"How I lost My Millions" | Penuel The Black Pen, Having 8 Kids, Marriage, Money, R20 Million
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- čas přidán 20. 08. 2024
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Penuel Lungelo Mlotshwa, popularly called Penuel Mlotshwa, is a speaker, author, and general adviser from South Africa. He was born in Madadeni Township, Newcastle, in March 1986. Penuel celebrated his 36th birthday in March 2022.
Penuel Mlotshwa matriculated from Newcastle High School (after attending Chelmsford Primary, Newcastle Junior Primary, and Newcastle Senior Primary). While in high school, he was a straight-A student and the head boy. He was also a passionate choirboy, a rugby player, and a star athlete.
After high school, Mlotshwa obtained his Bachelor of Commerce (BCom) degree in Accounting & Economics from Rhodes University in Grahamstown/Makhanda. Later, he did his Honours in Accounting at the University of Johannesburg. He has slowly and steadily risen to prominence in South Africa. Mlotshwa has worked for Africa Empowered, ABSA, Standard Bank & Uyandiswa/Adapt IT.
Social media
Host : / iamjusticetshabalala
Guest : / godpenuel
#penuel #justify
Penuel is an extraordinary educator👌🏼 his ability to simplify complex concepts is a gift.
Love his shows. Brilliant mind
@Catalin Chereches gimme your app tens
Extreme intelligence.
Ha ah, wait we need to study and not expect handouts or people to pass on summaries. Read the book, not the summary. Why should Pen need to read the book front to back and not us.
Can't wait to watch this, Justice... thank you sir 🙏🏽✊🏽🔥
Mr Pen thank you for coming through🙏🙏🙏🙏
Hie Pen how do you get your children to have your surname then
All accountants are cheap skirts
8 children !!!!!!!!!!!!!!!!!! I pity the children nd the baby mamas...damn...sexual discipline is everything....
But when did he get 8 children, I thought they were 6!
Pen is giving one of the best financial education by a South African I have seen on CZcams! Well done sir...
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future. Putting our time and effort in activities and investments that will yield a profitable return in the future is what we should be aiming for. Success depends on the actions or steps you take to achieve it. "You're not going to remember those expensive shoes you bought ten years ago, but you will remember every single morning when you look at your bank account that extra 0 in there. I promise, that's going to be way more fun to look at everyday", I pray that anyone who reads this will be successful in life
You're absolutely right, to be a successful in life required not only hard work but awareness and sometime opportunity at the moment, investment remains the best way to start.
@@normaarredondo7997I agree with you. Investment is the key to sustaining your financial longevity. And not just any investment but an investment with guaranteed return.
yeah investment is the key to sustaining your financial longevity but venturing into any legit investment or business without a proper guidance of an expert can lead to great loss too.
@richardcotterell4406for sure she's the best broker i have ever seen , I invested $5k and she made me profit of $25k for me just in 5 days
Ever since I lost my job with the ministry, I have been surviving through my investment with her, am so glad I invested when I did. I'm earned alot with her on weekly basis.
Love the Collab culture of SA Podcasters, growing together 🙌
I love how simply Penuel explained the concept of tough times create tough men, tough men create good times, good times create weak men and weak men create tough times.
and women
Its recursive
That running charity over business hits home hard and is the reason my business is on red alert. My accountant gave me a stern scolding that business is business and not charity. Employees are hard to deal with especially if you don’t have an iron hand. Business in general. White people seem to be very good with understanding this. I thought that the nicer and more generous I was, people would reciprocate but what happens is that people, particularly blacks, see an opportunity to loot you. I learned to not give a damn about another man’s situation through business. Paid my school fees, I understand where Pen is coming from.
Supreme this hit me hard. I was walked over for being nice. People will milk you. Now I'm learning to draw boundaries.
