NEW CREDIT CARD: AAA Credit Card Review 2022 (AAA Daily Advantage Visa & AAA Travel Advantage Visa)

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  • čas přidán 16. 10. 2022
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    #creditcards #AAA #cashback
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Komentáře • 274

  • @ProudMoney
    @ProudMoney  Před rokem +9

    Support our channel by choosing your next credit card using one of the card links at:
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    - TRAVEL: www.proudmoney.com/best-travel-credit-cards/
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    NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!

  • @ramonsuarez1051
    @ramonsuarez1051 Před rokem +52

    5% groceries up to $10,000 and no annual fee? This card is even better than the Amex BCP and Citi Custom Cash when you use it just for groceries!

    • @SinCitizenGent
      @SinCitizenGent Před 11 měsíci +1

      Yes! I feel like this is the first/ only card that has this way higher cap? Wow

  • @EJB3III
    @EJB3III Před rokem +3

    Thanks for the review! This will probably be my grocery card soon as I will be living overseas. Looking forward to 5% back at grocery stores not just in the US.

  • @cardojp
    @cardojp Před rokem +2

    Great content as always, thanks Adam!!!

  • @jimmyjames6492
    @jimmyjames6492 Před rokem +4

    Not too bad of a CC really. Thanks for the info + video!

  • @mitchell.9632
    @mitchell.9632 Před rokem +1

    This is a good pair of cards! A issuer (and co-brander) with the times in regard to if you switch (or have switched) from gas stations to electric charging stations that is included too. On the other card like you state, Adam, depending on the merchant category code if you shop at a grocery store that is a good card as well. Both have decent limits for each calendar year too.

  • @nmrooney1
    @nmrooney1 Před rokem +2

    Thank you very much Adam! Love your videos, and I find them very helpful! So much so that I got myself into the Chase Trifecta with the CSP, CFF, and CFU. Love the set up and the fact that both Chase Freedom Flex came with a 1 year 5x back on gas and Chase Freedom Unlimited 5x on grocery for the first year. My set up is currently perfect, but I can't help but think once these 2 categories go away... I was curious if you could give me your thoughts on your experience thus far with the Triple AAA Daily advantage card? I feel as though this covers the gaps perfectly for the lacking gas, grocery and Costco purchases, and this way I do not have to get an additional 2 cards like the Citi Custom Cash and the Capital One Savor One. Please let me know if my thinking is correct? Overall my goal is the fewest amount of cards to maximize my points. Thank you!

  • @BronxBombers_726
    @BronxBombers_726 Před rokem +12

    Adam I assume your not concerned about the reputation and complaints with Comenity Bank? What’s your thoughts 💭

  • @manleteater1970
    @manleteater1970 Před rokem +6

    Seems like we now have a better alternative to the Amex Blue Cash Preferred for groceries since there's no annual fee on these

  • @vinup6406
    @vinup6406 Před rokem +5

    After seeing your review, I applied for daily advantage and approved to 9k… pretty good addition to my 5% 3% collection. Thanks!

    • @StarFruit37
      @StarFruit37 Před rokem

      Did they approve you right away or took several days to respond?

  • @Andy-yd8jm
    @Andy-yd8jm Před rokem +15

    So these are pretty much the best no annual fee cards for groceries and gas?

  • @mistertor
    @mistertor Před rokem +1

    Thank you for the information. I could see myself eventually finding a place in my wallet for the Daily Advantage card. Alas, I need to do some gardening for a while.

  • @simonemancusoperc
    @simonemancusoperc Před 6 měsíci +1

    Great video! I was wondering how is your experience with the Comenity Bank? Also, how can you redeem the cash back? Thank you!!

  • @gainesville323
    @gainesville323 Před rokem +13

    The AAA Daily Advantage Visa looks like it’d be a good addition with the 5% back on gas and 3% back at wholesale clubs. I’d replace my Costco Anywhere Visa with it

    • @RedRider1600
      @RedRider1600 Před rokem +2

      You got the wrong card.
      The Daily Advantage gets you 5% on groceries, not gas.

  • @MH_6160
    @MH_6160 Před rokem +2

    I was just going over "what's in my wallet" and the AAA travel advantage card has just moved up to my daily driver…
    I could not find any better card for groceries, I was using my Hilton Surpass but I hit my minimum to get my FNC.. so the rest of the year I am using this card.
    I am really impressed with this card, only complaint is it is slow for charges and payments to post but it is what it is.

  • @bizzyfit2128
    @bizzyfit2128 Před 9 měsíci +4

    That AAA Daily Advantage is a little known badass. I didn't even know about it, but received a solicitation email and asked myself why would I NOT apply for this card!? I have one now.

  • @Waz90
    @Waz90 Před rokem +6

    Applied and was approved for the same card. Thanks for making these videos, would have never came across a great card like this otherwise!

