You need a financial planner straight up! personally, I would invest in etf and also love investing in individual stocks. yes it’s riskier but I'm comfortable in my financial environment.

    • @josephbush
      @josephbush Před 4 měsíci +2

      I agree. Based on personal experience working with one, I currently have $985k in a well-diversified portfollo that has experienced exponential growth. It's not only about having money to invest in st0cks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.

    • @fredm1
      @fredm1 Před 4 měsíci +1

      @josephbush Please who is this coach that guides you? I’m in dire need of one as it stands

    • @josephbush
      @josephbush Před 4 měsíci +2

      Her name is 'Heather Lee Larioni'. One of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.

    • @fredm1
      @fredm1 Před 4 měsíci

      Thanks a lot for this man. I really didn't know what to do at this point.

  • @Monchi_Roblox
    @Monchi_Roblox Před rokem +308

    You should do a new video about LIBERTONCORP ! I really like you’re mellow delivery and you seem like you’re very knowledgeable. I watch lots of influencers and you always seem very calculated and know exactly what you’re talking about and understand it. You’re better at explaining complicated things simply, than any other person on youtube keep it up brother!

  • @chriswalter92
    @chriswalter92 Před 5 měsíci +88

    I've come to realize that the key to amassing wealth lies in making sound investments. I purchased my first home at the age of 21 for $87,000 and sold it for $197,000. My second home, acquired for $170,000, was later sold for $320,000, and my third property, purchased at $300,000, fetched $589,000, with buyers covering all closing costs and expenses. Not reaching a million before retirement feels like an unfulfilled goal.

    • @georgestone0123
      @georgestone0123 Před 5 měsíci +1

      You have done great for yourself. I’m trying to get onto the housing ladder at 40. I wish at 55 I will be testifying to similar success!!.

    • @tahirisaid2693
      @tahirisaid2693 Před 5 měsíci

      I'm exploring different investment opportunities and would appreciate others' insights on this matter.

    • @chriswalter92
      @chriswalter92 Před 5 měsíci

      Whichever firm you select, make sure you get your insurance from a reputable financial adviser, such as *Jenny Pamogas Canaya,* who has dedicated her career to financial planning. Because they will assist you in escalating, navigating better, and completing the task in a safer manner..||

    • @sanaalazare
      @sanaalazare Před 5 měsíci

      I was pleasantly surprised to find that you're familiar with her as well. I've had the privilege of working closely with Jenny Pamogas Canaya over the past few months, and she has not only helped me earn substantial profits but has also been an exceptional mentor and trader. Her ability to navigate various market situations is truly remarkable, and I couldn't be more satisfied with our collaboration.

    • @georgestone0123
      @georgestone0123 Před 5 měsíci

      I've come across several positive endorsements of Jenny Pamogas Canaya on various platforms, including CZcams channels, seminars, and more..

  • @CharlotteJacobsons
    @CharlotteJacobsons Před 3 měsíci +494

    For the average investor, the stock market is the best tool for long-term wealth creation. Still, many people can’t take advantage of it because they are trying to make quick money from the stock market. I put about $200k into the market and held good positions.

    • @Patriciacraig599
      @Patriciacraig599 Před 3 měsíci +2

      I agree, just because the market presents opportunities doesn't mean we should rush in headfirst. For this reason, we should look for appropriate market analysis or guidance or, alternatively, seek advice from certified market strategists.

    • @PhilipMurray251
      @PhilipMurray251 Před 3 měsíci +2

      A lot of folks downplay the role of advisors until being burnt by their own emotions. I needed a good boost to stay afloat, hence I engaged the services of a true market strategist to help rejuvenate my $700k portfolio and boost performance and returns by 40% in a little over four years.

    • @NancyFranciss
      @NancyFranciss Před 3 měsíci

      Can you refer me to this individual please?.

    • @PhilipMurray251
      @PhilipMurray251 Před 3 měsíci +6

      I'm being guided by Linda Aretha Reeves who is widely recognized for her competence and expertise in the financial market. She has a thorough understanding of portfolio diversification and is regarded as an authority in this field.

    • @NancyFranciss
      @NancyFranciss Před 3 měsíci

      Thanks, I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.

  • @ChosenKhaza-
    @ChosenKhaza- Před měsícem +32

    The problem we have is because Most people always taught that " you only need a good job to become rich " . These billionaires are operating on a whole other playbook that many don't even know exists.

    • @EmilyNora234
      @EmilyNora234 Před měsícem

      Money invested is far better than money saved , when you invest it gives you the opportunity to increase your financial worth.

    • @BradleyRaiph
      @BradleyRaiph Před měsícem

      " It is remarkable how much long term advantage people like us have gotten by trying to be consistently not stupid , instead of trying to be very intelligent."

    • @AliceJudy062
      @AliceJudy062 Před měsícem

      The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on government paycheck, especially with the current economic crisis around the world. This is still a time to invest in Stocks, Forex and Digital currencies.

    • @BryanBilly69
      @BryanBilly69 Před měsícem

      I also keep seeing lot's of people testifying about how they make money investing in Stock, Forex and Crypto Trade(Bitcoin) and I wonder why I keep loosing. Can anyone help me out or at least advice me on what to do.

    • @DuttonKayce-
      @DuttonKayce- Před měsícem

      Even with the right technique and assets some investors would still make more than others. As an investor, you should've known that by now that nothing beats experience and that's final. Personally I had to reach out to a stock expert for guidance which is how I was able to grow my account close to $35k, withdraw my profit right before the correction and now I'm buying again.

  • @Brigh578
    @Brigh578 Před 6 měsíci +306

    *Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly*

    • @Brigh578
      @Brigh578 Před 6 měsíci

      *Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $508k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choi*

    • @user-im7qe6ve4t
      @user-im7qe6ve4t Před 6 měsíci

      Wow, that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio

    • @Brigh578
      @Brigh578 Před 6 měsíci

      *The adviser I'm in touch with is 'CAROLINA MELINA PHERSON' she works with Merrill, Pierce, Smith incorporated and interviewed on CNBC Television. You can use something else, for me she strategy works hence my result. She provides entry and exit point for the securities I focus on.*

    • @user-im7qe6ve4t
      @user-im7qe6ve4t Před 6 měsíci

      Thanks, I just googled more about her, I'm really impressed with her credentials. I reached out to her since I need all the assistance I can get.

    • @Dtownvino
      @Dtownvino Před 6 měsíci

      @evanshop814 have you considered trying buying CD Coupons now - FDIC insured up to 250K and paying 5.4% on 6 months.

  • @MustafaCAGRI
    @MustafaCAGRI Před rokem +328

    Thank you for being there LIBERTONCORP when I wanted you to..... I was lost in this new world that I was hassled to start with ....you not only guided me along the way but you also showed me the proper way....whatever little I have been able to achieve in life is because of you today ..... I want to thank you for being there and showing me the proper way of doing thing for me you are my best guide as you truly showed me the way to life....once again , I would like to tell you a heartfelt thanks for being there.

  • @lolomario
    @lolomario Před rokem +55

    In my 68 years in this world, I believe what he said that money could only amplifies what you really are. If you are miserable, it would make you more. If stingy, more stingy. If generous, more generous, etc.

