Is it Permissible to Use Credit Card? - Dr Zakir Naik
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- čas přidán 30. 07. 2020
- Is it Permissible to Use Credit Card? - Dr Zakir Naik
Live Q&A by Dr Zakir Naik
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I don't want a war against Almighty Allah and his prophet. I would rather be on the side of righteous 😊
Never ever you use a credit card because you will be in a trap from which you can never come out!
Yes
Not all the time brother it has helped me a lot
Like any borrowing instruments if misused they lead to traps. If one uses borrowing instruments properly they help the people grow.
@Daz Gopane yeah my country is very desperate like they don't know that They won't be able to pay it back within 10 years and Then China will take over Pakistani territories through that I want to do something about it but I am only a child.
Only if you are financially illiterate and irresponsible
After a months finally all my questions have been answer mashaAllah thank you so much dr zakir naik through your youtube channel i learns so much. may Allah always protect and blessings you and your families.
Salmat lizha
Subhanallah I never knew this I have 3 credit cards when listened this I promise I will close all of them for the sake of Allah, already closed the major one as soon I heard the Dr’s statement and I ask Allah forgiveness for the past used.
I travel sometimes out of the country I live and use the credit card for renting cars but I don’t care if it’s haram I will never use it again.
Ma Shaa Allah ... You took a very brave decision in this age.
May Allah keep us on His path. Aameen
Thank you for giving us this valuable information Dr. Zakir Naik
This is definitely a very good question
Yes, credit card is a sick. It'll attract people to spend more which is beyond their limits. Always avoid taking that, borrow money from someone you know instead of getting credit card. Save money for emergency fund to avoid credit card. Don't fall in the trap of credit card.
I use to have credit card n I got rid of it last year alhamdulilaah, credit card is a trap of debt n u will always be in debt. I agree with Dr Zakir Naik 100%.
I wish like services like netflix and such could have an alternative aside from credit cards.
Man I’m actually starting to feel sorry for you guys. Your religion causes so many headaches for you in real life and all for the promise of virgins in the afterlife. Trust me I had sex with lots of virgins, (one was even Muslim very beautiful and skinny)And it’s not all it’s cracked up to be. Lol 😂 go for experience. Just my advice. 😉 💃
thank you sir , appreciated! ❤
This is something I was worried about because this is all new to me. I wanted to be able to get my first car but living here in America you pretty much have to have good credit for major purchases. But when you said Islamic bank my mind🤯🤯. Jazak allah 😊
Masha Allah
It will help most of the people who use credit cards...
Jazakallahukhair
I was under the impression that as long as we are paying before the due date and spending within limit its not Haram, i will deactivate my cards now.
1 question: what do i do if i have 0% installment going on my card for some home appliances i bought bcoz if i cancel the installment there is a penalty?? are the available rewards points permissible to use or not?
I understand his point but in the West if you do not have credit you cannot find a place to live. You need credit to find an apartment just to lease in a lot of places.
Use your own judgment, Allah knows best. No scholars come even close. 😅😅😅
No that’s not true if your rich in cash that it is.
That is a very valid point, even if you just take out the credit card you have to sign to agree you will pay interest which is haram. My question is, I'm looking to get a credit card in UK so I'm protected under section 75 for purchases above £100, if they aren't delivered or are broken, the credit card company will also be responsible. I don't think Islamic banks here do credit cards
You’ll only pay interest if u take credit and will not be able to pay back. That’s when they start to charge you. So don’t risk it if you can’t pay back simple
@@dijabelle8348 problem is you're literally signing an agreement promising that you'll commit a major sin if you don't pay back, as ZN said.
We use Debit card. Most of them use debit cards only. Except some big business persons.
In uk everyone is living off borrowed money
@@pioneer2321 really?
Kim Possible they take out large mortgages with interest, lease cars out with interest, even pay monthly with interest, for items like large TVs - it’s a deceptive world because the poor man living in a third world country, sleeps with less debt then the so called wealthy man in uk who owes a large amount of Money
Honey Purity Norway to
That was very clear..thank you Dr for the explanation.
Eid al Adha Mubarak to you & your loved ones. May this Eid energize the spirit of sacrifice in all of us. May this inspire us to sacrifice our ego, hatred and enmity for harmony & brotherhood in us. Also to sacrifice our comfort & wealth for progress of humanity. EidAdhaMubarak🤝
And Eid Mubarak to you too my friend
Short answer: Credit cards are haram unless from an Islamic bank, because you sign a contract to pay riba if you miss a payment.
If there are no Islamic banks near you, just use a debit card.
