How You Can Buy 60 Lakh Property At Zero Cost ?
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- čas přidán 8. 11. 2022
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ZERODHA waala zabardast tha. Exactly some people don't think and look beyond urban areas. Excellent thinking.
Exactly what I was searching for. Was introduced to this concept just by accident, and now got to know in much better understandable way from you. Will not say understood everything but certainly got more clarity on it. Thank you very much for sharing.
Totally confused. At the end of the video, I was still clueless where the main subject is being touched. You are occupied to sell your platinum membership than explaining the subject..... disappointed.
Kya bata rahe ho sir. Platinum membership
correct
Pure clickbait
Please focus on video we learnt so much
Summary - Buy mid size cash flow positive property using bank loan leverage as real estate market is in bull run now and inflation is increasing. So, using this technique you can easily buy 4-5 good mid level premium properties
Sir, very deep message in the video as always..rentals will attract income tax also, still apki calculation ke anusaar 15-18 saalo mei free ho jayegi property..Robert Kiyosaki ne khud apni life mei ye baar baar kiya hai..key is the right property..look forward to your webinar
VP
Nicely explained. I believe one needs to pay 20% downpayment + 6% approx on registry. Additionally, we need to consider opportunity cost on above amount paid upfront from pocket.
He's just fooling people with mind calculations nothing else.
@@Vj45459equity beated every asset class in 200 years of data ,
This guy free me lo lo 😂
Sir,Good evening I m already doing same what you are explaining in this video from more than 25yrs.very knowledgeable.Ajay Chaudhary
क्या बात सर् जी। आप तो काफी ज्ञानी निकले। रेंटल इनकम इतनी आसानी से और गारंटी के साथ आती तो फिर बहुत सारे बुद्धिजीवी इसी लाइन में आ जाते। रेंटल इनकम के साथ जुड़े हुए रिस्क कौन बताएगा। आइए प्रैक्टिकल रिस्क समझते हैं
1. अनियमितता
2. टैक्स
3. आए दिन के लड़ाई झगड़े
4. प्रॉपर्टी कब्जा
5. आत्महत्या, रेप, जैसा कोई बड़ा कांड होने पर कानूनी पचड़े
6. प्रॉपर्टी का रख रखाव
7. प्रॉपर्टी का अवमूल्यन
ऐसे न जाने और भी कितनी समस्याएं सिरदर्दी का कारण बन आपको परेशान करती हैं।
It's not as straight forward as being discussed. Also under the new tax regime forget about tax saving. Every one has to contribute it's dues😊
It's your luck you get a good tenant and enjoy rental income. I've seen people loosing their hard earned money despite of having good drafted agreement 😊
For the first time i watched your video and within 7 minutes i understood you are on a different level sir... Unbelievable investment ideas... No fancy shorts only knowledge 😊😊
I fully agree with what you have discussed because I've done the same thing. I bought a small place in 1993 in the outskirts of Mumbai & saved on I tax & was living there. Sold it in 2008 @ 5 times original rate & bought little bigger house within Mumbai with a loan. Presently posted in Bangalore & enjoying good rent from this house. Very true what is explained as it's my own experience
Nice should make a biopic
Are you related to Disha Salian?
Loan creates Assets, Assets creates Loans. This is fact. We should follow this wisely. This is the secret of success.
@@kapilbhardwaj4680
Salian is a very common surname in and around Mangalore which is in karnataka. Many have settled in Mumbai.
This concept won't work now specifically in urban areas. Just compare your property rates in 2013 and 2023. There's barely any rise in it. Same goes with rent.
Hi Sir , very useful video . I am 50 year old female corporate lawyer , now in between jobs . We shifted to dubai in 2016 from Chennai. We bought one flat in banglore in 2002 and now it is 6 times costlier than our purchase price and now no loans on it, getting 25000 per month rent. We have a high end villa in Chennai which we bought in 2012 with huge loan, now we have paid 70 percent of the loan and getting a rent of 60000 too. I feel accomplished. We have booked our retirement flat in tier 2 city in kerala too, that too on loan. I am sure in 10 years time while we retire we will have three loan free houses and will retire rich. We are middle class now so as discussed in an early video we took loans during the early stage of life itself and
great investment sir
@@lucky81jv91 Woh Madam hain..😀
So if i am not wrong you bought one house at Bangalore in range of 10-14L and at Chennai 1.5 -2 Cr
@@rkjha148196k correct , banglore property costed 18 lac inclusive of stamp value and regn costs and chennai property 2.1 cr
Best use of leverage 😊
You are the real old school and knowledgeable person. Koi daada, chacha ya pitaji ke jaise samjhate ho... Excellent.
