The dark secrets of NFO [New Fund Offer] | Money-Minded Mandeep | LLA
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- Äas pĆidĂĄn 2. 07. 2024
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More than 15 NFOs are now being launched in a single year, ever wondered why? Are NFOs really beneficial to you and should you invest in them? Let us discuss it in this video.
Read the blog in English: labourlawadvisor.in/blog/the-...
Chapters:
0:00 NFOs are overhyped
1:55 Higher Expense Ratio
8:26 Important
9:33 Size Matters
11:35 Hiding Performance
12:21 SEBI categorization
14:00 NFO: good or bad?
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Bro, I enjoy your videos. But it's secret. đ€Ł Read again.
Sir kindly make a video on shiny objects syndrome if a person has too many mutual funds
Sir new itr website par video banae
brother I am 18 yrs old and I started learning investment
Sir I am from Nepal. I love your videos.sir I want to know genuine Way to Earn money by online
Yes we need A video On how to Settle Too much Mutual Fund In portfolio
will say if you have invested in many mutual funds there should be few basic steps I have recommended to my father after seeing how many funds he is having
1) Do you understand all the funds will say no matter what is the return should exit if you don't understand
2) What are your goals from that funds
3) See its performance from its pears and ones that are lagging for no reason should take and exit
4) Consult for taxes before exit
all 4 are some of the basic steps it will filter out many of the funds that someone might be having and 1-3 should be done in order and if one level is pass then the selected should go to the next level and one that has failed then go to 4th stage for the plans how to exit to reduce taxes(Taxes are very personal so it depends on your own condition only).
Hope It will help you to select good funds in the future and ya video should come to make and filter out more funds in a better way
@@namanjain3527 thanks for this . helped me Alot
@@pras8004 welcome can you tell me how many funds you own as currently I own one liquid and one index fund but most money is in my own stock portfolio
Glad to find this channel before the age of 25đ I remember I started investing in mutual funds after passing 12th with an sip of just 500rs from my saved money. Mistakenly I invested in ELSS fund and got my investment locked in . But starting was the big step.
So now where is your that invested money?? Is that locked till now ? Cause it has only 3 yr lock in period
So did you earned from it?
You should have at least on ELSS FUND which will help you to save the tax.. And after retirement you will have handsome amount to enjoy your life..
@@ajayachiever1 Sip band ker do aur redemption Ka intzar Karo.Aur Kisi index fund me sip Shri Karo.Ismejhatke bhi Nahi Lagta.
@@sahejg3635 à€à€° 1000 à€°à„à€Șà€Żà„ à€à€Ÿ index fund suru à€à€° à€Šà„à€€à€Ÿ à€čà„à€.. à€Šà„à€ à€€à„ à€Čà„à€ à€à„à€Łà€žà€Ÿ index fund à€ à€à„à€à€Ÿ à€čà„
I like the way you explain
Not taking any side
Giving both side perspective
Not defending anyone.
Unbiased
Out of words now.. thanks
Very perfect video explaining all and everything and LIKE "SIP" ITS "SVP"- Systematic Video Planning â€ïžâ€ïžâ€ïžâ€ïž....
I like the way mandeep puts on the show, sama baandhna hi itna mushkil hota bcz the topics are technical and actually boring yet he makes it interesting.
You guys do a fantastic job! Keep it up! Thanks! :)
Great and eye opening presentation sir. With this, our basic concept has. been cleared. Thank You very much sir and stay safe
Sir
Please do make a video that How can we correct our mistakes of over diversification in Mutual Funds. And thank you so much for such valuable knowledge. We get these quality content here only â€
very thoughtful and nice content!! Thank-you Mandeep.
I wish, my mutual funds may grow at the speed of your hair growth đ [referring hair cut, Kidding bro].
You are doing great work by spreading awareness. Big thanks and lots of blessings brother.
Yes please plan a video on mutual fund rebalancing
You always explains the concept beautifully, keep up the good work
Mandeep: Size matters.
Me: I hate my mindđđ
Play at .25x at 9:39 . Look at line above title :D
@@mbkunal saw it đ
@@mbkunal bhai bade heavy obeserver ho tum đ
@@mbkunal saw it.. "tum tu heavy driver ho bhai"
That's what she said :D
Very Informative... This Guy is giving very deep knowledge in financial educationâââââââââââ
Appreciable work.
Informative and good. Thank you
Hi Mandeep, I always find the content very useful.
