I hear that but he drops 100-200k on a car like no one’s business so he doesn’t have to sacrifice anything in my opinion he just doesn’t want to say his loaded😂
Love how out of all youtuber's, strad keeps it real with us and tells us the honest run down when it comes to finances. I even learn more from his experiences. Thank you strad!
Lmao basic knowledge you can do with a google search he’s not even paying for the house it’s a total 100% right off because it’s on his channel everything that he puts on his channel is 100% tax deductible. Because CZcams is considered his business. Anything used to show or promote his business. Is a total tax deduction. Cmon man this shit is to easy.
Thank you for being so transparent about all this, most CZcamsrs would never mention anything about pricing on houses and all that. I love the transparency. The GTR needs a lime green wrap, complete the skittle collection!
Our bank locked in our rate pre-construction and will simply modify the existing loan to preserve the interest rate. No new closing, etc. Was the only reason we decided to build now.
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
I live in Europe (Czech Republic) and here you can also pre-lock the mortgage interest rate. For example if you are appoved for a mortgage at certain terms, they lock you the interest rate and you have like 2 years to actually take the bank money for buying a property, you do not even own yet.
Hey James, just so you know most companies can lock in your interest rate for 90 days and if you are getting closer they can extend it for another 45 day period. If you think it is possible to get in the house in the next 135 days I would do this. Just talk to a good company and a good loan officer and they will be able to do this for you. ( I am a loan officer myself and did this for a customer 2 weeks ago. At this moment in time I have saved them $900 a month just by doing this)
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
@@ItzMalick hey bro. I appreciate the hustle…. Just peeped the channel, and subbed! Liked the Vette video, as a proud 2022 vette buyer. My dream car for the last 15 years. Took me most of those years to buy it cash. Anyway, respect for the sell bro. Blessings 🙏
I love the excitement and how well it's coming together. I've been subbed around 7 years and look forward to sticking along for the ride and what the future has in store.
Strad I don't know what to tell you but rates are going to continue to climb until this house is finished. I would expect 10%+rate by the end of the year. This is going to mean some significant cost for you going forward. I would consider buying some points when you lock in or even perhaps doing a 20-year to get a lower rate. It might mean liquidating some cars, in fact with prices really high I would consider downsizing you fleet considerably. You can sell high right now and in 12 months you will be able to buy the same cars back at a discount. Car market is about to crash with the high interest rates that are coming and as everyone tries to free up capital. Also ditch the Veyron, it really brings nothing to the channel and you really can't afford to drive it because of the maintenance costs. You really need to move that car ASAP before prices drop.
I work in the construction department of a mortgage company and my heart just sank as James started talking about the current state. Ya gotta feel for him.
Also he's financing 1.7m which isnt a traditional mortgage and throws him into the jumbo category which will incur higher interest rates than what normal people finance.
Yea I wouldn't count on FED lowering Interest rates anytime soon (Honestly they really shouldn't for the sake of the USA) . But your idea of selling the Veyron to pay it off and free up money to buy new cars sounds like a great idea and would get us viewers psyched to see what you buy. Good luck my man and I'm sure you will be fine and it will work out okay for you.
@@SoloTheStaticHater2810 yeah im aware, very aware as a young person trying to start a business. This guy sounds like he said they shouldn’t try and lower the inflation for the USA’s sake so I wanted to ask him.
Really appreciate you being transparent about finances like this. Kids don’t learn this stuff in school and folks like me learned it via CZcamsrs like you!
Yup, a friend starting building June 2021. House is still not done. Rates are going over 6% which has made their (potential) payment go from $3400/month to $6700/month. Absolutely insane.
