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wishlist system 💫 how to enjoy your money w/o going broke (+FREE spreadsheet) | my first million 🎯
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- čas přidán 15. 11. 2022
- comment below your TOP 3 wish list this year ✨
💫 download FREE wish list system:
bit.ly/WishLis...
💰 AIA Income Assure 10 (visit ˃ bit.ly/AIAInco... to know more)
Single Pay Peso-denominated Endowment Plan with guaranteed cash benefits and guaranteed life insurance coverage for ten (10) years.
˃ Guaranteed returns on your investment
On each policy anniversary for the next 10 years, if the policy is in-force and no claims are made, you will get a cash payout of 5% of your initial payment, which gives you a total return of 5% over 10 years. In addition, your initial payment will be returned at the end of the plan.
˃ Guaranteed life insurance benefit
For ten (10) years, you will have a life insurance, so you won’t have to worry about your loved ones. In case of the unexpected, they will receive a guaranteed cash benefit equal to 125% of your single payment.
˃ Premium: minimum of Php250,000; PHP-denominated
˃ Issue Ages
Policy Owner: 18 - 99 y/o
Policy Insured: 0 - 65 y/o
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Soooo, ano ang top 3 wish list nyo?
Top 3 wishlist short term
1. Tablet
2. International travel with family and with friends
3. Airfyer oven
Been watching you po years already na, and I can say na napakalaking tulong mo po sa mga financial decisions ko💛.
Since I'm a student pa, my wishlist are not for myself, para sa house namin. I can still remember how you treat Ate Tata(your kasambahay) and kung gaano ka natutuwa nung makakalipat na sila ng bahay. Since then, wala pa kaming bahay. Pero ngayong year nakabili yung kuya ko so my wishlist is yung mga house essential!
1. Cleaning Essentials
2. Organizers
3. Vitamins for my parents!
Hopefully, macheckout ko sila sa 12.12
Hi Ms. Thea. Good day!. I've sent you an email regarding our partnership proposal. Thanks.
1. Vacuum Cleaner
2. Clothes Steamer
3. Ipad Air
1. Educational plan for my 7 yr old
2. Property in bulacan or cavite
3. Polene bag
I love your content so much! Ang daming "financial gurus" out there na sobrang extremists when it comes to saving, purchasing 'wants', and money, in general. With you, you consider life comfortability while saving and growing money. You don't shit on people who enjoy their money. Instead, you help them spend wisely. Kasi, ano namang gagawin mo sa inevstments mo when you're 50 if you didn't enjoy life when you were younger. Thank you so much!!!! You remind us na hindi naman dapat invest, invest, save, save, save lang. You can choose to live life in the middle, too. 😭
Top 3 wish list
1. House and Lot :)
2. Travel Abroad with my Family
3. Car for easier transpo
this is sooooo informative. recently i bought a concert ticket for 18k (im a student & my funds r my daily allowance, scholarship stipends & selling photocards) nung una i was rly hesitating to buy the ticket kahit pinag-ipunan ko siya but when i went to the concert i never felt so fulfilled, huhu feel ko happy ako hanggang pagtanda ko so i totally get the happiness factor when u make certain purchases!! pero the good thing was kahit it was my biggest purchase, i didnt go "broke" hahaha. i love how one of my biggest purchases as a student helped me set financial goals rin for my self kahit purely for enjoyment purposes lang kasi feel ko ang laki ng ambag ng concert sa mental health ko. I started investing & tracking my expenses 3 yrs ago and it made me so aware on the purchases that i make & avoid splurging on things that do not benefit me or short-lived lang ung happiness when purchased (i use the 2 week rule if ill buy the the item or not).
1. Ebook reader
2. New shoes for work
3. Out-country travel ✨
SUPER INFORMATIVE!!! LOVE IT! Relatable yung delayed gratification since same to sa spending habits ko plus yung dinidivide sa total use or number of yrs kung maROI mo ba yung nabili mo. hahaha sobrang nanghhinayang lagi gumastos if it's not gonna generate income.
