BIGGEST Condensing Sinking Funds EVER! || Taking $8,799 to the Bank || Bill Exchange || Bill Swap

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  • čas přidán 19. 12. 2022
  • Today I am condensing my cash envelopes and sinking funds for Novmber, and I hope you enjoy it! I know that I did!
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    Thanks for being part of my journey! If you're new here: I get paid monthly, but I stuff my envelopes weekly (even my sinking funds). This helps keep me motivated & on track with my goals, so I hope you enjoy! I started my journey in August 2020. I paid off $2,714.62 in 2020, with $2,600.27 of that going towards my credit card debt, & I plan to pay off ALL my credit card/consumer debt before the end of 2021!!
    If you want to stay connected with me even more, follow me on Instagram: @_intentional.living_
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    About Me
    My name is Kristin, and I am on a debt payoff journey to eliminate my consumer debt before the end of 2021. My next goal will be to pay off my student loans! I hope you'll follow me on my journey where we can learn & grow together on our quest for financial wellness & intentional living.

Komentáře • 168

  • @catherine4339
    @catherine4339 Před rokem +92

    Your not the only one who jumped when Rosy barked😂😂😂

  • @_nekobabi
    @_nekobabi Před rokem +113

    Rosy was so excited you were counting their envelope 😂

    • @_nekobabi
      @_nekobabi Před rokem +3

      i have to mention, not looking , you sound like zoey deschanel

  • @AEvans36977
    @AEvans36977 Před rokem +57

    I'll bet your bank loved every moment of that deposit 🙂
    Self-discipline and hard work does pay off.

  • @Bodaciousbarbee
    @Bodaciousbarbee Před rokem +23

    How is no one freaking out over how much she pays in taxes 😢😮

  • @AllTheBudgeting
    @AllTheBudgeting Před rokem +34

    I just love cash condensing videos - awesome job! I laughed out loud when Rosy started barking just as you were counting her envelope.

  • @nivesmuric4645
    @nivesmuric4645 Před rokem +25

    Love that you actually condense to the lowest amount many dont do that. Rosy knew when its her envelope😂 hope you spoil her with something she really loves ❤❤

  • @mariaeduardamessias4071
    @mariaeduardamessias4071 Před rokem +9

    This must be the most satisfying cash condensing that I have ever seen

  • @faiyaha6869
    @faiyaha6869 Před rokem +4

    The best condensing video ever! You actually condense it down the right way, others hmmm not so much. definitely will be watching more videos from you. Keep up the great work! 👍🏽

  • @ronjelaberaud7087
    @ronjelaberaud7087 Před rokem +1

    You’re condescending video is goals for me!!!😊 Keep up the great saving.

  • @MiasEnvelopes
    @MiasEnvelopes Před rokem +5

    Girrrrl killing it! Always so proud of you- you are such an inspiration to all of us 🎉❤

  • @brandiwagner4109
    @brandiwagner4109 Před rokem +1

    So much fun! Even Rosie was excited!

  • @sharonsobolewski3707
    @sharonsobolewski3707 Před rokem +2

    i love it your moneys so fresh and crisp i like that you keep them nice its good cause some bills are more than face value and condition is everything and yes rosy was so happy you counted her money thats so cute i love the name and i love roses and doggies love the way you do your organizing and your prop money

  • @KerenGrinberg
    @KerenGrinberg Před rokem +3

    Woahh. I just stumbled onto your page! Now i need to binge watch to see what you do!! You go girl 🎉🎉

  • @lynetteplans7974
    @lynetteplans7974 Před rokem

    Way to go! Great unstuffing and counting 👏 💖 Something to aspire to.❤️🎄

  • @financiallyspeakingbookkeeping

    Your cash condensing is so amazingly relaxing ... your voice is perfect for this type of video :) New subscriber!!!

  • @cravetosave
    @cravetosave Před rokem +2

    This is incredible, congrats on all your hard work!

  • @janetjamison3797
    @janetjamison3797 Před 10 měsíci

    I love re-watching this video! It’s very very mesmerizing! 🎊🎉🥳

  • @rickynorris1694
    @rickynorris1694 Před rokem +1

    I watched twice. I thought that it was funny that Rosie barked while you were stuffing her money.

  • @herlindaflores3008
    @herlindaflores3008 Před rokem +2

    That’s awesome! Hard work pays off. 💜

  • @MadDogTM
    @MadDogTM Před rokem +5

    I'm just now starting an envelope challange for myself, I wrote random numbers going up to 600 which I will take from my checks I earn bi-weekly, and place the cash in which ever I draw. Cause to be fair I do spend a lot of money like in 1 year of working I could've had 14k but instead I have around $3200 lol

  • @coldcountess
    @coldcountess Před rokem

    Wow, that is awesome !!! Happy Holidays !!