😂 bashayisa early Uma ungekho. Mines does that but the are some moment where their momentum is high and amazing
Realest thing said in 2023
Bro business has taught me how there's always two sides to a story. I'm beginning to possibly understand why white people embraced colonialism. Being a gracious leader is shooting yourself in the foot when it comes to business I tried it and today as I am speaking my business is wrapping up
That thing of my boss can lean me the money is not working
I give this interview 10/10. He is going all out because he is on a small podcast that's not captured. I'm sharing this interview with my friends now.
I'm doing the same,sharing with my family and friends. And I'm dropping the video on Twitter too. Thanks for a good grounding show.
Pen will be amazed years from now at the sheer number of people's lives he's influenced positively🤞🏾
Pen has beautiful mind, listening to him speak is like watching a movie, a journey of thought
One of the things I like about Penuel
Is that his answers always have reasoning.
"To be successful in business you move more like a machine" advice taken ✔️
Big ups to the Interviewer for having the ability to listen. Allow Penuel to unpack issues without interfering. ❤️
Penuel is a legend. His reasoning capicity is saturated. Looking forward to watch more of his content
I personally would consider having failed if I impregnate a woman and not marry her. Automatically the chances of her finding a man get reduced. The kids will never form a bond which is created if they all lived under one roof. But to each his own
...smart man...i say tht all the tym....
I wish society thought like this.
Condoms, Plan B, and other forms of contraception. Pregnancy is a choice nowadays with each respective contraceptive providing a higher chance of pregnancy prevention in relation to the other. Women are the gatekeepers, men knock, hence why the phrase is referred to as being "knocked up". Our actions and responses to situations do the heavy lifting. Let's not play with our free will
Absolutely true. Someone convinced men that they can be good fathers even though they don't live under the same roof as their child. I've seen how lenient men become when they turn into weekend fathers. You will never be the father you want to be if you don't build a family with the woman
@@hopegiver6409 I have heard of stories where men remove condoms during sex., without the consent of the woman.....and they even endanger women because AIDS is still a factor.....Plis dont blame anyone for your sexual indiscipline.....and by the way hwen it comes to paying child support , you can never tell the judge that , "women are the gatekeepers" !!!! lol...it dont work tht way
I strongly disagree regarding marriage. It's not solely about couples; thinking so is selfish. Marriage involves couples and serves the well-being of children or future offspring. It holds great importance, and I recommend young individuals to consider marriage. Rejecting marriage can lead to risky consequences, such as scattered parenthood resembling an unstable lifestyle, harmful for children's health. While ideal, having both parents isn't always feasible due to various factors. Nonetheless, raising kids with both a mother and a father is crucial for their safety. The contrary can jeopardize children, especially their well-being. I would rate pen as 0 out of 10 when it comes to the issue of Marriage.
Justice is ok behind the camera...hayi kabi but Penuel alone carried this interview to the finish line.
He's not bad
Pen dropped enough financial gems. Justice was served
I am a Rhodes graduate myself, and I am so proud of Penuel.
Penuel is blessed honestly. I enjoy learning from him
Jho it's very difficult interviewing Penuel😢 he has history on everything and before he answers a question he first goes to the history of that topic jho
I love podcasts where Pen is being interviewed, thats when he drops jams. I feel like on his podcasts he no longer drops knowledge but focuses more on interviewing the guests. (Which is not a problem, but I enjoy getting his knowledge more.)
That marriage part, Pen cooked here! Speaking honestly, with the way we're living as a country, most of us aren't cut out for the traditional approach to marriage or long-term commitment.
This guy will flourish beyond his wildest dreams, he’s a goat! Great mindset
" If the universe puts a dream in your heart, it has every intention for you to make it happen...."
Indeed
Thank you for raising the topic of cohabitation and its impact on society, Penuel. While some may see cohabitation as a progressive trend, research has shown that it can have negative consequences for individuals and communities.
