Monthly Expenses of a Couple Living in
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- čas přidán 9. 07. 2024
- Join us as we take you through a detailed breakdown of our monthly expenses as a couple living in vibrant Bengaluru, India. From rent to groceries, utilities to transportation, and everything in between, we open up our financial books to give you a realistic glimpse into the cost of living in this bustling city.
🏠 Rent: We start by diving into our rent expenses, providing insights into the average prices for a comfortable living space in different neighbourhoods of Bengaluru.
🛒 Groceries: Discover how we budget for our monthly grocery needs, including essential items and occasional treats, while navigating the diverse options available in local markets and supermarkets like #dmart
💡 Utilities: Explore the costs associated with electricity, water, internet, and other essential utilities necessary for our day-to-day living, along with tips on optimising usage to save money.
🚗 Transport: From public transit to ride-sharing services, we discuss our transportation expenses, considering factors like fuel costs, maintenance, and occasional travel outside the city.
🧹 Maid Services: Learn about the convenience and affordability of hiring domestic help for household chores, and how it fits into our monthly budget. Along with the help that we take to clean our car
🍽️ Dining Out and Entertainment: Indulge in the vibrant culinary scene of Bengaluru as we share our expenses on dining out and entertainment, including visits to restaurants, cafes, and cultural events.
💆 Personal Care: From grooming essentials to occasional pampering, we outline our expenses on personal care products and services, ensuring we prioritize self-care while staying within our budget.
Whether you're considering a move to Bengaluru or simply curious about the cost of living as a couple in this dynamic city, our transparent breakdown will provide valuable insights and practical tips for managing your monthly expenses effectively. Join us on this financial journey and gain a better understanding of life in Bengaluru!
#BengaluruLiving #MonthlyExpenses #CostOfLiving #BudgetingTips #CityLife #BengaluruLife #FinancialTransparency #CoupleGoals #UrbanLiving #ExpenseBreakdown #GroceryBudget #UtilityCosts #TransportationExpenses #DiningOut #EntertainmentBudget #PersonalCare #SavingsTips #FinancialManagement #DomesticHelp #LifeInBengaluru #CulinaryScene #SelfCare #Budgeting101
Rs. 50,000/- expenses in a month for a couple living in Bangalore is really great. I must say you both manage your expenses quite well. Hats off!!
Thanks , I think main reason for this is work from home jobs which allowed us to shift further away from the city with lesser rents
Double my slary😢
@tomba47 hahaha same bro
Can you tell which area we can expect lower rent in bengaluru
@@him99ful RRnagar / pattengere/Kengeri . The whole Mysore Road stretch
First Bangalore population don’t just include IT employees
Second there are many couples who have less expenses just because they choose lower rent away from so called IT hubs… WFH so IT require more comforts 🙄
Third the harsh truth - Bangalore is costly because of IT people
Grocery bill of 3k to 4k is too less... It must be 5k to 10k in reality
Office me two times meal mil jata hai😂😂
Disclaimar - Bengaluru is not for Poor People , so poor people never come to bengaluru 😭😭😭😭Everything is running in bengluru for money.
Poor people made the city dirty, like delhi😂😂
@@taingindia234 even Multi Rich people too make the city dirty
on weekends we see Techies coming in High End cars to Koramnagala Pubs and peeing on the Sidewalks - this is for Boys
girls are so worst after having drinks + food near church street they Poop or vomit on the Roads.
we don't know how they keep their houses if they plan for House parties.
and they talk about American Culture.
@@taingindia234 Bangalore was a garden City in 90's the overpopulation is killing it , not to mention congress which is also screwing the city
People can be poor I hope the mindset for everyone must be positive rich😊
@@taingindia234not those financially poor ones but the rich ones with a f!ckle mind
After watching the video, I'm grateful for my own house in Bengaluru, where I can maintain my simple lifestyle and stick to my budget, instead of dealing with rising rental costs or uncertain housing situations.
Yes indeed having a own house is a blessing
Where you living,many of my friends stay in 2bhk for 12 to 15 k houses,it seems it depends on apartment and lifestyle aswell.I am not saying banglore is costl,but I am saying you don't need to spend 50k just as monthly expenses.@@IndianMillennialWife
Non IT with 30k per month also live in Bangalore with a family everything depends on where do you live......
3:59 Total Expenses 50k a month _ great informative video _ thank you .
50K is normal in cities like bangalore and hyderabad.We were staying in gachibowli hyderabad paying rent 30K and whole expense of month was above 50K
For how many people??
30k for 2bhk..
