2024 Cash Stuffing Binder Setup l Budget by Paycheck l Sinking Funds l Organization
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- čas přidán 29. 12. 2023
- A new year means time to reshuffle and refocus on my long-term goals and yearly sinking funds! This is a longer video packed with so many great challenges. Plus, find out who won my 600-subscriber giveaway!!!
Your new one stop shop for all the items that I use in my videos.
Amazon Storefront: www.amazon.com/shop/goldengir...
Some of the items featured in my 2024 Setup:
* Dashboards from my shop - goldengirlbudgets.etsy.com
* Georgette Pig Savings Challenge Book - www.etsy.com/listing/1573828804/
* Puppy Binder - www.etsy.com/shop/JanellRaeBu...
* Puppy Savings Challenge Book - www.etsy.com/listing/1441758643/
* Liz and Less week ahead challenge - www.etsy.com/listing/1644440995/
* Wren Randomizer and Custom Dashboards - www.etsy.com/shop/MischiefBud...
* A5 binders - FYY Leather A5 Binder 6 Ring Binder Notebook - Refillable Notebook A5 Planner Binder with Binder Pockets, A5 Dividers, A5 Refill Paper, PU Leather Travel Binder Journal Cover Binder White Notebook a.co/d/7NqOOPM
* A5 Tabbed Envelopes - 12PCS A5 Binder Pockets Clear Binder Dividers with Pockets and Tabs Cash Envelopes for 6-Ring Budget Binder Loose-Leaf Pockets Dividers with 2PCS Monthly Tabs Sticker a.co/d/7fcgxFb
* A5 Zipper-less Envelopes Sturdy - UMSICHT 12PCS A5 Binder Pockets... www.amazon.com/dp/B0CH7RV4JK?...
* A5 Zipper-less Envelopes Soft - UMSICHT 15pcs A5 Binder Pockets with No Zippers, Zipless Budget Envelopes for Cash System, A5 Binder Pouch for 6 Ring Binder, Money Folder Organizer for Cash. a.co/d/98qSaN6
* Mushroom Punch - The Happy Planner Big Paper Punch Puncher Pink 11 Hole Punch a.co/d/2Hw1lv7
* Business Card Inserts - Juvale 100 Pack Business Cards... www.amazon.com/dp/B019C11NKI?...
* Medium Storage Bin - www.target.com/p/wave-medium-...
* Ripstop Zipper Bags - Umriox Small Zipper Pouch, 9.5x7.1 in (12 Colors, 12 Packs), Mesh Bags with Zipper for Office Supplies Travel Accessories a.co/d/drxnqIe
Thank you everyone for having fun with me today!
My Etsy shop - goldengirlbudgets.etsy.com
Amazon Wish List - www.amazon.com/hz/wishlist/ls...
Happy Mail:
Tracey @ GoldenGirlBudgets
4190 Vinewood Lane N #111-191
Minneapolis, MN 55442 - Jak na to + styl
Wow, great job organizing everything. You made it look so simple. Can’t wait to watch you crush your 2024 goals my friend. I love how organized you are ❤❤. I have been getting organized because of watching you, so thank you my friend ❤❤❤
Ooh I love this!!! Feel free to send me a pic of your organization! I love seeing them!!!
AMEN for smaller wins!! I didn’t realize how much I needed that too!
Omg the floral dashboards 🤩🤩🤩
I am loving all of this set up!! You are set for 2024 and I can’t wait to see all that you accomplish!! Proud of you!!
YESSSSS A SIDE BY SIDE 🎉🎉🎉🎉🎉🎉🎉🎉
You make me feel better about how many saving challenges I have and that I have a whole new level to reach 🤣🤣🤣🤣
You crack me up friend!!! Oh my stash is beyond obnoxious but secretly I love it too!!! 😂 cheers to 2024 friend!!! 🥂
I also want to say it’s very responsible to plan ahead for a pet. My brother adopted my cousin’s dog after her unexpected passing. It’s really impacted his budget, but he’s adjusted and wouldn’t have it any other way. I’ve started a fund (that doesn’t get much) just in case we need it for the dog’s care.
