Dave Ramsey | This Past Weekend w/ Theo Von

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  • čas přidán 29. 04. 2024
  • Dave Ramsey is a personal finance expert, best-selling author, broadcaster, and host of “The Ramsey Show” where he lends advice to people calling in with financial questions.
    Dave Ramsey joins Theo to chat about his journey in the world of money, how he overcame bankruptcy to start a successful company, the biggest lessons he learned as a business owner over the years, what traits make a smart investor, the thing most millionaires have in common, the truth about today’s inflation and housing market, how to spot a scheme, and much more.
    Dave Ramsey: / daveramsey
    Investing Essentials Livestream: bit.ly/3UBzcbZ
    ------------------------------------------------
    Tour Dates! theovon.com/tour
    New Merch: www.theovonstore.com
    -------------------------------------------------
    Sponsored By:
    Celsius: Go to the Celsius Amazon store to check out all of their flavors. #CELSIUSBrandPartner #CELSIUSLiveFit
    amzn.to/3HbAtPJ
    BetterHelp: This episode is sponsored by BetterHelp - go to betterhelp.com/theo to get 10% off your first month.
    ShipStation: Get a 60-day free trial at www.shipstation.com/theo. Thanks to ShipStation for sponsoring the show!
    Manscaped: Go to manscaped.com and use code THEO for 20% off plus free shipping.
    Tommy John: Go to tommyjohn.com/theo to get 25% off sitewide.
    -------------------------------------------------
    Music: “Shine” by Bishop Gunn • Bishop Gunn - Shine
    ------------------------------------------------
    Submit your funny videos, TikToks, questions and topics you'd like to hear on the podcast to: tpwproducer@gmail.com
    Hit the Hotline: 985-664-9503
    Video Hotline for Theo Upload here: www.theovon.com/fan-upload
    Send mail to:
    This Past Weekend
    1906 Glen Echo Rd
    PO Box #159359
    Nashville, TN 37215
    ------------------------------------------------
    Find Theo:
    Website: theovon.com
    Instagram: / theovon
    Facebook: / theovon
    Facebook Group: / thispastweekend
    Twitter: / theovon
    CZcams: / theovon
    Clips Channel: / theovonclips
    Shorts Channel: bit.ly/3ClUj8z
    ------------------------------------------------
    Producer: Zach / zachdpowers
    Producer: Nick / realnickdavis
    Producer: Colin / colin_reiner
  • Komedie

Komentáře • 3,3K

  • @Tictac_Tactic
    @Tictac_Tactic Před 20 dny +1809

    Awww … whether you love him or hate him, Dave is known to be a conservative Christian. There was not a single f-bomb uttered from Theo in the entire episode. It just proves his respect and emotional empathy for all his guests. Love you, Theo!

    • @melancholymartialarts7095
      @melancholymartialarts7095 Před 20 dny

      Crazy because this Ramsey guy has bankrupted families

    • @staciemarino7891
      @staciemarino7891 Před 20 dny +73

      Indeed. Praise God.

    • @MichtersRyefan
      @MichtersRyefan Před 19 dny

      Wouldn't you be afraid of GD more instead of fuck?

    • @Ashh9
      @Ashh9 Před 19 dny +4

      @@staciemarino7891fireeee song

    • @NSER164
      @NSER164 Před 19 dny +34

      Ill be honest, as a believer myself i honestly dont care so much on the language others use, it bothers me more about content or what is said. But still i get you, cool to see the influence

  • @benklem7957
    @benklem7957 Před 20 dny +2500

    This has got to be the craziest crossover and I'm all for it

    • @gassesv
      @gassesv Před 20 dny +13

      idk cooking went hard

    • @ccastro416
      @ccastro416 Před 20 dny +5

      Fr just tuned in

    • @derektradesQQQ
      @derektradesQQQ Před 20 dny

      This is like hitler doing a podcast with Ghandi lmao

    • @tracym8952
      @tracym8952 Před 20 dny +3

      The feeling is mutual

    • @thatguybrooke
      @thatguybrooke Před 20 dny +4

      This could be really interesting Or really bad= We shall see 🍿😊

  • @Mazda.Fit.
    @Mazda.Fit. Před 20 dny +873

    The fact Dave & his team recreated theo’s setup is just so wholesome

    • @JFord1234
      @JFord1234 Před 17 dny +2

      What do you mean ?

    • @JFord1234
      @JFord1234 Před 17 dny +15

      Never mind ....Dave re recreated theo studio...got it

    • @rachaelholderman9677
      @rachaelholderman9677 Před 17 dny +37

      They did the same thing for Iced Coffee Hour. He really cares about the up-and-coming voices out there.

    • @aaaaahhhhhsssss
      @aaaaahhhhhsssss Před 16 dny +7

      Oh thats what they did wow i didnt catch that

    • @stephanieciarkowski6463
      @stephanieciarkowski6463 Před 14 dny +6

      Looks like they are in the same room in the shot at the end.
      Also, they both live in Nashville…

  • @2coolrun308
    @2coolrun308 Před 19 dny +579

    There’s an alternate universe out there where Dave Ramsey is a pastor of a church in Tennessee and Theo Von is the youth pastor.

    • @Theoretically00
      @Theoretically00 Před 16 dny +8

      Lololo, I can see it.

    • @samebaugh7337
      @samebaugh7337 Před 16 dny +5

      fuck this is too true

    • @deanodebo
      @deanodebo Před 15 dny +3

      Facts man total bingo

    • @PoyTroy
      @PoyTroy Před 13 dny +2

      If this was a Rick and Morty episode lol

    • @jwillsher80
      @jwillsher80 Před 13 dny

      In that alternate universe Dave Ramsey would still be battling multiple legitimate lawsuits. Dave Ramsey and the Lampo Group are not what people think they are. The moment he refused to initially fire Hogan his fate was sealed.

  • @valerielabunski
    @valerielabunski Před 20 dny +1818

    Theo: “You can’t run up and tickle them or whatever”
    Dave: “That’s strange”
    🤣😭🤣

    • @mmmpotstickers8684
      @mmmpotstickers8684 Před 20 dny +18

      Apr. 30th "Tickle Your Boss" Day!!