??
@@usamasohail3294 it's not on based on number of people's but owners ok with maximum 5 people's
@@priy98 I means grocery for how many people..
Rent in Gachibowli is low..
My frnd take 2bhk for 10k..
Bills 5k.
Maybe 30k is very expensive...
@@usamasohail3294 I am talking about gated community and you will not find 2bhk for less than 20K in gachibowli
@@priy98 oooh..k
Thnx
Now bangalore has minimum rent of 30k for a flat in any society and it does not include the maintenance..
Nothing can beat the charm of old Bengaluru especially the greenery & less dust but it's too far for IT employees.
That's real bengaluru and remaining is outskirts below orr
Migrants think the actual bengaluru is not real Bengaluru lol.
WoW Electricity bill must be way cheaper in Bangalore then. In Summer I have pay minimum 3K in Kolkata. During other season it hovers around 800-1500.
It’s because of some new govt scheme
what sceme i got more bill than last month like 400-500pm then wopping 900 a month@@IndianMillennialWife
The main cost in Bengaluru is rent or real estate cost (if you buy) which is 3x of what in Kolkata or Delhi area. Add to that travelling expenses as public transport is really bad till this day.
@@prashantcruiseyes because from last month mamata Banerjee government increased the cost of electricity....we are suffering.
rent is the worst part in bengaluru. The benefits of gym, swimming pool,etc are rarely used by most of the people. Even houses without these are higher, its is tough to get places below 20k in bengaluru. other costs are well managed. tips with OTT, can subscribe in round robin style. one by one. watch them then renew the other.
Hi from an Indian cash budgeter !! Nice to see the content on ur expenses .. you are doing great with the expenses..
She explicitly exclucded other expenses such as Medical, Insurance, Car/Two wheeler maintanence, travel, etc. So don't assume couple can manage with 50K in Bangalore. You need much more than that to live and save/invest for future.
If you have kids, it will open up many more expense category.
If you want to have luxurious life 50,000 is less. Otherwise thousands of people manage to live comfortably
Good info. Expense mainly depends on once life style and how they want to live. With today’s inflation 50K is quite ok in city like Bengaluru but, if we include kids education then need to add 12K to 16k per month extra for each kid…we are family of 6, including my father, mother and 2 kids and 2 dogs, mostly our expenses will touch 50k every month excluding school fee and other emergency expenses though we are staying in our own House.
Thanks for sharing!
Now only I understood heading of expenses for two person. Long way to go.
Paying Rs4-5k for cook is still cheaper than ordering from out Swiggy Zomato where one rime order is minimum Rs200+ per dish
50k is normal thing , and if u go near IT BT park rent wil be 50k😅
Which area?
Mumbai mein toh isse jyada rent 1 bhk flat ka hain😂
@@chiranjeev4804 yes that’s why if someone is poor and if they wanna be rich then never live in Mumbai . Cause theyll be poor for life 😂😅
@@IndianMillennialWifeExcuse me.. Who the hell told u I am poor. U stay on rent of Rs 25,000 and telling me I am poor. Watch out on your words. I own 3 properties in Mumbai. Jitna aapka mahine ka kharcha hain na.. Usse jyada bhada mujhe ek ghar se aata hain Mumbai ke!
@@chiranjeev4804 I didn’t call you poor , I said if “you are poor” that implies if someone is poor they can’t live in Mumbai 😅
Rephrased my sentence so that you understand 😀
Yes, thats why I am single living , if I do marriage than 25k monthly charges for 2bhk/3bhk rent in bengaluru with food Rs15000 , Rs10000 for travelling to company everyday ,means Rs50000 minimum requirement for every IT employees who is staying in bengaluru with family, less than that you can't think anything without this money, So I request every IT company to give minimum salary package to every IT employee is 6LPA at least minimum in Bengaluru, without this salary you can't survive in Bengaluru.
Very true
Agree it is good for the employees, but companies exist to make money for shareholders. How do you expect them to achieve that?
IT companies dont care about employees, if you dont come to office tcs threatened to cut variable pay, what can we say
@@xxxx-tb4deunions and government effort to wealth redistribution would be fastest method, decrease in population would work too but that isn't gonna happen In century.
Another thing is to not give in to dumb society expectation like marriage(you can be in relationship without marriage), kids, buying stuff to impress. We have romant
Why don't you marry a working girl?
Good detailed info👏👏
real honest..good stuff.
I believe you missed out on few more utilities - gas and phone
Grocery seems unrealistic - Milk, curd, green veggies and nonveg will cost another 4-6k
Car EMI?
