5 Reasons young doctors end up in debt| South African YouTuber| Dr Ann
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- čas přidán 2. 07. 2024
- Hi guys
Welcome back to my channel. In this video I go through the top 5 reasons why young doctors end up broke. Please bare in mind doctors who are actually rich can indulge in these things by all means 🤣. But when starting out these are the top 5 things to avoid inorder for you not to become an "I BLEW IT STATISTIC".
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First!😍I love your content so much. Thank you so much for the assistance and guidance you provide for aspiring future doctors🥺❤
🥰😘😘 Thank you so much,,, really appreciate the love and support 🌷🌷🌷
Also, about black tax. I made sure I never held back when my mother needed anything and I’m glad I did because she suddenly got sick and the exorbitant medical aid fees I paid carried her through without a single billing issue. The dignity and comfort that meagre fee afforded her until she died is incomparable. If you are a miser and your entire family disappears, all the money in your bank account will not revive them. If you can afford to help your family, do it. If someone needs school? Jump in. If a roof needs fixing, raise your hand cheerfully. I bought a sheep for my family for Christmas every year even though I wouldn’t be there. Money is meant to be shared and enjoyed. It’s the uncles with endless business schemes you can safely ignore
10:25 Yoh R100k??😂😂I'm finished, that consultant actually blew their cover lowkey😂
Thank you so much for also explaining this 'Black Tax' thing I never understood, I really thought it's tax taken by the government as usual lol.
I'm still in medical school (going into 3rd year in 2023) but I found this so insightful! I love all your videos even though I'm still "young" in the medical field. ❤️
🤩🤩
As a doctor myself, I highly approve this content!! So much truth in this. Doctors should free themselves from the shackles of societal pressure Much love from Kenya 🇰🇪
I'm so glad you share the same sentiments also shout out to you❤️🥳🥳 didn't know there were people from Kenya in the Hub🔥🔥🔥
@@DrAnn_Healthhub i recently came across your channel and I'm binging over here.. so many similarities btwn the South African and Kenyan health care systems. Keep doing what you do.. i love it here.
Girl we are many!! I’m a medical officer from Kenya too and I’m enjoying your vlogs so much!
1. Setting expectations at home is VERY important! I've seen a few friends who are Medical Drs who fumble their finances from the onset because they try to live up to the expectations at home, even ending up taking hundreds of thousands of Rands in Debt in their FIRST YEAR as an intern! (I have a few friends who have done this - it sounds insane).
2. The BMW or Merc one is a classic - I just think it's as a result of poor financial literacy but if managed properly, it actually wouldn't be an issue. If you earn around R40k - R45k net as an intern, then R15k a month for car expenses shouldn't leave you broke if you budget properly especially since you essentially don't pay rent and assuming you don't have any major family responsibilities.
3. Rule of thumb : Runaway from anyone who thinks you have money 😂
Point number 2 is True. The issue comes with job security. So many post comeserves are unemployed. Personally that whole 15k would go a long way should you be unemployed for a year or longer. Locums can only sustain one for only so long. Once a permanent employee, by all means it makes sense 💯🙌🏾🙌🏾🙌🏾😂👌🏽👌🏽👌🏽
🤭🤭🤭🤭😂😂😂 Run🏃🏃
Eish number 1 is so true. Inherently you feel you owe them the world for supporting you through your journey. it's so sad to see such good intentions drive one into debt😔😥
Thank you Dr.Ann, you are so smart !
Love it my bube
Awesome content, As a medical professional and im fourth generation indian South African and I can related to "black tax" except my family screwed me over with taking loans on behalf of them and failed to repay. In essense i was too trusting. I still drove nice cars but i refused to pay their debts. Family caused more problems lsot my job was unemployed for short period but post unemployment i refuse to pay anything. Gave my BMW back and bought a hyuandai atos. I earn alot and my biggest expensive is rent. Ill buy a house soon once i get them to repay mmth debt cos its not like they cant. They greedy ppl n lazy.
Sometimes we all learn the hard way, at least you have a second chance to do better. Black tax can be so toxic 😞
I'm in grade 9, thank you for providing us with quality videos, profound and aspiring.
I'm in Gauteng Hoërskool Vanderbijlpark, you have encouraged me that dreams really come true if you work hard ❤️
Go for it. You can do it💪🥰
I just discovered your channel. Love your content ❤️
Doc, I love your content ✨
Our government is nonsense, how can a Dr stay home unemployed😡🤬😡🤬 love your content Dr.
It's really sad🤞🏽 😢
Thanks very much
You are honestly my fav CZcamsr!❤
😘😘😘❤️❤️❤️
Awesome content! 💥 I'm a happy subscriber. Black Tax = Toxicity.
I live for your content 😍😍 Really learning a lot 🙌🏾
Thank you so much ❤️
You're welcome 💗☺️
I can relate with this on all levels☺
This is all sound well-considered advice but I would encourage younger doctors to just be happy. Blow your money. During internship besides the not so modest car I got, I went out twice or three times a week and I spent two weeks in Egypt and another ten days in Turkey. Bought every freaking thing I ever wanted and I’m glad I did. I’m a neurosurgery registrar now and I regret nothing. Now I have a kid, a mortgage. Life is decided for you, can’t just go to Cape Town is you want. The responsible way to live is not the best in this case.
Good advice with all things considered. You have to however note that things have changed. It's not like in the past where placements were guaranteed especially post comserve. It is rough. To date there's post Comserves who are still at home with no jobs. That's something to consider not to say one can't have fun etc.
I really don't know what I wanna do after matric but ur vids made me inspired to join medicine.. Can you please make a video on how to apply and get in to medical school.
Do it😝🎉🎉 will definitely look into that video
Love your channel ❤ just disappointed to here that there are unemployed doctors. Our government is a failure.
It's so sad 😔 shamefull when there's a shortage
@@DrAnn_Healthhub wait, there is shortage and yet they don’t appoint?🧐 but they got money for useless tenders. Sad.
@@mrp9440 yup.... They don't want to create posts in existing hospitals/clinics. They also don't want to build new hospitals
@@DrAnn_Healthhub Aowa. That’s bad!
Yeh that's one thing people barely understand,you can even loose a licence to
Been there,done that as an RN but God was around.Doctors do get booted out as well,
Glad to hear you were able to pull yourself back from it🙏🏽🙌🏾☺️
How were you able to pay for your medical school fees
Dr. Ann. Nice content. Would you mind me having personal convo with you on medical stuff? 😢😊
Please email drann.health@gmail.com
Do you get to choose which hospital to do your internship and community service?
Yes but the ICSP system decides. You pick from a list of hospitals around SA. They'll let you know how many to pick from rural, metro/city etc. It's supposedly random
@@DrAnn_Healthhub That's great! Thank you for your response.
Very intelligent
Why are you not driving a Mercedes ?😀
🤣😭🤣🤣🤣🤣 yhuuuu bayadika abantu🤣🤣🤣 security guards at work entrance literally would ask who I am everyday and why I'm at the hospital 🤞🏽. To be 'legit' I always carry my stethoscope. This happened 2years straight at same hospital.🤞🏽🤞🏽🤣 Abe BMW aren't questioned. Automatically they are Drs😂😂😂😂🤭🤭🤭
Wow sorry hey😂