Mortgage Free Living | Our Story
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- čas přidán 19. 08. 2024
- Hey there. This video is to give a brief synopsis on how and why my husband and I decided to keep our family mortgage free. I want to share a message of hope and encouragement for those of you who may be struggling or want to live against the grain of our modern American ways.
#mortgage #frugalliving #frugalmom #2020 #recession #budgetcooking #lowincome #daveramsey #daveramseybabysteps
All my friends make 80k-100k, I have never made more than 45k in a year, and I’m the only one that’s paid off her student loans, purchased my car with cash, and has no debt🤷🏽♀️ took such inspiration from this video ❤
That’s amazing!! Good for you. We’ve had similar encounters and are definitely the “weird” ones in our friend groups. But the peace is like nothing else!
I’ve always said that sometimes it’s not about how much you make but what you do with it. You managed your money well😊
I’m coming from a family who has been very fortunate. I never had to think about anything and that just made me so extremely unaware of how to be independent and responsible. I wished my parents would have taught me that but I had to learn that by myself at the age of 30.
I envy you for being such an independent and intelligent woman! Much respect from me ❤
Ummmm I have never made more then 25 grand a year. Couldn’t imagine more!
Bravo. That's so wise
Dear Lass, I was born 1920. I have been through some of the hardest times in the 20 century. I see alot of you in people of my time. It's nice to see a family doing their best on little money. We did it during the 1930s and WW2. My nurse Kelley helps me cook. I don't get out anymore. I hope you and your family stay happy and stay close to each other. God Bless. 👵🙏 Ann
Such a lovely comment! Thank you for being here Ann ♥️
Hi, Ann. I was thrilled to read your comment here. You were born in 1920? So, you are 103 years old? You are amazing to me. My Mom was born in 1921 and I miss her dearly. I wish she was still here with me. Like you, she grew up during the Depression, as did my Dad, who was born in 1918. They were frugal, knew how to make every penny count, did not waste things and we lived a good life. Evenrually, my parents bought a nice enough house in Brooklyn NY. My parents worked hard and kept family close...Grandparents, Aunts, Uncles, Cousins. We had parties in the yard and everyone brought a dish. It was fun. Eventually, we went on annual vacations because my Dad saved for it, just like saving to pay bills. I loved our road trips. My parents did all repairs and updates themselves. My Dad, often,, worked 2 jobs and he could fix anything around the house. My Mom hung wallpaper, painted, could sew & mend clothes/curtains, cooked homemade meals daily, worked part-time jobs, raised 10 kids, took care of 2 Grandmas and helped anyone in need. Other family & friends stopped by often to visit. There was always music in our home. Sundays were wonderful family days. It's been a wonderful life. I'll bet you can relate to all that in your own life experience. I was so happy to see your comment here. I'm grateful for the stroll down memory lane. I'm glad you have a lovely nurse to help you. And I wish you all the best in this new year coming. Happy New Year, Ann...from Georgianna. 💕
My grandmother was born in 1920. In fact today would be her birthday. Seeing your comment brought tears to my eyes. I miss her so deeply.
You should do a you tube talking about your hard and good times or your life, the changes you seen, and share your life story. It would be a legacy to so many. Like a living book. Like Clara from the great depression, her grandson made the film. She has since passed but I still watch her channel. I wish I would have done it with my grandmother, I still miss her dearly and she taught me so much especially when I was young. God Bless you and I would think about you tubing your life story.
@@georgiannaneller1394
My parents were born the exact same years as yours. I miss them so. Many blessings!
It took a long time for me to realize that the American Dream: large house, swimming pool, new , expensive cars is actually the American Nightmare.
I moved out of an expensive state with high cost of living to a low cost state, bought a small house for cash , and am now debt free. I am actually now considered low income but it doesn't seem like it. My quality of live has improved 100% and maintaining a simple lifestyle has been a blessing.
