"Home Loan வரமா? சாபமா? - இப்படி Repayment பண்ணா தான் லாபம்!" Eye Opening Interview

Sdílet
Vložit
  • čas přidán 5. 11. 2023
  • Home Loan வாங்கும் முன் தெரிந்துகொள்ள வேண்டிய விஷயங்கள் குறித்து GL Properties-ன் MD காமேஷ் கண்ணன் பேட்டி
    #homeloan #financialtips #behindwoodso2 #behindwoods
    GL properties
    Customer care : 73050 73050
    Website. glproperties.in
    E Mail. glproperties4u@gmail.com
    Subscribe - bwsurl.com/bo2s We will work harder to generate better content. Thank you for your support.
    BEHINDWOODS INFORMING TEN CRORE PEOPLE
    For Advertisement Inquires - Whatsapp +91 8925421644
    Click here to advertise: bwsurl.com/adv
    Reviews & News, go to www.behindwoods.com/
    Video contains promotional content, Behindwoods shall not be liable for any direct, indirect or consequential losses arising out of the contents of the ad. Therefore, use of information from the ad is at viewer's own risk.
    Follow us on WhatsApp: whatsapp.com/channel/0029Va1p...
    For more videos, interviews ↷
    Behindwoods TV ▶ bwsurl.com/btv
    Behindwoods Air ▶ bwsurl.com/bair
    Behindwoods O2 ▶ bwsurl.com/bo2
    Behindwoods Ice ▶ bwsurl.com/bice
    Behindwoods Ash ▶ bwsurl.com/bash
    Behindwoods Gold ▶ bwsurl.com/bgold
    Behindwoods TV Max ▶ bwsurl.com/bmax
    Behindwoods Walt ▶ bwsurl.com/bwalt
    Behindwoods Ink ▶ bwsurl.com/bink
    Behindwoods Cold ▶ bwsurl.com/bcold
    Behindwoods Swag ▶ bwsurl.com/bswag

Komentáře • 96

  • @BehindwoodsO2
    @BehindwoodsO2  Před 8 měsíci +5

    Subscribe - bwsurl.com/bo2s We will work harder to generate better content. Thank you for your support.

  • @nologic6285
    @nologic6285 Před 12 dny +1

    ஆயிரம் சொன்னாலும் வங்கியில் கடன் வாங்குவது ஆபத்தான விசியம் தான்

  • @Mavericks_vlogs
    @Mavericks_vlogs Před 8 dny +1

    Plz sir
    Can you tell how to close housing loan,10 years over
    But how to close any tips

  • @enuyirnanba
    @enuyirnanba Před 3 měsíci +1

    Any offical place to check the sbi home loan rate of interest? When the rbi release the roi, is there any specific period?

  • @JP.Pradap
    @JP.Pradap Před měsícem +2

    How to know intrest rate gets decrease?
    What about floating intrest rate..

  • @sureshm9657
    @sureshm9657 Před 5 měsíci +1

    Thank you for your information sir

  • @aruljothi5652
    @aruljothi5652 Před 8 měsíci +4

    Good communication,

  • @user-zk1uf5lq3g
    @user-zk1uf5lq3g Před 2 měsíci +1

    Sir,
    Repo rate not increased by RBI,but bank can increase interest rate?is it possible

  • @ashwintamil7313
    @ashwintamil7313 Před 2 měsíci +2

    7:00 தினக்கூலி எந்த bank loan tharaga please reply.

  • @mohammedsardar3779
    @mohammedsardar3779 Před měsícem +1

    12 months ku apram tha repayment Panna mudium soldrangale bank le sir?

  • @arulventhan641
    @arulventhan641 Před měsícem +1

    Very useful information, thank you behindwoods

  • @bharathipriya1861
    @bharathipriya1861 Před 5 měsíci +2

    Super explanation sir...

  • @selvampalani9708
    @selvampalani9708 Před 8 měsíci +5

    Romba thanks sir

  • @sripriyal7240
    @sripriyal7240 Před 2 měsíci

    Thank you sir nalla explain pannenga

  • @HOSTELHERO1
    @HOSTELHERO1 Před 6 měsíci +10

    Just delay buying home for 10 years. Think you already got a home and put that EMI amount in Nifty 50 as SIP.
    Eg: 80lakhs loan, EMI would be 69K @ 8.45 for 20 years
    Delay 10 years of buying and put this 69K as SIP in Nifty 50 @ 12% for 10years you will get 1.6Cr
    Use 1.6Cr and buy a home with full cash in 10 Years instead of paying EMI for 20years
    Thank me later😇

    • @ecekarthick28
      @ecekarthick28 Před 6 měsíci +5

      Land appreciation not considered 😂..

