Could not agree with you more, well said. Going camping next week in a 20 year old truck camper purchased last year for $2500, I get questions like "don't you need room?" "where's the slide" "Is there wifi?" "Don't you need modern conveniences?" My answer I am here to camp and enjoy the outdoors not sit in a camper all day. I have a bed, shower, toilet. kitchen. and heat /AC. If I wanted fancy I would go to the Hilton LOL, If you can afford a new hi end camper or RV that's awesome but like anything make sure justify the purchase and all associated cost.
If you can't afford to BUY it, you can't afford it. The idea of buying a luxury item (Not needed to survive) on credit is simply foolish. The folks who are financing an RV are the same ones who are financing college for their kids. Low frequency humans.
Thank you, Thank you, Thank you !! Please don't hold back, let us know how you feel !! God Bless you! You are an honest, straightforward person and yes, flawed like the rest of us but you humbly admit it. Thanks again
What an excellent video! You nailed it 100%. My wife and I started shopping for a camper about ten years ago. We don't get in a hurry when it comes to spending a lot of money on something and we do LOTS of research. We still haven't bought anything. But, something else that needs to be added to your list of expenses is "do you have a tow vehicle?" I bought a $42,000 F-150. Thankfully, we got it for about half that and paid it off in three years, but what about the folks that can't do that and blindly sign on the dotted line and basically wind up with a mortgage on their $80,000 truck. I'm kind of glad we haven't bought anything yet.
I am right there with you I have been looking for a camper Class C. I can not make that big disunion just yet we need to get are country back first Mane some day I will be out there
😂 I thought I was slow cuz I’ve been looking for three years! Good for you guys take your time, do it right!
Před měsícem+3
Dad had a Champion he bought with cash and drove home from the factory which was closing from snowfall. We had a lot of fond memories and places. There were better days. We will see better days again. eventually.
I am 71 years old. You're not off base. In my years I have learned many lessons. Luckily I have survived the financial jungle. We purposely bought a used Class A so we could pay cash. I will never finance anything. We live within our means. Unfortunately, you are right. Many impulse buyers are conned by big RV dealers. I hope some of them watched this video. Keep up the good work.
Good video Wingman! Because I’ve been watching you for a few years now, I have learned so, so much about RVs and the RV business. You’ve probably saved me a lot of money. Thanks for your dedication to educating people and sharing your knowledge of RVing! 🙂
And the buyers will pull this with an SUV that does not have the payload capacity to safely tow it! Then buyers expect to live full time in this junk! It does not work that way! You are providing plain talk advice that can help people! Lemonis makes used car sales people seem like angels! You keep up the great advice!
You are the most honest person on CZcams! Hopefully you’ve opened up the eyes of at least person, hopefully everyone! I still say, “Stupid should hurt!!”
I wouldn't buy a camper that's not built after 2008-9. They're out there you just need to take time, get it inspected and fix what you can yourself. I found many years ago that depending on myself instead of others is the way to go. Thanks Wing
Allen you and I would get along famously, I've owned RVs for 50 years and I love camping/glamping but I did the Airplane/Hotel thing as well. I despise Camping World because I've seen first hand how they ripped people off. I know a lot about RVs and have done all my own service and repair work outside of warranty for all those years. You are correct, people are stupid and get all caught up in the allure of going to that lake or forest and setting up camp not thinking about how many Air/Hotel vacations they could take with what they will spend annually on that RV especially in today's money. Unless a person has a way to Tax right-off the expenses of an RV they are about the worst thing (along with boats) you can buy today. They are a never ending money pit until you sell it.
Hit the nail on the head. That's why we follow the Dave Ramsey Plan. Pay off all consumer debt first. Have an emergency fund and a retirement account. Then save up and pay cash for something you want. Thanks Don
You're correct, folks need to go into ANY transaction with their eyes open, and for Pete's sake you ALWAYS read the fine print! It's so easy these days to do due diligence, so simple to research things, like pricing, interest rates, etc... Come on folks do be the uninformed, uneducated, with your head in the clouds. Be smart, protect yourself! Keep on with the message Wingman!
Wingman, you are dead on. As you said, the way to combat any dealership is to be an educated and informed consumer. We just purchased a new Alliance 32RLS from Blue Compass. At the end of the sale, it felt like the salespeople including finance were not friendly or happy about the sale. The point I am getting too is this, if you go in as an informed customer with realistic expectations the chances of having questionable sales tactics applied will be considerably reduced. My wife and I got our 2024 Alliance 32RLS for $64,995 plus tax and fees. Financed $54,980 after trade in. The finance rep was not happy that we did not purchase any of the addons, We spent 6 seeks researching getting informed and that allowed us to not be emotional and not get sucked into purchasing something we did not know anything about. Thanks for the great videos, we used pearls of wisdom from your videos to help get a great deal.
Love the video. I own a campground currently. Why are they painting these RVs black, gray or brown? Texas heat beats the heck out of dark exteriors and absorbs the hot sun energy into the RV. Then people add floor A/C units to keep the RV cool because the roof units won't cut it. Then they pop breakers because of their electrical demand. Every RV should be white. I cannot believe they make BLACK roof A/C covers - overworks the roof A/C unit. Let's make life harder, right?
Rv dealers and automobile dealers hate me and my wife. We are fortunate enough get ahead on our bills and now whenever we purchase a big ticket item we are able to pay cash and then we set up a payment plan and make payments back to us along with interest. We pay ourselves interest. Now we are way ahead. It also give us bargaining power when looking , we have walked out of several rv dealers and automobile salesmen. I will never purchase anything from camping world. Years ago we were looking for a rv and looked at 2 different camping world lots . Found out then that they were scamming people.
Alan, I sure hope you got thru to at least one person tonight! It truly is so sad the deceptive advertising that is allowed in this country. God bless the USA tomorrow and prayers for a better tomorrow!!!
Why we built one. Cash. And no warranty work to try and get done. I built it, I can fix it. We looked ar EVERYTHING before we said screw it and built one better than the industry.
Right on Wingman, the people screwed by this are basically decent folks who care about their credit and will pay until they can't and then give up. The manufacturer and the dealership and the bank have bled them dry and still make a profit. No one loses except for the buyer.
