4 Ways You’re Ruining Your Budget (Without Realizing It)
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- čas přidán 24. 08. 2024
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Have you ever felt like your financial struggles might be your fault? I'm offering a gentle reality check on common budgeting mistakes you could be making-and be sure to stick around, because I’ll also reveal my #1 nonnegotiable rule for successful budgeting!
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I just started my every dollar budget. I should be out of $25K of debt in 13 months! Thanks Rachel
I bet you do it in less.... Once you start, you will find more ways of getting it done faster. Selling extra things, making more cash, reducing expenses that realize not needed, etc.... it kinda goes on steroids once start seeing the progress
This made me feel better..being responsible on a low income means you don't keep much of your money because your up to date on all your bills.
Love this. Our winter budget is so much higher! Snow removal, higher utilities & bird food all make winter pricier. So glad we can plan for it! ❤
1:23 just a few years ago, Dave would have said the kids shouldn't play sports, take dance class, etc. while you're in BS2. The same with eating out...you only go into a restaurant if you're working there, not to eat. No traveling (vacations), either.
I ❤ Every Dollar! Every month is SO different, don't forget to add in back-to-school supplies and clothes for next month! Having a miscellaneous category changed my budgeting mindset for the better.
School supplies are on sale right now at Walmart and Target. I needed a new notebook, and Walmart has theirs on sale for 45 cents each.
brands, I don't stray from now matter how poor, dawn dish soap, always foam maxipads, and Angelsoft TP haha Great tips Rachael, thank you!
If you have a dollar general around you. Shop Saturday when you get 5$ off 25$ and if they have coupons you can use them to. Do it once a month for all the name brand items.
Thank you! I really appreciated this, that’s how I’ve been feeling, budgeting is harder now since we’re planning for real life
I almost bought polo shirt for my son for school uniform. I decided to go for target uniform it’s 100 dollars cheaper lol
This info is so basic and if everyone does not know it, wow, they need to start teaching budget planning in school. The question I have is what happens if you're already doing all that and you still can't make meets end. You don't buy name brand items, you don't eat out much, etc.
Omg Seint!! Started using it 6 months ago and love it! It is a great make up on its own but the true reason I use it is because it is so simple and minimal. I have one compact and one brush. 🤯 Also, Norwex cloths is my go to to keep cleaning supplies minimal. When my mom is in town she is always asking where my cleaning products are and I just hand her the cloths and a Thieves all purpose cleaner. Now that I am typing this I might have a MLM problem 😂
Loved all of the other tips are great too!
*Wow😁, it's crazy how some people can become multimillionaires by investing just $10K in trading within a few months, while others have to work for 40 years to reach $1M in retirement savings. The power of smart investing, right?*
That's awesome!!! I know nothing about investment and l'm keen on getting started. What are your strategies?
As a beginner, it's essential for you to have a guide. Myself I'm guided by Mrs Victoria K Walter, a widely known consultant
If you are using really a good broker or account manager is easier to earn from the market
That's true. a lot of people today have been
having a ton of disappointments in forex and crypto trading in light of helpless direction and awful specialists
I've been trying to trade but I keep making losses and it's frustrating
Lulu will be coming for you - lol 😂 (I totally agree with you about the leggings.)
I was a stay at Home disabled dad with no money in my IRA or any savings of my own, which was scary at 53 years of age. Three years ago I got a part time job and save everything I make. After 3 years, I am 56 yo and have put $9,000 in an IRA and $40,000 in my portfolio with CFA, Abby Joseph Cohen. Since the goal of getting a job was to invest for retirement and NOT up my lifestyle, she was able to scale this quickly to $150,000. If I can do this in a year, anyone can.
I know this FA, Abby Joseph Cohen Services but only by her reputation of being a former employee at Goldman Sachs; even though she's now involved in managing portfolios and providing investmnt guidance to clients. I have been trying to get in contact since I watched her interview on WSJ last month
@@AliciaSalvadore
Well her name is 'ABBY JOSEPH COHEN SERVICES'. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
I went from no money to lnvest with to busting my A** off on Uber eats for four months to raise about $20k to start trading with Abby Joseph Cohen. I am at $128k right now and LOVING that you have to bring this up here
@@FerdinandoAmbrosanio
Thank you for this tip. I just looked the name up, wrote to her through her webpage and booked a session..
Abby Joseph Cohen hooked me up with a late-stage fund that got me in on private shares of some hot companies before they hit the market or blew up. Those investments totally paid off when the companies went public and their stocks shot up. Now, I’m stoked because I’m heading into retirement with almost a million bucks in my portfolio.
Thanks Rachel👍🏼
Clicked on the new graphic! Very classy!
actual video starts 2 minutes in.
Why is the "Every dollar app" not available in Canada?
Irs not available in Australia either 😢
Wow love the haircut looks great
Is the every dollar app available in the UK.
Also just a thought. Is it really about budgeting or about tracking and reviewing.
Though everyone loves the luxury lifestyle but many don't want to take the risk to invest or work for it.. Now's the best time to buy the dip and it's an opportunity that will grant you all the luxury you crave for. Very interesting content, i would also be glad if anyone here can explain a few things for me, this is 2024 and I believe it's my time to invest and shine for a better future.
I think the one thing most investors miss when calculating intrinsic value, is that they look solely at the history to estimate growth in the future. The growth rate is very important, it arguably should take the most time in valuation. The past 10 years could be unusually good/bad due to acquisitions/dispositions affecting financials. Look to the future and make your best judgements.
There is one thing I have learned in recent months it is to remain calm, especially when it comes to investment in Stock. Learn not to sell in a panic when everything goes down and not to buy in euphoria when everything goes up. I advise y'all to forget predictions and start making a good profit now because future valuations are all speculations and guesses.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Marisa Breton Dollard turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
I am attempting to save money for a used vehicle.
Hawk Chicago knows only takes a few to ruin things for all of us than must of us are stuck with clean up. Or outside waiting ask mary .
If u paying for ur kids sports and can't save for ur future u doing it wrong
I wanted to look back to my Every Dollar Budget some years ago, but the app wouldn't go back that far. Can anyone relate? Sometimes I wish there was a website and not just an app so I could look at my history. Sometimes the app doesn't work on my phone, so it would be nice to have a website as a back up.
😅
You give us such great advice soo…gurl, rethink that hair trend you got goin on. You have beautiful hair that currently is styled like an orphaned 8yr old. 😞
Rachel you been out in the sun huh???