Control the Controllables (Don’t Wait for Washington To Save You) | June 28, 2024
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- čas přidán 27. 06. 2024
- The Ramsey Show (June 28, 2024)
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I’ve watched streaming and there are people that literally gift thousands of dollars worth of subs and donations. He’s absolutely telling the truth. The hosts have just never watched a stream on twitch before.
Agreed. And the hype is real, seeing a streamer cry from happiness and things is definitely addicting to watch let alone being the person to make it happen on my own.
A sub sounds delicious rn
I believe this lol I had a friend that gave some stupid amount and it’s just wild
@@Charlessandberg2 cheesesteak or a Reuben?
@@rosedevereux2391Italiano my friend.
That thoughts on the debate bit was fantastic 😂😂😂
10:48
Best show ever with Jordan shredding his cards on the air! You can do this Jordan!
I agree with y’all’s thoughts on the presidential debate. 😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂💁🏽♀️👍🏾
The Ramsey personalities didn't get that first caller. I 100% believe he spent $50k+ on twitch. No question about it.
That’s because it’s unbelievably loser behavior.
It's definitely new to me too. That's wild!
They're older so it makes sense why they're out of touch in that regard. Although it felt like they were beating on him for not merging accounts or whatever
Very true
Indeed true! I've seen it happen PLENTY of times.
Pray for our country
I'm from the UK and live in the UK and I listen to this show all the time
Smart man
Disagree with the advice they gave about the father in law in Hospice care. Once dad passes, a voluntary repo makes absolute sense, since there are no assets and no estate to pay the shortfall.
I agree, let it go back
Same here man it was terrible advice especially since they had no assets
Yeah I didn’t understand that answer. She said he has weeks left, they have no assets, and it’s only FIL’s name on the camper. There is no reasons the MIL should use the only money she has to pay it.
We are proud of you Jordan and I am praying for your victory! Just a matter of time.
@DaveRamsey please do a show on managing your aging parents. Who is responsible for what? Especially with parents who have not planned financially. Long term care, unpaid bills etc etc
Legalities please
This would be a great deep dive program, not sure if a call in would work becuase everyone has so many nuances. Great idea tho.
@@jpsy422 I agree - with the baby boomers aging out there are 10s of
Thousands of us kids who need help navigating
Jesus, please help me with my household, marriage and finances 🙏🙏🙏🙏🙏🙏💕💕💕💕💕💕💕
Shout out to Jordan for doing what most are afraid to do! 🎉🎉🎉 Good job and good luck, Jordan! You got this!
To Jordan I went through FPU and purposely left my credit cards in the car cuz I kne they would ask me to cut them up and I couldn’t do it. Then the day happened where I finally did everyone was crying I was crying but they were gone. I was terrified but could feel the peace washing over me when I did. Haven’t used a credit card since and have been debt free for 4 years now. U can do it
I like the Jade and John show combo!
They worked well together, good balance.
Oh dr john. Shut up. Andy just wants financial advice...
100%! I'd listen to this pair daily
Super annoying to me loll
You got this Jordan 🎉 step by step .Trust the plan it works man 😊
Jordan, we all are routing for you! You can do it!
That moment with Jordan tearing up had me crying as well... he's definitely turned a corner in his life.
I agree
Brave moment
I did join a church group but it was more acquaintances. I think when you get over 50, most people have friends or like having their own time alone. A coworker once said, there's that nice loose friendship of a book club but then someone says, "Do you want to see this movie" and it's gets uncomfortable" I think it's because it's hard to make friends and share so many decades with new people. Someone else might jump on that invitation but what if outside of the group, you don't like the person? I guess for some easy friendships are just harder than when in twenties.
I had three car seats in the back of a Dodge neon
Does anyone else feel they made the 2nd caller with the 900k house a bigger deal than what it was
Pretty simple. Dave would have said to move up when the time is right and NOT move in with the in-laws. No addition either. Just hang back and buy the house when right.