So if a penalty is charges with another name than interest it becomes halal?
Mashallah!!!! Thank you for this sir
Assalam Aisha how are you
Can you also discuss how we may escape the riba based monetary system that we are forced to participate in? Should we attempt to barter with goods to avoid the monetary system and/or use something like Bitcoin where possible?
What bank is Islamic in Pakistan? In a country made in name of Allah and Islam there is not a single Islamic bank. It's a shame
Its the most ghatiya nation in the world
@@bonoentertainment are u both Pakistani
@@sohailali4232 i am a pakistani now living in dubai........bahut ghatiya desh hai isliye chhod kar bhag gaya
@@bonoentertainment i am also the same
@@sohailali4232 will u never return to pak?
I didn't know about this before.may Allah forgive my sins. I'll stop using credit card right away. Jazakallah dr.zakir naik
@Nishant B. First of all i want to thank you to come to this channel and listen this video,may Allah open your hart for truth.
2nd your question:we do ablution before every pray,that i consider half bath.but if you feeling that you are not clean & you want to be clean and pure.than there is no restriction to take bath every day.i recommend you to was your brain & soul.
Isnt it logically not to use it if you follow islam. Just like keeping your money in a Savings account that offers interest, taking a home loan to buy a house, etc. Any activity that involves taking or paying interest is haram in islam. One does not have to wait for Zakir Naik to realise this thing. Anyways now that you realised you should cancel your Savings bank account and any loans you took too.
I have no idea, Nor did I ever think
And now I am aware.
thank you so much for open my eyes.
Very helpful informatic speech.. Thank you sir
Allah u Akbar. I live in America. There are so many financial tricks in this country
Faster leave America
My knowledge in western countries half or so of Muslim population lives on hand out. Worst than Ribaa
@@varchasvar18He might’ve not been there if U.S. didn’t invade his country stop talkin shi
You should describe what is an Islamic Bank credit card.
It s a card which says if you don't pay on time it will charge you " fees" instead of " interest ".
If you don't pay your credit card amount within the free period, interest charged is on cumulative, interest on interest basis. A few months down the line you will be paying more interest than the amount you utilized on purchases through your credit card. The resultant interest goes well above the stipulated rate.
Please tell me the way how I can send you any question.
Alhamdulillah. Allah saved me from the credit card..
😂😂😂 Credit card is not bad the way this guy explains it is Bad. He is playing with everyones mind. Just read Quran with translation you will know everything and of course use your brain. Thanks
@@haroonmalik3674 brother it's mentioned in the Qur'an RIBA is prohibited in Islam... So every Muslim should avoid financial transactions related to giving/taking interest
@@haroonmalik3674 Riba is haram dr.Zakir explained very good ma shaa Allah please don’t spread lies and misconceptions
Alhamdulillah don’t listen to the people who clown Islam or you.
assalamualaikum ♥️ everyone ,
Eid mubarak ...🐏🐑🐐🐄🐪🕋🕋🕌🕌,..
may allah swt fulfill our dreams
-ameen
our Eid finished😔😔🙃💖
@Aayan Akhtar Khan tnq
You too☪️❤️❤️
@@sr677 tnq
@@sr677 tnq
Assalamualikum how can I email my question to Sir? Opening the credit card from stores like Kohl’s, JC penny and Macy’s also haram? Or just opening from bank is haram?
Where do i go to ask questions from him. Anuone know ? Thank you.
You cleared all my misconceptions. Love you doctor.
Is everything haram now?? Like a credit would help you build credit to let you buy a home and car with low interest rates if you just use it wisely. Just don't be stupid with it, I don't everything should be taken this serious. If I miss one payment just because something in life happens or I just forget, I'm still human and mistakes happen.
People don't have self control, like drinking alcohol and other things, so for them must be forbidden and seen as a threat.
Interest is haram in Islam. So getting interest loans is also haram.
You forgot to include visa debit cards which give one the ability to purchase online through vendors in a similar way to credit cards, but the funds are not borrowed from the bank, and instead are drawn from your linked debit bank account. Another issue with debit cards if you follow the haram/halal conditions is that it is still possible to overdraw debit accounts and incur interest and nsf funds. Does that possibility also make debit accounts haram?
When you have to pay extra amount than your original amount, it is haram whether it is a debit card or credit card.
Alhamdulillah.... And thanks to dr for a great answer....
He needs to come out and condemn the IFM and free floating fiat currencies. The current monetary system is haram. If a country joins the IFM it is haram.