    • @HOSTELHERO1
      @HOSTELHERO1 Před 6 měsíci

      @@ecekarthick28 Even if the land appreciates it vary from area to area and still 80lakh home will not go to 1.6cr in 10years calculate with CAGR you can make out the difference between the growth of land vs mutual funds
      Roughly land appreciates with 3-4%CAGR
      Nifty 50 appreciates with 12-14%CAGR

    • @soundarapandianelangovan7438
      @soundarapandianelangovan7438 Před 6 měsíci +2

      ​@@ecekarthick28LAND IS NOT AT ALL APPRICIATING IN ITS WAY IT ACTUALY OVERHIPPED BY BROKERS. I AM IN HOSUR PLANNED TO BUY LAND, SAME LAND BUT TWO BROKERS ARE APPROACHED ONE SAY SQFT 1100 ANOTHER SAY 2500 (NOT NEGOTIABLE )😂 I DON'T KNOW WHAT VALUE ADDITION THEY OFFERING FOR GOD GIVEN FREE LAND FOR HUMANS. VERY PATHETIC SYSTEM IN INDIA ESPECIALLY IN REAL ESTATE SECTOR.

    • @benedictjoseph3832
      @benedictjoseph3832 Před 6 měsíci

      ​@@soundarapandianelangovan7438 this brokers cheat innocent ppl...the ppl who have ancestors land also this broker will cheat...this broker system to be abolished completely by government.. that's my thought..

  • @user-Kadaicvivasayinmagan
    @user-Kadaicvivasayinmagan Před měsícem +1

    Back round music cut pannuga

  • @brahmasmind
    @brahmasmind Před 6 měsíci +4

    Agreed to this, a home loan is a privilege if you know how to use it. Always go for a home loan based on your capacity. Yes, loan tenure is the key to settling the loan.

  • @nathinathi6099
    @nathinathi6099 Před 8 měsíci +2

    Nandri bro

  • @sureshm9657
    @sureshm9657 Před 5 měsíci +2

    Then what's the ethic our Indian Bank have?. RBI is sleeping?

  • @giftygrace9660
    @giftygrace9660 Před 4 měsíci +1

    Wonderful explanation

  • @user-ks7uz6zv8u
    @user-ks7uz6zv8u Před 2 měsíci

    Super video thank you

  • @devigadeviga6930
    @devigadeviga6930 Před 5 měsíci +1

    Super 👍,tq sir

  • @surendrangk1371
    @surendrangk1371 Před 5 měsíci +2

    If you're in a private job and if you lost the job for 6 months, you're gone case. Your entire life will go into hell.

    • @surendrangk1371
      @surendrangk1371 Před 5 měsíci

      @RohitSingh-ne6xc what you are trying to reply?

  • @cnkoilbusiness9984
    @cnkoilbusiness9984 Před 6 měsíci +3

    There is difference between private bank and public sector bank.He says false information.paying five times in one month and principle amount is reduced.

    • @gnadha123
      @gnadha123 Před 6 měsíci

      No, its common for all banks will readuce

    • @cnkoilbusiness9984
      @cnkoilbusiness9984 Před 6 měsíci +1

      @@gnadha123 private bank accept only emi only not reducing balance.you said only one time per month.

    • @anbuanand1222
      @anbuanand1222 Před 5 měsíci

      Illa sir government Bank also fraud

  • @manjunathkv4350
    @manjunathkv4350 Před 8 měsíci +9

    Please 🙏 don't go to anyone loan

  • @SwtVenkat
    @SwtVenkat Před 7 měsíci +3

    Home loan interest rate RBI la kammi panni irukangana, antha new interest rate iku change panna yathavathu charges varuma sir... nan LIC la Home Loan vangi irukan... But avanga 4000 pay panna soldranga... vera yathavathu idea iruka bro... Thank you sir

    • @sivaraman4451
      @sivaraman4451 Před 6 měsíci

      Ithe nilamai bro engalukum lic la

    • @vimal5864
      @vimal5864 Před 5 měsíci

      Bro if possible go for takeover

    • @sivaraman4451
      @sivaraman4451 Před 5 měsíci

      @@vimal5864 take over panniyachu bro

  • @malathynarayanan6078
    @malathynarayanan6078 Před 5 měsíci

    Thanks sir

  • @fareethabegama1051
    @fareethabegama1051 Před 6 měsíci +4

    Auto driver ku home loan kidikkuma pay slip illa enna proof kudukuna

  • @YaaliniYaalini-xq7lc
    @YaaliniYaalini-xq7lc Před 3 dny

    Tq sir 😊

  • @s.suganyavijay3472
    @s.suganyavijay3472 Před 6 měsíci +1

    Sir home loan prepayment panni ippa 4laks irrukku sbi ippa 2laks irruku balance 2laks ku jewel loan padalama ? Home loan 8.54% jewel loan 60 paise

