HOW I WOULD INVEST 100K IN 2022 || MY INVESTMENT STRATEGY

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  • čas přidán 1. 06. 2024
  • In today’s episode, I am taking you through my decision making process, if I had 100k that I wanted to invest and I am giving you ideas of some of the investment options I would go for.
    Enjoy,
    Coach Susan.
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    Music: Flow
    Musician: LiQWYD

Komentáře • 238

  • @susan.wanjiku_
    @susan.wanjiku_  Před rokem +72

    Hi guys, I will never ask you to text or Whatsapp me for anything. If you see any such comment, even with the picture being mine, offering you guides and numbers to call or whatsapp, kindly ignore and report that comment. It is scammers and bots trying to get to some of you. The right channels to reach me are always linked in the description box, that is, my website and email address.

  • @victornyakundi294
    @victornyakundi294 Před rokem +87

    I don't think money in a money market fund qualifies be considered as an investment.Owing to their liquidity I save my emergency fund in a money market fund.Government bonds especially IFB are good deal but they require more Capital to rip benefits.100k will generate ksh13900 per year going by the last coupon rate that was 13.98%.Unless you have huge sum I can't advise investing in IFB with 100k.With 100k there are small business ventures that one can begin with more returns instead of waiting for a whole year to get ksh13,900 which could have been "eaten" by inflation.The stock market is a good venture but you must do your homework well before choosing the companies to buy shares from . Otherwise this is good content.

    • @susan.wanjiku_
      @susan.wanjiku_  Před rokem +21

      Totally hear you on MMF’s. That’s one of the reasons I recommend it for goal based savings or as a parking spot for money. It is way better than leaving your money in a current bank account. MMF’s can actually be a solid low risk investment overtime because of compound interest. In the short term it may not make a lot of sense, but in the long-term, due to compounding, it starts making sense. :)

    • @gladyssyombua3590
      @gladyssyombua3590 Před rokem +10

      She said MMF is a parking as you decide where to invest

    • @michaelnjio
      @michaelnjio Před rokem

      Bro I think people nowadays are obsessed about getting rich quickly. Some of us are here to learn how to save money without making losses. The internet is full of miracle workers (scams for multiplying money).

    • @kellymckenzie8331
      @kellymckenzie8331 Před rokem +1

      Kindly share these business ventures

    • @stellarombe9614
      @stellarombe9614 Před měsícem

      They divide into two the coupon....for me i know i have one around October and March

  • @flonzoera1583
    @flonzoera1583 Před rokem +1

    Very helpful! Thank you Susan

  • @lisamteti8649
    @lisamteti8649 Před rokem +3

    This is a masterclass on it's own. Thank you n hey you got yourself a new subbie!

  • @MC_Kanjambi
    @MC_Kanjambi Před rokem +4

    My current coach. Thanks for always sharing.

  • @ninamalia2514
    @ninamalia2514 Před rokem

    Brilliant as always!!

  • @catekaheti7103
    @catekaheti7103 Před měsícem

    Is the best content. Thanks for being an eye opener to many of us.

  • @kadeanjackson5948
    @kadeanjackson5948 Před rokem +1

    I love how rational your process is

  • @mwangikanice
    @mwangikanice Před rokem +4

    This was quite helpful; love the breakdown. Thank you, Susan.

  • @thecompetentva
    @thecompetentva Před rokem +2

    So insightful. Thanks for sharing

  • @kellylerry2068
    @kellylerry2068 Před rokem

    I am going back listening to all your previous video .Awesome

  • @charlesgitonga1486
    @charlesgitonga1486 Před rokem +1

    Great! Keep up the good job.

  • @esthermuyamuya2411
    @esthermuyamuya2411 Před měsícem

    Thank Susan. God bless you Big!

  • @itskipmyk
    @itskipmyk Před rokem +5

    Always timely was thinking where to invest some cash. Thank you Coach Susan.

  • @graceneema733
    @graceneema733 Před rokem +2

    Thanks Susan u are like eye opener to me....ua video was so informative.

  • @theresanse-hy6cf
    @theresanse-hy6cf Před rokem +3

    Thank you coach Susan,very educative and understanding

  • @perpetuakanyutu2610
    @perpetuakanyutu2610 Před rokem +4

    Coach Wanjikū, that's super awesome financial advice, please keep up the good work 😊

  • @habielmisocha9096
    @habielmisocha9096 Před rokem +1

    Why did I not know about this channel earlier. !!! Thanks SUE, following from diaspora.