I agree with your view of bs $98 mo. We have those ads in Colorado. I bought a $12500 list price entry RV at trailer world for cash in 2021 and look at the trailer as my retirement hobby including fishing trips. I enjoy the upgrades I have done on new $1000 mattress. 200 amp lithium . 40 amp mppt. 20 amp mppt. Vent covers. Upgraded dinner cushions. Trailer brake controller. Weight dist and sway control. Few issues I fixed. Bottom line I look at the cost to maintain and upgrade as my hobby in retirement.
Spot on! one of your best videos to date. Advertisements like the example presented and the sales strategy behind it are smoke and mirrors sucking people into a long-term problem.
In 2019, we purchased a 2018 Intech Luna Lite for $15k. When it came to financing, they initially came out with a 20 year payment plan. I told them straight up for the amount, I would only go for a five year plan. its the cost of a car and I wanted the option to payoff early if I chose to. I had done enough research on RVs to know they devalue hugely the moment they drive off the lot. I was baffled that they would even offer a 20 year plan on an RV! I believe they are now trying to capitalize on the type of person who purchased an RV back in 2020 and tried to sell it in 2021. The RV world seems like whoever is projecting needs to be fired. You don't base a banner year for future revenues when it was a fluke year and people were desperate to get out of quarantine one way or another. They were low information buyers. You are not wrong!
I a very debt-averse. I've only been in debt three times in my life, and now I'm retired, house paid off, no debt. How many people can say that? But it's clear to me that the US economy runs on debt. If everyone waited until they had $15,000 in the bank so they could pay cash for a trailer & required extras, our economy would collapse! Camping World and those other crooks would be out of business in a month! Nobody would buy a new car either! They'd have to MANUFACTURE used cars! (And while we're at it, stop whining about the border. The Republicans had the perfect chance to address the problem but they killed it because they'd rather run on the problem then SOLVE it.) I enjoy your videos! Keep up the good work. People need people like you to give them the other side of the story. If 1/4 of what you say is true, it's a scandal. Just like we have cancer warnings on cigarettes now, everyone should be required to watch a few of your videos about the Lippert frame-flex problem before being ALLOWED to buy a fifth-wheel!
Former Campground owner here as well. Being Pee-owed at CW but the STUPID consumer needs a slight thrashing. Nice shirt and you get'n a great TAN. Happy 4th of July folks. Cheers
If $12,000 was all they were getting talked into it wouldn't be so bad, but have you been to a campground lately?? Have you seen how many $80-100,000, 150,000+ campers are out there?? And lets not start on the trucks they've bought to pull them. There's nobody spending $12,000, but there's a CRAP LOAD of people spending a LOT MORE money on these crappy RVs, and there's NO WAY 90% of these families can truely afford thee things, especially as the RVs get older and depreciate out while the owners still have 10 years left to pay. Not to mention they're paying $350 to go camping for 2 weeks. I know that my 30yo diesel pusher class A may not be the nicest RV in the park, but every single dime of it is paid for, and I've got I've got half as much invested as most of these people have in their tow vehicles, let alone the campers Yes, our country is in a sad state of affairs, and I really don't see a clean way out of it. People don't like to hear about government controls, but I'm thinking much of it is really needed to get rid of this debt everyone is in.
Alan, thanks for your meaningful rant. Thanks again for your info last year about Cheyenne Camping Center in Iowa. Drive 1000 miles from Montana to buy our new camper based solely on your info. We paid exactly the advertised, out the door price, not one penny more. You saved us over $13,000. Can’t thank you enough for your honest, straightforward advice . Joel in Montana
First off Love that shirt!!!! I wouldn't take a camper for free at Camping world! It's a shame what they have become! Thank you for the information you provide!!!
That is what is known as a leader you know as well as I do that those RVs don't make them rich but when they have a fish on the line with excellent credit they will talk them right out of their pants and up-sell them into the real money makers and that you can take to the bank. Great video Alan I love your passion.
Could not agree more, 100% dead on. If you are going to buy an RV take this advice and you will be darn happy and still have enough money to actually afford to go RVing!!
If you can't pay cash, you can't afford it especially when it comes to RV's. Car dealerships don't like cash buyers as they make money on the financing end. Your better off just renting an RV from time to time.
I just bought a Chevy 3500 LT, leather, 5th wheel, 360 & trailering cameras, Z71, & All Star edition, hitch guidance. for $62,980 CASH Wednesday, 299 processing, NO OTHER ADD-Ons, no hassle, f&I guy was cool, gave me the warranty brochure, told him I would consider. Out in 12 minutes, got a FREE Blackstone for buying a truck. South Dakota. Saw the truck Tuesday, bought Wed morning. Sales guy was straight up, like me, we read each other perfectly, and had a pleasant conversation with sales manager. It can be done.
@@SonarTravels sounds like the deal I got on my brand new 2017 Corolla IM years ago. Gave them a check for $16,500 and drove away. They tried to sell add-ons but turned them down. Still have that sweet little car, it's been the most dependable car I've ever had.
Kudos Allen. The RV industry has been fleecing people from the beginning. Here's another one for ya. Flex Arnor and R. Amor claim to have a lifetime roof. They advertise a lifetime roof, tell people it's warrantees for a lifetime. When you read the warranty ...way down the bottom it states....product.."should last" 20 years and customer needs to apply another top coat from them and they are responsible for the application of top coat. If the customer doesn't apply the top coat the product fails, I am sure the warranty is void. So how is this a lifetime product? Kind of a play on words, don't ya think.
God Bless you for pointing out that in the world of information, some people put their head in the sand, and act like sheep in this big corporate world we live in. Nothing wrong with corporations, but too many out their do not have the American people in their best interest.
This reminds me of a scene from the Beverly Hillbillies. Outside the commerce bank, (1965) an immaculate 1919 model A ford sets there. The accountant Cratchit is talking with a secretary. The secretary mentions what a beautiful car he has. Cratchit answers, "Mr. Drysdale's father helped me buy it... I only have ten more years of payments..."
You are completely right. First one doesn't know what they don't know. Next one of the most important things one needs to bring with them when buying from Camping World is a GIANT jar of Vaseline.
Alan, you forgot that storage and maintenance costs will also be increasing by some 10% per year. And you'll need a vehicle capable of towing, for all those years.
Wingman, I would be proud to be related to you as you speak the truth without being afraid to hurt one's feeling. This is a practice that all business has perpetuated since the 70's and before, they became beholden to wall street profits over people. As camping world fly's the largest American flag is just a put on of being patriotic and having the American citizen interest a top priority, farthest from the truth. Sadly our food, medical, pharmaceutical and government have also these collusion practices beneficial, one elected to office without any wealth and after a short time in your and my lifetime can purchase a multi-million estate on Marthas Vineyard? How fast were the illegal immigrants removed from there? You're the best say it like it is!
