Spending Recap l Cash Stuffing Sinking Funds l Randomizer l Spending Categories l Dec W5 2023

Sdílet
Vložit
  • čas přidán 31. 12. 2023
  • #budgeting #etsy #cashstuffing #sinkingfunds #savingschallenges #randomizer #spendingrecap #bbp #budgetbypaycheck
    Hi friends! It's Tracey! Today is a double feature! I will do my spending recap both the last week of Dec and the monthly spending wrap-up. Then it is time to use my Randomizer. I love when I get to cash stuff my sinking funds by using completed savings challenges! It has been so rewarding and motivating to me to use savings challenges to hold my money hostage until I can complete them. I used to sneak money out of sinking fund envelopes to help cover random things. Now I am determined to finish the savings challenges so I can bulk stuff them into my sinking funds. Have you tried using a Randomizer? It is such a fun way of letting a dice tell me where to put my money LOL. It was so fun to close out the year. Cheers to 2024!
    Your new one stop shop for all the items that I use in my videos.
    Amazon Storefront: www.amazon.com/shop/goldengir...
    Randomizer
    ‪@MischiefManagedBudgets‬ - www.etsy.com/shop/MischiefBud...
    If you want to be included in my happy mail list, please add your information in the secure link below:
    www.postable.com/GoldenGirlBu...
    Did you know that GoldenGirlBudgets now has memberships for those that want to unlock additional content and perks?! If interested, hit the join button on a computer (doesn't work on a phone) to see the different levels!
    Click here to join:
    / @goldengirlbudgets
    Amazon Link to Soul Mama Rituals:
    amz.run/6igo
    Thank you everyone for having fun with me today!
    My Etsy shop - goldengirlbudgets.etsy.com
    Amazon Wish List - www.amazon.com/hz/wishlist/ls...
    Happy Mail:
    Tracey @ GoldenGirlBudgets
    4190 Vinewood Lane N #111-191
    Minneapolis, MN 55442
  • Jak na to + styl

Komentáře • 109

  • @BlissfulBudgeting
    @BlissfulBudgeting Před 6 měsíci

    Awesome video. I love the way you use the randomizer. Great idea.

  • @jessicakuttler
    @jessicakuttler Před 6 měsíci

    Awesome Job with spending last week. December wasn’t bad but now you know how to budget holiday dinner.

    • @GoldenGirlBudgets
      @GoldenGirlBudgets  Před 6 měsíci

      Oh yes!!! The holiday dinner is now part of the budget! 😂 Thanks friend!!!

  • @planningforreality
    @planningforreality Před 6 měsíci

    Love the randomiserand always love watching you ❤❤😊

  • @jiysjourney
    @jiysjourney Před 6 měsíci

    What a way to closeout the year. 🎉❤❤

  • @StephyPBudgets
    @StephyPBudgets Před 6 měsíci

    Great stuffing. Everything got some love today. ❤

  • @SnowGardener307Budgets
    @SnowGardener307Budgets Před 6 měsíci

    Hey Hey Tracey! I am here to see you stuff that cash!!

  • @BudgetwithAandA
    @BudgetwithAandA Před 6 měsíci

    Awesome job on your savings!🎉 I love how organized you are.😊

  • @elizabetha3906
    @elizabetha3906 Před 6 měsíci

    Thanks for sharing!

  • @stephaniemartinez7233
    @stephaniemartinez7233 Před 6 měsíci

    Great video friend!😊

  • @WhatMattersMostNow
    @WhatMattersMostNow Před 5 měsíci

    Great video! I love the randomizers!

  • @JustTrisha1219
    @JustTrisha1219 Před 6 měsíci

    Great video Tracey! I love the randomizer ❤

  • @bethbeckermeyer1732
    @bethbeckermeyer1732 Před 5 měsíci

    👋👋👋

  • @susanpacheco8318
    @susanpacheco8318 Před 6 měsíci

    Happy New Year 🎉. Great Randomizer video!💜💜

  • @KatieoftheHouse
    @KatieoftheHouse Před 6 měsíci

    I’m cheering for your low spend week 🙌🏼
    I love that so many people tracked their challenges to see how much they saved! You did so well 🎉2024 will definitely be more 😉
    I bet the woodpecker just knows that you are THE Tracey from GGB, and he’s a big fan 😂

    • @GoldenGirlBudgets
      @GoldenGirlBudgets  Před 6 měsíci

      I need to get a bodyguard to keep the woodpecker away! 😂 I love seeing peoples year end totals too! It is so crazy how it all adds up!!!

  • @soniavillegas3011
    @soniavillegas3011 Před měsícem

    Hi Tracey!! Great video!! Your Awesome!! 😊❤

  • @karenkempton3633
    @karenkempton3633 Před 6 měsíci

    Good morning golden friend. Great job on all the savings! I love the randomizer. Happy New Year

  • @yolandareese923
    @yolandareese923 Před 6 měsíci

    Great job!!

