The Budget Mom
The Budget Mom
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Maximizing My Cash: Saving For Goals And Splurges!
Come along with me as I stuff all of my July envelopes, from my variable cash envelope to my different savings goals.
CHAPTERS
00:00 Intro
01:48 Stuffing My Cash Envelopes
03:10 Stuffing My 100 Envelope Challenge
06:55 Stuffing My Cash Sinking Funds
11:36 How I Determine Where To Save My Money (Cash vs. Savings Accounts)
13:20: Conclusion
➡️ GET THE SAVINGS VISUAL TRACKERS & ENVELOPES: bit.ly/4f3tS9w
➡️ GET THE WALLET I USE: bit.ly/3yalzYJ
➡️ GET THE 100 ENVELOPE CHALLENGE KIT: bit.ly/3W4EEng
➡️ HOW I TRACK MY SPENDING: bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: bit.ly/2wDETxF
ABOUT ME
Kumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.
She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.
YOU CAN FIND ME AT:
📝 BLOG: www.thebudgetmom.com
📘 FACEBOOK: thebudgetmom/
📸 INSTAGRAM: thebudgetmom
📌 PINTEREST: www.pinterest.com/thebudgetmom/
GET STARTED
➡️Start Here: www.thebudgetmom.com/start-here/
➡️Free Email Course: bit.ly/2UYgNFf
➡️Free Resources: bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMCZcams bit.ly/2CR7U9n
zhlédnutí: 9 120

