Insurance Companies Are Seizing 10's of Thousands of Florida HOMES!
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- čas přidán 11. 05. 2024
- 💥 You Will Not Believe Whats Happening in Florida! 💥
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I’ll NEVER understand why someone would buy a house in a HOA plan. Why do you want strangers telling you how often to cut grass, what can be parked in your driveway, who is allowed to live in your house, etc? It’s like being a teenager in your mom and dad’s house all over again
I agree 100%! Why would anyone pay hundreds of thousands of dollars for a house just to have someone else tell you what you can and can't do. Insanity!!
Sometimes your options are limited. Non hoa houses are expensive or are in the middle of no where usually.
@@user-wb3sq4mn9v not only that but they will be an HOA fee !
@@anthonyallard3156It's a simple choice lol either you do or don't! Alway a choice!😂
did it once, never again. I did get out of paying for lawn svs and pool which i never used
You know what’s crazy, paying hundreds of thousands of dollars for a house and then allowing someone else to dictate how you live in it. HOA’s are the dumbest thing people waste their money on.
HOAs started out only to prevent hoarders from junking up their yards. That is ALL an HOA should do!! And there should only be a small fee if any that doesn't go up up up. It needs to be CAPPED.
In California they do that with any house they like. You never own the house you pay for, not only that but in California the property tax is so high that it's almost like paying rent.
My HOA has so far been the exception: much less expensive than other HOAs in my area, they pay for garbage service and lawn care, and while they are pretty strict about decor (my brother tried to hang a bird feeder and we got read the riot act), they don't do theses kinds of things to us, and they do take responsibility for outdoor repairs.
Some private subdivisions have private roads and infrastructure (such as access gates) that require constant maintenance. It makes sense that a HOA might be needed to do this, so I can see where they were started. They also can be a real pain at times, which I have found out the hard way.
ANTI - HOA 🤣🤣🤣🤣🤣
You always hear about insurance scams, but insurance itself is the scam.
That's why youshould consider dropping it, for paid-off homesteaded property.
If you lived in Florida, you pay insurance premiums to cover your home in case of a hurricane. You can drop your policy if you own your home, but risk losing your $200,000 home.
and now a growing scandal
Absolutely and it’s become more and more obscene. My homeowners Rose 34%.
They told us…you will own nothing and you will be happy…it is coming in a BIG way!
...except for the "happy" part...
Agree 💯💯👍
Exactly 💯
You are so right. These things are being done on purpose.
Except I am not feeling so happy.
More like stressed and depressed.
Black rock and vanguard will step right In. The plan all along.
time to work for black Rock. they'll probably give me a home lol
not till it hit rock bottom like in the 1970
Yep. Dark and deliberate. The great reset/agenda 25/30 and so on. You'll own nothing, and be happy?
They really won't. Many of these properties should have never been built in the first place. The pace of climate change is only accelerating. Storms and heat are getting more and more extreme every year. The seas are rising inexorably. Florida real estate simply isn't a good long-term investment. The cost to keep a property standing in Florida will grow year after year. And properties that are very expensive to maintain will see their property values plummet. Florida real estate is not a good long-term investment. There's millions of housing units there that honestly never should have been built.
Exactly what I think too!
Nationwide contractor came onto my property in S.C. to take pictures of my property. Two weeks later I got notice my storage building was in a state of decay. It was algae that had died and turned black. I pressured washed it and it looked new. But, I had to send a pic and verify. Been with them 22 years. So much for customer loyalty. Had one small claim they paid years ago in which they only paid $1,900. I've paid them over 45 grand over the years for ins on my house and 2 cars. Can we say RIPOFF !!!
Money for nothing, it's a grand life. In most situations you are 'forced' to get insurance. Here in Australia, you have to have insurance to get your car registration for the year. On top of that they (unknown people, probably with super-yachts and taking extended vacations on tropical beaches) came up with a 'ctcp' scheme, whereby every vehicle owner has to pay around $600 per year (I had to anyway for the single vehicle I owned) supposedly for a fast track 'automatic' payout scheme for people who get injured in car accidents. I have been reading stories about people fighting for years to get a claim from this scheme.
Billions of peoples dollars every year, just disappear into a black hole somewhere ... (or various billionaires pockets).
I hope you at least called him a Rat.
N is one of the worst. They don't pay when there's a need. They did you a favor. Hopefully you can find better.
LEGALIZED THEFT
You can self insure in most states if you own it. I do that with my summer home.
Never own or loan in HOA. NEVER EVER.
Especially for condos.
