I Turned This Cash-Only Savings Hack Into An $850K Business

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  • čas přidán 24. 03. 2023
  • At 30 years old, Jasmine Taylor found herself with $60,000 worth of student loan debt and $9,000 in credit card and medial debt. Determined to get her finances back on track, she researched budgeting methods and found cash stuffing online. Two years later, cash stuffing has not only gotten Jasmine out of debt but also made her a very successful business owner. Baddies And Budgets brought in $850,000 in 2022 and is on track to hit $1 million in 2023.
    Check out Baddies and Budgets here: baddiesandbudgets.com/
    Produced by: Lauren Shamo
    Senior Managing Producer: Sam Rega
    Supervising Producer: Jessica Leibowitz
    Camera: Lucas Mullikin
    Editor: Marisa Forziati
    Animator: Elham Ataeiazar
    Reporter: Ryan Ermey
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    I Turned This Cash-Only Savings Hack Into An $850K Business

Komentáře • 3,2K

  • @asapmonkey2393
    @asapmonkey2393 Před rokem +4311

    going from literal poverty to millionaire in two years just shows how one year or even one month can change your life

    • @anoukc6928
      @anoukc6928 Před rokem +135

      She’s not a millionaire. It’s her business revenue, not profit

    • @_nimrod92
      @_nimrod92 Před rokem

      @@anoukc6928 don't matter she is richer than you hater

    • @mike48084
      @mike48084 Před rokem +28

      You don’t understand how a business works do you?

    • @asapmonkey2393
      @asapmonkey2393 Před rokem +91

      @@anoukc6928 True but the cost to make that is very cheap her margins are crazy so yea she is basically a millionaire within this year or 2024 in profit.

    • @marciejade1408
      @marciejade1408 Před rokem +82

      @@anoukc6928 wow aren’t you the optimist! I’d say she is worth MORE than a million and you are not worth a cent.

  • @WeezyJeffersonYo
    @WeezyJeffersonYo Před rokem +2068

    This young woman also constantly thinks of others. She has no kids of her own, but always prioritizes her nieces. She has an envelope just for them and gifted one niece $10k. She even has an envelope labeled "help a human"---before her business blew up. She's pretty amazing.

  • @TianaParker
    @TianaParker Před rokem +754

    This video got 914k views in just 2 weeks. She’s definitely going to make more than 1 million this year! I’m so happy for her. ❤

    • @obecox939
      @obecox939 Před rokem

      This is not her channel dummy😂😂😂

    • @silvervixen007
      @silvervixen007 Před rokem +3

      You know that 1 Mil views gives you just 1000$

    • @ladylauren5258
      @ladylauren5258 Před rokem +10

      Right! I’m looking her website now to purchase!

    • @sassylove314
      @sassylove314 Před rokem +33

      @6Meilin This source of additional revenue is not from YT ads. The comment is alluding to the fact that this video reached 1Mn new users, many of whom would be potential customers. It's free marketing. Btw, this video isnt posted by her, it's just featuring her.

    • @MisterPotter
      @MisterPotter Před 10 měsíci +2

      @@sassylove314 Actually now she will have a lot more competition from people who saw this plus it's an easy to replicate business. Put same product with a slightly cheaper price and SEE if people stay loyal. Spoiler alert, THEY DON'T

  • @PhilipChirop
    @PhilipChirop Před 2 měsíci +226

    Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 14k in last month 2024

    • @VeronicaERioElisabetta
      @VeronicaERioElisabetta Před 2 měsíci

      I am 65 year and have been looking for ways to be successful, please how??

    • @ThomasJeffersonEdison
      @ThomasJeffersonEdison Před 2 měsíci

      Honestly speaking,,I will continue to trade and stick to Sonia/ daily analysis and guides as long as it works well for me.,

    • @PhilipChirop
      @PhilipChirop Před 2 měsíci

      Woah for real? I'm super excited. Sonia christen strategy has normalized winning trades for me also. and it's a huge milestone for me looking back to how it all started

    • @Isabella-bz4cl
      @Isabella-bz4cl Před 2 měsíci +1

      The first time we had tried, we invested $4000 and after a week we received $16,400. That really helped us a lot to pay our bills.

    • @PhilipChirop
      @PhilipChirop Před 2 měsíci

      She's on telegrams mostly, using the user name.

  • @ashleyramos
    @ashleyramos Před rokem +1874

    Turning $1200 into a six figure business. Way to work. Congrats!

  • @raymondcunanan9098
    @raymondcunanan9098 Před rokem +740

    Omg i love her. She proves that a profitable business doesn’t have to be a fancy one. You can just be creative!

    • @gogurletc8170
      @gogurletc8170 Před rokem +6

      Absolutely ❤

    • @dwanyamiller4872
      @dwanyamiller4872 Před rokem +2

      Ikr

    • @nadiar.7788
      @nadiar.7788 Před rokem +11

      Or simple. She used her own challenges to create a solution for herself and (most) everyone else. Sometimes, it's the simplest ideas that are the best.

    • @EtsySpellcaster-fy3sl
      @EtsySpellcaster-fy3sl Před rokem +1

      I could tell as soon as I took a glance at her that she preferred fries over guys.

    • @jennycurtis4447
      @jennycurtis4447 Před rokem +5

      And hardworking.

