my money management system 💸 | my first million 🎯

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  • čas přidán 26. 05. 2022
  • today i'll share with you an overview of my money management system -- how i plan my money & set targets, monitor my finances, strategize for my savings and investment, compartmentalize my bank accounts & credit cards, use different wallets to organize my finances. leggo!
    🎯 my first million playlist:
    bit.ly/myfirstmillion_playlist
    this video is in partnership with GInvest.
    -
    socials:
    📷 instagram: / theasybautista​
    🌟 facebook page: / theasybautista
    🍵 tita talks ph community: / titatalksph
    💬 twitter: / theasybautista​
    -
    ☎️ for business/sponsorships: hello@theasybautista.com
    #MyFirstMillion #TitaTalks #PersonalFinancePH #MoneyManagementSystem #UnlockYourLifeGoals #KayaMoGInvestMo

Komentáře • 238

  • @TheaSyBautista
    @TheaSyBautista  Před 2 lety +67

    Halooooooo!!!!!!! Pano kayo mag manage ng finances nyo? Pashare naman po ❤️

    • @charlietanala192
      @charlietanala192 Před 2 lety +2

      Google sheets LOL

    • @kcqnts
      @kcqnts Před 2 lety +2

      Hello po baka pwede pasend ng sinking funds na system niyo po, nawawala po kasi yung formula nung link na nasa sinking funds niyo po na vid 😊

    • @edelestranero9590
      @edelestranero9590 Před 2 lety +3

      I have my "financial notebook" where I write my financial goals, to do list, budget even my meal plans kasi I want all in one na. Pero one thing I learned is to always segregate your accounts per purpose. Based on experience mahirap mag track ng cash flow just by checking each and every transactions. More of these vids pls. I'm an avid viewer and a fan☺️

    • @ishymarimat5654
      @ishymarimat5654 Před 2 lety +2

      san po makabilii ng money organizer?

    • @ishymarimat5654
      @ishymarimat5654 Před 2 lety

      Yung foreign currency po ba nagopen ka po separate account sa bank dito sa pinas? san po kayo nagpapalit form peso to foreign currency? Thank you

  • @gabrielle9417
    @gabrielle9417 Před 2 lety +55

    I remember mama ko ganyan before madami cyang wallet for savings, utility etc. I'm proud na ang income ng parents ko when growing up is from my father's hard earn money as a jeepney driver. Nakapagaral pa kami ng brother ko sa private school in college. Thanks papa and mama!

  • @user-zm8nd8iq1m
    @user-zm8nd8iq1m Před rokem +19

    I'm in the lugmok stage right now, and I've been binge-watching your videos to help myself reach financial freedom.

    • @jam4182
      @jam4182 Před rokem

      How are you doing?

  • @Sunny-ff8xi
    @Sunny-ff8xi Před rokem +13

    I’m 13 and I have been taught that money is important because it buys freedom and I want to be financially stable enough to take care of my Mom because she means a lot.

  • @lextinenicole
    @lextinenicole Před 2 lety +33

    Kinda same ng way to manage finances

  • @Hino_55
    @Hino_55 Před 2 lety +13

    Yes to the DIY automated money management system!

  • @johnluigilamarca8137
    @johnluigilamarca8137 Před 2 lety +1

    Hanggat namamali or sumobra ako ng gastos inuulit ko lang tlga panoorin to Ate Thea

  • @lala_arnee
    @lala_arnee Před 2 lety +8

    Hi Thea! Thanks for this wonderful video! I learned a lot and would love to learn DIY / customized money management system from you. Thanks and God bless!

  • @aljeanjoygulle208
    @aljeanjoygulle208 Před 2 lety +2

    I always enjoy these kind of video. Thank you, Ate Thea! ❤️

  • @noellenicole4565
    @noellenicole4565 Před 2 lety +2

    this is very informative. now im inspired to do it as well. thank you!