Towns tend to require them for new subdivisions. They do this because people aren't willing to actually pay the taxes necessary for the very expensive services low-density suburbia requires. HOAs serve as a stopgap, a way to offload a lot of municipal services onto home owners in a backdoor manner. People don't want to pay the taxes necessary to maintain all their streets, sewer lines, etc., plus provide fire and police services. Low density suburbs are just a very expensive way to build. At the taxes people are willing to pay, they're a net drain on city finances. Thus cities require HOAs, and people accept that. They view HOA fees as something fundamentally different than taxes, though there's few services HOAs provide that cities can't provide as well.
I would rather live in the woods chasing rabbits and drinking Branch water
Some people never learn
What are you talking about? HOA make living affordable. If you owned a home your average home owner’s insurance is 8,000 down there now. Flood insurance 5k now know what your talking about. My HOA includes my flood insurance security Mantenice all the staff up keep pool. I pay 860 and I’m responsible for home owners insurance because I have a mortgage. Which is 1500 a year. Used to pay 800. It’s obvious what they are doing all planed 2030 you will own nothing and be happy. We need to take our country back. We don’t have much time. Covid was used to rapidly push there agenda. The Demorats pushed you over the cliff forcing high inflation. Remember Obama got in office our deficit was 8 trillion with 2 big wars. He ballooned it to 21 trillions up on that. Trump another 5. Weekend ar Berines 9 more 34 trillion it’s over. Start buying crypto or you will be left in the dust.
Banks, insurance companies, and the government, are crushing the middle class, not to mention healthcare and food/energy inflation. Just a matter of time before all comes crashing down.
Fear not. There will plenty of wolves standing by to make a profit off of people's suffering.
The very ones that created the crisis, what a coincidence!
If enough commoners are practicing their 2A rights and band together then this could be rectified
only middle class and below will be ruined . the remaining 20% will do better. this was predicted decades ago. now it's the 800lb. gorilla in the room
Does the French Revolution sound familiar to anyone. That's wats coming if the so called 1% doesn't make up
Do not ever ever ever buy a home in a neighborhood that has a home owners association.
Yeah just type in HOA horror story's in google wow I must have read about 900 complaints and yeah never buy into an HOA ever.
He wasn't talking about a house; he was talking about a condo. In other words, an apartment that you own rather than rent.
"You only ever truly own what nobody knows about".
Thats a good one. Ima gonna file that away for later. 👍🏻
Give it up! Where you got line from? It’s sick Perfect!!!
I sold my HOA house because the grass police would drive by every two hours! We kept our yard mowed and nice but it was the loss of being sovereign over our home.
Every day I’m becoming more grateful I live in a house on wheels . Enjoying the Florida coast and keys and then heading north before hurricane season
Soon there will be nobody to pay
There’s alwys the gov. Cesar alwys will have his hand out.
That's the Plan
The Federal government will move in illegal aliens‼️not funny 😳
That's the goal. Globalists want all regular folks to own nothing. Zero. They want everyone living in apartments in the cities. They want to eliminate travel outside of 50 miles. They want to eliminate eating all meat. Think I am crazy. Actually watch their own words when speaking at the WEF (world economic forum). They want to enslave everyone. Just reality.
That's what they want.
That’s when Blackrock and Vanguard step right in. That’s been the plan all along
Exactly. By the homes cheap and rent them out. They have so much cash they can insure themselves
@@JV-zt8lcthey probably own the most of the stock in all the insurance companies
I noticed people keep quoting Klaus Schwab, but I keep asking what are we doing about him other than complaining?
Pushing you out of your residences‼️😱
Never buy anytjing with a HOA. Condo or house.
And never sign up for direct withdrawal
We are all campers, camping on designated spots, with designated costs, regardless of "ownership" type. We trade money for the glorified tent, and hole to excrete in.
Yes we can't take it with us anyway.
Bingo
Eastern WA premium has gone from 900/yr to 2700/yr in the last 4 years.... It's not just Florida...
That's messed up. 2700 nuts
I've been wondering what ours will be when it renews this August. We were at about $1100/year last August.
Montana too!!
Try 13,000 in SE Louisiana…not accounting for separate flood policy.
Friend of mine was told paint your house or we will drop your insurance. This is in Texas.
These parasites aka "insurance" are in cahootz with the banks. They have too much power. Insurance should be a choice, mortgage or not.
@@reesedaniel5835 Agreed!
I had a 320k townhouse on the water in st pete i owned until 2.5 years ago. We paid 350$ a month in hoa fees.
About 6 months before we sold it i was told by a fellow neighbor that the hoa was getting ready to go up more than double. Went home told the wife its time to get out. We sold it while the market was still hot and got 530k for it. 3 months after we closed the hoa went up to 900$ a month and now the people who stayed can’t sell their townhouse because the hoa is so high.
Hoa rhymes with Boa (constrictor).