  • @tahirisaid2693
    @tahirisaid2693 Před 6 měsíci +287

    I’m glad I pulled through, despite the crises. I am retiring next yr at 55 with 3 houses paid off worth 4.5 million. One is my place of residence the other 2 properties will give me $80,000per/yr rent . I will have an income stream of $20,000 per mnth through my super which gives me total $240,000 a yr to live comfortably. I have no debts _.._ Stay Motivated!!

    • @cortezconquistador
      @cortezconquistador Před 6 měsíci +1

      Get it so proud of you.

    • @lifewithkashmeere
      @lifewithkashmeere Před 6 měsíci

      i have started following her on tik tok and i aint playing

    • @lazer2521
      @lazer2521 Před 4 měsíci +4

      Definitely not a bot account to promote Jenny Pamogas Canaya.

    • @kialuvsyoo
      @kialuvsyoo Před 2 měsíci +1

      If you're not a bot, hopefully you're a good landlord

  • @greatworkbilly3100
    @greatworkbilly3100 Před rokem +198

    What an amazing young woman. So opened with her challenges. She broke a bad habit of overspending while improving her mental health, helped others and made money helping others. What a boss!

    • @deathkissgoodbye
      @deathkissgoodbye Před 10 měsíci +6

      She just needs to work on her physical now!

    • @tangelfields
      @tangelfields Před 4 měsíci +2

      @@deathkissgoodbye why? so she can be deemed successful and acceptable in your eyes? Was that really necessary for you to say? Tell me how does someone be perfect for you so we all can aspire to do the same 🙄

  • @watchersmith806
    @watchersmith806 Před rokem +864

    This is old style budgeting, before common use of credit cards, when people physically put $ into envelopes to pay various bills. Some people don’t think of credit cards as “real money” So they overspend. This method provides a visual.
    Congratulations on getting out of debt and creating a thriving business!

    • @hassanas.benjamin3818
      @hassanas.benjamin3818 Před rokem +53

      Exactly. She turned in old idea in to something new style. And people are loving it. I'm def going back to budgeting

    • @cremebrulee4759
      @cremebrulee4759 Před rokem +30

      Definitely it's easy to overspend using cards, even debit cards.

    • @dachsrottweiler
      @dachsrottweiler Před rokem +11

      But how does she pay her bills exactly? Do they accept cash payments for rent etc. in the US?

    • @hassanas.benjamin3818
      @hassanas.benjamin3818 Před rokem +8

      @@dachsrottweiler if she getting orders from off line it goes directly to her account maybe. Trust me there are ways to do stuff.

    • @marcieknight2003
      @marcieknight2003 Před rokem

      ​@@dachsrottweilershe said she does a direct deposit for bills

  • @indiaalmighty
    @indiaalmighty Před rokem +1082

    i almost cried watching this! i’ve watched her from the beginning, she took Dave Ramsey’s method and ran with it! truly inspiring ❤

    • @juliehernandez80
      @juliehernandez80 Před rokem +59

      Right!? I was like “Look babygirl made it” as if I know her personally lol.

    • @deebell1638
      @deebell1638 Před rokem +20

      Yes, Every dollar on steroids 😂

    • @lawrencebello6177
      @lawrencebello6177 Před rokem +13

      What’s Dave Ramsey’s method

    • @Sasha0406
      @Sasha0406 Před rokem +18

      Same! When I saw the thumbnail I was like “Baddies and Budgets”! I’m so proud of her!

    • @kymberlycourage
      @kymberlycourage Před rokem +4

      @@lawrencebello6177 it’s the 6 baby steps

  • @ibrahimyusuf677
    @ibrahimyusuf677 Před měsícem +194

    You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multi millionaires. I pray that anyone who reads this will be successful in life

    • @lovethguridi704
      @lovethguridi704 Před měsícem

      Thanks for continuing updates I'd rather trade the stock market as it's more profitable. I make an average of $34,500 per week even though I barely trade myself.

    • @swankydreams729
      @swankydreams729 Před měsícem +1

      I'm favoured financially, Thank you Jesus $32,000 weekly profit regardless of how bad it gets on the economy.

    • @PaulaEspinoza-js2tp
      @PaulaEspinoza-js2tp Před měsícem

      How
      ..? Am a newbie in crypto investment, please can you guide me through on how you made profit?

    • @cathrin_odeya_okelani
      @cathrin_odeya_okelani Před měsícem

      Thanks to Mrs Maria Davis.

    • @WilliamOlivia7
      @WilliamOlivia7 Před měsícem

      YES!!! That's exactly her name (Deborah Davis) so many people have recommended highly about her and am just starting with her 😊 from Brisbane Australia🇦🇺

  • @rogerkeith4267
    @rogerkeith4267 Před 6 měsíci +135

    Jasmine is beyond amazing. wealth has no shortcuts, do this.

    • @rogerkeith4267
      @rogerkeith4267 Před 6 měsíci

      “lf nothing is done on your finance, lncome will relatively be unchanged." The Rich attain wealth cause they seek the aid of finance Pro(s) to attain wealth but claim to do it all themselves.