Wishlist
1. High quality leather bag - 34k
2. Travel to Europe lol for my 30th bday - 200k
Top 3 Wishlist for 2023
1. Macbook m2 for school
2. Additional gInvest for financial product
3. Lifestyle na somehow practical lol 18k gold ring and bracelet. Revaluation surplus (iykyk) and at least they don’t depreciate, at the same time I get to enjoy wearing or using them
Didn't have a way to make a wishlist (like i only list them down literally) until I bumped into this video. I think I am as old as you but it seems that I am still 10 years behind in my finance journey. Thanks for creating finance content, we are, after all, in our youngest age today to start the discipline 🥰
Top 3 items on my wishlist!
A. Getting my first Iphone
B. Car! ✨
C. SG or HK trip :)
I already got myself a gift for Christmas ngayong 11.11 kasi sobrang laking discount inooffer nila sa Lazada. I’m still a student so mahirap mag ipon kaya effective ang delayed gratification for me. Sobrang fulfilling kasi 1 year akong nag save para sa steelseries na gaming headset. Hindi din na compromise yung ibang savings ko kasi may separate akong ipon for christmas 💖💖
Yass we love a financially responsible student!! Hope u enjoy your gaming headset. Ako rin usually sa 11.11 sabay sabay bumibili ng items kasi ang laki ng tipid. So ipon from January to October then buy at a discount nang November ❤
Top 3 wishlist would be:
• Nordic Table set up
• New laptop
• (Weird man pero would def make sense if I have my personal laptop na) Microsoft Product’s subscription 😅 (currently using my work laptop and it’s subscription din kasi 😅)
Top 3 Wishlist :
1) Fully paid Lot ( nag avail na ako and 6 yrs to pay w/o interest )
2) House after 3 years
3) Business after 3 years
Top 3 Wishlist: 1. Fund for my business 2.New Phone 3. Travel with my Family :) Thank you po for sharing your sheets!! Yung Sinking Fund mo po na sheets gamit ko until now. Thank you. ☺️
Top 3 wish list
1. Makapag bigay pamasko sa loved ones without compromising my budget.
2. Mafully paid ang laptop
3. RCT
Top 3 Wishlist for 2023
1. Queen sized bed frame and memory foam mattress.
2. Sofa
3. Steel Cabinets for storage
All for our not new house. :D
Hi, Thea! I super love you as a content creator! Very informative and non toxic. I am learning a lot from you! Things I learned from your vlogs are also being taught to my teenagers. Keep it up dear!
Wishlist:
1. iPhone 13 128gb
2. Health Insurance
3. Dental procedure
wishlist ko:
-sunscreen
-setting spray/primer
-highlighter and bronzer duo stick
Hey thea! i really love watching your videos... Do you mind sharing how you compute the discounted cash flow analysis? Super interested in it... I like understanding the risks of any investments I plan on doing in the future...
Top 3 wishlist: 1) Condo downpayment, 2) Ergonomic computer chair, 3) Work shoes (Hue / Clark's).
Clarks super worth it for me. Tho weird kasi usually size 38 lang ako, max 38.5 na pero sa clarks sakto sakin yung 39.
No wishlist! I have an aggressive goal for 2023 🎯
Grabe sana lahat my ganyan skills tulad mo Ms.Thea. Mabusisi pero less risk kasi up to the last centavo nakikita kung saan napupunta yung pera.
Nagkataon lang na naexpose talaga ako sa numbers nung nagwowork pa ako so na reinforce din pagka adik ko magcompute compute 🤣
my top 3 wish list: 1. sihoo m57 for my aging back 2. gaming Microphone for webinars sa work and meetings sa school and 3. mkapagpa rebond sa Tony & Jackey 😆 5 yrs ng wlang salon yung hair ko hahahha
Natawa alo nang slight sa rebond 😅 kasi naalala ko noon pag January marami nakarebond pag balik ng office. May time sabay pa kami nag pa salon ng ex-officemate ko. Haha
Sihoo m57 is definitely worth it kung medyo teata na ang kasu kasuhan at matagalan nakaharap sa desk daily. Medyo pricey pero malaki matitipid nyo sa physical therapy sessions kasi ergonimic na setup ❤️❤️❤️
Thank you for this!!!! Mukang isasama ko sa list ko yung AIA Income Assure 10. Hihi. BTW, I also have AIA insurance na.
