CASH CONDENSING | BILL SWAP | December 2023 Recap | Over $22,000 saved

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  • čas přidán 8. 01. 2024
  • #paychecksprayers #cashcondensing #billswap
    🌿Hi Friends! Thank you for watching today’s FINAL video for 2023! Since starting the cash envelope method, we have managed to save a total of $22,000 in our cash binders. After cash condensing and exchanging some smaller bills for larger bills, we are taking over $3,900 to the bank so that we can gain some interest in our savings account. Stay tuned and don’t miss out on our 2024 goals! Thank you for your constant love and support. It would mean the world to me if you would subscribe to my channel (it is free 🤍). Also, please like this video and leave me a comment below, even if it’s just a “hello”. I love reading your comments and responding ASAP. God Bless🌿
    🌿Please don’t forget to comment, like, subscribe and share with your friends & family! This truly helps with the algorithm.
    In case you missed my previous video:
    ___________________________________________________________________________________
    🤍 Discount code: Paychecks20 for $20 off
    🤍 Rose Forever: bit.ly/3ReG4L1
    🤍 PASSION CRYSTAL IVORY 16: roseforever.com/collections/c...
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    🌿ETSY shops items:
    🌿Dripped by E (p.k.a. Making it Bling)
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    🌸CZcams: / @blacknblue10_4
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    🌿Budget with Carly
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    🌿Some items used in today’s video:
    🌸Vellum & Sparkle Cash Envelopes / Velum Placeholders
    ETSY: www.etsy.com/shop/BreatheAndB...
    CZcams: / @breatheandbudget
    🌸A6 Vellum/Matte Clear Cash envelopes with custom divider tabs and vinyl labels
    ETSY: www.etsy.com/shop/THandCoDesigns
    CZcams: / @trangsplans
    🌸Checkered Binders
    ETSY: www.etsy.com/shop/sunnykdesignco
    🌸Savings Challenge Starter Set
    ETSY: www.etsy.com/shop/CarrieJayBu...
    🌸Set of 6 black plastic Cash Envelopes & Dashboards
    Website: luxedesignsshop.com/
    ETSY: www.etsy.com/shop/LuxeDesigns831
    CZcams: / @luxedesignsshop
    🌸Black & White 1854 LV dupe
    Website: www.beenrad.com
    🌸Sooez A6 Binders, Budget Binder, 6 Ring Binder
    Amazon: a.co/d/iU2h0JY
    🌸Cash Tray - Clear
    Amazon: a.co/d/fkAKnVx
    🌸Large Piggy Bank Digital Coin Counting Bank with LCD Counter, 1.8L
    Amazon: a.co/d/2Yn58uK
    🌸Waterproof PVC Document Pouch Organizers
    Amazon: a.co/d/hrgeeUL
    🌸Calculator
    Amazon: a.co/d/3Oe0oVF
    🌸Desk Vacuum
    Amazon: a.co/d/5YF8cXU
    ___________________________________________________________________________________
    🙏Instagram: @PaychecksPrayers
    🙏CZcams: / @paychecksprayers
    🙏Business Inquiries: paychecksprayers@gmail.com
    #cashenvelopestuffing #payday #savingschallenges #sinkingfundsupdate #cashstuffing #cashenvelopes #savingschallenges2023 #sinkingfunds #zerobasedbudget #zerobasedbudgeting #cashflow #cashenvelopesystemforbeginners #savingmoneytips #budgetingbeginners #budgetlife #budgettips #financialfreedom #paycheckbudget #paycheckbudgeting #cashenvelopesystem #savingstips #moneytips #moneycounting #moneymoves #largecashstuffing #cashbinders #billswap #cashcondensing #daveramseyinspired
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Komentáře • 45

  • @Shannonslittlebubble
    @Shannonslittlebubble Před 6 měsíci +8

    Cash condensings are my favorite. Great video. I honestly don't mind long condensing videos.