Not only that, but it's in interest payments. He's essentially giving the bank that money. Strad talked about how his money is tied up in his cars. So it makes sense he sells some to pay off the loan asap as the loan is bonkers. That way he's not burning the extra 3k a month
@@fauge7 problem is with the good interest rate now, people would want to keep their money in the bank rather than buying cars that will be hard to sell soon. ie: strad's veyron
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
James is just such a pure genuine dude . He’s literally the realest on CZcams , not fake , most transparent individual ever . Like he genuienly just does the right thing in life and it clearly shows . He’s not some been weaner who cryed himself to where he is in life . No he got up and showed the world that as long as ur not a pos and u live life with integrity , honesty and just being pure where life can bring u . He put one foot foward each and every day and he genuinely deserves evrytbing he has Gained . He surpasses any other CZcamsr with his straight up most genuine real personality . James u literally gave me so much motivation brodi. Proud of u and so is momma and pop strad and of course Oscar . Lmao. Keep killin it bro . U have millions of fans who believe in u and now you’ll just keep striving bro . Ty for being u and being who u are as a person.
Congratulations! House is starting to look good - I cannot wait to see the finished product. I started watching your channel many years ago (you used to just produce car watching videos), good for you to continue to pursue your passion, and find a way to profit from it.
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
james never lets us down on his content god bless this man always makes my day better keep up the work and keep dreaming all your dreams will come true some day one day!! as always keep up the hard work man
yo James, as a realtor I really enjoyed this update video. Sad to hear you are being hit this hard with the loan rate change but excited to hear you are making plans for an early pay off. My first house I took a 30 year loan and paid off in 5 years by doing additional payments each month towards principal. Only downside to that is, your monthly doesn't change so if you don't follow through, you basically just tied up cash assets into a property without a change to the monthly. Our second house, we again paid off early, (from 30 year mortgage down to 2 years) but a big difference was we did something called a ReCast. It is no refinancing, it will not change the loan rate but what it does is if you make a significant sized payment towards principal, you can choose to recast (does not incur the cost that refinancing does) and it will recalculate your monthly payment based off the remaining balance over the remaining term of the loan. If you did a $500k chunk of a payment towards that mortgage with a recast, it would dramatically change your monthly thus helping to save towards more additional early payments. Anyway, just my 2 cents from someone in the business that also has paid off several homes early. Cheers brother!
Gtr full black, tinted windows, imagine that, you should definetly also get bucket seats, roll cage and five point harness, just to be safe in case if anything happens
I love that when he talks about buying new stuff, he doesn't say "me, I, I'm" and that he includes us by saying "we" that goes to show you how much he appreciates us fans and family.
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
The good news is house values have also gone up. If you can pay down the construction loan before you finance the mortgage you will get a better rate due to the lower LTV. High rates are not the end of the world. I refinanced my house 4 times in the last 4 years and actually made a little bit each time due to timing or promotions. Over the 4 years I went from a 30 year at 4% to a 15 year at 2%. During that time my house went up about 55% in value. Crazy times!
I like the way ur open to share ur problems since hiding them wont do nothing, and day by day we make mistake and learn from it. I am with you with sacrificing a few of ur car collections to throw it at the house. keep up the good work I will always be watching you g
James in 2020 really saw the inflation going up the wood shortage and the skyrocketing real estate prices and said “Oh yeah this is it.” 😂😂 this is how you know the infinite money glitch that James has been using isn’t patched
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
On another note.... I would be willing to come down with myself and 1 employee and a bunch of equipment. I run a painting business out of Wisconsin but I'd make the trip to do any or all of your paint work in the house. You buy materials, pay for my travel and the labor is all on the house. I absolutely love your story and hustle. You're an inspiration and a true success story. I just wanna help
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Honestly it’s always sad to see Carlos go, but if I were you I would totally sell all the few cars to pay for the house. Then you would have all of that money monthly that isn’t tied up in a payment on a house. Whatever you do, we support you James! Keep it up man love the content 🔥🔥
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
Hoooolyyy! Interest rates SUCK! I hope for your sake it drops back down at least a bit over the next 3-4 months when the house will be (hopefully) finished! Thanks for always sharing these types of details with us!
The house looks so good. Love the channel and have been following for around 4 years! Love all the cars and love the things you do. Looking forward to see the hummer again! Also thanks for breaking down the finance and the money side of things. A good day when you post! ❤
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
Due to the fact you are talking about some real life issues and was honest with your fans i had to hit subscribe. The knowledge dropped in this video is important and i respect it also love the cars and trucks
I really appreciate your transparency on the financial aspects of this whole thing. I truly hope you don't have to sell the Veyron to pay that extra interest, but I would understand completely if you did.