I love that you created a fund to help out if needed. That is so sweet! 🥰 Oh it is so necessary to plan ahead! Pets are expensive even if they are worth it 🥰
I love seeing how everyone is setting up for 2024
Me too!!! I love getting inspiration!!
I'm loving all of this ❤ can't wait to be along for the ride. The motto for 2024 is "Small Wins make Big goals happen"🎉
I LOVE that!!!!
The sexy thumbnail!! I want to see what’s in those binders! 😍
The business card holder is genius.
Yay for using Marlene’s new book. I love how you are going to rotate the goals for each page. I think I’m going to use it for braces for the boys, but I probably won’t finish it all in one year…we’ll see!
I love that you loved the sexy picture too! It makes me happy!!! Ooh braces! 😂 Now that is a fun expense 😂 Love ya friend!
All of this organization makes my heart happy!!!🤗🤗🤗 Congratulations on making that big purchase!!!🎉🎉🎉
Happy New Year, Tracey!!!🎉🎉🎉
Hooray!!! I love that you love it!!! 😍 Thanks friend!!! I am seeing your 2024 challenge everywhere! Love it!
Hey Tracey! I love the set up for this year and how organized you are! I really like the idea of having the business card holders. ☺️🌺🐝 37:13
Thanks friend! I truly love to organize and the business card holders are so handy for so many things!!!
Tracey!! Will you come and do this for me???🤣🤣🤣 Thank you for being my Yoda! I have been struggling with ideas. Watching this really helps me settle down and focus. You have such good ideas. Now hopefully I can get my organization system down by the end of January🤣🤣 💕🐻
Oh organizing for you would be a dream!!! I truly love doing it! I struggled for a while figuring it out too and then one day it just all clicked. You got this friend!!!
I freaking L❤VE your method for storing savings challenges!!!
Thank you!!!! That feels like high praise coming from you! 🥰
Love the breakdown, Tracey! Can't wait for the day you get your pups...yes, I said pups. lol They need a friend!
I like how you are thinking!!! I am team 2 and my husband is team 1… we will see 😬
I loved seeing your organizational system and all your binders and hearing the thought process behind what you are doing. Thank you for sharing!!
You are so sweet! Thanks friend!!! 🥰
Your organizing skills make my OCD tendencies extremely happy, lol 😆
Now this is a high compliment!!
I am loving this, the jean analogy has me in a laughing fit!!!
For the pup binder misc if you wrote on the lamination you could change it to Pup uff da 😂😂😂😂
Ooh yes!!! Uff Da!!! 😂 I may have my jeans a little tighter these days so it resonates 😂
@@GoldenGirlBudgets trust I resemble that remark...I've put on so much weight having a desk job from home 😭 I need to get my bum in gear and start exercising bc I have almost nothing that fits & very much like you I hate clothing shopping so it's either lose weight to get back in my clothes or succumb to the misery that is shopping
@@thevictoriagoogin absolutely!!! Working at home has made motivation hard!!! I need to get my butt in gear!
Great video, Tracey! I love your setup for 2024! I’ll be here cheering you on while you work on reaching your goals!
You are the best!!! Thanks friend!!
Love it, thanks for sharing.
Congratulations to the 600 giveaway winners - I think I missed that.
Thanks friend!!! I have not announced the winners for the recent giveaway yet!
Wow your ideas are so refreshing organised and manageable. Smaller challenges make the big savings do much much more achievable. Brilliant.
New follower. ❤
Thanks so much! 😊 It has been a method that has worked so well for me!
Omg! Savings Challenges Goals! I can only hope to be as organized as you are. I love your setup and I look forward to your future videos. Happy savings!
