MP2 Strategies to Maximize Dividends: Monthly, Annual or Lump Sum? Alin ang Malaking Dividends?

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  • čas přidán 24. 05. 2020
  • Aling strategy ang may pinaka-malaking kita o dividends sa MP2 savings? Monthly, Annual or Lump Sum contribution?
    In this video we will show you the different strategies to maximize your dividends in PagIBIG MP2. We will also answer the following questions:
    1. Alin ang payout method na dapat pipiliin during enrolment? Annual Payout o 5 Year Maturity Payout?
    2. Ano ang ilalagay sa Period From at Period To kapag naghuhulog jg contribution?
    3. Dapat ba hulugan buwan buwan ang MP2 o dapat kung anong buwan lang naghulog ang huhulugan?
    Don't forget to subscribe to our channel and let us know if you have questions or comments.
    Enjoy watching!

Komentáře • 3,6K

  • @jayceecruz9075
    @jayceecruz9075 Před 3 lety +84

    Hi sir actually ngayong year ko na balak ulit sana mag ipon at ang tagal ko iniisip na paano makaipon na hindi ako maaattempt withdrawhin para masecured ko lang yung future ko. Thank you Lord at sayo din po sir na napadaan po mga videos mo sa youtube ko at halos pinanood ko na po yung mga content mo regards sa MP2 kaya halos lahat po ng tanong ko sa MP2 ay hindi ko na kailangan pang itanong direkta sa Pag Ibig dahil nasagot nyo na po lahat. Thank you so much sir sa pagmulat sa mga kapwa ko pinoy sa kahalagahan ng pag iipon. Makakaasa po kayo na ikakalat natin itong magandang balita sa iba at mairecommend po mga videos mo po para mas maintindihan din nila. God bless po sir!

    • @ofwpower
      @ofwpower  Před 3 lety +9

      Wow, thank you very much JC. Natutuwa ako at nakatulong po kami sa inyo. And also, I really appreciate your kind words. Just let me know kung may mga tanong pa po kayo at kung paano kami makatulong. Ingat po kayong palagi ang good luck po.

    • @gemarlilleorcasalvacion-sa3231
      @gemarlilleorcasalvacion-sa3231 Před 3 lety +2

      Salamat po sir mas lalo ko po maunawaan sir ang paliwanag mo sir by the grace of God mag investment Napo ako paguwi ko sir para SA future po maraming salamat po uli God bless u sir ang galing nyo po magpaliwanag kuhang kuha ko po sir

    • @ofwpower
      @ofwpower  Před 3 lety +2

      @@gemarlilleorcasalvacion-sa3231 all the best and good luck po.

    • @ethelchua6197
      @ethelchua6197 Před 3 lety +1

      @@ofwpower Hi sir, ask ko lang po pano po kung member ng pag ibig pero hindi naging active for a year now?Can I apply for MP2 agad po? or if not, pwede pong sabay?

    • @ofwpower
      @ofwpower  Před 3 lety +3

      @@ethelchua6197 Pwede pong sabay ang pag activate ng P1 at open ng MP2 at any PagIBIG branch/office. good luck.

  • @janey2562
    @janey2562 Před 3 lety +13

    Napakagaling ang youtuber na ito. He deserves a 1 million viewer

    • @ofwpower
      @ofwpower  Před 3 lety

      Thanks Janey. I appreciate your kind words.

  • @freddiealcantara9873
    @freddiealcantara9873 Před 4 lety +6

    Simplified presentation. Good job!

    • @ofwpower
      @ofwpower  Před 4 lety

      Thank you Freddie. Good luck po and God bless. Ingat po kayo palagi.

  • @cookysnowball6074
    @cookysnowball6074 Před 2 lety

    Really love watching it sir! Well-versed po!Always give you a 👍!

  • @kenneth7398
    @kenneth7398 Před rokem

    Thank you! Marami kayong matutulungan sa mga content nyo!💚

  • @jacquelynalentajan9087
    @jacquelynalentajan9087 Před 4 lety +7

    Well done..i enjoyed watching and because of that you convince me then I applied it right away.

    • @ofwpower
      @ofwpower  Před 4 lety +2

      Wow great! Congratulations Jacquelyn. Good luck po sa inyo.

  • @annagraceaveria8633
    @annagraceaveria8633 Před 3 lety +3

    Thank you so much sir Fermin. I really like the way you explain parang papa q na kalmado lang pro tagos talaga at klarong2x. I am wantching most of your videos and it really helps a lot. Please keep on making videos like this for the Filipinos to be financially literate. God bless po. 😊😊

    • @ofwpower
      @ofwpower  Před 3 lety +1

      Thanks po and good luck.👍

  • @alfredespila8138
    @alfredespila8138 Před 2 lety +1

    very good explaination, super clear and easy to understand.....thank you,😊😊😊

  • @natarakibaitv7826
    @natarakibaitv7826 Před rokem

    well explained salamat sir mas naunawaan ko ang proseso❤️❤️❤️

  • @85carie1
    @85carie1 Před 4 lety +12

    Well explained. Thank you so much sir!