    • @MikeSmith-nu9wt
      @MikeSmith-nu9wt Před rokem +2

      I'm all that , depending on when you catch up with me ???? Lol

  • @debwes1
    @debwes1 Před 3 měsíci +411

    My formula for 2024 is simple. Hold cash and wait till the market re-levels so I can make new buys again. Or are there any ways I can avoid a crunch and maximize my savings of $550k? I know election years are positive for the stock market about 90% of the time.

    • @fredm1
      @fredm1 Před 3 měsíci +7

      You'll be waiting a long time, trade the chart! learn how to create a basket of securities like an expert or seek guidance from an expert

    • @aureliobjm
      @aureliobjm Před 3 měsíci +3

      I agree. This is why I take pointers from an investment advlsor, I currently have $815k in a well-diversified portfollo that has experienced exponential growth.

    • @tommyers0
      @tommyers0 Před 3 měsíci +2

      @aureliobjm Please how can I participate in this? In dire need as it stands

    • @aureliobjm
      @aureliobjm Před 3 měsíci +3

      Well her name is 'Heather Lee Larioni'. One of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.

    • @tommyers0
      @tommyers0 Před 3 měsíci +2

      Just reached out to her since I need all the assistance I can get. I just scheduled a caII. Many thanks.

  • @jamesclay234
    @jamesclay234 Před 7 měsíci +508

    Making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions, people shy away from hard times, I embrace them.. well at least my advisor does lol.

    • @Patriciacraig599
      @Patriciacraig599 Před 7 měsíci +2

      Investors should be cautious about their exposure and be wary of new buys, especially during inflation. Such high yields in this recession is only possible under the supervision of a professional or trusted advisor

    • @HelenaBonham-pz4ly
      @HelenaBonham-pz4ly Před 7 měsíci +4

      @@Patriciacraig599 I wholeheartedly concur, which is why I favor relying on an investment coach to make daily investment decisions. Their expertise and exclusive attention to managing risk for potential gains, while also implementing safeguards against unfavorable outcomes, significantly diminishes the likelihood of underperformance. Having collaborated with an investment coach for more than two years, I have achieved a remarkable success of earning over one million dollars.

    • @margaritasbunny
      @margaritasbunny Před 7 měsíci +2

      @@HelenaBonham-pz4ly I’m in dire need of guidance so i can salvage my portfolio due to the massive dips and come up with better strategies. How can I reach this advisor?

    • @HelenaBonham-pz4ly
      @HelenaBonham-pz4ly Před 7 měsíci +4

      @@margaritasbunny Elizabeth Pan Holt is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

  • @charliejoseph7963
    @charliejoseph7963 Před rokem +18

    Had a business, was doing well, doing bills payment, saving, things going well, projection looks good.. Corona came hit us hard business shut down, saving dried up. Now homeless. But not giving up yet. Got to rebuild one step at a time..God still got out back..Set back for a come back...
    When you walk the low road it gives new perspective to every thing...

  • @getitbig9142
    @getitbig9142 Před 2 měsíci +19

    *Let's talk about success:* Firstly the journey won’t be easy, embrace persistence, patience and perseverance. Outline your goal and pull your efforts together to attain that goal. I had a fair share of struggles before diving into crypto last year. And let me tell you, it completely changed my life! So don't lose hope, my friend.

    • @Mikael00898
      @Mikael00898 Před 2 měsíci

      That’s a great motivation! I thought about crypt0 but unsure of it. I currently make $64k/yr. No investment and I need to do something quick. What can I do?

    • @getitbig9142
      @getitbig9142 Před 2 měsíci

      Spot on. The market presents a lot of opportunities to create passive income, with the right skill and proper understanding. Whether you’re not sure about what to invest in, or you don’t have time to manage your assets, just make sure to consult an advisor. Good luck!

    • @Mikael00898
      @Mikael00898 Před 2 měsíci

      I’m very much aware of the great benefits of working with a pro but I haven't found one for myself.

    • @getitbig9142
      @getitbig9142 Před 2 měsíci

      I get you! Finding the right pro can be challenging. I partner with *Olivia charlotte Oswald.* I found her on the CBNC interview, looked her up and we began our awesome partnership.

    • @ameliaemerson2250
      @ameliaemerson2250 Před 2 měsíci

      Cryptos and real estate crowdfunding are awesome lnvestment options! It's great that you're growing with Olivia.

  • @m9n715
    @m9n715 Před rokem +78

    I dunno… I was one of those people that didn’t care about a credit score, didn’t get any education about how important your credit score is, and I racked up debt like an idiot. I worked really hard and educated myself and I’ve brought my credit score from 480 to 732 and I’m still going up with VermontCorpLTD . I feel like the government blaming credit reporting companies instead of the lack of financial education in their own public education system is foolish.

  • @rannyorton
    @rannyorton Před 2 měsíci +468

    I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement. I'm seeking to invest $200K across markets but don't know where to start.

    • @Robertgriffinne
      @Robertgriffinne Před 2 měsíci +2

      This seems like the worst period.Even the markets are very unpredictable.started investing recently when the market prices were a bit high,today i am more than 60% down

    • @smithlenn
      @smithlenn Před 2 měsíci +2

      My expectation for 2024 is that markets starts to broaden out more, with the rates cut i have a couple of questions....can I safely invest $220k in the markets? What should I do differently?

    • @belljoe
      @belljoe Před 2 měsíci +1

      I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000

    • @rannyorton
      @rannyorton Před 2 měsíci +1

      How can I reach this ad-viser of yours? because I'm seeking for a more effective invest-ment approach on my savings

    • @belljoe
      @belljoe Před 2 měsíci +2

      thanks, was guided tho..Julia Hope marble. walked me through the ropes majestically i'ts my ultimate pleasure.

  • @leratomolapo6973
    @leratomolapo6973 Před rokem +726

    I have hit rock bottom financially, raising two kids alone for the past 6yrs, husband left, swimming in debt, 36 years of age. But I thank God I bumped into this eye opening video today. As I listened I journalled all five down. I will take each step through God's help. Thank you so much

    • @gummybear8951
      @gummybear8951 Před rokem +25

      If you can find a place that gives financial peace university, instructed by Dave's financial coaches. That would help more. It helped us.

    • @mattbessette8207
      @mattbessette8207 Před rokem +13

      There u go 👏🏼 NOW GET AFTER IT 🎯

    • @stephanies7937
      @stephanies7937 Před rokem +39

      I've worked 2 fulltime jobs for the last 8 years. I barely get any sleep. But I get to make my own choices. I've cut out all the negative influences that were holding me down, & I've never had more peace of mind than I do now. I have my positive personality, I help others as much as I can, and I focus on the hereafter. Now that's a rich life. I still struggle day to day, but my eyes are on the prize. You can't take it w you.

    • @user-wq5ws1qs7x
      @user-wq5ws1qs7x Před rokem +24

      As a father I can’t stand dead beat dads. Take him to court. You don’t deserve that.

    • @dorothyyoung8231
      @dorothyyoung8231 Před rokem +8

      You are awesome. I wish you the very best working your plan!