Cohabiting relationships tend to be less stable and less healthy than marriages. And, by promoting cohabitation as an alternative to marriage, societies risk undermining the institution of marriage and its role in fostering stable families and communities.
Marriage provides a framework for building stable, committed relationships that are based on shared values, mutual support, and a sense of responsibility to one another and to the community. This helps to strengthen the social fabric of a community by providing a stable foundation for raising children, supporting one another during difficult times, and contributing to the common good.
In contrast, cohabiting couples may be more likely to view relationships as temporary, and may not feel the same level of commitment or obligation. This can lead to less investment in the relationship and a greater likelihood of conflict and instability.
Overall, promoting marriage as a social norm and supporting couples in building strong, committed relationships can help to strengthen families, communities, and society as a whole. Thank you for allowing me to share my perspective on this important topic.
You said it all👌
The institution of marriage is already undermined by the way we behave before marriage creating habits that are not conducive to foster stable families and communities. The rate of divorce is high and a marriage is used to ruin peoples lives than build this days. You can't even give direction without being accuse of being "controlling". The behavior is shocking this days, people go to groove until 2am in a marriage. Its just bunch of countless nonsense. Kudos to those who still carry the values and principles that gives marriages value.
i read an article recently where a judge ordered a man to pay for his ex-wife's lifestyle for life
Better hope your marriage works out
Well said ! I get the feeling this is a calling , pursue it ….
Smart guy, with a sharp memory. Can simplify his point by making practical examples
Wow man, this guy is spitting gems. I give the interview 10/10 and I like the fact that the host didn't interupt him.
Money is measured in TIME, not Rands. If you have R20 000 a bank and your expenses are R5000 a month, you are 4 MONTHS away from being broke.
What you make is important, but how much you keep from what you make and how hard that works for you is the most important ..... key 🗝
Is money 💰 king? For those who believe in the Bible, let's go back in time and do some consultation with the elders, Ecclatiates 10:19.
I like Penuels idea to marriages. I like that he justifies it and also value the differences and cultures and parenting.
I can listen to penual all day, this guys is insanely knowledgeable and very smart yerr
The financial literacy Peuel shared is very insightful..Big up Justify
He's smart about everything... but don't you guys dare listen to him about relationships and marriage... you'll get lost.
Like he said... people cant copy his life and gollow his opinions, they work for him but at least he is teaching people to be curious about any decision to make.
Hei can't get enough of listing to Penuel😢 thd guy is a rare germ.
Penuel is a legend has Answer for every question pointed to him, even capacity to twist it. I stan broer
I love Penuel's perspective of life❤
To be more succesful in business you need to be more of a Robot than human!! he said something deep there and putting people first will not get you there.. great take this from listening to this man 💯
Penuel please start going hard on business and finances again we as young aspiring entrepreneurs need such knowledge which I think for the greater part white people are able to pass it down better than us. That would be helpful we are hear to absorb knowledge. Thank you keep up the good work🙏🏽
I wish is was common for young South Africans to be interested in Business and commerce this deep, rather than gossip and entertainment news.
PLEASe make that financal educational podcast pleasssssseeee...... You are a walking encyclopedia my King
BLACK PEN is the gold mine I have been looking for. Thanks for dropping knowledge Grootman.
This guy is so articulate 🙌🏽
6 kids 4 women WILL BEVER BE HACK!!! NEVER
He’s a very BAD EXAMPLE OF A FATHER!
Yeerr, the brother is something else. I am inspired.
watching this interview is something to always watch to learn thank you for this one
The more Pen the more i realise that me and him are alike😂😂😂@Pen ..love your mentality
Penuel is a real Hyena...this guy is very intelligent, I like how he explains concepts in detail....Smart guy..
I enjoyed this great show. Watched the full episode. Penuel is a teacher, lecture, professor. I learned credit worth. Plus marriage lately is very tricky and before you get married, think.
