The Best Time to Open PagIBIG MP2 Account

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  • čas přidán 20. 08. 2024
  • Do you know when is the best time to open your PAgIBIG MP2 Account?
    In this video we will let you know when is the best time to open your MP2 account. A lot of our fellow Filipinos wait until start of the year (January) to open their MP2 account. Is this a good strategy? When is the best time to open your MP2 account? Beginning of the year? Middle pf the Year or End of the Year?
    We will also answer the question if it is advisable to pay in advance your MP2 account. And lastly, we will answer the question regarding lumps contributions if the MP2 account holder can still add on payments to his lump sum contributions in MP2.
    ***
    For those who have not seen our MP2 videos, here are the links. You can also watch all of them in our “PAGIBIG MP2” Playlist.
    MP2 All Purpose Calculator for Regular / Irregular & Lumpsum Contributions - • MP2 All Purpose Calcul...
    Bakit Ganito Lang Ang Dividends ng aking MP2? Actual MP2 Dividends Calculation - • Bakit Ganito Lang Ang ...
    Three (3) MP2 Principles of Saving - Important Things to Note for MP2 Savings - • Three (3) MP2 Principl...
    MP2 Strategies to Maximize Dividends: Monthly, Annual or Lump Sum? Alin ang Malaking Dividends? - • MP2 Strategies to Maxi...
    How to Contribute to PagIBIG MP2 via GCash - • How to Contribute to P...
    MP2 vs Flexi Fund: Alin ang mas magandang investment? - • MP2 vs Flexi Fund: Ali...
    How to Contribute to MP2 Account Using Credit Card - Visa & Mastercard - • How to Contribute to M...
    How to Open Your MP2 Account Online - • How to Open Your MP2 A...
    How to Open your Pag-IBIG Online Account (for OFWs) - Virtual Pag-IBIG Online Portal - • How to Open PAGIBIG VI...
    Guaranteed at Tax Free Investment. Totoo ba ito? PagIBIG MP2 Questions Answered! - • Guaranteed at Tax Free...
    ***
    Subscribe to OFW Power for more videos on budgeting, saving and investing.
    ***
    You can now download our MP2 Calculators in our website. Please visit www.ofwpower.org. To download your free calculators, go to the “main menu,” click “downloads,” then click the calculator that you want to download.

Komentáře • 2,4K

  • @glamorose
    @glamorose Před 3 lety +69

    Super thank you!!! Ikaw lng nkakasagot ng mga tanong na dko mahanap kht san. Super linaw ng mga sagot. Thank you very much!

  • @robertescalera7298
    @robertescalera7298 Před 3 lety +52

    Basta si sir Fermin ang nageexplain crystal clear talaga.hehe Keep up the good work sir.Keep doing more videos pa po.Thank u😊

    • @ofwpower
      @ofwpower  Před 3 lety

      Thanks Robert and good luck.

    • @ofwpower
      @ofwpower  Před 3 lety

      @rae sremmurd sremmurd thanks and good luck po.

    • @rositaabucay3516
      @rositaabucay3516 Před 3 lety +1

      Nice..

    • @milacitao4055
      @milacitao4055 Před 3 lety +1

      Yes I love the way he explained..stay safe..GOD BLESS YOU..

    • @ofwpower
      @ofwpower  Před 3 lety

      @@rositaabucay3516 welcome po and good luck.👍

  • @mannypaulin6604
    @mannypaulin6604 Před 3 měsíci +1

    Fermin. Thank you for answering my supposedly #2 inquiry. Current monthly contribution

    • @ofwpower
      @ofwpower  Před měsícem

      Awesome. All the best and good luck.

  • @nuevamarietamondong9244
    @nuevamarietamondong9244 Před 3 lety +8

    Now I understand MP2 and I am encouraged to open my MP2 account. Thank you sir.

    • @ofwpower
      @ofwpower  Před 3 lety +1

      Welcome po and all the best.

  • @Cessnads1993
    @Cessnads1993 Před 3 lety +6

    Ang galing. Salamat po. Napakalinaw nyo po mag explain 😊 sa lahat po ng napanuod kong vids about mp2 ito pinaka naintindihan ko haha 😂💕❤️

  • @beautyjen2691
    @beautyjen2691 Před 2 lety +3

    Thanks so much po Sir Fermin🙏🥰
    Very much appreciated po sa efforts po ninyo sa pag create ng video po na ito about MP2..Pinag aralan ko po muna lahat ng katanungan ko at dito ko nakita narinig lahat ng kasagutan . Very cleared po 🥰
    More power and God Bless you po.
    Next week start napo ako🙏

    • @ofwpower
      @ofwpower  Před 2 lety +1

      Thats great! All the hest and good luck po.

  • @lilyjagonase2276
    @lilyjagonase2276 Před 3 lety +2

    Maraming salamat po
    Dahil sa iyo nakapag open account ako sa MP2😚😚😚

    • @ofwpower
      @ofwpower  Před 3 lety

      Welcome po and good luck.👍

  • @shadowkillofficial8115
    @shadowkillofficial8115 Před 3 lety +1

    Malinaw na malinaw mag explain
    Simple and easy
    Yan gusto namin

    • @ofwpower
      @ofwpower  Před 3 lety

      Thanks Step. I appreciate your kind words po.

  • @bethmarcaida6409
    @bethmarcaida6409 Před 3 lety +16

    Well explained ill save in MP2 soonest.

    • @ofwpower
      @ofwpower  Před 3 lety +1

      All the best and good luck.

    • @melodiegicana6744
      @melodiegicana6744 Před 3 lety +1

      @ OFW Power. How about po pag hindi active member ng pag ibig 1 pero may account # lang po sa pag ibig. Pwede pa rin po bang mag open ng mp2 sir?
      Also, Godbless more to your vlog. A big help for all people.