Not sure whether you order in food
I believe 60-70k seems more reasonable budget
But if you are managing the budget - kudos to you guys
Hi yes grocery can fluctuate sometimes between 3-5k but we don’t cook non-veg at home
Ordering-in and dine out I have considered as 5k but mostly we don’t go to high end places . We prefer Udupi hotels and darshinis as only those available near the area we live in
Car EMi thankfully not there since my father crossed 60 years , he doesn’t want to drive anymore . He takes public transport + metro so given me his car
Nice video ❤❤
Best budget plan you guy’s have 👌 thanks for sharing this
Thanks for sharing. Very modest expenses in such an expensive city like Bangalore. I guess this expense will go up considerably once you have children.
Rents in Bangalore have significantly outpaced the rate of consumer price inflation. In JP Nagar, we used to pay 13,000 INR, including maintenance, in 2010 for a 1,800 sq ft 3 BHK apartment.
What would be the rent for the same flat today in 2024 ?
@@streamingtv7200 I would imagine anything north of 55k
What about Vegetables and fruits cost, which in my opinion is a significant portion?
6000k For Single Person in Chennai.. Vegetable Internet, Water, Power
If Rent added it's 7000
Miscellaneous 1000
Resturant 2000
Emergency 2500
Investment All
How is this possible. I alone end up with 1.5 lacs easily. Crazy savings
In jamaica you need 500000jmd to do the same things
I dont think 3 to 4k groceries is a valid number. I mean my monthly 1 ltr milk cost is more than 1500. I pay less rent for a 3bhk yet expenses for vegetables, milk curd paneer chicken and rest go above 15k minimum.
For how many people?
@@IndianMillennialWife 4
@@smvinay1206 ok maybe the reason in our case it’s a bit less is that we don’t have breakfast (not used to it) . So only 2 meals for 2 people and no non-veg cooking at home
Rent seems to be very reasonable
@@IndianMillennialWifeno breakfast...? Why?.. Breakfast is most important meal of the day. What is this..? Is this new normal or am i being weird...?
Grocery and vegetables minimum 10000
Super cool cost
If this includes rent then yes its cheap.. If it doesn't then 50000per month for a couple is quite expensive if u hv ur own house..
Even in expensive city like mumbai i think 35000rs for couple without rent is possible unless ur expenses are not skyrocketed🎉
which location?
Proper Bengaluru Kannadigas, don't have any issues.. Even if they live in a gated society or any other rental homes. It all depends on lifestyle, most of the north & outsiders have showoffs culture.
True
One has to be well educated or having a good business & capable to earn well
Nice explanation
Electric bills in Chennai comes 3k/month
Nice video. Can you make another one about how to find a good apartment with reasonable rent/deposit?
Let me add another perspective. The cost of living for a couple in a 2 bhk at indiranagar type area that too in an old standalone building on rent basis, with a cook and a maid plus all monthly expenses including a miscellaneous of 10 k a month ( including good mediclaim premium also) is at 1.2 lakhs per month. And mind you this is for a comfortable but not a lavish lifestyle.
Salaries?
Perfect 👌
Thanks 😄
Some of your costs are way off. Monthly exp of 3000 for groceries is too low. It will easily hit 7000 to 8000 for two people (unless you totally shun processed food of any type and limit urself to buying just vegetables and fruits only). Eating out for 3000 is also too low unless you drink an occasional coffee outside. It will easily hit 10000 if u eat out once a week
Correct
Water is available or not What is situation of water crisis in city ?
No issues in our apartment
Since you both are earning assuming combined salary of 1.5lakhs~2lakhs, 50k is nothing i guess.
I do business with earnings same as i assumed above my monthly average expenses are around 1.3lakhs...(including A to Z expenses even covering all kind of insurance)
You mean,in your Business,you need to spend 1.3L against the ~1.5L that you make every month?
@@greenparas yes 20k goes to my bank account as savings after deducting ALL my expenses (includes even ₹10 tea)
Great.That means ,profit margin in your business is approx. 13-14%. Is it a food line business?
@@greenparas construction and building materials shop. But 20k doesn't go to my bank account, I invest it back in business and increase number of products available at my shop😅
That's wise to invest the earning to expand business. I understand the construction line businesses all run mostly on credits most of which will never return from disloyal customers.So margins are tough to manage.
In current situation both the couples must earn to sustain to face uncertainty 😊
Which part of Bengaluru do you stay? Is it a gated community or a standalone building? Also how did you find the house - through broker or by yourself?