Video

BBP REAL LIFE BUDGET | Single Mom + Savings Goals
zhlédnutí 34KPřed měsícem
It’s time for another Real Life Budget. I asked my readers to submit their REAL information. Real spending, real debt, and real savings goals. I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method. If you would like to submit your budget information to possibly be picked for a Real Life Budget that we will show o...
My Savings Goals Binder | Save Cash With Me
zhlédnutí 21KPřed 2 měsíci
Sinking Funds have been a game changer on my financial journey! When I had debt, I started with a Christmas sinking fund and my savings goals have grown after becoming debt-free. Using the savings visuals helps with motivation and visually seeing progress. Nothing is more frustrating then saving money and not feeling like your savings is growing. ➡️ SAVINGS ENVELOPES & TRACKERS: bit.ly/3uVQrea ...
Where Did All My Money Go?? April Budget Breakdown!
zhlédnutí 12KPřed 2 měsíci
Not only do I show where my dollars went, but I also discuss if I stuck to my budget limits. What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information. One of the first steps to creating and sticking to a realistic budget is tracking your expen...
Mastering Money: How I Start My Day Financially Strong!
zhlédnutí 91KPřed 2 měsíci
Over the past ten years, I have been working on consistency and establishing a morning financial routine that sets me up for success. Throughout April, I recorded all of the morning routine videos I usually only post to Instagram for CZcams. Here is the entire month! ➡️ HOW I TRACK MY SPENDING: bit.ly/3aIe89I ➡️ HOW TO USE A BUDGET CALENDAR: bit.ly/2IzF2Vj ➡️ FINDING YOUR WHY: bit.ly/3aJUryj ➡️...
Breaking Down My Budget: March Money Update!
zhlédnutí 21KPřed 3 měsíci
I am so excited to have Ryen back for this March budget recap! The last time we showed Ryen's budget, she was one year away from being debt-free. She shares where she is now! I show my "Where Did My Money Go?" worksheets and discuss my $8,000 expense in March! CHAPTERS 00:00 Budget & Life Update With Ryen 27:25 Miko's Paycheck Budget Tracker 29:14 Miko's Budget Category Breakdown 34:02 Miko's I...
Join Me In Making Delicious Sourdough Bread - Sharing My Tips
zhlédnutí 12KPřed 3 měsíci
I never thought I would ever be on video talking about breadmaking. Since starting my sourdough journey almost four months ago, I have become obsessed. I set out on a mission to learn all that I can and consistently bake good loaves to feed my family and share with friends. A couple of important notes: I just learned that the "poke test" that I talked about in the video is NOT used to determine...
February Spending: Where Did All My Money Go?
zhlédnutí 17KPřed 4 měsíci
I wanted to do another detailed video going over my closing out process for my budget, and filling out the Where Did My Money Go? worksheets! CHAPTERS: 00:00 Intro 00:42 My Expense Trackers 05:46 Budget VS Actual Spending 07:16 Budget Category Breakdown 11:16 Investment & Savings Breakdown 14:15 Spending Comparison 15:41 The TBM Wallet 16:16 Conclusion ➡️ ST PATRICK'S DAY CASH ENVELOPES: bit.ly...
Wrapping Up My Budget Before Payday | Budget By Paycheck
zhlédnutí 27KPřed 4 měsíci
I am back, baby!! It's been a while since I did a budget recap or a video reviewing my payday routine! Today, I am doing both in one video! CHAPTERS: 00:00 Intro 02:33 My Expense Tracker 06:00 February Budget 06:43 Where Did My Money Go 13:43 New Tracking Period | Payday 17:16 Stuffing Cash Envelopes 18:37 Savings Goals 25:07 Conclusion ➡️ ST. PATRICK'S DAY ENVELOPES: bit.ly/3PaIqJ9 ➡️ SAVINGS ...
Mastering Meal Planning On A Budget: Plan B Edition
zhlédnutí 21KPřed 4 měsíci
Have you ever got home from picking your child up from school, got home, go to start dinner, only to realize you forgot to thaw out the meat? What about not wanting to make a recipe that's on your meal plan for the week? What if something comes up and you no longer have time to make dinner? Real life happens, so I am prepared to eat at home even when I can't make what's on my original meal plan...