    • @ofwpower
      @ofwpower  Před 3 lety +1

      @@melodiegicana6744 pwede pa rin po mag open ng MP2. You just need to reactivate your P1 account.
      To reactive your P1 account, huhulugan lang po ninyo uli ito. May iba po kaming alam na 1 month lang po pinapahulog ng PagIBIG para ma reactivate po ang kanilang inactive P1 membership. Kaya its good to consult directly with pagIBIG para malaman how many months they have to pay to reactivate their P1 account. Good luck and all the best.

  • @karlamichelle903
    @karlamichelle903 Před 3 lety +4

    Super detailed ang explanation. This channel and you of course deserves a million subscribers 👍🏻

    • @ofwpower
      @ofwpower  Před 3 lety +1

      thanks a lot Karla. I really appreciate your kind words. all the best po and good luck.

  • @gerliealipoon4917
    @gerliealipoon4917 Před 2 lety +1

    Thank you for sharing po ng info. about MP2.
    God bless po.

  • @rizronquillo9061
    @rizronquillo9061 Před 3 lety +1

    Galing mgexplain.. lumanay at mlinaw..para akong nkkinig sa pari.. just opened my mp2.. nainspired ako dto sobra.. ofw from korea din po ako.. good job sir.. dami p kyo mainspired

    • @ofwpower
      @ofwpower  Před 3 lety

      Thank you po and good luck.👍

  • @allanreyes4161
    @allanreyes4161 Před 3 lety +3

    Thank you sir for this vlog .Nakapag open na ako ng MP2 na isa sa aking financial goal for 2021.

    • @ofwpower
      @ofwpower  Před 3 lety +1

      That's awesome! Congratulations Allan and all the best po.

    • @allanreyes4161
      @allanreyes4161 Před 3 lety +1

      @@ofwpower thank you sir

  • @theresayaluds3501
    @theresayaluds3501 Před 3 lety +4

    All your videos are direct to the point, walang halong hidden agenda. I have been sharing it with my friends. God bless you! More power!!! Maraming maraming salamat!!!

  • @suzymalijan8016
    @suzymalijan8016 Před 3 lety +1

    Thank you sir! I'm not an OFW po pero super thankful po ako sa mga information na nakukuha ko SA mga videos nyo. Again thank you po and God bless you.

    • @ofwpower
      @ofwpower  Před 3 lety

      Welcome po and all the best.

  • @yolandaarmareveche7802
    @yolandaarmareveche7802 Před 2 lety +1

    Sir thank you naunawaan ko na ang MP2, nakapaghulog kasi ako one time lang nong year 2018 kaya continue ko ulit. ngayong taon.

    • @ofwpower
      @ofwpower  Před 2 lety

      Awesome! All the best po.

  • @mariconsunico9697
    @mariconsunico9697 Před 3 lety +14

    Very well explained. Thank you. Actually i already have 2 accounts with mp2. One is lumpsum and the other one is monthly.

    • @ofwpower
      @ofwpower  Před 3 lety +1

      Awesome. Good luck po.

    • @sharmaineainallamedo1253
      @sharmaineainallamedo1253 Před 3 lety +1

      Mam ano po yung Lumpsum?

    • @ofwpower
      @ofwpower  Před 3 lety +2

      @@sharmaineainallamedo1253 meaning ng lumpsum ay isang malaking halaga, halimbawa P50,000 ihulog ng isang hulugan. Thats lumpsum.

    • @aki-mz2gc
      @aki-mz2gc Před 3 lety +1

      if you deposit a lump sum of 12000 pesos on account x. meanwhile on account y you deposit 1000 monthly= 12000. which of the two po ang may higher interest?

    • @ofwpower
      @ofwpower  Před 3 lety +1

      @@aki-mz2gc first option will have a higher dividend gaya ng sinabi namin sa aming mga videos sa ibaba:
      PAGIBIG MP2
      czcams.com/play/PLF1GV5jdAKwlm3PARk1Fp8vHiYRPE1ahV.html

  • @annacruz3609
    @annacruz3609 Před 3 lety +22

    Hi Sir Fermin, I got confuse in about your answer in Question#2. Because in your previous MP2 video, paying MP2 in advance (lump sump deposit) will yield higher dividends. Now in this video, you're saying that paying it in advance is not advisable. Maybe it's just me but can you explain on this further and clarify, please?
    More power to you Sir. I grew up in a family of OFW's and you're helping new generation not to commit the mistakes of the old ones through your videos. God bless!

    • @ofwpower
      @ofwpower  Před 3 lety +15

      I think ADVANCE is different from spread out.
      ADVANCE or LUMPSUM is:
      Amount: P100,000
      Period from : current month (Dec 2020)
      Period to: current month (Dec 2020)
      SPREAD OUT is:
      Amount: P100,000
      Period from : Dec 2020
      Period to: Dec 2021
      Do not SPREAD OUT your payments in MP2.

    • @rosaliegelotin9449
      @rosaliegelotin9449 Před rokem +2

      Magulo nga, quote ko siya
      “Huwag hulugan in advance ang MP2”
      “Mas mababa ang dividend income kapag hulugan in advance ang MP2”

    • @lizagurrea8286
      @lizagurrea8286 Před rokem +5

      Rosalie Gelotin Tama naman pag hinulogan Ng advance ang ibig sabihin spread out nila ang payment mo. Ganyan ang nangyari sa payment ko. Nag hulog ako Ng 60 thou nong Jan. 2021 dapat sabihin mo na from Jan. 2021 to Jan 2021 Ang ginawa nila sa payment ko spread out Ng 12 month's hinati nila. Maliit ang kita ng interest compare sa isang bagsakan lang.