Wow! You and your husband are so ahead of the game!! I’m 52 so I can say as a mother that I’m so proud of you! More young adults need to hear this! Blessings😊
Thank you so much! We still have much to learn in this life, but are so grateful for the lessons we’ve been given so far ♥️
Is what I’m saying they didn’t teach me this I’m learning more from a total stranger on CZcams than in my whole growing up I don’t want a mortgage I remember when pandemic hits us man my husband working a good paying steady profession $1500-$2,000 a week we were “stable” then boom shut down all I could do was pray and take DoorDash as a gig didn’t make half of what my husband brought in he had no work for over 6 months that doesn’t stop the bills or rent we were behind finally got evicted is so hard and so painful when the unexpected and unplanned hits you like a ton of bricks
@@merliandkarlagarciaramos I’m so sorry that your family was affected too. Our income was solid before the shutdowns too. But that experience taught us to never be in that position again so we became radically frugal. I hope y’all are doing better now♥️
A before and after of your home and its improvements would be great. People seem to love those types of videos. Good for you both to be so young and have so much common sense and gratitude.
Thank you! I’m thinking of doing one in the future! 💕
@@TheProductiveHomemaker I say keep most of that to yourself "everyone" doesn't need to see your progress & privacy. They get little glimpses that's plenty. A lot of people out there aren't good, and will figure out ways to dampen your sunshine if you get my meaning? Wolves in sheep's clothing. Not saying the commenter is, but what I am saying has to do with others paying attention to certain details. There are folks in this world that don't want folks like us, figuring out how to beat them at their own games, of cheating us at every turn, and trying to control every little aspect of our lives. Keep it simple and as private as possible. Don't respond to the jealous haters either. Block and delete is your best friend, or just ignore.
@@TheProductiveHomemaker
Yes please!!!😊
@@TheProductiveHomemaker what the other person said. If you do, don't give too much information, you may end up getting doxxed
I just found you. Blessings to you.
I did the same thing. My family thinks Im crazy, but if this pandemic has taught me anything, having the house, the city, the “inflated lifestyle” is not worth losing everything if something happens. It’s piece of mind that helps me sleep at night. You go girl!
Retirement was a shock. My husband and I are both retired. We paid off our mortgage in 2008. We are being creative, gardening, home cooking and learning to do with much less. We both became followers of Jesus. We pray and we have grown as a couple (43 years). Things are good. You can do it too.
We are a 6 figure income couple and had very little saved and not much cash lying around the preverbal". '...don't have $500 for an emergency" that was us. The big thing was debt all kinds of it, cars mortgage (although our home isn't a high price one), student loans for our kids, and of course credit cards.
One day we just got sick of being broke and went total scorched earth and became frugal overnight. Paid it all off, it took almost 5 years but now we have no debt and this year our savings rate is 50% on basically the same income that had us perpetually broke.
So for us it is mainly staying out of debt and watching our spending, at first it was a real effort to save in our HISA and 401Ks but now it's actually fun watching our money grow. No car or vacation or neighborhood is worth being broke or financially unstable.
I do not see you, as being poor, I see you as being rich! You cannot put a price on wisdom! When, and once you become rich, monetarily wise, even so, living the same way, you’re living now to put money in the bank. Plus your channel is making others rich, not only monetarily wise, but in the spirit and in wisdom, and they can take what you’re teaching, and share it with the next generation, this simple life is why we all need to get back to to save our families, our churches, our communities and our world. God is using you in a great and mighty way. Never consider yourself poor.😮❤🎉May Hid bless you and family in every way!!!
I've been thinking lately I'd love if the internet presented me with goodness instead of darkness. Then I came across your channel and it's a woman who is humble, intelligent and determined. Thanks for making a CZcams channel!
Y’all did it. You unlocked the code. I’m as proud of you as I would be of my own children. May the Lord continue to bless your home with the truly rich things of life.❤
My boyfriend and I live in my mother's basement in Connecticut. The housing here is ridiculously expensive. He has a decent job, but I'm unemployed and struggling to find work to pay off my student loans. I often wonder if we'll ever be able to get married, own a house, and have kids. It seems like a distant dream. Thank you for giving me a little bit of hope. ❤
One day at a time ♥️
You will do it! Just live frugally and save every dime.
We lived in CT all of our lives. Zero debt, made a good amount, lived frugally and still made the decision to move out of state after 11 years and 2 kids! It's so hard, and the cost of living is out of control. Good luck to you!! I completely understand what you are going through there!!
