Citi Strata Premier VS Chase Sapphire Preferred

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  • čas přidán 11. 06. 2024
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Komentáře • 62

  • @Zealcarlos
    @Zealcarlos Před 17 dny +44

    Hey, I want to start investing but don't know where to begin. Any advice or contacts for help?

    • @HassanBlue
      @HassanBlue Před 17 dny

      Talking to an expert like Meltem Demirors to reshape your portfolio is a smart move.

    • @jaspreet-hn2ui
      @jaspreet-hn2ui Před 17 dny

      Please who is this Mrs Meltem Demirors
      This sounds so good and would like to be a party to this, Is there any way i can speak with her?

    • @Ruth34689
      @Ruth34689 Před 17 dny

      She's always on wat~sapp🇺🇸

    • @Ruth34689
      @Ruth34689 Před 17 dny

      🇺🇸+1970

    • @Ruth34689
      @Ruth34689 Před 17 dny

      306

  • @kingsamvisuals
    @kingsamvisuals Před 24 dny +25

    Cheating their way into the CSP conversation is genius. I didn’t even realize.

  • @romineckok.9724
    @romineckok.9724 Před 24 dny +9

    3% online groceries on CSP isn't for groceries stores only...It's anything categorized as groceries.... for example gluten free bread, vitamins etc from speciality websites. For example I bought granola bars from Smallbatchgranola and got 3x on my CSP...vitamins from Rhonutrition also 3x points on my CSP. Only problem is you dont know which websites are categorized as online groceries. If I would use my Amex Gold with 4x groceries for those purchases I would (most likely) only got 1x for it.

  • @neopia9
    @neopia9 Před 24 dny +5

    One place where Citi has the clear advantage is with Choice Privileges. You can transfer to this program at a 2:1 ratio. No, Choice hotels aren't the swankiest places on the planet, but you find them everywhere you travel, not just the big cities. Plus, you can find some surprisingly good deals (why pay $200+ a night at the convention hotel when there's a Comfort Inn a five-minute shuttle ride away for 10,000 points a night?)

  • @bobsmith8077
    @bobsmith8077 Před 24 dny +12

    The difference between primary CDW and secondary CDW is worth $20-30/day for each rental day. The difference isn't just the wording. And the Primary CDW is even stronger when renting internationally.

    • @hector-1810
      @hector-1810 Před 24 dny +1

      Usually secondary CDW in the US is primary CDW abroad. Seen it on many other cards.
      If you only rent a car when going international it might not make a difference.

    • @DoremonUCR
      @DoremonUCR Před 23 dny

      The average consumer rarely rents rental consumers, let’s be honest. The extra 2x on all those categories, you could just cash out and pay for it if you really wanted CDW.

    • @jthao475
      @jthao475 Před 23 dny

      I’m f see s😊 he b h b nnb😅 0:20 hours 😊

  • @FunNHonesty
    @FunNHonesty Před 24 dny +10

    The Strata is just the Wells Fargo Autograph (standard) with a fee

    • @michaelp.3485
      @michaelp.3485 Před 23 dny +5

      But it doesn't carry the stink of Wells Fargo. Wells Fargo are a bunch of crooks.

  • @naveenthemachine
    @naveenthemachine Před 24 dny +7

    How does it compare to the Wells Fargo autograph sets?

  • @Spencerwalker21
    @Spencerwalker21 Před 18 dny +2

    Chase just please give us 3x grocery on everything not just online you can eveh get rid of some of the credits and streaming category.

  • @jshawsworld
    @jshawsworld Před 24 dny +3

    Another citi premier benefit is the +2 years of extended warranty that steers me towards buying big ticket items with it

  • @gibranespinoza6603
    @gibranespinoza6603 Před 24 dny

    My main set up is AMEX but as we all know AMEX is hit or miss internationally. Looking for a secondary set up I can use overseas and really curious what Citi does with the "elite" version. I feel with AMEX raising annual fees for coupon books, I may need to change set ups.

  • @michaelp.3485
    @michaelp.3485 Před 23 dny +2

    The Citi Travel Portal is garbage. It is routinely more expensive than just booking a hotel directly. Sometimes, by hundreds of dollars, totally negating the $100 hotel credit and even the 10 points per dollar earned. Wtf.

