Investing with a financial advisor could be a game-changer. They can help create a diversified investment portfolio tailored to your financial goals and risk tolerance.
indeed, most people downplay the roles of financial planners until burnt by there mistakes. Productivity is optimized and keeping up to date strategies and analysis makes it more lucrative. I've been able to navigate the volatilities and scaled up 80k from 20k with professional
A gave a friend of mine copies of the Paycheck Budget Tracker. She was going thru a divorce and was not in charge of the budget. I told her how to do it and how it has helped me. She was thankful for the help!
I hope you are doing better. I am so sorry for your loss and lack of answers. I have really missed your videos. It is so good to see a budgeting video from you again. Thank you for sharing. 🤗💙
I am so glad you did this video!! I have followed you for years, but ALWAYS got lost on the tracking of both the envelopes and sinking funds! I grouped them together and was always frustrated on why things were NEVER making sense at the end!! Thank You!
I’m at 3:08…. It just clicked. I got so frustrated a few months back and stopped budgeting because I don’t use cash, but instead spend on my credit card for rewards. The documenting and counting of the credit card payment from my checking just wasn’t making sense. This is so helpful! Thanks!
I love how you spell it out for us! This makes it so much more digestable. I've been too overwhelmed to "close out my budget" each month, but have been tracking. Each time I get a little more organized and info to get it closed out. Thanks!!!
Dear Miko, I can't thank you enough.❤ It's been nearly two years with you.❤ 😊 You've helped me a lot. You changed my mind set. Every time I get closer to my goals or reach them, I remember you and thank you. The connection with you, especially when I know you've been through all of these things too really resonates with me. ❤❤❤ I am a Turk living in Germany. We have completely different lifestyles but I can assure you your budget plan can be applied in all around the world. 🤗
Miko, I'm going through your videos again, trying to fine tune my budget. But, omgosh, THANK YOU, for sharing specifically that cash withdrawal for your envelope, reminding yourself NOT to count it. Argh, THANK YOUUUUUUUUUU!
I love watching these because I can never get mine to work out! I still need to figure out how to track when I pull from another envelope and when a pay check is split to cover two months 🤦🏽♀️
So happy to see u posting again...love how you explain how to budget really really well. I see many videos but you just do it perfect... tracking expenses has helped me a lot as well... Thank you for this educational budgeting videos
I love you when you said “not in La La land, in real life. I had kind of tiger 🐅 mom growing up, and the way you said that sounded like mom. I miss her so much❤
Thank you for this video. We are mid march, all my bills are paid and I'm ready to set April's budget up. I like doing it with your budget video. Really sorry for your cat.
Thanks for the video nice seeing you on CZcams. Sorry to hear about the cats. I have two cats myself. You are right sinking funds in many areas to be prepared.
I feel like with this video it clicked a bit. I will have to watch it again. But, mainly what is a problem is getting my husband to work with me as i feel like we are so different on budgeting and why we are still living the way we do. But, I can't get him to see another way. 🤷🤦I know he tries to do better with budgeting but I think this would be a good idea for us.
🙏💔❤️ sorry for your loss. Anytime I use a sinking fund. I do it as a transfer as incoming dollar amount to match the amount of money I’ve spent. For example, I would put a $600 transfer from sinking funds into my checking account and then show the $600 for the cats burial.
Hi! Why 1.318,00 that you take from your envelopes from the bank is not written in the cash as a positive? I imagine is easier to get the starting balance from the bank but are you not working with starting balance also with cash? Thank you so much for your answer and for being so helpful 🙏
You're an amazing wife, mom and pet parent! Not to mention an amazing business owner. It's SO GOOD to see you back. SO SO GOOD! 🙂
Thank you so much!😍
I've heard of sinking funds but haven't implemented them yet.
I've been struggling with unexpected expenses throwing off my budget. Sinking funds definitely helped with that.
Speaking of budgeting, has anyone considered investing a portion of their savings with a financial advisor to accelerate their financial goals
Investing with a financial advisor could be a game-changer. They can help create a diversified investment portfolio tailored to your financial goals and risk tolerance.
indeed, most people downplay the roles of financial planners until burnt by there mistakes.
Productivity is optimized and keeping up to date strategies and analysis makes it more lucrative.
I've been able to navigate the volatilities and scaled up 80k from 20k with professional
Honestly this cannot be overemphasized, helping people mitigate unforseen
circumstances and mistakes It's always good to have a financial plan
A gave a friend of mine copies of the Paycheck Budget Tracker. She was going thru a divorce and was not in charge of the budget. I told her how to do it and how it has helped me. She was thankful for the help!
I never get tired of watching you close out your budget and learn something every time. Thanks Miko!
oh yay! I am so glad it helped!