I've learned nothing happens when you'd like. I just got married last month to my long-term boyfriend, whom I've dated since 2010.
I’m a mother of 10 and my husband and I are mortgage free as well. God has been so good to us. We go through hard times but He always pulls us through.
I love this!!!! We have a tiny lake house + our main home (and three little ones) and I’m talking my husband into selling our home and living in our paid for lake house. Mortgage free and living simple.
That sounds like an amazing idea!! The stress relief of not having a mortgage is indescribable, especially when you’ve got small children ♥️
Your story of sacrificing and sticking to your debt free decisions is wonderful! You will never regret it!
I’m 59 years old. I’ve been married to the same man for almost 41 years. We raised 9 children together. We homeschooled for many years.
Our first home was blackfelt on the outside for over a year until my husband sold a small boat to pay for the lumber to finish the outside.
Please make more videos and share any pictures of your little house.
You are a very captivating storyteller. Please make more videos! This really struck a chord with me, and I look forward to watching more.
Thank you so much! I’m so glad you’re here 💕
Well done! My husband and I managed to buy land, and built our own homestead with cash, and live 100% debt free, because we made the same vow to not go into debt. Some months were harder than others, but we learnt to be prudent with our finances.
Congratulations!!!!! You all did the hard thing! Yes, some months are much harder than others, it always works out though.
I can't stop crying with all of the enlightenment you have brought me. My family is deeply Christian and live pretty modestly and I've just realized that I have some decisions to make. Thank you so much for sharing your story. May God bless you with so many years of love and endless blessings.
Well, you and your husband are very brave. It's not easy to go against what we have learned from the time we were born; "get a good job, a big house (with a mortgage to match), a nice car and you will be so happy! Nope. Happiness isn't based on material things or what you "have". True happiness comes from being together and sharing common goals. I'm 77, old enough to be your grandmother, and I know what you are doing is just perfect! Take care and Be Happy. Have faith in each other and above all else, never forget that love is what counts,
Thank you so much for your kind words! It’s not an easy road, but we are so grateful for everything have in our life. The Lord is kind and gracious.
I love what you and your husband have done. What a blessing you found each other and are making your dreams come true. Your children are really blessed. My favorite song is Dolly Parton 's "A COAT OF MANY COLORS" LOVE AND FAMILY IS WHAT IT'S ALL ABOUT. Did you ever hear the words? I cry with joy when I hear it. So special was that gift. May the Good Lord Bless You and Your Family Always!
You and your husband are very wise for being so young. God bless you all - you have all the riches in life that really matter.
Extremely wise.
Bless you and your loved ones.
As I watch this video, I have tears of joy for you! We raised our kids on low income ways, and loved it! Small houses, big love and memories! I’m looking forward to watching your beautiful, joyful, God centered life grow as you have truly found the “American Dream” at a young age g age! God bless you sweet girl! ❤
It’s a beautiful life and I’m so grateful for it. Thank you for watching ♥️
I’m very impressed by you. I’m 63 yrs old and have already raised our sons. Your faith is strong and God has blessed you with much wisdom! I just found your channel and I have subscribed already! The Lord will always provide for His children and I know that your strong faith has honored God. Your channel is so refreshing! Thank you for your videos.❤️
He always provides. And everything provided is always good, whether we agree or not. Thank you so much for your kind words ♥️
You are a tremendous example. You have are truly a proverbs 31 woman. I pray that God continues to bless your life with the pathway of truth, and the warmth of his love. He tends to do that with people like yourselves who will listen to him.
Such kind words! The Lord has been so kind to us ♥️
Your channel is gonna blow up! What an extraordinary story. In depth videos of your home and every teeny tiny step you take to improve it. It will take a few years because you are the bomb at cash flowing. I am so proud of you! I am so proud of your husband and the excellent team you have made. Stay gold. God bless 🙏🤗👍🎄
I hope our story is helpful for others! Thank you for being here ♥️
Your house is a mansion, a home to live in, a home to love. I wish you and your husband and your little people all the very best.