  • @johnwalker1736
    @johnwalker1736 Před 5 měsíci +26

    This is beyond amazing. Success has no shortcuts, there’re ways to attain it.

    • @johnwalker1736
      @johnwalker1736 Před 5 měsíci

      The most successful people always seek the knowledge and ideas of financial professionals to help them create wealth and expect to achieve their success without any help.

    • @johnwalker1736
      @johnwalker1736 Před 5 měsíci

      To create wealth, proficiency is needed. I indulge in special packages with the Ideas of my finance professionaI and so far I’ve attain so much returns (amount is confidentiaI)

    • @sarahfletcher01
      @sarahfletcher01 Před 5 měsíci

      It’s amazing to be here, this sort of idea is a rare one. I want to partake in this. can you give more detaiIs.?

    • @johnwalker1736
      @johnwalker1736 Před 5 měsíci

      IsabeIIe ChIoe Scott is my professionaI, I found her on Bloomberg where she was featured, I looked up her name on the internet. FortunateIy I came across her and reached out to her, you can verify her yourself.

    • @gabytrumbull7880
      @gabytrumbull7880 Před 5 měsíci

      I got her page immediately I researched, I read through it and seems pretty interesting, I just reached out to her

  • @Riggsnic_co
    @Riggsnic_co Před 9 měsíci +832

    This is quite educational. It's crucial for newcomers to keep in mind that the financial markets are highly irrational in the short run. You should constantly be ready for the unexpected. That is how chance operates. Because of the inherent risks in the market, I always favor long-term investments.

    • @hermanramos7092
      @hermanramos7092 Před 9 měsíci +3

      These uncertainties will always be there. Thing is, every once in a while, the market does something so stupid it takes your breath away. If youre not ready for it, you shouldnt be in the market business. or get you a skilled practitioner.

    • @martingiavarini
      @martingiavarini Před 9 měsíci +2

      Such market uncertainties are the reason I don’t base my market judgements and decisions on rumors' and hear-says, it got the best of me in the year 2020 and had me holding worthless positions in the market. I had to revamp my entire portfolio through the aid of Heather my financial advisr, before I started seeing any significant results happens in my portfolio. Been using the same advisor since then and I’ve scaled up almost a million within 2 years. Whether a bullish or down market, both makes for good profit, it all depends on where you’re looking…

    • @Oly_laura
      @Oly_laura Před 9 měsíci +2

      @@martingiavarini Not bad at all. I know a lot of folks that made fortunes from the Dotcom crash as well as the 08’ crash and I’ve been looking into similar opportunities in this present market. Could this coach that guides you help?

    • @martingiavarini
      @martingiavarini Před 9 měsíci +2

      @@Oly_laura Finding financial advisors like Catherine Morrison Evans who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

    • @Oly_laura
      @Oly_laura Před 9 měsíci +2

      @@martingiavarini Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

  • @BerthaAzubah
    @BerthaAzubah Před 2 měsíci +38

    I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Veronica Hoy.

    • @BirgitAliyev-tys62
      @BirgitAliyev-tys62 Před 2 měsíci

      The very first time we tried, we invested $1400 and after a week, we received $5230. That really helped us a lot to pay up our bills.

    • @HenryP.-ji5eb
      @HenryP.-ji5eb Před 2 měsíci

      Hoy's expertise in customizing investment portfolios based on changing market conditions and personal risk profiles is exceptional. It's not a one-size-fits-all approach, which is crucial in crypto investing.

    • @sanchezlopez2020
      @sanchezlopez2020 Před 2 měsíci

      You trade with Veronica Hoy too? Wow that woman has been a blessing to me and my family.

    • @anitahughes684
      @anitahughes684 Před 2 měsíci

      I'm new at this, please how can I reach her?

    • @bigthelma1
      @bigthelma1 Před 2 měsíci

      I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much

  • @dr.raymond8
    @dr.raymond8 Před rokem +354

    I learnt to manage my money through investments and it really works for me. They say money can't buy happiness but poverty can't buy anything.

    • @bartlettmorgan3800
      @bartlettmorgan3800 Před rokem +3

      There are so many ways to manage money and prepare for a relaxing future, we just always have to keep doing our best because whatever we plant now, we will harvest later, good or bad.

    • @dr.raymond8
      @dr.raymond8 Před rokem +2

      For beginners it is advisable you invest through an expert trader who would serve as a mentor and a guardian to ensure you make profits and increase your accuracy when you make trades, in that way you get to make money with low risk of losing your hard earned money...

    • @constanciacollene9585
      @constanciacollene9585 Před rokem

      Interesting, I'm guessing you are an expert, can I trade through you? or do you have an expert you could refer me to?

    • @dr.raymond8
      @dr.raymond8 Před rokem +1

      My advisor is "TERESA JENSEN WHITE". In terms of portfolio diversity, she's a genius. You can glance her name up on the internet and verify her yourself. she has years of financial market experience.

    • @omikandre8912
      @omikandre8912 Před rokem

      Heard many good recommendations about TERESA JENSEN WHITE, and her profitable strategies by some brokers in a seminar and other platforms, I think she's the real deal for people to talk good about her, I will give her a trial and see how it goes then…

  • @madeleinedee4395
    @madeleinedee4395 Před rokem +146

    With the current problem around the world today I think it's best everyone invest more in digital asset than Saving in banks, anyone you can manage don't live a life with no investment . Just my thoughts

    • @madeleinedee4395
      @madeleinedee4395 Před rokem +1

      Things you can invest In
      👇👇
      Real estate
      Stock
      Crypto
      Bonds

    • @daothai5056
      @daothai5056 Před rokem +1

      @@madeleinedee4395 Stocks, bitcoin are falling and bond yields are rising, but markets still don't seem convinced, the Federal Reserve will pursue plans to keep increasing interest rates until inflation is under control. I'm still at a crossroads deciding if to liquidate my $117k stock portfolio, what's the best way to take advantage of this bear market?

    • @haywanchiu9971
      @haywanchiu9971 Před rokem

      @@daothai5056 you just spoke my mind, all stocks are crashing, bitcoin and others are falling, how can one take advantage of you this time

    • @victoriamellor2189
      @victoriamellor2189 Před rokem

      @@daothai5056 Most time having knowledge or insight about a particular activity can as well be a pleasing exercise. I can boldly say that the digital market is one of the profitable money exchange services that elevates investors and their financial status.

    • @victoriamellor2189
      @victoriamellor2189 Před rokem

      @@daothai5056 The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable vou make use of a professional like I did. I invested in cryptocurrencies and l'm making a huge profits but this was only possible when I started working with en expert

  • @simonfes3770
    @simonfes3770 Před 11 měsíci +393

    My main concern now is how can we generate more revenue during quantitative times? I can't afford to see my savings crumble to dust.

    • @alexyoung3126
      @alexyoung3126 Před 11 měsíci +2

      It's a delicate season now, so you can do little or nothing on your own. Hence I’ll suggest you get yourself a financial expert that can provide you with valuable financial information and assistance

    • @joesphcu8975
      @joesphcu8975 Před 11 měsíci

      Very true! I've been able to scale from $70K to $210k in this red season because my Financial Advisor figured out Defensive strategies which help portfolios be less vulnerable to market downturns

    • @lawerencemiller9720
      @lawerencemiller9720 Před 11 měsíci +1

      How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings?