Life Updates + Q&A | Instagram Live
zhlédnutí 24KPřed 4 měsíci
I finally remembered to record my Instagram Live for CZcams! I wanted to post this video here because I answered many questions, like "When will you be back on CZcams?" I give an update and more of a backstory about my mom's passing and what I have struggled with the most since I lost her back in April. I answer questions about becoming a good saver and discuss the topic and trend of "loud budg...
ORGANIZE YOUR VACATION MEMORIES - Organization Tips
zhlédnutí 11KPřed 8 měsíci
This video was heavily requested after I shared some of my vacation boxes on Instagram! I don't know what my posting schedule will be yet on CZcams, but I hope to get back to budget recaps soon! PRODUCTS IN VIDEO: ➡️ Amazon Storefront: amzn.to/3SxMSEj HELPFUL LINKS: ➡️ HOW I TRACK MY SPENDING: bit.ly/3aIe89I ➡️ HOW TO USE A BUDGET CALENDAR: bit.ly/2IzF2Vj ➡️ FINDING YOUR WHY: bit.ly/3aJUryj ➡️ ...
DEBT & SAVINGS TRACKERS: Money Motivation & How To Use
zhlédnutí 43KPřed rokem
Today, I am showing you how I use visual financial trackers in my life. I have a lot of these trackers available in my Free Resource Library (bit.ly/2PDmTHz), in my TBM Shop (bit.ly/42S0DAi), or you can find them over at DebtFreeCharts.com. CHAPTERS 00:00 Intro 00:37 Why you should use financial trackers 04:37 Savings Goals 08:32 Graphic Tracker for Debt 13:16 Lined Tracker for Debt 20:43 Tips ...
BBP REAL LIFE BUDGET | Paying Off Debt + Debt Free
zhlédnutí 106KPřed rokem
It’s time for another Real Life Budget. I asked my readers to submit their REAL information. Real spending, real debt, and real savings goals. I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method. If you would like to submit your budget information to possibly be picked for a Real Life Budget that we will show o...
IG LIVE: HOW TO CLOSE OUT YOUR BUDGET | Budget Tips
zhlédnutí 33KPřed rokem
IG LIVE: HOW TO CLOSE OUT YOUR BUDGET | Budget Tips
CLOSING OUT MY BUDGET | Step-By-Step + Budget With Me
zhlédnutí 52KPřed rokem
CLOSING OUT MY BUDGET | Step-By-Step Budget With Me
JANUARY 2023 BUDGET RECAP | Budget By Paycheck + Budget Tips
zhlédnutí 28KPřed rokem
JANUARY 2023 BUDGET RECAP | Budget By Paycheck Budget Tips
BBP REAL LIFE BUDGET | Single Mom + Savings Tips
zhlédnutí 60KPřed rokem
BBP REAL LIFE BUDGET | Single Mom Savings Tips
DECEMBER 2022 BUDGET RECAP | Budget By Paycheck + Budget Tips
zhlédnutí 25KPřed rokem
DECEMBER 2022 BUDGET RECAP | Budget By Paycheck Budget Tips
MY 2023 BUDGET WORKBOOK | PLANNER + WORKSHEETS
zhlédnutí 93KPřed rokem
MY 2023 BUDGET WORKBOOK | PLANNER WORKSHEETS
BBP REAL LIFE BUDGET | Single Income + Savings Goals
zhlédnutí 46KPřed rokem
BBP REAL LIFE BUDGET | Single Income Savings Goals
NOVEMBER 2022 BUDGET RECAP | Budget By Paycheck + Budget Tips
zhlédnutí 23KPřed rokem
NOVEMBER 2022 BUDGET RECAP | Budget By Paycheck Budget Tips
OCTOBER 2022 BUDGET RECAP | Budget By Paycheck + Budget Tips
zhlédnutí 18KPřed rokem
OCTOBER 2022 BUDGET RECAP | Budget By Paycheck Budget Tips
BBP REAL LIFE BUDGET | Single Mom + Living in Orange County
zhlédnutí 53KPřed rokem
BBP REAL LIFE BUDGET | Single Mom Living in Orange County
SEPTEMBER 2022 BUDGET RECAP | Budget By Paycheck + Budget Tips
zhlédnutí 30KPřed rokem
SEPTEMBER 2022 BUDGET RECAP | Budget By Paycheck Budget Tips
AUGUST 2022 BUDGET RECAP | Budget By Paycheck + Budget Tips
zhlédnutí 21KPřed rokem
AUGUST 2022 BUDGET RECAP | Budget By Paycheck Budget Tips
My 2023 Savings Goals | Saving Tips
zhlédnutí 142KPřed rokem
My 2023 Savings Goals | Saving Tips
JULY 2022 BUDGET RECAP | Budget By Paycheck + Budget Tips
zhlédnutí 29KPřed rokem
JULY 2022 BUDGET RECAP | Budget By Paycheck Budget Tips
BBP REAL LIFE BUDGET | Stay-At-Home Mom + Single-Income Family
zhlédnutí 56KPřed 2 lety
BBP REAL LIFE BUDGET | Stay-At-Home Mom Single-Income Family
JUNE 2022 BUDGET RECAP | Budget By Paycheck + Budget Tips
zhlédnutí 31KPřed 2 lety
JUNE 2022 BUDGET RECAP | Budget By Paycheck Budget Tips