    • @Konfide4043
      @Konfide4043 Před 20 dny +7

      'This kid in school spent his whole life savings on a box of crayons. Can you believe that? I honestly feel for him man, he had been saving money for 63 years' - Joe Dirt's brother

    • @roblincoln10
      @roblincoln10 Před 20 dny +1

      Soo good

    • @gabriellemilnar8406
      @gabriellemilnar8406 Před 20 dny +10

      I laughed my ass off the entire episode.

    • @RUREDY2ROK
      @RUREDY2ROK Před 20 dny +4

      Welcome to Theo Land. Where strange is the norm

  • @skippinhippo
    @skippinhippo Před 20 dny +1033

    I love how Dave didn’t even bat an eye at the “selling hamsters” part. True businessman 😂😂

    • @dandurham1922
      @dandurham1922 Před 20 dny +28

      He did have a little chuckle at the mention of theo's glitter mining investment gone wrong tho 😂😂😂

    • @heytherejojo5893
      @heytherejojo5893 Před 20 dny +1

      😂

    • @bobdebuilda3877
      @bobdebuilda3877 Před 19 dny +2

      Bc the dude is an actor, humor isnt in his script

    • @NelsonFryar
      @NelsonFryar Před 19 dny

      😂

    • @anhta31
      @anhta31 Před 19 dny +3

      If Dave gets Theo to invest his cash, this conversation is worth tens of millions to Theo lol

  • @maxie260
    @maxie260 Před 19 dny +621

    “Do you have to go to the bank to file bankruptcy?” is the funniest thing I’ve ever heard

    • @Shortballa11
      @Shortballa11 Před 18 dny +59

      I wanted to know too lol

    • @joshuatate5671
      @joshuatate5671 Před 18 dny +5

      😂

    • @Giusto217
      @Giusto217 Před 17 dny +5

      Bro I’m rolling 😂 absolutely hilarious!

    • @eserv88
      @eserv88 Před 17 dny +37

      Reminded me of The Office when Michael Scott literally declared bankruptcy out loud 😂

    • @MelkayeS
      @MelkayeS Před 17 dny +8

      As someone in the bankruptcy field that was hilarious

  • @SmittyRussell
    @SmittyRussell Před 19 dny +175

    Dave with his one liners. “He had more degrees than a thermometer.” 😂

    • @GoJojo-lv6zi
      @GoJojo-lv6zi Před 15 dny

      😂😂😂

    • @bigdog6704
      @bigdog6704 Před 13 dny +2

      No way he said that and not Theo 😂

    • @GoJojo-lv6zi
      @GoJojo-lv6zi Před 12 dny +8

      @@bigdog6704 Dave has the BEST southern one-liners. If you watch his show you would know them all too well. He's hilarious & so wise

    • @SmittyRussell
      @SmittyRussell Před 12 dny

      @@bigdog6704 right! Haha

    • @7kidstv105
      @7kidstv105 Před 5 dny

      Theo laughed under his breath

  • @trosclair434genus4
    @trosclair434genus4 Před 20 dny +1130

    ‘She’d would’ve left but she didn’t have a car’
    Is the most southern thing I’ve heard in a while

    • @mitch__tech
      @mitch__tech Před 20 dny +7

      South perspective: #facts
      Tough market

    • @mitch__tech
      @mitch__tech Před 20 dny +2

      Different markets. For sure.

    • @mommalou64
      @mommalou64 Před 19 dny

      I literally loled

    • @sonofjay817
      @sonofjay817 Před 16 dny +6

      It was also a legitimately laugh out loud line even though many would never want to give Dave credit for being funny.

    • @melanieb2132
      @melanieb2132 Před 13 dny +4

      Divorce rates had to go up with the car and then the 2 car household.
      Ask Crowder about that

  • @claybirdyshaw5737
    @claybirdyshaw5737 Před 20 dny +1491

    Theo is the only person to ever tell Dave that he sold hamsters outside a rave as one of his first jobs.

    • @Nicolllld
      @Nicolllld Před 20 dny

      And Dave didn’t even blink lmao 😅

    • @jamesstanton3280
      @jamesstanton3280 Před 20 dny +21

      It was the best

    • @brainsilt
      @brainsilt Před 20 dny +45

      This was my favorite line of the show. Wtf? Where the hell does he come up with this stuff?😂

    • @andrewbailey2352
      @andrewbailey2352 Před 20 dny +37

      He’s mentioned it before quite a few times in the past.

    • @pictzone
      @pictzone Před 20 dny +3

      @@andrewbailey2352 Doesn't make it true though

  • @JustAName-it5qp
    @JustAName-it5qp Před 19 dny +237

    I am an immigrant from a poor country. Dave Ramsey's teachings have lifted me out of poverty and put me on the path to change my family tree. Love the baby steps!! Thank you Theo for having him on.

    • @Helixal
      @Helixal Před 17 dny +14

      Just keep hammering, brother! You make this country shine

    • @patrickholzer8425
      @patrickholzer8425 Před 12 dny +2

      Stay prayed up and grinding, brother

  • @LocalBoyy
    @LocalBoyy Před 19 dny +327

    My parents made me watch Dave Ramsey when I was a teenager. Now because of it I have avoided very many bad financial decisions.

    • @Roberto-de8xv
      @Roberto-de8xv Před 16 dny +6

      Some of his advice is obsolete for the present day..a lot of boomer advice like the economy & cost of living is still 30 years+ years ago. Seems like a decent enough guy though & isn't running a scam (that I know of)

    • @kaczor2329
      @kaczor2329 Před 16 dny +15

      @@Roberto-de8xv Not as obesolete as you'd think. I've paid off $54k in debt and am sticking to the baby steps. @LocalBoyy it's never too late to start. I started 3 years ago and had a major medical event that set me back but being debt free is coming soon. Should have a house by next year. I'm 30 and happy to have figured it out now. Even those nearing retirement can start living financially free.

