Late as f*ck of course, but just for any lads going over this. If you're young, and you want to get into biking, but of course the insurance is as high as shite,, a good way to annoy the companies and get the price down is the call up the ol' Ombudsman, tell 'im you aren't gettin' a fair price because you're a young and misunderstood teenager that totally won't do any wheelies.....at all.......and usually he'll go around asking the companies on your behalf to lower them prices down. Sorted.
3 yrs Cat. B and a couple of months cat C. And i want to go the direct A. Route but afraid ill be slauthered with insurance. What are the companies ye all choose. I was told theres only 3 or 4 and they work in tandium ringing each other to bump up the prices.(how true it is, i dont know). Just need a abit of reassurance is all because me Cat. C has cost a bomb so just need a cheapish way of getting about.
While insurance is a scam, it's a legal requirement. ;-) Some instructors won't do an insurance assessment as part of IBT, since you have no experience. Or else the grade you can get will get you almost nothing off. I did my insurance assessment recently, as part of a pre-test lesson. I also got a Grade 2 for Liberty. That is going to massively help me come Jan, when my policy is due for renewal. When I started, I shopped around. The best I got, by a good bit, was Liberty. Now, a learner on an F800 GSA is always going to be very expensive, but I was prepared for that.
+Paul Walsh Ah yeah, it's more the made-up pricing that's the scam part. Hooray for captive markets! Liberty was the cheapest for me as well, but I had to move (and lose my NCB) when I got a second bike as liberty don't do multi bike. 30% is good stuff, as far as I know they basically give you full license rates on a grade 2.
In the U.S. we have the MSC(safety course) which seems to give good discounts on insurance. The only thing my insurance covers is full medical and property damage. That comes out to like $75 a year. It'd be cheaper to replace it than pay insurance on collision and comprehensive coverage as it would jack the price up to around $600 a year. (I only paid $2000 for the bike)
+Red Brown Aye, insurance in the states seems to be cheap enough. 75 a year would be unheard of, you're talking minimum 250 for an experienced bikes on a commuter bike. I paid north of 900 euro ($950+) for comprehensive on the GS and ninja with a fresh license.
Turned 18 and went for a quote on a few bikes around 250-300cc as that's the biggest aloud on an a2 license. But just given up at the best I could find for fully comprehensive is 2.3k
You are correct about insurance. It is outright MONEY FRAUD supported by corrupt politicians. Some guys would take their bikes only on sunny days out - may be 5 days in the year, and for that pleasure they would be charged between 1 -2 thousands euro for insurance.
Great info for first timers, am just starting out my self and liberty seem to be the cheapest, any other companies u would suggest for first time riders?
+Patrick Mc Cauley There's only a few - liberty, carole nash, corrnmarket (adelaide) and principal are the ones I can think of. Principal are usually cheapest starting out but they are quite inflexible in what they'll take off the policy, and don't do multi bike.
+Patrick Mc Cauley 690 is not too bad for a learner on what would be considered a sportsbike starting out. I ended up paying close to that on a deauville.
What are your thoughts on new riders going for the A licence. As far as I am aware they have to do their test on a bike of 600cc so before the test they would have to get a 600cc bike to be practicing on and I imagine insurance on a 600 is a killer even though anyone going for the A really has to be riding a 600cc bike. Is this a predicament or do you think if you told an insurance company that you have to ride a 600 because you have to do your test on one would they understand?
If you're going straight for the A then you're over 24, and there are plenty of insurable bikes in the A category. Huge difference between insuring an R6 versus a bandit 600 or something. Insurance companies already know about the licensing laws.
I realise that this is a 5 year old video at this point. However I am wondering what a 23 year old beginner would be charged for bike that is restricted or just simply of a legal CC range?
Late as f*ck of course, but just for any lads going over this.
If you're young, and you want to get into biking, but of course the insurance is as high as shite,, a good way to annoy the companies and get the price down is the call up the ol' Ombudsman, tell 'im you aren't gettin' a fair price because you're a young and misunderstood teenager that totally won't do any wheelies.....at all.......and usually he'll go around asking the companies on your behalf to lower them prices down. Sorted.
3 yrs Cat. B and a couple of months cat C. And i want to go the direct A. Route but afraid ill be slauthered with insurance. What are the companies ye all choose. I was told theres only 3 or 4 and they work in tandium ringing each other to bump up the prices.(how true it is, i dont know). Just need a abit of reassurance is all because me Cat. C has cost a bomb so just need a cheapish way of getting about.
While insurance is a scam, it's a legal requirement. ;-)
Some instructors won't do an insurance assessment as part of IBT, since you have no experience. Or else the grade you can get will get you almost nothing off.