Komentáře

  • @ClayneBanks
    @ClayneBanks Před 2 dny

    I will never get tired of watching your stuffs. It works for me !!!

    • @BarbaraPearson55
      @BarbaraPearson55 Před 2 dny

      Prioritizing effective personal finance management holds greater significance than the sheer amount saved, irrespective of income source. Consulting a certified financial advisor can offer tailored strategies to optimize financial results by reducing expenses and enhancing income, regardless of whether it's earned through employment or investments.

    • @BendyChoy
      @BendyChoy Před 2 dny

      It doesn't make a significant difference until a few years before retirement. Sometimes the market rises, increasing the value of what you own, and sometimes it falls, allowing your new contributions to buy more. As long as the long-term trend is upward, you'll be fine. Trying to time market cycles is futile.

    • @ZhannaDavidova
      @ZhannaDavidova Před 2 dny

      Retirees who struggle to meet their basic needs often failed to save enough money during their working years. Retirement choices significantly impact outcomes. Although my parents both spent the same number of years in the civil service, my mom invested through a wealth manager, while my dad relied on a 401k

    • @cherylhills3227
      @cherylhills3227 Před 2 dny

      How did you choose a reliable financial advisor? How do you assess their trustworthiness and competence?

    • @cherylhills3227
      @cherylhills3227 Před 2 dny

      It's really wise to have professional guidance

  • @claudiarobles07
    @claudiarobles07 Před 3 dny

    Can you do a monthly, I started a new job, and I am getting pay monthly, and it's been hard to save anything before I was able to save 5,000 when payed weekly and now I don't have anything left over but like $20 and it's hard for me now 😢

  • @cassie9210
    @cassie9210 Před 3 dny

    Do you pay all your bills with cash? How is that even possible in 2024? I love the sight of all that cash, though 😉

  • @eheider8820
    @eheider8820 Před 3 dny

    Do you have a problem using $100 bills at grocery stores? I see lot of signs posted that say no 100s or 50s accepted.

  • @sandrafunk5550
    @sandrafunk5550 Před 4 dny

    Hun, I just found you 2024, I think your amazing, brave, and beautiful. Ur videos give me hope with my debt and having a future, I got a belly ring after my divorce to represent my freedom because I was so controlled. Ur brave to have a tounge ring I'm to chicken lol. And your tats are very cool love the girl her colors. Like my mom said misery loves company. Some people only want people to not be happy because they are not. And its sad

  • @tish_has_plans_to_read

    So I’ve been following you on IG and watching some videos here but hearing your story about your mom is devastating 😭😭😭 I’m glad you took the time you needed to grieve and process your loss ❤❤❤

  • @bountyofhealth7712
    @bountyofhealth7712 Před 4 dny

    What wallet is this? So nice!

  • @pollydolly9723
    @pollydolly9723 Před 4 dny

    I will never get tired of watching you stuff envelopes and track your spending! This system works! Trust it!

  • @user-jm8iv9eo5q
    @user-jm8iv9eo5q Před 4 dny

    SO great to see you on CZcams again!

  • @michellemorales401
    @michellemorales401 Před 5 dny

    Homesteading and now stuffing with the Budget Bird. Haha 😂

  • @InterwebUser-ps7ju
    @InterwebUser-ps7ju Před 5 dny

    Do you always use cash? And why use cash instead of Debit? I’m trying to figure out if I should keep using cash or use debit instead for convenience purposes. What would you recommend. I already use debit for auto draft bills and everything else is cash

    • @ambertilden1441
      @ambertilden1441 Před 3 dny

      I don’t know what she would recommend, but what I do is I budget the cash but keep it in my bank account (things like fuel, groceries since I do delivery) and bills. I pull cash out for savings or things we don’t often spend like furniture and car maintenance

  • @Boringcountrylife
    @Boringcountrylife Před 5 dny

    Love the Budget Bird! Thanks for sharing your fun.

  • @irishgirl4977
    @irishgirl4977 Před 5 dny

    Getting a friend to do the envelope method. Told her how I am saving for a trip by doing this.

  • @lisaramos6234
    @lisaramos6234 Před 5 dny

    I love it The Budget Bird 😂

  • @rosamondhazell2149
    @rosamondhazell2149 Před 5 dny

    I was so happy to see you and miss your CZcams videos. Your clarity is so welcomed. I started stuffing envelopes since I saw your first video Oct 2020. For this year I have already stuffed my Christmas envelope and has put it in a high yield savings account. Thank you for opening my eyes to this type of savings, actual cash gives me power over my funds. ❤️

  • @BDBautobot
    @BDBautobot Před 5 dny

    Hi, the coupon code linked for your BBP workbook doesn’t seem to be working. Loved the video! ❤

    • @thebudgetmom
      @thebudgetmom Před 5 dny

      Oh no! What error are you getting? Email support@thebudgetmom.com and we are going to look into this!