    • @timswack7230
      @timswack7230 Před 16 dny

      What part of it is obsolete ​@@Roberto-de8xv? I get some of the arguments that there may be better ways to do things, but i don't see what is actually obsolete...

    • @crashtestdummy1972
      @crashtestdummy1972 Před 14 dny +3

      ​@Roberto-de8xv i used his guidelines to get out of debt and have an emergency fund. It's definitely not outdated, or i wouldn't have been able to get debt free.

    • @busbey61
      @busbey61 Před 14 dny +2

      I have seen one video of him and he didn't know the differences in IULs and other permanent life insurance policies. That is one of the first things you will get, if suitable, when you consult with a financial advisor.

  • @thegoats20
    @thegoats20 Před 20 dny +3484

    This should be interesting.
    Dave Ramsey: debt is bad
    Theo: man there was a kid in high school….

    • @moreclips805
      @moreclips805 Před 20 dny +41

      “You don’t need a car payment, so that car is GONE, ok?” That’s how his solution always starts 😂

    • @daviddavis1322
      @daviddavis1322 Před 20 dny +43

      "Billy Confro once filled a hot air balloon with $100 bills and tied it to a gator"

    • @bradenfry8939
      @bradenfry8939 Před 20 dny +32

      @@moreclips805it’s not bad advice. a car payment is one thing but these people that want a NEW car and want to refinance it while simultaneously living on HUD and getting food stamps it’s like they want to stay in the hole

    • @josephsutherland-qy5pw
      @josephsutherland-qy5pw Před 20 dny +33

      I think Dave Ramsey got rich doing what ever it took to get himself rich
      I don't believe he did what he tells everyone to do

    • @Campers_Anonymous
      @Campers_Anonymous Před 20 dny +61

      Been watching Ramsey for years and I took him up on his advice. Downsized everything, got rid of all my debt, paid off my truck, then took it even one step further- I moved into my paid off truck may of 2020. I’ve saved over 154k cash, which I’ve placed into high yield savings accounts / s&p500. His advice changed my life. Used to live paycheck to paycheck, now I’ve got FU money. If I don’t like a job I’m at, I could quit and live off savings well over 5 years 😂
      Just put out a video about it for those who’re interested.

  • @drmanhattanshog
    @drmanhattanshog Před 20 dny +3669

    Theos podcast just may be the most positive American thing on the internet

    • @ggsatonawall5654
      @ggsatonawall5654 Před 20 dny +83

      Nah theo really is putting America on his back. Its incredible man

    • @garyjohnston6921
      @garyjohnston6921 Před 20 dny +18

      Has been for some time

    • @McAlvain
      @McAlvain Před 20 dny +54

      Underrated comment right there. Hope all these podcasters know how important they are to the average working class

    • @Ephesians-yn8ux
      @Ephesians-yn8ux Před 20 dny +8

      You aren’t watching the right podcasts

    • @drmanhattanshog
      @drmanhattanshog Před 20 dny +26

      Yea it’s just really incredible to me that he’s willing to sit down with such a wide variety of people and really talk to them. It’s not like rogans podcast where he shares too many of his opinions, Theo only cares about the opinions of the guest and doesn’t really care to debate them. The only thing of that sort Theos podcast does is shine a light on the real problems the American people face. Otherwise is just really fun and informative show for everyone. He’s doing everything right.

  • @taylorclark6563
    @taylorclark6563 Před 16 dny +98

    Dave Ramsey on Theo’s podcast was not on my bingo card but I’m here for it.

    • @markrodrigue9503
      @markrodrigue9503 Před 10 dny +1

      It’s a pleasure to watch at first I clicked saying I can’t wait to watch this dumpster fire but this is next level insightful knowledge

  • @jacobherboth7442
    @jacobherboth7442 Před 18 dny +72

    I’ve been wanting Rogan to sit down with Dave for years I never thought Theo would would come to my rescue thanks Theo GANG

  • @saraelizabeth2585
    @saraelizabeth2585 Před 20 dny +1028

    just paid off my car and two big credit cards today using ramsey method, so weird hes the guest for today, i guess its just a sign to keep on going! gang gang

    • @Salmonandfriends
      @Salmonandfriends Před 20 dny +18

      well done!

    • @NPX22
      @NPX22 Před 20 dny +20

      Good shit brother, must’ve done a double take when you read the title😂

    • @meatball6930
      @meatball6930 Před 20 dny +5

      That’s awesome. Which of his stuff is the best to watch that made you do it ? There had to be 1 or 2 episodes that triggered your brain to do it. I’d love to know which ones to help myself. Thanks

    • @mysteriousbeard9929
      @mysteriousbeard9929 Před 20 dny +7

      Good job brother! ☝️

    • @BigpapamoneymanMVPtypebeat
      @BigpapamoneymanMVPtypebeat Před 20 dny +9

      @meatball6930 pretty sure he’s talking about his “debt snowball” video , had to watch this guy for a course / class I’m taking. I don’t really like this guy to be honest he seems like a grifter playing the long game but if it works for this guy and others I say go for it dude 🤷🏻‍♂️

  • @patrickclark4456
    @patrickclark4456 Před 20 dny +531

    Whoever is booking these guests for Theo has been doing an awesome job lately

    • @landonic81
      @landonic81 Před 19 dny +11

      Theo getting Biden on the podcast would be the craziest podcast ever. Just imagine those 2 together 😂😂😂

    • @Joshlb931
      @Joshlb931 Před 18 dny

      @@landonic81fjb

    • @marirosado334
      @marirosado334 Před 16 dny +6

      @@landonic81Theo would definitely be able to keep up with Biden’s random and incoherent babble

    • @jameskirk3
      @jameskirk3 Před 12 dny +2

      ​@@marirosado334he'd start speaking tongues right back to him lol

  • @dudsbarbde9116
    @dudsbarbde9116 Před 19 dny +52

    This is one of Theo's best podcast episodes ever. It actually puts him in the realm of the JRE.
    Joe and him can have either the funniest person ever on, or one of the most intelligent.
    Great show brother, keep it up.