I think John ends up making all the calls about mental/emotional issues. Not everything is fear based or anxiety based.
No
They did fine. They make 120k and want a 900k house. It’s too much house.
Amen, Jade! Pray for your Leaders!
First caller sounded more like porn addiction or gambling, seriously help this man
Yup, I was laughing so hard because they’re so naive to not know it’s the girls with the jugs all his $ is going to 😂 He’s got a hardcore porn addiction, not gaming
Ya I was thinking he was probably making donations on OnlyFans 😆 I hope not.
@@moonbeamsandsparkles It's naive to think who it's going to is relevant. All hat matters is he's throwing money to stupid people.
Pretty much. I’m 95 percent sure the ppl he is giving money to are fine chicks
Dude Jordans call was great!! I felt that one man. Good job guy!! Prayers for you!!!!
Wow, how unprofessional of of Dr on the first caller. Why was he shaming him and telling him he's lying etc. just because he's not come across this type of behaviour before? Very unprofessional. A bit of googling would tell you this is a fairly big problem, and yes he left that out but it's often pretty females gaming not always but they often make the big money. Not saying he didn't do a terrible thing but for a professional Dr this was really rude.
Yep! Calling him dude and bro was so demeaning. Dr. D likes to display his dominance over other men. Shaming the guy near the end who wanted to get out of debt, but his wife was hesitant, was also so cringe. If the genders had been reversed, he would have totally laid into the husband and called him a child. Dr. D loves to call men "child". Maybe he should look in a mirror.
So he is watching pretty young women gaming?
AGREE. RUDE!!!!
90% of the calls they take are children aged 25-85 needing to learn how to think like an adult. Grown ups don't involve themselves in gaming or other addictive behaviors, so it can be difficult to relate. They don't have time to google things while they're taking a call. If not relating to this guy makes him unprofessional, then I'm guilty as well. Stop escaping life and live in the real world. If anything, he wasn't rude enough.
Yippie Jordan!!!!!!! 🎉 you will not regret cutting the credit cards!
Amen brother!! So glad u stood up to the rich sob!!
I knew Jade was my favorite for a reason. Steely Dan is the greatest!
Steely Dan?! Dave needs to drug test Jade because she must be high!
@@Radraden I saw you in Rudys. You were very high. YOU were high. It was a crying disgrace.
Please don't refer people to work for childcare. It's stressful for career teachers to work with others who aren't passionate about the field of early childhood education.
Thank you. It’s also not the nicest thought that your children are being cared for by someone who doesn’t love the job.
The Jordan call is a great example of the excellent teamwork of Jade and John! Dr. John Deloney truly is a guitar virtuoso in the literal way but also in an emotional sense. He has the talent to strum the exact right strings of the hearts of the people he speaks with. Whether it's delicately or firmly, he knows what tone needs to be added to compliment the songs of people's lives to make them nr 1 hits. You John are truly a Rockstar! You Jade are a soul Queen! This was an excellent show!Thank you🙏🏼☀️🎶
Just know that Power of Attorney is for prior to the person's death. Executor is for after death.
I have only had life insurance through work at 2 jobs. At my last job it was 1.5x my salary and my current employer its only 1x my salary. At this stage in our life, we are on steps 4, 5, and 6. The life insurance from my work would maybe cover about half our mortgage. I'm so glad we have separate policies because if anything happens we would be more than fine.
It seems like overkill but we each have about a $1M policy. This would cover mortgage, loss in income and future investment contributions, raising kids, kids college, and everything else. I don't think people think past their death and those left behind.
John it was Jethro Tull not Steely Dan if your referring to the 1989
Grammy Awards.
I love the J&J team
Mixing the Koolade STRONG today. Good on you Jordan, being on a commission wage can be intimidating, but as a sales person you should be able to gameify this budget and hit it out of the park.
Love you guys!