Love the house footage! Can you say breathtaking? Living vicariously!! Hope you have a warranty on the car elevator...and a key to the Fed reserves heart. Hummer on tracks, Winter '22?? Keep 'em coming! Excitement and anticipation!
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Trump lovers: "barricade the Mexican border!!". Also Trump lovers: "why can't we get any fast and experienced farm/construction/manufacturing labor?!?".
@@swingersonian But what's the point of bringing politics and race into this? None. There's no point. This is a video about his house, not a video about what's going on at the border, ect. You really need to grow the hell up.
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
Thank you for your openess on financing with your house build. Have considered getting one built and hearing your numbers and experiences have been helpful
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
Out of all the aventador models my favorite will always be the original especially the rear of the car that they've changed just to much and where the exhaust is located on the original
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
Seeing some of the other comments I have to agree. Interest rates will continue to go up. Lose some of the lesser cars and get a shorter mortgage. Veyron probably needs to go at this point. Market is high and you’ll probably need the money. Urus and 911 Safari are already going and my recommendation would be to sell the TRX, and even though it hurts me to say as it’s one of my favorite cars of all time, the Murci. It barely brings any content to the channel and doesn’t seem to get much usage. The market is just so good for Murcis right now that it would be a quick profit to go towards the house.
@@patrick111390 I know and completely agree. Especially the 40th Anniversary. The issue is at this point for the channel and the current economy it’s just really difficult. It is one of my all time favorite cars and would love for him to keep it, but he really is going to need it for the house. Maybe wait a bit and let it rise but it just isn’t profitable for his business being CZcams.
The production quality has gotten insane James … love the 360 camera view 😍 amazing to see how far you have come James … you are an inspiration for me as a creator … Thank You ❤️
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
Great to see haven't watched much over the last few years as I've put millions into my own business and crazy hours. It is however great to see your growth over the years and no more sleeping in the car as a house. :) Good job.
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
This is an amazing video ! You should do daily uploading! Then we get videos everyday and you pay off your house way faster!! Haha jk but love your videos bro I just recently watched every single video of yours since the day you bought your gallardo. Love your vids bro and your such an amazing guy! Keep up the amazing work!
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos On CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
A satin black or grey wrap on the hummer ev would be sick! James I have been watching your channel for a long time and just want to say you are one of the best CZcamsrs ever and you are so humble. Can't wait to see the dream house completed
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
The Stradman a college graduate who lost his job and lived in his car but took a chance to live his dream had a friend who wanted to help, (the man who had to let him go) let him rent a room but started to believe has led to perseverance and where he is today! Why is he not giving speeches at graduation commencement all over the United States! This guy is someone you want to model yourself after or at least make your kids watch! Thanks Stradman! Just Sayin!
I love how real you keep it! Obviously you wouldn’t really take advice from an 18 year old, but I would sell the Veyron and put the money from that into the house. Speaking for myself, I honestly have more fun watching the crazy builds vs watching the Veyron. Dads Adventador > Veyron
Amazing content your hard work shows and hope it works out for you(know it will). As for the hummer, I feel you on the color change but Oscar and the hummer color matching would be fire
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
Sometimes you gotta let some small dreams go to accomplish your bigger dreams, no big deal just gotta stay focused on the priority, which is the house, and if that means selling some cars then it’s worth it! You can always buy the cars back or get newer cooler additions to the garage!
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
Curious if, in this crazy market over the last two years, you’ve been able to realize any boost in equity on what will be the value of your home when finished? A $2M home then is $3M-$3.5M now. Maybe your extra cost is offset in home value, assuming the market cooldown isn’t huge.
Love the vids strad! Keep them coming. Also any news on your pilots license? I'm also currently in the works of getting mine too. Love to hear an update.
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
I agree that you should prioritize financing the house. Sacrifice a few cars but the endgame will be insane
I hear that but he drops 100-200k on a car like no one’s business so he doesn’t have to sacrifice anything in my opinion he just doesn’t want to say his loaded😂
@@TumeloMaletee the cars are assets this precise reason is what assets are for. In the long run that is the smarter option
@@TumeloMaletee Do you really think dude is just dropping 100% payment on these cars every single time he buys one?