    • @user-zc6eg4ez4e
      @user-zc6eg4ez4e Před rokem

      Nalito nga din ako. Basta alam ko kapag naghulog ka,automatic for the current month na yun. Hindi naman spread out. At mas malaki interest ng lump sum and advance kumpara sa pa isa isa ang paghulog.

    • @randyllona7160
      @randyllona7160 Před 11 měsíci

      Nalito nga din ako sa no 2. Sana may makapag explain at maunawaan ko ng mabuti

  • @qales1228
    @qales1228 Před 2 lety +1

    Thank you po ! laking tulog po neto.. finally my mp2 acct. N ko.. ang tagal ko nag try mag enrol sa mp2 pero d succesful.. thank you

  • @bhabamagpusao3650
    @bhabamagpusao3650 Před 3 lety +1

    Thanks ngayon mas naunawaan ko na paano mag invest sa mp2...thanks much😍

  • @inang1968
    @inang1968 Před 3 lety +6

    So helpful. Thank you! Yung kawork ko nag open, andami ko tanong at nasagot nito karamihan.
    Ako bunso sa pamilya pero ako na breadwinner. Natatakot ako kasi buong sweldo ko sa family napupunta. Gusto ko mag save para sa sarili kasi di nadin ako ganuun kabata :)

    • @ofwpower
      @ofwpower  Před 3 lety

      Very good po. All the best and good luck po.

  • @ChickensBarbie
    @ChickensBarbie Před 3 lety +4

    Hindi ako OFW pero nandito ako for MP2 hehe

    • @ofwpower
      @ofwpower  Před 3 lety

      Everyone is welcome here Louie. Good luck po.

  • @missk6538
    @missk6538 Před rokem +1

    Thank you sa mga video mo sir dahil sau na update q ang pag ibig ko at nka pag open ng mp2

  • @irishjoyaquino5626
    @irishjoyaquino5626 Před 3 lety +2

    The best video to! Grabe naghahanap ako nang mas in depth na explanation ng mp2 para malinawan ako buti nakita ko to huhu thank you po! Planning na kumuha ng mp2 kaso kulang ako sa requirements na needed :( more power po!

  • @vanessa0815
    @vanessa0815 Před 3 lety +4

    Very well said Sir.. Explained thoroughly frequently asked questions by those interested to invest in MP2.

    • @ofwpower
      @ofwpower  Před 3 lety

      Thanks a lot Vanessa and good luck po sa inyo.

    • @chellefruelda
      @chellefruelda Před 10 měsíci

      Sir tanung lng po,,bagong member po ako ng pag ibig,,anu po ung mp2,,pag nakatapus po ba ako ng 2 years bago lng ako pwde mag pm2 sa pag ibig??thanks and God bless.

  • @freddieisla9795
    @freddieisla9795 Před 3 lety +4

    Thank u very much, sir. Informative and well explained. Considered as benificial video, it must be shared.

    • @ofwpower
      @ofwpower  Před 3 lety +1

      Thank you Freedie for your kind words. I truly appreciate it. Good luck po.

  • @LaniSewer2570
    @LaniSewer2570 Před 3 lety +1

    Salamat sa explanation sir..nag start na ako sa Mp2 last 2018..at ngaun mas nauwaan ko pa about MP2

    • @ofwpower
      @ofwpower  Před 3 lety

      That's very good. Congratulations po Lani and good luck!

  • @katherinepascual7904
    @katherinepascual7904 Před 2 měsíci

    Wow ang galing po napakalinaw.thankyou sir now gets kona ano ang benefits na makukuha sa MP2

    • @ofwpower
      @ofwpower  Před 2 měsíci

      You're welcome all the best

  • @cweng20
    @cweng20 Před 3 lety +3

    Thank you sir🙏 Another learnings na naman po natutunan ngayon🙏💯📝 ❤️

    • @ofwpower
      @ofwpower  Před 3 lety +1

      Welcome po. All the best and good luck.

  • @cruiseboy9397
    @cruiseboy9397 Před 3 lety +3

    Thank you, Sir! Explanation simplified 👏

    • @ofwpower
      @ofwpower  Před 3 lety

      all the best and good luck.

  • @emransaidona9242
    @emransaidona9242 Před 3 lety +1

    Watching here in Riyadh thank you very clear po xplain ny0 sir

    • @ofwpower
      @ofwpower  Před 3 lety

      Welcome po and good luck.

  • @rhonatomagan6466
    @rhonatomagan6466 Před 3 lety +1

    Wow..mas malinaw pa sa sinag ng araw..galing now i know about mp2..very clear explanation..🎉🎉🎉

    • @ofwpower
      @ofwpower  Před 3 lety

      Thank you po for your kind words. All the best po and good luck.

  • @mariobalansag2690
    @mariobalansag2690 Před 3 lety +4

    Sir permin member po ako ng mp2 march 2019 until now dkona nahulogan marameng salamat napanood ko vidio nyo now naghulog na uli ako thru gcash godbles po

    • @rogerwolf7511
      @rogerwolf7511 Před 3 lety

      nagsubmit p po b kayo s pag-ibig branch ng application form? thanks.

  • @dcharmed2
    @dcharmed2 Před 3 lety +5

    Napakagaling magpaliwanag. Parang college professor na may dedication sa work...sir, ano po full-time work nyo? teacher po ba kayo?

    • @ofwpower
      @ofwpower  Před 3 lety +2

      Hi Jenny, thank you very much po. I appreciate your kind words. Ako po ay OFW na nag tatrabaho sa pagawaan po ng gamot. Good luck po sa inyo and Happy New Year.