I hope you are doing better. I am so sorry for your loss and lack of answers. I have really missed your videos. It is so good to see a budgeting video from you again. Thank you for sharing. 🤗💙
I am so glad you did this video!! I have followed you for years, but ALWAYS got lost on the tracking of both the envelopes and sinking funds! I grouped them together and was always frustrated on why things were NEVER making sense at the end!! Thank You!
I’m at 3:08…. It just clicked. I got so frustrated a few months back and stopped budgeting because I don’t use cash, but instead spend on my credit card for rewards. The documenting and counting of the credit card payment from my checking just wasn’t making sense. This is so helpful! Thanks!
I love how you spell it out for us! This makes it so much more digestable. I've been too overwhelmed to "close out my budget" each month, but have been tracking. Each time I get a little more organized and info to get it closed out. Thanks!!!
I’m so happy you are back on CZcams. I first started with you since Oct 2020. Take care of yourself and your family ❤️
Dear Miko, I can't thank you enough.❤ It's been nearly two years with you.❤ 😊 You've helped me a lot. You changed my mind set. Every time I get closer to my goals or reach them, I remember you and thank you. The connection with you, especially when I know you've been through all of these things too really resonates with me. ❤❤❤
I am a Turk living in Germany. We have completely different lifestyles but I can assure you your budget plan can be applied in all around the world. 🤗
Is ryen still working for you ? Miss her and your monthly videos !
Miko, I'm going through your videos again, trying to fine tune my budget. But, omgosh, THANK YOU, for sharing specifically that cash withdrawal for your envelope, reminding yourself NOT to count it. Argh, THANK YOUUUUUUUUUU!
I love watching these because I can never get mine to work out! I still need to figure out how to track when I pull from another envelope and when a pay check is split to cover two months 🤦🏽♀️
Sorry for your loss, this was very helpful. Thank you ❤🙏🏾
It’s so nice seeing you loading videos. Thank you Miko!
I love your vídeos so much!! Following your work from Portugal 🇵🇹💖🇺🇸
Thank you!
Thank you for these videos. I do want to mention to recheck your teller slip I think you put 400 $50.
So happy to see u posting again...love how you explain how to budget really really well. I see many videos but you just do it perfect... tracking expenses has helped me a lot as well... Thank you for this educational budgeting videos
I love you when you said “not in La La land, in real life. I had kind of tiger 🐅 mom growing up, and the way you said that sounded like mom. I miss her so much❤
So sorry for your loss
I use the every dollar app and I love it!!
Thank you for this video. We are mid march, all my bills are paid and I'm ready to set April's budget up. I like doing it with your budget video. Really sorry for your cat.
Sinking Funds are EVERYTHING!!! Thank you for teaching me.
Thanks for the video nice seeing you on CZcams. Sorry to hear about the cats. I have two cats myself. You are right sinking funds in many areas to be prepared.
I miss Ryens videos - also I wish you showed baby budgeting- so hard to stay on track bc you need to constantly buy products
love the details
I’m so sorry for your loss 😢
It is so nice to see you back. Where’s Ryan?
You’re the best! Thank you
I'm so glad you are back!!
I feel like with this video it clicked a bit. I will have to watch it again. But, mainly what is a problem is getting my husband to work with me as i feel like we are so different on budgeting and why we are still living the way we do. But, I can't get him to see another way. 🤷🤦I know he tries to do better with budgeting but I think this would be a good idea for us.
What kind of highlighter are you using in your expense tracker?
🙏💔❤️ sorry for your loss. Anytime I use a sinking fund. I do it as a transfer as incoming dollar amount to match the amount of money I’ve spent. For example, I would put a $600 transfer from sinking funds into my checking account and then show the $600 for the cats burial.
I swear my mind shuts down every time I watch your videos. I would love to learn. Is there a start here video?
Welcome back! We miss you 🥰
I’m self employed and every week varies. What workbook do you suggest to keep track of my spending and bills ?
I have a problem with tracking my spending. Help❤
Savings used category can that also be savings used to fund fixed expenses in between looking for jobs as well?
Hi! Why 1.318,00 that you take from your envelopes from the bank is not written in the cash as a positive? I imagine is easier to get the starting balance from the bank but are you not working with starting balance also with cash? Thank you so much for your answer and for being so helpful 🙏
Can I just get a copy for closing the monthly papers?
We want Ryen!
Do you still sell printed planners?
I do. You can find those at BudgetByPaycheck.com
@@thebudgetmom oh I meant a daily planner
❤ good evening how are you doing today ❤
So sorry about your cats♥
Thank you!😥
The best teacher!! And again, everything just makes sense coming straight from you! Thank you Miko 🤍