    • @lawmenforce
      @lawmenforce Před rokem

      did you get your card yet

    • @Waz90
      @Waz90 Před rokem +2

      @@lawmenforce yes I did and I love it.

    • @Sayydz
      @Sayydz Před rokem

      @@Waz90 is it able to be used with Apple Pay?

  • @coreyphanor8733
    @coreyphanor8733 Před rokem +1

    Adam where are you at on Chase 5/24 rule?

  • @SpencerJohnsonOfficial
    @SpencerJohnsonOfficial Před rokem +4

    So many interesting cards out there that I haven't heard of. I'm glad the accidental application worked out for you lol. $22k credit limit is no joke! Thanks for sharing Adam!

  • @mitchell.9632
    @mitchell.9632 Před rokem +1

    *If you switched over from Bank of America* you may want to opt out of arbitration with Comenity within the thirty days. In case of dispute you may want to keep your ability to use the public court compared to the one they picked for arbitration.

  • @Joshualibbyy
    @Joshualibbyy Před rokem +2

    Thanks Adam! Got approved for 15k love u buddy! Unfortunately my APR is 24% lol

  • @rustymu87
    @rustymu87 Před rokem +1

    Thank you

  • @fataudra7579
    @fataudra7579 Před rokem +3

    Too had Comenity isn't reporting balances to the credit bureaus until December. SMDH

  • @flubberghosted2472
    @flubberghosted2472 Před 7 měsíci +1

    These are fantastic cards in my quest for 5% everything. Gonna get a Citi Custom Cash, then shoot for these.

  • @ayamaikarim
    @ayamaikarim Před rokem +2

    Thank you for reviewing this card as I applied last night for AAA Travel Advantage Visa for 5% Gas to use it along COSTCO ANYWHERE VISA CARD BY CITI on my across America road trips, especially at Love's gas stations. For AAA Oregon Equifax was used for credit check. One question are you allowed to apply for the other AAA Visa Card, just curious.

  • @terrelmoss1444
    @terrelmoss1444 Před rokem +2

    Can you provide the links to these cards

  • @xodima
    @xodima Před rokem +2

    8:54 I didn't watch that long, what agency was pulled? 😋

  • @mtmmase3333333
    @mtmmase3333333 Před rokem +9

    Hey got approved for 7400 credit score was 697 and 706 interest rate 24.99 % they said my credit is average that why the rate is so high but super easy to application thanks for the information

    • @lawmenforce
      @lawmenforce Před rokem

      how long did it take for card to arrive

  • @justinajat557
    @justinajat557 Před rokem +7

    How have peoples experience been with these cards? A lot of upset people online about some of the issues with comenity

  • @user-xt9by1ev9e
    @user-xt9by1ev9e Před rokem +1

    If I were to only have 2 cards what would u suggest? The aaa daily advantage + BILT card or savor one + venture X?

  • @armytruth6860
    @armytruth6860 Před rokem

    I applied and it's reviewing and will let me know in 10-14 days

  • @cptbob100
    @cptbob100 Před 2 měsíci +2

    I was just as shocked as you to rapidly apply for the card and get immediately approved 😂

  • @moanamama1422
    @moanamama1422 Před rokem +9

    Can you tell me if you’ve had any problems with your payments going through on time or any other problems or issues? I haven’t applied for this card but I just looked at reviews for Comenity bank and looks like they have lots of 0:04 negative reviews and problems. I would like to find out with people on here how their experience has been after getting one of these AAA Visa cards before I apply.

  • @Rosetteismyname
    @Rosetteismyname Před rokem +1

    Unboxing videos!📸📷

  • @mossnord7136
    @mossnord7136 Před rokem +6

    I received a pre approval email from AAA that I was pre approved for the AAA Travel Advantage Signature credit card. I accepted the offer and was immediately qualified for a $10,000 limit. This is great news because 6 days ago as of the writing of this, I qualified for a new car loan of $38,600 so I had some new credit inquiries on my credit report and I was afraid I’d be denied. My current Equifax score is 730.

    • @gaalxystar1873
      @gaalxystar1873 Před 6 měsíci +1

      Congrats! I got a 3500 CL due to lack of loan and low income. Had 14 hard injuries with 6 accounts credit score 731

    • @mossnord7136
      @mossnord7136 Před 6 měsíci

      @@gaalxystar1873 thanks! that’s a great limit that you got. Around the time that I got the AAA travel card I also got a Chase Freedom Unlimited and I was only approved for $2,100 credit limit. So I think you got a good deal. Congratulations!

  • @calliope7575
    @calliope7575 Před rokem +1

    Is there a different credit score requirement between the daily visa and the travel visa?

  • @RedRider1600
    @RedRider1600 Před rokem

    Can you get them both?
    At the same time, or on the same day?

  • @estebannator2012
    @estebannator2012 Před rokem +1

    Hi Boss. I watched the whole video, but this seems too good to be true. Is this 0.00 anual fee? No AAA membership needed?