    • @cindyzapiter9964
      @cindyzapiter9964 Před 3 lety +1

      Sir kung mag ipon po sa MP2 paano ko po mpapakinabangan ang pera ko jan, kaylan po pwede makuha ang pera na nasave?interesado po kasi ako mag open ng MP2

    • @ofwpower
      @ofwpower  Před 3 lety

      @@cindyzapiter9964 panoorin po ang ating mga bideos sa ibaba:
      PAGIBIG MP2
      czcams.com/play/PLF1GV5jdAKwlm3PARk1Fp8vHiYRPE1ahV.html

  • @JaredPatriarca
    @JaredPatriarca Před 2 lety +1

    Salamat sir sa pag explain napakalinaw po nglapse kc ako ng isang taon

    • @ofwpower
      @ofwpower  Před 2 lety

      all the best and good luck.

  • @mar-ys5yh
    @mar-ys5yh Před 3 lety +1

    Wow maraming maraming Salamat po Kase tlgang nsagot nyo po lht Ng katanungan ko.ngyon malinaw na malinaw na ang pagkaunawa ko Sa MP2 Kase dapat nag open nko Ng MP2 kaso dko Kase naintindhan Ng maayos d Ako sigurado Kaya dko itinuloy ang plano ko na mag open Ng MP2..now na sigurado nko sure na sure mag open nko and thank thank you more power sainyong Yt channel God bless you.

    • @ofwpower
      @ofwpower  Před 3 lety +1

      All the best and good luck po.

  • @mariloueustaquio2875
    @mariloueustaquio2875 Před 3 lety +4

    Thank you so much po .. very informative ❤️ Sana makapag trabaho na ko ulit para makapag ipon na Rin at makapag open account na Rin sa MP2❤️🙏🙏🙏
    God bless po sa mga may trabho pa rin hanggang ngayon ❤️
    Still seeking for a job 🙏

    • @ofwpower
      @ofwpower  Před 3 lety +1

      Good luck po and God bless. Sana makapag work na po kayo soon. Ingat po palagi.

  • @lindltaylor3438
    @lindltaylor3438 Před 3 lety +4

    4:36 Kung wala pong requirement na monthly o any type of contribution, bakit po hindi maganda ang pay in advance ? Sabi nyo nga rin po mas maganda mas mahulog ng maaga. Medyo nakakalito lang po sa part na yun

    • @ofwpower
      @ofwpower  Před 3 lety +5

      Sorry po kung naguluhan kayo. In a very simple explanation ganito lang po ang technique sa MP2 - mapa lumpsum man yan, one time payment, monthly payment, etc.
      Lahat ng hulog ninyo, kahit magkano pa yan, ilalagay ninyo sa PERIOD covered ay ngayong buwan na ito lang. Halimbawa:
      Amount: P150,000.00
      Period From: January 2021
      Period To: January 2021
      Sana maliwanag po.

    • @lindltaylor3438
      @lindltaylor3438 Před 3 lety +1

      Salamat po. Pasensya po sa abala. Napanood ko na po yung ibang videos nyo gets ko na po. Salamat po😅

    • @ofwpower
      @ofwpower  Před 3 lety

      @@lindltaylor3438 all the best and good luck po.

    • @lynnraposas6134
      @lynnraposas6134 Před 3 lety

      @@ofwpower sir..pag ganyan po..period covered, january 2019..ganyan lang nakasulat...at ang preferred dividend pay out ay annual, pag di mo muna i withdraw yon dividend on that partcular date e, di ba maisali yon previous dividend for the next computation?

  • @freda8752
    @freda8752 Před 3 lety +1

    I'm a fresh graduate and i am much interested in opening MP2 account. Now I am eager to find a job. Let's go

  • @gresifecamino8907
    @gresifecamino8907 Před 2 lety +1

    Ganda Ng pagka explained naiintindihan thank you sir

    • @ofwpower
      @ofwpower  Před 2 lety

      good to know that po. good luck.

  • @WhateverImComfortableWith

    Sir question po, kelan magsstart maging active ang MP2? Once mag open ka ng mp2 account or once na naghulog ka na ng pera?? Thanks in advance!

    • @ofwpower
      @ofwpower  Před 3 lety +2

      MP2 is activated after making your first contribution. The date of the first contribution also determines the maturity date of your MP2 account. Panoorin po ang aming iba pang mga MP2 videos to answer your question. Good luck!👍

    • @WhateverImComfortableWith
      @WhateverImComfortableWith Před 3 lety +1

      @@ofwpower Thanks sir! I have just started watching your videos to be honest. And very informative po!
      Sir, this is from MP2 FAQS, #8
      "If unclaimed, your MP2 Savings shall continue to earn dividends for two more years based on the dividend rates of the Pag-IBIG Fund Regular Savings Program. After the said period, it shall no longer earn dividends, and must be withdrawn or claimed."
      Kung tama po ang pagkakaintindi ko, mageearn parin pera mo ng 2 MORE YEARS (kung hindi mo sya naclaim agad). So somehow pwede mo syang iconsider as an extension kung choice mo? At mabigyan ang mga pinakacurrent mong nahulog ng time magkaroon ng mataas na dividend as well? Thanks po again!😊

    • @ofwpower
      @ofwpower  Před 3 lety +3

      @@WhateverImComfortableWith That is correct po. Tama po ang inyong pagkaintindi. The additional 2 years shall follow the P1 dividend rate approx 0.5% lower than the MP2 program. good luck.

  • @laurencejaming6610
    @laurencejaming6610 Před 3 lety +3

    Is it a good move to invest in MP2 right now given that we are experiencing pandemic? Thank you!

    • @ofwpower
      @ofwpower  Před 3 lety +4

      Regardless of market or economic conditions MP2 is still a good savings coz its tax free and guaranteed by the government. Good luck po.

    • @ofwpower
      @ofwpower  Před 3 lety +3

      @Senen Trinidad tama po. Good luck po.