My Wishlist for this year 😇
- Ergonomic Chair
- Additional Insurance Policy
- makapag travel 😂
Ay bet ko yang travel! Saan nyo po plan pumunta?
Top 3 wishlists for 2023: ✨💗
1. MacBook Pro
2. Iphone 13 Pro
3. Extra Money/Income for my wants and needs!
🙂🙏 Top 3 wish list:
1. New phone (iPhone or Samsung).
2. Gumaling na kapatid ko sa sakit niya na Bipolar.
3. Matanggal mga milia ko sa mukha (Clear skin).
Long term wishlist:
Apartment/ Condo
Solar Panel for the house
2022 wishlist:
Tumi bag
Deco mesh setup ✅
Clothes iron steamer (not sure if practical or not, thoughts?)
Portable generator
Ohhh interesting ang solar panel for the house! Meron ba kayong projected savings? Baka pwede kina mama 😊
The deco mesh wifi is SUPER WORTH IT imho.
@@TheaSyBautista unfortunately I still haven't run the numbers for the projected savings Kasi still haven't decided on a supplier, nag canvass pa muna ako nang 3 established companies near us 😅
Then I'm currently saving for the average cost and installation of the panels and batteries. If 80% na Yung savings ko for it maybe I'll run the numbers then. (Lol reasons 😅🤣)
But the general idea is that usually panels last around 25-30 years while batteries last 5-15 years.
Thank you for sharing the wishlist system sheet
Yeehey! New vid 💚 I have no wishlist po this year, wish ko lang matapos mga kautangam ko ☺️but I would say, I'm eyeing for an external hardrive. 😁
Icocongratulate na kita in advance kasi kineclaim na nating matatapos ang utang era!’ Cheers! 🥂
This is a pretty useful system to have. Thanks!
Great system! Wish ko sana magkaron ako ng self-control. 😅
1. Travel Budget for Japan
2. Good quality office table and chair
3. Ipad pro
Wishlist
1. New Phone
2. motorcycle (aerox) service for work
3. Life Insurance
I love the new spreadsheet!!! ❤❤
Wishlist
1. Iphone 14 pro 256
2. Mini drone
3. Samsung tab
Top 3 Wishlist
1. New phone with good camera and battery
2. DLSR
3. Work Laptop
I hope I can think like you thea. 😊 Ang galing mo po.
Top 3 wish list: 1. Travel fund for my parents 2. New phone 3. Travel fund for 2023
Actually wala akong wishlist😅 I just think of ways on how I can generate money. Glad I was able to purchase a pre selling condo in 2021 and now I am on my 15th month of the 30moth DP. Siguro my top 3 wishlist for this year is an ergonomic chair and an all expense paid family trip outside of the country next yr to payback my dad and to spend time with my daughter. After seeing this vid parang bigla na prioritize ko ang AIA plan🤣need to save for the premium though
Top 3 wishlist:
1. kitchen aid mixer
2. ipad mini
3. pet stroller for my doggies
1 200sqm Lot
2 iphone 14 pro max
3 laptop
-Macbook
-good ergo chair
-good desk
MBA M1 is what is on my wishlist
If bibili kayo try nyo po sa apple website. Yung base model is P57,990 vs P64,990 sa powermac. If may student discount kayo (pwede bumili parents ng students/teachers/students, need lang ng school ID), P51,990 nalang sya. Downside lang is walang installment option and 2-3 weeks delivery time
Hi Thea, thanks for another great content 😊 may I know if meron upfront fee yun AIA Income Assure 10? Parang interesting especially if no upfront fee. Hope you can notice my query. Thanks and God bless!
