The Agenda to Keep U.S. High Schoolers Financially Ignorant Despite Students’ Call for Change
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- čas přidán 17. 04. 2024
- Despite the growing demand from students for improved financial education, there persists a covert agenda within the education system aimed at keeping US high schoolers in the dark about money matters.
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They want high schoolers to sign on their college student loans without a clue as to the consequences.
Banks and lenders would lobby against this. Not to mention the Democrats because it would make people that much less dependent on the government.
And who owns the banks? Where they come from?
SPOT ON!! The less younger generation understands, more control the government will have.
Kids can't write a check , make proper change, tell time from a clock. SAD
Absolutely true, and please don't let schools say they teach personal finance. THEY DO NOT. We need classes that talk about budgeting, what debt REALLY means, how taxes are calculated and how tax brackets work. Things that make teenagers more prepared for adulthood.
I didn’t learn anything about personal finance until I actively sought out to take a class in college. It’s ridiculous. I vividly remember my high school counselor looking down on me because I chose to go to a junior college (for 2 years before transferring) as opposed to choosing to drown in debt by attending a university right away.
Back when I graduated from high school in 1979, we had a required class called "Dollars and Sense." I was shocked to find out that the idiots on the school board dropped the class requirement.
That’s because they are part of the 66% of uninformed.
A consumer society is what keeps the machine going
Parents put me to work at age 13, definitely taught me how to manage my money because at that time I had to buy my own school supplies and clothes…
I've been working since i was 9. I grew up in a family business.
@@NoFatHeaux ranch girl…I understand…😉
@@doreanabland1296 warehouse boy
I live in Texas- Our local high school offers a financial math course & every student I know who has taken the LOVES it. The teacher has a background in banking; students study how to purchase a reputable car, how to do taxes, how to find an apartment & live off wages, etc. She is a favorite teacher.
You guys should definitely put a webinar together for parents and students ! Especially teaching people on how bills aka statement bonds work and that everything is a security and prepaid !
I have two middle schoolers and they already went through the Financial Pillars from Dave Ramsey. They both already have a $500 emergency fund and money towards their first car.
I completely agree with everyone on the panel. I had to learn financial literacy the hard way. 😢
‘Knowledge is unfit to be a slave,’ Frederick Douglass
My son is 17 and has finished all AP math at his HS yet he lacks basic financial knowledge. I wanted him to take a personal financial class his senior year. No surprise, but there is not one offered nor at the community college. It would be fantastic if you could put together a course! I am in my 40's and learned this all too late. I don't want this to happen to my kids. They are being set up to fail. Thank you for taking the time to invest in today's youth. They are our future. We need to set them up to succeed in this world. Future looks BRIGHT. ✨
In my middle school, every other Friday we had a group of professional men and women, who came in split us up into boys and girls, and teach us about professions, how to be responsible men and women in society, how to manage finances, positive role models that majority of kids need. They cut the program next year due to budget cuts but yet everybody on the board got a big raise. These people do not care about our education and our doing better, they want stool pigeons to follow and listen.
Graduated in 09 we had a PFP class that EVERYONE had to take. Personal financial planning, I guess no one paid attention
I think looking into and providing some sort of financial course for kids is probably the most value oriented thing you could do. I encourage immensely.
About to start a personal finance unit for my 12th grade Econ students next week. I'm no "expert," but I feel like I know enough to give my students a solid start. But I agree, they are hungry for it, and we don't teach enough. Arizona legislature is currently trying to push a new bill to require a full semester of personal finance, instead of just one unit of an Economics class. I am here for it.
This is something everyone should be able to agree on... It's pathetic we haven't mandated financial education in our high schools. We know everyone is going to have to deal with finances for the rest of our lives.
I’m glad I got into Accounting in my late 20s. Just getting into that opened my eyes of how money flows. I would say take all the classes that are “cultural studies”, “Social Studies” type of classes and replace them with financial literacy classes.
Been saying that for the last twenty years.
