Increased Bills and Unexpected Spending! | April Check-In and Cash Stuffing Week 1 | Budget with Ira
Vložit
- čas přidán 11. 04. 2023
- Hi guys, gals, and non-binary pals!
In today's video I am checking-in for week 1 of April's Budget. Here, we're talking about Increased Bills and Unexpected Spending! I am reviewing my budget and looking at my spending categories. I'm also completing some savings challenges and Cash stuffing my savings challenges for next week!
Gain some insight and opinion with my Budget Bestie series, use the form here: forms.gle/2c5nfw2MMVi9vQvW9
Connect with me! linktr.ee/budgetwithira
Looking to support me further? Check out my Patreon here! / budgetwithira
Join this channel to get access to perks:
/ @budgetwithira
Or you can buy me a coffee! buymeacoffee.com/Budgetwithira
My Amazon Wishlist: www.amazon.co.uk/hz/wishlist/...
Get £15 off your first print order over £70: www.helloprint.co.uk/ref/JEN4...
Sign up to Monzo and make a card payment within 30 days for a £5 reward: join.monzo.com/c/fy5dkc9
Check out Epidemic Sounds! Sign up using my code and get 10% off when you become a paying subscriber! share.epidemicsound.com/pzc8c5
Use code BUDGETWITHIRA for 10% off at So Personalised It's Perfect Etsy Store:
www.etsy.com/uk/shop/Perfecta...
My PO Box:
Budget with Ira
PO Box 2439
Salisbury
SP4 4AY
Here are some of the bestselling items that are available on my Etsy store :
🌈 A6 Savings Challenges Booklet: www.etsy.com/uk/listing/12021...
🌈 Savings 'Jar': www.etsy.com/uk/listing/11480...
🌈 Mini Savings Binder: www.etsy.com/uk/listing/10907...
🌈 A5 Monthly Budget Booklet:
www.etsy.com/uk/listing/11791...
🌈 Budget Starter kit www.etsy.com/uk/listing/10511...
🌈 A6 Cash Envelopes: www.etsy.com/uk/listing/10432...
🌈 Pastel Dice Savings Challenge: www.etsy.com/uk/listing/12001...
My Favourite UK Cash Stuffers and Budgeters:
Yasmine Camilla: / yasminecamilla
Pinching the Pennies: / pinchingthepennies
Sunshine Budgets: / @sunshinebudgets1700
#budgetwithira #donttrustira #budgetsarecool
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Some of the products I use in this video are linked below. Should you consider purchasing any of these, there is no additional cost to you, but I would potentially get a very small commission;
Uniball Gel Impact in black: amzn.to/3rCGprp
A6 PVC Ring Binder: amzn.to/3saoWWE
Epson ET-270 Printer: amzn.to/2Q9etxE
Ink for Epson ET-2710 Printer: amzn.to/33Csiba
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Have you checked out Life in Envelopes? She is a massive inspiration to me and sells some beautiful stickers and printables. You can check her out on these links. Use the code CZcams15 for 15% off your whole order (excluding shipping):
Check her out Here: www.etsy.com/shop/lifeinenvel...
Fab check in 🙈
💗
Wow wish i could only need £10 petrol. Good for you.
Great vid.
💗
Ooo Swindon, should have popped in for a cuppa 😂 🙉
👀
Great check in!🙉
💗
I wouldn’t change with how you are doing petrol. I would still pull the cash out, do your savings challenge then “cash stuff” a credit card envelope. At the end of the month, deposit the money to pay the credit card or switch to doing this all digitally with your Monzo pots. Also, you could also look into what bills can be paid by credit card and switch payment method. My HBO account is charged to a CC. I don’t do others as there is a charge if I pay by CC versus checking account.
your transparency and genuine-ness is so refreshing in a girls week.
this is why i look out for notifications of your videos.😊
💗
🙉 Great job in savings!!
💗
Pulled the king this week on wildcard… it hurt a bit 😊
Ouch bestie! 💗
I always LOVE this kind of video❤❤ , I enjoy challenges the most🙉🙉
🧡
🙉 Love your videos 😊
❤️
Always good to have a buffer for those unexpected items. Your 1050 challenge will be done in no time. 🙉
❤️
Just to say you forgot to put £10 out of groceries into wild card challenge 😂 you can't get away with anything
💗
🤗
💗
Ira, you should be able to call and cancel that credit card and get reimbursed you ££. Especially if you haven't been using it in the last few months and don't have a balance.
Agreed.
💰💲💷
❤️
Another great check in. Love the check in videos and am impressed with how well you do with your spending and budget surprises. No real for you! Just a note bestie: you skipped pet insurance so you will want to input that next week. Your savings challenges are really growing as well -- budgets for the win. 🙈
💗
I just love your laugh bestie! 🙉
💚
Are we dramatic much?😊. Good video. Unfortunately prices are still increasing on a lot of things so you showed that a budget has to have some flexibility.🙉
🧡
Did I hear you say your going to put your petrol on your credit card 🙉is there a reason for doing that as I'm super nosey 😂
Credit building I believe, if I recall correctly.
It’s to do with establishing good use of credit prior to applying for a mortgage down the track. Ira did explain it in some previous video. Not sure when.
Credit rating building. I already have a mortgage but I still use the credit card for day to day spend(petrol, groceries anything over £100 I already have the cash for because you have more consumer rights on a credit card) I would be spending anyway and pay it in full before the bill is due to avoid interest. It builds my credit rating for when I renew my mortgage.
💗
🙉🙉
💛
🙉
💗
🙉🙉🙉
❤️
bestie🙉
💙
🙉 ❤
🙉💕
💜
🙉
🧡
🙉🙉
💗
🙉
💗
🙉
❤️
🙉
❤️
🙉
❤️
🙉
💜