@@trippymcgee9431 he said the only car payment he got is the Bugatti so I think all the other cars are paid for which is crazzzzzzy
@@bigbenji1194 they wasn’t paid for at the beginning he did a car to car payment but I guess they are all paid in full now
Love how out of all youtuber's, strad keeps it real with us and tells us the honest run down when it comes to finances. I even learn more from his experiences. Thank you strad!
@JOVANKA---------👇💋 shut up
True
Because you are his money. He has no skills.
@@stupidsnek you got no life
@@_dajo na he just jealous.
I appreciate real figures being used to discuss what a custom house like this costs. You can tell James was an accountant in a former life.
I think his job was accounting
Pretty sure he’s an accountant in this life 😂
Lmao basic knowledge you can do with a google search he’s not even paying for the house it’s a total 100% right off because it’s on his channel everything that he puts on his channel is 100% tax deductible. Because CZcams is considered his business. Anything used to show or promote his business. Is a total tax deduction. Cmon man this shit is to easy.
@@zacklynch6939 I don't get your point, it would be stupid not to use it as a tax write off?
@@zacklynch6939 not that easy lol, he could write off a portion of the house but not fully everything.
Thank you for being so transparent about all this, most CZcamsrs would never mention anything about pricing on houses and all that. I love the transparency. The GTR needs a lime green wrap, complete the skittle collection!
YES Maybe something like the Veyron but green same shade?
He makes about $1,996 per video....
I think he can afford it
Our bank locked in our rate pre-construction and will simply modify the existing loan to preserve the interest rate. No new closing, etc. Was the only reason we decided to build now.
Couple of my 2 favorite tubers. Nice
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
I live in Europe (Czech Republic) and here you can also pre-lock the mortgage interest rate.
For example if you are appoved for a mortgage at certain terms, they lock you the interest rate and you have like 2 years to actually take the bank money for buying a property, you do not even own yet.
I never expected you to be here greg
gone thing james is a millionaire
Hey James, just so you know most companies can lock in your interest rate for 90 days and if you are getting closer they can extend it for another 45 day period. If you think it is possible to get in the house in the next 135 days I would do this. Just talk to a good company and a good loan officer and they will be able to do this for you. ( I am a loan officer myself and did this for a customer 2 weeks ago. At this moment in time I have saved them $900 a month just by doing this)
Nice! I have two loans at 3.5 and then my latest property is 5.6 :(
must be a good feeling when you can save people so much money (let's ignore the fact that they still gotta pay up 😂)
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
Can you adopt me
@@ItzMalick hey bro. I appreciate the hustle….
Just peeped the channel, and subbed! Liked the Vette video, as a proud 2022 vette buyer. My dream car for the last 15 years. Took me most of those years to buy it cash. Anyway, respect for the sell bro. Blessings 🙏
I love the excitement and how well it's coming together. I've been subbed around 7 years and look forward to sticking along for the ride and what the future has in store.
Love how open you are with all the financials and being so real 💯 with your subscribers!!! great content 🔥👍
its no problem when you make $1,996 per video....
Yeah right show me that bank account
Strad I don't know what to tell you but rates are going to continue to climb until this house is finished. I would expect 10%+rate by the end of the year. This is going to mean some significant cost for you going forward. I would consider buying some points when you lock in or even perhaps doing a 20-year to get a lower rate. It might mean liquidating some cars, in fact with prices really high I would consider downsizing you fleet considerably. You can sell high right now and in 12 months you will be able to buy the same cars back at a discount. Car market is about to crash with the high interest rates that are coming and as everyone tries to free up capital.
Also ditch the Veyron, it really brings nothing to the channel and you really can't afford to drive it because of the maintenance costs. You really need to move that car ASAP before prices drop.
This
That is some good info!
I don't think anyone is being the car
I work in the construction department of a mortgage company and my heart just sank as James started talking about the current state. Ya gotta feel for him.