When I went to school it was the only subject I was interested in at the time and it was the only class that wasn't a full school year and I vividly remember the class consisting of arguing about the financial benefit of a fake vs real christmas tree and thats it. Taught absolutely nothing of value and called it Economics
I was taught economics and government senior year only and each was only a semester long sadly and this was back in 2007-2008
This video is so true for probably 60% of the population now yes if you’re going to be a doctor or a lawyer, a pharmacist something that truly does require lots of education you may need all of high school, but take me all I ever did was work in manufacturing I did not learn one thing in high school that actually helped me out with any job I ever had. I would’ve gotten more use out of going ahead and starting work rather in a fast food or whatever at 14 or 15 and just completely skipped high school where I could’ve maybe learn more about what I was interested in, but for me, high school was nothing but a waste of time but yet everyone was so proud because I graduated high school and none of that education did a darn thing for me
In the state of maryland you are required to complete at least 1 semester of a financial course in high school.
I was teaching part time and they asked me to proctor the class (press play on the video and grade assignments based on the curriculum rubrics). It was Dave Ramsey's financial peace university for high schoolers. It changed my life. Vinnie is correct: school is meant to keep you stupid.
I can’t believe Adam taught 2nd grade
Consumer home management was what they had in my public high school. it had some good info but that whole semester could have been taught in 1 day.
Would love some collaboration with valuetainment and dave ramsey solutions on creating a curriculum for high school financial eduction programs that schools or other outside teachers could adopt and teach to students in their local communities. I know it would take resources but making this free would create the ultimate impact in the next generation.
"I don’t want a nation of thinkers, I want a nation of workers" - John D. Rockefeller, who founded the General Education Board.
This is why. All by design since inception.
half my highschool was struggling w/ algebra lol. this is ambitious; most students won't care/pay attention
You guys obviously did something right financially and work ethic wise!
Classes and real world advise would be AMAZING!!!!
Easy money keeps rolling in when you keep the majority of the public naive and/or ignorant.
Well look at this. I actually agree with Adam today. I’m gonna keep safe and stay at home today. This is concerning.
20
There should be more financial classes, ag classes, welding classes, building classes, and should be other certifications in school with a GED
Someone please leave a link to finance education online, you tube videos, anything.
Drop it here for us to share the knowledge
This is why I feel mandatory service for 2 years should be implemented. You learn those financial skills the hard way and you learn other valuable life-long lessons.
These kids need to be smarter and ask their parents, friends, family friends or go on minnect. Figure life out, your the future. Don't depend on teachers. Be self-reliant. You are your best teacher.
70% of gdp comes from spending. Govt wants you to spend, even if you go into debt to do it, they have products to keep offering you to keep spending
Does GDP really mean something for the average Joe with a job ?
The high school in my district have a finance class but I don’t know much about it and from my colleagues over there they tell me it’s a joke and it’s a dumping ground for kids that have behavior issues.
30 years old financial education of all kinds
I’m a high school teacher and have two children. I’ll be at the webinar.
I took accounting in high school. It gave me the basics of balancing a check book and practice in the stock market. I've never balanced a check book in real life. Furthermore, a simulation is drastically different than in real life, but it taught be basic stuff about money and it is used that further enticed my hungry to learn more in the future. And that is why it is important. As an adult I now know my limit. Some people go way too far before they understand something needs to change.
Parents must first have good money habits so they can be an example for their kids. Talking about money, budgets at home with your kids, teaching the value of hard work (Work Ethic) and saving (Living beneath your means). Dave Ramsey probably has the best overall lessons for the AVERAGE person on debt and general money habits. Just simple "Get out of debt" "Stay out of debt" lessons. The public school system is forever broken, you can learn anything on the internet now, you do not need a class in school.
The only reason I know anything about money is cause my mom was accountant
A well educated teen and early 20's population wouldn't be controllable at all. That's why. It's that simple.
just an fyi dave ramsey has high school financial classes
& they teach nothing useful 😂 Ramsey teaches you not to be in debt, that’s it. Not how to make real money or run a real business.