  • @christianherrera3673
    @christianherrera3673 Před 19 dny +44

    How did Dave sit there with a straight face after Theo said he was selling Mexican food door to door 😂😂😂

  • @mathewniedbala7617
    @mathewniedbala7617 Před 20 dny +181

    “I sold gerbils outside of raves” is wild and Dave Ramsey didn’t flinch…I’m rolling over laughing

  • @HairyTornado
    @HairyTornado Před 20 dny +509

    “A Pontiac full of candelabras” is the Theo line I was waiting for 😂

    • @kickstar1
      @kickstar1 Před 20 dny +4

      i caught that one too and was like...only theo...

    • @theshark5051
      @theshark5051 Před 20 dny

      Shouldn't you be video taping your yard sale finds or selling garbage on whatnot clown? 🤣🤣

    • @anthonyrehfeld8127
      @anthonyrehfeld8127 Před 20 dny +1

      Good to see you here man!

    • @ETAisNOW
      @ETAisNOW Před 20 dny +1

      Emojis are gay

    • @SherWoodBs
      @SherWoodBs Před 19 dny +3

      @@ETAisNOWOnly a gay would know that.

  • @sumerianbotfarm
    @sumerianbotfarm Před 19 dny +55

    I think a lot of Americans haven't realized their crock pot isn't plugged in and are still waiting for dinner to finish.

    • @jakeb3055
      @jakeb3055 Před 17 dny +1

      😂…this is gold

    • @SomeBuddy777
      @SomeBuddy777 Před 5 dny +1

      ​@jakeb3055 Yep, sitting around waiting for Siri to give the order to Smartypot to crank it up.

  • @amandar4689
    @amandar4689 Před 19 dny +88

    5:28 "Do you have to go to a bank to file it?" Theo's really asking the important questions 😅❤

    • @E4create
      @E4create Před 19 dny +4

      No one other than Theo could blend the comedy and information as well 😂🤣🔥

    • @markrodrigue9503
      @markrodrigue9503 Před 10 dny

      @@E4createif you can enjoy gather the info it makes you think learning is FUNdamental 😂❤

    • @SwiftEnterprise
      @SwiftEnterprise Před 17 hodinami

      Can't do it on the app yet.

  • @ParkertheMLO
    @ParkertheMLO Před 20 dny +260

    This is not the Podcast we wanted... It's the podcast we NEEDED

  • @kevinhaun1
    @kevinhaun1 Před 20 dny +81

    My wife and I paid off 130k in 5 years and are now on baby step 4, 5, and 6! The stuff works. Thanks Dave! #gazelle

  • @ethanhawkesnipes311
    @ethanhawkesnipes311 Před 16 dny +501

    Not making up to a million before retirement is unfulfilled retirement.!! I’m 54 and my wife 50 we are both retired with over $7 million in net worth and no debts. Currently living smart and frugal with our money. No longer putting blames on FED for our misfortunes. Saving and investing lifestyle in the stock and forex market made it possible for us this early, even till now we earn weekly.

    • @afawegzcasdge1270
      @afawegzcasdge1270 Před 16 dny +3

      You have done great for yourselves. I understand the fact that tomorrow isn't promised to anyone, but investing today is a hard thing to do for me now because I have no idea of how and where to invest in. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.

    • @afawegzcasdge1270
      @afawegzcasdge1270 Před 16 dny +4

      congratulations

    • @arseniodelrosariojr.232
      @arseniodelrosariojr.232 Před 16 dny +3

      Great job with your wife! I bet you’re living your best life right now.

    • @RuanAlmeidaAugusto
      @RuanAlmeidaAugusto Před 16 dny +3

      .I’m a young mom, I’m really glad to hear your story it inspires me. can you share how you earn weekly.

    • @RuanAlmeidaAugusto
      @RuanAlmeidaAugusto Před 16 dny +3

      hello, are you still there ?

  • @rtothec1234
    @rtothec1234 Před 14 dny +26

    Dave Ramsey has that tough but fair dad energy.

  • @RJB1017
    @RJB1017 Před 20 dny +187

    It’s so weird to hear two recognizable voices together that you never thought would have a conversation! 👍👏

  • @Northernnine8878
    @Northernnine8878 Před 20 dny +282

    Theo- “Did you guys have allowance issues in the home?!?” 😂😂 This one’s going to be a banger for sure 🤙🏼

  • @amillionairenextdoor5813
    @amillionairenextdoor5813 Před 20 dny +51

    I appeared on Dave’s millionaire hour in 2018. I was part of the 10,000 for his study of millionaires. Yes, I’m an engineer.
    Working with Ramsey Solutions was a great experience. His group is world class.
    I’m new to Theo Von’s podcasts but they are superb. This one is great. Theo can adapt to any guest and create great content. He’s a true pro.

    • @SJhikes
      @SJhikes Před 16 dny

      I appreciate your contribution to the study and leadership by example. That data has inspired my wife and I to work the baby steps for years.

    • @codelessunlimited7701
      @codelessunlimited7701 Před 13 dny +1

      ​@@SJhikes10,000 is alot to survey. I know some statistics interview for atleast 300 to 400, and done with it.

  • @summercaton7633
    @summercaton7633 Před 19 dny +34

    21 y/o with a BS working 3 jobs not because I have to, but because I'm determined to prove others my age wrong, and because I never lost hope that hard work makes dreams come true

    • @GoJojo-lv6zi
      @GoJojo-lv6zi Před 15 dny +2

      Amen!

    • @crashtestdummy1972
      @crashtestdummy1972 Před 14 dny +1

      Keep at it! Dont burn out and stay hustling

    • @MS-ey3lb
      @MS-ey3lb Před 13 dny +1

      Don't let life flash by ..there are more important things.

    • @myth9059
      @myth9059 Před 9 dny +2

      @@MS-ey3lb what is worth it it life and what isn’t is all perspective. there’s no one size fits all to happiness for people. everyone is different

  • @overwatchmonkey2226
    @overwatchmonkey2226 Před 20 dny +126

    I started listening to Dave in 1999. He is one of the main reasons why I am in the great financial situations I am in today.

    • @71rcode72
      @71rcode72 Před 18 dny +1

      Me too! Thanks Dave!!