    • @rogerkeith4267
      @rogerkeith4267 Před 6 měsíci +2

      ”Don’t lay your eggs in a basket.” I attained wealth by varying options with the aid of my finance pro. and so far have attained so-much in my finances. Give this a try and attain wealth

    • @rogerkeith4267
      @rogerkeith4267 Před 6 měsíci +1

      sear ch the full name below, if you care to attain weaIth

    • @rogerkeith4267
      @rogerkeith4267 Před 6 měsíci

      Rebecca Martin Watson

    • @svenoliver6040
      @svenoliver6040 Před 6 měsíci

      i’m amazed to partake on this, lt has rekindled the fire to my finance goaI

  • @DebraJohnson
    @DebraJohnson Před rokem +628

    This is amazing. A $1200 initial investment flipped into an almost million dollar business. Congrats!

    • @sp33drr
      @sp33drr Před rokem

      this is literally only for low IQ blacks

    • @EtsySpellcaster-fy3sl
      @EtsySpellcaster-fy3sl Před rokem +10

      I could tell as soon as I took a glance at her that she preferred fries over guys.

    • @Mike-kl5yc
      @Mike-kl5yc Před rokem +1

      @@EtsySpellcaster-fy3sl lmao

    • @bjonkofficial
      @bjonkofficial Před rokem +6

      no - a MORE than million dollar business! and, it even helps other people to save money themselves!

    • @bdh711
      @bdh711 Před rokem +23

      @@EtsySpellcaster-fy3sl you’ve typed that under every comment, we get it

  • @ER-pc3dx
    @ER-pc3dx Před rokem +844

    This woman has literally turned my finances around - love Baddies and Budgets!

    • @Evonda
      @Evonda Před rokem +52

      Same here thanks to her when my car needed a new tire I didn’t have to stress about where the money was going to come from I just pulled it from my car envelope and kept it moving 😊

    • @thelaundryman9287
      @thelaundryman9287 Před rokem +19

      ​@@Evonda that's 🔥

    • @crunchmaneslice276
      @crunchmaneslice276 Před rokem +3

      Baddie?

    • @jerryn9690
      @jerryn9690 Před rokem +8

      ​@@Evonda I love that for you! Well done!

    • @Mary-io1mb
      @Mary-io1mb Před rokem +11

      I was thinking about buying the product but I have no debt and I am a saver. I understand that she does not use a bank; and does not own any debit or credit cards? When I first about her story I was fascinated. Kudos to her for getting out of debt and using that stimulus check wisely to open up her own business. Going from consumer to producer. And she has her own staff creating JOBS. Amazing 💯‼️

  • @f1ng1rl
    @f1ng1rl Před rokem +187

    I'm so happy for her, may she triple, even quadruple her profits this year, she deserves so much happiness!

    • @sharonler-2782
      @sharonler-2782 Před 11 měsíci

      Do u know what's her TikTok acc

    • @enchantedseasonslawncare8559
      @enchantedseasonslawncare8559 Před 10 měsíci +1

      How do you know she deserves it? Do u know her?

    • @livelaughlove5421
      @livelaughlove5421 Před 8 měsíci +4

      @@enchantedseasonslawncare8559do you know her? What makes YOU think she DOESNT deserve it? Your kind is so bitter

  • @swethagunasekar7053
    @swethagunasekar7053 Před rokem +57

    Jasmine, you turned a rock into a diamond! You go, girl. I wish to be a entrepreneur one day, and YOU inspire me.

  • @GrahamStephan
    @GrahamStephan Před rokem +1860

    Congratulations, amazing story and business!

  • @TheRamseyShow
    @TheRamseyShow Před rokem +1212

    Great job, Jasmine! An absolute proven way to make your money behave!

    • @kathurtado13
      @kathurtado13 Před rokem +27

      If it wasn't for the Ramsey Show, I would still be drowning in credit card debt!!!!
      Thanks so much, much love from NJ 😊😊😊

    • @PeachStateNotaryServices
      @PeachStateNotaryServices Před rokem +6

      As a FPU Alumni 2011, immediately upon seeing this I was reminded of my FPU wallet from over a decade ago.

    • @sp33drr
      @sp33drr Před rokem +4

      @@kathurtado13 bbbbbbot comment!!!

    • @EtsySpellcaster-fy3sl
      @EtsySpellcaster-fy3sl Před rokem +6

      I could tell as soon as I took a glance at her that she preferred fries over guys.

    • @curlygurl43
      @curlygurl43 Před rokem +32

      @@EtsySpellcaster-fy3sl so unnecessary for you to say that 🤬. You don’t know what this young lady has been through in her life.

  • @geeangeles6600
    @geeangeles6600 Před 10 měsíci +30

    I used to wonder and shake my head why my mother has this record book and accounting all the family's money up to the last cent every single day, as it was a tedious routine. Through the years and after being a mom myself, I started recording every income and expense too and realizes why my mother was into it, it's the satisfying feeling of having your finances in order and knowing that you got savings for emergencies without need to beg from other people to loan you money or turn to loan institutions that charge onerous interest.

  • @simonbad
    @simonbad Před 10 měsíci +472

    My greatest concern is how to recover from all these economic and global troubles and stay afloat especially with the political power tussle going on in the US.

    • @AstaKristjan
      @AstaKristjan Před 10 měsíci +1

      As with any big financial decision, it’s important to keep your guard up for economic risks. However, smart planning, time management and seeking advice from a financial adviser can help keep you and your money safe.