It was wonderful watching your video today! My ears perked up when I heard you say “West Virginia”, as that’s where we live. We, too, purchased our one and only home which is 1330 square feet. Our search criteria was a flat lot with a one floor plan (no stairs for our later years), not located on a hill. Check, check and check! We have now lived in this home for about 35 years, raised our children, still have young grandchildren and still enjoying our little piece of heaven. My husband and I are both retired now, so we’ve spent the last year updating and caring for our home and property to make sure things last us through the rest of our lifetime. It feels totally different laying your head down on your pillow at night in a paid-for house! I wish you well in your CZcams endeavors!
How fun! We love West Virginia! Congratulations on retiring and enjoying the fruit of your labors ♥️
I just found your channel and love it!
There is nothing like having a home that is yours and not the banks!
I love that I have the peace to know that I will always have a roof over my head.
I cannot believe the level of your maturity and common sense and admire you so much. In watching your later videos I continue to be impressed. But more than anything in your channel, I admire you are not putting your children in the video or talking about their personalities etc. the story about your car reminded me of my childhood riding in my dads old pickup that had holes in the floor. Do not let your success with your channel change your values. Prayers for you. And the decision to put four walls around your family that the bank cannot take away took me 40 years to accomplish. I wake up every day in gratitude that I don’t have a mortgage.
You two are so sensible. For a young couple, you have done a tremendous job sticking to your values, and you are so far ahead of most people. The size of your house doesn't matter; rather, it's having family time that does. ❤
Thank you for your kind words ♥️
Dave Ramsey is great! Our family was able to be completely debt free (mortgage included) by following his advice. Paid that house off March 2020 the week before everything shutdown.
Wow!!! Great job!
And you were prepared for an emergency, weren't you? Gotta love Dave's advice
@@lilarose5512 took us 39 months to pay off $135k of consumer debt and then 7 years after that for the house ( took a little longer cause we were putting back for retirement and funding our kids college at the same time that we were paying off our mortgage)
@@veronicavatter6436 yes, we were. I was uncomfortable with his $1000 recommendation so we funded about $3 k instead of
And when people started to panic you were able to take a deep breath and say at least we will have a place to sleep every night.
Wow kiddo so proud of you. Plant fruit trees asap. Grapes blue berries rasp. Ect. Garden and can. Watch homesteaders . Few chickens ect. You will get that food bill down so much more. Mother of 7 here. Dept free. Hugs so proud of you!!!!!!!!!!!
7 children? What a blessing! Thank you so much for these encouraging words ♥️♥️
I know so many people who may have more money than you, but I can tell you that you are richer than then in every other way. God keep blessing your family.
Way to go. I have always lived like this and I am 66 now. This gives me hope more people will live like this. Good for you. 🌷🇨🇦
You and your family are Such an inspiration. My husband and I are making the transition to debt-free living. We cut all our credit cards and started eliminating things that are not necessary to our living. Your videos are helping me to stay on track. Thank you so much for sharing ❤
You are my favourite new channel, stumbling across you baking while I couldn’t sleep the other night. My mum is unwell in the hospital here in the UK, and your voice was so soothing. Now, I can see what an inner beauty shines from you, how eloquently you talk about coping with hard things, and when you said your house was full of so much more than stuff I wanted to hug you so hard! Your family is so blessed to have you and your husband at its heart ❤️
I’m so so pleased to have found you, and am so excited to be able to share moments of your life with you. Thank you for being you , Mair xx
This is so freakin inspiring. I am working 60-70 hours a week as a care giver in the mental health field, plus walmart and food service jobs. I never missed a beat of work as i was always an essential employee. But living paycheck to paycheck with no family to lean on, i made the stupid mistake of getting into car and student loan debt. I am hustling to get out of it. Im learning how to cook for myself, how to run a frugal little home. I have everything i need and i got myself on my feet. I am blessed to have cheap rent. But if i got evicted tomorrow i wouldn't be able to pay rent in the area on my base pay. I feel like i am working my life away. I finally got a month ahead and i payed annually for some of my bills. The relief of knowing i have minimal phone service and electricity for a year is amazing. im starting to dream about building a cottage in the woods and living a life free of excess bills. I want to only pay for the services i use this month, not mistakes i made years ago.
I’m rooting for you! Keep going and don’t give up. It sounds to me like you are on the right path friend ♥️
You can do it!