    • @wastedanalogues8991
      @wastedanalogues8991 Před 14 dny

      When he says that lie people tell, and steal people's hope, that's exactly how I went about my life thinking about being successful, rich, having a house, because of the delusion of how we see millionaires, and it blew my mind just now. Im 37, just now got my life back and in Gods hands. But I still see my success in the future of having the home and a savings seems very low because of being told no one can make it at certsin ages. Or without a degree. So, I keep going and it's all I can do. But not sure if at 37 with no degree, it's ever possible to get there.

    • @brx017
      @brx017 Před 12 dny

      ​​@@wastedanalogues8991Nah, you got this! Just start now, it gets harder as time goes by.
      You've got 25 years to 62 years old early retirement. Just figure out how you can adjust your income and/or spending to get your annual personal savings rate up to 25% of your income. Invest it in something like a total stock market index fund or the S&P500, then come age 62 you'll have enough invested to live off just the interest. When your money makes more money than you do, that is true financial independence.
      Follow the 4% rule from that point on and you'll have more cash flow in retirement than you have your working years.
      25% invested 25 years at 10% return (S&P500 average) will replace 82% of your income with a 4% withdrawal rate. Remember you're used to budgeting for 75%, so that's a 7% raise your first year of retirement. You should be able to give yourself around a 3% raise to keep up with inflation without drawing down your principal either. Pretty cool.

    • @brandonhooper7748
      @brandonhooper7748 Před 7 dny

      Huge Dave fan here

  • @redredred1
    @redredred1 Před 20 dny +231

    "If you don't have a wife, you have a crock pot."
    Damn I almost forgot why I liked Theo.

  • @joshgorman4521
    @joshgorman4521 Před 18 dny +52

    Theo is shockingly good at the interview format, he understands the role so well, he lets the guest shine through and complements them with his funny interjections. This podcast has somehow become my absolute favorite because he gets real people who we can all learn from and gives them space to land their message. Great job Theo please keep it up!

  • @bztx1229
    @bztx1229 Před 18 dny +56

    Minimum wage is not designed to afford a house.
    Thank you Dave for reinforcing this true fact.

    • @iBullyDemons
      @iBullyDemons Před 16 dny

      If you are paying for someone's time and that pay is not enough to sustain them in the area they work. That is immoral and worse than slavery.

    • @GoJojo-lv6zi
      @GoJojo-lv6zi Před 15 dny +2

      It makes perfect sense to me. Entry-level jobs are meant to be a stepping stone for all of us as we gain experience, expertise, and education. Then the next generation occupies them, and so on.

    • @iBullyDemons
      @iBullyDemons Před 15 dny

      @@GoJojo-lv6zi if they're only meant for "kids" then why do they hire adults?
      Obviously they need workers who aren't just "kids" but they don't want want pay them adult wages.

    • @aik-17-82
      @aik-17-82 Před 14 dny +1

      No but it is supposed to pay the rent at least

    • @crashtestdummy1972
      @crashtestdummy1972 Před 14 dny +5

      ​@aik-17-82 it can, it'll just be a crappy place.

  • @hugomagallanes01
    @hugomagallanes01 Před 20 dny +132

    this is an accurate representation of my two brain cells, one is trying to better myself while the other is just simply there 😂😂

  • @davidemery4759
    @davidemery4759 Před 20 dny +172

    Can we just stop and appreciate Theo asking all the right base-line questions for newbies that haven’t heard the basics?? Dave does such a good job explaining all these subjects simply and correctly even with the National Debt. I’ve looked up to this man since I was in my twenties.

  • @tiagoj8020
    @tiagoj8020 Před 18 dny +23

    Ive never seen Dave Ramsey laugh this much it's great!

  • @shawnschell
    @shawnschell Před 16 dny +21

    Dave's "debt snowball" works! Not only does it work, but it's also extremely simple and applicable to the common man. I'm basically a Neanderthal and still managed to dig myself out of a massive financial hole I had dug in my 20s. I'm 35 now and completely debt free aside from a mortgage that I'm on track to pay off a decade or two early. My income never really changed during that time either. Just my behavior! You can do it too! 💪
    Thank you, Mr. Ramsey

    • @Renfrvrr
      @Renfrvrr Před 14 dny +2

      Really financial literacy should be thought in schools so things like that never happen in the first place!!!!!!😅

  • @thesnodgrasschannel6782
    @thesnodgrasschannel6782 Před 20 dny +225

    I lost it at "Staring at cold meat water." Theo...I love you dude. 😂

  • @Zirkk
    @Zirkk Před 20 dny +366

    The studio replica is kind of insane

    • @natedawgg99ify
      @natedawgg99ify Před 20 dny +42

      I can't believe I had to scroll so far to find this comment.

    • @kellybrown9319
      @kellybrown9319 Před 20 dny +57

      Definitely shows Dave cares

    • @hinyikiwile
      @hinyikiwile Před 20 dny +20

      Dave is such a kind and thoughtful man to have done this! I am inspired to be a better human. #MoreKindGestures

    • @juancarlo888
      @juancarlo888 Před 20 dny +22

      I'm glad they talked about it. We would have never known

    • @nathanfolkemer8392
      @nathanfolkemer8392 Před 20 dny +2

      TPW studio is 15 miles from Ramsey's campus. Theo thoughtfully remaking the set down the street is remarkably accommodating. But of an inconsiderate dick move by Ramsey.

  • @larkfiore441
    @larkfiore441 Před 16 dny +11

    I have mad respect for Theo Von. His ability to flow with conversations threading comedy along the way is amazing. When he claimed he bought 2 statues of Kat Williams for Christmas I laughed so hard I thought I was going to pass out...especially when they showed the video of Theo carrying a Christmas statue of one of the Nutcracker Suite characters and it looked so much like Kat Williams that the guest had to admit the resemblance. 😅

  • @aceofspades6667
    @aceofspades6667 Před 15 dny +7

    Dave Ramsey is what every American family needs. They used to teach these things in high school.

  • @peakf1300
    @peakf1300 Před 20 dny +601

    The most unexpected crossover wtf?