    • @ofwpower
      @ofwpower  Před 4 lety +1

      Good luck po and God bless. Ingat po kayo palagi.

  • @japhetbastasa7637
    @japhetbastasa7637 Před 3 lety +4

    Very impormative video specially for computation... At least wag mag expect nang mataas na return... Just for passive income better than time deposits... Stocks better if u want higher returns but very risky specially for beginners. Thank u sir.

    • @ofwpower
      @ofwpower  Před 3 lety +1

      Tama po Japhet. All the best to you po and good luck.

  • @melaipages9133
    @melaipages9133 Před 5 měsíci

    salamat po sir,,,May natutunan n ako sa Mp2

  • @liezlvarquez4815
    @liezlvarquez4815 Před 3 lety

    Thank you for Sharing this video Sir.GOD BLESS YOU

  • @drey3196
    @drey3196 Před 3 lety +5

    Ito yung explanation na matagal ko ng hinahanap sa youtube. Salamat boss! Sharing this to my friends.

  • @maeluvjay
    @maeluvjay Před 4 lety +4

    Learned a lot from this video. Thank you sir. I'll gonna show this to my wife para maiplano na namin ang aming MP2 journey hehe. Subscribed :)

    • @ofwpower
      @ofwpower  Před 4 lety

      All the best and good luck.

  • @renzlevivlogz4417
    @renzlevivlogz4417 Před 3 měsíci

    Gets kuna..tnx sir..now lng nka panood..

  • @MaryGraceEngalan-yf1vj
    @MaryGraceEngalan-yf1vj Před 6 dny +1

    Thank you sir npakalinaw ng explanation nyo po..😊

    • @ofwpower
      @ofwpower  Před 6 dny

      You're welcome all the best and good luck

  • @juliettanes7254
    @juliettanes7254 Před 3 lety +37

    I already started putting minimum amount on my mp2 it helps kc iniisip k after 5 yrs my dudukutin ako...no need na umasa ako sa mga anak k.

    • @ofwpower
      @ofwpower  Před 3 lety +1

      Tama po. All the best po. Good luck!

    • @gilwage6755
      @gilwage6755 Před 3 lety +1

      Thanks po sa video ser

    • @sf4656
      @sf4656 Před 2 lety +1

      Do the math. Not enough for your retirement. It is only good if you have a big amount of money today then leave it for 20 years without touching. Surely, it will compound. Mp2 is primarily for wealth protection only. But for wealth accumulation, I do not think so.

    • @celestedannielle6178
      @celestedannielle6178 Před 2 lety

      pwde bah anak ko e apply?

  • @UnitedStatesofOil
    @UnitedStatesofOil Před 3 lety +3

    Lumalabas ang tago kong galing sa Math pag nakikinig ako sa inyo 😃 , ang linaw at systematic ng pag explain .

    • @ofwpower
      @ofwpower  Před 3 lety

      Wow, good to know that! Good luck po.

  • @djprettybetchay6569
    @djprettybetchay6569 Před rokem

    Maraming salamat po sa impormasyun

  • @claudspring733
    @claudspring733 Před 3 lety +2

    Thank you for a simple yet very clear explanation sir .. I learned so much from this❤️

    • @ofwpower
      @ofwpower  Před 3 lety +1

      Great! All the best po amd good luck.👍

  • @ronsagum4412
    @ronsagum4412 Před 3 lety +3

    Worth my time! 👏🏼👏🏼👏🏼 Now I have an idea how I will spent my money on mp2 very educative video. God bless and more power!

    • @ofwpower
      @ofwpower  Před 3 lety

      All the best and good luck.

    • @georgefernandes8969
      @georgefernandes8969 Před 3 lety

      Hi po Sir gusto ko pong e claim ang aking MP2 hingi sana ako ng favor sayo kung ano po ba ang address ng OFW CENTER sa Manila..thanks po

  • @mariaisabelactub6109
    @mariaisabelactub6109 Před 3 lety +8

    I am learning a lot from you, Fermin. You have no idea how much you've triggered by curiosity when it comes to minding my own finances.

    • @ofwpower
      @ofwpower  Před 3 lety +2

      Wow, its good to know that po. Thank you for your kinds words. All the best and good luck po.

    • @ronaldocastro6572
      @ronaldocastro6572 Před 9 měsíci

      Mag kno poba mahuhulog s loob ng 5years diba po aabutin ng 60k po magkano poba kinita

  • @lifecycle4880
    @lifecycle4880 Před 2 lety

    Very clear explanation, thank you po

  • @vheavillarde9359
    @vheavillarde9359 Před 2 lety

    Dami ko natutunan dito ky sir about sa mp2 and sss thank you sir

  • @pomerinianlove3625
    @pomerinianlove3625 Před 4 lety +5

    To be honest so far after watching pag ibig MP2 on how it works this by far the best

    • @ofwpower
      @ofwpower  Před 4 lety

      Thanks! Good to know that. Ingat po.