    • @joesphcu8975
      @joesphcu8975 Před 11 měsíci +3

      The advisor that guides me is “Helene Claire Johnson” most likely the internet is where to find her basic info, you can run a quick research with her name. She's established...

    • @lawerencemiller9720
      @lawerencemiller9720 Před 11 měsíci +1

      I just Googled her name and her website came up right away. It looks interesting so far. I'm going to book a call with her and let you know how it goes. Thanks.

  • @esther.74
    @esther.74 Před 8 měsíci +695

    At this moment, it is crucial for individuals to prioritize investing in alternative streams of income that are not reliant on the government, particularly with the existing worldwide economic crisis. Investing in stocks, gold, silver, and digital currencies can still be profitable during this period. Therefore, it is advisable to explore these investment options to secure one's financial future.

    • @Matthewbrandon859
      @Matthewbrandon859 Před 8 měsíci

      You're correct!! I make a lot of money without relying on the government. Investing in stocks and digital currencies is beneficial at this moment.

    • @DarleneMurphy774
      @DarleneMurphy774 Před 8 měsíci

      @@Matthewbrandon859 .please how do you manage to earn so much during this downturn?

    • @ThomasHeintz
      @ThomasHeintz Před 8 měsíci

      How do you manage to earn so much during this downturn?

    • @Matthewbrandon859
      @Matthewbrandon859 Před 8 měsíci

      @@ThomasHeintz One of the biggest mistakes investors can make when it comes to stock investments is giving up just as the indexes reach support and begin to rise after a bear market bottom. I've been in contact with a coach for a while now, largely because I lack the in-depth knowledge and mental fortitude to deal with these reoccurring market situations. I netted over $220K during this drop, which demonstrated that there's more to the market than average Joe is aware of.

    • @talented009
      @talented009 Před 8 měsíci

      Hi Matthew, How can I contact your Asset-coach as my portfolio is dwindling

  • @apolive4793
    @apolive4793 Před rokem +46

    I get such GREAT service every time I go to the VermontCorpLTD and the IRS is SO wonderful to work with. I DEFINITELY want the Government in charge of my Social Credit Score! This couldn't possibly be misused in ANY way! All the data breaches that the VA has had makes me confident that my data would be TOTALLY safe!

  • @baslangccizgisi6176
    @baslangccizgisi6176 Před rokem +33

    I already converted all my ETH to VermontCorpLTD , now I feel like moving all my BTC to ADA as well.

  • @striperkid
    @striperkid Před 11 měsíci +17

    He's 100% correct in that you're a by-product of who is in your inner circle.

    • @mikewillett5076
      @mikewillett5076 Před 9 měsíci +1

      I do believe that. But what if (at this time) I'm one of those who aren't desirable to hang around in their eyes because they subscribe to that same philosophy? For the past few years the only few people I know are basically misfits. None are quite good enough "friends" to drive out of their towns to meet for my birthday night out, I'll put it that way.

    • @charityneverfaileth22
      @charityneverfaileth22 Před 8 měsíci +1

      Appreciate everyone in your life and look for the good in them. Then you can become the good parts of them, not just passively like them. The main person you need to become like is God. So spend time with Him. :).

  • @yung1448
    @yung1448 Před 9 měsíci +66

    Taking the first step is the hardest, but 6 houses later living off passive income. You’ve got to start taking steps to achieve your goal.

    • @susanharris9648
      @susanharris9648 Před 9 měsíci

      What kind of investment would you advise? And what is the best way to follow it?

    • @yung1448
      @yung1448 Před 9 měsíci

      All passive income ideas work as long as you put the work in. I focus more on cryptos, real estate crowdfunding and IDOs. With the assistance of a financial consultant, I’m doing well for myself.

    • @susanharris9648
      @susanharris9648 Před 9 měsíci

      Thanks for your response but how do I get access to your financial consultant? Can you share more info about him/her if you don’t mind.

    • @yung1448
      @yung1448 Před 9 měsíci

      ​@@susanharris9648You can make internet research with her name *Olivia Charlotte Oswald.* The rest of the information is there for you to read and get in touch.

    • @chloeambre2300
      @chloeambre2300 Před 9 měsíci

      Olivia is the best in this space, I'm happy to come across these recommendations. I have worked with her and I am impressed with the thoroughness and professionalism of the investment diligence packages she provides.

  • @Castrohelena-qf1wo
    @Castrohelena-qf1wo Před rokem +267

    Some of the greatest pundits in markets, business, and economics have been debating just how severe they think the next downturn would be - and how far stocks may have to go - as recession concerns rise on Wall Street and inflation continues well above the Fed's 2% target. My objective is to have a portfolio worth at least $850k by the age of 60, so I need suggestions and guidance on what investments to make to set myself up for retirement.
    show fewer

    • @obodoaghahenry9297
      @obodoaghahenry9297 Před rokem

      Investors must specifically be on guard against the next certainty during times like these. You don't have to act on every forecast, therefore I'll advise you to hire a financial advisor who can give you entry and exit opportunities for the stocks or ETFs you want to concentrate on.

    • @marcelrobert9569
      @marcelrobert9569 Před rokem +1

      @@lucid480 I'm new to this and have heard that now is an excellent time to buy. However, I currently have cash sitting in my bank account that I would really like to put to good use because inflation is at an all-time high. Who is this coach that you mention, and do you mind if I look them up?

  • @richardn4925
    @richardn4925 Před rokem +70

    As black man this plan works and has a wonderful track record. I always thought It would never work for me until we tried it and it changed our lives. Life is now different. My marriage is more amazing and my children are more grounded. Praise God. It all happened in less than 3 years. Praise the Lord!!!!!

    • @jamiewhitley8876
      @jamiewhitley8876 Před rokem +15

      As a white person, I'm here to tell you we don't need to know your black. Race doesn't need to be acknowledged in everything.
      Imagine this:
      As a woman, As a handicapped person As a Japanese person, As a foreigner, As a Whatever.
      Get the point

    • @Redbunny64
      @Redbunny64 Před rokem +3

      Hallelujah! I exist on a different continent and Dave's teachings got me out of debt and set up in financial peace in 9 months 🎉

    • @josephpeeler5434
      @josephpeeler5434 Před rokem

      Why do you think telling us you are black to be important? Why do black people always do that?

    • @lizrozon6308
      @lizrozon6308 Před rokem +11

      I appreciate that he told us his race. As a Latina, some people won’t let me finish a sentence when I mention Dave Ramsey because they assume he’s a racist conservative. I decided on my own to research Dave when a fellow latino told me “believe that he leans on the conservative side but that has nothing to do with anything. He is an unbelievably decent man and helped me so
      Much”.