  • @user-gw8yp5ei9z
    @user-gw8yp5ei9z Před rokem

    Very educative Susan. Thank for the video

  • @Paa4749
    @Paa4749 Před rokem +1

    Very informative, really appreciate

  • @sharonirungu2092
    @sharonirungu2092 Před rokem +7

    This is amazing Susan! I already have a MMF, I can wait to get into shares!

  • @MissAidah
    @MissAidah Před rokem +1

    First time here and am happy have learnt something

  • @fredrickprisca1499
    @fredrickprisca1499 Před rokem

    Nice breakdown Susan.

  • @timomat522
    @timomat522 Před měsícem

    God bless you Susan for ur generous information am well equiped.

  • @maureenakoth2547
    @maureenakoth2547 Před rokem +2

    Wonderful Advice Susan. Rule of thumb for any business , start with research.

  • @muthoninancy6850
    @muthoninancy6850 Před rokem +2

    Hi Susan. I am glad i discovered your channel. Please cover on REITs as an investment option.

  • @paukabs9636
    @paukabs9636 Před měsícem

    Very informative, I have a feeling I will be seeing you very very soon

  • @TataShiku
    @TataShiku Před rokem +1

    He llo Coach Susan. Glad to watch and get very informed. Kindly share the Link for the Excel sheet and the other you mentioned

  • @val_14k
    @val_14k Před rokem +3

    Thank you Susan. Such an eye opener. ♥️💯

  • @iprintkenya9839
    @iprintkenya9839 Před rokem +1

    You are very educative sue. n i like your ring

  • @janesassy4497
    @janesassy4497 Před rokem +3

    Thank you Susan for this,it's quite insightful

  • @angelikamarenga4540
    @angelikamarenga4540 Před rokem +1

    Hi Susan thanks for this

  • @TheKariuki89
    @TheKariuki89 Před rokem +29

    Such a good speaker! I'll make you my coach next year ☺️

  • @dorahmulinge3800
    @dorahmulinge3800 Před rokem +3

    Amazing content as always coach Susan. I am learning

  • @traceynambisia4460
    @traceynambisia4460 Před rokem

    very insightful!

  • @teachhub23185
    @teachhub23185 Před rokem +2

    Many thanks Coach Susan...Great content here

  • @AnastaciaTrizah
    @AnastaciaTrizah Před rokem +2

    Thank you.. Helpful

  • @beatricemusyoka2168
    @beatricemusyoka2168 Před rokem +6

    Susan , excellent and valuable information . Keep it up .

  • @stellarombe9614
    @stellarombe9614 Před měsícem

    Thank you coach was just thinking of topping up on my bond with some investment cash i got wasnt so sure though but u clarified.Thank you

  • @parsalaachpelente4406

    Hello Susan wonderful insight ... Kindly I need a spending plan. ... And training

  • @janenjoki7142
    @janenjoki7142 Před rokem +2

    This is quite amazing,well done ,I need more of this information on unit trust and the last one.

  • @wambomatilda
    @wambomatilda Před rokem +1

    Good information thank you

  • @joykathure4086
    @joykathure4086 Před 7 měsíci

    thenkw darling ❤, noted n vry helpful 🙏more grace

  • @kwandindawa
    @kwandindawa Před měsícem

    🎉this is good Susan . I have opened my mmf balanced fund dollar and equity

  • @opeque1231
    @opeque1231 Před 9 dny

    Waooo waooo,,from lyn ngugi after watching ..you are an inspiration Susan..Il l go for MMF

  • @1MArYahm83
    @1MArYahm83 Před rokem +8

    I wish I had listened to this three months ago. Thanks Suzzane

  • @davidmaase1744
    @davidmaase1744 Před rokem +4

    Thanks for insightful information.

  • @ElinaTVKenya
    @ElinaTVKenya Před rokem +1

    Thank you Susan for the amazing content. Can i open a money marker account in my preferred bank or i have to get those brokers you're talking about? kindly enlighten me.

  • @selpheranne8904
    @selpheranne8904 Před rokem +2

    You are amazing.keep up

  • @thebossysfix...360.8
    @thebossysfix...360.8 Před rokem +1

    Would love to join the masterclass, what's the procedure

  • @TheKenyanEntrepreneur

    love it ❤

  • @wesleychebochok7231
    @wesleychebochok7231 Před měsícem

    Glory to God if we all follow this wisdom we all shall be billionaires n no more living from check to check infact some people even are taking money advance before end month n when end month come they footing going home coz no money.Our sister may God continue blessing you for giving out this info for free. May you live long to see yourself generates great wealth n big money I almost said billions but it’s possible with God

  • @mentalwellnessdialogues
    @mentalwellnessdialogues Před rokem +1

    Very informative. You are full of wisdom

  • @gacheriword2259
    @gacheriword2259 Před rokem +10

    This was so informative.. would have liked to hear you speak of real estate.. please educate us more on real estate

  • @benjaseth9564
    @benjaseth9564 Před rokem

    Bond market looks better, according to vyenye menichanua. Very helpful

  • @lauraslittleworld9529
    @lauraslittleworld9529 Před rokem +4

    Thank you coach

  • @franxisoyier425
    @franxisoyier425 Před rokem +22

    If I were to choose one business friend now, in my current economic life, I would choose you, Susan. You are very educative. I don't get tired listening to your posting.