I agree with your example...
In asansol, rent for a 2bhk flat in a modern society complex worth 25-30 lakh is 8-10k per month, which is more than 3.5% of the total property value...
The CZcamsrs giving example of 2cr property in Mumbai, really don't know the rental yield of 25 lakh flat, and doesn't concider the fact of a tax exemption on home loan and a permanent & increasing income source with having an asset...
It's first time i have watched your video and I want to say that you are saying brutal truth. Nowadays many Financial CZcamsrs are destroying youths by giving crap advice. What i have learnt keep your match simple, finance automatically become simple and everybody will reach financial peace i theirs life.
Appreciate you Sir. 👍
Sir really enjoyed what u teach in this video and your vision change my perspective of thinking. Now I am more positive about real estate and want buy some good one.
Recently one of my relative contact me regarding a property buying and i show no interest. But after seeing your video I rethink about it and if this property fit to me i definitely buy it.
Thank you sir.. ❤🙏🙏
Excellent video. Validated by our experience. An IMMENSE value adding idea..
A known person bought a flat in bangalore for 92 lacs inclusive of registry and furnishing. Down payment Rs 20 lac. Actual EMI Rs 52000 approx for a loan of Rs 72 lacs. Market rent 30000/- Tax saved Rs 9000/ So net payment for adding asset of Rs 72 lac is Rs 13000/- per month ( 52000-39000). Now they are planning to reduce EMI by further downpayment so that rent + tax saving is equal to EMI and then let the tenant pay the EMI and buy another flat.
This is the best way to increase assets through leveraging.
If you are showing rental income as income, then you need to pay tax for rent money received. If govt says for second house or if you are not staying in house you can't claim tax rebate, then the calculations and breakeven time will be different. Not as straight forward as it seems. Also flat and buildings strength depreciate over time.
Sir.. In your above example, how did you get Rs.9000/month as tax saved amount?? Kindly elaborate. Thank you.
@@vr1774" If a home loan is taken jointly, each borrower can claim deduction on home loan interest up to Rs 2 lakh under Section 24(b) and tax deduction on the principal repayment up to Rs 1.5 lakh under Section 80C. "Since this loan was taken in single name the tax rebate comes to Rs 9000/-. You could take in join names and avail more rebate.
@@s_a_r_a_t_s No, the flat is used by the purchaser who was paying a rent of Rs 30000/- per month earlier, so it is rent saved and no tax burdenIncidentally Rs 30000/' is also the going rent for those flats. Moreover, the tax saving would be more if the loan is taken in join names under Sec 24(b) and 80(c),
Yes, each person would have to make calculations based on his situation, and may go for this arrangement accordingly to it.
I wonder how can anybody save 9000 tax as the total exempted amount is 2 lacs per annum. Even if the individual is at a highest tax bracket, he can get a benefit of only 30% on the exempted amount which is 5000 a month unless the buyer & the spouse , both are working in the same tax bracket. Moreover the tax benefit cannot happen on every property the individual is buying considering the fact that multiple housing loans are going on.
You are just Excellent sir, I watched your video second time. Really it's an eye opener. Thank you Sir. Best wishes to you.
Sir the same thing I used to educate my friends , seniors & all, but people are busy complaining about how they don't have money to do that, do that etc etc.
I'm glad you are doing it for the large public
I'm doing it to my knowns who believe in me
Aapne kitni property banali ab tak
@@tejamehu two, and planning for more wisely
One of the best videos sir. You have explained the basics which doesn’t meet the eyes of a common man and despite being sundry remains elusive. Kudos for such insight with simplicity and straightforwardness.
Very well explained...thanks for sharing...You need to watch till the end of the videio to get the entireity of the topic....🙏
Remember that real estate investment is a long-term commitment, and it's essential to have a well-defined strategy and realistic expectations. As with any investment, there are risks involved, so it's crucial to do your due diligence and seek professional advice when needed.
Aaj ka gyan....... Alto property pr focus Karien kyuki rental bhi asani se ho jati h. Thnk sir🙏🙏🙏
Great video sir. Please make a video on how to shortlist and buy small ticket size property in Bangalore as you mentioned, as the prices here are quite high and beyond the budget. I really liked the idea of investing in multiple small properties rather than 1 big property.