  • @mrsbs7146
    @mrsbs7146 Před 5 dny

    YAY!! I love cash stuffing. I find it interesting you faced your bills backward in the cash tray. Is that your preference??🤷‍♀ On a personal note I can't have $50 bills (they're bad luck) 🥺& ALL of my money has to face the same way. 😜 I know some people don't care about their cash facing the same way 🤣, but I'm glad to see your video pop up in my notifications!! 😁

  • @BudgetWithBey
    @BudgetWithBey Před 5 dny

    Can someone let me know if it’s true that she’s coming out with another budget book in October?

    • @makeanddohandmade
      @makeanddohandmade Před 5 dny

      That’s what I remember hearing too and I’m hoping it’s true!

    • @thebudgetmom
      @thebudgetmom Před 5 dny

      Yes! Pre-orders start in September!

    • @michellemorales401
      @michellemorales401 Před 5 dny

      ​@thebudgetmom I already have it on my September budget calendar!!! 🎉💙💜💙

    • @makeanddohandmade
      @makeanddohandmade Před 5 dny

      @@thebudgetmom in time for my birthday!! So excited!!

  • @user-vj6sc8xk9w
    @user-vj6sc8xk9w Před 5 dny

    Love the channel❤. Has helped me immensely and many others. Your simple approach to everything is is exceptional to the average person. Are you going to do the savings binder as printable? Congratulations to you and your family for your future goal and dreams. Well and the way to them and have no doubt you will achieve them. You have so much engery, passion and positivity. Sooooo inspiring🤩😍💞.

    • @thebudgetmom
      @thebudgetmom Před 5 dny

      Yes! You can get the savings envelopes and trackers here: shop.thebudgetmom.com/products/sinking-fund-envelopes-and-tracker-bundle-printable

    • @rhondasue2890
      @rhondasue2890 Před 3 dny

      Would it possible to have the cute cover sheet added to this sinking fund pdf package also?

  • @bubenspitzle
    @bubenspitzle Před 5 dny

    I thought I was seeing things wrong when I saw the euros in your wallet 😅 and I wanted to ask if you sell your 100 envelope sheet separately as a printable? I made some myself, but I'm not so happy with my sheet. Greetings from Germany 👋🏻

  • @daniellewhetstone3518

    Great video!!! I saw the link for the savings trackers... where did you get the Savings Goal binder?

  • @rosesharonwright3025

    Do you have a new budget book coming soon?❤

    • @thebudgetmom
      @thebudgetmom Před 5 dny

      We do! Coming this Fall in September!

    • @rosesharonwright3025
      @rosesharonwright3025 Před 5 dny

      @@thebudgetmom When will you show a preview of the new book? I am so excited! Thank you!

  • @libbysworld7649
    @libbysworld7649 Před 5 dny

    Budget Birdies! Love it. Btw, I have MISSED these so much!

  • @stellavanlieu264
    @stellavanlieu264 Před 5 dny

    Im sorry but i do not understand this type of budget

    • @mrsbs7146
      @mrsbs7146 Před 5 dny

      Stuffing your cash envelopes & contributing to saving challenges are a part of budgeting. A ton of people love watching cash stuffing videos. Hopefully, this helped. :)

    • @reelroyals3222
      @reelroyals3222 Před 5 dny

      go to her website…she has some helpful information to get you started. Her website and IG also have so many other resources for budgeting. or even her YT older videos may help…😊

    • @smilesnluvd6526
      @smilesnluvd6526 Před 5 dny

      This is only a portion of her entire process. She already budgeted her spending amounts, and now she's just setting cash aside for certain expenses in her budget.