I like how Mr Pen explained the organic side of Wealth...the internal mental side...this side is crucial and often undercooked...Nothing prepares you for life like poverty...Nothing...I grew up dead poor...by the time I was 10 I could tell when someone was lying or fake...it gives you another type of edge no university can give you....couple that poverty history with real life experience you become a force...Comfort is dangerous..I have rich relatives and I see them very weak...most rich people live in fear because they are aware their money is the only protection they have.
Penuel… Is the man he is the answer he is so great. Id listen to him all day. And my G as the producer and interviewer you still need to grow maybe this part of the job is not yours maybe you do belong behind at the back the show was carried by Penuel as usual because he is dope you need to grow great production though.
Yooh.. I needed to hear this.
Subscription confirmed!!
Financial literacy is beyond important
Penuel says a lot of positive things but also speaks a lot of nonsense we need to find a balance not hating on the brother...as for the anchor do your homework and prepare better questions because Penuel is a discussion magnet he needs well researched questions he's well articulate as well otherwise find another person who will conduct the interview not everyone needs to be in front of the camera we are differently gifted
Great one Justice. I understand your build up. Send a shoutout to Sakie Bongani, I was he’s Mentor during he’s AFDA TRAINING
penuel bro this breakdown is very important for the youth to understand how this game of life is set ....
After all Penuel thank you for the education, you really have an impact. Stay blessed
I've never hit subscribe so quickly. Content is golden
Penuel👏👏👏👏👏What a lesson...big ups brother!!!
🎉🎉🎉🎉a new subbieeeee🎉🎉🎉 thank you to the black Pen for the beautiful conversation, hats off to the host as well,I cant wait to be a sponge and take it all in....
Shuris from Namibia,great story telling my gut...great discussion and very underrated by the youth
Namibia 👊🏽
Great interview 🎙️ I'm watching from Atlanta Georgia USA
Great video, hope everyone is enjoying their long weekend!
This interview covered so much ground and different aspects about today's issues it's crazy, 2nd watch is warranted. Thank you fellas.👌🏾🙏🏾💪🏾♥️
I'm literally watching this video like a soccer match, Penuel keeps scoring. This is f*cking historic. For so long I learnt from VT, but in Penuel I found someone I really really connect with, #UNAPOLOGETICDARKIE.
Yes, as a believer in God you actually shouldn't go for the job. I meet a guy from a campus church in Tuks. He shared a story of how he denied a certain job due to it contradicting with his believes and you check the guy had two children and a wife. Struggle struggle and he kept praying for a better offer and a better offer came, he now owns multiple mines and farms and stuff. Not saying that anyone should for in his foot step, but be honest with yourself, u cant choose part of the word that you can handle, otherwise you just playing yourself. All or nothing or be honest and say I do not know what I should do or not but I pray i will
Just discovered this podcast and omg everything it's just perfect including the host 😅
Well done 🌼
Your way of explaining these concepts is out of this world. I wish one day you will have podcast talking about this weekly. Thank you very much👏👏👏👏
It was nice listening to Penuel... hands down educational, entertaining, informative and refreshing. Its interesting to listen to a man who has such views whether people want to hear them or not but can express them so eloquently that he can change some minds😂👍🏿🙌🏾🌈
Thank God I stumbled upon this video.
Thanks bra for such an informative and fruitful lesson.For making us really understand the value of money and how to generate it wisely👊
Financial literacy is a prerequisite for life...FULLSTOP!!!
What we learn in business as a first generation, is mostly school fees. We enter business then try to be nice, care about people and not care too much about money. As a result, most people who start or try entreprenuership fail. Then they go preaching against starting any business as 'they don't work' and that they are scams. Those that succeed in the first generation, change and people shwred and rule with an iron fist.
These first generation business people normally make millions and then teach their kids the painful lessons learnt who then become billionaires and much greater. People like Donald Trump are great examples of this. Hence it cuts deep when Penuel says that he wasn't raised by business people and that it was much harder for him to start & grow a business. Too many of us struggle with that too
Listened. Learned. This was a good conversation.