Also he's financing 1.7m which isnt a traditional mortgage and throws him into the jumbo category which will incur higher interest rates than what normal people finance.
Yea I wouldn't count on FED lowering Interest rates anytime soon (Honestly they really shouldn't for the sake of the USA) . But your idea of selling the Veyron to pay it off and free up money to buy new cars sounds like a great idea and would get us viewers psyched to see what you buy.
Good luck my man and I'm sure you will be fine and it will work out okay for you.
Lets go Brandon
is the high inflation good for america?
@@Smoky_Shots definitely not...it means that ur money loses its buying power
@@SoloTheStaticHater2810 yeah im aware, very aware as a young person trying to start a business. This guy sounds like he said they shouldn’t try and lower the inflation for the USA’s sake so I wanted to ask him.
@smoky - no he said the fed shouldn’t lower interest rates at the moment due to high inflation and he & the fed are correct.
Really appreciate you being transparent about finances like this. Kids don’t learn this stuff in school and folks like me learned it via CZcamsrs like you!
I wish you the best, hope the house building goes well and all these plans you have. You deserve it
Thats brutal! Almost 50% higher payment every month! I like when CZcamsrs tell us about finances and stuff.
Yup, a friend starting building June 2021. House is still not done. Rates are going over 6% which has made their (potential) payment go from $3400/month to $6700/month. Absolutely insane.
Not only that, but it's in interest payments. He's essentially giving the bank that money. Strad talked about how his money is tied up in his cars. So it makes sense he sells some to pay off the loan asap as the loan is bonkers. That way he's not burning the extra 3k a month
@@fauge7 problem is with the good interest rate now, people would want to keep their money in the bank rather than buying cars that will be hard to sell soon. ie: strad's veyron
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
Love the transparency on the house James! Your content is some of the best on CZcams!!!
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
James is just such a pure genuine dude . He’s literally the realest on CZcams , not fake , most transparent individual ever . Like he genuienly just does the right thing in life and it clearly shows . He’s not some been weaner who cryed himself to where he is in life . No he got up and showed the world that as long as ur not a pos and u live life with integrity , honesty and just being pure where life can bring u . He put one foot foward each and every day and he genuinely deserves evrytbing he has Gained . He surpasses any other CZcamsr with his straight up most genuine real personality . James u literally gave me so much motivation brodi. Proud of u and so is momma and pop strad and of course Oscar . Lmao. Keep killin it bro . U have millions of fans who believe in u and now you’ll just keep striving bro . Ty for being u and being who u are as a person.
Congratulations! House is starting to look good - I cannot wait to see the finished product. I started watching your channel many years ago (you used to just produce car watching videos), good for you to continue to pursue your passion, and find a way to profit from it.
You've come such a long way James. It's been fun to watch you grow.
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
@@ItzMalick stop. Look at the comment he’s giving him deserved praise and you looking for clout for your crummy CZcams
james never lets us down on his content god bless this man always makes my day better keep up the work and keep dreaming all your dreams will come true some day one day!! as always keep up the hard work man
and James warning people or bots are putting inappropriate links in the comments just telling you
Seattle?
@@seat-325 those are bots.
God*
my name
yo James, as a realtor I really enjoyed this update video. Sad to hear you are being hit this hard with the loan rate change but excited to hear you are making plans for an early pay off. My first house I took a 30 year loan and paid off in 5 years by doing additional payments each month towards principal. Only downside to that is, your monthly doesn't change so if you don't follow through, you basically just tied up cash assets into a property without a change to the monthly. Our second house, we again paid off early, (from 30 year mortgage down to 2 years) but a big difference was we did something called a ReCast. It is no refinancing, it will not change the loan rate but what it does is if you make a significant sized payment towards principal, you can choose to recast (does not incur the cost that refinancing does) and it will recalculate your monthly payment based off the remaining balance over the remaining term of the loan. If you did a $500k chunk of a payment towards that mortgage with a recast, it would dramatically change your monthly thus helping to save towards more additional early payments. Anyway, just my 2 cents from someone in the business that also has paid off several homes early. Cheers brother!
Always a pleasure bro..I'll keep watching and supporting you Bro!!