Totally agree not enough people are aware of the dangerous filth these currencies are
@@SIGSEGV1337 The current monetary system is totally haram and against shariah. Free floating fiat currencies are haram. More people need to be educated with regards to money in Islam being gold ans silver.
But in 1945, all Muslim countries joined the Dajjals IFM and now its a joke. Whole monetary system is a joke.
@@AkberKamall We should make an effort to find alternative means of trade such as bartering or even bitcoin if there is enough agreement on it
@@SIGSEGV1337 Other forms of trade are not possible as long as countries belong in the IFM. The articles of agreement of the IFM prohibit the use of gold as money and also prohibit currencies to be pegged to gold.
Muslim countries would need to leave the IFM and the World Bank and the UN for then to establish shariah.
@@AkberKamall You've missed something though, it prohibits the use of gold as a country's _official_ currency but there is nothing legally preventing us as individuals from bartering (e.g: trading a phone for 100 cartons of milk, without involving money in the first place) or using something like bitcoin. If enough of us stopped used fiat currency it would lose its value.
Uhm how about buying a car and paying it for 5 years or buying a house and paying it for 20 years is that haram also since it involves interest?
interest (riba) is haram
@Roshan vermezyari riba is still haram
@Roshan vermezyari credit card is not haram but the interest or riba part of it is
@Roshan vermezyari I am not a scholar nor a student of knowledge, so I will just give you sources.
czcams.com/video/rTGEK4zFDKI/video.html
And the easy alternative is the debit card according to many of these people.
LIVE WITHIN YOUR MEANS !!
*For Non-Muslims*
A Muslim is not allowed to benefit from lending money or receiving money from someone. This means that earning interest (riba) is not allowed - whether you are an individual or a bank. To comply with these rules, interest is not paid on Islamic savings or current accounts, or charged on Islamic mortgages.
It’s sad that in the west of the world or even all over the world nowadays we have to take out mortgages to buy a property just so that we can look after ourselves and kids for the future if still alive in sha allah. May allah guide us all. Ameen
Daily Reminder: Try to supplicate this dua every single day to become a habit.
1. Dua That Guarantees You Forgiveness (Sahih Al-Bukhari)
Prophet Muhammad SAW (PBUH) said:
"Whoever gets up at night and says:
La ilaha 'illa Allaahu, wahdahu la shareeka
lahul mulku, wa lahul hamdu, wa huwa ala kulli shayin qadeer.
Subhana allaahi, wal hamdu lillaahi, wa la illaaha ila Allaah,
wa Allaahu akbar, waLa hawla wa la quwwata illa billaah.
There is none worthy of worship in truth except Allah Alone,
He has no partners, He has the Dominion and for Him is all praise,
and He is capable of all things, praise is for Him,
and Far is Allah from imperfection,
and There is none worthy of worship in truth except Allah,
and Allah is the Greatest,
there is no capability nor is there any power except with Allah.
"Then he says:
Allaahumma aghfirlee.
O Allah forgive me!
Or he supplicates and his supplication is answered,
and if he makes Wudhu and prays, then his prayer is accepted.
2. Dua That Guarantees You Jannah (Sahih Al-Jami, An-Nasa'i, Ibn Hibban)
Prophet Muhammad SAW (PBUH) said:
"Whoever recites Ayatul Kursi, verse 255 from chapter number 2,
Surat Al Baqarah after every obligatory prayer,
then nothing is stopping him or her from entering Jannah,
except one thing: Death."
3. Dua That Wipe Away Sins (Sahih Al-Bukhari, Muslim, At-Tirmidhi)
Prophet Muhammad SAW (PBUH) said:
"Whoever says:
Subhana allaahi, wa bihamdih
How far from imperfections Allah is, and I praise Him.
"a hundred times during the day, his sins are wiped away,
even if they are like the foam of the sea."
4. Phrases That Are Heavier On The Scales Than An Entire Morning Of
Recitation (Sahih Muslim)
Prophet Muhammad SAW (PBUH) said:
"I recited four words three times after I had left you.
If these are to be weighed against all you have recited since morning,
these will be heavier." These are:
Subhan-Allahi wa bihamdihi, 'adada khalqihi, wa rida nafsihi,
wa zinatah 'arshihi, wa midada kalimatihi.
Allah is free from imperfection and I begin with His praise,
as many times as the number of His creatures,
in accordance with His Good Pleasure, equal to the weight of His Throne
and equal to the ink that may be used in recording the words
(for His Praise).
5. Dua To Stay On The Right Path (Sahih Muslim)
Ya musarrifa-l quloobi sarrif qalbi ala ta’atik.
O, Allah! The One Who turns the hearts,
turn my heart towards Your obedience.