That's insane. 😮
Retired California Real Estate Broker. That is the California HOA program. Then they selectively foreclose on properties! And guess who buys them for 10cents on the dollar? It is a racket. I am tearing.
I’m not judging you Brian, I’m just saying I would not advertise that you had information of an upcoming increase in the HOA fee and did not reveal it to the buyer or to your agent. I probably would’ve done the same thing to save my butt I just wouldn’t tell anybody about it because the buyer has a unit that he cannot sell for what he paid for it and he can turn around and sue you should the buyer catch wind of what you did
@mike2burg Right! Why would someone incriminate themselves in this time of AI. Probably already on "The List"
This smells like Blackrock and vanguard…..
Yep. Boardwalk and Parkplace
It's the crack up boom.
This is what happens when you keep handling out money
Time to get a 30 foot sailboat and live a mile offshore.
That won't happen..for your safety that won't be allowed due to hurricanes and bad weather..for your safety you must be on the grid...
👍
Are you looking for a mate to help you sail and .live on the boat, I think it's a great idea!!
You ain't lying! 😂
@@victoriaxmen8078you can fish off one side of the boat and piss off the other
Klaus wasn’t messing around when he said: “You will own nothing and be happy”. Insurance seems to be their method.
Klaus is a hemroid
I noticed people keep quoting Klaus Schwab, but I keep asking what are we doing about him other than complaining?
@@spooderdoggySchwab is WEF. Trump doesn’t care for the UN or WEF.
The left wants everything to do with UN and WEF but the right wants the US to be priority. Voting does matter from local to federal positions.
Even if removed their wicked system is already in place. Only If America focused on The Nation itself, clean up the legal and illegal criminals, term limits in congress, arrest wall street, blackrock and the Federal Reserve..which isn't Federal👹🎪🔍🤔🤨 Place Trump back in Office for Business, Which is why they want him Dead📕🧐😠 will America be able to survive.. What's Coming will be Devestating just like it did for Rome🤷🤦🏽♂️😎☝️
In AZ our property taxes went up 60% in one year. My father lives in GA and his homeowners insurance went up over 62% in one year. Now we know how we will "own nothing and be happy".
Thank God for Proposition 13 in CA! Feeling better about Commiefornia already!
I noticed people keep quoting Klaus Schwab, but I keep asking what are we doing about him other than complaining?
I noticed people keep quoting Klaus Schwab, but I keep asking what are we doing about him other than complaining?
@@spooderdoggy What I am personally doing? Praying for the evil to be exposed in our country and those in "leadership" roles to be removed that don't have values and integrity. I am volunteering at the polls so we have ballot integrity and registering voters hoping they vote with wisdom and not because there is a R or D next to their name. We are also volunteering at the local school to help kids develop critical thinking skills so when they are 18 they have the courage to stand up for what is right. I just pray others are doing something as well and not just quoting what others say. At this point in life that is all I can manage and if that is not enough at least I can say I tried.
We are all renters. Welcome to the party.
Speak for yourself, poor boy.
so where do we go when rent goes up to a point we cant afford to live in a rental either. Tent on the street? Car insurance going sky high too and if you stop paying , DMV calls and says we are coming for your vehical.
@@MrSteeDoorich man, I think he means we all pay, taxes, insurance, maintenance, etc. inflation will hurt most but not you, your rich!
Speak for yourself. I bought my five acres in the country and built a five bedroom two and a half bath house and NO one tells me what I can and can't do at MY home. Never buy a house with a HoA. Sheer stupidity if you do.
@@MrKsan05 If its truly yours then build a casino on it or some unapproved structure. Or just don’t pay the taxes.
I still dont know how exactly are people just sitting back clocking in more hours then ever and gaining less and less. When will everyone says enough!!. And see how quick this evil system falls apart
Power in numbers. It is disrupting to time family and money to fight for everything you thought you had but to find.its being lost. Really, it's crazy.
2A looks more and more important every year, which is why they try to convince us to give it up by creating the problems that convince the sheep to give up their 2A rights
They will still win through election fraud. These people run the election and the country.
We Need to start protesting by the HUNDREDS of Thousands. Everyone needs to show up. No more tax money to Foreign countries. Close the border. Protect citizen only voting. NO PLANDEMIC TREATY (Congress about to sign I TWO WEEKS). & OUR MILITARY Needs to focus on the TRAITORousS government officials Activity Destroying our country
Not really true, as the average weekly hours worked has dropped.
This sounds illegal.
Just get the signatures to get the HOA removed from the community for fraud.
That's what I say. It should be easy to disband an HOA
From who? Your neighbors would rat on their own grandmother. Coveeed should have taught you that.
Yeah I think you need 90% of the owners to sign a petition and then bye bye HOA, Im sure that would be easy to get if your prices go up 3 fold.