Creative way of explaining accounting, Penuel👌🏾
Good episode and Informative JUSTIFY I'll be watching 👀 👍
We appreciate you answering the question in a long way, no need to apologise 😅😅
till 12:04 and still listening but this man is a Master of Excuses ...
I am very disappointed that a Whole Rhodes& UJ Graduate will have this level of thinking/ reasoning...
"I did not come from a business family" ... yet your mother was a micro/ informal entrepreneur - That is business Bro, add your Rhodes& UJ to that experience and you should be a RollsRoyce in Business... We are not getting anywhere as a country with this backward thinking of Prominent People...
Glad Justice is growing
Penuel, you are great guy and very good in educating people about finances.
Leave the marriage topics for others because this is not your area.
Very informative, I enjoyed the exchange between these men. Look forward to more
This guy's aspersions are offensive and some of his questions were irrelevant but let's hope he'll improve next time. "Tazz" issue was a little bit uncomfortable but the great black pen was able to tackle it like an OG
Credit is a tool not a petty cash box ...dont abuse it when you get it
One thing about black Penuel his authentic and real, I love this guy and I can listen to him the whole day 👌
Economics 101 and everything in between. Superb conversation....keep up bro.
Bravo! This one of the all time best videos I've seen on explaining chart patterns and the story behind what's happening in the market. Thank you so much producing this content.
Learning the strategy behind the stock and foreign exchange markets price movement is the best way to become a millionaire instantly.
I would love to learn the strategy behind the stock and foreign exchange markets on how to make millions from the financial markets consistently. How can I reach out to learn the strategy.
FirstTradeMarkets is currently teaching individuals how to become successful from the stock and foreign exchange markets and learning the secret behind the financial markets is everything you need to know to become a millionaire trader.
I have been making millions of withdrawal(s) after learning how to make consistent profits using the 150 daily trading signals to make six figures daily. I started with 5 figures last week. Stock and fx trading has changed and elevated my financial status.
I i
I need more bars on this marriage shxt I'm mind blown🤯🤯
Big Ups to you Penuel..,This is really on point🙌🏾👌🏾.., awesomeness all the way.., I’m learning everyday from you 👌🏾🙏🏾
This guy never ceases to amaze me eix
This is needed truthfully
No Steezy, Pen has 6 not 8.....cz yr caption is off bt the content/conversation is great bru.....keep it u brother and keep growing....we here to grow the channel cz iv seen yr work on the other pods🔥💣🔥
Well, Penuel didn't answer the "how did you lose your money question". However, on different platforms he does address it.
PENUEL!!! Thank you for so much wisdom. I am sorry for prejudging and underestimating u mentally brother. You are enlightening!
Penuel is gifted and articulate but he's the last person to listen to on marriage, children and religion. He's smart and articulate but your own reasoning on those topics is probably better
Sisi you are very polite for putting it like this because this is a disaster
Agreed. I totally disagree with his views on marriage
Pen you're a good story teller and growing
I'm glad Penuel asked that question using big companies as an example.
🙌
10m in and it feels like I’m reading a book. So informative 🔥
Dam your setup is too clean and good!!! Well done, sound clean...
Good pod. For Justice, I think you could've structured it better and gotten more out of Penuel had the questions been structured properly and had you limited the times you interrupted him, also the instances where you made it about yourself and not the person you're interviewing. But overall, good pod brazo, will be here to witness the growth😁
Great work from you two!
The entire interview, this man said not one thing about how he lost his millions, other than the self-aggrandizing insinuation that his nobility overshadows his desire to make money. Instead of telling you what went wrong, he chooses to tell you that he is just better than you. He failed, because he was too good... of a person.
Yoh Pen you just really opened my eyes it would be awesome if you start a channel or episodes on teaching about money
Love this Namibia is watching