  • @princessalways4eva
    @princessalways4eva Před 5 měsíci +3

    Awesome! You’ve gotten me pretty excited to start. We have some goals to attain and this will work. I’ve always used envelopes to save, my mom taught me that when I was a little girl. People have laughed at me because I’m in my 50’s and still use envelopes. The joke is on them. Now using envelopes is a BIG thing! I feel like I’m ahead of the times. Just now it’s been perfected and there are formulas. Trying to wrap my head around the “new” process. I plan on being as successful as you are.☺️ Tfs. Enjoy the rest of your afternoon.🤗

    • @PaychecksPrayers
      @PaychecksPrayers  Před 5 měsíci +1

      I have not hearted your comment for a while (I read this the first day it popped up) because I wanted to share this with everyone. Do you mind if I share your comment in one of my videos? I absolutely took this to heart and made me so happy to read. 🙏🏼🤍 regardless, thank you for sharing this with me because it reminded me of when I used to use regular white envelopes as well a while back and people would look at me like I’m crazy… 🫶🏼

    • @princessalways4eva
      @princessalways4eva Před 5 měsíci +1

      @@PaychecksPrayers you can absolutely share it.😊

  • @Ms.YvonneD
    @Ms.YvonneD Před 6 měsíci +3

    Awesomee! being successful in saving is motivation to alot of us!!

  • @joannhutchinson3030
    @joannhutchinson3030 Před 4 měsíci +2

    This is my first time seeing your video it seems really good so I subscribed and liked it

  • @maestrereb
    @maestrereb Před 6 měsíci +2

    👏🏼 Great condensing! Amazing progress 🤑

  • @allthingsalecia
    @allthingsalecia Před 6 měsíci +3

    Awesome job! Congrats on achieving such great results! ❤

    • @PaychecksPrayers
      @PaychecksPrayers  Před 6 měsíci

      Thank you Alecia! Hope you are doing well my friend 🫶🏼🤍

  • @SavetheDaywithTara
    @SavetheDaywithTara Před 6 měsíci +1

    Great job. I love cash condensing videos. Great inspiration

  • @lisasavarno2636
    @lisasavarno2636 Před 6 měsíci +2

    Love it 🥰 You’ve made great progress in so many envelopes. Those savings challenges really helped a lot. God bless✨🌹

    • @PaychecksPrayers
      @PaychecksPrayers  Před 6 měsíci

      Thank you Lisa 🤍🙏🏼 sending you all the love and blessing! 🥰

  • @Beautifulone05
    @Beautifulone05 Před 6 měsíci +1

    Love it! Amazing job my friend ❤️

  • @Chatty-KathyBudgets
    @Chatty-KathyBudgets Před 6 měsíci +1

    WOW! ❤ What an awesome way to close out the year 🎉. Fantastic job 😊

  • @coldcountess
    @coldcountess Před 6 měsíci +1

    Happy New Year !!

  • @tarrines_budgets
    @tarrines_budgets Před 6 měsíci +1

    loveeeeee bill swap and condensing videos 🥳

  • @dhkluesner
    @dhkluesner Před 6 měsíci +1

    Amazing job

  • @angbudgetanddebt
    @angbudgetanddebt Před 6 měsíci

    Hello! Here watching from work!

  • @ergenflagean
    @ergenflagean Před 6 měsíci

    Yessss these are my fave 🤩

  • @tooziefaloozie
    @tooziefaloozie Před 6 měsíci

    Fantastic ❤

  • @Divasbudgeting
    @Divasbudgeting Před 6 měsíci

    Loved the video. You did such a great job and made it look so easy. Have a great day

  • @BudgetwithAandA
    @BudgetwithAandA Před 6 měsíci

    Nice job!!