Possible for SFR but nigh impossible for condos. The common structure elements need to be maintained which means shared expense.
It's a condo numbnuts. You can't disaband the Condo Association; someone has to pay to maintain the common walls, roof, sidewalks, insurance, etc. Having to pay the insurance bill isn't fraud. It's no different for people who aren't in an HOA: insurance prices are skyrocketing, and at least if you have a mortgage, you have to pay.
You can live in Italy for less than 2k a month
Italy is the Mother Land according to John Pinette.
Yes I have been looking at piedmont area
I'll sell you my town home for 250k
What's the immigrants situation like.
~ That is one of many more affordable countries to live a comfortable life 👌
IM IN CALIFORNIA....and they cancelled our condo HOA policy, we scrambled to find others with VERY FEW OPTIONS and all were 4 times the amount. THEY NOW CHARGE US $10,050 A year!!...WTF
what options do we now have?....none
Sue
Yep tell the hoa to kiss your butt enough people with balls of steal do that then all this bull crap will stop orget a camper and move out in the country.
grow a brain and leave
sue them and show them your paystubs.
You can always WALK AWAY which is what most will end up doing very soon.
I almost bought a condo in southern Florida two years ago (as a winer property). But something felt wrong about the prices there. So I did not. I am glad I did not!
smart 11k to 22 k and HOA up 900 a month.
Well, Floridians. Think twice about moving to Colorado because I just opened my annual escrow notice and my homeowners insurance doubled. Doubled!!
😮
Keep voting Biden
@@georgeallen7667nothing to do with Biden … insurance co model as are showing x3 climate risk to homes over next 10years … they’re starting to raise now
@@georgeallen7667 How is Biden forcing private companies to charge more?
What’s happening here in Florida will be happening all over the country in the next year or so
Yeah John, you made it personal. This is one of your better videos. You delivered a lot of conviction and clarity. You really bring out the best in curated news
Time to get a 30 foot sailboat and live a mile offshore
200 miles to be free
@@lindaostrom570 250 to be safe
There are about twenty countries with no property tax.
Goodluck with that in Florida, lol. Hurricane season is coming, and nobody does month to month rentals here.
I wish!💯✊️🪶👣🐾🐟🦌🐎
This is the real reason that "squatter law" was passed in florida. So it will be alot easier to kick everyone out when people lose their homes.
Lol, sure it was!!!😂
Agree, these are test samples to see the resistance. As more and more become homeless you are seeing state after state play out in the public/news on what to do with them? In a lot of cases, they are destroying their encampments. Slowly moving to a third world and half the nation has no clue or is blinded by old thinking. The days of working 2 jobs and getting ahead for many are over and that is the point. People then check out and that is when the system will collapse.
Florida wasn't in this much trouble until 1/20/21. Something happened on this day, and since that day, this is your new life.
Is that when Ron started his second term? In my boring Midwestern state my property taxes went from $566 a year to $533 a year. Homeowner's insurance dropped to $717 a year. But then Indiana doesn't get a lot of hurricanes.
@@steven4315 Gotta pay for the police. They get bonuses from this governor. Police state and don't you dare pull your phone out within 25 subjective feet as will go to jail. Florida is awesome. I smell weed you are f...d or should i say your vehicle.
@@steven4315No it wasn’t caused by Desantis. It was caused by litigation fees by attorneys and because Florida had 3 years in a row of hurricanes that made landfall in the state. For quite a few years most hurricanes hit west of Florida. It will switch back.
Home and auto insurance is ALL state-based. What is Governor Short-Stack gonna do about this?
I read that we could no longer sue our insurance co. In FLORIDA.Our great govenor needed financing to run for office.I read that we must accept a negotiation between us and insurers
I know many seniors whose single, childless sons have moved back home to take care of their parents. Those parents may not have qualified for long-term care or may just hate the idea of giving up their homes. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject ..... Thanks to Anni Juncina the lady you recommended.....
I believe the rich stay rich because they have so much money, power and influence that it doesn't really matter to them how much they spend.
My main concern now is how can we generate more revenue during quantitative times? I can't afford to see my savings crumble to dust
The key to financial stability is having the right investment suggestions for a diverse portfolio. Many investment failures and losses happen when you invest without proper guidance.
I think to combat the negative effect of inflation, it's a good idea to diversify your portfolio across different asset classes, such as stocks, bonds, cryptos and real estate, since this can help. protect your portfolio against inflation
My little investment of $6,000, which was part of my salary brought me up this height applying Anni's analysis for beginners
Thousands of people are leaving the country, cheaper housing, food, everything
Ya, and tired of paying for wars of other countries and illegal aliens. America is finished.
wont help the world is global like it or not. eventually the scavengers will move into whichever peaceful spot you have found.
