NEW 2% CREDIT CARD: PNC Cash Unlimited Visa Credit Card Review *PLUS* 10 Other 2% Cash Back Cards

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  • čas přidán 19. 11. 2023
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    NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!
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    #creditcards #pnc #cashback
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Komentáře • 89

  • @ProudMoney
    @ProudMoney  Před 6 měsíci +2

    Support our channel by choosing your next credit card using one of the card links at:
    - BEST: www.proudmoney.com/best-credit-cards-on-the-market/
    - TRAVEL: www.proudmoney.com/best-travel-credit-cards/
    - BEST 0% APR: www.proudmoney.com/best-0-apr-credit-cards-on-purchases/
    - BUSINESS: www.proudmoney.com/best-business-credit-cards/
    - BEST CHASE CARDS: www.proudmoney.com/best-chase-credit-cards/
    - BALANCE TRANSFER: www.proudmoney.com/best-balance-transfer-credit-cards/
    - CASH BACK: www.proudmoney.com/best-cash-back-credit-cards/
    - BONUS: www.proudmoney.com/best-credit-card-bonus-offers/
    - BEST AMEX CARDS: www.proudmoney.com/best-american-express-credit-cards/
    - BEST CAP ONE CARDS: www.proudmoney.com/best-capital-one-credit-cards/
    - BAD CREDIT: www.proudmoney.com/best-credit-cards-for-bad-credit-unsecured-secured/
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    .
    NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!

  • @johnkim163
    @johnkim163 Před 6 měsíci +4

    Glad to see that PNC is upfront about their underwriting process. Somewhat surprised that they don’t have a signup bonus launch on a new credit card.

  • @curmudgeonextraordinaire1884
    @curmudgeonextraordinaire1884 Před 6 měsíci +21

    Come on Chase and Amex. Time to step up and offer a 2% card.

    • @12KevinPower
      @12KevinPower Před 6 měsíci

      bread 2% is technically AMEX since they are the card network on the card.

    • @MattClausen
      @MattClausen Před 6 měsíci

      What AF would AmEx slap on a 2% card though? And what credits to “offset?”

    • @Adiscretefirm
      @Adiscretefirm Před 6 měsíci

      And CapOne, bump up the Quicksilver to 2%?

    • @VincentPascual
      @VincentPascual Před 6 měsíci

      Agreed. Chase Freedom Unlimited, Cash Magnet, and Schwab Investor (the no annual fee Amex card, not the Schwab Platinum) are 1.5% cash back cards that should be 2% instead. Interestingly, the old Schwab card (it was Visa before Amex took over) was 2%, so there’s precedent for being able to have 2% instead.

    • @tomasvillalpando1876
      @tomasvillalpando1876 Před 6 měsíci

      When I got the Sofi credit card, I got 3% back for the first year. It's a good card to consider.

  • @carltonbanks5470
    @carltonbanks5470 Před 6 měsíci +5

    The Paypal card still is #1 for the 2% base cash back category.

    • @scremingwhisper1720
      @scremingwhisper1720 Před 6 měsíci +1

      Venmo is good too since you can get 3% at Costco

    • @zenster1097
      @zenster1097 Před 6 měsíci

      True. Except for the 1st year Discover it if you count the bonus.

  • @cardojp
    @cardojp Před 6 měsíci +1

    Great content as always, thanks Adam!!!

  • @Doggieman1111
    @Doggieman1111 Před 6 měsíci +2

    Great rundown on some of the 2% cash back cards. Avant now has a 2% cash back card with a maximum CL of $3000 for those with lower credit scores.

  • @djpuplex
    @djpuplex Před 6 měsíci +3

    Wow PNC sent me a pre-approval for the 4% gas card.

  • @MrYourecool2
    @MrYourecool2 Před 6 měsíci +2

    Do a video on the new “Bread Cash Back Card” i just had a mail in offer and AMEX is branding the card.

  • @jbraz_00
    @jbraz_00 Před 5 měsíci

    I have the green PNC Cash Rewards card already, would I be able to product change? I use my Amex BCP mainly, however, PNC for my banking.

  • @MichaelB-od3xh
    @MichaelB-od3xh Před 6 měsíci +6

    IMO PNC is way too snobby for cards that really are nothing special.

