Go with this solution! How to cut out text from an image by using the Create Clipping Mask in Photos

The Create Clipping Mask functions like a Layer Mask by clipping the layer to the front. You can easily create a mask area with any layer that has transparent parts, such as a text layer.
This video uses Ver.25.6.0.
Contents:
00:00 Introduction
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[STEP-01] Hide half of the image
01:20 Flip Canvas Horizontal
02:26 New Guide Layout
03:11 Cover the white layer
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[step-02] Text entry and layout
04:39 Enter text into the document
06:25 Create Clipping Mask
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Gips Strategy: Make it transparent using a Neutral Color!
A Neutral Color is a color that does not affect the layers behind it. When the drawing mode is set to Screen, only the black drawing area, which is a Neutral Color, becomes transparent. Therefore, if you create a clipping mask on a text layer, the text area is transparent to show the image behind it.
Web site address:
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