Near last stop of purple metro line :) . Owner of the house is a known person so was easier to find . It’s a gated community
@@IndianMillennialWife oh nice! Can you spill out the society name?
@@IndianMillennialWife kadugudi? That area is expensive
@@vrahul7602 no the other side . Mysore Road
@@IndianMillennialWife then I guess you live in brigade. That's a cool place
Instead of buying separate ott and Internet, buy jio fiber postpaid which gives all ott and Internet at 1000rs.
Car wash is very less minimum will be 800 Rs and cook cost will be very ~ 10 to 15k three times
Actually they just wipe it with cloth
Damn
3k was just my sushi and bar bill this week
Haha love sushi too😋
Make a video on educational expenses right from kindergarten to higher education
Single, retired, own 3bhk I spend 16k per month in Mumbai (N) incl. medical insurance of 2k p.m.
Wow
4000-5000 for a cook? That's expensive!
But I liked this form of video! Best so far!
Glad you liked it!
Try ordering food daily from Swiggy Zomato
What about daily groceries Milk, Vegetables? I guess you forgot to add it.
I have added it to. About 3-4k
Transportation, car emi ,home loan emi . If you have a kid your budget will double
Already have a car and loan is over 😅. Have to worry about house now
Nyc info ..my hubby is working in banglore. Staying in hostel.. am in another town. By watching yr video i think this place is expensive than hyd
Now things changed. Hyderabad is more costlier than Bangalore as of today.
@@DeepakKumar-ve9xj nizampet, kkply lo cost of living takuve kada andi
💥
50k is less .....very 👍
I am 25 and live with my parents in a metro city in south India, My monthly spend is 1 Lakh😂😂😂😂 PS: We own our house
You are victim of materialistic world.
U must be drunkard 😃
We r paying 50k+ only for
stay + electricity + broadband + maintenance
50000 is normal for any metro city for a couple...i pay the same staying in a so called cheap city-kolkata
Can you provide a split between you and your husbands expenses? He seems lean on expenses.
Hi except for personal shopping , rest everything is almost equal . I probably shop more that’s all😅
Continue with such more content and please educate people nowadays IT peak think they are smart and endup in debt trap
What’s your total household income ? That will put expenses in perspective
2.5L combined income
@@IndianMillennialWife HI. At first thanks for bringing up such an imp topic for discussion.
You told you have excluded certain non recurring/occassional expenses from the 50k per month. Let's assume that averages 30k per month. So total exp 80k per m. With savings of 170k per m, I think it is not at all a challenge for you to buy a flat with a budget of 1.5 crore. For this I think the emi works out to be 100k per m. Still you will be left with savings of 70k per m. That's damn good unless there is increase in commitments...
@@ABCDZ001 thank you for the detailed analysis .
Yes we were thinking of it , but we are also aware that we wanna have a kid soon and that might set us back a bit if I decide to take a 2 year sabbatical from work . That’s why currently we are investing as much as possible
Also we are not sure we will live in Bangalore forever , we would also be open to any opportunity abroad for some years and then come
So have not decided about home yet
@@IndianMillennialWifehi..may I know what's the size of your investment portfolio and whats your age?
High cost of living is good for the nation
50k zyada hai boss.
Begur ke paas shift ho jaao. 15k tak rent aajayega..no maintenance.
Car bech do. But 2 2-wheeler.
You’ll be shocked to see in the comments that people think 50k a month living is poor
@@IndianMillennialWife I Guess whoever is commenting here that 50k per month is too less, is not a Millionaire. and if they are not a millionaire, their opinions and suggestions DO NOT MATTER.
Only make sure you are getting good nutrition(avoid eating outside or ordering from outside) spend a good amount in gym/sports.
Save Every Penny, Live Frugally, Live Low-Key, Donate the access Money to the Needy.
(Advice from a Dollar Millionaire)
If you have a frugal attitude and mentality of a semi miser, thia ia the best and balanced combination to spend less and save more. I know people who try to save more than they earn AKA dogs life
Why r u spending money on Gym additionally, when there is Gym in ur apartment and also paying for that?
Kolkata comparatively is pricier than Bengaluru ...
You're staying here on a rent or have bought the property on loan? clarify please
Rent . Owner of the house told us the current resale value is 75L
Hi Thanks for guiding us ,living in bangalore is not so easy and quiet expensive ,a person who can have minimum above 1.5 lakhs is it possible to survive in bangalore
Yes possible
Home town visit expense maam??