Gtr full black, tinted windows, imagine that, you should definetly also get bucket seats, roll cage and five point harness, just to be safe in case if anything happens
Window tint laws are super strict in Utah so I don’t think he even messes w that anymore. Would be clean asf tho blacked out 👍🏼
He can't have tint because he's been caught too much and it would be a huge risk if he put in on.
almost agree, but a dark red instead. Or any shade of red really
Yes full black gtr with tinted windows but it is illegal for James because if the police saw James with window tint the police with give him a ticket
Full black is booorrrriiinnngggg
I love that when he talks about buying new stuff, he doesn't say "me, I, I'm" and that he includes us by saying "we" that goes to show you how much he appreciates us fans and family.
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
The WhatsApp is a scam
@@Randomperson0467 yeah its so obvious lol
The good news is house values have also gone up. If you can pay down the construction loan before you finance the mortgage you will get a better rate due to the lower LTV. High rates are not the end of the world. I refinanced my house 4 times in the last 4 years and actually made a little bit each time due to timing or promotions. Over the 4 years I went from a 30 year at 4% to a 15 year at 2%. During that time my house went up about 55% in value. Crazy times!
I love that you love and respect all the details in the hard work that goes into the house build however when you talked about the cost😬
Congrats! Sorry to hear about interest rates but dude, soooooo siiiiiick!!!
I like the way ur open to share ur problems since hiding them wont do nothing, and day by day we make mistake and learn from it. I am with you with sacrificing a few of ur car collections to throw it at the house. keep up the good work I will always be watching you g
I waited 2 days after this vlog is because I BEEN WATCHING SINCE 2019 you have grown so much keep it up!!!
You have to plan for things like this.. no one thought interest rates were going to stay that low forever… your new house looks so cool congrats!!!!
James in 2020 really saw the inflation going up the wood shortage and the skyrocketing real estate prices and said “Oh yeah this is it.” 😂😂 this is how you know the infinite money glitch that James has been using isn’t patched
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
never have i ever been earlier than 33 seconds😂
Same I've never been so early😂
I just woke and it's six am for me lol
@@cornbeef6050 its 20:11 where I am
NPC comment
@@MRGAMING23466 erm Belgium?
@@cornbeef6050 South Africa
You can do it strad👍👍👍❤❤❤
Hope for the best 🙏🙏🙏
On another note....
I would be willing to come down with myself and 1 employee and a bunch of equipment. I run a painting business out of Wisconsin but I'd make the trip to do any or all of your paint work in the house.
You buy materials, pay for my travel and the labor is all on the house. I absolutely love your story and hustle. You're an inspiration and a true success story. I just wanna help
I love that James and Burlacher are very transparent when it comes to the finance side of their CZcams :)
finance is james' main thing
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
@@Laporch nice, God Bless!
Honestly it’s always sad to see Carlos go, but if I were you I would totally sell all the few cars to pay for the house. Then you would have all of that money monthly that isn’t tied up in a payment on a house. Whatever you do, we support you James! Keep it up man love the content 🔥🔥
Carlos was a good car
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
thanks a lot for detailing the figures. it gives us a very nice idea of the different costs, and it is nice to see your intake on finance. thanks
Great video. Appreciate the candid discussion.
The house is sooooo cooool dude 🔥 honestly in india if i wanna build a house that big yeah it would cost 10x the amount i hate the taxes😩
Who's the leader of india , that must be annoying to pay so much taxes
@@sean6992 some guy named ghandi i think
@@alphaali4666 underrated
Its ugly af
SEE MY NAME?
Thanks for the technical advice. I've been following you for roughly 8 years. You are killing it bro.
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
Hoooolyyy! Interest rates SUCK! I hope for your sake it drops back down at least a bit over the next 3-4 months when the house will be (hopefully) finished! Thanks for always sharing these types of details with us!