BTW, if there was a Steely Dan tribute, I would be there front and center! 😊 🎶 💃🏾
My life insurance through work is $1.7m and I only make $80k/year. I’m sure there are low plans out there but my jobs got really good insurance.
I 😂😂😂 at the debate discussion
Dr John - shop for BOGO deals on bacon!! That is the only way we buy it. Local Winn Dixie store puts bacon on BOGO every now and then!!!
Dude with three kids and $84K in debt needs to get a 2014 Honda Odyssey after he sells the Tesla. Why do all these big families think the only option is a POS gas guzzling new suburban? Hondas run forever.
My 2014 Odyssey has over 210k miles
I also heard him say the word "tow". He's got a boat or an RV that he also doesn't need. And he's talking about putting a child seat in the "3rd row". Lots of nonsense going on here. It's always stunning to me how people have such a hard time living on $230k.
So crazy to have that last guy talking about magic the gathering cards. My husband just got a card today from a garage sale that’s worth around $100 some valuable stuff there for a certain buyer.
Collections: See if that type of collection does well on eBay. And some things are better as collections, but some are better sold in smaller sub-collections or individually.
John is trying to convince the 2nd caller that he needs to let his sons share a room when he can clearly afford a new house based on the numbers
I’m love you guys but you hosts need to listen to the callers. He didn’t open more cards they were left open to inflate his credit score. I’ll keep listening but driving me nuts how often that happens. Dave’s the worst at that 😂
No. When asked if he opened more cards he reluctantly said yes. Dave does often jump to worse case scenario without the facts yet
50:21 this whole call is hilarious😂😂😭 immediate regret when he shredded the cards
The advice given to the couple with the elderly parents seem to be outside of what Dave would say. I would think you would tell them to keep the 18,000 don't worry about taking care of the parents while they are alive in whatever care they need and the credit card and trailer payment would be on the back burner. Once they pass what they own stands for what they owe and say oh very little most of that debt will just disappear
Caller 2- they should've asked about his other debt
"bull**&^ on a stick in a box" lololol
10:50 had me weak 😂😂
Bethany -
Fear of missing out FOMO and you any live once YOLO is a lack of gratitude and contentment...let God help you follow His economy not the world's economy
Love all the personalities 💕
JJ show is the best
The guy with the addition wanting a 900k house on a $120k salary is crazy.
Ever since someone pointed out how much Jade says “listen” I cringe every time I hear it…please STOP
I love Steely Dan!
In the call at 1:46:56 why did Jade recommend taking $10000 and paying off the car loan when they should pay off the $4000 student loan debt first. That would eliminate a debt and leave them $8000 in savings. Then they could throw extra at the credit card which was $7000.
My thought exactly!
Maybe Ramsey could do a show or two on the cost of having kids. and maybe how to plan for them. childcare being cost prohibitive. and stay at home moms making zero. who can afford kids???
Jade, we plan on living into our 100s too! Want to LIVE my legacy with great grandkids
The lady with the disability at 1:34:00 can still work from home doing things like affiliate marketing online. You can work your own hours at your own pace. There's always something you can do to make money. It almost seemed like she was using her disability as an excuse to not work and just live with her parents.
If Ronnie’s kids don’t want the stuff and just want a check, he should have them go through the process to sell them.
The caller with the dying father in law and the camper most definitely should let it be repossessed. The surviving wife will need that 18K. Why give it to the camper company and get nothing in return? 🤷🏽♀️
You know the hosts want to tell Jaden to "Wrap it up". Three kids at that young age...he kids are here so you can't change that. You just got to prevent more kids for the future. Kids are great but they cost money to raise.
yes, Steely Dan! And it now shows, that when you come across a generation that doesn't know what Depression Glass is...................I'm now officially old(er)
Good job, Jordan!🎉
Depression glass isn't worth as much as it was a bit ago. It was produced very cheaply and was given away as a bonus nearly a hundred years ago, similar to like a toy in a cereal box, or a prize at a fair (yes there's "Carnival Glass" as well). Some people love it, but it's really just stuff. I started having anxiety because this guy has all of this stuff and his kids don't want to deal with it when he's gone. Does he really want to give his kids the impression that the stuff is more important than they are? If something happens to him, they will be so angry at him for leaving them with the mess of his stuff. Yeah, it took an expert 15 months to get rid of my dad's stuff, and none of that was retail. It's only worth what people will pay. And yes, we were angry.