    • @Erinmills98
      @Erinmills98 Před 10 měsíci +7

      @@AstaKristjan I agree with you. I ventured into stock with less than $100K, and now I'm about 17K short of half a million dollars. Credits to Avery Barnes Whidden. She's verifiable.

    • @IrenaDolinsek
      @IrenaDolinsek Před 10 měsíci +2

      @@Erinmills98 Fantastic! can u share more details?

    • @Erinmills98
      @Erinmills98 Před 10 měsíci +2

      @@IrenaDolinsek She’s a highly-sought out adviser, so I’m not certain she’s accepting new intakes, but you can give it a shot. It wouldn’t be proper to just leave her number lying around, but she has a webpage you can look at if you google her name.

  • @StillMatic93
    @StillMatic93 Před rokem +252

    I hope she knows how much she just inspired and motivated me to restart my small business and starting my own saving challenges! Thank you!

  • @intrepidfox37
    @intrepidfox37 Před rokem +194

    I had a coworker doing this back in the day. Old school method of budgeting but it keeps you on track! It blends nicely into the idea of Paying Yourself First.

    • @yongchen4158
      @yongchen4158 Před rokem +6

      Old school budget 😊

    • @lord-vast
      @lord-vast Před rokem +1

      Ur Spot On My Roommate Way Back In 1999 Use To Utilize This Same Method He Would Stuff Money in different envelopes specific for rent utilities etc etc etc.

  • @VisiblewithBri
    @VisiblewithBri Před rokem +42

    I know this is 100% accurate being Debt free 🙌🏾. Cash stuffing is the way to go. Keep pushing sis. May the ones watching this video realize that debt isn’t forever, I promise! And there are ways to change that reverse that situation.

  • @cindyleeger
    @cindyleeger Před rokem +21

    This is a beautiful story. She breezed over bipolar and spending, but I’m super impressed that she has succeeded so well. Congratulations Jasmine, you are amazing.

  • @milagroelguerayllescas9091
    @milagroelguerayllescas9091 Před rokem +272

    This is so great! I’ve been following her for couple of years and let me tell you I was able to save 8 thousand dollar in less than a year with her advice on savings! I was never able to do that! I am happy to see her growing like this! And I manifest this for me in the future too!

    • @deebell1638
      @deebell1638 Před rokem +7

      We need to hear your inspirational story next.

    • @vivveene1675
      @vivveene1675 Před rokem +1

      Milagro Elguera Yllescas: What is the name of her channel?

    • @nikki_abundant
      @nikki_abundant Před rokem +5

      @@vivveene1675 Baddies and Budgets. I’m a fan! She offered a mystery box, I preordered it immediately while watching her cash stuff. She’s real & inspirational.

    • @Melanatedminimalist
      @Melanatedminimalist Před rokem +2

      Wow this is awesome I’m doing Dave Ramsey baby steps as we speak…. Knew about financial peace back in the day and didn’t focus on it…. Now I am truly doing it!

    • @jules2419
      @jules2419 Před rokem

      Wow!

  • @BudgetWithJeanette
    @BudgetWithJeanette Před rokem +116

    Jasmine!!!! Have followed since the beginning of her CZcams career. So proud of you and your success! Turning $1k into a six figure business and growing is amazing. Truly inspiring! 🙌🏽👏🏽💜

  • @Ayusaile
    @Ayusaile Před 15 dny +256

    I am so happy that I made a productive decisions about my finances that changed my life forever. I am a single mother and I live in Spain, I bought my second house in February and I hope to retire Next year at 40 if all goes well. Thanks to Lander C'Ann for helping me achieve this.

    • @Rainbow-tk5mk
      @Rainbow-tk5mk Před 15 dny

      I've heard a lot about her. Please how do I contact Lander C'Ann?

    • @Ayusaile
      @Ayusaile Před 15 dny

      SHE IS ON TELE GRAM.

    • @Ayusaile
      @Ayusaile Před 15 dny

      @ATlander69...That's it.

    • @Ayusaile
      @Ayusaile Před 15 dny

      That's her user-name.

  • @richrelationshipsrefuge
    @richrelationshipsrefuge Před 10 měsíci +22

    Absolutely love your business model. This is true entrepreneurship you created something that didn’t exist and you payed the cost. So proud of you sis great job.❤❤❤❤❤❤❤

  • @treyk2932
    @treyk2932 Před rokem +35

    I never thought I’d be GENUINELY happy for someone else before. This woman deserves to be a future Billionaire! Bless her 🙌🏾 I want everything GREAT for her!

  • @kayahardin1640
    @kayahardin1640 Před rokem +424

    So essentially she sells merch for the finance/cash-stuffing niche. She uses cute graphics, colors, and organization to draw her audience in and thus gets paid. This is a cute idea and apparently, a profitable one! What she needs to do next is diversify her income and start investing. She's doing very well for herself and her niece! Lovely to see this 😊😊

    • @DogeMultiverse
      @DogeMultiverse Před rokem +68

      Her Tiktoks went viral. Marketing is usually the biggest expense for these type of products

    • @ericb5328
      @ericb5328 Před rokem +25

      No one is forced to buy any of it. Capitalism is wonderful

    • @13ikea
      @13ikea Před rokem +19

      Yea a lot of people have channels like this so I’m sure these products are flooded on Etsy.

    • @godschild2-yd3jy
      @godschild2-yd3jy Před rokem +17

      I appreciate her tenacity and applaud her success.