  • @busenfreund
    @busenfreund Před 6 měsíci +1

    can you redeem cashback from the the PNC card to an external bank account?

  • @MrBoyntroy
    @MrBoyntroy Před 6 měsíci +3

    Navy Federal Flagship Visa Card has a 2% category for everything that’s not travel related (3% travel).

    • @ProudMoney
      @ProudMoney  Před 6 měsíci +3

      I focused on no annual fee cards but that one is good and popular.

  • @districtavarice
    @districtavarice Před 5 měsíci

    Hello. I have probably a bit less than 2 years of credit history but I already have an 8500 dollar credit limit with PNCs other card and a 794 credit score. Do you think that being less than 3 years would be a deal breaker?

  • @73ocampo
    @73ocampo Před 6 měsíci +6

    I'm 99% sure that I will never apply for another card/account w/ Synchrony Bank. 😑👎 The only 1% would be the Verizon Visa card.

    • @xodima
      @xodima Před 6 měsíci +4

      So far the PayPal card has been good to me. I'm still hoping that PayPal switches to someone else when the contract expires lol. Cant beat that 3% back on just about all online services

    • @WallStreetIceCream
      @WallStreetIceCream Před 6 měsíci

      ​@xodima8882 when is the contract expiring

    • @73ocampo
      @73ocampo Před 6 měsíci

      @@xodima I have PPL too, it's been a good for me as well.

    • @xodima
      @xodima Před 6 měsíci

      @@WallStreetIceCream 2027

    • @DlxyRekt
      @DlxyRekt Před dnem +3

      It's a sad day. 1.5% back starting in August. Time to switch to Citi

  • @vmcr
    @vmcr Před 6 měsíci +6

    No FTF is nice, but no bonus is not

  • @terrelmoss1444
    @terrelmoss1444 Před 6 měsíci +3

    Video Suggestions
    -Best Credit Union Cards Part 2
    -Best No Annual Fee Business Cards
    -Best Card 6% Cash back Cards
    -Best Card 5% Cash back Cards
    -Best Card for Each Spending Category
    -Product Change Rules from Each Issuer
    -Best Credit Cards for Taxes
    -Best Cards for Insurance

  • @djdes91
    @djdes91 Před 6 měsíci +1

    If PNC allowed product changes I would switch to this from their defunct 1.5% back CashBuilder card.

    • @mitchell.9632
      @mitchell.9632 Před 6 měsíci

      Did you try to product change? You never know when they change the rules like that.

  • @qahtanalqaysi5116
    @qahtanalqaysi5116 Před 6 měsíci +1

    I received it as downgrade from my PNC Primer lol 😂

  • @jessmurphy5532
    @jessmurphy5532 Před 6 měsíci +1

    $51.70/Salvation Army.
    Tax deductible donation

  • @Doggieman1111
    @Doggieman1111 Před 6 měsíci +4

    You sound like you have a cold. Hope you're staying healthy!

  • @ABC-wr2yu
    @ABC-wr2yu Před 6 měsíci +8

    When will Chase jump into the 2% game?

    • @zenster1097
      @zenster1097 Před 6 měsíci +4

      I would totally cut the 3% restaurants and dinning etc. for a 2% or higher unlimited max. Too much overlap between the unlimited and flex.

    • @curmudgeonextraordinaire1884
      @curmudgeonextraordinaire1884 Před 6 měsíci +1

      @@zenster1097 agreed. I already have dining on 3 other cards. I could forgo it for a 2% CFU.

    • @MattClausen
      @MattClausen Před 6 měsíci

      When heck freezes over.

  • @zenster1097
    @zenster1097 Před 6 měsíci +3

    No direct deposit into external account?

  • @STONEDECISION
    @STONEDECISION Před 6 měsíci +2

    Look dude. Things have changed. I finding more and more places charging me2-5 percent for using a credit or DEBIT card. Points cashbacks are dying.

  • @jeffreymurrayman
    @jeffreymurrayman Před 2 měsíci

    Can't even get it it's not letting me sign up.

    • @megano101
      @megano101 Před měsícem

      You have to see if you’re pre-selected for the PNC one!! 😊 It’s on the website!