Memo to those who claim you should NEVER finance an RV purchase -- a "Save Up Until You Can Pay Cash" and "If You Can't Pay Cash You Don't Need It" mind-set. Perhaps this approach is because, unlike a car or house, an RV is considered a luxury, not a necessity. BUT, who could wait to buy a house until they could save up the $750,000 or more required in many areas? At least with a young couple starting out, there could be decades in front of them in which to conduct such savings. So far as an RV purchase is concerned, though, many of us who have just retired often have a limited window in which health considerations will allow the physical and mental energies required for extensive RV travel. For someone who is in their early 70's to plan on saving for 5-10 years before hitting the road might just be totally closing the door on a few years of "capability". So, to those who are adamantly "anti-financing", I would just pose that question: "If at an advanced age and with only a decent down-payment in hand, should I take a chance and hope I'm still healthy in the years it would take me to save for the full cost", or should I take advantage of current health even at the cost of a few years of interest payments? All of which recognizes that I will probably not live long-enough to pay off even a 12-year loan, and may even be able to use the RV for only 4-5 years and have to sell it at that point. So be it! Most of us purchase an RV not for the financial investment (many are those who call them a "money pit"), but for the travel experiences they allow. Many expenditures in life (from going to a movie or buying an expensive dinner or going on a cruise) are bad investments if one is only trying to broker the money spent that you'll never see again. My idea is to spend the money (albeit wisely) and enjoy the experience.
The "Big 3 " have totally screwed up a great American past time. I would love to buy another RV but having owned numerous, I look at today's product and it's junk. Overpriced junk that you can't get repaired when it breaks, which is probably day 1. Thank you for speaking out. I totally agree with you. 😂 And don't forget to read Thor's 25 page "warranty". Happy 4th.
What an excellent video! Your points are all so true. I was fortunate enough to buy a 1980 OKANAGAN premium model truck camper privately for $900.00 six years ago. I spent around $700.00 to bring it up to date. Everything works now and its built really well. Always look at used and research too. Thanks for sharing your wisdom. Happy RVing! 😊
If you bought this trailer by prepaying all taxes and fees (amount unknown) for a remaining cost of $12,000 with 15% down ($1,800) and then paid $100/month for 236 months (about 20 years), that's a total of $25,400, more than double the $12,000 come-on price! (And that of course does not include any subsequent costs.)
Wingman, I just came across your video this morning and I loved it, everything you shared is the truth, I've been doing some full time rving for the past three years and these "other" costs you speak about are true, and I will go beyond that to say conservative. I'm selling my 42 ft Tiffen Allegro Bus this fall and probably won't buy another rv in the future. I'll probably try to find one of these poor folks that you talking about and rent one of their units. I love that shirt by the way, Happy fourth of July, God bless
Way to go Allen. I went and looked at a Coleman Lantern BH (bunkhouse). It’s just me and my dog Murphy so I figured I could take the top mattress off. Leave the bottom mattress for him when he wants to just relax and then I would have the queen size bed upfront. As soon as I entered the RV, I could tell just by looking that everything in the RV was of the lowest possible quality. I mean everything from knobs on the stove to shower fixtures. There was so much flex in the walls that it blew my mind. I can’t imagine hauling this thing down the road with any kind of weight in it. It’s sad that a company like Coleman, who at one time in my view, made a great pop-up camper, has sunk to this level. I would never, ever buy one of these new or used. There was nothing, nothing in that camper that said anything but cheap.
@Mark-et8vh Coleman only licensed their brand name to Dutchmen (Keystone RV) for those units. As you said, these units are made with the lowest possible quality of everything they put into it. They target the young, uneducated family who want to buy the RV dream (lie) and the stealerships convince them that $11k is a bargain for this brand new RV. Marcus Lemonis preys on these types of customers (suckers). This is how he has become a billionaire. It's disgusting and although I am not a particularly religious person, there is a special place in Hell for him and people like him that take advantage of others.
@@kckettridge Thank you so much for the reply. When I was a kid (58 now) Coleman stood for quality, budget-friendly, durable camping gear. I still own two Coleman lanterns, a cooler and a stove. My now ex wife and I purchased a brand new, top of the line, Coleman Fleetwood pop-up in, I think, 1997. It was innovative, comfortable, durable, tons of storage space (even a commode and outdoor shower if we needed it and trouble free. Each autumn, we’d take one last weekend romp, then bring it home, clean it, detail it and most importantly, scrub and re-water repellant the canvas. We’d add mouse repellant and haul it to a local marina and have it shrink wrapped. When we divorced (amicably) in 2010, I kept it two more seasons, to take my daughter camping every other weekend to my buddy’s farm to ride ATV’s. I finally sold it to a family friend when my daughter went off to college and they are still still using it to this day. It saddens me, that Coleman has leased their name to a company that puts crap out like this. I told the salesman: “you have got to be kidding me”. Now, I’m recovering from cancer and retired. When I get a bit more healed, I want to buy a camper (hard shell) for me and my 9’year old dog, to see the country for whatever years he has left. I am considering looking at used, pre-covid campers on the used market, but I have no clue what to look for. I wish, like real estate, there were a buyers representative, that could help me find something decent for me and my dog Murphy. This is a ‘one shot deal’ paying cash out of my retirement and hopefully hitting the road next spring. Finding a good, reputable dealer for the secondary used market, or honest face-to-face sellers, is proving very difficult. I’m half-tempted to just buy a tent, but my spine now wears a cage, where my tumor used to be, so setting up and crawling into a tent, is not a sound plan. I’m left with this desire to see the US, but frightened that making this dream a reality, might be a bridge too far in this market. Fingers crossed. Thanks again for your reply.
@@Mark-et8vh there are decent rigs out there, you just have to find one and whichever RV you choose, get an independent inspection by a reputable certified RV Inspector. Even if you buy a brand new one and if the stealership says they won't allow an independent inspector on their lot or say they already inspected it, walk away. I am a few years older than you and my wife and I retired last year so we are now able to enjoy our RV a whole lot more than we ever have. We have owned RV's for the past 20 years and they all had some issue or another. We actually had a Coleman (Dutchmen) before Keystone RV bought Dutchmen. It had fewer issues than our Heartland Toy Hauler did but the new ones are "PURE CRAP" regardless of brand. The exception may be Alliance and the darling of the RV industry right now. Brinkley but they are higher-end units than most of us could afford and they are the only two manufacturers that I know of that are not owned by a big corporation like Forest River, Keystone RV, Winnebago, etc.