    • @blackamericanlesbianprofes4357
      @blackamericanlesbianprofes4357 Před rokem +26

      Kaya Hardin, the interviewee did say she does invest.

  • @josephine5809
    @josephine5809 Před rokem +11

    Jasmine's story is one of the best. I'm so proud of her. Thank you for giving her the platform that she deserves.

  • @MrsWorkman03
    @MrsWorkman03 Před rokem +7

    Congratulations girly! 🎉 It always amazing to see something you start in life and have no idea that will take you to space you didn’t imagine it would , continue on being dope and doing your thing, I always love your channel and content! Keep going!

  • @AtHomeintheSun
    @AtHomeintheSun Před rokem +97

    Yeah, Jasmine!! She was one of the first channels I started following when I was learning how to budget better and cash stuff. She is such an inspiration. Get it, girl! 🎉💪

    • @edithsinkler2205
      @edithsinkler2205 Před rokem +6

      What is her channel name. I’ve seen a lot of copycats. Thanks

    • @AtHomeintheSun
      @AtHomeintheSun Před rokem

      @@edithsinkler2205 Baddies & Budgets

    • @CashStuffingwithAlisha
      @CashStuffingwithAlisha Před rokem

      @@edithsinkler2205 it’s Baddies and budgets

    • @CashStuffingwithAlisha
      @CashStuffingwithAlisha Před rokem +1

      I started my journey after watching her as well! Now I can’t stop watching everyone’s videos!

    • @AtHomeintheSun
      @AtHomeintheSun Před rokem +1

      @@CashStuffingwithAlisha they are addicting to watch! 😄

  • @bluckamey
    @bluckamey Před rokem +79

    I follow her on CZcams. She's helped me a lot with my own budgeting. And her challenges (like the 100 envelope challenge) are so fun to do.

    • @champslim
      @champslim Před rokem +3

      I did the 100 envelope challenge last year!

  • @savitaraj783
    @savitaraj783 Před rokem +13

    WOW, I'm so impressed by you, Jasmine! I'm proud to see a young woman do for herself what many cannot do in a lifetime! You are an inspiration to women. May you continue to be blessed & inspire!

  • @HanaTNT
    @HanaTNT Před rokem +3

    This is definitely my favorite episode on this series. She is an inspiration. She us helping her community grow, spreading budgeting and financial literacy awareness. So happy for her and her business 👏🏻👏🏻
    I learned about cash stuffing and accounting every dollar. But I’m more if a digital person. So I do something close to that but all digitally.

  • @mikaylagarner449
    @mikaylagarner449 Před rokem +42

    I’ve been watching and following her for years. She’s helped me get a grasp on my finances. So happy to watch her and her business grow!

  • @janedo-re-mi2738
    @janedo-re-mi2738 Před rokem +21

    I love rags-to-riches stories. I'm so freaking happy for her. I'm also loving all of these pandemic triumph stories. It's inspiring to see how many people were able to invest their stimulus money into successful entrepreneurial endeavors.

  • @GrowingTogether10
    @GrowingTogether10 Před rokem +16

    She is truly an inspiration. I started watching her videos and turned around my money mindset in less than a year. It has changes the way I do things. I'm not perfect still sometimes an impulse spender but I'm getting better everyday.

  • @Airforce3269
    @Airforce3269 Před rokem +10

    My daughter created a mini binder and did the same thing about 6 years ago, it really does help to stay organized ❤ until this day we both are still continuing to use our mini binder

  • @Amelia_mushroomx
    @Amelia_mushroomx Před rokem +13

    This is what I did in college- not as sophisticated- but it helped me budget my way through art school debt free. I only allowed myself to spend whatever was in the “20s” and “10’s” columns of my paycheck. So if I had a $835 check, I was only allowed to spend $35!on myself that pay period. My hours shifted a lot, working extra when I could, so that varied week to week. Need to get back to this! Go girl, go!

  • @buzzybee186
    @buzzybee186 Před rokem +42

    She helped herself and is helping to raise thousands of people to be more responsible and control of their financial life. All the props to her! Well deserved

    • @edheldude
      @edheldude Před 7 měsíci +1

      Next she needs the same system for calories and food consumption. Americans need it.

  • @DebraYick
    @DebraYick Před rokem +26

    She made excellent use of her stimulus payment! She is an inspiration to many!

  • @rhondajohnson3072
    @rhondajohnson3072 Před rokem +5

    I didn’t even recognize this is the page I had found on my IG. I followed her immediately bc of how inspiring she is on finances and make it look fun to do it on a budget in this manner Kudos to this Queen❤

  • @smallsda1
    @smallsda1 Před rokem +170

    This is inspiring, working with what you have and amplifying it on a social media platform.

  • @MysticBudgets
    @MysticBudgets Před rokem +101

    Yes boo!! This popped up on my feed I'm so proud of you girl!! Been following you since the beginning and you keep so many of us in the budgeting community motivated!!! ❤❤❤

  • @Alex.Alexander.
    @Alex.Alexander. Před rokem +10

    So inspiring. This is absolute heaven to watch. I feel proud of you!♥️♥️♥️

  • @shannonp7338
    @shannonp7338 Před 10 měsíci +4

    I'm so proud of you Jasmine!! You are BEYOND inspirational!!!