You need an emergency fund. It is surprising that when something happens you do everything you can not to touch that fund! Because this surprise expense just might be an emergency. Work hard at paying off one debt while keeping current with other bills. Once that is gone pick one of the other debts and never think of credit cards as free money, i use them for the points and then before the bill comes i pay for the item because i only buy with cash, no cash i can't buy it
This might possibly be the best CZcams video I’ve ever watched. Congratulations to you and your husband for making your life work for you and your family!
Thank you so much for this video. How refreshing to see a family living a purposeful life, choosing time with the family over things. You've learned an important lesson fairly early in your marriage. I read a comment you made on Money Mom's channel and watched a video. I immediately subscribed because you are living a life I wish I'd done earlier. We're debt free now, but it took a long time. I hope you'll share things you've done to the house and plans you have for the future. I'm trying to cook more from scratch. I'm not as frugal as I could be, but I'm much more frugal than I was. I appreciate the time you took to reach out with this video. I pray you are blessed by those you'll touch. Take care, Linda 🦋
Thank you so much for your kind works Linda ♥️ I’m grateful for the lessons I’ve learned so far in my life. My hope is we can pass that knowledge on to our children so they have an easier time when they grow up.
This is my new favorite channel. Your voice reflects contentment and joy. My children are now almost grown (youngest is 15) and I still stay home. My days are different now and I have time to minister to others in addition to my family.
I’m 49 years old. I don’t lack for income. I pray my children will have your outlook because your are richer beyond most (including me). I am so proud of you and I am so happy for you! My whole heart is happy for you and your husband and your children.
This is brilliant advice and encouragement, unfortunately most people live in a world of chasing instant gratification, be it the newest iphone or the flashiest car. My husband and I live debt free (although as one of the commentors noted it is a good idea to have a credit card and pay it off in total each month, just to have a credit score) You are very inspiring.
When times are hard for others, you will not regret what you have been doing. You and your husband are wise and can inspire others.
The rest of America needs to follow your lead!! Especially the younger generation! Kudos to you and your family. You’re SO on the right track
Thank you for sharing your story. I came across your channel recently and I really enjoy your videos.
I am a retired Gramma, who still cans 19:21 and cooks from scratch. I drive a 20 year old car, and you will find very little new things in my house. You have an understanding of what’s important… Your family. And you are doing the right thing by raising them in church. it seems like God has already blessed your journey and I pray that he will continue to do so🦋
Very inspiring. Dave Ramsey changed our lives. We have money now but live simply. I am proud to drive my 10 year old Camry and get a thrill finding a deal at Goodwill.
His teachings are valuable and many are blessed by them. ♥️♥️♥️😊
You and your husband are SO wise beyond your years!! All of our young people could really learn from you! LOVE your message and LOVE the fact that you home school. You are a hard working husband and wife team and you are WINNING.....I applaud you both!! God Bless your family!!
It’s so wonderful to see a younger generation grasping the importance of family life and security. I don’t know you but I’m so proud of you and your family. Continue the love and lifestyle that makes you whole and happy!💜
So inspirational! I don't know anyone that truly "OWNS" their mortgage/home and honestly you guys are figuring it out at such a young age. Those wonderful decisions are going to keep you "FREE"!
Congratulations!!❤
Thank you!
You are rich in life. There is nothing wrong in being debt free. Your teaching your children what’s important
Wow....I'm 58 years old and you are wise beyond your years!
You are too kind ♥️
Wow. Have you ever thought about writing your story? I watched this video on a Sunday morning, and halfway through it, I realized I was listening like I was watching a movie. Your story is incredibly interesting and inspiring.
You’re so kind! Maybe one day ♥️
Dave Ramsey doesn’t live the life he teaches to others. He lives a richer lifestyle. I agree with you that we shouldn’t be slaves to debt. So good for you taking the initiative at an early age. Sending you blessings.
He lives well within his means. He did the hustle so he can enjoy his success now.
Im so proud of you guys! So young and very wise. Debt is the worst thing for a family. God bless you.
Your story is full of courage, tenacity, and love! Congratulations on making hard decisions and living your best life!