    • @isabellashija3056
      @isabellashija3056 Před rokem +1

      My friend. Don't be easily offended. We all bleed the same. We are just humans. Created in the image of God. Let us extend grace to each other and be free to express ourselves

  • @stephaniestella213
    @stephaniestella213 Před 9 měsíci +934

    Inflation depreciates idle money. I'm in a privileged position to be able to save almost 65% of our net household income, as I placed it on safer investments. The key for us was not spending beyond our means. If you invest and have other sources of income outside of dividends then you will be able to live off dividends. Got north of $200K in my portfolio as I bought a lot of dividend stocks before, I'm buying more now, and I will buy more when it drops further

    • @alexyoung3126
      @alexyoung3126 Před 9 měsíci

      The main problem is that most folks don’t care about anything other than football, Basketball and Music etc. They find it normal to take credit card debt which will cost them 20percent per year but considers it risky to invest their money and make 10percent or more per month. Learning to avoid high interest debt while also learning how to put your money to work for you by investing is a very powerful combo

    • @joesphcu8975
      @joesphcu8975 Před 9 měsíci

      Trying times are ahead, and good personal financial management will be very important to weather the storm. It would be very a innovative suggestion to look out for Financial Advisors who can help shape up your portfolio.

    • @lawerencemiller9720
      @lawerencemiller9720 Před 9 měsíci

      Please i want to learn how to manage and invest my resources, can you leave behind the name of the F/A guiding you

    • @joesphcu8975
      @joesphcu8975 Před 9 měsíci

      My advisor is “Helene Claire Johnson”. She has since provide entry and exit points on the securities I focus on. You can look her up online if you care for supervision. I basically follow her trade pattern and haven’t regretted doing so

    • @lawerencemiller9720
      @lawerencemiller9720 Před 9 měsíci

      Looked up her name and her website popped up immediately, interesting stuff so far, about to schedule a session with her.

  • @skylarpeterson5814
    @skylarpeterson5814 Před 8 měsíci +520

    Well explained, this is a game changer, I have been looking for the best way to increase my income and start up my retirement, but I really do not know much about investments and tradig stocks. I keep postponing every single day that passes, but I want to begin now. How should I start? What do I need to know?

    • @davisj.miller1541
      @davisj.miller1541 Před 8 měsíci +1

      Have you considered getting the services of a professional? When I was a beginner that was all I did and my finance went from bad to excellent. Now I can do some investing and trading by myself because I learnt also. You too can do same.

    • @skylarpeterson5814
      @skylarpeterson5814 Před 8 měsíci +1

      I know I can't do any investment by myself, because last time I tried, I lost all my money. I am serious and interested but also scared of losing money now. What can I do not to end up with same result as last time.

    • @skylarpeterson5814
      @skylarpeterson5814 Před 8 měsíci

      I have done some research, and what I need is an excellent financial advisor to assist me with what I want to do. A good recommendation will do. Thanks.

    • @davisj.miller1541
      @davisj.miller1541 Před 8 měsíci

      I know of a professional dedicated to a mission: make investing and trading available to everyone! Her name is *Robin Brezik* , she is a financial advisor and a licensed portfolio manager. If you feel like you want to invest and stop living from paycheck to paycheck, The process is very straightforward, contact her and learn more about investing and trading, while making money with her assistance.

    • @davisj.miller1541
      @davisj.miller1541 Před 8 měsíci

      My financial advisor is *Robin Brezik* . She is a licensed broker and a registered portfolio manager. You can look her up online if you care for supervision. I basically follow her trade pattern and haven’t regretted it.

  • @KatherineAnderson-lm8bw
    @KatherineAnderson-lm8bw Před 8 měsíci +212

    Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.

    • @Jessicatorres_768
      @Jessicatorres_768 Před 8 měsíci

      That’s crazy, I’m just doing everything wrong with my portfolio.

    • @SophiaBint-wj8wn
      @SophiaBint-wj8wn Před 8 měsíci

      Same here, 75% of my portfolio is in the red and I really don’t know how long I can stomach the losses. I’m beginning to reach a breaking point.

    • @philipcollen482
      @philipcollen482 Před 8 měsíci

      The US-Stock Mrkt had been on it’s longest bull-run in history, so the mass hysteria and panic is relatable considering we’re not accustomed to such troubled mrkts, but there are avenues lurking around if you know where to look. My wife and I are retiring this year with over $7,000,000 in tax deferred investments. up until 3 years ago we were 100% in the S&P. During bear markets we had a perfect plan. We got an investment manager in our corner and didn’t look at our portfolio for nearly a year.

    • @brittanynicolette9473
      @brittanynicolette9473 Před 8 měsíci +1

      Patience patience patience. It's a cycle.... a sucky point in the cycle, but a cycle nonetheless.

    • @blessingpaul5484
      @blessingpaul5484 Před 8 měsíci

      Hello, I am new when it comes to investing and i would really appreciate if I could get some tips about where it is worth to invest in (ETFs, Stocks, Growth stocks, Dividend stock etc.)

  • @Mikael00898
    @Mikael00898 Před 6 měsíci +39

    I currently make $84k/yr. No investment and I work from home. I need to do something quick. What can I do?

    • @danielwright4931
      @danielwright4931 Před 6 měsíci

      Making $84k/yr and working from home is awesome. If you're looking for quick investment options, consider exploring cryptocurrencies or real estate crowdfunding. They offer potential growth and diversification. Just make sure to do your research and consult with an advisor

    • @Mikael00898
      @Mikael00898 Před 6 měsíci

      @@danielwright4931 I’m very much aware of the great benefits of working with a pro but I haven't found one for myself.

    • @danielwright4931
      @danielwright4931 Před 6 měsíci

      I totally get you! Finding the right pro can be challenging. I partner with Olivia charlotte Oswald, I found her on the CBNC interview, looked her up and we began our awesome partnership. Her services are exceptional.

    • @douglaschester2097
      @douglaschester2097 Před 6 měsíci

      Taking the first step is always tough, I made over 120k USD with a start of 30k in the last 7 months. Importance of investing cannot be overemphasized, that's the only way to gain financial freedom.

    • @yung1448
      @yung1448 Před 6 měsíci

      @@douglaschester2097 That's awesome motivation! Getting started can be challenging, but once you take that first step, the possibilities are endless!

  • @Hindsight360
    @Hindsight360 Před rokem +15

    I just want peace in my life and that’s priceless!🕊

  • @demonlordomegaacepilot7090

    Dave Ramsey program is also taught in prison. I remember coming across David Ramsey when i was in DOC. I only had 2 year of time to serve. His 300$ programs seminar which was free changed my life forever. Now im financially secure all thx to him. He's a real eye opener when it comes to money. The King Solomon of money.

  • @setforlife_media
    @setforlife_media Před 4 měsíci +11

    Dave Ramsey is a legend. 🌟❤️
    I don't think he gets enough credit for the impact he's made on millions around the world. ❤️

  • @oynadaa362
    @oynadaa362 Před rokem +35

    I’ve been with VermontCorpLTD for more than five years and it’s one of the best decisions I’ve made in terms of investing. I use my self-directed IRA with Preferred Trust Company. I work with my Investment Representative from Ignite Funding who is very professional and knowledgeable as well as the other employees in other departments. I get answers to my questions right away. I have more than 20 loans at the moment and interests are paid in a timely manner. I’m grateful to have them.