  • @onlylala7748
    @onlylala7748 Před 2 lety +1

    Thank you, galeng magpaliwanag kumpleto

    • @ofwpower
      @ofwpower  Před 2 lety

      thank you po. all the best and good luck.

  • @joanlacambra5045
    @joanlacambra5045 Před 2 lety +1

    Napakalinaw po ng pag explaination nuh po sir...big thums up po..maraming slamat po.

    • @ofwpower
      @ofwpower  Před 2 lety

      Welcome po and all the best.

  • @zsariel21
    @zsariel21 Před 3 lety +8

    After I open MP2 account online, can my family member contribute thru otc? Thank you. :)

    • @ofwpower
      @ofwpower  Před 3 lety +5

      Yes, definitely they can do the contribution po for you. As long as they have your MP2 account number. Good luck po and all the best.

  • @rackiegumaro366
    @rackiegumaro366 Před 3 lety +6

    Sa Question #2, bakit hndi advisable ang advance payment when theres no monthly payment naman, i saw one of ur videos about MP2, nag advised po kayo na mas maganda maghulog ng malaking amount isang bagsakan kesa mag monthly, kase mas malaki ang magiging kita neto after 5 years kesa sa monrhly contribution mo.

    • @ofwpower
      @ofwpower  Před 3 lety

      Tama po ang inyong napanood sa aming videos.
      1. Do not do advance payment - nasa video sa itaas ang explanation.
      2. One time big time is better than monthly - based on our other video.
      There's no conflict with the 2 videos. Bastat sa MP2, ihuluog ang pinakamalaking amount na KAYA mo sa as soon as you can.

    • @ofwpower
      @ofwpower  Před 3 lety

      @@nate7260 tama po.kung naguluhan po kayo, tanungin nio na lang po deretso amg PagIBIG. Pede rin ninyo silang i email.

    • @ofwpower
      @ofwpower  Před 3 lety +5

      @@nate7260 tanong ko po sa inyo ganito: kung mag oopen ako ng MP2 account ngayon at tatanungin ako ng pagibig kung monthly o lumpsum, at sasabihin ko lumpsum P30,000,:
      Q1: hindi na ba ako pwede magdagdag?
      Q2: kung pwede magdagdag, dapat din ba same amount sa una kong lumpsum?
      Q3: kung pwedeng magdagdag doon sa una kong lumpsum, paano yung sagot ko sa PagIBIG na mag lulumpsum ako? hindi ba ako ma penalty nun bakit hindi ko tinupad?
      Ang punto ko dito ay ganito, upon enrolment, oo magtatanong ang pagibig ng DESIRED monthly or lumpsum contribution. But, that question is for information only - that is not compulsory because...MP2 is a voluntary program. Nasa sa iyo kung magkano at kung anong frequency ka maghuhulog.
      I do not believe na sinabihan kayo ng PagIBIG na di na pwede magdagdag kung mag lumpsum. That is NOT TRUE. Kung may nagsabi sa inyo niyan, bigay nio pangalan sa akin, isusulat ko sa MAIN OFFICE.
      I can vouch for what i said in my videos kasi ang MP2 accounts ko mismo ang patotoo.
      Sana maliwanag. Kung hindi, hindi ko na alam ano pa ang sasabihin ko.

    • @princessjeyanpagatpatan5536
      @princessjeyanpagatpatan5536 Před 3 lety +1

      I think what he meant was isang hulog/ bagsakan pero ang period na ilagay mo is 1 month, oct. 2020 to oct 2020
      Ex. 1M oct 2020 to Oct 2020 rather than 1M oct 2020 to Dec 2020

    • @ofwpower
      @ofwpower  Před 3 lety +2

      @@princessjeyanpagatpatan5536 perfect! Tama po. Thanks for the explanation.

  • @judeervinsen2648
    @judeervinsen2648 Před 2 lety +1

    Salamat sa clarifications sir. Amen po. Para kong nakikinig ng ebanghelyo HAHA. Salamat ule

  • @myyukie5781
    @myyukie5781 Před 2 lety +1

    Thank you, laking tulong to skin n late n NG open,

    • @ofwpower
      @ofwpower  Před 2 lety

      All the best po.

    • @myyukie5781
      @myyukie5781 Před 2 lety

      @@ofwpower sir patanung po, nkapag hulog n po ako sa p1 ko, gusto ko po Sana MG mp2, OK n po ba ako mghulog next month sa mp2?

  • @ladyasrahabayon5309
    @ladyasrahabayon5309 Před 3 lety +4

    Honestly, naguguluhan ako sa explanation niyo po about "wag hulugan in advance ang future months MP2". In the first place, diba pede po dagdagan anytime? Bakit po merong ganyan po?

    • @ofwpower
      @ofwpower  Před 3 lety +1

      Pwedeng pwede dagdagan. Walang magbabawal sa inyo na dagdagan. Iba ang “dagdagan” sa “hulugan IN ADVANCE.”

    • @janeycollado7946
      @janeycollado7946 Před 3 lety

      @@ofwpower yung tinutukoy nyo po bang hindi dapat gawin ay yung ganito? Period covered from Oct 2020; Period covered to Nov 2020. Dapat same month?

    • @seraluna5771
      @seraluna5771 Před 3 lety

      @@janeycollado7946 sabi s explanation same month dapat. Hindi pa aq naka open ng mp2 pero may plan. Buti n lng i watch this

    • @janeycollado7946
      @janeycollado7946 Před 3 lety

      @@seraluna5771 yes, got it! thanks sa pag confirm :)

    • @B_FAMILY319
      @B_FAMILY319 Před 3 lety

      @@ofwpower sir pwede po bang maghulog dalawang beses sa isang buwan?ilang beses pwede maghulog ?

  • @rackiegumaro366
    @rackiegumaro366 Před 3 lety +4

    Kung wqlang monthly, quarterly or yearly contribution, ano po ibig sabhin sa video nyo po na NO Advance payment? Wht does it mean then?