    • @thehapamommy
      @thehapamommy Před 15 hodinami

      She does the budget by paycheck method. She has tons of videos on her channel that will help explain. She ready did her “budget” before this video. Now she is stuffing sinking funds and cash envelopes which is part of her budget process

  • @julieb6680
    @julieb6680 Před 5 dny

    Who doesn’t love the bank of laundry?😊 I found two $5 bills once it was as if I hit the lottery 😂😂

    • @galyngaballo5120
      @galyngaballo5120 Před 5 dny

      Same!!! ❤ happy dance all day lol

    • @jamierussell8376
      @jamierussell8376 Před 5 dny

      I used to love doing laundry as a teen because my dad had a wallet but never put his money in it, it was in his pocket🤣. It was nothing to find $100 bill. Did I say anything?? Nope!! Dad never noticed so why would I say anything 🤣🤣. Mom would put it up and if he asked for lost money only then would she say “oh yea, I found it”🤣🤣

    • @tracyperry309
      @tracyperry309 Před 4 dny

      I have a mason jar labeled “mom’s tip jar” and put loose change that I find in there. Sometimes my sweet husband will put whatever loose cash is in his pocket, in there lol. I used to use it for the occasional latte splurge since I always drink coffee at home, but now I put it in a sinking fund.

  • @latanyaneal4070
    @latanyaneal4070 Před 5 dny

    ❤ good evening how are you doing today ❤

  • @LaToya129
    @LaToya129 Před 5 dny

    The Budget Bird 😂

  • @naseebah5506
    @naseebah5506 Před 5 dny

    I love this, you are such an inspiration, I want to start my own budgeting channel, however I might feel embarrassed and stressed out because I will be doing too much with going to school, and a part time job ❤

    • @thebudgetmom
      @thebudgetmom Před 5 dny

      Don't feel embarrassed! Feel empowered! You can definitely do it!

    • @naseebah5506
      @naseebah5506 Před 5 dny

      @@thebudgetmom thank you believing is achieving ❤️

  • @zandracrisp6438
    @zandracrisp6438 Před 5 dny

    Where do you get these little envelopes? And the container that it's in

    • @thebudgetmom
      @thebudgetmom Před 5 dny

      shop.thebudgetmom.com/collections/newest/products/100-envelope-savings-challenge-box

  • @judejeanpierre7486
    @judejeanpierre7486 Před 5 dny

    ❤❤❤❤❤🎉🎉🎉🎉

  • @judejeanpierre7486
    @judejeanpierre7486 Před 5 dny

    ❤❤❤❤❤🎉🎉🎉🎉

  • @judejeanpierre7486
    @judejeanpierre7486 Před 5 dny

    ❤❤❤❤❤🎉🎉🎉🎉

  • @judejeanpierre7486
    @judejeanpierre7486 Před 7 dny

    ❤❤❤❤🎉🎉

  • @judejeanpierre7486
    @judejeanpierre7486 Před 7 dny

    ❤❤❤❤🎉🎉🎉🎉

  • @michellevm4849
    @michellevm4849 Před 8 dny

    Love this! I never see budgeting for parents of a child with disabilities. Would love more.

  • @rkh7904
    @rkh7904 Před 9 dny

    Hi, just found your channel. Can you tell me where I can buy the budget journal tracker you are using, please?

  • @budgetfoursuccess
    @budgetfoursuccess Před 9 dny

    I like how you track every little occurrence where you spend money, no matter the severity of it! 🥰💙

  • @chrissybackes1942
    @chrissybackes1942 Před 11 dny

    10k I would put that on entertainment because it’s something you really don’t have to do, you just enjoy it Events would be entertainment Health would be Protein powder, protein bars, exercise equipment At least this is how I would categorize my planner

  • @chrissybackes1942
    @chrissybackes1942 Před 11 dny

    How do I get a planner like yours?