  • @lovelyesguerra2403
    @lovelyesguerra2403 Před 2 lety +3

    Sana yung next #MyFirstMillion episode would be the updated budget planner. tysm :)

  • @Nura.imani11
    @Nura.imani11 Před 2 lety +1

    Thank you as always, Ms. Thea

  • @jemmagracee8589
    @jemmagracee8589 Před 2 lety +6

    Gulity here 🙋‍♀️ conscious effort talaga to refuse online shopping temptations. I am in the stage now talagang seriously focusing on consistently investing bilang nasa financial institution ako ☺ your videos are my reminder to keep going. Thanks Thea! 😍

  • @ZaieN13
    @ZaieN13 Před 2 lety +9

    So far I only have an emergency fund and sinking funds account. My next goal is to invest but I need to increase my income kasi sakto lng ang sweldo ko for my expenses after I set aside some of it for savings. But will probably try Ginvest if it works for me. Thank you Ms. Thea dami ko na nman natutunan ☺️

  • @saysajoy
    @saysajoy Před rokem

    Thank you for this! Looking forward to the DIY automated money management/tracking system! :)

  • @valoclipsph6767
    @valoclipsph6767 Před 2 lety +2

    galing mo din po mag explain, ang detalyado din grabe hahahahaa tatlo na kayo sa mga idol ko sa mga ganitong bagay

  • @michellemuhlfeld
    @michellemuhlfeld Před 2 lety +1

    Super helpful! More more videos plssss! ang galing

  • @JustineAprilJ
    @JustineAprilJ Před 2 lety +57

    Personally, na-ooverwhelm ako sa dami ng kailangang paglaanan ng savings. Career-wise, I'm still a young professional, but age-wise, nasa marrying age na. I feel that I have to save for my future house, car, a big business I have in mind, etc... Tapos may retirement pa! I know with little steps I'll eventually accomplish those, pero nakakalula lang talaga minsan. :)
    Looking forward to your retirement savings video. Since I'm just starting out with my career, and may potential pang umangat ang lifestyle, hindi ko talaga alam kung anong level of funds ba yung need ko. Also, do you account for inflation? Hoping you could account for these 🍵ta!

    • @BR-hx4hb
      @BR-hx4hb Před 2 lety +2

      I believe the assumption is that your expenses grow 100% (2x) every 10 years accounting for inflation. I think I saw it on Graham’s video.

    • @yohan433
      @yohan433 Před 2 lety

      @@BR-hx4hb oh I see

  • @KyriekateTv
    @KyriekateTv Před 2 lety +3

    Thank you Thea, I always watched about how the proper managing finances, your ideas and videos are really a lot of help.

  • @arvzgarcia.agency
    @arvzgarcia.agency Před 2 lety

    Thank you Miss Thea. Liked and Subscribed. I will watch every videos you have within the week!

  • @penrenthingtv990
    @penrenthingtv990 Před 2 lety +1

    Thanks Thea, looking forward sa DIY customized money management...

  • @m.jmusiclover7261
    @m.jmusiclover7261 Před 2 lety

    I love this topic thank u ma'am for enhancing our knowlegde how save money to reach our goals in life.

  • @monicalaxamana2276
    @monicalaxamana2276 Před 2 lety

    Yes to the DIY automated money management system 😊

  • @nmbkjiwos1979
    @nmbkjiwos1979 Před 2 lety +1

    ate, super thank you talaga sa tita talks series mo. as someone na 21 years old at want magretire early, your videos are very helpful po promise.

  • @user-kf7zt2pw3u
    @user-kf7zt2pw3u Před 2 lety

    Dami ko po natututunan sa inyo Ate Thea.Ako po kasi hindi ako marunong maghandle ng money kaya napunta ako dito sa video nyo.Thanks po.Godbless

  • @alanthonyintong584
    @alanthonyintong584 Před 2 lety +5

    Hi, Ms Thea. Thank you so much sa mga videos mo, namotivate akong magsave. Tho at age 23 now palang ako magstart, I hope I'll get there na lalaki din savings ko. I agree din na may expenses na kailangang i zero out specially those na hindi naman talagang needs. Please keep on making these kinds of videos. I wish you more success po 🙏❤

  • @jessarea8706
    @jessarea8706 Před 2 lety +1

    Yes please sa basic formula and how to Diy our own tracker! Super helpful mo po Ms. Thea dahil sa inyo naka excel at spreadsheet na din ang financial tracker ko ❤️❤️😍