    • @number.one111
      @number.one111 Před 3 lety +1

      Naconfuse din po ako. Pano kung lump sum payment sa umpisa, pero di maghuhuog for succeeding months

    • @ofwpower
      @ofwpower  Před 3 lety

      Huwag na huwag mag-advance ng pagbabayad sa MP2. That's what it means.
      Kung maghulog kayo - wala nang paki-alam ang PagIBIG kung ito ay gagawin mo monthly, yearly, lumpsum, etc. Nasa sa iyo. Kasi voluntary ang MP2 - ANYTIME pwede mag-hulog, no requirement sa frequency. No restrictions sa frequency. No limitation din sa amount - nasa sa iyo magkano kaya mong ihulog. Sana medyo maliwanag.

    • @ofwpower
      @ofwpower  Před 3 lety +3

      @@number.one111 Huwag na huwag mag-advance ng pagbabayad sa MP2. That's what it means.
      Kung maghulog kayo - wala nang paki-alam ang PagIBIG kung ito ay gagawin mo monthly, yearly, lumpsum, etc. Nasa sa iyo. Kasi voluntary ang MP2 - ANYTIME pwede mag-hulog, no requirement sa frequency. No restrictions sa frequency. No limitation din sa amount - nasa sa iyo magkano kaya mong ihulog. Sana medyo maliwanag.

  • @allanmercurio6381
    @allanmercurio6381 Před rokem

    Thanks sa napakagandang paliwanag now makakapagipon nako sa mp2😊Godbless po

  • @enerijacinto2130
    @enerijacinto2130 Před 2 lety +1

    Thanks for this video last year p ito nasabi ng tito ko n nasa saudi he advice me to save s mp2 until he passed away last November n nasa Jeddah p sya he always taught me how to save early as i can gaya ng mp2 kasi maganda ang investment return . Now i started not because my uncle told me but for the benefit of this savings ,mas naliwangan din ako nung napanuod ko po ang video nyo ng klaro, mas naiintindihan at naeencourage ang mga viewer n mas magsave ng maaga s bank lang po ako ako nagiimpok mga gaya ko n ofw best oo itong mp2 more power sau sir Fermin

    • @ofwpower
      @ofwpower  Před 2 lety

      Wow, great! Good to know that po Irene. You made the right decision po. All the best po and good luck.

  • @newlifeahead2591
    @newlifeahead2591 Před 3 lety +3

    Sir, may banks po bang pwedeng paghulugan ng MP2 contributions? These times, ang hahaba po ng pila ng mga Pag-ibig centers.

    • @ofwpower
      @ofwpower  Před 3 lety +1

      You can try the GCASH facility po. As to banks please ask your specific bank if they accept PagIBIG contributions. Sa pagkakaalam ko po ang aking banks BDO and BPI do not accept PagIBIG contributions.

    • @braydenbalondo1590
      @braydenbalondo1590 Před 3 lety +2

      Bayad Center Online App madali lang..

    • @ofwpower
      @ofwpower  Před 3 lety

      @@braydenbalondo1590 wow thanks for this info. magkano po ang charges?

  • @elvirathomas3547
    @elvirathomas3547 Před 2 lety

    Good morning watching from kuwait 🇰🇼 🇬🇧 yes nka pg start nko noong sept 2021 to dec 2021 whole amount 63k at sikapin ulit mka pg hulog ng 2022 new subscriber here

  • @Oh_My_Gens
    @Oh_My_Gens Před 3 lety +1

    Very well said. sorry hindi ko agad nahanap ang video na to at nagtanong pa ko sa iba po nyong post pero sobrang salamat ulit sir. :)

    • @ofwpower
      @ofwpower  Před 3 lety

      Welcome po and good luck.👍

  • @sapphirecalamba7474
    @sapphirecalamba7474 Před rokem

    Napakalinaw ❤ laking tulong sa amin na mga aspirant

  • @leleunamoiculer2137
    @leleunamoiculer2137 Před rokem

    super thank you po sa share nyo about MP2 savings account

  • @jomsvlog5394
    @jomsvlog5394 Před 3 lety +1

    Super thanks po .
    Napakainformative Sir.

    • @ofwpower
      @ofwpower  Před 3 lety +1

      Welcome po and good luck po.

  • @ocramoertt3963
    @ocramoertt3963 Před 2 měsíci +1

    Ok...got it po napaka klaro ng explaination
    ... Ang galing...🎉🎉🎉

    • @ofwpower
      @ofwpower  Před měsícem

      Welcome po. Salamat din po.

  • @lytomagbato1688
    @lytomagbato1688 Před 2 lety

    Finally nakita ko na din ang sagot na hinahanap ko. I was hesitant to start with MP2 up until this comment dahil confused or concerned ako if kailangan ko ba talaga mag hulog monthly or anytime lang na may sobra sa kita ko. Thank God I found this video. Sa dami kong pinanood. New Sub here.

  • @cherrykarunungan3720
    @cherrykarunungan3720 Před 3 lety +2

    Thank you sir for this kind of content. Laking tulong nun mga videos nyo.

    • @ofwpower
      @ofwpower  Před 3 lety

      welcome po and good luck.

  • @cindymeras7348
    @cindymeras7348 Před 3 lety +1

    Very clear explaination sir. Thank you. Planing to open an account.

  • @kristofferclintalbo4688
    @kristofferclintalbo4688 Před 3 lety +2

    Thanks for this wonderful explanation Sobrang appreciated need ko na tlga mag Set ng Goal for this MP2 ngaun ko lng to nalaman meron din palang Savings Voluntary si Pagibig
    Thanks Sir Fermin! MOre PoweR!