I have questions regarding shuffling of mutual fund(SIP based investment) periodically. Is it necessary to do that or should I continue the SIP in same mutual fund
You forget to tell one point that Distributors are paid multiple times commission on NFO as compared to existing funds. I am a Mutual Fund Distributor, but I never ask my clients to go for any NFO. I believe in long term relationship and earning money by giving better products.
I didn't say that specifically, but i did say that NFO allows AMC's to charge high expense ratio and that will be born by investors. Same point, said in a different way.
But I appreciate you saying this, we need more honest distributors like you :)
You guyz are like angel for small business
Thank you
Thanks sir, for providing such valuable information.
Thanks for giving the perspective. Take care.
Thank you so much for the insight. If you could kindly clarify whether the expense ratio is calculated on the basis of capital only or inclusive of profits too.
Your content with your enthusiasm is great đ
Wow mandeep
Learned something newđđ
Thanks a lot. Much needed video.....
Thanks man you are a genuine. Keep it up. Thank you for so much information.
Sir Today the best in class funds was also NFO in the past .....
So better to invest in old fund...like u see Many funds are being closed today.
You make really good videos. Kudos to you!:)
Explained quite well on every aspects
EXCELLENT TOPIC... Thanks a lot
Great info thanks SIRJI
Yes we would very much like you to make a video on how to analyze and correct the existing mutual fund portfolio. keep up the good work, thanks!
excellent waiting for this video for long.
Nice explanation brother đđ
Very insightful đ
Hi Mandeep, thanks for making such informative videos in an easy to understand language. Over time we do end up accumulating too many mutual funds and it would be really useful to know how to clean up the clutter. Plus is there any thumb rule on how many mutual funds we should hold?
Mandeep aap ne Sandeep bhayya jaise ban rahe ho.đ
When Mandeep arrives, content will be useful đ„đ„đ„.
Really, 2days before I was searching about NFO labour law advisor....and here it is now....đ
Thanks for the knowledge, it would be great if you could make an video on best practices of portfolio like how well you can diversify your portfolio by limiting number of mutual funds.
Hats off your knowledge and sharing with us
No one share such indepth knowledge with a normal investor
your content is very informative
Eye opening video, thanks sir.
Excellent information đ
Mutual fund to sahi hai but investment se pehle Mandeep bhai ke videos dekhna aur bhi zyada jaruri hai.......Kudos brother, aapke har ek video humare jaise naye investors ke liye bohut karigar sabit hote hai
Yes sir... Waiting for the video. For this topic
Very good video
You make really nice and understandable content
Thanks for the info.. pls make a video on how to reduce the number of mutual funds in portfolio and also tax harvesting in mutual funds..
You guide me A lot #MM Mandeep Bhai keep posting this kind of jaagruk knowledge
Thanks a lot for the info đ
Your all videos are very informative . Thats for yours videos. đđ
And please make video if anyone have invested in multiple mutual funds.
Sir , thank you for your contribution !
Also, pls make a video on age based risk taking ability or to invest in a fund .
Like a person aged under 30 / under 35
How they should manage their salary for retirement corpus/ house/child edu and child marriage.
In short we know we have to invest but how much amount and at what ratio to be put for above mentioned needs.
Best channel for layman's like me who are not from finance background..
You rock
Keep up
Yes we definitely need video on how to manage existing mutual funds
Thanks a lot đ
Hey mandeep this was a fantastic video .. very informative and crisp..
Please launch a video on how to rebalance our portfolio and at the same time reducing tax liabilities.
à€à€ž à€”à„à€Ąà€żà€Żà„ à€à„ à€Źà€čà„à€€ à€à€°à„à€°à€€ à€„à„ à€„à„à€à€à„à€ž à€žà€°
Hello mandeep thanks for all your amazing content. Could you please clear one of my doubts. Suppose I have started in mutual fund with axis bluechip and I wish to invest for 30 years.will the fund last that long? What is the age of a mutual fund? When do I need to switch?
If a fund closes how can i save my money?
Thanks for the video :)
Bahiya mne apke videos sai inspire hoke hi 2 SIP chalu kre hai. Ase hi videos upload kia kro aap âïžâïž
I always had this question that how is NFO any different from investing in an existing MF after the changes in NAV will be same. And yes i was not sure about the concept behind it but your video has cleared all doubts.
Thankyou
Hi Mandeep,
Thanks for educating on NFO and clarifying on "NFO is not IPO".
I have one question:
What is ELSS fund? Apart from tax deduction 80C and locking period, How ELSS is different from other Large,small or mid cap fund, these also invest in stocks right?
Informative video âš
Awesome explained..as always!!