I agree this point rather than buying one big property.. Invest in multiple property as in rainy days u dont need to sell big which is bit difficult then small one
I guess you could Invest in studio apartments near office complex They are just one room. Have basic furniture and fridge, washing machine and other basic appliances. The studio apartments will be always on rent as it will be popular among bachors or you could give it on Airbnb
I love the way the explain the facts. I had confusion about buying the small property and large property. You clarified it. Thanks lot.
This is by far, one of the best vdo on property buying.......
Wow! !
Having small small properties spread evenly is better than having one big property. This is diversification.
Currently I am planning to buy a big property but I am changing my decision now.
"Aap ne to meri aakhe khol diye."
Thank you sir ❤️.
But one thing to consider - how much appreciation you will get for a luxurious property selling that you won't get selling 2 small apartment - as such units are extremely stereotype and many options are available from builders in unused condition and another problem post Covid the money concentrated in the hand of Middle Class is slashed down on the other hand rich people became richer , so the demand of Big luxurious property got increased and the price is not a fixed one .
Most people didn't understand this video was just awesome ❤❤❤
I was trying to STR ahead in life. You made my choice so easy. This would be an excellent way to retire... Sir
Sir ghr me book hai..maine kbhi dekhi bhi nahi..ab jarur read karungi. .🙏🙏❤️❤️
I am not going to buy a property now but the things you have explained may help me making my decision in near future !! EYE opening explanation .
sir this is an eye opener ......could never assimilate of buying a property with this in mind.....as Mr robert kiyosaki has harped to grow assets and reduce liabilities.....jo aap keh rahe ho wo to Mr Kiyosaki bhi nahi bata paye apni book 'rich dad poor dad' mein
Entry level [low entry buy point] is the biggest factor in making a successful investment.
Do you know Kiyosaki failed as an investor..his wife had contacts in publishing industry..so while he was sitting idle he wrote this book and publishing house made it a success..be careful of preachers who cant do it themselves
Robert Kiyosaki is an absolute crook. All he was trying is to sell his gaming app throughout the book. There are much better investment books but I agree that he made me interested into investment and that piqued my interest into investment world.
Kyunki rich dad poor dad ke time market aise nahi thee
Robert Kiyosaki has said the same.thing
Thank you for this video sir......I have also seen the video of many influencers stating the benefits of renting the property and honestly I disliked that video and it made me so angry that they were misguiding the public which was very wrong.... as I am from financial field and I know the benefits of owning a property I wanted to share my views so I wrote a whole letter to that person how he has not taken tax benefit for the calculation and misguided the public.... You have very clearly stated all that was in my mind and I feel so relaxed and extremally happy that you have busted the myth. I congratulate you for the video and Thank you for making such true and pure knowledge content.
How
Will you.share your no. Pls... I need some guidance
Vp
I sold a small piece of my father's land and bought 1 acre of farming land in a nearby village and planned 1000 white sandle wood trees, is it a good investment?
U r fool
It was really good and informative wrt to understand the property valuation ,profit percentage and returns.
What exactly difference between govt lntrest rate and our interest rate wht u said in video...pls explain. 🙏
Finally found a sensible CZcamsr and someone who thinks like me. Subscribed !!
Very good explanation sir, please make a video on buying resale flats which are 15+ years old are they worth it.
Sir I purchased a 30 lakhs 3 BHK apartment in Bhopal in 2015. Decent locality and society. Not too far from city. Even today the rental yield is only 8200 per month. It’s just around 3 percent per annum of total investment. On top of that I am paying Rs 13,000 per annum as society maintenance. Today the selling price of that flat after 8 years is not more than 32 lakhs. I am not sure if it was a good investment decision or not.
anything wrong with the building quality? or some other reason
Property price dheere dheere badhte hai like 10-12 saal main double and 20th year par near 5x-10x… keep holding
@@chs4866 Bhai 20th year me kaun lene wala h ye property? It's is so old
Try AIRBNB , you will more benifit that you are getting or else give your home for Oyo .
Thank you sir for such a great financial literacy
So nice knowledge nd great clip sir...A big salute for you
Quite informative and honestly very different from what other financial advisors are recommending. Btw I had one question which might not be directly related to this video - Is it good to opt for a home loan at a fixed rate of interest or floating rate of interest?
Fixed rate of interest is more beneficial than fluctuating rate. Rate of interest in India never go down it always goes up with time.
.
Fixed roi is not always fixed its for only first two years but has long term disadvantage that if in future when ever you want to prepay and foreclose the loan you have to pay an additional charge of 1-2% of total loan disbursement amount
@@Brainwaveindia that is same for floating too. I have taken with floating and have to pay foreclose charge in future.