Thank you so much!! I truly love to organize things!!! Now to save all the money 😂
At first look your system overwhelmed me but as you break it down it really did make sense. Thank you for sharing it!
Thanks friend!!! I can definitely see how it looks overwhelming. It is what works for me but the beauty of it all is that we can do things to make it work for us!
Tracey this was sooooo incredibly helpful! Thank you for taking the time to make the video and the helpful explanation of it all. I wish I had seen something like this when I started earlier this year but it gives me a great idea of how to expand and reorganize some of what I have just shoved in drawers. ❤😊 Appreciate you!!
You are so welcome! I am so glad it was helpful!!! Cheers to 2024 friend! 🥰
Love everything about this video Tracey 36:42
Thank you so much friend!!!
Thanks Tracy for showing your setup,that helps me understand a lot better.
Glad it was helpful! Thanks friend!!
The bin with the pouches is so cool & so organized !!
Yes!!! It has made a world of difference for me to store everything!
Love your organization! I don’t have as many savings challenges as you do - yet 😂 - but when I get to that point I will be using your idea with the mesh bags and box. I am using a happy planner for my big sheets and when I get tired of the calendar or budget one I have I will repurpose it to hold any challenges that are going to be waiting in the background lol. I love Wreen’s cards too. I want them all 😂. You are so talented- I love the dashboards you created and will have to go shopping soon I just need a break from all the shopping lol. Christmas left my brain fried and my wallet smoking 🤣😂🤭. Great video and thank you for sharing.
Oh I feel you on the wallet smoking!!! 😂 Thank you so much friend. Hopefully you don’t end up with as many as I have. It is a little too much 😂 Cheers to 2024!!
Ohhhh 🎶 These are my confessions…to purchasing a side by side 🎶 🤣
😂 😬 👀
You are so organized. I love the ripstop envelopes system you have. Really neat!
Thank you so much! It honestly just works so well for me!
I like the setup of your sinking funds. Thanks for sharing. Love the label pockets too!
Thanks so much! The label pockets are amazing!!!
I don’t mind long videos but I like your setup and can’t wait to see it in action. My vote is for two puppies! Have a happy new year!
I love that you are on team 2 puppies side!!! Thanks friend! Excited for 2024!
I love this! I'm trying to figure out how to set up for the new year and I'm feeling inspired by your set up. I may do something similar. You very much feel like my spirit animal in this one. I too love organization so i loved seeing your bins and how you store things and how you have everything broken down in your binders
Yes!!! Organization is my happy place! Love it and how fun to get to do your setup now! 🥰
Love all your changes. I can’t wait to watch you reach your goals!
Thank you so much!! ☺️ I am excited for 2024!!!
I love everything about this. The organization is amazing. I love having everything organized but you would never be able to tell if you looked at my office right now 🤦♀️
😂 I felt this! Organizing is my happy place but my office can look a mess at times too! 😂
@@GoldenGirlBudgets 😂😂 Mine too. I’m obsessed with finding and executing new organization things to make life easier. I gave up on my office until after we get the popcorn ceiling down and the ceiling done because that will be a mess when I get to it.
Good morning Tracy. You are so well organized.
Thank you! 🤗 It is my happy place!!
I’m obsessed with the bin and all the savings challenges you have. I definitely need to get my budgeting items in order, love this video
It honestly has made such a huge difference for me!!! I love organizing!
That is a great set up. One of my goals this year is a month ahead and I’m going to use Liz’s set up as well. I like small wins too! 😊
You can do it! I love to see progress and her printable is great for that!!!
Tracey most stuff you said make sense. Thank you and thank you for putting the link of where you brought items. I can’t wait to follow you through the year friend.
Thanks friend!!! I am excited for 2024! Appreciate you!
Great plans friend 💕I was laughing thinking she probably has a paparazzi or Rami zipper bag 😂 ha! Need you to organize my desk I was jealous that pic shot of your desk and work station like ooooh nice!