  • @cananbademci8959
    @cananbademci8959 Před rokem +306

    I'm DCAing in LBTNCRP300X as well. ETH heavier DCA and ALGO. I'm taking your advice and starting Google tomorrow with a 50 dollar purchase and continuing Microsoft and Apple. VTI and VOO on another app and longterm portfolio. Here we go family!

  • @janetgraham953
    @janetgraham953 Před rokem +12

    We did your snowball payments and we have been debt free for 20 years. Money in the bank and investing each month. We started out living above a car wash with drug dealer on one side and alcoholic on the other and we climbed out. Thank you for your information.

  • @texasmimi5566
    @texasmimi5566 Před 10 měsíci +12

    8.7 MILLION views! That's alot of people to see this wonderful, life changing, common sense video. I hope it has transformed all who viewed. God Bless You, Dave!

  • @topsyfernandes7542
    @topsyfernandes7542 Před rokem +77

    *Dave Ramsey is such a blessing to all.* To attain financial independence, follow the steps below.💪

    • @topsyfernandes7542
      @topsyfernandes7542 Před rokem

      To attain financial independence, you need the experience of a financial consultant to achieve your goal. Rich people seek consultants to grow their finance but claim to attain success themselves

    • @topsyfernandes7542
      @topsyfernandes7542 Před rokem

      I engage in compound interest and leveraging and as well operate exclusive packages through my financial consultant and have so far achieve great returns (above 500k).🥂

    • @topsyfernandes7542
      @topsyfernandes7542 Před rokem

      To get more details about my consultant (Diana Alexandra Hunts), do internet research with her full name above, where you can get in touch and write her. Give it a try and attain financial independence

    • @gabytrumbull7880
      @gabytrumbull7880 Před rokem

      Got that, feel so good to be here.

    • @gabytrumbull7880
      @gabytrumbull7880 Před rokem

      Access to good lnfo is what we all need in life. This is a good one. I’m delighted to stumble into this

  • @Annis-co7vu
    @Annis-co7vu Před měsícem +124

    investing requires good experience and knowledge to carry out a good and successful trade, I have lost a lot trying to trade all by myself May I ask which investments are good??>>>>

    • @AudraZapoticky55
      @AudraZapoticky55 Před měsícem

      I understand your concerns, my friend. I recommend exploring passive index fund investing and expanding your knowledge in this area. Personally, I experienced both successes and challenges when initially seeking a reliable passive income......,

    • @Madlyn55
      @Madlyn55 Před měsícem

      how do I get in touch with this consultant that assist??>>>>

    • @AudraZapoticky55
      @AudraZapoticky55 Před měsícem

      STEPHANIE KOPP MEEKS, that's whom i work with look her

    • @Madlyn55
      @Madlyn55 Před měsícem

      Thanks for these recommendations.....,,,

  • @Dravlae
    @Dravlae Před 10 měsíci +33

    I saw this and watched it again. What Dave says is 100% right. I went into a store and, it was around Christmas, and saw a little girl wanting something. This was about $30 and the father said we can't afford that and she did not throw a fit.
    Later I asked them if I could buy that and they said yes. I can spend $1000 on myself and not get near the joy and satisfaction out of that $30 I spent on her.
    I do not need to flaunt this experience to anyone but am sharing it because..... the thought of just being able to give $30 to someone randomly, buy them something and see the difference it made. Not just the difference to her but the parents. It is so powerful. I could not imagine seeing someone after giving them $300 as Dave says. It would be overwhelming for me so I would just leave.

    • @adriatic123
      @adriatic123 Před 10 měsíci +1

      You just spoiled her

    • @mrnice7570
      @mrnice7570 Před 2 měsíci +2

      Don't be discouraged from helping others by the pettiness of those not in a position to help themselves never mind other. The joy of giving is boundless

  • @omerkayra7320
    @omerkayra7320 Před rokem +82

    VermontCorpLTD IS ahead of the game.

    • @rayyanualiyu
      @rayyanualiyu Před rokem

      👆🔛🔛📈💬 earn good profit online....... ...... ......... .
      ........... ................

  • @RanksLimited
    @RanksLimited Před rokem +11

    Heavenly Father I pray that you keep the person reading this alive, safe, healthy and financially blessed
    Amen ❤️🙏

  • @bh-ye7bq
    @bh-ye7bq Před rokem +8

    WOW! I'm 63 female. I have been a very hard worker 3/4 of my life . Buying making it nice ...selling small homes. I lost my Gusto, my Steam, my motivation...until I heard you! 😊
    You got me thinking!!

  • @LivaHolst
    @LivaHolst Před 6 měsíci +34

    I’d be retiring or working less in 5 years, and considering this financial recession, I’m curious to know best how people split their pay, how much of it goes into savings, spendings or investments, I earn around $250K per year but nothing to show for it yet.

    • @PhilipMurray251
      @PhilipMurray251 Před 6 měsíci +6

      Do you have a 401k? you should contribute to your retirement diligently, or better still look into financial planning

    • @tommychestnut5335
      @tommychestnut5335 Před 6 měsíci +7

      Very true, I find myself lucky enough exposed to money management at an early age. Worked full time when I was 19, purchased first home at 28, fast forward time... I'm 50 now, got laid off March 2020 amidst lockdown, a blessing in disguise. At once, I consulted an advisor to stay afloat and with subsequent investments, I'm only 15% short of $1m as of today.

    • @Natalieneptune469
      @Natalieneptune469 Před 6 měsíci +4

      this is huge! would love to grow my reserve regardless of the economy situation, my 401k has lost everything accrued since early 2019, at this point, i'm in need of guidance, can you point me?

    • @tommychestnut5335
      @tommychestnut5335 Před 6 měsíci +6

      My adviser is "Debra Ella Nicholas". She has since provide entry and exit points on the securities I focus on. You can look her up online if you care for supervision.

    • @instinctively_awesome8283
      @instinctively_awesome8283 Před 6 měsíci +4

      Thanks for sharing, I just looked her up on the web because this is equally important to me, and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

  • @stefanodsica2522
    @stefanodsica2522 Před rokem +724

    Productivity never comes by accident, It is always a result of planning, commitment and consistency. I'm grateful to God for my advisor Mr Zach Micah Demers, with his help I am now financially stable- I make 10k up to 25k weekly

    • @carolsitsons443
      @carolsitsons443 Před rokem

      Your approach is correct and shows you have lots of experience, it is very important to work with a professional especially as a newcomer when investing< this why I also work with Mr Zach Micah Demers

    • @Jorgmiller
      @Jorgmiller Před rokem

      How can I start investing in the crypto markets I have been reading about Zach Micah Demers before now. I am a total beginner on this

    • @stefanodsica2522
      @stefanodsica2522 Před rokem

      Search his full name

    • @stefanodsica2522
      @stefanodsica2522 Před rokem

      Zach Micah Demers

    • @stefanodsica2522
      @stefanodsica2522 Před rokem

      You will find him on google

  • @seeyawouldntwannabeya347
    @seeyawouldntwannabeya347 Před rokem +47

    I started listening to Dave Ramsey 32 years ago when he was on the radio. I said to myself this guy knows what he is talking about. I paid cash for my new house 13 years ago. I have two new autos which I paid cash for. I now have an over 7 figure broker account that pays me six figure dividends each year. I got laid from my job of 38 years 10 years ago. So I learned how to budget and use excel. At first I thought I gotta find a new job skill. Then using excel to make a budget I realized that I have more than I need. I invested the extra money I made each year so the dividends have gone up each year. I have been truly blessed by God. So do what Dave says he is right. Debt is like a cancer cut it out of your life. If you cannot pay cash for it you cannot afford it. I've poor and I am rich; rich is much better....