  • @theresap7413
    @theresap7413 Před rokem +47

    A big congratulations to you. I am in the process of starting a business myself. I teared up when you started speaking your affirmations for your 2023 business goal. Thank you for this, very relatable and inspiring.

  • @lovenspired
    @lovenspired Před rokem +57

    Her story is amazing and inspiring. I know her sister is smiling down from Heaven seeing her daughter going on this journey with her. So awesome she found a way to take care of her family through the transition while growing into successful entrepreneurship.

  • @theresheglowsshortie
    @theresheglowsshortie Před 11 měsíci +6

    Jasmine is an inspiration. I am a business owner as well but not getting traction. Her mindset and tips are very encouraging. I love that she brought up her bipolar disorder. I too am challenged with bipolar disorder and impulse spending. Thank you Jasmine for your inspiration and encouragement!!!

  • @PoppinSSosa
    @PoppinSSosa Před rokem +215

    She should teach her techniques to a local high school! I believe individuals that age don’t come across this type of content, on the contrary; we are not taught the importance of savings and getting financially organized since a young age. And we think investing and savings are things for who is already billionaire. I started saving money at 40 😅 I wish I had more financial culture and consciousness when I was younger.

    • @ykook7000
      @ykook7000 Před rokem +10

      Yeah but kids don't care it's not interesting to them it's only after you grow up and be an adult that people say "this should be taught in schools"!

    • @Feathertail2205
      @Feathertail2205 Před 11 měsíci +5

      @@ykook7000 Because adults don't make finance sound interesting and digestible for young people! I lived with a wealthy family for a while but no adult in my life ever taught me how to manage my own money, only kept mum or gave vague advice like "work hard, save more, spend less". It wasn't until I was in my early 20's that I started having interest in investing and financial management only because I found other people in my age range having that kind of interest on Discord. It helped make the subject feel less like a foreign concept to me as I'm slowly learning about this stuff and trying to make sense of it on my own.

    • @creativelife9871
      @creativelife9871 Před 10 měsíci +2

      This is what I plan on doing!! Hopefully, I can get it off the ground this school year! I don’t care if they use it immediately after. The knowledge plants the seed for them to come back to anytime in life.

    • @tiahnarodriguez3809
      @tiahnarodriguez3809 Před 9 měsíci

      @@ykook7000 Not completely true. I learned a bit about finances and savings in an 8th grade life studies class. I thought it was interesting and learned how to save some money, but my parents thought it was mumbo jumbo cuz they were stuck in their poverty mindset. Now at age 28, I’ve been implementing some of those saving techniques from that class and other sources, and have been able to cut our grocery bill in half, save on bills by cutting out things we don’t use or need, thinking twice before making a “want” purchase, etc. If my parents had taken my desire to save seriously then maybe we wouldn’t still be so poor even now. Point is, your environment can also make or break you.

  • @SailorSun1
    @SailorSun1 Před rokem +26

    I just love her! I have been following Baddies and Budgets for awhile and she has helped me understand budgeting and now I am debt free!

  • @MissMiaAfroGoddess
    @MissMiaAfroGoddess Před rokem +22

    It’s so nice to see this hard working lady do well. Incredible

  • @MrFastdrive12
    @MrFastdrive12 Před rokem +4

    So proud and happy to see this woman success story. Many blessings to her and all others making their dreams come true.

  • @barbarajordan3145
    @barbarajordan3145 Před 5 měsíci +1

    I'm so proud of you! I'm 72 years old and a great-granny!
    I hope this past year really surpassed all goals earlier this year!
    Merry Christmas and Happy New and very prosperous New Year!!

  • @Battlekitten-sl2vn
    @Battlekitten-sl2vn Před rokem +77

    This is wonderful. So happy for her, and really inspiring.

  • @4givenbyf8th
    @4givenbyf8th Před rokem +72

    I’m glad her business is booming and thriving. She definitely turned her hobby into a passion. I, however, have attempted several times at different ventures and haven’t reached sales that I desired. It’s crazy how one thing works for one and not another. I don’t think entrepreneurship is for me from so many failures.

    • @passion4purpose880
      @passion4purpose880 Před rokem +19

      Dont give up

    • @okorolina
      @okorolina Před rokem +17

      Don't give up friend! Sometimes its a matter of persistence. If you really believe in the idea it may just be a few tweaks away from success.

    • @4givenbyf8th
      @4givenbyf8th Před rokem +6

      @@okorolina Thanks so much for the encouragement. You’re right.

    • @4givenbyf8th
      @4givenbyf8th Před rokem

      @@passion4purpose880 Thanks so much, I’m going to get up and try again! 😊

    • @4givenbyf8th
      @4givenbyf8th Před rokem

      @@chocolatte522 Thank you 🫶🏾

  • @The_Vhibe
    @The_Vhibe Před rokem +2

    You go girl! Get that bag, I hope you EXCEED your goals by the end of the year! *Positive vibes*

  • @syreetachever289
    @syreetachever289 Před rokem +2

    Soooo need to see this story. Inspiration to keep pushing🎉 congrats on your growth. Make that millions girl

  • @SCT11
    @SCT11 Před rokem +48

    This is awesome and congrats to her. Seems like this could be a great introductory way to also help parents teach their kids budgeting since the kids get to have some ownership by picking out the look of their binder and the categories most important to them. And because it’s in cash, it’s highly visible and also easy to spend when they’ve achieved their goals. Keep up the great work Jasmine!