  • @monicafiallo1344
    @monicafiallo1344 Před 6 měsíci

    Good morning and happy new year my golden friend xoxo

  • @tammybowen5307
    @tammybowen5307 Před 6 měsíci

    😊❤😊❤

  • @bajan_girl_budgets
    @bajan_girl_budgets Před 6 měsíci

    Yay Randomizer! ❤ great video! Happy New Year!

  • @redbone3951
    @redbone3951 Před 6 měsíci

    Great job 💙💰🐶🌮

  • @deannaedwards1147
    @deannaedwards1147 Před 6 měsíci

    Starting out strong 💪 😊

  • @budgetwithmamabear
    @budgetwithmamabear Před 6 měsíci

    Happy New Year! Great finish! Wishing you the best for 2024💕🐻

    • @GoldenGirlBudgets
      @GoldenGirlBudgets  Před 6 měsíci

      Happy New Year friend!!! 🎇 I look forward to both of us rocking it in 2024! 🥰

  • @bethsbudgets
    @bethsbudgets Před 6 měsíci

    New subbie! The randomizer is a pretty cool way of doing it! Semi the same way I’m gonna start saving for my less important sinking funds.

    • @GoldenGirlBudgets
      @GoldenGirlBudgets  Před 6 měsíci

      Thanks for subbing! I love that you have a similar version!!!

  • @Girlmommabudgets
    @Girlmommabudgets Před 6 měsíci

    Awesome start to the new year! 🎉

  • @sashamolina2235
    @sashamolina2235 Před 6 měsíci

    Nice work on your savings for the year
    Happy new year

  • @eccabaybudgets
    @eccabaybudgets Před 6 měsíci

    Happy New Year! Great job with your savings challenges!! 🎉

  • @glendaadams730
    @glendaadams730 Před 6 měsíci

    Happy New Year my friend. 🎉🎉🎉. Great video as usual. ❤❤❤

  • @normaa9860
    @normaa9860 Před 6 měsíci

    Great video Tracey!😊❤

  • @JamieRNbudgets
    @JamieRNbudgets Před 6 měsíci

    great video Tracey!

  • @micheleberry9616
    @micheleberry9616 Před 6 měsíci

    happy new year! have a great day

  • @authenticallyallison
    @authenticallyallison Před 6 měsíci

    Savings challenges are life. I totally understand it now. I too would just want to spend of i had money in an envelope but now with savings challenges, im actually delaying the gratification and it is super nice to see it build (even if most are for debt). Awesome job! You saved so much and now you have a plump binder again. Tou made a comment about not having enough money for an expense, but ehat you helped offset it. Thst is so so true. I think back to before i start budgeting and it is no wonder i kept going deeper. Those expenses just continue to build if you arent proactively budgeting for things

    • @GoldenGirlBudgets
      @GoldenGirlBudgets  Před 6 měsíci +1

      Yes!!!!! 👏 I feel ya friend!!! I love this for both of us!!!

  • @SnowGardener307Budgets
    @SnowGardener307Budgets Před 6 měsíci

    I am so excited to try out my randomizer from Wren!!

  • @rox_budgets
    @rox_budgets Před 6 měsíci

    Happy New Year, Tracey!❤ Wow, almost 4k saved with challenges! That's awesome!🎉

  • @BusyLizzysBudget
    @BusyLizzysBudget Před 6 měsíci

    Loved this video, double dipping and all 😉
    I know it’s too late for this year or too annoying to switch the order, but maybe next year if you do a similar system, you could put the 3, 4, of whatever number ones that come first in the year in the beginning, and roll a dice that matches the amount of categories you chose. Then roll the smaller number dice until you feel good about those and then roll the larger dice. I hope this makes sense. Awesome video and I love you!

    • @GoldenGirlBudgets
      @GoldenGirlBudgets  Před 6 měsíci +1

      Oh I absolutely could do that!!! There are a couple ways that come to mind to focus on specific sinking funds while utilizing. Random method! Love you friend!!!

  • @savewithjudy
    @savewithjudy Před 6 měsíci

    Good morning Tracey. Happy New Year!

  • @fayejacobs1043
    @fayejacobs1043 Před 6 měsíci

    Happy New Year!!

  • @budgetingbydeenaus
    @budgetingbydeenaus Před 6 měsíci

    Great job with your randomizer today 😊 happy new year 🎈🎊

  • @sydneysmith1921
    @sydneysmith1921 Před 6 měsíci

    I never understood why people do savings challenges seemed like a waste to me but when you explained it the way you did it makes perfect sense. I like how you say you can’t touch it till it’s done 🤯 😂
    Our tax guy was amazing retired and sold his business we used the new owner one year and finding a new person this year she had no clue I did half her job after arguing with her did I pay any less of course not. We owed until she listened to me and then we got a small refund. To be clear I don’t know enough about taxes to chance doing myself but I knew a little more then her about some things

    • @GoldenGirlBudgets
      @GoldenGirlBudgets  Před 6 měsíci +1

      Yes! It honestly has worked so well for me for that reason! It’s not accessible 😂 Yes!!! Finding a good tax person is the hard and even harder when they no longer practice 😭 I hope we are able to find one that we like. I completely understand what you mean! Thanks friend!