  • @ManojKumar-ii8hy
    @ManojKumar-ii8hy Před 5 měsíci

    Super sir 🎉🎉🎉🎉

  • @pandikumar4756
    @pandikumar4756 Před 3 měsíci

    Thanks Anna

  • @user-fq7ft9wb6p
    @user-fq7ft9wb6p Před 2 měsíci +1

    5 satar loan makgaleei thayavu Siethu vangathinga 😭😭😭😭🙏🙏🙏

  • @p.selvasrinivasan5954
    @p.selvasrinivasan5954 Před 6 měsíci +1

    Work illama iruntha eppadi sir

  • @meenatchikumar5759
    @meenatchikumar5759 Před 8 měsíci +1

    🙏🙏🙏👍👍👍

  • @pragatamilanofficial9579
    @pragatamilanofficial9579 Před 4 měsíci

    Super sir

  • @IlNY777
    @IlNY777 Před 6 měsíci +2

    This guy is giving half information and wrong information. Probably he himself is.not clear on the topic?

  • @learnedu7414
    @learnedu7414 Před 4 měsíci

    Loan payment 8 lakhs for 7 years..monthly EMI 18500..5years completed.. Now We want to close full payment..so how much amount remains to pay? How to calculate? Plz anyone tell me..

  • @user-ef6jf4fv5c
    @user-ef6jf4fv5c Před 9 dny

    👍👍

  • @saravanaprasath6165
    @saravanaprasath6165 Před 8 měsíci +7

    Excuse me Sir - there is no much difference in personal loan and housing loan.
    SBI housing loan interest- 9.75
    Personal loan interest - 10.5
    My point of view personal loan amount is for better when compare with housing loan.

    • @kondurajsuhavanam9644
      @kondurajsuhavanam9644 Před 8 měsíci +1

      ஏன் அப்படி சொல்கிறீர் கொஞ்சம் தெளிவாக கூறவும்

    • @karthikcool355
      @karthikcool355 Před 7 měsíci

      Housing ku 8.3%

    • @barusathish
      @barusathish Před 6 měsíci +2

      Anyway home loan interest is lesser. Also you can claim that interest for income tax in 80c. There is no real benefit in personal loan. Is there any reason you want to go for personal loan instead of home loan?

    • @gowthamkumarmp1912
      @gowthamkumarmp1912 Před 4 měsíci

      @barusathish well said

  • @mpmachi678
    @mpmachi678 Před 4 měsíci

    Entha channel paid interview.. ookalii

  • @gameboi2K22
    @gameboi2K22 Před 8 měsíci +1

    Dai 1800s la Kolkata onnu kidayadhu😂😂😂

  • @pandikumar4756
    @pandikumar4756 Před 3 měsíci

    Na or pa

  • @karthikkeyan6266
    @karthikkeyan6266 Před 5 měsíci

    Total waste interview 😅 its only for who have existing home loan , not suite for some who try to take home loan , be aware

  • @senthilkumarkumar4945
    @senthilkumarkumar4945 Před 8 měsíci +2

    Don't go for home loan. Sabamthan

  • @SivaSiva-oo5jl
    @SivaSiva-oo5jl Před 6 měsíci +13

    அசல் ஒரு வருஷத்துக்கு ஒரு லட்சம் மட்டும் தான் கட்ட முடியுமா இல்ல அதுக்கு மேலயும் கட்டலாமா

  • @nellairealty
    @nellairealty Před 5 měsíci

    நல்ல பதிவு.

  • @bharatx143
    @bharatx143 Před 8 měsíci +1

    100

  • @IdealInvestIN
    @IdealInvestIN Před 8 měsíci +4

    wrong approach, if you wish to preclose , reducing emi is best. tenure will increase when interets rate incraeses

    • @dadsonanand5820
      @dadsonanand5820 Před 8 měsíci +4

      Calculate and see… don’t spread miss info. Reducing tenure is the best

    • @IdealInvestIN
      @IdealInvestIN Před 8 měsíci

      @@dadsonanand5820 its a trick, reducing tenure is best when you want to continue the loan until the tenure. if you want to prepay reducing emi is best option. whatever savings from emi reduction can be used to prepay

    • @jayalakshmisundararajan694
      @jayalakshmisundararajan694 Před 6 měsíci +4

      Yes reducing tenure is best way to save from intrest

    • @IdealInvestIN
      @IdealInvestIN Před 6 měsíci

      no@@jayalakshmisundararajan694

    • @jayakumar9861
      @jayakumar9861 Před 6 měsíci

      What do you mean .. if you pay less .. loan will preclose ???.. don't put flower on ear😡😡

  • @uthirakumar3901
    @uthirakumar3901 Před 3 měsíci +1

    Miusce.neruth