    • @colorrunug6750
      @colorrunug6750 Před rokem

      Your presentation is good. But you are mixing up things. I have 100k I want to invest, meaning other things have been at least taken care of,, or are not my focis

  • @anthonychamale9855
    @anthonychamale9855 Před rokem +1

    Thanks susa

  • @ashleyirungu1545
    @ashleyirungu1545 Před rokem +1

    Always with my notebook and pen

  • @bettykalekye6068
    @bettykalekye6068 Před rokem +11

    This is a great video and very informative. I have my budget and savings set, so i would invest in infrastructure Bond.

    • @ben2252
      @ben2252 Před rokem +1

      Kindly tell me how to go about it? Very interested.

  • @StacyKinyanjui
    @StacyKinyanjui Před rokem +4

    Very insightful

  • @kristianian
    @kristianian Před rokem +2

    Hi I want to start investing. Can you tell me what stock broker do you use for investing, especially here in our country Kenya . please help

  • @judy-et1vm
    @judy-et1vm Před rokem +13

    I have tried stocks and have never really made reasonable profits.i am now thinking of saving 100 k and start chicken farming from my backyard.

    • @judy-et1vm
      @judy-et1vm Před rokem

      @@user-kpkxgtj thanks I will approach them that way

  • @ben2252
    @ben2252 Před rokem +7

    My best financial coach ever bcz you simply simplify things into real.Out of the 5 investment you have mentioned,which one ha s a highest return on investment?Consider someone at home and abroad Susan.

  • @calebmbugua745
    @calebmbugua745 Před rokem

    woow...Thanks!

  • @onlinejobsconnect2601
    @onlinejobsconnect2601 Před rokem +1

    Nice content Susan.

  • @raphaelkioko3949
    @raphaelkioko3949 Před rokem +1

    Awesome

  • @user-sn7im3qg5w
    @user-sn7im3qg5w Před měsícem

    Very helpful

  • @mariannerochelle.w4199
    @mariannerochelle.w4199 Před rokem +15

    Good insight! YT referred this video. I dumped 100k in trading stocks mid 2022 & this made me my first million with the help of an F.M who trades for me.

    • @lennadimaioh.4922
      @lennadimaioh.4922 Před rokem

      I am new to wall street & sitting on a decent chunk of money I need to invest. Who trades for you? how can I reach out?

    • @mariannerochelle.w4199
      @mariannerochelle.w4199 Před rokem

      @@lennadimaioh.4922 She's known as Erlinia Jedraa Barrett. Research her online & reach her from her webpage.

    • @kaoyang435
      @kaoyang435 Před rokem

      Same here, I live in San Diego, CA & Erlinia Jedraa Barrett trades for my friend & I. we put 80,000 each into trading & we are over 200% up in less than a year.

  • @dennismwendwa867
    @dennismwendwa867 Před rokem

    very helpful

  • @zipporahnjeri3640
    @zipporahnjeri3640 Před rokem +4

    Hi,where do you buy these infrastructure bonds?? Is it banks or any recommended broker??

  • @carolinemwaura6215
    @carolinemwaura6215 Před rokem

    Thank you

  • @ruthobonyo7241
    @ruthobonyo7241 Před rokem +4

    Wow. This is good 💯

  • @roykimani3482
    @roykimani3482 Před rokem

    Hi
    Kindly share the link to purchase the excel sheet

  • @annnjoki6570
    @annnjoki6570 Před rokem

    Hapo Kwa stocks ni ukweli wee Forex na stocks u need to learn first.

  • @gigatrendztechnology6406

    Bond market any time😉

  • @eliudmathu8781
    @eliudmathu8781 Před rokem +1

    What is the best way to invest 1.5m?

  • @IanOnyango
    @IanOnyango Před rokem +16

    Hey Susan, great video once again. Quick suggestion: Could you please consider including timestamps in your videos? It would make it easier for us to quickly get value and stay engaged.