  • @paulstein916
    @paulstein916 Před rokem +12

    I was interested until I saw the card issuer is Comenity. They were fine up until June when they did a system “upgrade”. Since June, I’ve had many issues and taking forever to get resolved. They still have not reported to the credit bureaus since June and it’s now October. No thanks.

    • @lawmenforce
      @lawmenforce Před rokem +1

      what kind of issues if you don’t mind sharing

    • @paulstein916
      @paulstein916 Před rokem +6

      @@lawmenforce initially not able to process payments but was resolved, not calculating rewards at the correct percentage, not posting transactions to rewards page and accruing the points earned resulting in not issuing rewards certificates earned, not reporting activity to credit bureaus since June. Still showing a $4k June balance at the credit bureaus when it was paid off in full in August. 30 minute waits on hold for customer service. They were good until June, but since the system “upgrade”, it’s not so good. I think they have resolved most issues except for the credit bureau reporting issue.

  • @robertgallacher9288
    @robertgallacher9288 Před 8 měsíci +1

    where is the link to the card ???

  • @kathleenholt8374
    @kathleenholt8374 Před rokem +16

    My first payment to Comenity Bank after it switched from the old AAA Visa got lost. When I tried to use their card a few days after the due date, it got denied for "insufficient funds." On my prior AAA Visa card,, which I had had for almost 30 years, I'd never missed a payment and always paid in full each month. When I called the number on the card, the woman I spoke to told me that Comenity always froze accounts when a payment was missed. During the phone call, I made a bank transfer to pay not only my past due, the interest, a late fee, and the account balance in full to that date. She then informed me that my card would be still be locked/frozen until the next billing cycle - a full 25 days away - which was during the holiday season. I asked about my ongoing bills (Netflix, donations, etc.) that were charged against my AAA credit card, which I had just switched over to the new card number for Comenity Bank. She said that those charges would be denied. I asked to speak to a supervisor, who told me the same thing - that the credit card would be frozen until the next billing cycle. I asked her about that several times, because I have never heard of any credit card doing such a thing - especially, when the balance was now "$0.00." The credit card statement lists charges for late fees but I can't find anything that says the account would be frozen. She indicated that she could see the date that I had joined AAA Visa - and my payment history, but my good credit history did not matter. My card would be frozen. So I cancelled this account. Such a shame, because my old AAA Visa account was great. I would NOT RECOMMEND this card.

    • @InstantlyAlacrityLevel
      @InstantlyAlacrityLevel Před rokem +4

      When you say "got lost", did you pay using the postal service? Its a tech forward company so paying directly using the account access would be the direct best route. Sorry that happened to you. Mailed in payments and bank wires have a disclosure about the delay in processing.

    • @krnguy
      @krnguy Před 9 měsíci

      You lost me at, "My payment got lost..."

  • @alexthesniper1952
    @alexthesniper1952 Před rokem +2

    That AAA card with 5% cashback on gas stations would be an awesome addition for me but I don't think I would get approved as my new student loans came on my credit report and dropped me from 722 to 690

    • @ProudMoney
      @ProudMoney  Před rokem +2

      Hard to say, you might be on the bubble in terms of approval.

  • @armandoangeljr4464
    @armandoangeljr4464 Před 10 měsíci +3

    Adam, will you be writing an in-depth review of this card? (AAA daily advantage) Even though I already have the Citi Custom Cash, Discover It, and the AMEX Gold, I could use this to get cashback on all those categories. I’m particularly interested in Wholesale Clubs since I use my Chase Freedom Unlimited to get 1.5X back. This would give me 3% back. The reason I ask because I have a AAA Premier membership and got pre-approval email from Comenity. Any thoughts would be helpful. Thank you!

  • @ikgtrinity6984
    @ikgtrinity6984 Před 23 dny +1

    As a AAA associate, I can tell you that you do not need to be a member to take advantage of the AAA Visa Credit Cards from Comenity.
    I do not speak for the whole of AAA, but I am an associate in the DMV area and I work with this card every day and I am a card owner for the Travel Advantage Signature Visa card myself because I commute an hour each way and I love the 5% cash back on gas.
    To answer one other question I saw in here. You are limited to one of these cards per person. So you can get the travel or the daily card. Not both. However you can have yourself get one and your family member or your spouse get the other one and then have yourself added as an authorized buyer.

  • @weasel9062
    @weasel9062 Před rokem +4

    Couldn't resist and had to apply, got approved. 5% on groceries with no FTF is great for me as an expat.

    • @Sayydz
      @Sayydz Před rokem +1

      Where did they pull from?