  • @TaraannBudgetsandSelf-Care

    You have reached so many goals this year

  • @kirstennichole90
    @kirstennichole90 Před rokem +2

    My dog scares the crap out of me when he barks randomly too 🤣 amazingggg condensing! 🤑

  • @DebtFreeJessie
    @DebtFreeJessie Před rokem

    Wow, so impressive! I like your larger envelopes.

  • @TaraannBudgetsandSelf-Care

    Yeah!!! You made your goal on electronics!!!

  • @cindychapman9210
    @cindychapman9210 Před rokem

    Wow. That is an awesome cash condensing

  • @scatone2248
    @scatone2248 Před rokem +7

    Girl, I'm still laughing at your jump. It's not this funny when it happens to me though. 🤫🤔🤨

  • @angelmulhall1058
    @angelmulhall1058 Před rokem

    That’s incredible. Congrats!!

  • @Ashshaka1
    @Ashshaka1 Před rokem +1

    New subscriber here 🎉
    You had me at that thumbnail girl! Great video I love watching condescending videos, so satisfying

  • @kimmatura3564
    @kimmatura3564 Před rokem

    That is absolutely crazy!

  • @TaraannBudgetsandSelf-Care

    You are rocking it!!!

  • @deedeedretke
    @deedeedretke Před rokem

    Merry Christmas! Congrats on all of your savings success!

  • @court874
    @court874 Před rokem +4

    This just motivated me so much. 🥺💟

  • @SOFBudgets
    @SOFBudgets Před rokem +1

    Love bill exchange videos 😍

  • @shainamorgan5000
    @shainamorgan5000 Před rokem

    Rosy was just answering you 😂 "yes mom?!? You call for me??"

  • @RobinsDocumentedLife
    @RobinsDocumentedLife Před rokem

    Wowza! I was so proud of my first one a few weeks ago with $1800...time to step it up! haha

  • @debbieb7754
    @debbieb7754 Před rokem

    Wow!!! Amazing bill exchange.

  • @sydneysmith1921
    @sydneysmith1921 Před rokem

    Such a great video love the condensing ❤

  • @moneywithjustliving5258

    Holy moly, great video. I enjoyed this so much.

  • @BudgetwithDragons
    @BudgetwithDragons Před rokem

    Hahaha ROSEY!!! SO CUTE!!! LOVED THE VIDEO!!

  • @rachelharrison7961
    @rachelharrison7961 Před rokem +1

    Ooh, you almost hit the $10k cash deposit limit, where you have to start filling out forms for the government!

  • @honeypotqueens9865
    @honeypotqueens9865 Před rokem

    Congratulations Queen 👸

  • @isabellaanne9785
    @isabellaanne9785 Před rokem

    i laughed sooo hard when rosy barked!! so funny

  • @libbysworld7649
    @libbysworld7649 Před rokem

    I so very much enjoy your videos!

  • @TheOscar15432
    @TheOscar15432 Před rokem

    Great job really enjoyed

  • @npcnothero
    @npcnothero Před rokem

    Rosy knew that money was hers 🤣

  • @chrisaiden5303
    @chrisaiden5303 Před 11 měsíci

    Rosy knew you were talking about her

  • @passionatekills4812
    @passionatekills4812 Před rokem +1

    I like watching videos like this but I think you should invest in a cash counter machine to make things easier 😊

  • @dollynicks
    @dollynicks Před rokem

    How do you make the replacement $$ notes? What are they made out of?

  • @saastohaaste
    @saastohaaste Před rokem +2

    As a Finn it is crazy to see that someone has this much money in CASH. I have like max. 10 euros and never have much more than that. I cannot even go to my bank and tell them to save this much money in my bank account. They would accuse me of money lounde**ng or something like that 😅

  • @brittanybudgets3895
    @brittanybudgets3895 Před rokem

    Great video! Enjoyed as always!