6. Dua To Be Save From Totrments Of Grave
Allahumma inni wa a'udhu bika min adhabil qabri
O, Allah! Saves us from the torments of the grave.
7. Dua For The Best In The Dunya And Hereafter
Rabbana atina fid-dunya hasanatan, wa fil'akhirati hasanatan,
waqina 'adhaban-nar.
O, Allah! Our Lord give us all the good of this world,
and the good of the hereafter,
and Save us from the punishment of the Fire.
8. Dua To Help Pay Off Your Debts (Sahih At-Tirmidhi)
Allahum-makfinee bi halaalika 'an haraamika wa aghninee bifadhlika
'amman siwaaka
O, Allah! Suffice me with what You have allowed instead of what You
have forbidden, and make me independent of all others besides You.
9. Dua Of The Treasures Of Paradise (Sahih Al-Bukhari, At-Tirmidhi)
Prophet Muhammad SAW (PBUH) said:
"Shall I not tell you of a word which is one of the treasures of
Paradise?"
La hawla wa la quwaata illa billah
There is no power and no strength except with Allah.
10. Dua To Literally Boost Your Energy
Before you sleep recite:
Subhana allaah 33x, Alhamdulilah 33x,
Allahu akbar 34x
11. Dua That Protects You From All Evil, Magic And Affliction
(Sahih Ibn Majah, Abu Dawud, At-Tirmidhi)
Bismillaahil-lathee laa yadhurru ma'as-mihi shay'un fil-'ardhi wa laa
fis-samaa'i wa Huwas-Samee'ul-'Aleem.
In the Name of Allah, Who with His Name nothing can cause harm in the
earth nor in the heavens, and He is the All-Hearing, the All-Knowing.
12. Dua To Get Prophet Muhammad SAW (PBUH) Help in Yawm Al Qiyamah
(Sahih Al-Bukhari)
Prophet Muhammad SAW (PBUH) said:
"Whoever says the following, after hearing the call of adhan,
the call of prayer I will intercede for them yawm al qiyamah."
Allaahumma Rabba haathihid-da 'watit-taammati wassalaatil-qaa'imatah,
Aati Muhammadanil-waseelata walfadheelah, Wab 'ath-hu
maqaamam-mahmoodanil-lathee wa'adtah.
O, Allah! the Lord of this perfect call, and the lord of the prayer
that is about to be established, grant Prophet Muhammad (PBUH)
al waseela, Resurrect him with that status, that is so praise worthy,
which you have already promised.
13. Dua Forgiveness All Believers
Allahumma ighfir lil muslimeena wal-muslimaat, wal-mu'mineena
wal-mu'minaat, al-ahyaa'i minhom wal-amwat.
O, Allah! forgive the Muslim men and Muslim women, the believing men
and the believing women, the alive from them and the dead.
14. Benefits Reciting Surah Ikhlas
- Reciting 3 times a day is equivalent to reciting the whole Qur'an.
- Reciting 10 times a day and Allah will build for him a house in paradise.
15. Sayyidul Istighfar (Sahih Al-Bukhari, Sahih Al-Jami, At-Tirmidhi)
Prophet Muhammad SAW (PBUH) said: If somebody recites this invocation
(given below) during the day, and if he should die then, he will be
from the people of Jannah. And if he recites it in the night, and if he
should die on the same day, he will be from the people of Jannah.”
Allahuma anta Rabbi la ilaha illa anta, Khalaqtani wa ana 'Abduka, wa ana
'ala 'ahdika wa wa 'dika mastata 'tu, A 'udhu bika min Sharri ma sana'tu,
abu'u Laka bini'matika'alaiya, wa abu'u laka bidhanbi faghfir lee fa innahu
la yaghfiru adhdhunuba illa anta.
O, Allah! You are my Lord! None has the right to be worshipped but You. You
created me and I am Your slave, and I am faithful to my convenant and my
promise as much as I can. I seek refuge with You from all the evil I have
done. I acknowledge before You all the blessings You have bestowed upon me,
and I confess to You all my sins. So I entreat You to forgive my sins, for
nobody can forgive sins except You.
16. Dua For Protection From Shirk
Allahumma inni a`udhu bika an ushrika bika wa ana a`lamu wa astaghfiruka
lima la a`lamu
O, Allah! I seek refuge in You from knowingly associating partners with You,
and I seek Your forgiveness for that which I do not know.
Insya Allah, may it benefits you guys.