Can you make vlogs how to invest and what to invest
1.lot
2.travel
3.house
Love the ps5!
Amazing tips!!! Thanks po. 😊
how to know po if hanggang ilang use lang ang isang purchased item? like nung shoes na nabili mo?
Top 3 Wishlist:
1. New Pull out Bed and Mattress
2. DSLR Camera
3. Motor
Teatas, nasa wishlist ko at new ipad. Kahit anong model basta ung bagong release. Kasi ung ipad ko since 2012 ba. Justified na ba and deserve ko na ba to 🤣🤣🤣 i keep talking myself out of it. Pero never natatanggal sa wishlist 🤣
Hahaha baka pwede conpute mo resulting monthly cost sa projected life nya. So kung newest ipad 10th gen worth 29,900 sa apple website (mas mahal sa distributors), tapos 10 yrs ulit tatagal edi mga 250 a month. Baka pwede ka makipabili sa student para may education discount - less 2k din yun sa website.
@@TheaSyBautista sulit na din pala sa 10years of use yung price ng new ipad. Thank you miss thea sa student discount tip! 💜💜💜
@@pauline_paez Need ng id or enrollment form i-email kung via Apple website, so kung may kakilala kayo mukang puwede kasi one time pumunta rin kami ng friend ko sa Powermac/Switch, siya nag tanong, order, at magbabayad pero pumayag sila na ID ko gamitin for the discount. Mas mahal na ngayon though sa retail stores dito sa PH vs Apple Website.
1. Pay off all my debts (loan sharks) by 2023
2. Start working on my savings.
3. Pet stroller for my furbabies
Grabe napaisip ako, madalas paiba iba yong wish ko tapos ang ending impulsive buying na pag nagkafunds 😅😂
Effective yang wishlist system para mga indecisive hahaha ganyan na ganyan rin ako nung fresh grad palang 😂
I love the wish list spreadsheet but how can I download the file and able to edit it? thank you
Christmas wishlist: Been wanting to have a nutribullet for a very long time or air fryer.
Airfryer based sa experience ko sulit kung mahilig mag prito. Baka pwede compare magkano matitipid mo sa mantika vs cost ng item ☺️
Just sharing my insight.
I bought myself a nutribullet nung nag work ako sa saudi and I could say sobrang worth it nya kasi hindi talaga ako mahilig kumain ng greens and fruits. Like limited lang talaga nakakain ko kasi mabilis ako maumay peo nung meron na akong nutribullet everyday ako nagblend ng carrot, banana, cucumber, spinach and apple and nauubos ko sya sa isang go. Pero ito naman ang struggle ko, after contract ko sa saudi balik pinas ako, pagdating ko sa pinas di ko na magawa yung everyday na pagblend kasi ang mahal ng fruits and veggies. So you need to consider kung panu mo sya gagamitin kasi kung quality lang pag uusapan, sobrang hands up ako sa nutribullet.
if may Turbo Broiler ka na or ung Electric Oven, no need na mag air fryer (for me hehe). pero kung wala ka pa, mas ok sa akin ung air fryer kasi mas madali linisin🤭
Thank you for your suggestions. I appreciate 💕
Macbook pro
Monitor
and lastly human size anime statue 😂😂
Yung dalawa for work yung last for life long dream 😂😂😂
my wishlist honda adv 160, s22 and , wireless rod mic
1. TV For Mom
2. Dash cam for Car
3. Walking Shoes
Naku mukang important nga ang dashcam sa panahon ngayon. Ang dami ko napapanood na nagfafake nasagasaan to charge the driver money, pero kitang kita sa dashcam na voluntary nagpadapa/bangga in front of the car.