@@kckettridge Thank you so much! I didn’t even know RV inspectors were a thing. I will have to look one up. Having owned a pop up for all those years, I’m fairly savvy. Now however, I want to buy a trailer - outright, cash and drive away. I was considering a motorhome, but the thought of buying one of those used and then a car to tow behind it, is daunting to say the least. Thank you again!
They bought & destroyed Gander Mountain, which was a cheaper alternative to Bass Pro & Cabela's (when they were separate companies.). The one nearby was one of the biggest volume & most profitable stores. I had this very discussion with the Store Manager. I've had no respect for them ever since.
I recently bought a class B. (NOT from Camping World) The exact same finance company I bought from and a friend bought from camping world. Mine has no prepayment penalty and there's does. Just show how corrupt camping world is.
You are so right on your breakdown of this issue. If these RVs were the best made units in the world, maybe, but, except for Prevost they are junk. Having spent about 8 years in the industry I make that claim from real world experience. Add the financial concerns and you have a disaster waiting for inept buyers. Ford is actually wanting to go to a 12 year payment schedule and Seattle is talking about legacy mortgages of 90 years passing the loan to families for multiple generations. The reality of the situation is that there's nothing left of the American economy. We just have to admit that and pay the price.
People don’t calculate all the costs; tags/license, insurance (& most don’t have the right kind), storage, maintenance etc etc. plus like you said camping costs, gas, etc. Not to dissuade anyone, but they all have to be figured in the total costs . . .
When you buy things based on a monthly payment, you cannot afford them. Interest is a very bad thing when on the wrong side of it. This is predatory, the stick it to the uninformed.
I never buy anything on monthly payments. That’s a recipe for disaster. I actually looked at those trailers online and they have very few windows compared to my 1985 trailer. It also weighs more than mine, so I would have to buy a different tow vehicle. I’m more interested in a used B van, but they don’t return calls or emails very well, so they still have it. I probably save a lot of money just driving my car and staying in hotels, or camping in my tent
I've been "thinking", looking kicking tires etc. The ONLY thing that makes sense is buy a good used unit. OR just rent when you want to use one. I HATE renting, but with RV's I think renting is probably the way to go.
Since I’m between rvs right now I checked into this here in w mi. $120/day for camper Plus’s drop off & pick up fee plus’s deposit plus xtra for pet fee plus’s also paying for campground site . . Ended up being average $275/day overall for 4 days. No thanks!!
HELLO WINGMAN ! I religiously view your videos and pretty much agree with the things you say and suggest. I too owned an RV Park for over six years back in the 90's and also found the same issues with some RVers as you have mentioned, which is what led us to sell the park. At that point, we full timed in a very large motor home (Prevost, 45'). We traveled through the states over and over and really loved the full-time life. But, family matters required us to settle down. Which we did, in Florida. I also owned an RV sales business for several years back in the early 2000's. Me and my partner would purchase motor homes from auctions, clean them up, and sell for a profit. I can recall bidding side by side with the folks from PPL and at that point, became friends with most of their buyers. But all that ended around 2015. But I have RV'd since 1970 and did love it, until the roads and parks became so congested. Anyway, I like what you are saying about Camping World......They started out as a very friendly and trustworthy company but turned "crooked" once they got into RV sales. And they have continued with operating in very deceitful manners. I cannot believe folks continue to buy from them.........but why? Keep up your virtual campfire!
Alan, do you want to do some time travel? Get rid of 100% of the credit out there and we are all going to go back in time 100 years. No more driving around in new cars, expensive vacations, etc., etc., etc. in my opinion, the only credit that should be available would be in the purchase of a home, everything else you gotta pay cash. That strategy alone, would change the face of America.
Those Coleman campers are just junk ! My friend bought one a few years ago ! Zero quality!!! Pt Barnum said there is a sucker born every minute! lol. All good info Alan for the newbies! 👍😁
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Great video!!! As a Financial Planner with 44 years experience, YOU ARE SPOT ON!!!
Count me a HUGE FAN of your Channel.
Could not agree with you more, well said. Going camping next week in a 20 year old truck camper purchased last year for $2500, I get questions like "don't you need room?" "where's the slide" "Is there wifi?" "Don't you need modern conveniences?" My answer I am here to camp and enjoy the outdoors not sit in a camper all day. I have a bed, shower, toilet. kitchen. and heat /AC. If I wanted fancy I would go to the Hilton LOL, If you can afford a new hi end camper or RV that's awesome but like anything make sure justify the purchase and all associated cost.
If you can't afford to BUY it, you can't afford it. The idea of buying a luxury item (Not needed to survive) on credit is simply foolish.
The folks who are financing an RV are the same ones who are financing college for their kids. Low frequency humans.
@@bigal6684 You are so right. It makes zero financial sense to borrow money for an RV.
Thank you, Thank you, Thank you !! Please don't hold back, let us know how you feel !! God Bless you! You are an honest, straightforward person and yes, flawed like the rest of us but you humbly admit it. Thanks again
What an excellent video! You nailed it 100%. My wife and I started shopping for a camper about ten years ago. We don't get in a hurry when it comes to spending a lot of money on something and we do LOTS of research. We still haven't bought anything. But, something else that needs to be added to your list of expenses is "do you have a tow vehicle?" I bought a $42,000 F-150. Thankfully, we got it for about half that and paid it off in three years, but what about the folks that can't do that and blindly sign on the dotted line and basically wind up with a mortgage on their $80,000 truck. I'm kind of glad we haven't bought anything yet.
I am right there with you
I have been looking for a camper
Class C. I can not make that big disunion just yet we need to get are country back first
Mane some day I will be out there
Smart it's all junk I now it's nothing more than a class a dumpster on wheels
😂 I thought I was slow cuz I’ve been looking for three years! Good for you guys take your time, do it right!
Dad had a Champion he bought with cash and drove home from the factory which was closing from snowfall.
We had a lot of fond memories and places.
There were better days.
We will see better days again.
eventually.
Thank you for making this video. It's about time someone told the truth.