1 critical point missed. There is a catch in buying a property. If you buy it at wrong time(market boom) or at wrong place your investment is doomed. Thousands of corporate employees had invested in Noida in last decade 2010 - 2018 and all are repenting now, though Noida was perceived almost equivalent to Gurgaon in those times and made sense for investment and ticket size was also small. Now same guys recommend share market as better place for investment.
@@DehliDevil stagnant or depreciated and in worst cases not delivered yet.
These people will always will be their in all the cities. I know many property investor who have made 3-5X in last 10 years.
Same has been the case for projects in Gurgaon also..esp near Dwarka expressway...we waited for almost 10 years with Gurgaon builder but ultimately took an exit after legal route....we invested both in Noida and Gurgaon.....it actually depends on the credibility builder you engage with...big names have high stakes so engage with them ...also as sir said..engaging with good players, small ticket sizes, is the area where you have good money making opportunities.
Was it plot or flat ?
@@truman2k mila hi nahee
Eye opener video sir.Well explained.I will surely act as per your advice
Love your channel. Your information on all topics are helpful n valuable.
Excellent.
You have provided the gist of becoming rich by using oneselve's leverage of credibility in a wise manner.
Kya aapko achha lagta hai aur kya aap ke liye achha hai.
I am into real estate for the last 35 years. But find it difficult to make others understand this concept.
Anyway, with god's grace, this concept has made me rich. Hadn't for this learning; i would have long gone into oblivion.
@HFM Leasing Bhai aap hi batha do jo vo platinum plan mai btha nae wala hai, aap kaisa upar aya apki model sai, can you explain in steps and if we can we will follow it. Thanks
@@sanrock21 Sir, in my comment; i have fully agreed to and appreciated your concept.
I am looking forward to more of such content from your end.
Hi i want to start investing in real estate can you please help me to understand it
Sir will it be wise to invest in plot of listed company at lucknow for beating inflation?
You are delivering very authentic and fruitful knowledge. I learn a lot of your vedeo. Thanks sir
Great knowledge sir, thank you sir 🙏
Video is good sir.... Common sense is not very common. I need your personalized help to put in some aspirational property buy in the right perspective. How to connect to you
Thankyou Guruji ! Straightforward , to the point and genuine content .
Guruji Thanks for sharing your wisdom 🙏
I agree with u sir do your investment split up and morethen one unit ,1= 10 ke badle ,4+4+2=10 / 4+3+3=10/ or at list 5+5=10 ,5+3+2=10 ,i think best is last one for middle class like me.
So nice of u sir ji. It's really very very useful.
I m personally getting clarity about my finances, with ur videos. Orelse I was in a dilemma, am I going in right or wrong as for my financial commitments. Thnx a lot. Superb sir ji. Too gud video
Thank you so much sir I recently started my job and always want to own properties because they are real and such a pride but CZcams always demotivate me and you finally solve this confusing dilemma for me in near future I'm definitely gonna use your formula.
Sir I want to buy a flat of 1370sqft @ 48lakh at Assam in guwahati, it's a second hand flat is it value for money, please reply.
Yes it is
Sir aapme gazab ka confidence hai unbelievable 💐
Very true , awesome analysis sir.
Mind blowing analysis 🙏🏼
Sir your videos are interesting and informative.. Really liked the idea of having multiple small properties.. Can you pls suggest about property at Nagpur.. As we have a flat there are not staying there right now.. So my husband wants to sell it off... Is it a better idea or we should keep it. We are from Odisha and have two small flats in Bhubaneswar there but at present posted in Kolkata. Want to pay off home loans soon.. Is it a better idea to foreclose home loans.
Ma'am can u suggest regarding rocket high price of real estate in bbsr with least facility as compared to other metropolitan cities
Kya karti ho madam jo itna paisa hai
As per your guidance, it seems that initially, investing in 1 bhk must be the best option. Value of 1 bhk should be
That's the catch, their are very few cities where we have flat worth 25 lakh and rental yield are questionable unless there's students occupancy or bachelors, what I have observed is students/ bachelor opting for PG which are cheaper so getting 8k rent in smaller cities where net family income is 20 k, quite a challenging task
@@RuturajD true , easily possible in metro cities like Mumbai where mhada building 1bhk rent is 15k . But that doesn't applies to small cities
I have 300 yard land in village area. What I do?