I just went back to college and one my my classes is personal finance. The teacher is completely useless and is not even actually teaching.
I have designed a personal finance course!! I used to be a history teacher but my class is practical personal economics in Philadelphia and most of the kids dig it!!! I’m a real estate agent as well, which is why I know about money. Adam makes a good point but I’m an active realtor and I bring real life situations like the adjustable rate mortgage. I would love to work with you guys. I’m 39, teaching 14 years, and I wrote a solid curriculum. I’m interested
Adam was a stand up comedian 😂
Valuetainment is the only reason I had straight A’s when I graduated college
They make some good points but at the same time the idea that the dissecting a frog is completely useless isn't exactly true because a student who's interested in the medical field will love that stuff and it sends them down that path. The kid who loves working with his hands loves wood shop.
18 years old and would like to learn the basics of savings/spending/investing
Adam gets it.
Please colab with Dave Ramsey!! Y’all would make a killer team. He agrees with you and is already trying to get personal finance curriculum into high schools.
In my opinion, another huge problem in America we taken an 18-year-old graduating high school with no real life experience and tell them to pick a job that they’re going to have to do the rest of their life pick a career we call it with no life experience is a 18 year old to truly know what they want to do with their life so in my opinion, what we should be doing starting around 1415 instead of kids doing nothing all summer. How about the job shadow people to truly halfway learn what that job takes what you have to do to make it in that job what type of education you truly need, maybe when they do turn 18 at least a little better decision on what they may actually want to do that way when they do go to college or try to get a skill set they’re not going in completely blind and they at least have somewhat of an idea of what they’re going intothey’re not going into that for decades, trying to pay back the student loans in a job that they hate in my opinion. This happens to way too many people in general.
The teachers don’t know shit either
Any good teacher is out. I have so many ex teachers at my company now. They all say it's so bad now, no pay. It's just 24 yr olds sleeping with students these days
Stocks , bonds and credit.
between finance and tech skills and competition from the rest of the world, kids should go to college for 5 years so they can be competitive in an increasing smaller world.
We need these high schoolers to work 50 years to pay into social security/medicare. if they got smart like mr.money moustache and retire at 35 years old, the seniors are screwed
The most important things will be taught to my child by me. I dont trust a system to get it done.
Most wouldnt follow or listen to it either way. I tell the grown ass men at work that we get a 6% match. Thousands of dollars of free money a year. They dont care because its 20-30 years in the future. You know how many people on my team participate in the 401k? 2 out of 20.
Adam; "I was a jack of all trades! I was a nightlife guy a stand-up comedian" What?
You didn't know nightlife guy and comedy were trades? lol
I am 20 and i want to buy my mom a house. I want to earn money as soon as possible
What high schoolers are asking for are tik tok length classes and tips on how to cheat the tax code classes like on CZcams. What they'll get is how to fill out a check. Stick with CZcams.
Tell those students to start MLM's like you and then they will be Rich.
Problem solved
All successful businesses are MLMs.
@@sethpeters8415 MLM=Over priced goods and services
@@Lilrock2033 depends on the goods and services, and how the arrangement is set up. In the case of financial services, you have to be licensed to offer those products, but many agents can get better rates than you would if you called a provider directly. But if we're talking about essential oils and over-the-counter products, I would have to agree with you.
High Schoolers bhave always been finanicially ignorant
You think college is any better?
If college students understood anything about finances, they wouldn't go to college at all
i'm 18 years old and i would be very interested in the best ways to invest my money, whether it's in myself, in the market or in something tangible. the implications of student debt in the current state of our economy. how much should cash should i allocate towards consuming and saving relative to my current income. & networking tips.
If I had known about the stock market when I was younger I would have had a lot more money for retirement.
Sitting next to two Christians, Adam's obsession with money is troubling.
He’s Jewish
That is Adam’s god ($$$).
Show me your bank account history and I'll show you what you worship
@@thatoneguy94512well I guess it's females 😂
@@Lightning613🤑💰🤑💰🤑
PF is easy just buy bitcoin