Wow! I greatly admire your story!! Good for you. I'm a huge Dave Ramsey fan. We have not followed his plan to the level we should have but we did get out of debt years ago except for our house. Your story is so inspirational. I'm sure you've probably heard of this lady, but years back I used to read a newsletter called The Tightwad Gazette by Amy Daczyn. She later put all the newsletters together into a book. She and her husband have such an inspirational story also that I think you would love. I am 60 years old now and I wish I would have made some of the decisions you are making now. You are setting your family up for a great life!
You know, I’ve heard of her but I’ve never read the her book. I probably should!
Found Dave Ramsey about 10 years ago. Only had my husband's income so we Made sure we only had a mortgage, paid off and drove only older used cars, and refused to get a loan for any car. Went to a 15 yr loan when rates dropped low and kept paying the original amount before the refinancing and have always tried to make an extra payment once a year. We haven't followed his plan to the T either, but we have taken his major focuses and that's what we are zeroe'd in on. We are upper 40/mid 50 years old, raising 7 children.... We are TWO months from paying off our mortgage. I can't wait to scream... WE'RE DEBT FREE!!!!!
I also subscribed to The Tightwad Gazette, I still have all her newsletters 🎉. She changed my family’s pathway. I can’t say enough good about her. I kept the newsletters because the doesn’t have everything from the letters. Every year I like to re-read the 6yrs of newsletters. Many of Dave’s ideas are in her newsletters, written 7 years earlier.
Yes! Dave Ramsey and The Tightwad Gazette made such a difference in mine and my husband’s lives.
You can find the tightwad gazette free online to read. I just found it and am going to give it a look. Glad someone mentioned it. We were already frugal and we're implementing most of the things Ramsey mentions before I ever listened to any of his stuff. Hard times, and out of necessity was my teacher as well as my single mom growing up and implementing some of the things she did.
Repairing a neglected home takes a lot of work. Kudos to you guys for seeing the potential in doing so. We made the decision to purchase a small waterfront property that needed significant work. (deck rotted through, garage roof caving in and a carpenter ant infestation). We took on a small mortgage to purchase it, and slowly started working on projects. That 1st month we learned about pest treatments and we fixed the garage roof. Fixed the deck the next spring. I put any extra money towards paying it off quickly. Spent an entire summer repairing a huge collapsing retaining wall little by little. Slowly we added a new project every few months as money allowed. 6 yrs later it was paid off and a comfortable, but not fancy place for us to escape the chaos of city life. We'll be making our fulltime home in a few years and I can't wait to be able to slow down and enjoy what life has to offer. You guys are wise beyond your years. I sure wish we would've seen that light long before we did.
I pray that the Lord continues to bless you and keep you safe and healthy,honey if only at your age we had the for sight you Al have I think heartaches and worry would have been minimal, thank you for sharing,blessings
Yes sister❤ How comforting it is to know that the Lord is providing our ever need. If we just put our trust in him.❤
It’s a peace like no other ♥️
Wow! What an amazing accomplishment. The fact that at such a young age you both realized what really matters…Family, security, and commitment to each other. Your Children will grow up to be amazing. God bless you and your family.
Born and raised West Virginia girl here! If you did end up here, you fit right in with the traditional people, of which there are many in the 'hollers' and more rural areas. I am happy to see young people embrace this way of living on less. It really does give a wealth of time, and you are right, money cannot buy that!
We love it here! ♥️ it’s a beautiful place to live!
You're a brilliant role model for your generation, or anyone really. I hope your channel continues to grow so your message is heard❤. We can choose life over stuff, you go girl!
New subscriber here. You remind me a lot of me when I was your age. I married at 19 also and was married to my husband for going on 41 years when he passed from brain cancer October of last year. I wish I was completely debt-free but still have a small mortgage balance on our home other than that just the regular month to month bills such as utilities auto insurance Etc if we had not lived frugally and mostly debt-free I would not be able to survive. While I was caring for my sick husband his income was all we had. Once he passed that stopped and now I have to think about how to care for myself so I am not a burden to my two grown children. I will be ok because of living simple for many years. You have a smart head on your shoulders, you remind me of my daughter and yes.. as you said in another video if your children seeing you "doing" it is really how they'll learn.😊
My condolences for the loss of your husband, as a wife, I cannot imagine the grief you’ve been walking this last year. What a blessing it is that you two made decisions to live frugally so you could be with him during those final times ♥️
New here from Germany, so very sorry for your loss and pain. I have thought of a situation like yours with my husband too and we recently got me (57) another part-time housekeeping work starting next month to at first pay our bills on a budget but just in case that I might be able to feed myself when I'm alone. We're both waiting for Jesus Christ to snatch us though (1 Thessalonians 4:17) but you never know what comes first. Another option for me might be to sell the house which is then too much space indeed. Much love and blessings your way! 🙏❤️
I’m pregnant with my third and also sick. Thanks to CZcams it’s going ok ✅ and I’m able to be sick in peace. And happy that my finance eis frugal.
