EVERY Version of the AMEX PLATINUM Compared (2021)
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- Äas pĆidĂĄn 24. 07. 2024
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In this video we look at every co-branded Amex platinum available on the US credit card market and ask the question, which is the best? These versions vary from easy to get to almost as hard as the Amex Black Card also known as Amex Centurion.
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Having multiple platinumâs is the ultimate flex.
It can be the ultimate flex assuming you donât get an invite for the Centurion.
@@VincentPascual do you need a certain net worth or a certain spend amount for the centurion ?
@@o.c.g.m9426 Speculation on how to be invited has definitely centered on net worth and spend. However, thereâs no clear answer on the actual criteria or the numbers necessary to be invited.
@@VincentPascual OK.
Iâll be cashing out half of my MR points before September 1st when my Schwab Platinum gets somewhat nerfed.
Great breakdown! The Mercedes Benz platinum card was cool idea!!
That Charles Schwab Debit card is actually pretty clutch with the no ATM fees.
I totally agree. Itâs a must have card. That said, itâs very rare for me to withdraw cash.
Betterment also refunds all atm fees
Theses a welcome bonus at the Morgan Stanley card just like the vanilla I work there
Just got approved for the Morgan Stanley platinum
Does the MS card run SUBs? Or can I switch from vanilla to MS? Thx!
How much are the point value on the vanilla version and Charles Schwab version?
I know this was 9 months ago, but with the newest update of CZcams, will videos like this generate automatic bookmarks?
Iâm struggling a lot between this one and the Chase SP⊠canât seem to make a decision.
Please talking about Amex basic card ,I just got it ,,I need more detail đthank you
Question if you have the vanilla card and the charles Schwab card, that mean all the benefits are double? Like instead of receiving 15$ monthly for Uber you will receive 30$ ? Or the 200 flights credit, you will receive 400 credit? Or is only the bonus that you can get again ?
Well yes, youâre paying 2 annual fees
7:20 forgot to mention the monthly fee is increasing from $45 per month to $55 per month effective 2/1/2022
Still comes out to less per year than the vanilla, just need to risk $5k in investments and whatever the minimum deposit is on their CashPlus account
@@doujinflip the engagement bonus will trigger a 1099, so after taxes most people will pay more if they pay the $55/mo fee.
I'll be axing both the Business Platinum and Schwab Platinum, in favor of the Business Gold + Hilton Aspire.
Business platinum really needs an update
The Platinum Card has become a complicated piece of metal đ
Lmao đ€Ł
Complicated on so many levels.
A friend of mine uses vanilla platinum all the time. I told him to use and get blue business plus to maximize points. They never did it. Can't say I didn't him on the idea
Update international versions as well PLEASE
Thereâs also a corporate platinum
I need to get into the Amex eco system⊠and get under 5/24 for chase đ€Šââïž
I want to swap my vanilla platinum to the Charles Shwab platinum
It would be nice to switch between different versions of the Platinum. Unfortunately, you have to apply for the Schwab separately. On the flipside, a separate application means a new bonus (assuming you havenât received it before).
The point value on Charles Schwab itâs the same as regular Amex, itâs still worth it?
No, it is 1.1 cents per point when redeemed for cash back. On regular, points can only be redeemed for a statement credit at 0.6 cents per point. So lower value and not true cash back
So your saying if I move all money over to Morgan Stanley they waive my Amex fee boiiiii
Too bad MS doesnât do business in Puerto Rico, where I live. Only continental US
I only have the vanilla đ„Č
Ugh i want to switch my charles schwab amex platinum for a morgan stanley amex platinum
Why?
Does the vanilla platinum give you lounge access?
Yes
@@TheCreditShifu Ben do you know what credit score is typically needed for the AMEX platinum card?
Yes, any platinum does
Iâve heard thereâs a black version of the Morgan Stanley too, wonder if thereâs a black version of the Charles Schwab platinum đ§
Wait, hold up, is that 695 Morgan Stanley credit annual ?! Or just once ???
Annual
@@TheCreditShifu thanks!
Loud "pops"
Thanks for all your videos I appreciate and watch all of them Austin Texas area donât hesitate to message me we can definitely grab a drink or something, Iâm currently in California right now but moving this Friday I was able to buy a house for 1/8 the price in Texas
@@BLKShadow we are you from
@@BLKShadow You must live in Communist Fornia
@@BLKShadow Life is an adventure why not live it instead of giving all your hard earned money to state that doesnât care about you
@@BLKShadow Itâs not like that everywhere in Texas and by the way thereâs a lot of other states that still have small towns that have racism all over the place but you must not know that because you donât do any traveling he just sent me on your computer and make comments on other people stuff
@@BLKShadow OK hater he let the government run your life then
Hullo
2nd! Woohoo!
Can you get the bonus on each version of the Amex platinum?
Yes
Yes, separate product