@@lindaostrom570then do it anyways.. you could buy yourself more time in another country and simultaneously get to enjoy other areas of the world. otherwise your idea seems to be just sit here and experience a worse quality of life and not try to find a better place?
When you leave, stay gone.
Maybe they're going to Venezuela Nicaragua, Guatemala, Mexico, China, or Iran because I bet there's a lot of empty houses in those countries lol!
I'm glad I moved to Puerto Rico with my main land income. I pay $900 mortgage for a 4k square feet amazing home on a 3 acres land. $350 a year for insurance and property tax exempt. Like all my monthly expenses (house, car, utilities etc....are around $2,300 a month.. I live like a king 💪🏽💪🏽
Do what you want in PR, not a concern to USA.
@floydestelle6242 PR is US Territory genius.
Don't worry Boricua, you're going to be stuck on that island and you're just a working stiff. The Islenos will be coming for you.
Meaning the same thing could happen in PR . . .
Enjoy your 3rd world country
Sounds like Florida needs to launch a class action law suit against the HOAs for price gouging.
It isn't the HOA, it's the insurance companies. And they are raising their rates due to rampant insurance fraud over the last decade. Roofers have been knocking on peoples doors saying "your roof seems to be 18 years old. It's going to be expensive to replace that soon. You don't want to have to pay for that do you? Just sign here and we'll tell the insurance company your roof was damaged by some hail that may have happened somewhere in the county 6 months ago, and you won't even have to pay the deductible".
There is no way we don't go into hyperinflation or depression over the next 5 years...
Same here in Canada the average home costs $4,200.00 each month all in. We pay 15% tax on almost everything we buy and our income tax starts at 20%.
Yes didnt andrew jackson tell us this will happen if you have centeal bank ?
And so did Thomas Jefferson: "If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around them will deprive the people of all property until their children wake up homeless on the continent their Fathers conquered." Thomas Jefferson
It’s so depressing. My family generation over generation has lived here. Now we’re all moving 😢
Did the HOA thing once. NEVER AGAIN! Have my own paid off home, no HOA and don't buy their overpriced insurance.
It's ALL insurance that is going nuts, not just if you are in a condo.
Respect this channel for the consistent content! Also facts!
This is why I hope people smarten up and vote for ❤❤Trump 2024!!!
Yea, because that has anything to do with the out of control homeowners insurance market in Florida...
@@phillipsusi1791corruption is all connected
I love living here...love the traffic, love the record heat, love the high cost of living, love the different languages, love the hurricane and termite season..what's not to like?
😂
*Thanks for this video! I feel sympathy and empathy for our country's low income, people are suffering to survive. I appreciate Luna Cox you've helped my family with your advice! Imagine investing $1.5k and receiving $5k in 4days*
That's true,,, this inflation has taught people the importance of multiple income.
It is really good to multiply your income before you wake up one day to realize you didn't plan well for your future endeavors!!!
Luna Cox totally changed my life for good. I have come across individuals but none is as honest as she is. So surprised you know her too.
Not surprised you mentioned her, she just so good and her professional strategies are really mind blowing.
As of last week I counted on $5,000 but don't just know how to diversify it.
John thanks for what you do🎉 love your content❤
I don't live in an HOA but, I own my trailer in a mobile home park. The new owners didn't even live in the USA. Are now charging us for garbage (attached illegally to our rent btw) want us to pay THEIR property taxes (although I rent this slab of sand) , refuse to fix the electric before hooking up to town sewage and raise the rent as often as they want and any amount they want.
Which is why my son has already moved back to our home and I'm hopefully going to be back by first week of June.
TOO many people have moved here and 💩 is getting out of control. In MANY ways.
Florida ain't Floridian like Florida anymore.
I'm out. ☹️😢😥 I have scleroderma and I can't take this stress. I'll miss my Florida home. ☹️😢
Unfortunately, Wall Street has figured out that Mobile homes aren't really that mobile so they are now buying them up and jacking up rents. It was one of the last truly cheap living for a lot of people.
What are the companies going to do with all those homes when people cannot afford them? There comes another tornado and they can do a bonfire night with all that wood lying around. I used to live in London, UK. Seeing the prices going insanely up I found a job elsewhere, packed up and left. I cannot complain about my decision. I would never afford in London what I have now and the air is also better here.
I'm looking at mexico
CZcams is deleting my comment about BR and Van coming in and buying all
My comments Re removed regularly too.
CZcams can't stand the truth. F them. Hope Karma turns them into the next MySpace!
you’ll own nothing and be happy. all part of the plan! Can you tell me the name of this new law for upgrades and the date it begins?
16 days
I believe the upgrade mandates are for new construction.