@@mohammedshoebatar4857 that flat cost would be 35-50 lacs
@@mohammedshoebatar4857
Par mumbai m 1 bhi 50 lakh m milta h 😂😂😂
Excellent idea and matured advice for middle class 👍
What a wonderful thing you teach sir, thank you so much, keep it up,
Thankyou for the insights. I have read RIch Dad, Real Estate Investing and Tax Free Wealth. They surely are great books.
I understood your video well and aligned with you and RK about starting small and then scaling up. Real Estate excites us. Just a question- How can that 3/4% deficit (Loan %tage - Rental Yield) be nullified or reduced drastically.
Also, In India, i am looking for a professional property manager who can manage properties anywhere especially handling of multiple properties moving forward.
I have land 300 yard ple tell me what I do or not?
@@GurpreetKaur-wz8lf build 3 or 4 floor 2 flats per floor rent all flats earn good income
@@GurpreetKaur-wz8lf where it is???
As a Property management business owner i can tell you that it takes very time, efforts & expertise to search out 4/5% rental yield properties. I have purchased 2 properties in Pune with 5%ROI. But let me tell you one thing managing multiple properties in one city is easy not of various cities.
I m ur new subscriber me n my hubby both wrk we did nt buy the house as 15 yrs went payg inter in my old flat so I sold off before covid as real estate was down then covid sudenly prices increased three times I regret for selling my flat I bought it for 30 lkhs after covid same flat was costg 75 lakhs
Excellent true about property. I purchased property in 2021 mid after 1.5 year it's increasing i.e. my property increasing by 17 to 20 %. I noticed that compared to city in town pricing more high in terms of land house.
Very informative...thanks
1. RENT WILL BE DOUBLE IN BEGINNING OF 9TH YEAR INCREASE AT THE RATE OF 9% AND NOT 7.5 YEAR. 2. EMI includes part payment of principal as well along with interest. rent will be 7% in 16th year. 3. why adding 3.5% & 14.5%? please explain!
Just on that point where he calculated the average, this video becomes senseless. For multiple cash flows, people should calculate XIRR and not simple or compound interest.
I have the same question but apparently he missed it. A lot of flaws in the video as well as the explanation.
Any services,business,insurance plans,investment, jobs which can't fight inflation will create a debt trap.The person or the company will always be in crises. One may window dress the statistics to show a cosmetic model of performance, but the cash flow will speak the facts,if one is able to analyze the data, and interpret the real meaning of it.
1st video i watched by you sir. im 22 years old. love the way you tell things like a father!
You are just too good sir. I found real guru. Love from Goa India.
Hello Sir
Can you provide a small analysis for buying plot and tax benefit etc
VP
Sir ...Kindly make a vedio on EPS 95 pension related recent judgement of supreme court...Few channels are saying court has allowed employees to opt for higher pension on actual basic salary and few other are saying that court has kept 15000 capping intact for pension calculation....Kindly make a proper vedio for the layman understanding of EPFO pension system as of today... Are we going to get just 7,500/- pension irrespective of getting 6 digit basic salary ?
Thanks for the excellent advice.
Sir your way of explanation is very good
Sir first of all I salute you , for your willingness to share your long gained raw knowledge. And having an absolute sense of talking in layman terms . Bhaut badiya aapki baaten sunkar . Thank you
Sir I've a question . After some years when rental increases what will happen to the loan interest rates ? Will the rental be more than interest rates ? Only if that happens ,it will be cash flow positive property and will excess rental will cover excess interest paid in initial years
Please guide 🙏🏻
Over a period of time you will find that you are getting more rent as compared to interest which you are paying to bank and cash flow will be positive. You can verify this with people who took home loan 8-10 yrs ago and have positive cash flow.
Thanks sir, Please make a video on topics like LIC policies. Why they are not good considering inflation and XIRR.
Sirji, aapka intellect aapki video dekhne se pehle pata laga gaya aapki tittle dekh kar
Sir please make a video on retirement.
How much fund is required now to retire considering inflation
and about those retirees who would pay the loan interest money from there fixed deposite income not from there Salary.
My father & I took a decision to buy a flat in Hyderabad, LB Nagar area (growing a decent pace). We were 8 people who bought the land at 30,000 per square yard in 2019 and started construction after 6 months. We build 4 floors with 8 flats. For us, the 1400 Sqft flat cost us Rs 60,000 overall and we didn't take a loan because during Covid time (Jun to Dec 2020), we were not getting home loans as there were no builders and the land was registered in the name of those 8 peoples. So we were getting Loan Against Property with an interest rate of 13%, commission of 1.5 to 2% and overall it was coming to 16% to 17%. So we didn't go up for the loan instead took credit from known people at 1% interest every month which too a nominal amount of 7 lacs. I am staying in these flats. What I did is a good thing or not??