    • @weasel9062
      @weasel9062 Před rokem +1

      @@Sayydz experian

    • @terrelmoss1444
      @terrelmoss1444 Před rokem

      Are your rewards Cashback or statement credit?
      Also do you pay your bill through a website or app?
      May I have the link

  • @stevenwoo2881
    @stevenwoo2881 Před rokem +3

    I just coincidentally received the AAA Travel Advantage Visa Signature card today. Looking forward to the 5% cash back for gas. Great review!

    • @similienr
      @similienr Před rokem +1

      Do u know
      If car rental count as travel?

    • @stevenwoo2881
      @stevenwoo2881 Před rokem +1

      @@similienr Spoke with a customer service representative and was unable to get a definitive response. Will send a note to their message center and let you know. Thanks.

    • @similienr
      @similienr Před rokem

      @@stevenwoo2881 ok please do
      Thanks

    • @lawmenforce
      @lawmenforce Před rokem

      how long did it take to receive your card if you had to guess from time of approval

    • @stevenwoo2881
      @stevenwoo2881 Před rokem

      @@lawmenforce I believe the card arrived between 1-2 weeks

  • @Cricama
    @Cricama Před 5 měsíci +2

    Can I pay my aaa auto insurance with this credit card because I know they don’t accept credit cards for auto insurance policy just wondering if they accept this one lol

  • @similienr
    @similienr Před rokem

    What are the AAA Credit Card eligible travel purchases?
    Is car rental count as travel?

  • @SabreLeonheart
    @SabreLeonheart Před rokem +4

    Applied and approved for $5k with my LOL/24 🤣
    This will be very useful for paying off insurance!!! 😁
    Oh the irony.
    Edited to add - if you put in the wrong zip code (at the start home screen for the card) it won't go through. Then I put in my actual zip code in the beginning and it worked.
    I don't know if that's new or not.
    Thanks Adam, for the great content.
    I had a dream about you the other night - we were discussing credit cards and high APY accounts 🤣
    I'll sure tip you coffee good sir.
    I probably fell asleep in the mid of your videos 😂

    • @tedabdulfattah2601
      @tedabdulfattah2601 Před rokem +1

      What website did you use to apply?

    • @SabreLeonheart
      @SabreLeonheart Před rokem +1

      @@tedabdulfattah2601 I went to the AAA web page and entered my zip code and I found the links on the page after under "financial."

    • @lawmenforce
      @lawmenforce Před rokem

      have you gotten your card in the mail yet

  • @562Samarie
    @562Samarie Před 6 měsíci +1

    ADAM, CAN YOU OR ANYONE TELL ME IF THIS CARD OFFERS 5% ON GROCERIES THRU INSTACART FOR WALMART NEIGHBORHOOD MARKET, ALDI'S, AND COSTCO. I DON'T DRIVE, SO I'M TRYING TO FIND OUT IF ANYONE WHO HAS THIS CARD CAN GIVE ME ACCURATE INFO? PLEASE HELP?

  • @RedRider1600
    @RedRider1600 Před rokem +1

    So they approved you for $22,000 BEFORE even doing a hard pull?

  • @LouisJr.
    @LouisJr. Před rokem +2

    Continuing from my last comment. I was thinking of canceling my Capital One SavorOne & AAA cards since I have a Citi Custom Card, Amex Preferred & maybe Chase Flex to cover streaming services. What would be your suggestion about that?

    • @Black____
      @Black____ Před rokem +2

      I wish these channels answered at least some questions from viewers.

    • @titomendez7409
      @titomendez7409 Před rokem +1

      Keep your AAA Travel Visa and use it for gas. Use AmEx BCP for groceries, Citi Custom Cash for dining and CFF for its rotating categories. If your C1 Savor1 is old keep it for its history if not then cancel if it's a bother to you. One advantage the Savor1 has is that it has no FX fees

    • @LouisJr.
      @LouisJr. Před rokem

      @@titomendez7409
      Hello! I also have the Chase Unlimited too. I think the unlimited is just like the Chase Freedom Flex but it has more merchant cashback offers compared to the Freedom Flex card. I'm thinking about canceling my Chase Unlimited along with my SavorOne that you mentioned in your reply.

    • @lotto5742
      @lotto5742 Před rokem +4

      Why cancel the cards? You will ruin your credit history. Just keep it.

    • @sonokanda9436
      @sonokanda9436 Před 9 měsíci

      @@LouisJr.We have similar setups.

  • @themagoofiles5985
    @themagoofiles5985 Před rokem +7

    Has anyone had this card for a few months to see rewards post?
    Was reading the fine print and it says
    "1 Offer is exclusive to AAA Daily Advantage Visa Signature Credit Card holders enrolled in the AAA Daily Advantage program. "
    What is the AAA Daily Advantage program? Is it only available if you are a Northeast AAA member?
    I can just see the bank allowing anyone to get the card, but not paying the 5% reward.

    • @InstantlyAlacrityLevel
      @InstantlyAlacrityLevel Před rokem +1

      The rewards are in your account center. Tech forward company, they won't list your rewards in the paper statement.