I love organizing!!!! Oh if so split them up by shops it would be way more bags!!! 😂 But you know I love your challenges!
Oooh puppy boarding is so expensive! We are lucky that my mom was able to help us, but the huskies are big and wild, so I’m not sure how long she will be able to do that.
If you can pay for new car in cash, please film it and at least share it with me so I can live vicariously through you. I don’t think that will ever happen for us 😂
I am picturing walking in with a briefcase full of cash and them telling me I need a check 😂 Boarding is definitely expensive!!! Getting the help while you can is amazing! It was a huge saver for us in the past!
What an impressive set up for 2024! I can’t wait to follow you this year to see how many of your goals you accomplish. I’m also from the Twin Cities area and it was fun to hear you referred to up north and the state fair. Happy saving
Hooray!!! I love MN love!!! Thanks friend!!!
Awesome organization! I LOVE your binder set up!
🩵❄️⛄️❄️🩵
Thanks so much! 🥰 ❄️
I am here listening to your organisation seggsiness!
Hope you don’t get too sweaty! 😅
Whew I thought I had a lot of saving challenges 😂❤❤❤❤❤❤ Love your set up ❤
😅 Right?! It is crazy! 😬
You are so organized! I can’t wait to cheer you on!
Thanks friend!!! Appreciate you!
So organized 😍 I love it
Thank you!! 😊
Love your setup!! Great job!!
Thanks so much!!!
Love your set up for 2024!
Thanks friend!!
Nothing else comes to mind but WOW! Thanks for some great ideas to try out 😍
Glad you like them! I love organizing! 😂
Great setup my friend 💰💙🐶
Thanks so much friend!!! 🥰
Congratulations. You are so focused. Awesome video.
Thanks so much! 😊 🥰
Yay for bonus content! Love the set up! Have a safe and happy new year friend!
Same to you! Thanks friend!!!
Great setup Tracey!😊❤
Thank you! 🤗
Hey friend! I'm lovin your 2024 setup!
I thought I had a lot of saving challenges. lol I was wrong! Lolol 😅
Great Jon friend! 💛💚🦖
😂 I have so many!!!! It is just crazy! But I love having yours in the mix!!
So many great methods to reach your goals! Love it! ❤
Thanks so much! 😊
Love this idea for the pig book! It's on its way to me and I might steal this idea!😊
Go for it!!! I love that it can change categories!!
Loved the look through of your binders! Also love seeing how you are organizing your challenges! I LOVE the container store too!
Thanks so much! 😊 oh the container store is just a big drool fest!!! Thanks friend!!!
This is an amazing set-up, happy new year's eve Tracey.
Thanks friend!!! 🥰
You are so well organized 🤩
Thank you!! 😊 It is my happy place!!!
Love your 2024 setup, Tracey!❤❤
Thanks so much Rox!!!
Such great organizing! All ready for 2024
Yay! Thank you! Organizing is my happy place!!!
Tracey love, love your set-up ❤❤❤
Thanks friend!!!
Thanks for sharing your 2024 setup friend. 🥰
You’re welcome 😊
Nice set up!! Everything looks so organized!! I love it!!
Thanks friend!!! It felt good to get things all setup!
I absolutely love your marbled Christmas binder it’s gorgeous
Yes!!! I love that one!!!
Nice setup Tracey!
Thanks! 😊
Good morning my golden friend thank u for sharing all of this with us great ideas great setup good Luck with all new years goals xoxo
Thanks friend!!!! I am so excited for 2024!!!
I can tell you, I have become completely overwhelmed with too many binders and waaayyy too many challenges.
Absolutely!!! This is my year of restraint 🥰
Love the new set up! Yes hosting is so expensive!
Thanks friend!! It really is!!! 😬
Hi Tracey! Thank you for sharing your budgeting system, I love it all!!! You have given me some ideas for the New Year 🎉Always a joy watching your videos.