    • @ofwpower
      @ofwpower  Před 3 lety +1

      All the best and good luck!👍

  • @rainetm345
    @rainetm345 Před 3 lety +1

    Thank you po. I opened PAGIBIG account earlier this month to avail of MP2; deposited “6 months” worth of my contribution. Now I know better, the dividends will spread throughout those months. Thank you.

    • @ofwpower
      @ofwpower  Před 3 lety

      Welcome po and good luck.

  • @evelynquilicot7609
    @evelynquilicot7609 Před 3 lety +2

    Salamat naintindihan ko na kasi member ako ng MP2,❤️❤️❤️

    • @ofwpower
      @ofwpower  Před 3 lety +1

      All the best and good luck.👍

  • @janesakkam8112
    @janesakkam8112 Před 3 lety +1

    laging current month ang paghuhulog sa mp2. Hindi gaya ng P1 pwed tayo mag mag advance contribution. 2012 ako naghulog sa mp2 na withdraw ako 2017. Tas hinulog ko ulit. Sa panibagong mp2 #ko. Maganda talaga ang mp2. Salamat sir sa pag share

    • @ofwpower
      @ofwpower  Před 3 lety

      thanks for sharing. good luck po.

  • @romanuelbool6095
    @romanuelbool6095 Před 2 lety +1

    Ok sir maganda at naiintindihan ang inyong paliwanag. God bless po.

    • @ofwpower
      @ofwpower  Před 2 lety

      Welcome po amd good luck.👍

  • @jonathandelacruz2357
    @jonathandelacruz2357 Před 3 lety +1

    thank you very much sa advices nyo sir. mas naunawaan ko ang gagawin ko sa MP2 savings account ko. God Bless

    • @ofwpower
      @ofwpower  Před 3 lety

      all the best po and good luck!

  • @bhongtoledo2259
    @bhongtoledo2259 Před 3 lety +1

    Salamat sa video na ito idol malinaw na naunawaan paano paraan ng paghulog.. God bless

  • @akosilynz9696
    @akosilynz9696 Před 2 lety +1

    Galing mg xplin sir very clear thanks for sharing

    • @ofwpower
      @ofwpower  Před 2 lety

      Welcome po and good luck po.

  • @pamcvlogs7172
    @pamcvlogs7172 Před 2 lety +1

    Thayou Sir.
    Provided Information and explanation help a lot.
    God bless you

    • @ofwpower
      @ofwpower  Před 2 lety

      All the best po and welcome po.

  • @jeffdelacruz6700
    @jeffdelacruz6700 Před 6 měsíci

    Thank youuu for this Video! Saved me a lot of time and effort sa pagpila sa PagIBG office. ❤

  • @richelllamado08
    @richelllamado08 Před 3 lety +1

    Wow ang galing kahit onetime lang ok lang nice talaga

    • @ofwpower
      @ofwpower  Před 3 lety

      All the best po and good luck po.

  • @madelainecardino6402
    @madelainecardino6402 Před 3 lety +1

    I got it now. Thanks for the helpful information. 😇

    • @ofwpower
      @ofwpower  Před 3 lety

      Awesome! Good luck po. All the best!

  • @yoongistangerine2631
    @yoongistangerine2631 Před 2 lety +1

    Glad to have found this channel, sobrang linaw po ng instructions niyo. Thank you very much.

    • @ofwpower
      @ofwpower  Před 2 lety

      Great! Good to know that po. Maraming salamat po.

  • @IlonggaSaHongKong
    @IlonggaSaHongKong Před 3 lety +1

    Im Bless kasi ng start ako ng
    aking Mp2 3 yrs ago ,Thanks for this explaintion e share ko to sa mga kaibagan kasi very clear ang explaination

    • @ofwpower
      @ofwpower  Před 3 lety

      Awesome! Congratulations po ang good luck in your MP2 investment. Good luck po.

  • @euteamogaming5574
    @euteamogaming5574 Před rokem

    Salamat sir na expand yong knowledge ko sa mp2

  • @angieparcon4403
    @angieparcon4403 Před 3 lety +1

    Wow very very well Done Thanks soo much for the info ....perfect voice tone .ilu sir thankyou more power

    • @ofwpower
      @ofwpower  Před 3 lety

      Thanks a lot Angie. I really appreciate your kind words. Ingat po palagi and good luck!👍

  • @TheGreenMinded
    @TheGreenMinded Před 3 lety +1

    I just opened an MP2 account. Thanks po for your video now alam ko na Pano mag hulog😊

    • @ofwpower
      @ofwpower  Před 3 lety +1

      Wow, very good po. All the best amd good luck po.

    • @TheGreenMinded
      @TheGreenMinded Před 2 lety +1

      @@ofwpower first time ko po mag huhulog gamit Gcash it's just that medyo nalilito po ako kasi may nakalaga na period covered from and period covered to: should I put Nov. 8 - Dec. 8 to cover 1 month contribution. Salamat po

    • @ofwpower
      @ofwpower  Před 2 lety

      @@TheGreenMinded Nov 8 >> to Nov 8 lang po.

  • @mommycath9943
    @mommycath9943 Před 3 lety +1

    Ito yung mga tanong ko na nasa got mo sir ang galing 👏👏👏

  • @abpolsci27
    @abpolsci27 Před 2 lety +1

    Hindi pwede ang lump sum.. pero pwede maghulog on the 1st month ng any amount ex. 200k, 500k, or even millions. Tapos yun mga susunod na buwan, nasa member kung gusto pa niya maghulog ulit or hayaan na lang yun una niya hulog na tumubo.

  • @joesephgallardo
    @joesephgallardo Před 3 lety +1

    Napakalinaw ng delivery at yung mga FAQs lalo na ng mga beginners gaya ko. Subbed!

    • @ofwpower
      @ofwpower  Před 3 lety +1

      Good luck po Joseph and all the best.