I just love his energy
The house looks so good. Love the channel and have been following for around 4 years! Love all the cars and love the things you do. Looking forward to see the hummer again! Also thanks for breaking down the finance and the money side of things. A good day when you post! ❤
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
A house like that it’s a shame . I would love to hear the song “Gandi- Mexico City “ inside there 🇲🇽🇲🇽🇲🇽
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
Due to the fact you are talking about some real life issues and was honest with your fans i had to hit subscribe. The knowledge dropped in this video is important and i respect it also love the cars and trucks
I really appreciate your transparency on the financial aspects of this whole thing. I truly hope you don't have to sell the Veyron to pay that extra interest, but I would understand completely if you did.
Love the house footage! Can you say breathtaking? Living vicariously!! Hope you have a warranty on the car elevator...and a key to the Fed reserves heart. Hummer on tracks, Winter '22?? Keep 'em coming! Excitement and anticipation!
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
We are going through something similar with a kitchen remodel right now...labor shortage is making it very hard to finish.
wow my name is >>>>
Trump lovers: "barricade the Mexican border!!". Also Trump lovers: "why can't we get any fast and experienced farm/construction/manufacturing labor?!?".
@@swingersonian Why are you bringing politics into this. Grow up.
@@valk9787 who's afraid of a little bit of truth?? @valk is.
@@swingersonian But what's the point of bringing politics and race into this? None. There's no point. This is a video about his house, not a video about what's going on at the border, ect.
You really need to grow the hell up.
so happy for u brah :,)
Bro ive been watching since you lived in the Audi its crazy how far you and the house has came much love james❤️
the way he makes every worker smile. what a great guy
Hi Stradman, love the house, it's coming along very well, hope we can see more on the house in future videos.
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
Thank you for your openess on financing with your house build. Have considered getting one built and hearing your numbers and experiences have been helpful
You are doing an incredible job managing the build man. It is not evenremotely easy to do.
You have achieved so many goals I could only dream of keep up the good work and keep pushing forward don’t let anything hold you back
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
Out of all the aventador models my favorite will always be the original especially the rear of the car that they've changed just to much and where the exhaust is located on the original
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
bro ive been watching for almost 2 years ty bro
Ive been watching for years and I will always support you strad
As a mason myself it always interesting to me to see how others manuever differently to get to the same end goal. Cant wait to see it washed.👍🏻😁
That dude laying brick is definitely NOT fast though.....At least not on the couple brick that he showed getting put down! Slowpoke Rodriguez 🤏🐢
@@bigsexymuthashutyomouth2546 agreed. But then again u gotta assume he laying backwords from normal if u see what i mean
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
The house is looking amazing!! Great color choices and the brick looks sick. Crazy the difference in money with the interest rates going up. 👍👍🔥🔥🔥
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
So excited for the house it is going to be incredible!!
Cool how quickly you dropped knowledge about the finance situation. Exactly correct 👌 👏. It's a big game 🎮
Seeing some of the other comments I have to agree. Interest rates will continue to go up. Lose some of the lesser cars and get a shorter mortgage. Veyron probably needs to go at this point. Market is high and you’ll probably need the money. Urus and 911 Safari are already going and my recommendation would be to sell the TRX, and even though it hurts me to say as it’s one of my favorite cars of all time, the Murci. It barely brings any content to the channel and doesn’t seem to get much usage. The market is just so good for Murcis right now that it would be a quick profit to go towards the house.
Murci is gonna be a million dollar car soon why would he do that.
@@patrick111390 I know and completely agree. Especially the 40th Anniversary. The issue is at this point for the channel and the current economy it’s just really difficult. It is one of my all time favorite cars and would love for him to keep it, but he really is going to need it for the house. Maybe wait a bit and let it rise but it just isn’t profitable for his business being CZcams.
@@AceGT55 this is what happens you you mail order your president I guess.
@@patrick111390 Yep…
@@patrick111390 I’d like to stamp it return to sender, this clown can’t manage a lemonade stand
The production quality has gotten insane James … love the 360 camera view 😍 amazing to see how far you have come James … you are an inspiration for me as a creator … Thank You ❤️
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
Thanks for the insight on the financing of such a lovely home.
Always fun to watch you! Super excited for the Hummer EV content
I Like the thinking man, pay that house off as fast as possible! Good luck! 👊
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
great channel over all! the cars, yup. the vibe, yup. the wholesomeness, yup. the speed, yup. the house, yup. the financial advice, yup.