I am 71 years old. You're not off base. In my years I have learned many lessons. Luckily I have survived the financial jungle. We purposely bought a used Class A so we could pay cash. I will never finance anything. We live within our means. Unfortunately, you are right. Many impulse buyers are conned by big RV dealers. I hope some of them watched this video. Keep up the good work.
Good video Wingman! Because I’ve been watching you for a few years now, I have learned so, so much about RVs and the RV business. You’ve probably saved me a lot of money. Thanks for your dedication to educating people and sharing your knowledge of RVing! 🙂
And the buyers will pull this with an SUV that does not have the payload capacity to safely tow it!
Then buyers expect to live full time in this junk! It does not work that way!
You are providing plain talk advice that can help people! Lemonis makes used car sales people seem like angels!
You keep up the great advice!
Wish our government was more like you
Love Your Content!!!!!
There is also the cost of a tow vehicle. More maintenance and wear and tear. Cut the MPG in half. You do want to go somewhere camping right?
Man Oh man. Are you right. I have tried to educate my employees over the years. Some time it takes and sometimes it doesn’t.
Keep up the great work
You are the most honest person on CZcams! Hopefully you’ve opened up the eyes of at least person, hopefully everyone! I still say, “Stupid should hurt!!”
I wouldn't buy a camper that's not built after 2008-9. They're out there you just need to take time, get it inspected and fix what you can yourself. I found many years ago that depending on myself instead of others is the way to go. Thanks Wing
Not all of us are good at finance. Thank you! For explaining it so I can understand it!❤
Allen you and I would get along famously, I've owned RVs for 50 years and I love camping/glamping but I did the Airplane/Hotel thing as well. I despise Camping World because I've seen first hand how they ripped people off. I know a lot about RVs and have done all my own service and repair work outside of warranty for all those years. You are correct, people are stupid and get all caught up in the allure of going to that lake or forest and setting up camp not thinking about how many Air/Hotel vacations they could take with what they will spend annually on that RV especially in today's money. Unless a person has a way to Tax right-off the expenses of an RV they are about the worst thing (along with boats) you can buy today. They are a never ending money pit until you sell it.
Hit the nail on the head. That's why we follow the Dave Ramsey Plan. Pay off all consumer debt first. Have an emergency fund and a retirement account. Then save up and pay cash for something you want. Thanks Don
Me too with Ramsey!!
You're correct, folks need to go into ANY transaction with their eyes open, and for Pete's sake you ALWAYS read the fine print! It's so easy these days to do due diligence, so simple to research things, like pricing, interest rates, etc... Come on folks do be the uninformed, uneducated, with your head in the clouds. Be smart, protect yourself! Keep on with the message Wingman!
Wingman, you are dead on. As you said, the way to combat any dealership is to be an educated and informed consumer. We just purchased a new Alliance 32RLS from Blue Compass. At the end of the sale, it felt like the salespeople including finance were not friendly or happy about the sale.
The point I am getting too is this, if you go in as an informed customer with realistic expectations the chances of having questionable sales tactics applied will be considerably reduced.
My wife and I got our 2024 Alliance 32RLS for $64,995 plus tax and fees. Financed $54,980 after trade in.
The finance rep was not happy that we did not purchase any of the addons,
We spent 6 seeks researching getting informed and that allowed us to not be emotional and not get sucked into purchasing something we did not know anything about.
Thanks for the great videos, we used pearls of wisdom from your videos to help get a great deal.
Love the video. I own a campground currently. Why are they painting these RVs black, gray or brown? Texas heat beats the heck out of dark exteriors and absorbs the hot sun energy into the RV. Then people add floor A/C units to keep the RV cool because the roof units won't cut it. Then they pop breakers because of their electrical demand. Every RV should be white. I cannot believe they make BLACK roof A/C covers - overworks the roof A/C unit. Let's make life harder, right?
Your 100% Wingman if you buy something Paid Cash 💵 the right way to enjoy Camping. Don’t waste your money. Financing the worst way to go.
Thank you wing Man people need to hear this
Rv dealers and automobile dealers hate me and my wife. We are fortunate enough get ahead on our bills and now whenever we purchase a big ticket item we are able to pay cash and then we set up a payment plan and make payments back to us along with interest. We pay ourselves interest. Now we are way ahead. It also give us bargaining power when looking , we have walked out of several rv dealers and automobile salesmen. I will never purchase anything from camping world. Years ago we were looking for a rv and looked at 2 different camping world lots . Found out then that they were scamming people.
It is easier to fool people than it is to show them how they have been fooled.
Alan, Thank you!! Your passion is greatness!!!
Good job Wingman. Taking advantage of low-income vulnerable people is the worst of the worst. Their reward cometh!
Alan, I sure hope you got thru to at least one person tonight! It truly is so sad the deceptive advertising that is allowed in this country. God bless the USA tomorrow and prayers for a better tomorrow!!!
Why we built one. Cash. And no warranty work to try and get done. I built it, I can fix it. We looked ar EVERYTHING before we said screw it and built one better than the industry.
Right on man. Tell it like it is.
Right on Wingman, the people screwed by this are basically decent folks who care about their credit and will pay until they can't and then give up. The manufacturer and the dealership and the bank have bled them dry and still make a profit. No one loses except for the buyer.
I agree with your view of bs $98 mo. We have those ads in Colorado. I bought a $12500 list price entry RV at trailer world for cash in 2021 and look at the trailer as my retirement hobby including fishing trips. I enjoy the upgrades I have done on new $1000 mattress. 200 amp lithium . 40 amp mppt. 20 amp mppt. Vent covers. Upgraded dinner cushions. Trailer brake controller. Weight dist and sway control. Few issues I fixed. Bottom line I look at the cost to maintain and upgrade as my hobby in retirement.
Spot on! one of your best videos to date. Advertisements like the example presented and the sales strategy behind it are smoke and mirrors sucking people into a long-term problem.
Don't forget many of campgrounds have the ten year rule. More than ten years old and you aren't camping here.
You could do worse: you could buy a timeshare!
Or live in a psycho HOA 😂
At least time shares don't break.
Amen! Preach it man…….our country is in deep trouble!
In 2019, we purchased a 2018 Intech Luna Lite for $15k. When it came to financing, they initially came out with a 20 year payment plan. I told them straight up for the amount, I would only go for a five year plan. its the cost of a car and I wanted the option to payoff early if I chose to. I had done enough research on RVs to know they devalue hugely the moment they drive off the lot. I was baffled that they would even offer a 20 year plan on an RV! I believe they are now trying to capitalize on the type of person who purchased an RV back in 2020 and tried to sell it in 2021. The RV world seems like whoever is projecting needs to be fired. You don't base a banner year for future revenues when it was a fluke year and people were desperate to get out of quarantine one way or another. They were low information buyers. You are not wrong!