  • @jimboslice3646
    @jimboslice3646 Před 20 dny +247

    “…Cleaned out wishing wells. We had a plethora of wishing wells in our parish”

  • @FuhQ64
    @FuhQ64 Před 11 dny +2

    The most versatile podcast and interviewer out there

  • @42and0studios8
    @42and0studios8 Před 18 dny +8

    Bro Theo's questions are gold, and Daves responses are gold. Who saw this coming? Dave's rules worked for me fr

  • @tbicaretaker4232
    @tbicaretaker4232 Před 20 dny +100

    When Dave Ramsey was just getting popular, my wife and I lived in Nashville. To see how successful he became, and how he surrounded himself with like minded people to grow a company, while helping millions of people, is a true success story. The very first time I heard him explain how debt is basically forcing you to be a slave to someone else, my wife and I adopted this thought pattern, and have never looked back. It is the most freeing feeling in the world.

    • @melanieking1622
      @melanieking1622 Před 18 dny +9

      My husband and I are just getting started on this journey right now! It's inspiring to hear other's stories of how freeing it is

  • @jahyoda
    @jahyoda Před 20 dny +103

    From Trash men and Karny's to Dave Ramsey.... Theo is bridging gaps we didn't even know we had !

  • @neilsanders8163
    @neilsanders8163 Před 18 dny +9

    Theo’s span of guest is truly appreciated. From Kid Rock to Dave Ramsey. Theo thank you for introducing this beautiful man to the rest of us and or refreshing the remaining. Keep being blessed and awesome love your content and your point of view.

  • @acerpalmatum6446
    @acerpalmatum6446 Před 15 dny +14

    Dave Ramsey's "Financial Peace University" was the BEST unintentional marriage counseling. My husband and I grew up with completely different views on money. Caused much strife early in our marriage. Friends invited us to attend FPU at their house. We commited to "debt snowball" and paid off $47k in 15 mo. We both worked and continued on baby steps. Then covid hit and our employer issued mandate. Because we had emergency money we were able to figuratively say "F off, you're not making me take that Vax." That was in 2022. Super stressful but we used what we leaned from Dave Ramsey to move on and create a new life in a new area with new careers (in our 40s!). Forever grateful to ya, Dave!

    • @AnnCashes
      @AnnCashes Před 13 dny +1

      this is the best story!!!! he literally saved your life!

  • @enekothekid
    @enekothekid Před 20 dny +40

    One thing I like about Theo is how curious and interested he is while talking to people. Definitely a great host

  • @Fortress500
    @Fortress500 Před 20 dny +83

    I get the hate for Dave Ramsey but not very many wealthy people have a clear plan to get your life back on track.
    I used to blow through money, I used to have consumer debt out the ass exceeding 70% of my yearly salary, and now I’m less than 15% total debt paying 800 a month extra to pay off my car as fast as possible. His plan works, and above all it gives you hope.

    • @ghhm2705
      @ghhm2705 Před 20 dny +9

      Awesome! Nice job.

    • @Not-thatKaren
      @Not-thatKaren Před 18 dny +4

      Congratulations on getting rid of most of your debt!! The thing about Ramsey is you do NOT have to buy the books to learn his system. If you actually listen to his theories you can succeed!

    • @ryanw6626
      @ryanw6626 Před 14 dny +1

      What hate do you get?

    • @Fortress500
      @Fortress500 Před 14 dny

      @@ryanw6626 His advice is extreme. To someone who doesn't watch him, or only has seen negatively biased clips of him - he seems like a crotchety old man with an out of touch view on all things related to debt and personal finance.

  • @christopherenright7660
    @christopherenright7660 Před 12 dny +2

    Wow the two podcasts I've been listening to for two years come together, this is the best episode I've ever heard lol

    • @markrodrigue9503
      @markrodrigue9503 Před 10 dny

      Like double dragons when they combine they are powerful

  • @bixby9797
    @bixby9797 Před 17 dny +19

    Dave is the man. Common sense advice about money. Wife and I went to see a show in Raleigh, we decided that was it and bore down. Now debt free house/car/credit card etc and it's surprising how free you feel when you don't owe anyone anything, All on $120k combined income.

  • @landenjohnson5724
    @landenjohnson5724 Před 20 dny +117

    Has anyone ever noticed that every time a guest congratulates Theo on his success he always looks down at his feet

    • @midmomom2490
      @midmomom2490 Před 20 dny +3

      I’ll start paying attention on this 😮

    • @kenbear9290
      @kenbear9290 Před 20 dny +35

      He’s humble

    • @l-train7876
      @l-train7876 Před 19 dny +23

      It’s called humility.

    • @landenjohnson5724
      @landenjohnson5724 Před 19 dny

      @@l-train7876 that’s wild bro I had no idea

    • @JamesCooper-jo6sf
      @JamesCooper-jo6sf Před 19 dny +6

      I have picked up on this. every time someone praises Theo, he seems to display true humility as though he knows he is incredibly fortunate and wouldnt be there without help.

  • @akhilsharma83
    @akhilsharma83 Před 20 dny +41

    Dave Ramsey’s is the realest uncle at the family event.

  • @JJSWEATBulkTool
    @JJSWEATBulkTool Před 10 dny +2

    Great podcast. Dave has helped me out through my most desperate times. Sick and tired of being sick and tired. Plus he has a way of making you feel at ease, and you are going to make it.

  • @calebvalder6855
    @calebvalder6855 Před 13 dny +2

    Theo. Who picks you guests? Because great job. This past weekend has such a great mix of characters on its great. Probably the best show I know of in that regard.

  • @MikeyFFA500
    @MikeyFFA500 Před 20 dny +137

    Dave: Rice and beans
    Theo: Back home we had a kid that had a t-shirt made outta rice and beans

  • @Mk2tom
    @Mk2tom Před 20 dny +201

    Cheers to the Booker! There has been a great variety of guests lately

    • @garyjohnston6921
      @garyjohnston6921 Před 20 dny +1

      Probably theo booking. I'm not sure it could be done well any other way.