Happy New Year & Happy Savings!!❤❤
Happy new year!! Thanks friend!!! I love seeing all the different setups!
I love all of this so much! I love your new 2024 binders setup! I cannot wait to see what 2024 has in store for you and your channel! 💜💜
Thank you so much!! 😊
Good morning Tracey…great video today 😊
Good morning! Thanks friendn
Thanks for sharing Friend. I loved every moment and continuing to rethink my year to come. So excited to see how I can take all these tips and apply to work for me. ❤❤
You are so welcome! It is always fun for me to re-organize for the new year even if it is a little overwhelming at first. Thanks friend!!!
Dang!!! I wish I was that organized!!
😂 Organization is my happy place!
HelloTracey, love the pup binder, great idea to have it all in one place !! The emergency fund concept is so easy to follow.
Thanks friend! I loved getting it all organized!
Tracey, your methods and supplies that you show in this video really resonate with me. I'll be checking out your store!
Thanks friend!!! I love to organize!
@@GoldenGirlBudgets I just placed an order from you and from Misfits Budgets.
@@ValerieJGarrison Wow! Yes you did! Thank you so much!!! ☺️ 🥰 🥹
really good videos gave me a lot of ideas
Awesome!!! Thanks friend!!
Yes! Absolutely love it! I just posted my 2024 setup too 😂 love the attention to detail so satisfying!! Woohoo let’s get 2024 started!!! Have a wonderful weekend ❤
Hooray!!! So ready for 2024!!! It is going to be a good year my friend!!
Just found your channel and I love it! We have so many similar interests and goals so I will def be a frequent viewer. ❤
Welcome!! Ooh I love that!!!! Let’s go in 2024!!!
I love your binders!!❤❤❤ You are giving me great ideas!!
Hooray!!! Thanks friend!!!
@@GoldenGirlBudgets Ordering your dashboards now!! 💞
@@laurielentz7179 🥰 Thanks friend! I am glad you like them!
Your system is similar to what Im doing this next year too! We think alike. 😊 great video. Excited to see you do your videos next year
Yes!!! Twins! Thanks friend! Bring on 2024!
I discovered the budget mom first in January of 2020 and I was mind blown at her process. ❤ you always have such cute stuff ❤
Absolutely! She is what made this budgeting method resonate for me!!! Thanks friend!!!
Good morning!! We have all of the same binders... I absolutely love these ones!!
I love the setup!! ❤
I want to be like you when I grow up!!! 🥰
Watching 😊
Thanks friend!!!
Thank you Tracy, I have been thinking about saving for a month a head but I need to tackle my debt first. But you gave me a lot of information about it so I when I do start a month ahead I won’t be clueless haha. Love your setup can’t wait to see you through 2024 crushing your goals! ❤
Thanks friend!!! Yes! That pesky debt needs to go away! Bring on 2024! You got this friend!
I love your 2024 setup! I’m looking forward to watching you crush your goals this next year! I need to put myself in Etsy jail for awhile 😂😂😂
Thanks friend!!! I can definitely send you to Etsy jail! Then you can blame me! 😂
@@GoldenGirlBudgets - 🤣🤣 Thanks! I just placed an order this last week so I think I’m good for a while.
@@TrishaAnderson926 yes you are!!!
Where is the splash splash your opinions are trash scratcher from? So so cute! I also love the saving up for a large Etsy gift card to then use in 2025. So doing that!!!