  • @LouisJr.
    @LouisJr. Před rokem +3

    Hello! I recently got the AAA daily Advantage card then i saw your review on the Amex Blue Card Preferred with it's two: 6% categories. I'm thinking of canceling my AAA card since I have the Amex Preferred for now. But I'm only keeping the Preferred until the promotion ends then I'll probably switch to the regular Blue Card. What do you think about that?

    • @dickievaplon5867
      @dickievaplon5867 Před rokem +1

      AAA No Annual Fee. AmEx $95 After The First Year. AmEx 6% Up To $6,000. AAA Is Higher 5% Up To $10,000

    • @gabrielmckee9351
      @gabrielmckee9351 Před rokem

      Why cancel. It has no annual fee.

    • @LouisJr.
      @LouisJr. Před rokem

      @@gabrielmckee9351 Yeah! I'm just going to hold on to this card & wait until my trial period ends with Amex Preferred then cancel it.

    • @joshuabanks399
      @joshuabanks399 Před rokem +1

      Does anyone know if Walmart neighborhood market codes as grocery on the daily advantage?

    • @357twilson
      @357twilson Před rokem

      @@LouisJr.how is the card overall? Have you had any issues?

  • @tedabdulfattah2601
    @tedabdulfattah2601 Před rokem

    Does anyone have a link to apply for one of these cards? I'm in SoCal and I'm unable to find anything

    • @ronalddobis6782
      @ronalddobis6782 Před rokem +2

      Use a Boston zip code to get past the first screening.

  • @JOSERAFAEL403
    @JOSERAFAEL403 Před rokem +3

    Hello, how long it take yo be notified if you're approved?

    • @camtierney6973
      @camtierney6973 Před rokem +1

      I applied and did not get an instant approval, still waiting for the email/mail response

  • @sudhisira
    @sudhisira Před 11 měsíci +7

    "Purchases at AAA" - does this include the AAA auto insurance and home insurance premium payments?

    • @frankbradford9616
      @frankbradford9616 Před 6 měsíci

      No. AAA does not let you pay for auto or home insurance with a credit card. Good news is that it does include Club purchases made online or at AAA branches. "club" purchases would be things like AAA Auto Club (roadside service).

    • @sudhisira
      @sudhisira Před 6 měsíci

      @@frankbradford9616 - thanks. Maybe they don't allow us to pay with *this* particular card? Because I have always paid for my AAA home and auto insurance with BofA customized cash card or BofA Unlimited cash rewards card.

  • @djpuplex
    @djpuplex Před rokem +3

    So I got the card and don't have a AAA membership but how do I register the card to make payments online it's asking me for a AAA membership number?

    • @ProudMoney
      @ProudMoney  Před rokem

      I did not have to use an AAA number, is it required or optional?

  • @terrelmoss1444
    @terrelmoss1444 Před rokem +3

    Can you redeem your Cashback for a statement credit?

    • @InstantlyAlacrityLevel
      @InstantlyAlacrityLevel Před rokem +6

      Yes! Egift Cards, Apple Products, merchandise and (i think but could be wrong) CASHBACK (in form of mailed check).

  • @dmytrobur
    @dmytrobur Před 5 měsíci +2

    Question: can I get $100 bonus if I am not AAA club member? Thank you

  • @MissEnglish123
    @MissEnglish123 Před rokem

    This seems like my kinda of a gas card, but I already have 2 card with comenity, I wonder if that would make a difference?

    • @SabreLeonheart
      @SabreLeonheart Před rokem +1

      Nope.
      I have three cards with them and was approved for 5k.

    • @similienr
      @similienr Před rokem

      What bureau they pulled?

  • @vinceal-sherifi1083
    @vinceal-sherifi1083 Před rokem +2

    What's the recommended credit score to apply?

  • @JOSERAFAEL403
    @JOSERAFAEL403 Před rokem +1

    Does anyone know how to apply if you live in Florida. Can't get a way to do it?

    • @ronalddobis6782
      @ronalddobis6782 Před rokem

      Use a Boston zip code to get through the first screen.

    • @JOSERAFAEL403
      @JOSERAFAEL403 Před rokem +1

      @@ronalddobis6782 still always is a glitch at the to summit.

  • @MarlonOwnsYourCake
    @MarlonOwnsYourCake Před rokem +6

    I just got the savor one and I regret it a little bit now

    • @ronalddobis6782
      @ronalddobis6782 Před rokem +3

      Same here. Literally got it last month. I wanted it for groceries. Would rather have this 5% card.

    • @alexthesniper1952
      @alexthesniper1952 Před rokem +3

      @@ronalddobis6782 Don't regret it guys I got it myself and it's one of the best food cards out very few cards give you that sort of rate for groceries and takeout.