I a very debt-averse. I've only been in debt three times in my life, and now I'm retired, house paid off, no debt. How many people can say that? But it's clear to me that the US economy runs on debt.
If everyone waited until they had $15,000 in the bank so they could pay cash for a trailer & required extras, our economy would collapse! Camping World and those other crooks would be out of business in a month! Nobody would buy a new car either! They'd have to MANUFACTURE used cars!
(And while we're at it, stop whining about the border. The Republicans had the perfect chance to address the problem but they killed it because they'd rather run on the problem then SOLVE it.)
I enjoy your videos! Keep up the good work. People need people like you to give them the other side of the story. If 1/4 of what you say is true, it's a scandal. Just like we have cancer warnings on cigarettes now, everyone should be required to watch a few of your videos about the Lippert frame-flex problem before being ALLOWED to buy a fifth-wheel!
Former Campground owner here as well. Being Pee-owed at CW but the STUPID consumer needs a slight thrashing. Nice shirt and you get'n a great TAN. Happy 4th of July folks. Cheers
If $12,000 was all they were getting talked into it wouldn't be so bad, but have you been to a campground lately?? Have you seen how many $80-100,000, 150,000+ campers are out there?? And lets not start on the trucks they've bought to pull them. There's nobody spending $12,000, but there's a CRAP LOAD of people spending a LOT MORE money on these crappy RVs, and there's NO WAY 90% of these families can truely afford thee things, especially as the RVs get older and depreciate out while the owners still have 10 years left to pay. Not to mention they're paying $350 to go camping for 2 weeks.
I know that my 30yo diesel pusher class A may not be the nicest RV in the park, but every single dime of it is paid for, and I've got I've got half as much invested as most of these people have in their tow vehicles, let alone the campers
Yes, our country is in a sad state of affairs, and I really don't see a clean way out of it. People don't like to hear about government controls, but I'm thinking much of it is really needed to get rid of this debt everyone is in.
Exactly. Well said. The key: Don’t get excited and wrapped up and BLIND!
Alan, thanks for your meaningful rant. Thanks again for your info last year about Cheyenne Camping Center in Iowa. Drive 1000 miles from Montana to buy our new camper based solely on your info. We paid exactly the advertised, out the door price, not one penny more. You saved us over $13,000. Can’t thank you enough for your honest, straightforward advice . Joel in Montana
Wingman, you are absolutely right! People need to wake up. Thank you for your opinion!
First off Love that shirt!!!! I wouldn't take a camper for free at Camping world! It's a shame what they have become! Thank you for the information you provide!!!
That is what is known as a leader you know as well as I do that those RVs don't make them rich but when they have a fish on the line with excellent credit they will talk them right out of their pants and up-sell them into the real money makers and that you can take to the bank. Great video Alan I love your passion.
Could not agree more, 100% dead on. If you are going to buy an RV take this advice and you will be darn happy and still have enough money to actually afford to go RVing!!
I am not new to this channel. And yes, you are always this wound up. Lol
If you can't pay cash, you can't afford it especially when it comes to RV's. Car dealerships don't like cash buyers as they make money on the financing end. Your better off just renting an RV from time to time.
Or build your own.
There are some really nice cargo trailer conversions.
@@dangeroustomanonly thing wrong with building your own is campgrounds won’t let you in. Unless you don’t care about campgrounds
I just bought a Chevy 3500 LT, leather, 5th wheel, 360 & trailering cameras, Z71, & All Star edition, hitch guidance. for $62,980 CASH Wednesday, 299 processing, NO OTHER ADD-Ons, no hassle, f&I guy was cool, gave me the warranty brochure, told him I would consider. Out in 12 minutes, got a FREE Blackstone for buying a truck. South Dakota. Saw the truck Tuesday, bought Wed morning. Sales guy was straight up, like me, we read each other perfectly, and had a pleasant conversation with sales manager. It can be done.
@@SonarTravels sounds like the deal I got on my brand new 2017 Corolla IM years ago. Gave them a check for $16,500 and drove away. They tried to sell add-ons but turned them down. Still have that sweet little car, it's been the most dependable car I've ever had.
😂 Yeah OK.
Kudos Allen. The RV industry has been fleecing people from the beginning. Here's another one for ya. Flex Arnor and R. Amor claim to have a lifetime roof. They advertise a lifetime roof, tell people it's warrantees for a lifetime. When you read the warranty ...way down the bottom it states....product.."should last" 20 years and customer needs to apply another top coat from them and they are responsible for the application of top coat. If the customer doesn't apply the top coat the product fails, I am sure the warranty is void. So how is this a lifetime product? Kind of a play on words, don't ya think.
God Bless you for pointing out that in the world of information, some people put their head in the sand, and act like sheep in this big corporate world we live in. Nothing wrong with corporations, but too many out their do not have the American people in their best interest.
Keep preaching Wingman! You always tell it like it truly is.
This reminds me of a scene from the Beverly Hillbillies.
Outside the commerce bank, (1965) an immaculate 1919 model A ford sets there. The accountant Cratchit is talking with a secretary. The secretary mentions what a beautiful car he has. Cratchit answers, "Mr. Drysdale's father helped me buy it... I only have ten more years of payments..."
You are correct!
You are completely right. First one doesn't know what they don't know. Next one of the most important things one needs to bring with them when buying from Camping World is a GIANT jar of Vaseline.
Lol
$23K for an entry soda can. This is what happens when you don’t teach math and budgeting in school.
Who in there right mind would take a 19 year loan out on $12k
Alan, you forgot that storage and maintenance costs will also be increasing by some 10% per year. And you'll need a vehicle capable of towing, for all those years.
Wingman, I would be proud to be related to you as you speak the truth without being afraid to hurt one's feeling. This is a practice that all business has perpetuated since the 70's and before, they became beholden to wall street profits over people. As camping world fly's the largest American flag is just a put on of being patriotic and having the American citizen interest a top priority, farthest from the truth. Sadly our food, medical, pharmaceutical and government have also these collusion practices beneficial, one elected to office without any wealth and after a short time in your and my lifetime can purchase a multi-million estate on Marthas Vineyard? How fast were the illegal immigrants removed from there? You're the best say it like it is!