Isn’t that funny!!! It’s from Official Budgets on Etsy! I crack up everytime! Yes!!! I am so excited to have Etsy budgeted! 😂
Hi Friend! Long time since I've been here. Missed watching and am catching up. Happy New Year 🎉
Happy New Year friend!!! 🥰
Loving the new setup friend! Small wins are fantastic and help me stay motivated as well 😊
You been super busy getting everything ready for 2024! 😉
And can I just tell you that your level of organization for extra challenges 👌🏼 it’s reallll nice! I can appreciate that attention to detail 😂
Thanks for sharing 💙 loved seeing it
I read the “real nice” in a borat accent! 😂 Thanks friend!!! I love organization. It is my happy place! N
@@GoldenGirlBudgets bahahahaha
Love the set up video and can’t wait to watch the savings grow in 2024! ❤ also glad I got to see the other colors of the binders. Trying not to run over to Amazon as I type this! 😂 HAPPY NEW YEAR 🎆
Oh I am so happy they added more colors to the mix!!! It just makes it fun!!
Don’t feel like you need to respond to all of my comments because I’m being incredibly annoying today, but I just had to say that I love, love, love your dashboards! You are so creative, and I’m so happy that you are using that creativity to generate an additional income for yourself. You are most definitely going to crush it in 2024. I can’t wait to see you fill up all of these binders.
I love all your comments friend!!!!
Hi Tracey. Girl you sounded like me to be 1 month ahead I need 5000 and I struggle with it I love the idea of doing it 1 week at a time (and hopefully I'll get some paid off in meantime that I won't need 5000 a month 😊) thanks for sharing Tracy I needed ideas happy new year 🎉
Oh yes!!! The more that gets paid off the lower the need will be! The 1 week at a time just is so much more motivating! I like seeing progress!
@GoldenGirlBudgets me too Tracey 🥰
We DO all become a little chunky! 😂
🤣 I love you!
Hey friend great job on organizing I think you are definitely ready for 2024🎉 Thanks for that idea on organizing the saving challenges mine are all over the place 😅I am looking for one today thanks friend 💖💖💖🥰
Thanks friend!!! Organizing is my happy place!!! 😂
@@GoldenGirlBudgets and what a great place to be I’m working on being like you 🫶🏼
Happy New Year 🎆🎈 Oh you have rollin rainbow 🌈 your definitely going to save some big money for your new car 😂🎉
Yes!!! That blue card is the scary one!!! I need to save the money though 😂
@@GoldenGirlBudgets yeah the blue and red one will definitely put you in the right direction 🤣🤣Let’s make 2024 great 👍🏾🥰
Your origination is amazing and since you added that picture at the end of the video I’m now need to see a better picture of it 🤔
Ooh I love that you love my organization!!!
😀
Thanks friend!!
Hey tracey! I definitely use old happy planners for savings challenges. I have the same happy planner punch. Omg I love the container store! O thats a good way to store savings challenges. Those bags are on temu (already got some for the twins toys). Great video!
Love it!! Oh the container store is just amazing! Now I want to go shopping 😂 Thanks friend!!
Hi Tracey, that’s a great idea of using a scratch off savings book to use for either sinking funds or funds to save and/or paying off debt categories. 💕🤑💕
Thanks friend! I love being able to switch the categories for some bonus savings!
💖
🥰
I was also obsessed with Love It Or List It!
What about months that have 5 weeks (one month ahead)
Love your idea to save small amounts to fund larger challenges!
You got a side by side? Congrats, Love! 🎉🎉🎉
Yes! I can totally binge watch love it or list it! 😂 I budget off 4 paychecks so I don’t mess with the 5th week but Liz did add a fifth week option for those that do!
Oh yes!!! We have adventures to go on next summer! 😂
I love how you've orgnized things! Newly subscribed so i have some catching up to do! 😅
Just an idea for Etsy support: If you don't physically need anything but want to support a shop, is it possible to do "tip the seller" or ask for a "special item" made that will function as a tip to support them? 🤔
Thanks friend!!! Yes! I could definitely support in other ways! Love the thinking outside of the box! 🥰
I love how organized you are❤ I want to start buying some scratchoff savings challenges. They seem like alot of fun.
Thanks friend!!! Oh I am a huge lover of scratch off challenges! I love the mystery and suspense! 😂