My parents live in Bangalore itself and my In-laws house we got twice a year max so that’s a non recurring expense :)
1500 for Movie per month? The tickets these days in any multiplex goes upto minimum Rs300 on weekdays and Rs500+ weekend unless you go to single screen theatre 😅
Yes, you can still find single-screen cinema halls in Bangalore with 150 rupee tickets, and coffee for 10 - 20 bucks. Bangalore is not that expensive if you know where to go.
- internet can be cheaper like excitel or any local wifi try 3month first to check service in locality. then pay full year once. you will have 400 to 500 pm for 200mbps
- Dmart is good but I mostly use flipkart groceries. cause We didnt have 4 wheeler so that will cost me auto price.
- Bangalore is full of restaurant but very very less tasty foods. Mostly I search Andhra restaurant for good food.
- Netflix in 550 ?? how ??
May I know the place where you live?
I am living small state in the USA.. We need 300k a month.. If I come to India, I can live like king for 10k a month.
You have no clue 10k, you cannot live anywhere in the world like a king- not even in Africa. Unless you are talking in USD
@@Chimera2020 not in dollar .. We have 20 acres of land and own a house .. We are away from Bangalore like 150 km. So I need 10k is enough..
@@Chimera2020 if you have a house, you can live with 10K in India. Average salary of an Indian is 13K and people are quite well managing it. without unwanted spending like cinema, party, eating in restaurant, going out, you can live.
Mam in short term you're able to manage your expenses but you don't have your own home staying in rent so in long term don't you will purchase house
At 50k a month it cannot include all good xpenses of a couple where both are working, even if the rent is 10k a month. This is unless you choose to live a very demure lifestyle.
50,000 monthly expenses is normally not sufficient for a couple. I think today you might require anywhere between 75,000 to 1,50,000 per month.
If you include trips / recreational activities/ pursuing passions / drinking and eating out a lot then yes . In the video I mentioned basic expenses which are a minimum of 50k
I live in a decent street at koramangala. My rent is 14300 for 2BHk.
Which cross..btm 1 bhk is also 20k
Hi , I’m planning on semi retiring in Bengaluru next year for 6 months and then returning home for 6 months. Is it possible I could rent an apartment there for 6 months at a time or is there only yearly leases ? My budget is 60k rupees a month as a solo traveller . Any help you provide is appreciated . Thank you. New sub .
Many options.....girls hostels are cheap and free entertainment.
@@kushisharma5228 I don’t think they will permit me in a girls hostel but I’m sure it’s worth a try.. 😊.. thank you for your help..
As a WITCH company employee it’s a nightmare for me 😢😢😢
Try for better opportunities once this slowdown ends 😢😅
Combined income ? How much ?
2.5 lakhs pm
@@nikhil99a then u r spending very much
50k is very reasonable for couple in bangalore
For a couple in metro cities u need atleast 1lac in hand salary
50k is just a number living in Bengaluru It depends on people how they need to live their lifestyle. Salary does not matter,
50k 😢😮😮😮😮 here is minimum 1.5L per month. Looks like you watch and spend every penny like robot
Yes currently we are trying to save a lot of money
Some of those expenses you mentioned are luxuries people like me will never have. #PovertySucks
Hope in future you feel this statement is completely wrong.
I m paying 45 k in rent only in whitefield
How many bhk
Did you couple did a love marriage or arranged marriage just out of curiosity because u are able to adjust
Arranged 😬
Switch to Jio and save 500 p.m on internet and ott
THAT IS CHEAP COMPARED HERE IN DALY CITY, CALIFORNIA. A 2 BEDROOM HOUSE HERE IN DALY CITY THE RENT IS $6,000 A MONTH PLUS UTILITIED TOTAL $7,000 OR 500,000 RUPEES.
I don't think you can get any 2bhk in a decent society in 28k including maintinance, unless you are living very far from city 😊
Yes we are living outskirts
In which area do you guys live? Btw 50k per month is amazing!
Near Challaghatta metro
Still 50,000 even after this modest normal living 😢😢😢tumba
Where do u live in bangalore where rent is so less🤔
Near Challaghatta metro(purple line end)
24K 2bhk is cheap compared to mumbai 😂😭
If i have room very far from job location...
30km from job location.. then traffic cause problems for me....???
Yes very much but depends on how frequently you have to go to office . I go like once or twice a week so it’s ok for me . My office is 25kms away
@@IndianMillennialWife daily basis..
I think u have wfh thats y .
@@IndianMillennialWifeThank you so much for useful information 😊😊
Grocery 3 to 4k is less.. Must be 5k