    • @jimjohnson8999
      @jimjohnson8999 Před 20 dny

      idk about "great" but it's def been a variety lol

    • @briangalloway3684
      @briangalloway3684 Před 20 dny

      Daves a classic economist and is the way you can be financially free but not abundant. I read his books when I was like 8 (Dad made me) but like Dave I became a millionaire once and I'm omw to do it again cause... Divorce sucks.

    • @badabing2302
      @badabing2302 Před 20 dny

      @@garyjohnston6921nick does lots of it , other than people that theo is friends with. At least that’s how they used to do it.

  • @jameskirk3
    @jameskirk3 Před 12 dny +6

    "The only ship won't sail is a partnership"
    Damn right. Great advice.

  • @B4Uagain
    @B4Uagain Před 15 dny +3

    I've listen to Dave for a few years. His baby steps plan works.
    "You are a slave to the debtor", man that hit hard the first time I heard that.

  • @cbmediapros
    @cbmediapros Před 20 dny +68

    Dave needs to help the new generation stay a float. Thanks Theo for keeping your guest list so diverse

    • @ebbb365
      @ebbb365 Před 20 dny +6

      @hunterconway4992 You are just emotionally spewing nonsense and not using any facts to back up your claims

    • @kristobin8451
      @kristobin8451 Před 18 dny

      @hunterconway4992 Found the broke guy.

    • @rebeccashields9626
      @rebeccashields9626 Před 18 dny

      ⁠​⁠​⁠@hunterconway4992ok you could argue the baby step 1 should be $2k instead of $1k, it’s ok to get a 30 year mortgage instead of a 15, and taking out the smallest student loan available for a degree with a large ROI probably is ok. Otherwise it’s all still very good advice, very applicable to the modern age. You’d be better off following it than not. What part is a joke? If you listen to Dave Ramsey you will live a good life and be able to retire comfortably. You don’t have to do every little thing exactly but even if you did you’d be in a good place.

  • @LostinTimeYT
    @LostinTimeYT Před 20 dny +79

    Dave is the reason I got out of debt in 2008. Changed my life, tbh.

  • @danielh.5116
    @danielh.5116 Před 11 dny +1

    The collaboration we didn’t know we needed😂😂

  • @GH-rw1rz
    @GH-rw1rz Před 15 dny +7

    “what happens at Your House is way more important than what happens at the White House”

  • @DrzSMrider
    @DrzSMrider Před 20 dny +53

    You can tell Theo is really excited to talk to Dave. Theo looking out for us man.

  • @snoogcity
    @snoogcity Před 20 dny +118

    Dave Ramsey saved my life in 2015…. Followed his baby steps and got out of debt. Theo is amazing at talking with everyone.

    • @badabing2302
      @badabing2302 Před 20 dny +2

      What videos of his did ya watch or did you buy a book or what ? Gang gang

    • @snoogcity
      @snoogcity Před 20 dny

      @@badabing2302 I had ZERO money and debt everywhere….. I just started listening to his podcast …. Followed the baby steps …. It took 7 years. Spending less and budgeting is the key to success. You can do it.

    • @Vultures-fl8ps
      @Vultures-fl8ps Před 20 dny

      Why were you in debt

    • @jpsy422
      @jpsy422 Před 19 dny

      @@badabing2302all of Dave’s books are free at the library. Start with Total Money Makeover. He also does a daily show for free on CZcams.

    • @pak6793
      @pak6793 Před 19 dny

      me too in 2016 been debt free since.. it's amazing not to have car payments around people who drive flashy stuff and not being jealous or envious of them or wanting the same thing@@Vultures-fl8ps

  • @CJT1945
    @CJT1945 Před 15 dny +2

    Always impressed with how Theo is such a great conversationist, never carries any notes. Very sharp indeed.

  • @SomeBuddy777
    @SomeBuddy777 Před 5 dny +3

    My Newest Favorite Line: "If you don't have a wife, you have a crockpot." 😅

  • @bclayton430
    @bclayton430 Před 20 dny +57

    Dave Ramsey on Theo Von is the wildest double take I’ve ever had looking at a thumbnail

  • @marygassman-baltierra3530
    @marygassman-baltierra3530 Před 20 dny +115

    Dave Ramsey CHANGED my life! Break free from the system and quit playing the bank's games.

  • @thisgirlkarenn
    @thisgirlkarenn Před 17 dny +5

    I so appreciate Ramsey validating that it is okay to expect people to keep up; we ask that of ourselves and of our partners

  • @jonathanredman2153
    @jonathanredman2153 Před 18 dny +5

    This was an amazing interview!! theo can connect with people no matter who they are, its amazing

  • @johnjohnw38261
    @johnjohnw38261 Před 20 dny +61

    This is like when The Flintstones met the Jetsons 😂

  • @patsyts4331
    @patsyts4331 Před 20 dny +28

    This podcast was needed. I listen to the Ramsey show EVERY SINGLE MORNING without a miss.
    I listen to Theo on lunch or on my drive home.
    This duo was God sent.
    I love both of these guys work.
    Praise God.

  • @SamWalker-bt7xu
    @SamWalker-bt7xu Před 15 dny +1

    Dave’s lessons changed my life completely - got out of massive debt real fast and built wealth - happened all in 8 years and I can’t thank him enough for the wake up call advice he gives.

  • @rachdodge
    @rachdodge Před 20 dny +4

    Theo wearing a Kentucky jacket interviewing Tennessee Boy Dave 😅 Go Cats!

  • @asdhaslf
    @asdhaslf Před 20 dny +34

    Theo asking amazing questions…. His interviewing skills have increased immensely… love both of these guys

  • @shannathecoolyeet8569
    @shannathecoolyeet8569 Před 20 dny +18

    23 year old here and I absolutely adore Dave Ramsey and John D., as they’re both so knowledgeable and inspiring. Seeing both Theo and Dave on the same screen is mind blowing, feeling real blessed!

    • @Ksje90
      @Ksje90 Před 15 dny

      Theo and John would be a crazy good interview

  • @bernicehoggsfav
    @bernicehoggsfav Před 15 dny +2

    What I love about Theo's interviews, he really seems to learn something from his guests.