This hadith and dua that I learn are from many Islamic channels like
MercifulServant, TheProphetsPath, The Daily Reminder, ilovUAllah, Sense Islam,
OnePath Network and more. May Allah bless the speakers, the Islamic channel teams
for sharing this knowledge. May Allah grant all of us Jannatul Firdous! Ameen!
Copy it, save it, act upon it and share it. Hopefully by sharing it to others will be
recorded by the Angels as sadaqah Jariyah.
As salam alaikum brother, I am unable to copy it. Is there a link to copy
@@safsmiles1 Waalaikumsalam, Unfortunately, there is no link if you want I can send it to your email
@@Asyncwav ok. safsmiles@gmail.com
@@Asyncwav JazakAllah
@@safsmiles1 Done
Jezakellah ..This question has been In my mind for long time.
Assalamu aleikum warahmatullah wabaraktu
I have a question
If debit card is halaal, when u withdraw the money there is some charges (withdrawal charges) is dat withdrawal charges halal or haram?
If you withdraw from same bank there is no charges, but if you withdraw from other bank then charges applied, this is because bank reserved money for their own customer card holders but it is also available for everyone, so when you swip from thier 🏧 they have to access your data from your bank so in simple words they are arranging funds for you even you are not their customer
So as we all know
Soud is money against money
So here services are involved as they are not giving you extra money or borrow money, according to my knowledge islam give permission money against goods/services is Halal
WALAI'KU'MU'SALAAM WARAHMAT'ULLAH HI WABRA'KATUHO
Alhamdulillah.
Sir in that case opening savings account must also be reconsidered. It clearly mentions you will get 3-6% interest of avg balance when you sign account opening form. At one side it's guaranteed that you will get Ribah on your avg balance whereas on the other side you can atleast avoid by paying bills on time. Please put some light on this. Jazakallah.
Ofcourse a savings bank account is haram. In fact the modern banking system itself is based on interest which is a haram in Islam, so one should not take loans, keep interest based deposits, etc.
Yeah, that's why everyday accounts are recommended instead of savings account as they don't incur interest.
You can opt for a checking account. A lot of bank accounts offer 0% interest.
Just get a normal account , they don’t charge anything .
I dont know about that.
But now i understand
I've so many queries to be asked...
Hiw can i contact uh??
His Facebook
If people have money in bank or home they can use cradith card for everything even charity donate as long they deposite on some
You should use a debit card, it allows you to do the same thing but you make no agreement to engage in riba
How can you donate with credit card?? Suppose if someone steals money and make donation would be be accepted?
There is no Islamic Bank in India😕
If Bank exist then it can never be Islamic
What about prepaid credit cards? It's a credit card that only works if you put money "on it" like a bank account and everytime you hit the limit, the amount that was over the limit will be taken from your normal bank account without loans/riba.
If the extra amount is not taken then it is halal.
@@engrusman2560 barakAllahu feek.
How do I ask a question
Aslaam Alikum Dr Zakir. I love you...you have been great inspiration to me...i use your given references to preach many christians in London UK. Allhamdulilah. Some of my friends have converted to Islam..the truth! JazakAllah
Alhamdulilah.
May Allah wish your long life n increase your Islamic knowledge ❤ from Bangladesh
Thank you for clarifying this
What about negative Interests Rates Dr Naik.....Alhamdulillah Inshallah......
In western countries it’s hard to only use cash and debit plus security aspect, I think as long as you pay and can pay it’s fine to use credit card and most companies and stores have strict policies with debit cards
i agree especially if you have the money in your checking acct with that same bank
I agree, I think Dr Zakir never lived in western countries and his view seems extreme on this matter Without credit card it’s very difficult and also if you get fraud with debit card u don’t have security, but with credit card you do. Some online services also only take credit card. As long as you pay on time you never have to pay interest that’s all. There is no Islamic banks in western country
Islam banks also charge for late payments lol. Turn it however you like modern banking are all Riba based
Difference is that charges on late payment are given to charity in Islamic banking
Can someone please tell me how to send question to dr. Zakir nayek?
Sir what about savings account? And issuing a debit card for that, because when I open any account in saving account i sign on a paper which says that I will get this amount of interest on my saving, and this interest is not optional and i have to recieve it in my bank account, wether in credit card it's not sure to pay riba.
Watch his previous video posted a day ago
The mobile phone, social media, television, you tube, loud speaker, mike etc etc.. All this technology is invented by Non-Muslims. So these are ‘Haram’ for u. Stop using them. Stop showing double standards.
im not a muslim but where does it show its haram
oh i never knew he disrespected other religions?