  • @budgetingwithT
    @budgetingwithT Před 6 měsíci

    Happy New Year!!!!!

  • @gpsoddsends
    @gpsoddsends Před 6 měsíci

    Happy new year!! Awesome video

  • @Tara-jq2ql
    @Tara-jq2ql Před 6 měsíci +2

    Happy New Year 🎉. I'm just letting you know that at the start of adding to your sinking funds, you took out a card from 11, not 12. And you put money from clothes in your stat fair category instead of your clothes.

    • @thevictoriagoogin
      @thevictoriagoogin Před 6 měsíci

      The cards get pull from the fronts of the card not the back & they match the dashboard. @22:38 car main is peanuts which Tracey pulled 😊, unless you're referring to a different timestamp at the beginning of SF stuffing
      @27:25 state fair does get $5 instead of clothes.

    • @GoldenGirlBudgets
      @GoldenGirlBudgets  Před 6 měsíci

      Thank you for keeping me on track!!! Heading to adjust the money now!!! 😬

  • @lizandless
    @lizandless Před 6 měsíci

    HAPPY NEW YEARRRRRRR

  • @jackieaxel2957
    @jackieaxel2957 Před 6 měsíci

    Happy New Year 🎉🎉

  • @toyastlife
    @toyastlife Před 6 měsíci

    Hey tracey! I use costco mostly for paper towels and toilet paper. I have also found that butter, coffee (I know not for you 😂) and creamer are better deals. We also get meat from Costco too. Wrens cards are super cute! Maybe your current tax folks know someone else? I love to ask for referrals from people in that field. Perfection at the end! Great video tracy 36:14 !

    • @GoldenGirlBudgets
      @GoldenGirlBudgets  Před 6 měsíci

      The letter we received literally said “we won’t be giving referrals”. It was crazy! We will find a new person though. You and I shop very similar at Costco! Minus the coffee 😂

  • @FiguringOutRetirement
    @FiguringOutRetirement Před 6 měsíci

    Hi Tracey! You saved an amazing amount of money last year! Love that mini challenge savings tracker!

    • @GoldenGirlBudgets
      @GoldenGirlBudgets  Před 6 měsíci

      Thanks friend! It was so cool to see how much it added up! I love the tracker too!!

  • @mickib381
    @mickib381 Před 6 měsíci

    I just bought 6 more packs of cards from Wren this week.

  • @rachelleparish
    @rachelleparish Před 6 měsíci

    Good morning Tracey! Just noticed on your 1st roll in the randomizer, you pulled a card from the 12 snoopy instead of the 11 beauty & the beast.

    • @GoldenGirlBudgets
      @GoldenGirlBudgets  Před 6 měsíci +1

      Of course I did 🤦🏼‍♀️ Apparently they wanted to share! 😂 Thanks friend!!!

    • @rachelleparish
      @rachelleparish Před 6 měsíci

      @@GoldenGirlBudgets but I guess it really doesn't matter. Saving is saving lol 😂😉

  • @TrishaAnderson926
    @TrishaAnderson926 Před 6 měsíci

    Happy New Year Tracey! You saved a fantastic amount of money last year. I’m excited to see what you accomplish in 2024! 🎉🎉

    • @GoldenGirlBudgets
      @GoldenGirlBudgets  Před 6 měsíci

      Happy New Year!!! 🎆 Thanks friend! It was really cool to see it add up!

  • @briaexploresbudgeting
    @briaexploresbudgeting Před 6 měsíci

    the first time you rolled home projects, you pulled a card from car maintenance

    • @GoldenGirlBudgets
      @GoldenGirlBudgets  Před 6 měsíci

      Oops!!! You are correct!!! Apparently I just wanted snoopy! 😂

  • @cindyfabich7309
    @cindyfabich7309 Před 6 měsíci

    Can I ask where you got your planner? It looks simple enough for me!😂

    • @GoldenGirlBudgets
      @GoldenGirlBudgets  Před 6 měsíci +1

      oh absolutely! I am using the budget mom budget by paycheck workbook. shop.thebudgetmom.com/collections/workbook

  • @thebubblystuffer
    @thebubblystuffer Před 6 měsíci

    How do you know that you will finish the challenge in time for your sinking fund before you need it 😊

    • @GoldenGirlBudgets
      @GoldenGirlBudgets  Před 6 měsíci

      I have a line item in my budget every paycheck to put towards savings challenges. If a sinking fund is getting close to the due date and I don’t have the full amount saved then I will use that savings challenge money heavily on a challenge or two to make sure they are completed so I can stuff it in my sinking funds. I always have the option to stuff directly into my sinking fund if needed or pull from other funds if absolutely necessary.

  • @bethbeckwith7928
    @bethbeckwith7928 Před 6 měsíci