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
Congrats James 👍
i love those camera shots on the back of the car
Great to see haven't watched much over the last few years as I've put millions into my own business and crazy hours.
It is however great to see your growth over the years and no more sleeping in the car as a house. :)
Good job.
Yeah he’s grown slot it’s been an inspiring journey
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee you will find something you will enjoy🙏🏾🙏🏾‼
This is an amazing video ! You should do daily uploading! Then we get videos everyday and you pay off your house way faster!! Haha jk but love your videos bro I just recently watched every single video of yours since the day you bought your gallardo. Love your vids bro and your such an amazing guy! Keep up the amazing work!
Nah everyday uploads leads to lack good content which ultimately leads to people unsubscribing or not watching anymore
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
please be consistent james
we need more of your content 😇
Big killer going OG Strad. Purple on white
it’s always a good day when james posts a video
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
Never skip ads for Strad to get ad revenue 💪
@heniim shut up bot
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos On CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
A satin black or grey wrap on the hummer ev would be sick! James I have been watching your channel for a long time and just want to say you are one of the best CZcamsrs ever and you are so humble.
Can't wait to see the dream house completed
Love and support you a lot strad
It’s always a good day when TheStradman posts
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
Everyday that the Stradman uploads is a great day! 🥰🤩😎
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
The Stradman a college graduate who lost his job and lived in his car but took a chance to live his dream had a friend who wanted to help, (the man who had to let him go) let him rent a room but started to believe has led to perseverance and where he is today! Why is he not giving speeches at graduation commencement all over the United States! This guy is someone you want to model yourself after or at least make your kids watch! Thanks Stradman! Just Sayin!
Wow your home has came along way since the last video that I watched on it. I need to get back on watching The Stradman's videos.
Here for the house update and Beard!
yessir
🧔♂️
Yessir
@birtni why is it always the cutest girls why not the cutest men?
@birtni 🤣🤣🤣
I love how real you keep it! Obviously you wouldn’t really take advice from an 18 year old, but I would sell the Veyron and put the money from that into the house. Speaking for myself, I honestly have more fun watching the crazy builds vs watching the Veyron. Dads Adventador > Veyron
Amazing content your hard work shows and hope it works out for you(know it will). As for the hummer, I feel you on the color change but Oscar and the hummer color matching would be fire
damn!! every mans crazy dreams could happen. very good video man wish i live a wild dream like you bro
Love this guy helped so much in my life
Bruhhhhhhhhhh these spammers really annoying
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
You have come so far, dont give up!!
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
Gold bless CZcams . It has made lots of people’s dreams come true
Sometimes you gotta let some small dreams go to accomplish your bigger dreams, no big deal just gotta stay focused on the priority, which is the house, and if that means selling some cars then it’s worth it! You can always buy the cars back or get newer cooler additions to the garage!
Awesome video man, keep up the great content!
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
never get bored of him
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
I love the go pro on the wing
Possibly the best CZcamsr on this site. Keep it up James
Curious if, in this crazy market over the last two years, you’ve been able to realize any boost in equity on what will be the value of your home when finished? A $2M home then is $3M-$3.5M now. Maybe your extra cost is offset in home value, assuming the market cooldown isn’t huge.
Strad is an absolute idol
The Dream Hours is literally my dream house but x100...
This looks crazy.
Congrats bro!
Nice to hear Stradman is also business smart. Interest rates ARE insane now. Strad does homework. Congrats CAN'T WAIT FOR HOUSE COMPLETION!!
Love the vids strad! Keep them coming. Also any news on your pilots license? I'm also currently in the works of getting mine too. Love to hear an update.
Even you u sell every single car of yours and start spotting again
I’d still watch you
You’re special James ❤️
Yo famm I’m a small CZcamsr from Cali 📍, and I make short entertaining videos on CZcams as well, I’m still working on versatility, but I guarantee You will find something you will enjoy🙏🏾🙏🏾‼
feels like we building the how together. am so inspired to build mine one day. I love the house content
Been liking 3rd person view with the 360 cam👍👍