    • @ronalddobis6782
      @ronalddobis6782 Před rokem +4

      @@alexthesniper1952 after I typed that comment I applied for and got the AAA card so I'll use that for groceries and and the Savor for dining.

    • @RedRider1600
      @RedRider1600 Před rokem +2

      @@ronalddobis6782
      I was using US Bank's GO card for 4% back on dining, which I got 2 days after getting the Savor One card. AAA card will be used for groceries. Citi Custom Cash 5% card, which I got 2 weeks ago will be used for dining, or gas.
      I also have a 4% GM Mastercard catchall card, which I can use for gas, or anything else. But can only be redeemed for GM products.
      Now I will only use my Savor One for paying my Spectrum internet bill, which I was surprised to find out got me 3% cash back.

  • @DL-1
    @DL-1 Před 11 měsíci +4

    I am considering getting the card. But my question is how do i pay the card each month, and can I link the card for payment through my bank account? Also... Is the rewards points on insurance for AAA insurance only, of is it for any insurance product?

    • @rickybobby9885
      @rickybobby9885 Před 10 měsíci +1

      ​@@nobomdo you access the card and payments through the triple A app? How does that work?

    • @aflame69
      @aflame69 Před 10 měsíci

      @@rickybobby9885I assume you might go thru the comenity access which is, formally I believe, bread financial.

    • @mikeloman7122
      @mikeloman7122 Před 8 měsíci

      @@nobom did it take 10 business days to arrive? are your points showing on your statments?

    • @nobom
      @nobom Před 8 měsíci

      @@mikeloman7122 I got my card 5 business days in the mail.

  • @alexr9490
    @alexr9490 Před rokem +6

    You're a giga chad of credit cards if you get approved for a 22k limit by accident and don't even need it 😂

    • @ProudMoney
      @ProudMoney  Před rokem +7

      I learned a new word today 🙂

    • @mistertor
      @mistertor Před rokem +1

      Better a giga chad than a hanging chad.

  • @joshuabanks399
    @joshuabanks399 Před rokem +5

    Have you had any problems with them not reporting or reporting incorrectly? Lot of negative reviews out there. I’m pre approved so I want this card but how risky is it?

    • @krnguy
      @krnguy Před 9 měsíci +1

      This won't be an isue if you just pay off the full debt each month..you probably dont want to carry balance over with such a high APR anyways.

    • @numbone
      @numbone Před 9 měsíci

      That was when Comenity updated its system last year. I have a Petco card that didn't report for 8 months. The fixed everything and its been reporting every month for awhile now

    • @thomasbeaver4896
      @thomasbeaver4896 Před 8 měsíci

      Does not give an immediate response to being approved with a 10-14 day wait that’s a first for me
      With a membership and a pre approval how annoying!!

  • @YanLuo
    @YanLuo Před rokem +6

    They both sounds pretty good which makes the Amex BCP out of date, definitely will downgrade after this year

    • @SabreLeonheart
      @SabreLeonheart Před rokem

      Amex would RAT us out even before we apply. 🤣

    • @armandoangeljr4464
      @armandoangeljr4464 Před 9 měsíci

      That’s what I’m doing. I got the Gold Card back in March and the BCP has been collecting dust. I only use it to pay for streaming services. My annual fee posts in October, so I’m going to downgrade to the BCE now that I have the AAA DA and get 5% back on groceries and that awesome 3% back at wholesale clubs. 😅

  • @dbest4755
    @dbest4755 Před rokem +2

    ADAM - They PULL EXPERIAN ???

  • @sergiojimenez2271
    @sergiojimenez2271 Před 4 měsíci +1

    Can you have them both? Or just one?

  • @kendrickwright8615
    @kendrickwright8615 Před rokem +7

    They pull from Experian

  • @hanchardjo
    @hanchardjo Před 11 měsíci +5

    I applied and got approved AAA visa signature . Is their a app to manage the card ?

    • @gaalxystar1873
      @gaalxystar1873 Před 6 měsíci

      There isn't sadly you have to go to their website to make payments

  • @andykline396
    @andykline396 Před rokem +3

    Am I allowed to get both cards?

  • @ronalddobis6782
    @ronalddobis6782 Před rokem +1

    Does Comenity have a card app to pay the bill?
    Also I haven't received a confirmation email from them although they did email me the temporary code good for 15 days.

    • @lawmenforce
      @lawmenforce Před rokem

      did you try to use it? if so did it work

    • @ronalddobis6782
      @ronalddobis6782 Před rokem

      @@lawmenforce not yet. It seems like it is for a one time use. I was hoping to put it in my digital wallet.

    • @lawmenforce
      @lawmenforce Před rokem

      @Shawn S they let you use it once?

    • @ronalddobis6782
      @ronalddobis6782 Před rokem

      @@lawmenforce it is good for sixty minutes after opening the link.