  • @cometasporelcielo
    @cometasporelcielo Před 11 dny

    i have trouble believeing anyone who has a peoloton is struggling

  • @angelacox8496
    @angelacox8496 Před 12 dny

    Iam new to your channel thank you so much for your content. We are trying to get out of debt so money is very tight. Thank you for your free resources it is a blessing to many I'm sure. If you don't mind sharing the program you use to create them I would appreciate it. If not I understand would you be willing to create other resources such as worksheets to track home improvement and when did I last do worksheets. I husband asked me to put together a home binder for him to track everything home and car related. I would also like to create camping packing lists as well.

  • @lizabethma6363
    @lizabethma6363 Před 13 dny

    So one of the ways I tackle her not having enough for fun things, is I keep the fun things in mind when spending my weekly allowance. When spending anything actually. Any extra left over from a bill fund? That goes to that funds "3months ahead" envelope. Anything left over in spending, and eating out goes in one of the envelopes for fun things. Such as an extra vacation 😊. (Our main annual vacation is budgeted in as an expense, but it's $200 for the year so not much weekly and is at a campground.) Spending less on gas for the week could also see the extra going towards a vacation too, although currently it's going to a car repair fund until I hit 5k in that.

  • @jessicabellamy8215
    @jessicabellamy8215 Před 13 dny

    Commenting in 2024, as a fellow Canadian - Post-pandemic prices, and inflation are still in effect in 2024 and her budget of $1200 for two people is still wildly outrageous.

  • @sboss794
    @sboss794 Před 13 dny

    Watching after a long time. There used to be a girl with her. She is not around?

  • @gardeniagomez4695
    @gardeniagomez4695 Před 14 dny

    Do you carry that wallet with all the cash?

  • @NancyBova
    @NancyBova Před 15 dny

    I’ve been diligently working, saving and contributing towards early retirement and financial freedom, but since covid outbreak, the economy so far has caused my portfolio to underperform, do I keep contributing to my 401k or look at alternative sectors to meet my goals?

    • @cortez9978
      @cortez9978 Před 15 dny

      keep contributing to your 401K, remember you are in for the long haul, but I'd suggest you consider financial advisory

    • @Lindsay-jy
      @Lindsay-jy Před 15 dny

      Agreed, having a good financial advisor is invaluable, my portfolio is well-matched for every season of the market and has just yielded 120% from early last year. I and my advisor are working on a 7 figure ballpark goal, tho this could take another year.

    • @Scarborough-c26
      @Scarborough-c26 Před 15 dny

      @@Lindsay-jy bravo! mind sharing info of your invt- advisor please? tried learning few strategies to profit in this current market, but all of that flew right over my head

    • @Lindsay-jy
      @Lindsay-jy Před 15 dny

      I’ve shuffled through a few advisors in the past, but settled with "Katherine Nance Dietz" she's the most resourceful, extremely intelligent, cautious, and shows a great deal of expertise, you can vet her info online

    • @Biggerstaff4
      @Biggerstaff4 Před 15 dny

      Thank you for the lead. I just searched KATHERINE NANCE DIETZ by her full name and easily spotted her profile, no sweat. I have sent her an email, hoping she gets back to me soon.

  • @twice2xice_personal
    @twice2xice_personal Před 15 dny

    Hey! I’m working in tech and currently I want some more information about how I can improve my budgeting. I wanna save for better things, anyway we could meet up for coffee?

  • @MotshidisiLekgetho
    @MotshidisiLekgetho Před 16 dny

    I thank God for coming across ur video Miko😊. You explain things so well and because i am a low income earner with a side hustle, i find i can completely work with your formulas. Very simple and do-able. I've been saving but with no records😢 and now all thanks to you i know HOW to record and categorise each of my savings🎉 and that helps me to know how far off i am or close i am towards my goal

  • @Myaussiehome
    @Myaussiehome Před 16 dny

    How do you have self control to not takr cash out of these ansld buy yourself a $1000 pair of shoes???