  • @jessicaalise4202
    @jessicaalise4202 Před rokem +2

    Crying laughing at the jump scare 😂

  • @bizzybeefamily
    @bizzybeefamily Před rokem

    Great stuffing 🎉

  • @StarBudgets
    @StarBudgets Před rokem

    Great condensing!!❤❤

  • @BudgetsWithELMA
    @BudgetsWithELMA Před 9 měsíci

    Nailed that cash condensing 🤑❤😊

  • @skylarleeblue
    @skylarleeblue Před rokem +1

    Rosy said get her money right lol

  • @budgetingwithkrztofr
    @budgetingwithkrztofr Před rokem

    Great video

  • @ebonygreen637
    @ebonygreen637 Před rokem

    🤣🤣🤣🤣 not you jumping when your dog bark

  • @samanthasmith3860
    @samanthasmith3860 Před rokem +1

    It was one hundred

  • @rickynorris1694
    @rickynorris1694 Před rokem

    Awesome!!!

  • @rachellester5357
    @rachellester5357 Před rokem

    Rosy says it’s her money and she needs it now 😂

  • @JohnWilliams-wt1ic
    @JohnWilliams-wt1ic Před rokem

    I live in real world where the struggle is real 💯

  • @RooMonroe
    @RooMonroe Před rokem

    9200 in taxes!! Oh my.

  • @Snapplicant
    @Snapplicant Před rokem +3

    This is nice. I’m building a digital Sou Sou app where you can co-save w/ your coworkers. Africans & Caribbean people know how valuable this is.

  • @GailWhimsy
    @GailWhimsy Před rokem

    Wow!

  • @keepingupwiththejoneses746

    I looked through your link list and couldn't tell if you had your cash envelope/wallet on the list. I'm curious whether there is a link for the cash envelopes without the zipper, or did they come with the wallet?

  • @Cclaudia228
    @Cclaudia228 Před rokem +2

    Do you ever get funny looks when you take so much money to the bank? Id be nervous getting it there too 😂 congrats!

    • @IntentionalLivingYT
      @IntentionalLivingYT  Před rokem +7

      I go to the ATM to deposit because I get self conscious hahahaha

    • @LuvaGurl808
      @LuvaGurl808 Před rokem

      I have a question, doesn’t the ATM allow only a certain amount of bills for cash deposits?

  • @justinerapp3724
    @justinerapp3724 Před rokem

    May I ask, why take out cash for bills needed to be paid online? Is this just back and forth to the bank? Please explain thank you!!! :)

  • @ginwilcox9555
    @ginwilcox9555 Před rokem

    How inspiring!!!😁🤑💰💸💲💵

  • @jlynne_2423
    @jlynne_2423 Před rokem +3

    Hello! Love your budgeting content. I plan on stuffing envelopes for the first time come 1/13. While not really concerned about theft, I am concerned about fire. I’ve been unable to find videos on how folks are storing/securing their envelopes. Any suggestions?

  • @mariebug4236
    @mariebug4236 Před rokem

    Hello where did you get that cash tray.

  • @lizzylizh
    @lizzylizh Před rokem +1

    I do have one question. When you said "have this amount in the bank" Does that mean you have multiple savings / checking accounts?

  • @putnamdesign1072
    @putnamdesign1072 Před rokem

    Way to go

  • @N.M.N.
    @N.M.N. Před rokem

    Rosy just knew you were talking about her so she just had to say hi

  • @lucybrailsford
    @lucybrailsford Před rokem

    What’s buffer for?

  • @davidneuman466
    @davidneuman466 Před rokem +22

    Do you keep the money you deposit in one account or do you have multiple accounts set up for each category? Wondering how you keep it all organized in the bank, even with the prop money in the binder.
    Side note: saw my order shipped today, can’t wait! (Stephanie)

    • @Bokumuyee
      @Bokumuyee Před rokem +5

      Yess thats what I'm wondering aswell

    • @jenr2312
      @jenr2312 Před rokem

      What business does she own?

    • @sarahlutz5699
      @sarahlutz5699 Před rokem +1

      I was wondering the same throughout the whole video.

  • @Abbiegrace2020
    @Abbiegrace2020 Před rokem

    I was just wondering what you made your place holder slips out of? I would like to make some for me and my boyfriend.

  • @Sergiolegas3.14
    @Sergiolegas3.14 Před rokem

    Where can I find the cash box?? Can you link

  • @darlenelong6353
    @darlenelong6353 Před rokem

    That’s a lot of paper😅

  • @sweetbessie
    @sweetbessie Před rokem

    Black Friday was $100.

  • @LK-bn7sz
    @LK-bn7sz Před rokem

    Are you investing anything besides the Roth IRA?

  • @michaelwilford4195
    @michaelwilford4195 Před 7 měsíci

    How did you get all new bills?