What a wonderful story! I was raised in a small house, & we live in a small house now. I love it!
What a blessing to be debt free!
I found your channel just recently, and really enjoy your videos.
God bless.
Homestead Tessie mentioned your channel on her latest video - The Productive Housewife and I decided to come by and take a look. I am so happy that I did. Your story is an amazing one and you and your husband have every reason to be very proud of the decisions and choices you made. God bless you both and your children. You have a lot to teach and I hope others will listen and learn. Much love from Canada.
Good for you!! I’m so proud of you! So many young people need to hear your story. You know what’s important in life.
What a great job you’ve done. God Bless from KY
Thank you for your kind words!
Well done! The single most important frugal decision anyone can make (IMHO), is to buy way less of a house than they tell you you can "afford"
Thank you! And you’re right!
Your story just brings tears to my eyes. Your trust andcfaith in God is an inspiration. You have your own "little house on the prairie" journey to write about.
The baby steps saved my life! I was able to get out of debt and semi-retire following the plan. You are very smart to start this young. Keep going!
Congratulations!! That’s amazing!!
Smart move! With that many small children you are already working full time. I hope you are an inspiration to many.
This is the first video I watched of you other than a cooking from scratch video but I had to pop up in here to say how much I love the way you talk about your husband with so much love and respect in your eyes. I aspire to be like this with my own husband now that we're starting Life together. I feel like I'm going to learn so much from you. Thank you!
The first video of your I watched you remind me of Homestead Tessie she had been around quite awhile .she lives very frugally her and her hubby ..I have learned so much from her..
She is 50 lives in Pa..but she is so friendly and sincere..you might enjoy her.. also forgotten way farm
.with AbbyJo and her family they are self sufficient basically..great ideas.rarely buys anything new but redoes things . They made and old trailer look just like a beautiful.old farmhouse . Her older and younger children are in videos.. also Mary Nest ..you may already watch them I don't know ..I love frugal channels because we all get good ideas from each other.. Really liking your channel..much success.
Almost Heaven West Virginia! What a beautiful place to live. To live one’s dream is such a blessing! 🙏❤️
I am one of 8 children brought up by a single mam in the UK. She lived from one Christmas to another in constant debt. I was 18 when she passed away and i had to take out a loan to pay for her funeral. I vowed then that i would never live "in debt". I am now 60 and do not and have never lived on credit. I have also never went without. Even though my Mam did not and could not have taught me a lesson on how to live without credit or debt i learned. 🌻🌻
Your testimony is BEAUTIFUL! Some may say you live in poverty. I see that you live RICH. Be blessed
What a great story! I commend you for being so young and wise beyond your years!
Thank you so much for your kind words ♥️
You are absolutely so good at telling your story. Your channel will help so many people.
I'm so happy I found your channel! I loved hearing your story! Living s simple, debt-free life is everything! Looking forward to hearing more! Blessings.