@@sandeepsidhu7193 no direspect but you arent respecting him either. The best thing to do whether one is a muslim or not is to forgive and forget. but instead, you came here and said disrespectful things like him spewing venom and that im a blind follower. those comments can hurt peoples emotions so it would be best to keep them to yourself,
Goldenbuu czcams.com/video/Wfn0zQX6T8M/video.html
@@goldenbuu9428
Dr Zakir Naik never disrespected any religions.
The you tube he is on, they use interest $$. That means he is helping you tube get richer indirectly. Haraam
HS. He is making $$ and a They (google) is making $$. Go figure out you king of Dork.
HS. He is getting paid by Google for each viewing. O mighty King. And google earns money from multiple Harraam income.
HS. So just shut up and let Allah decide what’s Harraam and What’s Halal. These scholars and all humans have limited sense. O mighty one!!
Get your fax right before you speak. Zakir Naik doesn't even take a single penny from CZcams. On the other hand this channel isn't controlled by zakir Naik himself, he just makes a video answering a question and uploading and all is done by someone else. HE DIDN'T EVEN TOOK A SINGLE DOLLAR FROM CZcams. Watch his video "is earning from yt haram- zakir Naik".
His channel is not monetized
جزاك خيرا وبارك فيك
How to ask him questions?
I really wanna hear this because I live in a country where it’s built on credit cards and everyone I know has one.
Its haram brother
I you think using credit card is against Islam 😂😂😂😂😂 you are fool of this century😂😂😂😂😂😂😂😂😂😂😂
There is a very good financial advisor on CZcams called David Ramsey who shows you how to live without riba, although not everything he says is Islamically correct (he's a Christian whose main concern is teaching people how to be 'debt free') I've found alot of his financial advice very beneficial in figuring out how to avoid riba in today's world, as well as generally useful financial advice. May Allah increase your risq.
@@archerbrendy9548 it is not about credit card...it is about the interest linked with credit cards.
Never think twice before texting cardington on telegram when you are low on funds.... They are really life saver... I got my fifth high balance cc from him
Dr. Zakir what was the reason u ran away from india
@Shubham. Show seems u didn't understand the concept of prohibition of interest in islam...however u can wear any brand as long as purchased from halal income
@Shubham. Show its ur misconception about islam. Indeed it is the only sensible, logical n true religion...
@@serventofAllah01 Logical to believe that all people were born from one pair of humans and magically multiple races of Africans, Chinese, European were formed in a period on just 1000 years of evolution? And that initial generations were allowed to do incest and it did not cause any gene mutation... yeh totally logical.
If you want to ask further questions regarding this topic to dr zakir naik where am I supposed to ask
جزاك الله خيرا يا دكتور...
عيدكم مبارك
وتقبل الله منا ومنكم صالح الاعمال
I agree that credit cards are haram because you could forget to pay just like he said
you dont even know if you will have the money to pay.
Good living requires good credit. Credit is built which eventually helps you to purchase going by your theory living in a western world is also haram
Lol good living requires strong faith in Allah and firm emaan not credit. It isn't hard to live in a western world without a credit card.
I have purchases a phone on someone else credit card but now onwards i dont use anymore credit card because i was not having knowledge about this is it okay that i pay the amount that is remaining and i will never use it again plzz reply Sir
May Allah forgive me and all of us that I didn't know that credit card is haram, but I canceled mine once I saw this video and done some research about it!
Credit card itself is not haram, unless it has INTEREST included in it. So I guess you had Riba marked on it, if you didn't then may Allah forgive me.
Taqabalallahu minna minkum..eid mubarak🎆🐏🐐🐪
Add Hindu God 🐄
Taqabalallahu minna was minkum ♥️
@@DARTH-R3VAN Please bro, triggering our brothers in other Religion is not our way.
@@DARTH-R3VAN YOU CANNOT BE A GOOD MUSLIM ..
Beautiful words from beautiful scholar MashaAllah
Assalamu alaikum sir,
Can we buy products for "No cost EMI" i.e no interest emi !?
Is it acceptable!
Not acceptable
MashaAllah! May ALLAH bless you with good health
Ya Allah forgive my Sin because i am using Credit card since from 9 or 10 months, Insha Allah I will cancel my Credit card with in 10 or 12 days because at present i don't have money to pay for my bank as soon as I get the money, Insha Allah I will cancel the Card, Oh my Muslim brothers and sisters please remember me in your Duwa
It's good that you have realised your mistake and have repented from it, but I suggest you deleted this comment coz I feel as if you were exposing your past sin. For instance, I never knew that you had a credit card before. But since you have talked about it, I know now. I dont know, maybe I'm just over reacting. I just dont want anything bad to happen to you, btw I'm not judging you at all. I'm very much happy that you have seen what's wrong, and that you are willing to change
Have a blessed day.
brother plase answer my question. i have been asking since a long time. is law profession, becoming lawyer and advocate ( in india ) permissible for an Indian muslim or in general for a muslim? please answer this brother!!!! it is very urgent brother. I don't get satisfactory answers from traditional ulema. please answer brother.