All a part of the plan. 15 Minute Cities is the goal.
@@rebeccadee4107 Does anybody know the name of the bill? So we aren’t just guessing!
@@colemanhigley747 yep
Thanks for visiting!
These increases are not only in FL! Insurance companies are trying to recoup their losses from previous severe storm damage, deferred maintenance causing buildings to fall into disrepair and increasing crime rates. These increased insurance rates are nation wide!
The new California
Everything starts in California
Do NOT blame the insurance companies or banks. I was in the insurance business for 43 years. When Andrew hit Florida there was a wake-up call to insurance companies that Florida had the potential to bankrupt them. The company I worked for severely cut back on the property business we wrote in Florida. We tried to tell the politicians that they should adopt a plan similar to that in Hawaii where they set up a state-run hurricane plan. The policyholder would pay into this fund at each renewal until it reached a set cap. The insurance companies would continue to write homeowners policies, just excluding the wind peril. When a hurricane hit, the insurance companies would handle the claims, but be reimbursed by the hurricane fund. We would have continued to write the regular homeowners policy just excluding the wind exposure. The politicians didn't want this because they wanted to blame the big, bad insurance companies. Insurance companies are in business to make a profit, just like every other business. If you want your insurance premiums to continue to be $5,000 or more with a high franchise or percentage wind deductible, do nothing. If you want it to be more reasonable and get companies back in Florida competing for your business, tell your state representatives to work with companies to come up with a plan beneficial to all.
Bull💩 when Insurance companies were allowed to get back into banking business, which was banned under Roosevelt and started again under Clinton, nothing has been right.
We *have* a state hurricane fund in Florida. Hurricanes aren't the problem. The problem is rampant insurance fraud over the last decade. Roofers have been knocking on peoples doors saying "your roof seems to be 18 years old. It's going to be expensive to replace that soon. You don't want to have to pay for that do you? Just sign here and we'll tell the insurance company your roof was damaged by some hail that may have happened somewhere in the county 6 months ago, and you won't even have to pay the deductible". It's insurance fraud, plain and simple.
Next they will put you in jail for being Homeless
Time to x out the compulsory insurance requirements and make them compete for business and actually sell.their products
Yep. The plan in action. "You will own nothing. And you will be happy." I think their definition of "happy" is up for debate.
I mean . . . Some ppl that lost their mind are always smiling, maybe that is what they mean. Happy but the happy ppl you find in a sanitarium
May 27 Biden is supposed to sign a treaty with the world health organization in Davos Switzerland
I will order a case of spicy dehydrated bugs.
All you of you people are idiots because you misconstrue what the guy said at the WEF.
They're kicking the hornets nest.
And DeSantis is allowing this? Wow!
I hate the guy but what is he supposed to do? Command that the insurance companies sell insurance at a loss?
Yes
Good cop
Bad cop
He's doing what he can but if any of you watched this channel for any amount of time DeSantis is not the problem.
Crooked contractors doing half the job and taking off or committing fraud by saying things that are perfectly fine need to be replaced. Ie: full roof replacement when shingles will do.
Then there are some of you, or your friends, neighbors or relatives that go along with the contractors.
This isn't just about hurricanes. These sleazeballs come around after tornadoes, hail and flooding even if it didn't happen in your area.
DeSantis isn't perfect but he's not Newsome from California, Hochul from NY, Whitmer from Michigan or Walz from Minnesota who let a bunch of criminals loot and burn over 1700 businesses and a police precinct for 3 days before he lifted a finger to do anything.
And now they raise minimum wage to $20 an hour driving a shitty Big Mac meal to anywhere from $16 to $20.
@@MrSteeDooCurious to why you hate the guy?
@@Vinny-no9bd he is a loudmouth who is always looking for attention.
Thank you, John.
of course they are making NY, Florida, Cali, uanaffordable , they want that property also Hawaii, in the process they buy all the farm land as well,
My friend is a maintenance man at an hoa, says he barely does anything but "don't tell anyone "
Desantis better get a grip on this
its federal
desantis does not writw law. he just aigns bills from the legisture
to late
@@fladave99 Ok so why does he keep bragging about his alleged accomplishments?
@@SuperWhiteshadow1 it’s not federal. This is from hurricanes, insurance scams, and too many lawsuits. Florida needs to make it harder to suit.
The idea of HOA’s bubbled up from the caldrons of hell
Well I sold my home in Virginia last March 2023. Insurance premium increased in 2020 $1267 to $1800 2021 $1800 to $2300 so on, mortgage/taxes increased as well.
This is the new scam a lot like what happened in 2007. In California insurance companies are refusing to insure homes so the banks can take them for failing to have insurance.