Ate Theaaa. Gawa ka po ng discord for these stuffs po! ☺️☺️☺️
Interesado ako dun sa aia policy. 😊
Maganda sya in fairness and with all honesty. Nag run ako ng discounted cashflows ng ibang endowment plan offered by competitors and not as good yung rate of return 😅
invest or trade that helps a lot on not going broke 😂😂
Thoughts on AIA insurance packages po?
-Work Shoes
-Ebook reader
-Purse
ano po preferred nyo na e-reader? kobo or kindle? :D
maam san k po ng aral ng bs rem?
Tita may link po kayo ng heels? Hahaha
Nagulat ako, Neighbors pala tau ☺️
hiii! Pano niyo po ginawa yung color po na hindi full cell? So nice!
Sparkline formula ☺️
Hi .. tax free ba yung AIA?
Wishlist ko lang makabili ng PC.
Hi Thea, what can you say about gold investments?
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Wishlist ko yung nasa likod mo, PS5 hahaha pero hindi ko pa sya ililista kasi nagagamit ko pa yung PS4 ko at wala pa namang ps5-exclusive game na gustung-gusto ko talaga.
Hahahaha actually yung ps5 sa likod ko sa bf ko sya. Para may magawa daw sya pag napunta sa bahay pero puro work lang ako 😅
@@TheaSyBautista bumagay naman sa ✨aesthetic✨ ng house mo Ms. Thea HAHAHA ok na din!
Ako wishlist ko karamihan work related. Gusto ko i-upgrade set up ko. Kasi now I'm using Windows Laptop. Plan ko mag offer ng video editing sa client ko kaya gusto ko mag upgrade ng pc I want sana MBP kaso sobrang mahal ng like 200k paano pala yung pag compute ng ROI nito? kung magkano kikitain ko sa halimbawa video editing per month? or kikitain ko per month as a freelancer na?
...iniisip ko din logitech ergonomic mouse kasi nangagalay ako mag edit ng podcast..wahahaha..bele babalik ako sa sa comment section pag naisa isa ko na to..hihi...thank you...
For the macbook pro -- magkano yung magegenerate niyang money for you monthly from video editing. Kasi yung windows laptop niyo naman is capable na sa pag handle ng other freelance work, so yung cost of the MBP should be covered by the additional revenue source which is video editing. :) Ayaw niyo po hintayin mac mini m2? If may monitor na kayo, okay naman po sya based sa reviews.
Bakit bihira na lang kayo mag upload ng video?
just wondering parang wla namang single pay na guaranteed ang return.
Hi!! You can check www.bit.ly/AIAIncomeAssure10 for the details. Meron silang limited time offer, di ko sure if til end-December lang.
Ate Thea taga pasig ka palaaaa 😊 botante ka rin ba dito hahaha char sana makita kita kahit one time lang 🤗
Haha! Kakalipat ko lang nung march 😁
🎉🎉🎉
Wishlist:
- Desk/table
- shelves
Yan pa lang talaga para maayos na workspace ko hahaha
For me sulit yung desk setup kung for ergonomics ha kasi as a teata na 6hrs min nakaupo sa harap ng computer (minsan 18hrs), mapapagastos ako sa Physical therapy kung di comfortable setup
@@TheaSyBautista yeeesss yun din hanap ko since everyday nakaharap sa PC. will rewatch yung vid mo na may recos for work items :D
1. Second hand car (Toyota Vios)
2. iPad mini 6th Gen
3. Huawei D16 i5
Manifest lang nang manifest! ✨
Thanks po, Tita Thea for the tips and free spreadsheet. God bless you! ✨
Ask ko sana if married ka na hahaha
hindi pa po hahaha
@@TheaSyBautista awwwh sorry napansin ko kasi ung ring mo parang wala sya sa prev vid hahaha thanks sa pag sagot..
Wishlist MBA 14 Pro 😢
Hello miss thea do u have tiktok account?
yes i have po @ theasybautista ang username, not so active there though but next year maguupload na meee
Beeeeen waiting for this 🤍
Hi Thea! I’m a fan! 🤎