    • @Sayydz
      @Sayydz Před rokem

      @@ronalddobis6782 did you ever get it? And we’re you able to use it with Apple Pay?

  • @mariocruz6941
    @mariocruz6941 Před 4 měsíci +3

    In Walmart is 5%?

  • @jerespe9780
    @jerespe9780 Před 4 měsíci +1

    Can you get 5% cashback at Costco gas?

  • @cazarilolsen4630
    @cazarilolsen4630 Před rokem +8

    I was interested in the card until you said Comenity. Then you lost mw.

    • @similienr
      @similienr Před rokem +3

      What's wrong with comenity bank?

    • @lawmenforce
      @lawmenforce Před rokem +2

      @@similienr that’s what i want to know

  • @stevenmiller7747
    @stevenmiller7747 Před rokem +10

    Commenity bank took over the rights to the AAA credit card from US Bank which got the rights from Bank America in 2015. I was bored so I applied and was approved for the travel card and then thought what the heck, let’s apply for the other one too. A message popped up and said “you already have a card……” so apparently you can only have 1 of them, at least not both the same day. I too have had no alerts of a hard pull and it only asked me for the last 4 numbers of my social security number which generally indicates a soft pull but 🤷‍♂️.
    Update: they did do a hard pull from Equifax for me. YMMV.

  • @rodneymene8747
    @rodneymene8747 Před 4 měsíci +5

    I have both, with sweet limits.😁😁😁😁😁😁😁😁

  • @XFatherGod
    @XFatherGod Před 9 měsíci +4

    I’m afraid of getting the AAA daily advantage visa because of the bad reputation with the bank

    • @nobom
      @nobom Před 9 měsíci +3

      What kind of bad stuff did Comenity do?

    • @gaalxystar1873
      @gaalxystar1873 Před 6 měsíci +2

      You do know there are banks that are worse than comenity or equal right? Take a look at how well fargo fraud charges their customers and lawsuits

  • @daveheel
    @daveheel Před rokem +9

    has anyone used this card for costco gas? eligible for 5% off costco gas? that's where i primarily buy gas.

    • @Apechies
      @Apechies Před rokem +1

      Costco only accepts visa so guessing it should work

    • @daveheel
      @daveheel Před rokem

      @@Apechies it depends usually how the merchant codes it.

    • @WAncouvOR
      @WAncouvOR Před rokem +4

      I have BofA visa cash rewards and I have mine at 3% for gas and it codes as gas. I just applied for this to get 5% on gas.

    • @samkim6127
      @samkim6127 Před 7 měsíci

      @@WAncouvOR Does having an Executive membership give an extra 2% when buying Costco gas?

  • @limepeels1061
    @limepeels1061 Před rokem +3

    How is the mobile app?

  • @BrJD-ii4iv
    @BrJD-ii4iv Před rokem +8

    Stay away fr these cards. They’re linked to comenity bank and comenity bank is known to experience technical glitches. Plus, there’s no mentioning of minimum redemption. I’ve been told that the minimum redemption for rewards is $50.00. I was approved for the Daily Advantage but then I canceled my account after reading the fine prints.

    • @pedromiranda7346
      @pedromiranda7346 Před rokem +1

      I dodged that bullet with the NavyFed More Rewards... 50 minimum redemption, amex (not accepted in some places), and the rewards pale in comparison to my other cards.

    • @BrJD-ii4iv
      @BrJD-ii4iv Před rokem

      @@pedromiranda7346 yea - that $50 minimum redemption is for the birds 🐦..

    • @mdog9161
      @mdog9161 Před rokem +1

      This guy is the credit card king helped me rebuild my credit he is really informative.

    • @BrJD-ii4iv
      @BrJD-ii4iv Před rokem +5

      @@pedromiranda7346 So I finally got confirmed information - the minimum redemption is not $50.00 but $5.00. I’m not sure I like comenity bank but I’ll look into this card in the future..

    • @pedromiranda7346
      @pedromiranda7346 Před rokem +1

      @@BrJD-ii4iv Yeah the cards aren't bad then, I would weigh up your credit cards and see what your best cashback/travel points options are. I just got approved for the NavyFed CashREWARDS! (No min. redemption)

  • @tanman7594
    @tanman7594 Před rokem +3

    I keep trying to apply and it keeps telling me there is a technical glitch, try again later. 😩

    • @BrJD-ii4iv
      @BrJD-ii4iv Před rokem +1

      I applied for the daily and was approved and then I tried applying for the travel within seconds and it stated “a technical glitch” fr yesterday until now 😑… I’ll keep trying throughout the day 😵‍💫

  • @SabreLeonheart
    @SabreLeonheart Před rokem +2

    Now the real question is.....
    How sensitive are they if I bought Vanilla Gift cards to pay insurance? 🤣

  • @DalHarpJr
    @DalHarpJr Před rokem +4

    You wish your credit limit could be LOWER?! Who's this guy? LOL😂🤣

  • @moejoe6198
    @moejoe6198 Před rokem +3

    I accidentally applied as well to sir, after watching the video and was approved for 15k 😂 no credit alert just yet tho.