  • @dreamerscraft7713
    @dreamerscraft7713 Před 2 lety +1

    Super love this and ofc you Ms. Thea :)

  • @darynehannahalilam7088
    @darynehannahalilam7088 Před 2 lety +15

    Ako po, gusto ko po ng tutorial on the basic formulas para po ma-customize yung sheets. I tried using the sheet ms. thea gave us way back Dec2020 pero masyadong broad para sa amount ng salary na meron ako for now huhu as much as i want to increase my salary, no opportunity has been kind to me yet recently (na-scam pa nga to the point na simot saving kswkswkshuhu) pero ayun po. Gusto ko po matuto para di lang po maging dependent kay ms. thea sa sheets hehehe may basic worksheet knowledge naman po ako pero sa formulas po mga vlookup lang po usual na ginagamit ko hehehe gusto ko po talaga matuto
    salamat po palagi ms thea, been a silent supporter since start of this year, til now yiee hahaha

    • @TheaSyBautista
      @TheaSyBautista  Před 2 lety +9

      Sigiii will work on this vid!

    • @jemmagracee8589
      @jemmagracee8589 Před 2 lety

      @@TheaSyBautista in Microsoft Excel po hopefully please 🙏💕 thanks in advance!

  • @sandzn8328
    @sandzn8328 Před 2 lety +5

    Yes pleassee would love to know how to create/DIY our finance tracking system... Been trying so many apps but none suit how I like track our finances. I have tried your spreadsheet as well but haven't gotten a hang on it just yet as I try to customize it :-) thanks in advance Thea!

  • @alymae4155
    @alymae4155 Před 2 lety +3

    You’re an inspiration tita thea!! 🫰🏻🤍

  • @dazenjeniecastro6877
    @dazenjeniecastro6877 Před 2 lety +1

    Hello po ate thea 👋
    First time ko po mag start mag ayos ng finances ko and very helpfull po yung mga videos nyo lalo na sa katulad ko na di marunong mag badget and napaka dali lng po maintindihan lalo na at tagalog at sine share nyo din po experience nyo po. Thank you po! 🥰

  • @balsingh8037
    @balsingh8037 Před 2 lety

    Wow now lng po kita ulit nkita. Thanks for your ideas❤

  • @sweetcaroline8888
    @sweetcaroline8888 Před 2 lety

    Well said.. helpful tips ms Thea..

  • @leiclaro2310
    @leiclaro2310 Před 2 lety +1

    Finally new video again❤️

  • @rochellekistadio-lq9zm
    @rochellekistadio-lq9zm Před 10 měsíci

    laban tayo with prayers . zero for now pero babangon ngayon .

  • @kaiiiph4414
    @kaiiiph4414 Před 2 lety

    Hi maam very nice video. Dami ko po natutunan ❤️❤️❤️

  • @seemzgurlrabuyabenabente

    Thank you for this Ms.Thea😍😊

  • @aizatv6350
    @aizatv6350 Před 2 lety

    Thanks for so inspiring video maam..

  • @christinemondejar5216
    @christinemondejar5216 Před 2 lety +2

    Hi Ms Thea, waiting for DIY automated money management system!! Badly need that po para sa mga nagsstart palang

  • @lmgm3283
    @lmgm3283 Před rokem

    I wish I have found you earlier. But it's not too late. Thank you for this.

  • @catherinejoymusic
    @catherinejoymusic Před 2 lety +2

    Thank you as always, Ms. Thea! 🥰

  • @healthy-productivity1973

    I love you miss thea for the advice ♥️

  • @blyana2979
    @blyana2979 Před 2 lety +1

    Wow congrats 😍

  • @angeloscofield1384
    @angeloscofield1384 Před 2 lety +5

    I found credit cards to be useful too, AS LONG AS may cash ka na equivalent sa igagastos. Maganda kasi sya, mas madali i manage expenses, then sa end of month nalang bayaran lahat. 👍

    • @syvallespin6560
      @syvallespin6560 Před 2 lety

      Question. Hindi ba mas mahal siya gamitin compared sa mag cash nalang diretso? Salamat sa sagot. Di ko kasi gets masyado ang ganito pero marami ako mabasa or marinig na mas magka utang2x dahil sa credit card

    • @kurapikakurta3863
      @kurapikakurta3863 Před 2 lety

      @@syvallespin6560 nope. As long bayaran mo siya on time you're not going to incur any interest. Saktuhan mo lang ng promo na walang annual fee or kung meron man. Sayang din kasi yung mga rewards and mga vouchers na pwede ma earn.