  • @stuckhere14
    @stuckhere14 Před 6 měsíci +1

    Day late and dollar short, sadly. No bonus is a no-go. PNC is big on relationships too, so the longer you're with them, the more likely they are to approve you. I'm probably maxed out on them though, $63k between two cards

    • @SuperVeganShark
      @SuperVeganShark Před 6 měsíci

      They are probably going to push this card in branch, so not much need if they already have existing relationships.

  • @pishposh4506
    @pishposh4506 Před 6 měsíci +1

    Well shit if I wasn't 10/24 I'd be all over the citi double cash with a welcome bonus

  • @anthonytyler4338
    @anthonytyler4338 Před 6 měsíci +4

    Alliant Credit Union 2.5% cashback, no FTF and no sign up bonus

    • @zenster1097
      @zenster1097 Před 6 měsíci +1

      Minimum to withdraw not just statement credit? Deposit to external account?

    • @klingrw1
      @klingrw1 Před 6 měsíci +3

      ​@@zenster1097$50 minimum to withdraw, statement credit or deposit to Alliant Credit Union account for redemption options.

  • @74islandwr21
    @74islandwr21 Před 6 měsíci +1

    Forgot cap one

  • @wcn4107
    @wcn4107 Před 6 měsíci +2

    2% really I get 6% with my American Express. 2% is a lifetime ago.

    • @Doggieman1111
      @Doggieman1111 Před 6 měsíci +1

      LOL

    • @athencroft5139
      @athencroft5139 Před 6 měsíci +3

      That's with an annual fee though...not many folks want to pay the annual fee. 🤷

    • @newt0n_
      @newt0n_ Před 6 měsíci +3

      @@athencroft5139and nobody does 6% flat either. That’s 6% on a particular category

    • @Ralph_Kreutzberger-Blumenfeld
      @Ralph_Kreutzberger-Blumenfeld Před 4 měsíci

      The blue cash preferred? That's only on groceries up to 6k annual spending limit with a $95 dollar annual fee which brings it down to 3% cashback.

  • @Christian-kj4ox
    @Christian-kj4ox Před 6 měsíci +1

    No intro bonus? No thanks lol Well qualified borrowers remotely reminds me of US bank, which we all know what they are like. Makes it seem prestigious but rewards and benefits aren’t

    • @mitchell.9632
      @mitchell.9632 Před 6 měsíci

      U.S. Bank does have that 5% back card plus a $150 or $200 sign up bonus depending on when you apply.

  • @danniesingletary4630
    @danniesingletary4630 Před 6 měsíci +1

    X1 is 2% on purchases under $1000.00. Anything over $1,000 is 3%

    • @phototristan
      @phototristan Před 6 měsíci +1

      That is not cashback, that's points.

    • @zenster1097
      @zenster1097 Před 6 měsíci

      It says cash back on the website but it seems disingenuous. And it’s only statement credit.

    • @athencroft5139
      @athencroft5139 Před 6 měsíci

      X1 was great and as someone else mentioned, it is points. However, it doesn't do good anymore since it went to Robinhood I believe.

  • @samanthagriffinv2.08
    @samanthagriffinv2.08 Před 6 měsíci +1

    Na I’ll stick with my PayPal cash back card

  • @berryzedzero
    @berryzedzero Před 6 měsíci +1

    I've left the game entirely.

    • @user-vy3rp7dc7n
      @user-vy3rp7dc7n Před 6 měsíci +7

      Nobody cares.

    • @kevincooper8232
      @kevincooper8232 Před 6 měsíci +3

      Time and time again, you always come to the comments section of this channel to post the same thing which is that you're out of the game which is pointless. That's like going to a party and telling everyone that you don't party anymore. Okay, if you don't party anymore, then simply don't come to the party.

    • @berryzedzero
      @berryzedzero Před 6 měsíci

      @@kevincooper8232 that's crazy

    • @athencroft5139
      @athencroft5139 Před 6 měsíci +1

      @@kevincooper8232 😂😂😂 Great analogy. He needs to retire

  • @themagoofiles5985
    @themagoofiles5985 Před 5 měsíci +1

    FNBO Evergreen is another 2% card. No fee, $200 SUB, 3% foreign transaction fee.