Heard about that, pay off the house asap and dump the insurance. Of course making sure to put allot of money aside for "insurance"
@@andrewbetances1203 You could put money away for 20 years and still not be able to rebuild the house if it gets destroyed.
This needs to be addressed to our governor ASAP
You are way ahead of everyone else. Thanks for your insights.
The basic home is only 1800-2000 sq ft in a non-HOA neighborhood, but most people think it's 2x or 3x that in an HOA. THAT'S PART OF THE PROBLEM TODAY.
All of the issues surrounding home ownership and housing insurance makes us rethink our move to Florida.
As a Floridian, please rethink moving to this state. You will regret it financially. Live somewhere cheaper and visit instead. You’ll be glad you did.,
@@christyguerrero6503 My sister moved to FL little over a year ago. Loves it but buying a house there is crazy! We always envisioned moving there to be closer to the cruise ports and just one plane ride to central/south America. Now, we are seriously rethinking it. Maybe another red state.
*Thanks for keeping us informed! I will always be grateful to you for helping me and my family in our financial guidance. Your lessons are inspiring and helpful to us. Imagine I invested $1,200 and received $8,000 profit in 4 days.*
That's awesome I know nothing about investment and I'm keen on getting started. What are the strategy?
Getting Ms Laura Ferguson really helped me pay off all my debts.I started with what I had left and it was the best decision I ever made.
No doubt!! I never knew Laura Ferguson had gone viral. I decided to back up my assets and property with her when we met at a conference in New Jersey for the first time.
my main concern how can we generate more revenue? We cannot afford to see our people's savings crumble into dust
I'm also one of the beneficiaries of Laura Ferguson. Relying upon this administration is nothing but a total waste of time. So happy I gave it a trial after being skeptical of the process.
Just bought a $1m house in Florida. Total homeowners insurance is $1973 a year. Central Florida, non flood zone x. Zoned AG.
Wait until next year's bill.
Ahhhhh .. central FL, where the lakes and rivers OVERFLOW AND FLOOD YOUR PROPERTY on a regular basis, too late now
@@Sitchinte well, I just bought it so I’m pretty sure I have the most current rates.
@@InBrz yeah, no. Don’t have any flooding here. Sorry bro. You live in central Florida or are you just using your imagination?
Yea, I'm in Orlando and was paying Farmer's $2000 a year. They were going to raise it to $2500 last year, but I ( like many of my neighbors ) put on a new roof even though the house was only 13 years old, so they kept it at $2000. Now they are pulling out and the quotes I've been getting from other insurers have been $5k to $12k. I hope you don't have Citizen's Insurance. They took up a TON of policies over the last two years because they were not updating their prices. Now they are insolvent and are trying to kick as many people off as they can. They are also an incompetent lot. I had them once about 8 years ago, and I went to my agent to ask why I had not seen any renewal notice from them. It turned out they couldn't be bothered to send me a renewal notice, cancellation notice, or anything, but had cancelled my policy nearly 3 months earlier. I asked the agent what I had to do to get this fixed TODAY. They spent some time on the phone and told me to write a check for 6 months of insurance, and they would back date it to when it should have renewed. Two weeks later, I got a notice of cancellation because they hadn't told me there was a $2 up charge for only paying half the year, so they took half the money for the 3 months of insurance that I did not have, then said I was $2 short for the next 3 months and that's why I was canceled after only having insurance again for 2 weeks. NEVER do business with Citizens.
Great video. Very educational thank you
saw this coming 5 years ago. bought an rv. its great
Where can an RV go nowadays? Your stuck on RV grounds with high costs and pedos everywhere.
At one point about a month ago, many CZcamsrs essentially said 'ignore TA, the FA here is too strong'. What just played out was forecast by sharp TA. Moral: include savvy awareness of both, if you're trading. If your BTC time horizon is years, then FA alone is enough. Much appreciation for the channel and your work...managed to grow a nest egg of around 100k to a decent 432k in the space of a few months... I'm especially grateful to Kerrie Farrell, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape...
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Its wild how not long ago Florida used to be dirt cheap. Things can change so quick
This is happening now, in Daytona Beach. A friend owns a 17-unit Strip Center. It was $34,000 for Wind, Water, Fire. , with wind and water most important to have. He filed a claim for roof damage, Ins company denied claim, and when his ins was due, they were the ONLY Ins company in FL that would write the policy. Price went from $34,000 to $199,000 !!! And 4 of the 17 units are empty, retail is terrible, those stores closed, so he cant afford this.....
Not sure why we need insurance companies, the insurance companies never want to pay when you need them
4 generation Florida person. TY Yankees.
its damn yankees thank you
You're welcome Wilbur.
Everyone around the world is suffering in one way or another. It's not the Yankees. It's the Khazarian mafia.