  • @trixtia
    @trixtia Před 2 lety +3

    Thank you for this Ms. Thea! :)

  • @JNBTwo21
    @JNBTwo21 Před 2 lety +1

    Dami ko talaga natutunan sa mga videos nyo and very realistic sya. Parang similar sa envelope system yung pag segregate ng mga expenses. Basically saken 20% for savings 10% for investment then 50% needs and 20% for wants. Pero I'm still working kung anu pa ok pa na % ng bawat isa

  • @jbjb6602
    @jbjb6602 Před 2 lety

    Huhu ang galing!

  • @kayefer
    @kayefer Před 10 měsíci

    So true yung “out of sight, out of mind”

  • @ma.angelibaquiran1201
    @ma.angelibaquiran1201 Před 9 měsíci

    As a college student, this really helped me! Thank you Ms. Thea! ❤

  • @lengtdr
    @lengtdr Před 2 lety

    Looking forward sa how to compute your retirement fund video 😍😍💗

  • @gretheljanelubrin1781
    @gretheljanelubrin1781 Před 2 lety

    Nice financial educational video. Keep going po.

  • @momdaughtertalk8008
    @momdaughtertalk8008 Před 2 lety

    Thanks for sharing this 👍

  • @operativealyssa
    @operativealyssa Před 2 lety +2

    Looking forward to that video that will talk about computing the total amount I need saved up for my retirement.

  • @nikitaloretteaguilar4714
    @nikitaloretteaguilar4714 Před 2 lety +2

    I hope you post more videos on #myfirstmillion because I’m setting up this 1M goal for myself this year too!

  • @darwinponcecano4662
    @darwinponcecano4662 Před rokem

    Nice vlog it's all about managing money in day to day lives

  • @VitoCruz
    @VitoCruz Před 2 lety

    Ohhwwkay... Subscribed.

  • @annabucketlista5582
    @annabucketlista5582 Před 2 lety +6

    Very helpful as always Ms. Thea ❤️ currently I do the cash envelope system and zero-based budgeting. Masaya naman pag nakikita ang progress kahit konti lang income 😅

  • @jLoLu
    @jLoLu Před 2 lety

    Yes po..vid on how to create tracker..nalilito ko sa tracker ko..😅

  • @josephjaypaalisbo1877
    @josephjaypaalisbo1877 Před 2 lety +2

    Sobrang ganda ng series and discussion mo Tita Thea 🥰😍. Excited to watch your content every time nag upload ka.

  • @fritzdelosangeles3459

    hi mam thea.. na inspire ako sa video mo. problem ko talaga paano mag ipon at imanage ang finances ko, im earning an very good amount every month kaso di ko sya mamanage.. panoorin ko lahat ng video mo and i apply ko din.. thank you

  • @francecarlomendoza9338
    @francecarlomendoza9338 Před 2 lety +2

    Pls pls pls pls make a podcast, Thea! 🥺

  • @chiksr7825
    @chiksr7825 Před 2 lety

    Yes please on diy.. i fine your excel really helpful kaso for someone like me na basics lang in and out ng funds, medyo overwhelming yung sample sheet na posted. 😅

  • @alitabanie8511
    @alitabanie8511 Před 2 lety +1

    Miss Thea. Gusto kodin ng tutorial pra sa DIY tracker hehe. Sobrang helpful ng sheets n bnbgay mo. Nagstart akong mag tracker nung networth pti budget ng seryosohan nung 2021. Gmit un sheets n bngay mo. At least dnako negative nayon hehehe. Gamt ko pdin sya up till now pero un bago mo net worth tracker ang gmt ko now. Pti un budget tracker. Napabili nadin ako ng money lover app dhil sayo hahaha 🤣. Thank you thank you tlga sa lahat ng videos mo 😊

  • @web3adjentures
    @web3adjentures Před 2 lety +1

    Yes to DIY tracking system video please!! 🙏

  • @ellaine4073
    @ellaine4073 Před 2 lety

    hi! thank you for this wonderful content

  • @lorenz048
    @lorenz048 Před rokem

    Slamat S Mga Vedio.