Sadly you're correct. I go to my local thrift shop all the time and see these beautiful table settings that were once someone's great-grandmother's cherished wedding china. Fast forward to today, her descendants write it off as "too ornate."
Oh my gosh Ronnie! So much MTG !! I’d love to just see those cards! What he’s talking about is the stuff of legend! 😻 His one big ticket card is a Black Lotus those are super rare and Post Malone bought one recently for 800k!! Don’t go to a card shop! Sell it yourself to another person! The shops will rip you off!!
Ps John he’s not over valuing his magic collection I can’t vouch for the rest. Dang that’s a neat call!
That guy needs to get off CZcams. Those 500 dollar donations are INSANE
Taylor Swift did NOT do all of it herself. Plus, anyone over 14, a swiftie, really? Issues, really.
the amount ssa pays for disability is based on FRA and what has been paid in during working years.
Not sure what is going on in this show anymore - feels like there isnt answers to the questions and callers are hung up on with no solution just judgement. What is going on? The caller with the father passing away - what kind of answer was that? “Pay his bills and figure out how to care for you stepmother” …. They called the show so you guys and help them figure out/guide them not just be scrutinized with no answer/guidance. I am confused.
Go Jordan! 🎊 🎉
Totally get that streaming hype. Could have become addicted as well, but favorite streamer dropped off the planet.
Was so sad just left Switch
Does anyone know where to sell coins. Not local coin shops.
What great insight Jade gave, that was deep
Magic is extremely popular. Great cards, especially first editions, really can for thooooousands, and many are in the hundreds. Post Malone paid 2mil for a unique MTG card lol
50:26 😂 they cut him off after realizing he’s at risk of not meeting his bills after cutting his cards
No, he had several thousand in savings
The last caller should contact Heritage Auctions.
Deloney! Steely Dan is life. 😂
A person making 230K should be able to easily afford a Tesla Model 3.
To the guy on the 5 yr plan for HVAC cert - maybe have your wife go as local as she can and work weekends even if retail or restaurant until you finish. I took a 2nd job one day a weekend at a very local Wendy’s take home it’s an extra 100ish/wk
I love the show! However, about that first call, y’all clearly don’t fully know what twitch is nowadays. There is more than gaming on there, there is girls in hot tubs that you can gift money to, there is people cooking live, people crafting, … etc. not just gaming. I’m confident, that you😢 can quickly spend thousands on there. Clearly he was looking for some sort of validation through it. Twitch streamers are often more than just a livestream too, there is whole bubbles of communities out there too.
Ramsey Just said to a phone call a few weeks ago a lady was 80 years old with debt not much but some and said it’s ok to let it go into collections etc due to the government not coming after her finance because of elderly laws etc. 0 Difference on the phone call 26:58 Two brain dead ppl sorry to say it like that, But literally why pay 40K plus debt! Plus I’m sure she’s elderly women. Worst advice ever to pay it. You can’t say one thing one day and say opposite another day. I hope she don’t pay the debt. Sell everything in her life put her in a small apartment that’s it.
Dave is gonna have to revisit the call with Jessica. Mutual funds In a brokerage account is a lot of turnover. ETFs might me the better option.
26:05
Jade is amazing, wow!