I did my insurance assessment recently, as part of a pre-test lesson. I also got a Grade 2 for Liberty. That is going to massively help me come Jan, when my policy is due for renewal.
When I started, I shopped around. The best I got, by a good bit, was Liberty. Now, a learner on an F800 GSA is always going to be very expensive, but I was prepared for that.
+Paul Walsh Ah yeah, it's more the made-up pricing that's the scam part. Hooray for captive markets!
Liberty was the cheapest for me as well, but I had to move (and lose my NCB) when I got a second bike as liberty don't do multi bike. 30% is good stuff, as far as I know they basically give you full license rates on a grade 2.
Brilliant video really helpful advice
some local roads I know of , I'm lookin into gettin a motorbike soon still hav to start from scratch,
In the U.S. we have the MSC(safety course) which seems to give good discounts on insurance. The only thing my insurance covers is full medical and property damage. That comes out to like $75 a year. It'd be cheaper to replace it than pay insurance on collision and comprehensive coverage as it would jack the price up to around $600 a year. (I only paid $2000 for the bike)
+Red Brown Aye, insurance in the states seems to be cheap enough. 75 a year would be unheard of, you're talking minimum 250 for an experienced bikes on a commuter bike. I paid north of 900 euro ($950+) for comprehensive on the GS and ninja with a fresh license.
Insurance for cars or bikes in Ireland is a complete ripoff.
Turned 18 and went for a quote on a few bikes around 250-300cc as that's the biggest aloud on an a2 license. But just given up at the best I could find for fully comprehensive is 2.3k
great video
Good tips
thanks for the great info
+der cliffie No bother, thanks for watching
On a 2.6K/yr premium for a restricted 650 in the A2 at 19. Absolute madness makes me actually sick 💀💀
Same price here except im trying to insure a er6n 2016. tried to insure a 2023 cb500f. 3.6k :))))))))
Great video! Keep it up
+Laurie Smith Cheers! Thanks for watching.
You are correct about insurance. It is outright MONEY FRAUD supported by corrupt politicians.
Some guys would take their bikes only on sunny days out - may be 5 days in the year, and for that pleasure they would be charged between 1 -2 thousands euro for insurance.
In a car, it's cheaper for a young learner to be put on his parent's insurance. Does anyone know if this is possible for a bike?
You can get on as a named rider, I was on my da's policy for a bit. I don't think that counts against some policies though.
Great info for first timers, am just starting out my self and liberty seem to be the cheapest, any other companies u would suggest for first time riders?
+Patrick Mc Cauley There's only a few - liberty, carole nash, corrnmarket (adelaide) and principal are the ones I can think of. Principal are usually cheapest starting out but they are quite inflexible in what they'll take off the policy, and don't do multi bike.
+Grumpy Bike Wizard Sorry, I meant Liberty usually cheapest. They also do online quotes which is unusually good for bike insurers.
+Grumpy Bike Wizard yeah got a quote for 690 on the gsxr 600 I'd say it could be cheaper if I get the factory restricted one as well.
+Patrick Mc Cauley 690 is not too bad for a learner on what would be considered a sportsbike starting out. I ended up paying close to that on a deauville.
what do you mean by an enermous bike as in what cc are we talking about?
StraxGaming Official 400cc + I’d imagine
Anyone got any advice on second bike insurance?
hello first time biker irish 19 yrs have a2 provisional licence ibt done anyone know cheap bikes to insure around 400 500cc ?
David White have you got a bike yet? In the same situation atm, thinking of a rc390
Best bet is anything without an "r" in it's name 😂 no 250r, no cbr, no gsx250r
What are your thoughts on new riders going for the A licence. As far as I am aware they have to do their test on a bike of 600cc so before the test they would have to get a 600cc bike to be practicing on and I imagine insurance on a 600 is a killer even though anyone going for the A really has to be riding a 600cc bike. Is this a predicament or do you think if you told an insurance company that you have to ride a 600 because you have to do your test on one would they understand?
If you're going straight for the A then you're over 24, and there are plenty of insurable bikes in the A category. Huge difference between insuring an R6 versus a bandit 600 or something. Insurance companies already know about the licensing laws.
I realise that this is a 5 year old video at this point. However I am wondering what a 23 year old beginner would be charged for bike that is restricted or just simply of a legal CC range?
Very much depends on the bike. Principal insurance have an online quote thing that'll give you an idea if you plug a few details in.
I've just been quoted 800 for a 191 50cc and I'm in pretty much the same boat as you
What's your thoughts on mce insurance?
All insurers are shite in my book, just go with the cheapest option.
I will do 700 quid for a 125 Honda shadow vt cruiser robbery