  • @geeelabautista
    @geeelabautista Před 2 lety +4

    Link please for the wallet with zip compartments. Thanks Miss Thea always.

  • @ma.luisabechayda9230
    @ma.luisabechayda9230 Před 2 lety

    Finally! 😍

  • @MrsR28
    @MrsR28 Před 2 lety +2

    Thea. Thank you for this idea. Very helpful. I'm older than you, pero ang dami kong nakukuhang tips sayo. I always looking forward to your vids. Keep it up girl. I'm a fan. I feel like I have an online finance consultant. Thank you.

  • @DearLife3106
    @DearLife3106 Před 2 lety +3

    Thanks Ms Thea. Looking forward po sa retirement vid and sa basic formula vid ❤️

    • @DearLife3106
      @DearLife3106 Před rokem

      @@pinned.by.theasybautista4640 @thea sy bautista is this user you rin po? Thank you

  • @hayashaart
    @hayashaart Před 2 lety

    avid follower po here 💚

  • @elizabethwilliam9822
    @elizabethwilliam9822 Před rokem

    A successful financial future always starts with intentional and determined action, which induce wealth creation, the dream of every individual is to possess a buoyant financial portfolio through conscious actions of wealth creation , also safe .logical and rationale inputs . The dream should not be to manage finance but to expand and generate wealth.

  • @sae399
    @sae399 Před 2 lety

    Awww first 💗💗💗

  • @levipollisco8421
    @levipollisco8421 Před rokem

    Good job... I hope millennials and gen z will be more financially educated... Especially mas exposed kayo ngayon sa accessibility ng credits and pressure ng to fit in given yung nakikita sa social media platforms... 🙏

  • @herchaelpareja821
    @herchaelpareja821 Před 2 lety +1

    . ms thea mag what's inside my bag vlog ka nman po🥺

  • @pjsotalbo2521
    @pjsotalbo2521 Před měsícem

    Very inspiring! Thank you sa guide new subscriber here.

  • @mercycandelaria7053
    @mercycandelaria7053 Před 2 lety +1

    Hello po Ms. Thea. San nyo po nabili ung money organizer? Mas ok po ksi sya compared sa nabili ko mukhang matibay ung sa inyo po. Pasuyo nman po Ms. Thea. Thanks, love your videos, 🥰🥰🥰❤️

  • @intjane
    @intjane Před 2 lety +14

    We have a similar system po. :) I use an accordion-style envelope to keep my cash, Tonik and CIMB for emergency funds, BDO Securities for my stock portfolio, Sunlife for my mutual funds (but I do NOT recommend it), and BDO and Landbank for my day-to-day accounts. :) I have not been using a credit card here in the Philippines because my expenses are not high enough to warrant perks, and we're moving abroad soon anyway.

    • @Sav._18.
      @Sav._18. Před 2 lety

      Why not Sun Life po for MF?

    • @JianaQuinn08
      @JianaQuinn08 Před 2 lety

      Hi. Bat di niyo po nirerecomend ang Sunlife mutual funds?

  • @robinfaigmane10
    @robinfaigmane10 Před 2 lety

    Good to see you again Ms Thea. Condo tour pls hehe

  • @anavictoria6872
    @anavictoria6872 Před 2 lety

    hello po!! maybe you can make a video like a guide into everything we need to know about buying a condo?? 🥺 breakdown ng expected expenses or sumthngg huhu thanks pu!’