Memo to those who claim you should NEVER finance an RV purchase -- a "Save Up Until You Can Pay Cash" and "If You Can't Pay Cash You Don't Need It" mind-set. Perhaps this approach is because, unlike a car or house, an RV is considered a luxury, not a necessity. BUT, who could wait to buy a house until they could save up the $750,000 or more required in many areas? At least with a young couple starting out, there could be decades in front of them in which to conduct such savings. So far as an RV purchase is concerned, though, many of us who have just retired often have a limited window in which health considerations will allow the physical and mental energies required for extensive RV travel. For someone who is in their early 70's to plan on saving for 5-10 years before hitting the road might just be totally closing the door on a few years of "capability". So, to those who are adamantly "anti-financing", I would just pose that question: "If at an advanced age and with only a decent down-payment in hand, should I take a chance and hope I'm still healthy in the years it would take me to save for the full cost", or should I take advantage of current health even at the cost of a few years of interest payments? All of which recognizes that I will probably not live long-enough to pay off even a 12-year loan, and may even be able to use the RV for only 4-5 years and have to sell it at that point. So be it! Most of us purchase an RV not for the financial investment (many are those who call them a "money pit"), but for the travel experiences they allow. Many expenditures in life (from going to a movie or buying an expensive dinner or going on a cruise) are bad investments if one is only trying to broker the money spent that you'll never see again. My idea is to spend the money (albeit wisely) and enjoy the experience.
The "Big 3 " have totally screwed up a great American past time. I would love to buy another RV but having owned numerous, I look at today's product and it's junk. Overpriced junk that you can't get repaired when it breaks, which is probably day 1. Thank you for speaking out. I totally agree with you. 😂 And don't forget to read Thor's 25 page "warranty". Happy 4th.
I see a lot of RV's sitting in yards year after year that never move.
Thank you for trying to help people! You RIGHT
Plus the expense of buying all the things required for the trailer to be brought up to being equipped enough for an enjoyable camping experience.
What an excellent video! Your points are all so true. I was fortunate enough to buy a 1980 OKANAGAN premium model truck camper privately for $900.00 six years ago. I spent around $700.00 to bring it up to date. Everything works now and its built really well. Always look at used and research too. Thanks for sharing your wisdom. Happy RVing! 😊
Well said. Thank you!
If you bought this trailer by prepaying all taxes and fees (amount unknown) for a remaining cost of $12,000 with 15% down ($1,800) and then paid $100/month for 236 months (about 20 years), that's a total of $25,400, more than double the $12,000 come-on price! (And that of course does not include any subsequent costs.)
Excellent straightforward info..I'm new to channel, I love that you don't "F" around 👌
Stay Safe
Wingman, I just came across your video this morning and I loved it, everything you shared is the truth, I've been doing some full time rving for the past three years and these "other" costs you speak about are true, and I will go beyond that to say conservative. I'm selling my 42 ft Tiffen Allegro Bus this fall and probably won't buy another rv in the future. I'll probably try to find one of these poor folks that you talking about and rent one of their units. I love that shirt by the way, Happy fourth of July, God bless
Way to go Allen. I went and looked at a Coleman Lantern BH (bunkhouse). It’s just me and my dog Murphy so I figured I could take the top mattress off. Leave the bottom mattress for him when he wants to just relax and then I would have the queen size bed upfront. As soon as I entered the RV, I could tell just by looking that everything in the RV was of the lowest possible quality. I mean everything from knobs on the stove to shower fixtures. There was so much flex in the walls that it blew my mind. I can’t imagine hauling this thing down the road with any kind of weight in it.
It’s sad that a company like Coleman, who at one time in my view, made a great pop-up camper, has sunk to this level. I would never, ever buy one of these new or used.
There was nothing, nothing in that camper that said anything but cheap.
@Mark-et8vh Coleman only licensed their brand name to Dutchmen (Keystone RV) for those units. As you said, these units are made with the lowest possible quality of everything they put into it. They target the young, uneducated family who want to buy the RV dream (lie) and the stealerships convince them that $11k is a bargain for this brand new RV. Marcus Lemonis preys on these types of customers (suckers). This is how he has become a billionaire. It's disgusting and although I am not a particularly religious person, there is a special place in Hell for him and people like him that take advantage of others.
@@kckettridge Thank you so much for the reply. When I was a kid (58 now) Coleman stood for quality, budget-friendly, durable camping gear. I still own two Coleman lanterns, a cooler and a stove.
My now ex wife and I purchased a brand new, top of the line, Coleman Fleetwood pop-up in, I think, 1997. It was innovative, comfortable, durable, tons of storage space (even a commode and outdoor shower if we needed it and trouble free.
Each autumn, we’d take one last weekend romp, then bring it home, clean it, detail it and most importantly, scrub and re-water repellant the canvas. We’d add mouse repellant and haul it to a local marina and have it shrink wrapped.
When we divorced (amicably) in 2010, I kept it two more seasons, to take my daughter camping every other weekend to my buddy’s farm to ride ATV’s. I finally sold it to a family friend when my daughter went off to college and they are still still using it to this day.
It saddens me, that Coleman has leased their name to a company that puts crap out like this. I told the salesman: “you have got to be kidding me”.
Now, I’m recovering from cancer and retired. When I get a bit more healed, I want to buy a camper (hard shell) for me and my 9’year old dog, to see the country for whatever years he has left.
I am considering looking at used, pre-covid campers on the used market, but I have no clue what to look for.
I wish, like real estate, there were a buyers representative, that could help me find something decent for me and my dog Murphy. This is a ‘one shot deal’ paying cash out of my retirement and hopefully hitting the road next spring. Finding a good, reputable dealer for the secondary used market, or honest face-to-face sellers, is proving very difficult. I’m half-tempted to just buy a tent, but my spine now wears a cage, where my tumor used to be, so setting up and crawling into a tent, is not a sound plan. I’m left with this desire to see the US, but frightened that making this dream a reality, might be a bridge too far in this market. Fingers crossed.
Thanks again for your reply.