I bought a cheap house. I did some work to it. I don’t have any home insurance. Crazy? Maybe.
Not crazy at all....
The criminal acts aren't even disguised under the color of law anymore... this is straight up criminal.
I know nothing about the housing market or mortgages but it seems the insurance companies shouldn't be able to raise insurance rates on a mortgage if there is a contract.🐘
Doesn’t Make sense “replacement” costs and major fraud is the issue..oh and building McMansion in hurricane prone areas near the ocean. Why should I pay for 10%ers. Get rid of FEMA and all govt insurance. Then let’s c where the build! Duh somewhere safe!!!
It seems that you should have more than two working brain cells, yet here you are. Companies can charge what they want.
Contracts are year to year for insurance
You are right you don't know anything about anything really.
@@MrSteeDoo Well I own my own home with acreage and have never had a mortgage, guess I must know something🤡.
There is not enough jobs/ high-paying jobs in Florida. The insurance is too high. Both home insurance and auto insurance. Not to mention sinkholes, tornadoes and hurricanes are getting more and more intense. Get out of Florida while you can get out quick, save your money and your lives!
And what happens when there's another hurricane in Florida.......Double trouble.
I got a mortgage in Florida post covid, 4.6 interest rate under 500,000 . New Construction cookie cutter home , they definitely don't make homes like they use to. I could get buy living in my SUV if needed but is different when there is family members dependent on your income and residence.
The average homeowners insurance cost in Florida is actually $2625.00 according to Nerd Wallet, most of the people I know in florida don't pay anywhere near $8770
My brother has a home in Florida and his insurance doubled. He shopped around for a different company and got it not much more than he was paying. Some people just accept it. Seems like a scam to me.
Thank Gov Ron Mussolini.
@@tobby9996Mussolini just wanted Italy to be Italian. He was pro tourism but not pro illegal migration. Now look at the mess they have.
I don't live near the cost or in a flood zone. My insurance is $1200 a year
What city are you in?
@@lalagardenia6500 I don't do city. I like my freedom and the ability to use my land as I see fit. The closer you live to people the higher the cost both financially and freedom.
Now the letters and post cards that show up in my mailbox WEEKLY with REPEATED offers to buy my home are making sense. ...whats a bit unnerving is these people know my home is paid for. ...
They want you to either be in debt or homeless.
Those 🐍 know if you have any equity in your home
I have Single wide 1987 ...paid 5000 for the home ...put it on acre lot ...paid 7000 for the land ...total with moving the trailer 15000.....paid it for it in 2 years...yes two years...now...I am still here....rent free.......no HOA......LOW taxes...been here Since 1995....
Happy Mother's Day to all the Moms
"Give me control of a nation's money and I care not who makes it's laws" - Mayer Amschel Bauer Rothschild
Gold, the standard of VALUE for 10000 years, is $2,400 per ounce. Price is caused by CURRENCY DEVALUATION, not bogus inflation. Your dollars are WORTHLESS! So, it takes lots more worthless dollars for everything.
That means against the price of gold the USD is worth 1-1/3 cents each. That is why all the prices are going crazy. When we were on the gold standard gold was worth $32 per ounce and that is when the USD was worth a full $1 each.
I concur with you. We too often say, “the price of this is too high!” When the truth is, the value of each dollar is too low.
yes... the kleptocracy... errr the nepo inheritance oligarchy has stolen all the loot...............
So glad that I saw this coming and sold my condo in Cape Coral FL for a big profit prior to the Hurricane now someone else has the headache of the special assignment for the new roof, insurance and whatever else they come up with.
great video
I love the grounded reality of this channel!!!
*Retirement took a toll on my finances, but with my involvement in the digital market, $15,000 weekly returns has been life changing. AWESOME GOD* ❤️.
I feel sympathy and empathy for our country, low income earners are suffering to survive, and I appreciate Wayne. You've helped my family with your advice. imagine investing $30,000 and receiving $95,460 after 28 days of trading.
I'm in a similar situation where should I look to increase income? Do you have any advice? What did you do ? Thank you
Well I engage in nice side hustles like inves'ting, and the good thing is I do it with one one of the best(Michael Wayne), he's really good!
Did someone just mention Mr Wayne!? Damn! You just made my day; what a coincidence.. I've worked with him for over 2years and I can tell how good he is
It's great to see you guys talking about
Michael Wayne, This man changed the game for me. Good Man ❤️
Friends in Port Charlotte had Haz Ins at $18k/year. They’ll self-insure. So will we, not many can.
You mean you are just going to hope and pray nothing bad happens? Good luck with that.
We were told to get a new roof, and we did, and our insurance dropped us anyways, but we were able to find another one. We live on east coast central Florida.
Own your land under your home and avoid HOA communities.