  • @bg-wx2ro
    @bg-wx2ro Před 18 dny +1

    Starting at 14:30, that's real inspirational. I've been struggled to get a few different businesses up and running, and sometimes feel like I lack knowledge and am unsure where to find it. It's found in the struggle, actually doing the things I talk about and reflecting on what I learned. Thanks Theo!

  • @gracecase998
    @gracecase998 Před 20 dny +39

    My son who is 25 now started in lawn car at 14. He paid his expenses all through college. He Bought his first two cars cash. Now he has great job as an engineer, but kept his side hustle mowing lawns to pay off student loan debt and be outside. He is a worker. He had 14 lawns at one point. Half were commercial properties that pay better. Amazing how much he was making doing that.

    • @charliedillon1400
      @charliedillon1400 Před 20 dny +7

      I'm an adult mowing lawns right now. If you're not making $40/hr., you're just not trying. Lots of fools out there with giant rigs and a bunch of slow employees, I go solo and crush it.

    • @gracecase998
      @gracecase998 Před 20 dny

      @@charliedillon1400 awesome and that is the way to do it. Keep it simple and keep overheads down. Rock on!

    • @kingjoseph5901
      @kingjoseph5901 Před 18 dny

      ​@@charliedillon1400nice

  • @josephm4509
    @josephm4509 Před 20 dny +44

    The fact they completely replicated his set is wild 😂

  • @britneylatimer62
    @britneylatimer62 Před 18 dny +4

    Dude his line up is wild. Theo is on a roll!

  • @Brmmsilva
    @Brmmsilva Před 7 dny +1

    Love the dynamic Theo brings to these interviews. Great show as always!

  • @hunterharden2333
    @hunterharden2333 Před 20 dny +82

    i’m a full time pressure washer and i feel attacked the first 10 minutes in 🤣🤣 Proline Pressure washing out of SC

    • @MentalBlockM
      @MentalBlockM Před 20 dny +7

      I thought about what a simple minded comment that was when he said it. He’s good at telling people how to get out of debt but it seems like he misses the point of life a lot of the time. Pressure cleaning and other jobs like it are perfectly respectable, even lucrative lifetime careers.

    • @emilyjoerger8964
      @emilyjoerger8964 Před 20 dny +13

      He’s literally just telling you how rich people make more money. He’s not saying if you’re comfortable with your job and position in life that you’re a loser. Just that you probably won’t make as much money.

    • @l-train7876
      @l-train7876 Před 19 dny +2

      Why do you feel attacked?

    • @coreytohme9861
      @coreytohme9861 Před 18 dny +4

      @@MentalBlockM He's not saying that it's not a respectable job - it just shouldn't be a lifetime career. Make and save enough money to buy a second pressure washer - now you're not jut a pressure washer, you're an employer making more money and employing someone that needs a job. More importantly, they are merely examples that anyone can understand and shouldn't be taken literally. "Pressure washer" could have been exchanged for anything else that has a relatively low company start up cost, can make you money, and expand into something more lucrative if you spend/invest your money wisely.

    • @2sheds315
      @2sheds315 Před 18 dny +1

      Your ears probably perked up like mine when I heard collecting cans. haha.

  • @MexicanMartialArts
    @MexicanMartialArts Před 20 dny +50

    One of the SMARTEST dudes, giving the best advice for YEARS… AND Dave Ramsey!! 🤯

  • @JohnMegaton2062
    @JohnMegaton2062 Před 13 dny +2

    I couldn't believe it when I saw Theo had Ramsey on this show! What a...diverse combination 😂

  • @MyAntonia
    @MyAntonia Před 17 dny +2

    So good I listened to it twice. Thank you for such a hopeful and enlightening conversation! Way better than I expected

  • @captainandtyneil
    @captainandtyneil Před 20 dny +86

    dude i’m 22. i love dave ramsey. THANK YOU THEO

    • @MansterBear
      @MansterBear Před 20 dny +9

      Ur blessed to have found him at your age. As a 37 year old, I wish I would have had the discipline and plan Dave lays out (and actually followed it).

    • @kingjoseph5901
      @kingjoseph5901 Před 18 dny

      ​@@MansterBearit's never too late

    • @MansterBear
      @MansterBear Před 18 dny

      @@kingjoseph5901 oh yea I know. I’ve been following Ramsey for a while. Soon we’ll be down to 1 car loan, 1 student loan (about $20k each) and our house.
      So we’ve paid off credit cards, personal loans, and will have one car done in the next couple months.
      Just wish I would have found him at 22 and never had the car loans and personal loans lol

  • @DoubleUA
    @DoubleUA Před 18 dny +4

    Theo is so real, I love you bro thank you for being you

  • @tylerbrown3693
    @tylerbrown3693 Před 19 dny +4

    Dave Ramsey saying "Kray Kray" was the craziest thing I heard this episode 😂

  • @rawrbecca2644
    @rawrbecca2644 Před 20 dny +135

    The brains on these two are built different.

    • @joecota2644
      @joecota2644 Před 20 dny +6

      That's for sure lmao. Brain rot and brain growth

    • @Kaedynlimon
      @Kaedynlimon Před 20 dny +20

      @@joecota2644Theo is definitely a lot more intelligent than he lets on man or shows in his persona

    • @4bangerGobalt
      @4bangerGobalt Před 20 dny

      @@Kaedynlimonhe is indeed, it’s an act and he’s good at it

  • @laneythelame
    @laneythelame Před 20 dny +41

    One of those guests I would have NEVER predicted but so so happy with this collab ❤

  • @1337charlie
    @1337charlie Před 11 dny +2

    The fact that wages don't rise with the INSANE increases in housing prices over the years/decades is OUTRAGEOUS

  • @Styler1788
    @Styler1788 Před 18 dny +1

    Theo never seems this well prepared. He’s so on point asking really great questions with this interview. Well done!

  • @zackarygee3133
    @zackarygee3133 Před 20 dny +25

    Dave has an amazing mind! How he answers questions in order, how his thought process works. He never looks like he’s thinking it’s wild lol