  • @JordanBudgets
    @JordanBudgets Před rokem +17

    I love it, good for you Jasmine I'm so happy you were able to be featured and bring cash budgeting to a wider audience! ❤

  • @naturalfithairsolutions7600
    @naturalfithairsolutions7600 Před 10 měsíci +2

    Get it girl!!!! I’m LOVING everything you are doing! Your labor is not in vain!!!!❤❤❤

  • @NANA2AWESOME
    @NANA2AWESOME Před rokem +7

    She’s amazing I love seeing my people win !! She did that , I’m definitely going to support 🥰

  • @ohshebudgets
    @ohshebudgets Před rokem +21

    Her story is so inspiring! It really shows how the right mindset and budgeting can completely change your life. I’m so happy I decided to start ❤️✨

  • @kaylajennings4079
    @kaylajennings4079 Před rokem +17

    When I see this woman, I see bold, creative, hardworking, risk taking "in a good way), honest and inspiring! Thank you so much for sharing your story with the world! 😊

  • @angelonearth555
    @angelonearth555 Před 10 měsíci +2

    So proud of you, Jasmine! Keep going and don’t stop. You can change the world.

  • @riri12345678910
    @riri12345678910 Před 8 měsíci

    This is incredible! I've been following Baddies and Budgets for YEARS. Literally amazing to see her come up. Woo!

  • @sup_demons
    @sup_demons Před rokem +6

    Her energy and mindset are shining through. Wishing her much luck and prosperity on her business

  • @Sweet_Southern_Pecan
    @Sweet_Southern_Pecan Před rokem +6

    This story was so inspirational. I wish you much success with your business. And bravo for taking care of your niece. 🙌🏽

  • @bro_FREE
    @bro_FREE Před 10 měsíci +3

    Awesome testimony. So amazing to see all you overcame and how you are helping others. Truly inspiring 👏🏾

  • @blueshoes915
    @blueshoes915 Před 11 měsíci +2

    Love this! So excited for her and she’s helping so many people! 🙌🏻💕

  • @sharontownsend8258
    @sharontownsend8258 Před rokem +4

    I've been following you for a few years. This is great to see how your business really works and how well it's going. Congratulations!

  • @taneisharowe9518
    @taneisharowe9518 Před rokem +5

    That’s awesome hunny. Congratulations 🎉🎉🎉🎉❤❤ I’m happy you’ve found something you love doing and that you’ve paid off your debt. I wish for you many successful moments in your business. You go girl!!!!❤❤❤

  • @SouthernGirl-dh4fz
    @SouthernGirl-dh4fz Před rokem +3

    You go sis! Soooo proud of you!

  • @owenbegum1875
    @owenbegum1875 Před 2 měsíci +72

    We work for years to earn $1million on our retirement, while some people put thousands of dollars in some meme coins and they become millionaires.

    • @henrygunning6709
      @henrygunning6709 Před 2 měsíci

      Best thing that happened to me last year that I can attest to is the progress I have made so far on trade. Venturing into crypto was my best decision ever I know more is yet to come 2024

    • @harrisoncharlton1964
      @harrisoncharlton1964 Před 2 měsíci +1

      I always wanted to trade crypto for a long time but the volatility in the price has been very confusing to me although I have watched many CZcams videos about it but still find it difficult to understand

    • @InezLLane
      @InezLLane Před 2 měsíci +1

      First understanding the financial markets and how it works then you need to know how to study the market chart. That's all you stand to when you trade or invest with a mentor

    • @peterwojcikgabriel5473
      @peterwojcikgabriel5473 Před 2 měsíci

      ​@@harrisoncharlton1964.Having an investment adviser is the best way to go about the market right now especially for near- retirees, I have been in touch with a coach for a year now mostly becus I lack the depth knowledge and mental fortitude to deal with recurring market conditions netted over $320k in profits so far, it clears the is more to the market that we the AVG don't know that Investment advisor's know.

    • @kathleeng.wilson1652
      @kathleeng.wilson1652 Před 2 měsíci

      I'm a bit perplexed saying Derek Mia Scott has been my mentor. Didn't know she has been good to so many people.

  • @zoeseden4911
    @zoeseden4911 Před rokem +3

    This young lady changed our lives last year! I had never budgeted until finding her YT channel! So proud of you Jasmine!

  • @nes070
    @nes070 Před rokem +25

    I´ve been doing myself this savings in envelopes and saving challenges with my wife and really worked it. Watching Jasmine making out of it a good business has been really inspiring! Will figure out how to do it in my country. Congrats and all the best Jasmin!

  • @jessicabrittany1682
    @jessicabrittany1682 Před rokem +2

    This is the best episode so far. Such an exciting and inspiring story ❤

  • @firebunny9254
    @firebunny9254 Před 6 měsíci +1

    It is so easy to go over budget swiping a card. I started cash stuffing because of you! Now my husband won’t have to worry about me overspending on outings and nice things lol. Thank you Jasmine for changing how I budget and making it fun to save!

  • @peachesdaniels7035
    @peachesdaniels7035 Před rokem +27

    Awe inspiring. So happy for and proud of you. You rock!