  • @heavenlystash349
    @heavenlystash349 Před 6 měsíci

    🤑💵💰👏🏽👏🏽 Congratulations

  • @JoeyDeyn
    @JoeyDeyn Před 6 měsíci +2

    Did you save this for Christmas 2024 or is this old videos from December? Love the video ❤

    • @PaychecksPrayers
      @PaychecksPrayers  Před 6 měsíci +2

      Hi Joey 👋🏼 I’ve been saving throughout 2023 for Christmas of 2023. I haven’t posted my unstuffing video and you will see that I have some Christmas expenses for 2023 coming up. ☺️ the best part is, I think I was under budget and probably get to roll over some of it for Christmas of 2024 🥰

  • @haileyreign971
    @haileyreign971 Před 6 měsíci +3

    You did an amazing job in 2023!! You're going to crush 2024! ❤🎉
    If I may ask, how do you decide your "cut off" amount of money per envelope (ie how do you choose when to exchange real bills versus using prop bills)?

    • @PaychecksPrayers
      @PaychecksPrayers  Před 6 měsíci +1

      Thank you so much Hailey. 🙏🏼🤍🫶🏼
      I would love to answer your question in depth in a future video, but I did want to answer it the best I could on here…
      I definitely budget out our income for the month along with our expenses (aka all of my categories/envelopes). The amounts you see me cash stuff is the amount for the week. I stop stuffing on categories that I have reached my personal goal on. Some categories will continuously be cash stuffed because we tend to pull from them more than others. But, some categories I know would eventually get to a higher dollar amount and I consider to take those funds back to the bank (aka deposit to savings) so that I don’t have so much real money at home. Ex. Car insurance we pay bi-annually, or medical is our medical deductible… etc.

    • @haileyreign971
      @haileyreign971 Před 6 měsíci

      @@PaychecksPrayers That would be fantastic!
      This explanation also makes sense! 🥰

  • @budgetwithfancy
    @budgetwithfancy Před 6 měsíci +1

    Great video 🥰 ‼️ You are amazing, and I wanted you to know that our Fathers want us to break those curses so I will start by sharing some amazing wisdom to encourage you to read Jeremiah 10:1-18, Deuteronomy 14:1-21, and Ecclesiastes 7:5 as a reminder of what our Fathers expects from us whenever you have some time and know that both your Fathers in Heaven love you very much is why I am passing our Fathers message over to you. ❤️😇

    • @lorisandoval102
      @lorisandoval102 Před 6 měsíci

      😊😊😊😊😊😊😊😊q😊😊😊p😊p😊¹😊😊

    • @lorisandoval102
      @lorisandoval102 Před 6 měsíci +1

      😊😊😊😊

    • @PaychecksPrayers
      @PaychecksPrayers  Před 6 měsíci +1

      Thank you so much for these beautiful palms 🙏🏼🤍 I was in need of them as a friendly reminder of my path.

  • @janetjamison3797
    @janetjamison3797 Před 6 měsíci +1

    🥳🎉🎊💙🙏🏻💙🥳🎉🎊

  • @luisacevedo3111
    @luisacevedo3111 Před 6 měsíci +1

    This is a whole year ?

  • @BudgetWithJessR
    @BudgetWithJessR Před 28 dny

    Binge watching your videos from the uk 🇬🇧 🫶🏻🥰🩷

    • @PaychecksPrayers
      @PaychecksPrayers  Před 27 dny +1

      Wow! 🤩 hello 👋🏼 my friend! Thank you so much for your support 🫶🏼🤍

  • @Breatheandbudget
    @Breatheandbudget Před 6 měsíci +1

    Oh you are using the diamond savings challenge! How cool to see. ❤ 🫶🏻

    • @PaychecksPrayers
      @PaychecksPrayers  Před 6 měsíci

      I love it! I think I was a little ambitious putting $50 lol! But, I have faith we can get it done. Thank you so much for watching 🤍🙏🏼✨

  • @budgetwithale
    @budgetwithale Před 3 měsíci

    i love watching all your videos! i just recently started my own channel and watching you has helped so much! 🤍

    • @PaychecksPrayers
      @PaychecksPrayers  Před 3 měsíci

      I’m so happy my videos have inspired you and have helped. Just subscribed to your channel 🥰 sending you all of the blessings!

    • @budgetwithale
      @budgetwithale Před 3 měsíci

      @@PaychecksPrayers thank you so much! you're amazing 🤍