  • @MileHighResell
    @MileHighResell Před rokem

    I like the concept but feel like you could be making even more by putting it into a high yield savings at the very least and getting $250 extra- have the flexibility to transfer or withdrawal , I don’t touch any of my money in my savings account unless necessary. And what would happen if someone broke into your house and stole all of it or something like a fire… at least having it with an FDIC bank you are typically good for $250k

  • @nightcorelove2626
    @nightcorelove2626 Před rokem +1

    At 6:01 you pull a 5$ out of Amazon to replace with a better one but then you just skipped it

  • @user-in6rr4fq6d
    @user-in6rr4fq6d Před 5 měsíci

    $8!799

  • @halahab3788
    @halahab3788 Před rokem

    So those are rolls over of sinking funds thru the year? What am i supposed to do with the extra money left from previous envelopes?

  • @ReviewsWithB0501
    @ReviewsWithB0501 Před rokem

    Where can i purchase the money tray! Super cute!!

  • @marybaker8061
    @marybaker8061 Před rokem +1

    I'm super confused on your ROTH how you have that in cash. Do you take it out and put it in there rather than having it come out of your check, pretax?

    • @marybaker8061
      @marybaker8061 Před rokem +1

      I understand ROTH taxes are taking out at the time, I'm just trying ti follow your philosophy.

    • @IntentionalLivingYT
      @IntentionalLivingYT  Před rokem +1

      This is a Roth IRA so it does not come out automatically! It’s something I have to manually deposit to

    • @marybaker8061
      @marybaker8061 Před rokem

      @@IntentionalLivingYT makes sense

  • @EGORElicious
    @EGORElicious Před rokem

    How do you get your vinyl to weed smoothly? I got holo vinyl and it doesn't weed too well lol and I really want to use that fancy font on my cricut, but it's hard to get it to weed even with just normal vinyl. I want to dress up my cash binder

    • @IntentionalLivingYT
      @IntentionalLivingYT  Před rokem +1

      You can adjust the cut settings! With halo I have to use “More” pressure for easier weeding!

    • @EGORElicious
      @EGORElicious Před rokem

      @@IntentionalLivingYT I did that before, it's still hard ):

    • @IntentionalLivingYT
      @IntentionalLivingYT  Před rokem +1

      @@EGORElicious Merp :'(

    • @EGORElicious
      @EGORElicious Před rokem

      @@IntentionalLivingYT I will try again (:

  • @kathleenbrowne198
    @kathleenbrowne198 Před rokem +3

    Are you putting all the cash into one account? I've looked at many CZcamsrs doing the same thing, but no one explains the process of the transaction at the bank.

    • @meganmarie4289
      @meganmarie4289 Před rokem +1

      Some do some don’t. Personal preference really. I have all mine separated to easily see but some just have a bunch of money in one.

  • @SupernaturalBudgets
    @SupernaturalBudgets Před rokem

    ❤️❤️❤️

  • @hoosiermama16
    @hoosiermama16 Před rokem

    Ughhhhh find ONE. MORE. DOLLAR.

  • @EmJones29
    @EmJones29 Před rokem

    What size is big blue? 😊

  • @kereanabeichner4072
    @kereanabeichner4072 Před rokem +3

    Hi! This is my first video watching! Do you put the cash all in one savings account, is that why you have plastic "fake dollars" to know how much you have in the savings account for each section?

  • @babytiger42
    @babytiger42 Před rokem

    I’m not quite up on this system (not sure how CZcams put me here), but if you have $9k saved for taxes, why aren’t you filing quarterly?

  • @theropesofrenovation9352

    Mine would have come out 95,95,95,95 lol

  • @ChiedekaCharlieHargrove
    @ChiedekaCharlieHargrove Před rokem +1

    Do you sell your place holder money and labels in your Etsy shop?

  • @imchildishandilikeit
    @imchildishandilikeit Před rokem +2

    Hi! :)
    Why didn't You color RothIRA? I am wondering, did you get to 5000?

    • @IntentionalLivingYT
      @IntentionalLivingYT  Před rokem +2

      I totally forget to do it some months! I only do it once a month but I think I forgot the last month or two. I will have to fill it out at the end of this month!

  • @gwencrutcher7069
    @gwencrutcher7069 Před rokem

    i'm very confused on how the condensing work... shouldn't you end up with exactly what you had started with all the hundreds if you are just replacing the bills with what's already there?

    • @foizzy
      @foizzy Před 9 měsíci +1

      I don't know I you figured it out already. She took out cash from some envelopes and replaced it with prop money so the end amount will always be larger than what she started with. Hope that helps.

  • @unalechuzita6102
    @unalechuzita6102 Před rokem

    Anyone else see that really old $10 bill👀