Sir you mentioned ki..If any MF introducing a new NFO so they might have object behind it..like for Expense ratio or really they have a better object and plan for launching NFO..So, I have a question..how we come to know that reason..?? It's exactly they have good plan or for expenses ratio..
Yes definitely make video on how many mutual funds should be idol for generating good returns.
This was really helpful.... I saved my father's money by not investing him into NFO. And totally agree with you, students n females needs more financial literacy.
If we invest too much in research to select NFO,
then we should go for direct to shares
Very good explanation
much needed video ahead of this nfo season
Nice info mandeepđ
Hello Mandeep,
I have a question about how to effectively invest my emergency fund (thanks to you I was able to pool that amount). I have created a emergency fund and its lying in my bank account. The issues with that are as following:
1. I might spend its as its freely available in my bank
2. My saving bank gives 3% interest (is what websites says) and some very safe liquid funds like icici prudential liquid fund also give similar returns, which is better? (as the bank has more flexibility and no risk to say)
3. Any other alternative for getting some better return
Thank you!
Yes, Need a video on what to do if multiple mutuals fund are taken
Yes make the video ASAP.đ
Great video sir đđ
Sirji paid online classes lo, how to compare mutual funds, sips, how to read balance sheet to capture loop holes when investing for long times etc etc ...
Your videos are very helpful to understand the basics. But when it comes to decision making we need ur mentoring instead of just basic knowledge.
I hope u consider my request
Thanks for wonderful insighy.
Yes, please plan how to stay away from Shiny syndrome or rather FOMO
Informative video. Can you please make a video on P2P lending so we can understand the risks and if itâs safe for a diversified portfolio?
I invested in Motilal Oswal S&P 500 when it was in NFO last year. It is doing good so far..
How to calculate index value of a SIP for calculating LTCG or STCG, because there are multiple Instalments at different time intervals.
You guys are underrated!
Looking forward for your video on limiting the # of mutual funds...
The video that you had put for how to select a good debt fund with Siddharth Malhotra was very nice, similarly could you plz create a video on how to select good mutual funds
kabhi bina research kiye kisi bhi fund ya stocks mein invest nahi karna chahiye. bahe hi wo kitna bhi return de raha ho. aaise return kisi kaam ka jisne itna risk ho ki principal ka Loss ho jaye. Remember Warren Buffett investing rule.
Great content đđđ
Sahi he bhai well information
Please make a video on how many mutual funds one should have and type of funds to have a diversified portfolio
hello sir, I am understanding the concept behind the investments. was thinking to invest in US tech companies based on the current recession in US. here I got clear why I should not go for US-based MF. as I didn't build a proper portfolio in the Indian market.
Prudence information...đ
Really good video
Do make a video on how to reduce a lot of Mutual funds
Thank you brotherđHow to choose a mutual fund and I mean iam a newbie, what points should I consider if i invest single time investment for a period of 3 to 5 years.. hope you see this comment brother
Recommend 3 MF for long term( like your with low expense ratio)
I am 30 and want to build wealth over long term, will go for initial and SIP route.
Exposure to equity high preferred
Parag parikh flexi cap fund
Axis mid cap
Axis small cap/ sbi small cap
Quant active fund
Mirae Assest Emerging Bluechip ( Direct)
Axis Mid Cap (Direct)
Motilal Oswal Nasdaq 100
Thank god Iâm 18 and I watch all your videos yet
I m reading a lotabout power of compounding and i m literally amazed that I was unaware of it since so many years. But sir apni investment journey ab shuru hi kr rha hu main plz guide me I want tp use the power of compunding in next 10 or 15yrs. I would be really glad if u could help me. Big big help from u.
Yes, please create separate video for correct mistake of buying multiple mutual funds.
Kudos to this man
Could you please cover how to calculate your taxes on Long term capital by maximizing your profits taking the benifit of 1 Lac exemption every year. The calculations are little confusing given that if someone is having SIPs by monthly, How each SIP would be considered as long term (if withdraw is done in less than one year it would come under short term gains). Would help if an excel based calculation demonstration is done.
What I understood from your previous videos is to maximize the gain one should take out his investment after one year take the benefit of 1L exempt, pay the taxes on remaining and reinvest it the amount as a new capital??
NPS and stock market which one is better to invest money...
Please make a video on what to do with nfos bought in past
For some time now, there has been a lot of practice in the case of Smallcaes. But I don't know much about Smallcase. I want to know what kind of investment is this? Would it be right to invest in it? What is the difference between a mutual fund and a Smallcase?
Thank you đ
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DP change kro bhot dull lgri hai