  • @louis2you
    @louis2you Před 24 dny +1

    The better points earning of the Citi Strata is very needed for long term usage of the card.

  • @kelvintiger
    @kelvintiger Před 24 dny +2

    More curious if it’s worth it to wait for the Strata Elite?

    • @TheCreditShifu
      @TheCreditShifu  Před 23 dny

      I’m thinking that is just going to be a new name for the Citi Prestige

    • @Spencerwalker21
      @Spencerwalker21 Před 18 dny

      ​@@TheCreditShifuis the doordash benefit yearly or just one year

  • @tylerlenhart4821
    @tylerlenhart4821 Před 19 dny +1

    Doesn't AMEX Blue Cash Preferred get 6x back on super markets and streaming?

    • @Spencerwalker21
      @Spencerwalker21 Před 18 dny

      On 6k for grocery spend and it's cash back only no points still a good card though

    • @nostalgiakid100
      @nostalgiakid100 Před 17 dny

      King of cashback. Useless for travel

  • @thomask5038
    @thomask5038 Před 23 dny +1

    Watch they release their Prestige replacement as "Citi Strata Reserve" or something, just so they can continue the "compare me to Chase" game.

  • @vince92615
    @vince92615 Před 4 dny

    crazy how now a days $200/night is called lower end hotels...

  • @CesarJoel
    @CesarJoel Před 24 dny +1

    The mid tier travel card 👑 Citi Strata Premier 🙌 A CSP that we can have in our wallets and use it💪

  • @Adiscretefirm
    @Adiscretefirm Před 24 dny

    Strata, Double Cash and 3 Custom Cash and you can cover everything but housing

  • @zackchristian471
    @zackchristian471 Před 24 dny +5

    Why did Citi take so long to step it up? I got tired of waiting and went with Chase. Now i cant wait to see what their premium card will come out with 😮

  • @joephillips5594
    @joephillips5594 Před 24 dny

    Any idea how long the 75k SUB will be available on the Citi Strata?

    • @crazykenbei
      @crazykenbei Před dnem

      Depends how many people are signing up

  • @ChristopherczarSmith
    @ChristopherczarSmith Před 23 dny

    I've never been impressed by the CSP, I just can't get into a car that I won't be earning a lot of points on

  • @byronjeffery2576
    @byronjeffery2576 Před 21 dnem

    Citi's points categories are global though chase is not.

  • @coolabrar10
    @coolabrar10 Před 22 dny +1

    CSP vs CSP who will win lol

  • @caribdude8151
    @caribdude8151 Před 24 dny

    😊

  • @danyel4148
    @danyel4148 Před 23 dny +1

    One of my favorite things about the citi premier is that cash back is .01 per point where others are between .005 and .007 per point. Which in my opinion is much more flexible on point redemption.

  • @x1928
    @x1928 Před 24 dny

    Ben you're Brit? I always thought that was just your CZcams character.

    • @Lifeissorich.
      @Lifeissorich. Před 24 dny

      American but he married a British-Asian I believe.

  • @ImKeeday
    @ImKeeday Před 24 dny

    CSP and the whole Chase lineup needs a refresh.😅

  • @fpanadero2626
    @fpanadero2626 Před 24 dny +2

    Does it transfer to hyatt?

  • @VictorMartinez-zf6dt
    @VictorMartinez-zf6dt Před 24 dny

    OMG they added insurances back! 😱

  • @Durin-vd9wi
    @Durin-vd9wi Před 24 dny +1

    Looks like citi really stepped it up

  • @De_Guatemala
    @De_Guatemala Před 23 dny

    During extended international travel, Premier kills Preferred.

  • @johnwick860
    @johnwick860 Před 24 dny

    CSP wins

  • @benchoflemons398
    @benchoflemons398 Před 23 dny

    Bro said low end hotels and then said $200 a night 💀 bro I thought you lived in Asia

    • @TheCreditShifu
      @TheCreditShifu  Před 23 dny

      I live in the USA, $200 is low end here. But yeah in Asia $200 can get you a pretty nice marriott

  • @riosafado
    @riosafado Před 24 dny +1

    $10,000 x10% = 10,000 ? 😂