  • @routinegirllucky
    @routinegirllucky Před 2 lety

    waiting for retirement fund topic!!! 💫

  • @janettomimatsu476
    @janettomimatsu476 Před 2 lety

    Hi new subscriber nyo ako. I found your content very informative sana you'll make a video on the formulas you use in your financial budget, etc. Thank you

  • @rubyannmalayba908
    @rubyannmalayba908 Před 2 lety

    Ms Thea just wondering if possible na mag release ka ng merch mo ? Ang cute ng card wallet mo Ms Thea

  • @jessicapanghulan2660
    @jessicapanghulan2660 Před 2 lety

    New subscriber here po, Ms. Thea! 🥳

  • @stateoftheort
    @stateoftheort Před 2 lety

    Please make a video on how to customize money management tracking system..thanks

  • @Lalah099
    @Lalah099 Před 2 lety

    New subs po maam..Thx sa info

  • @migz9077
    @migz9077 Před 2 lety

    Sakin pinasimple ko nlng po 50% savings & 50% expenses. Sa savings ko 50% nun savings & emergency fund and 50% investment & travel. Ung sa expenses kasi mahirap pababain ng 50% since ako tumutulong sa parents ko(wlang work) and nagbabayad ako ng tuition fee ko na ginastos ng tita ko. Akala ko bigay ung pala need ko bayaran kaya medj mahirap.
    May isa lang akong small na negosyo ung cash in cash out ng gcash kahit papaano nakaka 2k din ako dun per month.
    And i do buy and sell ng old coins pero ngayon hndi sya kalakasan so parang investments ko nlng tumataas nmn presyo habang tumatagal :)

  • @marichuocdenaria6162
    @marichuocdenaria6162 Před 9 měsíci

    Im a new fann.. thank you po very helpful videos. Where to buy those wallets po?

  • @roselnicolas9489
    @roselnicolas9489 Před 2 lety

    Hi ms. Thea. New subscriber here . I found your videos very helpful. I hope you can also share your DIY money management system na pwede ko sanang magamit. As of now po, nasa laylayan ako ng lipunan ngayon. Ang daming utang at mga bayarin na hindi ko na alam pano makakabangon. Hoping and praying someday maging maayos na ulit ang finances ko. Thank you.

  • @thessramirez6278
    @thessramirez6278 Před 2 lety

    pls share a DIY on tracking expenses tnx

  • @SDLaMadrid
    @SDLaMadrid Před 2 lety

    next video mo naman are your sources of income in detail

  • @chaandchapters
    @chaandchapters Před 2 lety

    please please for the diy of tracking system huhu. 🙏 kalat po ang trackers ko hahaha

  • @annalizajao5023
    @annalizajao5023 Před rokem

    Im new viewer, happy nee year

  • @KatWalkTV
    @KatWalkTV Před 2 lety

    Ang ganda ng phone case nyo po. Saan nyo po binili?

  • @maryannmagararo
    @maryannmagararo Před 2 lety

    Missed you madaaaammmm!!!!!

  • @lucyben9173
    @lucyben9173 Před 2 lety +163

    Your video have helped me reach over $200,000 in stocks by age 24! Thanks thea. Keep the videos coming

    • @alessandroandrea4732
      @alessandroandrea4732 Před 2 lety +3

      Congrats ! I started right before Covid when the recession hit.I held those stocks and made a killing. I bought dividend stocks and made a lot during Covid.

    • @azah336
      @azah336 Před 2 lety +9

      I’m convinced that the big investors and analysts are trying to scare us to keep us poor and ignorant to the market…because its steady doing good after all the jobless and market crash talks

    • @lucyben9173
      @lucyben9173 Před 2 lety +1

      @Rose When I was 20 but you need a finance pro to be successful.

    • @lucyben9173
      @lucyben9173 Před 2 lety +1

      @Rose here⬇️⬇️

    • @lucyben9173
      @lucyben9173 Před 2 lety +1

      Multiincplat

  • @niceday2078
    @niceday2078 Před 2 lety +3

    Just want to ask : for your 7 banks accounts is that in different banks?thank you for the answer.

  • @gojima9698
    @gojima9698 Před 2 lety

    Hi Thea can I make request ,can video on how to maximize credit cards o Kung paano paikutin, without using cash for monthly budget. Tnx😃

  • @johnpolgacu
    @johnpolgacu Před rokem

    Hi @Thea! I have recently watched most of your helpful and inspiring videos. Just one question: What camera are you using?