I think that commercial best or estate poverty
Did it cost you 60 lakhs or 60000 /-?
Sir, he is saying 60, 000/sqft which includes 30k/sqft for land
😊😊😊
really confusing, instead if telling per sq ft can you plz tell per person final cost in lakhs or crores bro, i shall be very thankful to you.
You are really a gem. I never had this much of understanding even after wasting hours on watching many videos.
Yes sir. This is unique way of growing rich. I have already done this in my life.
Get Loan only if you need for Your own living... Otherwise loan is like poision
Sir share some financial plan for salary people monthly earning 21000,
Good topic and it makes difference but not everyone can understand your point of view .
Excellent
Does this analysis apply to buying land. There will be no rental income to off set the interest payment and no income tax rebate too. Land rates are also spiralling and appreciation is quite high. Your advise pl
Fully agreed sir.
I'm a real estate developer in kolkata. We construct stand alone small buildings, G+3, G+4. Price range 22 lacs to 80 lacs. Generally we deal with local customers. How can we deal with customers or investors from all over India? Would you please suggest?
Sir I have a land in kolkata but adjoining road is 12 ft.
@@kolkata7948 12 ft, I would say it will not be of great deal because it lacks connectivity and many people wouldn't be interested.
Which area do you work on? I am from Kolkata too
Kon kon area te flat banachchen ?
@@sauravbasu8805 VP
Early payment of loan is foolish, I always said it, but nobody agreed. Now they will. Thank you Sir.
But how?
there is a lot of nuance in this though
if the not paying the loan is giving you anxiety then you should pay the loan no matter interest rates
Tax ribet is 0 in current New Tax policy
That depends loan in taken on what asset. If car loan or personal loan for something you should pay it off . So that asset value doesn't depreciate.
@@pathakbrothers5019rajeshpathak you have option to not go to new tax system. Keep the old one.
Your videos are excellent 👏
principle amount pe inflation.. Sach me Gr8. Never thought from this angle
Hi, very impressive and valuable suggestions , sir, I am retired person and have no pension , my only source is rental income and intt.on deposits. Now I have some extra money which I wish to invest, where should I invest as per your thinking? Thanks.
I think you should invest in small ticket residential property as per his discussion. Not commercial. Is my understanding correct?
In today's scenario such insights are very relevant to be shared as all people from all age groups are suffering with data overload. "Bhai karen to kya karen ?" is trending all time high .
Sadly today also the importance is given to fields other than economics. Such knowledge for masses is must.
Thanks for the video sir.
Regards
Sir pls give details of villa Plat vs normal Plat, can we expect same appreciation in villa Plats like any other residential property ( individual house)
Great thought , many youtubers post videos containing the misleading facts
Thanks a lot
Bangalore Whitefield location overview
Informative, thank sir for this video.
Well Said Sir Thanx
Sir ur words are tonic.....thanks again...
Can we apply for PMAY ?
Hi Sir , Good to hear about real estate investing. I have one query as you mentioned that rent will go up by 10% every year which is genuine , but at the same time the Interest rates have also gone up from 6.85% to 9.1 % .
Can you explain in that situation .
Go for fixed loan interest
@@dhruvopp09 These days no one gives fixed loan interest
It will get evened up , I mean the interest rate which you paid will be nullified in future, by the appreciation of capital investment in real estate.
Rent will increase 10% every year but not the interest rate. You can see the interest rate trend in the last 20yrs. In 2003 interest rates on home loan were in the range of 7.25% to 7.75% and later went up to 11%. Most times the rate was 8.25%-10.5%. During April 2020 to March 2023 rates were in this range of 8.25% to 6.40%. lowest in Indian history. Currently maximum banks are offering home loans @8.50%.
On fixed rate interest bank will increase the loan duration..
Waoo, what a good lesson. It's amazing. Eye opening
Great video sir 👍
Bhopal par ek vedio banaye sir please
To get Real Estate opportunities and updates in Gurgaon Real Estate market, please join below info group. Click on link : chat.whatsapp.com/GUDvaXixeXC99xDmRjYhM6
Vp
VP
Group full
Excellent analysis. Worth every minutes❤
Hi while the idea looks good but it seems to be not complete will you post additional series ?