#Permissible #Muslim #lawyer #advocate #lawprofession
Send your question to his FB or WhatsApp number
A very good question sir
The answer is very simple brother.. Being a lawyer make you supporting some rules for judging between people.. If these rules are against shariah or in another words against Koran and sunnah then it is prohibited to judge or defend according to these rules because it is mentioned in the Koran
[4:65. But no, by your Lord, they will not [truly] believe until they make you, [O Muhammad], judge concerning that over which they dispute among themselves and then find within themselves no discomfort from what you have judged and submit in [full, willing] submission.]
If you can be a lawyer in India and do your job according to Koran and sunnah or at leat not against them, then go for it and defend oppressed people.
See also Koran Sura 5 verse 44, 45, 47 and 48, 49
44[And whoever does not judge by what Allah has revealed - then it is those who are the disbelievers.]
45[And whoever does not judge by what Allah has revealed - then it is those who are the wrongdoers.]
47[And whoever does not judge by what Allah has revealed - then it is those who are the defiantly disobedient.]
@@thekonstrukteur4005 thank you brother. i want to do, lets say tax law, criminal, commercial. for example if an old lady deserves subsidy and the government or some agency is not paying etc, if a person is being unnecessarily harassed for traffic laws or transportation laws etc. these are the premise of my question. i know that if i go and defend a bank then it will akin to promoting interest based business so i do not want to do that. but if somebody is put in jail for no reason then should we defend him legally ? anyway, thanks brother for your interest and reply. I deeply appreciate it.
Assalamu Alaikum .
An advertising platform giving credit of ₹2000 as a coupon with coupon code by getting our mail Id . Creating Ads with that ₹2000 is permissible or its haram ?
Assalamualaikum warahmatullahi wabarakatuhu, What if one has opted for an Educational loan earlier to pursue Medicine and now paying it with interest ? If they're not financially enough to pay it all at once and will have to pay it for about 1+ years, is it considered under Haram? Please guide us with a solution in the light of Islam
But we can’t buy anything in the western countries without a good credit?
You can with a debit card!
The same question i was also asking … there is no increase in credit score if we dont use credit card..i dont know why its easy for zakir naik to give fatwah like this
In the western countries if you want to finance a car even with 0 interests you should have a good credit score! You can’t get anything on your debit!
@@omarmian110 but what about other things??? For good jobs we need good credit score.. for house financing we need good credit history..how bank will assign a loan without a good credit score?
@@Charity4bro stop spreading wrong information you don’t need credit for any of those if you have a lot of cash
🤣😂🤣😅 I'm big fan of you sir
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Joker Naik lol 😅🤣
Why brother??...pls brother!!!! Dont say like this...have a nice day☺️
EMI Bajaj Finserv is also haram?
So how do you build credit
Is it permissible to use our brain other than blindly following an archaic cult????
Yeah! First use your brain and then listen to him and the reason behind it. You guys stopped using it when he tells the reason.
czcams.com/video/Vfalwbkrtpg/video.html
I'll destroy my credit card after my emi is complete inshahallah
Shoaib Malik dont
@@scarletthecat632 why ??
Shoaib Malik because it's not haram
@@scarletthecat632 use of credit card is haram and signing for credit card is also haram
If you think that this is not haram
So can you please explain?
Shoaib Malik how about you explain HOW it's haram
Can we take loan
Fact:Clicking your computer mouse 1,400 times burns one calorie.
I disagree with 2 things in this video. This is the exactly reason for why whole ummah is poor and has no own defense and has lost humanity. 1. It's haram to take riba. Not to give riba. At least it's not written in Koran. 2. Modern banking were created around 1800 interest rate we are paying today are the cost/risk of lending money. Not exploitation of other humans. In fact. In many muslim countries in fact having not an uppertunity is more dangerous. They sell their daughters as prostitutes because of the poverty. 3. ZERO INTEREST RATE and RIBA are different. If zero interest rate. Meaning it does cost not to borrow money. Will create mega hyperinflation. Even negative interest rate or zero is still interest rate in the economy sense.