    • @Sayydz
      @Sayydz Před rokem

      What score did you have? And where did they pull from?

    • @moejoe6198
      @moejoe6198 Před rokem

      @Beck Herrera Equifax FICO 9 754 is what was on the letter when I got it after approval.

    • @Sayydz
      @Sayydz Před rokem

      @@moejoe6198 I applied and they said they’ll send me something in 10 business days.. is this a bad sign?

    • @moejoe6198
      @moejoe6198 Před rokem

      @Beck Herrera yup you more then likely won’t get approved

  • @albuquerqueturkey1567
    @albuquerqueturkey1567 Před rokem +1

    What credit score do you need

    • @gaalxystar1873
      @gaalxystar1873 Před 4 měsíci

      I got apporved with a credit score of 721 with 14 hard inquires and 2 open accounts and 3 closed accounts. I didn't get past 2 years yet for my clearance on my hard inquires

  • @franklomeli2430
    @franklomeli2430 Před 9 měsíci +2

    What’s does it mean by travel 🧳
    Is it flights hotels luggage ….?

  • @stevper6394
    @stevper6394 Před rokem +2

    i went to the webpage, and its 5% for gas and 3% for grocery grouping. Looks like they switched the categories around

    • @fade7755
      @fade7755 Před rokem +7

      I think there are two separate cards, each has card have different ratios for these categories.

    • @stevper6394
      @stevper6394 Před rokem +1

      @@fade7755 Thank you

  • @northernchaotic7196
    @northernchaotic7196 Před rokem +1

    "Not happy with 20k"....cap one just gave me cli to 4k,,, you poor thing! Lol

    • @pedromiranda7346
      @pedromiranda7346 Před rokem +2

      I just got approved for 500 and almost did a backflip out of joy lol

    • @northernchaotic7196
      @northernchaotic7196 Před rokem +1

      @@pedromiranda7346 I did that when I they approved me with 300-- It was a good feeling

    • @gaalxystar1873
      @gaalxystar1873 Před 4 měsíci

      My Capital one credit card refuse to give me my CL of savor one for after my 12th statement with no miss payments 😡.

  • @rosettejones5050
    @rosettejones5050 Před rokem +2

    Adam....the story of your life..
    Person 1: how did you get all those aaa benefits
    You: by accident

  • @queenofcups1122
    @queenofcups1122 Před rokem

    🤩

  • @Black____
    @Black____ Před rokem +2

    “Comenity”?

  • @StarFruit37
    @StarFruit37 Před rokem +9

    Got approved for Daily advantage and CL was $6200. Cry me a river for not getting 10k Lol😂😂😜

    • @justand928
      @justand928 Před rokem

      Hi congrats which bureau did they pull from?

    • @StarFruit37
      @StarFruit37 Před rokem

      @@justand928 they pulled from Experian

    • @gaalxystar1873
      @gaalxystar1873 Před 7 měsíci

      After for years how did it go for you?

  • @JohnnyK60
    @JohnnyK60 Před rokem +1

    I once got 32K on a card, which was waaaaay more than expected, so I called them to lower the credit line.

    • @bradchervel5202
      @bradchervel5202 Před rokem +7

      Pretty dumb

    • @mranderson8725
      @mranderson8725 Před rokem +1

      Pretty smart

    • @LouisJr.
      @LouisJr. Před rokem

      Wow! How did you get a 32k credit limit? You must have a pretty income to get that kinda credit limit.

    • @JohnnyK60
      @JohnnyK60 Před rokem

      @@LouisJr. I think algorithm must have hiccuped!

    • @LouisJr.
      @LouisJr. Před rokem

      @@JohnnyK60 Hey what are you trying to say?

  • @dougohio2
    @dougohio2 Před 7 měsíci

    Tis card is a rip off Never got my points !

  • @d05wtt
    @d05wtt Před 9 měsíci +3

    I would stay away from Comenity if I were y’all.

    • @nobom
      @nobom Před 9 měsíci +1

      Why? Whats wrong with Comenity

    • @pwn600
      @pwn600 Před 9 měsíci +2

      State your reasons.

    • @priley817
      @priley817 Před 8 měsíci

      Yeah i keep seeing this comment and I’m wondering what’s the issue?

    • @Black____
      @Black____ Před 8 měsíci

      🎯🎯🎯🎯

    • @gaalxystar1873
      @gaalxystar1873 Před 6 měsíci +1

      You do realize banks can also behave like others to?

  • @iamtired9350
    @iamtired9350 Před rokem

    What Credit Bureau Does AAA Pull From?

  • @chetkeyston147
    @chetkeyston147 Před rokem +1

    AF is $95