    • @piusawau7280
      @piusawau7280 Před rokem +2

      Thanks for the information how can you help me as well I need to get out of debt and this message has hit me directly

    • @teams3345
      @teams3345 Před rokem +2

      I did the same thing. I retired after 33 years bought a new home and car and never looked back. I would listen to Dave on the radio in my car instead of music. Even though I like music when he was on the music went off.

  • @daizyali
    @daizyali Před rokem +268

    I literally cried at the end because I know what it feels like to have to work Holidays to be able to pay for my childrens needs... I'm in a better place in my lifeand am now able to take some of those days off 🤗 .. Thank you for speech and everything you do :)

    • @frankybarra2532
      @frankybarra2532 Před rokem +6

      God bless you sweetheart and I pray for your happiness

    • @richardgus9409
      @richardgus9409 Před rokem +3

      Learn to trade dear. You don't need much money to start trading. Read and understand the book " The Candlestick Trading Bible" it will teach every thing you need to know. Master everything you are Learn about and use Treading Prop Firms to fund your trading. It will take some time but the light will come at the end of the tunnel. Only money based knowledge will free you from debt and the corruption of debt based thinking.

    • @athena3865
      @athena3865 Před rokem +3

      I am a retired professional nurse, though I too, worked many a Christmas, leaving my teenage son home alone. I can never get back that time. Ironically, we both figured out how to make the market work for us, and 20 years later, it's all we do.

    • @dano3920
      @dano3920 Před rokem +2

      Tears at the end indeed. Been there too. Pay it forward. Life is So good now. Even when it's rough. This man...directed by God...has changed our lives. We're grateful to be His money managers today. Take care:-)

    • @arielhermoso4262
      @arielhermoso4262 Před rokem

      @@athena3865 Can I PM you personally in Facebook, on how you do it?..

  • @PatrickVelazco
    @PatrickVelazco Před 9 měsíci +99

    I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Mrs Maria Reyes.

    • @RobertJenkins835
      @RobertJenkins835 Před 9 měsíci

      I'm surprised you know her. I've been making a lot of profits investing with her for a few months now.

    • @sonyaturner5200
      @sonyaturner5200 Před 9 měsíci

      Mrs Reyes changed my life because of the high profits I got from investing with her.

    • @katelynncox
      @katelynncox Před 9 měsíci

      You invest with Mrs Reyes too? Wow that woman has been a blessing to me and my family.

    • @JeanelleMulligan
      @JeanelleMulligan Před 9 měsíci

      I'm new at this, please how can I reach her?

    • @EricRaymond-ss8
      @EricRaymond-ss8 Před 9 měsíci

      I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much

  • @create306
    @create306 Před rokem +26

    "Money will make you more of what you already are" sir yes sir!

    • @COOL4830
      @COOL4830 Před rokem +1

      Deion sanders said it first these men are great , I love em

  • @geraldantonio3160
    @geraldantonio3160 Před rokem +218

    Transfer of wealth usually occur during market crash, so the more stocks drop, the more I buy, in the meanwhile I'm just focused on making better investments and earning more as recession fear increases, apparently there are strategies to 3x gains in this present market cos I read of someone that pulled a profit of $350k within 6months, and it would really help if you could make a video covering these strategies

    • @stevensmiddlemass2072
      @stevensmiddlemass2072 Před rokem

      @Patricia Martin I'll suggest you create a diversification strategy because building a good financial-portfolio has been more complex since covid. Recently my colleague advised me to hire an advisor, surprisingly I have accrued over $120K under the guidance of my coach during this crash. She figured out Defensive strategies to protect my portfolio and make profit from this roller coaster market

    • @ConradGosling
      @ConradGosling Před rokem

      @@stevensmiddlemass2072 Please can you leave the info of your investment advisor here? I’m in dire need for one

    • @stevensmiddlemass2072
      @stevensmiddlemass2072 Před rokem +1

      @@ConradGosling I've shuffled through investment-advisers in the past and so far Emily Catherine Mallick has proved to be the most effective and well grounded, she has quite an audience so you can easily just reach her on the web to gain access to her, just look-the name up.

  • @robh8739
    @robh8739 Před 11 měsíci +3

    Beautiful! Helping others is a gift that keeps on giving!

  • @clydeb7713
    @clydeb7713 Před 26 dny +1

    I don't believe much of what Dave says everyday but this video is honest and outstanding!

  • @addiction275
    @addiction275 Před rokem +282

    It makes sense, BTC and crypto is off helping to regulate, rather than pretend it won't ever happen. The big institutions getting in is the catalyst that will launch us into the stratosphere. Most people don't like change but after the change is made they grow used to it and it becomes a non issue usually because their fears never materialize. The projects that initiated the process of regulation have not been ruined, they got involved in setting guidelines and helping the regulators understand the crypto space. I’d get involved more knowing that I have made over 7 btc and 15ETH from day-trade with Liberton Corp in few weeks.

  • @bassboye8959
    @bassboye8959 Před 11 měsíci +4

    Amazing video brother.
    I'm 62, just came out of the worst of what you soo eloquently in everday English w/o all the B.S.
    So needed to be said and heard.
    This is the only type of preaching needed, worth hearing. Practical applys TODAY wisdom.
    Make more of these for sure.✌❤

  • @mrcell61
    @mrcell61 Před rokem +5

    The end to this video was an absolute blessing, thank you!!!!

    • @manWo666
      @manWo666 Před 8 měsíci

      In the current market, real estate and precious metal investments are the best products for capital preservation because they are both risk averse. I have some long term investments in the real estate market and some silver, but most of my money is in the gold market for short term investments to create more cash flow for me and cash

  • @secretfacts99
    @secretfacts99 Před rokem +222

    Although< I have interests in global economics I don't watch the news anymore... I have enough FUD. Thanks for this news and offering your insight on how to navigate during unfortunate times/events like this. You're right about keeping level headed when investing so that's why I think it's important to limit the amount of FUD we consume. I don't watch the media but the news that you present has enough to know issues going on without riding the emotional rollercoaster if I were to watch the news everyday. Now I buy and just trade long term more than ever, I have made over £728k from day trading with Liberton Corp Signal in few weeks, this is one of the best medium to backup your assets incase it goes bearish....

  • @chanavela141
    @chanavela141 Před rokem +71

    Had me in tears about his life. My God I'm so happy for him and his family. He has taught me so much. Thank you Dave

    • @Gimper10
      @Gimper10 Před rokem

      Thank you for your feedback,for more information on how to be successful in trading,

    • @kateanyebe3130
      @kateanyebe3130 Před rokem +1

      The 5th point is to be generous with everything that you own

  • @mikejones4200
    @mikejones4200 Před 11 měsíci +6

    WOW!!! Always heard of him but never knew what he was about. You spoke to me Dave.