What a great story 💜 thanks for sharing! Love how articulated you are and looking forward to more content 🙂 I’ve been binge watching Dave Ramsey and currently reading one of his books too. My husband and I are really changing our mindset about money and getting to a much healthier spot to live more peacefully and intentionally with less stuff. Breaking free from debt and consumerism. Good for you guys seriously. You will be an inspiration to many who come across your story. PS. I love your freckles 😍
I’m so glad you enjoyed it! Dave Ramsay is a great resource for anything wanting to learn how to control their money vs their money control them. I wish you and your husband the best of luck on your journey. 💕
Loved this video my husband and I just celebrated our 44th and sickness and trails God is the only reason we’ve made it and we live just like you do and we’re happy 🥰
What a beautiful story! I found your channel through your comment on Kate's channel. Im so glad you have Kate and Prepper Princess as support in the lifestyle you live. To know this is the a deep and soulful way of living 🧡🙏🧡
Thank you so much for being here. They are great inspirations to me. I hope you enjoy my videos ♥️
Such a beautiful and uplifting story. You guys are amazingly strong and your faith is encouraging. God Bless you and I will be passing for you. Thank you for sharing your story! To Him be the glory…🙏🏻✨❤️
Would love to see what your place looked like then and now . Awesome courage.
What's interesting is you're most likely living very nearly identical to the people who built that house. You're an anomaly today, but living normally for that era. It's interesting to take a step back and try to look at our inflated lifestyle we think we deserve. To be fair, it is harder to live in simplicity when nothing around us is simple, but I really think it's more attainable than what we want to realize. With the cash flow opportunities we currently have, if we were to be patient and live frugally with purpose, we could really get somewhere.
Our stories sound similar except for my husband being laid off. Lockdown, new baby, grieving. It was so hard, and I’m so sorry you experienced that and more. You did great with what you had
Praise God for your journey. I love that you've shared this bc I have been looking into buying my first home with land with my mother and siblings and I was inspired by your story of faith and frugality. I told my mother that this year is the year of moves bc we rent and my whole life she's worked hard to keep us housed (and sometimes, she couldn't) so now, as an adult, I couldn't imagine moving out and buying a home without her.
Wow, thank you for sharing your story! I was inspired by it! My husband and I used Ramsey plan to pay off our credit cards debt in 2022! 🎉 Blessings to you and your family!
What a beautiful soul you are, I agree the pandemic changed things for many people. I also agree family lifestyle is everything things can go at anytime creating memories and closeness of family having time together is priceless. clothes are clothes doesn't matter how much they didn't cost. Your empathy and gratitude for what you have is truly lovely. God bless.🙏
That was def a wise move. You are doing the smart thing by not following trends and doing what's right for your family. May God continue to bless you ❤
Excellent!! I'm seeing in my later years that people who stuck with their starter/lower cost homes, were able to stay with that home when they are retired (and making less money).
Interesting! I’m not sure I know anyone in my personal life that has stayed in their starters homes to retirement. They’ve all upgraded to bigger, fancier homes.
That’s amazing! You’re little ones are blessed to have such great parents, making smart decisions to build generational wealth. Kudos to you and your hubby!
You are so kind with that encouragement. Thank you for watching ♥️
Wow what a story to tell& talk about true love when some couples would throw in the towel&under alot of stress get divorced
Wow I love your channel. I am a new subscriber and a new subscriber to your patreon site also. My husband and I have lived very much the same way for the last 42 years. Our house is less than 1000 sq ft and is 102 years old. I drove a little car for years and in the winter I had to bungie cord the front doors together to keep them shut ! ! My husband and I worked for the same company, he for 41 years me for 36. We have both retired now and are in our 70's. We were not blessed with human children but we had 4 "kids" and they all had paws ! ! You are such an inspiration for young people today. Your children are so blessed to have such wonderful parents who set the best possible example to follow. Keep up the good work, it is so worth it in the end. May God richly bless you and your sweet family. Look forward to binge watching more of your videos. ((hugs))
Dave Ramsey’s Financial Peace Plan, go you guys!! ❤
Very wise young couple - there needs to be more of this today.
Hello from Bodrum,TÜRKİYE!Your story is very impressive and you are an amazing person.
Wow! Thanks for watching!
I would love to see a house tour! So proud of you guys!
You are so inspiring! I applaud you and your husband!
Amazing testimony.
We are working on debt paydown and this gave me a boost on why I am being so frugal.
I’m so glad I could do that ♥️
For such a young girl, you have made the life changing decision to be debt free. Just wait and see how well the decision serves your family!🎉❤
Thank you for your kind words 🥹
God bless you sweetheart you and your husband and little ones. What an act of faith stepping out believing that God’s gonna take care of you and he will! God bless you your bless my heart. Thank you for sharing.