4. Credit card is not good. Because it charges a great interest rate. It's exploitation. But conventional bank loan to buy something/ products which are secured. Should be allowed. Why? Because in that sense poor people will get opportunities to buy houses. Instead of living on the streets. 5. Modern interest rates to the industry has created all the products which Sir Zakir is using. Because it's almost impossible to start a factory without a bank loan. Planes he travels with, buildings he lives in. 6. This hadith about mother is false! I don't believe prophet could have said that nonsense! 7. In future there will be no Muslim countries. If Muslims don't apply modern banking which is fair. (two percent above the state banks interest level). Because to create a good national defense requires an healthy industry which has incentives to create new products. Only with interest rates you can motivate people with that. Especially in these days. Where weapons get old in very fast speed. It's very high tech world now. 8. Again. It's not written somewhere. That we can't give interest rates to anyone. 9. Modern banks are often a corporation. Not an human. And they often has initially borrowed money from the government. Which again belongs to the people. Also you. If you live in this particular country. So, if you borrow from you. And give to yourself. It's not in reality borrowing with interest rate. 10. Credit is modern worlds blood in the economy. If no credit. All world will go back to 1500. There will be no development in any medicines. No factories. Only handcrafts. 11. Please, all ummah, should think together. And create an economic system. Which will give people incentive to stand up from the bed and go to the work. And make a product. Which someone need. 12. No humans should take interest rates of other humans. But if in need. You can give. For example in a foreign country. 12. And lastly. Modern bank system with interest rate deletes poverty! So you can have more time to pray. In 1900 not many millionaires. In 2020 many 1000 millionaires. Interest rate system/ capitalism give jobs to the people. Please dear ummah open your brain. Or their will be no Muslim countries. But many Muslims in non Muslim countries. Because only there the life will be better. Because they will be using interest rate system. 13. Is Riba same as modern interest based loan. I think No. What you think? At the end of the day we must have ijtima on all matters. If ijtima. Then it'd halal. Not only Sir Zakirs fatwa.
ahhahahah so funny.. how does a credit card could be "haram". lol
You're totally fool
Allah is also haram
@@loveyourpresent833 another malaun came here
It is haram in Islam to receive or give interest. Credit card is based on the principle of interest based lending, that is why it is Haram in Islam
@@navahmed so it should be applicable all banks, this person said that you can take from muslim banks .. wow isn't funny .
Assalamualaikum,
Sir, is taking goods like bike or any other thing on monthly installment basis allowed in Islam, in case I am in badly need ?
Go ahead buy it. In the end it’s between you and Allah. Not these scholars. 😃😃
@@KK-fy6xf i agree with you brother
Thank you respected Sir.
O what is Islamic bank???
There is no bank in the world who can work without profit......
CZcams is also Haram because it's not Islamic.
Your clothes, Glasses, even A to Z all things in your house are not Islamic.
You are living Haram life
almost every one in the world pay taxes including muslims. And he says paying tax is haram in islaam. What the fuc**"...
@@praveenyadav8537 paying interest is haram, not tax
*You said:* O what is Islamic bank???
There is no bank in the world who can work without profit.....
*Response:* It is not Dr Zakir Naik's fault if you are ignorant of the existence of Islamic baking.
*You said:* CZcams is also Haram because it's not Islamic.
*Response:* Who said CZcams is haram? This channel is halal.
*You said:* our clothes, Glasses, even A to Z all things in your house are not Islamic.
*Response:* Lol you know nothing about Islam. Give me the verse of the Quran where it says clothes or glasses is haram.
If you have very little knowledge of Islam then that's not the fault of Dr Zakir Naik
@@praveenyadav8537
*You said:* And he says paying tax is haram in islaam
*Response:* Where did he say paying tax is haram? I challenge you to bring me the video if you are truthful.
Quran main kidr likha ha k CZcams Halal ha ?
Quran Pak main kidr likha ha k Banking haram ha ?
Zakir is a Bollywood actor....
As he said, having a debit card and using it is not haram.
Most people have debit cards, those on which you put your own money.
Thank u so much I can’t agree more
Are there any islamic banks in India? If yes please help me with the details as I didn't find any online/offline.
Yes you are right but there is no such thing called Islamic Bank , Since I have worked with bank before, they are all Haram. Best thing is to have Debit card
There are so many Islamic banks in the world. Islamic banking is now a $1 Trillion industry. What do you mean that there are no Islamic banks?
JazaakAllahu khairan
As saalam sir, if we have a debit card i.e. money in the bank, we will get interest on the money that we have in our account, is that also not permitted...need clarification. Jazakallah
Ofcourse anything that gives or takes interest is haram.
Channel is no longer available?
Because it is banned from India and England. Enter to the settings of you tube and change your location