    • @margaretorina9385
      @margaretorina9385 Před rokem +9

      To make such a useful and beneficial video for 20 mins is great. Slow down and invest in 20 min

  • @deemintchoc7147
    @deemintchoc7147 Před rokem +5

    Hi Susan, great video. Quick question. In the budgeting master class you've mentioned, there is a bonus budgeting template one gets via email. Is it the same as the excel budget template you mention or will one have to get the excel budget template separately?

    • @susan.wanjiku_
      @susan.wanjiku_  Před rokem +1

      Hello Dee,
      Its the same one, so once you get the Masterclass, it comes as a complementary.

    • @deemintchoc7147
      @deemintchoc7147 Před rokem +2

      @@susan.wanjiku_ thank you! Can't wait to start the journey! 😁

  • @gracekamau8336
    @gracekamau8336 Před rokem +4

    Hi Sue, you are the best coach. Very wise, #GodGirl

  • @georgekimani5887
    @georgekimani5887 Před 7 dny +1

    Very good advice and make me open up on investment, kindly advice on cryptocurrency trading as part of money market investment.

  • @sharonnjeri8122
    @sharonnjeri8122 Před rokem +40

    Woooiiiiii,wish I got this earlier because I "ate my 100k tau tau"🤣.We try again tomorrow 🙏

  • @zdy373
    @zdy373 Před 24 dny

    What is the difference...sinking and emergency fund.

  • @anastasiaoiro3239
    @anastasiaoiro3239 Před rokem +6

    As usual, this is very informative. quick question: which account should I open for my emergency fund?

  • @Being_Mike
    @Being_Mike Před rokem +4

    Very educative as always. Thanks Susan. How often does the infrastructure bond surfaces?

    • @Being_Mike
      @Being_Mike Před rokem +2

      @@user-kpkxgtj Thank you for the info 🙏🏾

    • @susan.wanjiku_
      @susan.wanjiku_  Před rokem

      Hi Michael, it’s random. We stay checking the CBK Website to find out. But Bonds are advertised on a monthly basis.

    • @Being_Mike
      @Being_Mike Před rokem

      @@susan.wanjiku_ Thank you for the info 🙏🏾

  • @selyne5115
    @selyne5115 Před 2 měsíci

    In my financial literacy

  • @selpheranne8904
    @selpheranne8904 Před rokem +1

    Sue,we need to have a conversation

  • @njeri3544
    @njeri3544 Před rokem +4

    Thank you so much. Straight to the infrastructure bond I go!

  • @kosgeimercy365
    @kosgeimercy365 Před rokem

    Mutual funds is also a good option for risk averse people like mysel

  • @victormwambeneofficial

    I like it

  • @jkaduda
    @jkaduda Před rokem +4

    Hi Susan do you know how you can access indexed funds directly without going through investment brokers who charge very high fees and demand huge investments?

    • @dianewambuigithinji8807
      @dianewambuigithinji8807 Před rokem

      Kindly did you get,if you did let me know

    • @michaelnjio
      @michaelnjio Před rokem

      I don't think so juu it's a collection of various investment options. The investment broker is the one who creates the package. Even if you buy a unit trust you still have a company broker.

  • @reginathuku9805
    @reginathuku9805 Před rokem +3

    Thanks Susan for sharing this 😊

  • @namunyereraj602
    @namunyereraj602 Před rokem

    Wisdom

  • @reenie6876
    @reenie6876 Před rokem +1

    Where can one access on infrastructure investment bond

    • @teejayangel6638
      @teejayangel6638 Před rokem

      You can visit CBK and they'll gladly advice you on how to go about it.

  • @rexmfalme9781
    @rexmfalme9781 Před 7 dny

    No ETFs??

  • @akatansikan6529
    @akatansikan6529 Před rokem +4

    Nice content, i'm looking into partnering with anyone interested in Mini football pitch rentals. very low maintence in needed ROI is anything from 18-20 Percent anually

  • @sonniemacugu3910
    @sonniemacugu3910 Před 6 dny

    How I wish I listened to you 1 year ago 😢

  • @jmm7614
    @jmm7614 Před rokem +7

    Thanks Susan. Very educative. I will invest mine in infrastrature bond

  • @onejiruskitchen6747
    @onejiruskitchen6747 Před rokem +1

    How can i reach you?

  • @isaacgitahi8753
    @isaacgitahi8753 Před rokem

    Well done but didn't hear you talk of Treasury bills where do they fall

    • @michaelnjio
      @michaelnjio Před rokem

      Hizo sini bonds? Ama which category do you mean? Juu kuna za short term na long term..