  • @mehmeterenates4865
    @mehmeterenates4865 Před rokem +229

    Omfg! LibertonCorp turned out to be a bloody smart move. I love love love this. I’m the wrong side of 40 so I’m taking this all on board IMMEDIATELY- thank you! Even if I run out of time my kids will benefit from this incredible education. Thankyou thankyou thankyou!!

  • @Karlund0512
    @Karlund0512 Před 5 dny +1

    It’s not hard. Learn how to live within your means. It’s that simple. Don’t allow people to put you down for the things you don’t have. There’s always people out there that have worse than you do.

  • @rayburton4867
    @rayburton4867 Před rokem +424

    Dave has definitely been an awesome inspiration in my life. 1992 at the age of 31, I started following his principles. Now at 62, I’m retired and living extremely comfortable. Not bragging just testifying that living smart, money-wise at least, works! 💯💯💯

    • @cherylward6442
      @cherylward6442 Před rokem +1

      3

    • @privateprivate4384
      @privateprivate4384 Před rokem +13

      High five to you Ray Burton. Well done.

    • @aalegalfocus
      @aalegalfocus Před rokem +6

      Congratulations!

    • @maggieserpa5903
      @maggieserpa5903 Před rokem +3

      I thought I liked what he was saying than he said 1/4 cards was his gun card. Boohhhh

    • @annagraham6204
      @annagraham6204 Před rokem

      Good for you bro. Seriously. As far as Dave RAMsey. Another fake phony Christian on the world stage.

  • @teresabarnes7603
    @teresabarnes7603 Před rokem +34

    AMEN!!!! I took this class then I hosted the classes for a few years. I saw so many people change their lives. I am very grateful to this man. God bless you.

  • @mattjames88
    @mattjames88 Před 11 měsíci +7

    This man can give a speech.

  • @joesphcu8975
    @joesphcu8975 Před 11 měsíci +223

    The best way to describe the present economy is 08' 2.0. Yes stocks are at a discount and things will eventually get better but my monthly living expense is up $3750 from $1600 and I'm left wondering what retirement have in store for me 5years down the line, I'm ill-prepared tbh, my 401k gains are zero-nothing and my stock portfolio?...OH WELL!

    • @alexyoung3126
      @alexyoung3126 Před 11 měsíci +2

      Find a mean to gain off the present market condition, we seem to be moving same direction as Venezuela and that wont be good for anybody

    • @lawerencemiller9720
      @lawerencemiller9720 Před 11 měsíci

      The uncertainties accompanying this present market is more reasons I have my daily investment decisions guided by a portfolio-coach seeing that their entire skillset is built around going long and short at the same time, both employing profit-oriented strategy and laying off risk as a hedge against the inevitable downtrends, coupled with the exclusive information/analysis, it's quite impossible not to outperform. Netted over $800k in return on investment, since using a coach for about 2years.

    • @kimyoung8414
      @kimyoung8414 Před 11 měsíci +2

      I find your situation fascinating. Would you be willing to suggest a trusted advisor you've worked with?

    • @lawerencemiller9720
      @lawerencemiller9720 Před 11 měsíci +3

      renowned for her proficiency and expertise in the financial market, “Helene Claire Johnson” my financial advisor, holds a broad understanding of portfolio diversification and is recognized as an authority in this domain.

    • @kimyoung8414
      @kimyoung8414 Před 11 měsíci +2

      I discovered her webpage, reached out via email, and arranged a call, anticipating her response. My goal is to commence 2023 on a positive financial trajectory.

  • @NeilRoy
    @NeilRoy Před rokem +15

    Wow, very inspiring. I lost my wife to cancer last year and my finances tanked. So I am starting over with next to nothing. This is so inspiring and I especially love that you got so much from God's word as no matter what happens to me, I try and maintain my faith in God to help me... gonna TRY and start over. Not sure what I will do, I figure maybe I'll pretend I am 17 again and think "what would I have done at 17?" then I will make sure I don't do that... but rather I will do what I SHOULD have done at 17! LOL... who knows... with God's help and some motivation and work on my part... things will hopefully change for the better. Prayers are more than welcome.
    ONE smart thing I did in my life was I got rid of my credit cards for good. Those companies are crooked as it gets. When I wanted a new computer and couldn't afford it, I bought it one part at a time. Took me 9 months, but I paid far less than if i had got it on credit and it was 100% paid for. I started back then to put aside a small amount of money each month. I can't do that now, but I have reduced my expenses and when I get back on my feet, I plan to leave my expenses low and try saving more if possible.

  • @traderjoe141
    @traderjoe141 Před rokem +29

    Dave Ramsey is The Person that everyone needs to know about and listen to..I recommend him to everyone I meet everyday. He improves anyone’s life that listens and practices his financial teachings.

  • @baileymclean8186
    @baileymclean8186 Před rokem +74

    I recently inherited almost $500k. I REALLY need to make this money work for me, and not just disappear over time. I've been scrambling for somewhere to put the money, where I can make an effort to use the gains to pay bills so I can quit my job . All roads have pointed to the financial market of some sort which is a good idea buh where else should I put money besides the financial market? We have a 13% RPI rate so cash is tough.

    • @lisaollie4594
      @lisaollie4594 Před rokem +3

      @Lloyd Bernard I completely agree; I'm 60 and recently retired with roughly 1.2 million in outside retirement funds, no debt, and very few dollars in retirement funds compared to my portfolio balance over the last three years. To be honest, the role of the invt-advisor can only be ignored, not denied. So do your homework to choose a reliable one.

    • @lisaollie4594
      @lisaollie4594 Před rokem +4

      @Stanley Edwin Do your due diligence and opt for one that has tactics to help your portfolio continue consistent and steady growth. "LISA ELLEN SHAW" is accountable for the success of my portfolio, and I believe she has the qualifications and expertise to accomplish your objectives.

    • @beatstreetchronics
      @beatstreetchronics Před rokem

      Until you figure it out put the money in an index fund and thank me later

    • @JoanSmith-gj5ez
      @JoanSmith-gj5ez Před rokem

      Behind every successful person there is always a helper, BONAVESTSTOCKFX is the company behind my successful story and great achievement with goals all through joining this platform. I enjoy 27% profit of my investment weekly there cash system is very fast and efficient you too can be finically free thanks once again for restoring my hope BONAVESTSTOCKFX

    • @joshb9351
      @joshb9351 Před 11 měsíci +1

      The fact that you are willing to quit your job because you inherited money means you will end up wasting it and back to square one

  • @Black7Bluebird
    @Black7Bluebird Před 2 měsíci +2

    This video opened my eyes for fcks sake. I want to be in that position of transforming lives for the better. Taking care of more than just surviving.

  • @290revolver290
    @290revolver290 Před rokem +14

    The Thanksgiving part was touching. I felt it deep in my soul.

    • @marjoriedanley6131
      @marjoriedanley6131 Před rokem +1

      I agree. It was very powerful! I loved how he is a believer that truly follows Gods word.

  • @jsoto4734
    @jsoto4734 Před rokem +191

    Listening to Dave I finally took the reigns of my debt and tackled it. Have been debt free for 3 years now. Best thing ever!!