@@Mark-et8vh there are decent rigs out there, you just have to find one and whichever RV you choose, get an independent inspection by a reputable certified RV Inspector. Even if you buy a brand new one and if the stealership says they won't allow an independent inspector on their lot or say they already inspected it, walk away. I am a few years older than you and my wife and I retired last year so we are now able to enjoy our RV a whole lot more than we ever have. We have owned RV's for the past 20 years and they all had some issue or another. We actually had a Coleman (Dutchmen) before Keystone RV bought Dutchmen. It had fewer issues than our Heartland Toy Hauler did but the new ones are "PURE CRAP" regardless of brand. The exception may be Alliance and the darling of the RV industry right now. Brinkley but they are higher-end units than most of us could afford and they are the only two manufacturers that I know of that are not owned by a big corporation like Forest River, Keystone RV, Winnebago, etc.
@@kckettridge Thank you so much! I didn’t even know RV inspectors were a thing. I will have to look one up. Having owned a pop up for all those years, I’m fairly savvy. Now however, I want to buy a trailer - outright, cash and drive away. I was considering a motorhome, but the thought of buying one of those used and then a car to tow behind it, is daunting to say the least. Thank you again!
My guess is without some form of financing very few people could afford to buy a RV, car or home.
AMEN ALAN!!!!
Preach it, Wingman!
Great video. This is reality. Much thanks.
They bought & destroyed Gander Mountain, which was a cheaper alternative to Bass Pro & Cabela's (when they were separate companies.). The one nearby was one of the biggest volume & most profitable stores. I had this very discussion with the Store Manager. I've had no respect for them ever since.
I recently bought a class B. (NOT from Camping World)
The exact same finance company I bought from and a friend bought from camping world. Mine has no prepayment penalty and there's does. Just show how corrupt camping world is.
I wonder if the banks financing those subprime RV loans from Camping World will be bailed out by the US government.
Bailed out by the US taxpayers you mean.....
And camp grounds refuse to allow 15 year old rvs in their parks
Happy Fourth of July,Wingman! Thanks for speaking the truth, it’s the truth that sets us free! 🇺🇸
6 lines of fine print should be a warning to the reader!
This is nothing new! It's been there and ALL dealerships, RV and Automobile, do the same thing!
You are so right on your breakdown of this issue. If these RVs were the best made units in the world, maybe, but, except for Prevost they are junk. Having spent about 8 years in the industry I make that claim from real world experience. Add the financial concerns and you have a disaster waiting for inept buyers. Ford is actually wanting to go to a 12 year payment schedule and Seattle is talking about legacy mortgages of 90 years passing the loan to families for multiple generations. The reality of the situation is that there's nothing left of the American economy. We just have to admit that and pay the price.
I know one or two that will depreciate but last a long time. I have never had a Prevost, so I can't say.
@@bookbakery they will, too, but they will last as long as you want to run it. Nothing else even comes close.
People don’t calculate all the costs; tags/license, insurance (& most don’t have the right kind), storage, maintenance etc etc. plus like you said camping costs, gas, etc. Not to dissuade anyone, but they all have to be figured in the total costs . . .
When you buy things based on a monthly payment, you cannot afford them. Interest is a very bad thing when on the wrong side of it. This is predatory, the stick it to the uninformed.
Hi wing man oh one more thing the extended warranty happy 4th of July
A southern USA preacher is sell lot in heaven
I never buy anything on monthly payments. That’s a recipe for disaster. I actually looked at those trailers online and they have very few windows compared to my 1985 trailer. It also weighs more than mine, so I would have to buy a different tow vehicle.
I’m more interested in a used B van, but they don’t return calls or emails very well, so they still have it.
I probably save a lot of money just driving my car and staying in hotels, or camping in my tent
You got that right! You are smart to take that path. Good luck,
I had to laugh right after watching your video. There was an ad popped up for an RV place settling class C
As low as $39 per week
People need to read the sales contract before signing anything. Actually take home and read it and then if it makes sense buy it.
Camping world is a scam. Shitty service , shitty follow up, shitty employees and I did not buy an RV from them , just had minor service
It is great to hear the TRUTH
I've been "thinking", looking kicking tires etc. The ONLY thing that makes sense is buy a good used unit. OR just rent when you want to use one. I HATE renting, but with RV's I think renting is probably the way to go.
Since I’m between rvs right now I checked into this here in w mi. $120/day for camper Plus’s drop off & pick up fee plus’s deposit plus xtra for pet fee plus’s also paying for campground site . . Ended up being average $275/day overall for 4 days. No thanks!!
HELLO WINGMAN ! I religiously view your videos and pretty much agree with the things you say and suggest. I too owned an RV Park for over six years back in the 90's and also found the same issues with some RVers as you have mentioned, which is what led us to sell the park. At that point, we full timed in a very large motor home (Prevost, 45'). We traveled through the states over and over and really loved the full-time life. But, family matters required us to settle down. Which we did, in Florida. I also owned an RV sales business for several years back in the early 2000's. Me and my partner would purchase motor homes from auctions, clean them up, and sell for a profit. I can recall bidding side by side with the folks from PPL and at that point, became friends with most of their buyers. But all that ended around 2015. But I have RV'd since 1970 and did love it, until the roads and parks became so congested. Anyway, I like what you are saying about Camping World......They started out as a very friendly and trustworthy company but turned "crooked" once they got into RV sales. And they have continued with operating in very deceitful manners. I cannot believe folks continue to buy from them.........but why? Keep up your virtual campfire!
Im glad i saw this video. Thanks for gettinge to rethink the value of hard work.
Alan, do you want to do some time travel? Get rid of 100% of the credit out there and we are all going to go back in time 100 years. No more driving around in new cars, expensive vacations, etc., etc., etc. in my opinion, the only credit that should be available would be in the purchase of a home, everything else you gotta pay cash. That strategy alone, would change the face of America.
But it's not just consumers that live on credit, businesses live on credit, and governments live on credit. Our whole economy runs on credit!
@@andrewmiller159 there’s the problem, we all just need to slow down. Thank you for your feedback.
Yeah, and if you eliminated cars there wouldn't be any car accidents.
You're mad at the tool and not the tool user.
@@chrisfoxwell4128 thank you for your feedback. All I’m saying is, if you don’t have the money, don’t buy it.
@@shastacabins1410, and don't spend all your retirement on a depreciating asset like a camper or a car.
lol, your vids get better every time. 😄
Those Coleman campers are just junk ! My friend bought one a few years ago ! Zero quality!!! Pt Barnum said there is a sucker born every minute! lol. All good info Alan for the newbies! 👍😁
AMEN… thanks Wingman!
100# right. People need to here this for sure.
You also missed sales tax, tags and personal property tax. It only gets worse than you made it. It’s horrible.