Term life insurance with no dependents? WHYYY???
burial money
Or just buy a pre paid burial account
Jade and John are demonstrating they have NO IDEA about high-value collections. It's all about rarity and condition. Ronnie, you don't call in to a radio show to get advice on valuable collections - this is an area that is NOT their expertise. You need advice from real experts. You have to decide if you want to sell through a bona fide auction house who will take about 40% of the sale or sell them one by one. This is NOT about John's story with older folks and their "stuff" around the house and this is not just about "things" that Jade is talking about. Your collections are in a totally different camp. You also have to take into consideration the tax ramifications of selling high value collections. My husband has been a serious coin collector for over 30 years and just sold a large part of his collection. You can easily get scammed, so be very careful.
He doesn’t want to sell it though. Did you not hear that? Also, welcome back Elizabeth! Knew it wouldn’t take you long to be back! 😊
@@flashthecorgi2053 I thought I had to respond to this one because it is an area where someone can make errors that are very expensive and it is an area of expertise for my husband. I hesitated to make a comment because I knew you would be stalking my name - but I felt like I had to warn him to be very careful. Actually, I wasn't listening to the show. My friend was listening and texted me to listen to the final call because she knows about my husband's interest in rare collectible coins and she asked me to comment before Ronnie made a serious mistake. I had to weigh that against knowing you had my name on speed dial and would be there with yet another snarky comment. And, yes, I did hear he doesn't particularly want to sell. However, he should sell when he can because these kinds of collections left to heirs who are not interested and know nothing about them can result in serious financial loss because there are so many charlatans out there.
Jordon can just replace those cards with a mouse click. He is booting up that laptop as we speak
@@pamsmith1665 Comment on wrong thread - I was addressing the last caller with the high-value collectibles. Jordan was a different caller.
Sure. Can't guantee any excitement
You can’t take money with you same thing magic cards, money what is John talking about
Dr. John is a great listener! Thank you for that technique.
If he doesn’t want her to stay home than leave and don’t come back. She needs to control the money he can’t. If he doesn’t let you control the money than leave. He is an SOB. You are to good a woman to let anybody talk to you like that.
Agree with Christine below. Jade gave bad advice about RV iwned by father-in-law.
Whole life insurance that you buy for your baby is NOT a waste. It's not about being an investment. It's about guaranteed insurability. We purchased it for each of our babies at birth and now 3 of our kids have medical conditions that would prevent them from getting term life. I agree that for a healthy young adult they should cash it in and get term life because they can. However, I would recommend every parent get a whole life policy for their baby at birth just in case a condition develops later that makes them unable to get term life, or would make it too expensive for them to afford. I'm so glad we bought it for our kids even though at the time of birth they all were healthy. We had no idea they would later develop serious medical conditions.
Austism?
@@pamsmith1665no, rare vascular disease.
What? That's the most ridiculous thing I've ever heard. There is no possible reason for a kid to have life insurance! If they don't have an income that others rely on, they should not have life insurance. End of story.
@@amireallythatgrumpy6508 it's put in place so that they will have it as adults in case they develop a health condition that would disqualify them from getting life insurance later. It happened to 3 of our kids. Thankfully we had it in place for our kids because now theyre adults. They would not qualify for term life insurance due to their health conditions, or at the least it would be so expensive they couldn't afford it.
@@amireallythatgrumpy6508what happens if they are uninsurable?
Give it back ? (Whole life policy). I sure wouldn’t go that far….
Some plastic surgery???!!!! Yessssssss
🌸🌸🌸🌸🌸
As for me and my house 🙌
I can honestly say I have no clue what the first guy is talking about.
That lady who’s in-laws made poor end of life choices dumping it on the kids. There are too many selfish Boomers that do that stuff.
That first guy....he is LYING...he meant he is watching onlyfans! That I will believe
Me too - $50K over the course of a year? Mosdef OnlyFans...
Sorry bad advice for the lady taking care of the end of life stuff. Dave would tell her the mother in law will need to go into state care.