    • @joesephgallardo
      @joesephgallardo Před 3 lety +1

      @@ofwpower more power po sa channel. Deserve more subs

    • @ofwpower
      @ofwpower  Před 3 lety

      @@joesephgallardo thank you Joseph. Ingat po kyo palgi.

  • @iamcolian
    @iamcolian Před 3 lety +1

    I just discovered your channel and wow 😳 dami ko natutunan which is why I subbed on your channel. Thanks, sir!

    • @ofwpower
      @ofwpower  Před 3 lety

      Hi Lamcolian. I am glad na may mga natutunan po kayo. And thank you for subscribing to our channel. All the best and good luck po.

  • @gladysmondares8399
    @gladysmondares8399 Před rokem

    Yes sir meron na po ngayun Jan. 16 2023 thank you lord sa blessing i love you lord godbless us po🙏💖❤️🙌

  • @sandcastle1987
    @sandcastle1987 Před 3 lety +1

    thanks po! very informative ng video na to. naitama yung mga maling paniniwala ko about mp2 hehe

    • @ofwpower
      @ofwpower  Před 3 lety +1

      All the best po and good luck!

  • @mainituda5766
    @mainituda5766 Před 3 lety +1

    Thank you sir its a big help explanation i always watch your videos gob bless po

    • @ofwpower
      @ofwpower  Před 3 lety

      Welcome po and good luck.👍

  • @hannahfaith4525
    @hannahfaith4525 Před 3 lety +1

    nandito pala sagot ng tanong ko heheh maraming salamat sir

    • @ofwpower
      @ofwpower  Před 3 lety

      Welcome po amd good luck.👍

  • @dreformados6715
    @dreformados6715 Před 3 lety +1

    Wow ka fermin found you here while searching pag ibig mp2🙂🙂
    Done subscribing👍👍

    • @ofwpower
      @ofwpower  Před 3 lety +1

      Thanks po Ka Aby. All the best and good luck po.

  • @janey2562
    @janey2562 Před 3 lety +1

    Napaka galing mag explain. He truly nakes sense. I gave a question. Although the maturity period of MP2 is 5 years, can I get a dividend yearly? What do I get after 5 years?

    • @ofwpower
      @ofwpower  Před 3 lety

      Yes, you can specify to get your dividends every year. On the fifth year, you will get your last dividend payout plus all the contributions you made for the whole 5 years po. Good luck po.

  • @JennyAManso
    @JennyAManso Před 3 lety +1

    Very informative and clear explanation.. thanks sa info 😊

    • @ofwpower
      @ofwpower  Před 3 lety

      welcome po and good luck.

  • @karlatuvillo6067
    @karlatuvillo6067 Před 2 lety +1

    Super thank you sir!! Ganda ng pagkakaexplain!

    • @ofwpower
      @ofwpower  Před 2 lety

      Welcome po and good luck.👍

  • @marialuzrubillos7682
    @marialuzrubillos7682 Před 3 lety +1

    New subscriber here. Thank you sa napakagandang paliwagan, I am planning to open account of mp2 but I dont know how. Watching from k.s a

    • @ofwpower
      @ofwpower  Před 3 lety

      Panoorin lang po ang ating mga videos sa MP2. All the best and good luck po.
      PAGIBIG MP2
      czcams.com/play/PLF1GV5jdAKwlm3PARk1Fp8vHiYRPE1ahV.html

  • @strumtatatam1190
    @strumtatatam1190 Před 3 lety +1

    waiting for more videos on how to save and invest. Eye opener ka Po sa compulsive buyer na katulad ko 💪

    • @ofwpower
      @ofwpower  Před 3 lety +1

      Wow, thank you Rhicky. Makakaasa po kayo. Ingat po palagi.

    • @strumtatatam1190
      @strumtatatam1190 Před 3 lety +1

      @@ofwpower i even invited my friends to open an account and shared this video hehe

    • @ofwpower
      @ofwpower  Před 3 lety

      Wow, that’s really awesome. Sana po sila din ay magsisimula nang mag ipon sa MP2. All the best and good luck po.

  • @johnalesna1003
    @johnalesna1003 Před 2 lety

    Thank you sir. Nalinawan na lahat confusions ko..

  • @albertrosero6380
    @albertrosero6380 Před 3 lety +1

    thanks sir fermin..isa na naman sa mga informative video ninyo..at maliwanag n the more and early you save the better...thanks a lot😊😊

    • @ofwpower
      @ofwpower  Před 3 lety +1

      All the best and good luck po Albert!

  • @zulhaidenmontes7333
    @zulhaidenmontes7333 Před 3 lety

    Napaka clear and sarap pakinggang mag explain

  • @janetamante7005
    @janetamante7005 Před 2 lety

    Salamat sa malinaw na paglalahad ng paksang ito. Tunay na kapakipakinabang

  • @pamelagodenbutalid8741

    Thank you so much Sir. Na sagot lahat ng mga dapat Kung e Tanong 😊. Mag open pa Po ako this month😊

  • @geniecalunsag8857
    @geniecalunsag8857 Před 3 lety +1

    video niyo lang po tlga ako nalinawan about mp2. Thank you so much sir! :) very informative video. :)

    • @ofwpower
      @ofwpower  Před 3 lety +1

      Good to know that Genie. All the best po.

    • @geniecalunsag8857
      @geniecalunsag8857 Před 3 lety +1

      @@ofwpower thank you sir..

    • @ofwpower
      @ofwpower  Před 3 lety

      @@geniecalunsag8857 welcome po and good luck.👍

  • @julianaferranco7711
    @julianaferranco7711 Před 3 lety +1

    galing mo dami kong natutunan more power

    • @ofwpower
      @ofwpower  Před 3 lety

      Thanks Juliana. Good luck po.