  • @saacidhussein4655
    @saacidhussein4655 Před rokem +5

    This brings tears to my eyes.
    Congratulations for your business

  • @rosapeace3348
    @rosapeace3348 Před 10 měsíci +3

    Awesome 🎉🎉🎉Keep up the good work. So happy for you and your team. Hard work pays off!

  • @TheBLACKboard65
    @TheBLACKboard65 Před měsícem +1

    I started doing that almost two decades ago. But, I didn't call it anything. I got a coupon organizer from Big Lots and withdrew cash each month for the items I needed cash for like hair or food. If a particular category ran out of money or had extra I could roll it into another category or borrow from a category but I COULD NOT withdraw anymore money or swipe a card for any of the categories. It really forced me to think about how I was spending cash and how that affected my overall spending. I didn't feel constrained; all my wants as well as needs were met. It became motivating to either spend exactly what was in the pouch or have a little left over. I'm so glad it's a thing! I haven't done this in a few years so I'm going to order some of her products to get going again. CONGRATULATIONS!!!

  • @notakaren6477
    @notakaren6477 Před rokem +10

    This is such an empowering story. I hope there is a successful business owner out there that see this and offers to mentor her to get to the next level.

  • @Charlotte_the_Cavapoo
    @Charlotte_the_Cavapoo Před rokem +3

    So proud of her! I’ve been watching her videos for a few months now.

  • @summerslotus1109
    @summerslotus1109 Před 11 měsíci +3

    So inspiring! Proud of her and I learned a lot as well

  • @Austin-Donald.
    @Austin-Donald. Před 2 měsíci +111

    This year 2024,don't set you're financial goals without consulting a financial adviser.there expertise ensure a solid plan for success.Building wealth involves developing good habits like regular putting money away in intervals for solid investments.

    • @David-abshire
      @David-abshire Před 2 měsíci

      Thanks for the advice! I'm new to financial planning and wasn't sure where to start.Any tips on finding a reliable financial adviser or resource to guide beginners?

    • @SimonePaulStevens
      @SimonePaulStevens Před 2 měsíci

      You're right, based on personal experience working with an investment advisor, I currently have over $300k in a well-diversified portfolio, that has experienced exponential growth. It is not only about having money to invest in stocks but also you need to be knowledgeable, persistent, and have strong hands to back it up.

    • @lslathatcher
      @lslathatcher Před 2 měsíci

      ​@@SimonePaulStevensHow can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

    • @SimonePaulStevens
      @SimonePaulStevens Před 2 měsíci

      ​@@lslathatcherMarie Ann Treloar
      She's the licensed coach I use.

    • @SimonePaulStevens
      @SimonePaulStevens Před 2 měsíci

      Look her up on Google you will find the necessary information and also her web page to make a contact and schedule an appointment with her

  • @sgrant4558
    @sgrant4558 Před rokem +5

    Love this video! Congrats on seeing all of your hard work pay off, Jaz!

  • @milkmariee4734
    @milkmariee4734 Před rokem +28

    I know that's right girl, this how you turn pain into passion! During COVID alpt of ppl wasted time through that transition, & some were actually able to take that dark time and make light of it! This is amazing, unique, smart and savvy 😊 keep going queen 👑

  • @ahthisisgood
    @ahthisisgood Před 11 měsíci +2

    Well done young lady !
    Respect. Be sure to pass your knowledge on to kids.
    The world needs more people like you. 🤗

  • @user-mc2sk4gm9t
    @user-mc2sk4gm9t Před 11 měsíci +1

    I love this so much. I have bought so many things from her. I had no idea she was a whole business Woman!!! This gives me so much inspiration.

  • @TheAlfredPlatform
    @TheAlfredPlatform Před rokem +19

    This is a great idea and works! My husband and I do this and it worked wonders in terms of budgeting, saving, and investing. No credit cards and limiting use of Debit cards to bills. Props to you and congrats!!!

  • @dominiquegordon8813
    @dominiquegordon8813 Před rokem +11

    Just amazing! The power of turning your pain into profit. Congratulations 👏🎉

  • @1017brose
    @1017brose Před měsícem

    Incredibly inspiring!!! Way to go, Jasmine!! 🎉 you are incredible!! 🙌🏻

  • @totalwomanja9105
    @totalwomanja9105 Před rokem +3

    I’m so inspired by her story and the success of her business. Congratulations 🎉🎊 and all the best as you grow!

  • @sincerelyedb
    @sincerelyedb Před rokem +13

    I love Jasmine , been following her for years! So proud of her ✨

  • @buyyourownfreedom
    @buyyourownfreedom Před 5 měsíci +1

    Great job!! So happy to see your success. What a great idea and beautiful execution. Congratulations.

  • @GrandmaSandy
    @GrandmaSandy Před 3 měsíci

    I really enjoyed your video. I join your channel today. I feel like you’ve really inspired me to really start thinking more. This is the first year I’ve done anything with cash stuffing and I am going to try to learn to live on Social Security, and that isn’t gonna be easy but I am going to keep stopping until there’s no more money. Thanks so much for making me feel so much better. We all struggle with money.

  • @Motogirlbudgets
    @Motogirlbudgets Před rokem +16

    Love this lady! I'm subscribed to her channel and she also motivated me to get up and make changes as well! I made my own CZcams channel to keep myself accountablend within 2.5 months, I was able to get in line with my finances. Super glad I started it and I'm now 29! Never to late to start!