    • @ericac6843
      @ericac6843 Před 4 lety +1

      ako din, kaninang umaga desidido na ko mag UITF pero nung napanood ko tungkol sa MP2 at dalawa sa videos ni sir, parang gusto ko MP2 nalang

    • @ofwpower
      @ofwpower  Před 4 lety

      @@ericac6843 good luck.

  • @hannahdelojo1701
    @hannahdelojo1701 Před 4 lety +41

    Worth my time. Very informative channel.

    • @ofwpower
      @ofwpower  Před 4 lety +4

      Thank you very much Hannah for your kind words. I really appreciate it. Good luck po sa inyo and God bless. Ingat po kayo palagi.

    • @hannahdelojo1701
      @hannahdelojo1701 Před 4 lety +1

      @@ofwpower more videos po sir pls. Thnk you.

    • @ofwpower
      @ofwpower  Před 4 lety +2

      Oh definitely po @@hannahdelojo1701 . Please watch out po of our upcoming videos. Stay tuned! Ingat po kayo palagi.

    • @leizlnuto774
      @leizlnuto774 Před 4 lety +1

      Panu pla mgbyad sa mp2?ofw poh kc aq!

    • @ofwpower
      @ofwpower  Před 4 lety

      @@leizlnuto774 please watch our other videos for more info on this. Good luck po.

  • @dericktv8940
    @dericktv8940 Před 2 lety

    Thanks for sharing video at nagkaroon ako ng idea about pag Ibig maraming Salamat po

  • @teachergarner
    @teachergarner Před rokem

    It's absolutely very informative. Thank you! God bless you

  • @elmadreo7031
    @elmadreo7031 Před 4 lety +17

    No one explained this to us. So the lumpsum strategy is much better than the annual and monthly contri. Thank you Sir for the very clear explanation.

    • @ofwpower
      @ofwpower  Před 4 lety +6

      Tama po Elma, PagIBIG will not explain this to you po as far as MP2 is concerned. It takes effort to research MP2 para maintindihan po talaga ang concept na ito. Good luck po and God bless. Ingat po kayo palagi.

    • @marilynramoran4489
      @marilynramoran4489 Před 2 lety

      sir how if yung 60k after 5years pwde napo na maiwithdraw sir

    • @anjoromano4953
      @anjoromano4953 Před 2 lety

      Applicable din po ba yan sa annual payout? Salamat po.

    • @ricadelossantos3555
      @ricadelossantos3555 Před rokem

      You mean po ba ung lump sum one time payment 60k after that wait Kana after 5yrs?

    • @mardominickamemita5779
      @mardominickamemita5779 Před 10 měsíci

      ​@@ricadelossantos3555yes po

  • @jazada6
    @jazada6 Před 3 lety +10

    I appreciate your concise and easily understable vlogs re: MP2. I’m very much encourage. Although I have a question on how to claim my dividends after reaching 5 yr maturity. Can i also track my account/payouts online? Thank you sir for minding my inquiry.

    • @maxsalazar2141
      @maxsalazar2141 Před 2 lety +4

      You can create a virtual account, and i think doon mo mamonitor ang galaw ng pera mo.

    • @reynaldody102
      @reynaldody102 Před 6 měsíci

      Paano makikita ang dividend ng pera pag 5yrs payout

  • @razinevillanueva1429
    @razinevillanueva1429 Před 3 lety +1

    Mas naintindihan ko ang MP2 dto. Well explained. 👍

  • @marivicgarciano2090
    @marivicgarciano2090 Před rokem

    Loud and clear explaination 👍 👏👏👏❤️

  • @kpetrova9835
    @kpetrova9835 Před 3 lety +8

    Hi sir Fermin. I just want to say antok na antok nako now but I feel that I MUST TYPE THIS COMMENT BECAUSE U DESERVED IT. Sir first of all thank u. I can tell u are an amazing leader and the content of your channel is not just for likes but u have a genuine concern to help your co filipinos become financially literate. This is the first video I saw on your channel & I usually dont click sa mga 15 mins++ video kc usually clickbait lang and I am so glad I stayed!! You have answer all my questions! Love na kita sir! Hahhaha. I love that u are using excel kc hindi talaga ako magaling sa math. Amazing explanations para sa kagaya kong di magaling sa math naintindihan kita.
    Takeaway ko. If afford mo naman better mag lumpsum kana the earlier the better para mas lumaki yung interest.
    I wish there is a way to send u a tgank u note or a gift basket hahahha kc u really helped me on this.
    I am enlightened!! #lifechanging

    • @ofwpower
      @ofwpower  Před 3 lety +2

      Hi KPetrova. These types of comments are rare, so i would like to say thank you from the bottom of my heart. These types of comments give me the strength to go on with what I am currently doing- giving valuable content to all of you. Thank you very much.

    • @tinzoie
      @tinzoie Před 3 lety

      Maraming salamat po madami akong natutunan. More power po at maraming salamat!
      Sir tama ba na ihulog na yung lump sum the soonest, mas magiging malaki po ba ang interest versus ihulog upon maturity?

  • @bubblebeee5100
    @bubblebeee5100 Před 3 lety +1

    Sobrang detalyado. Thank you for sharing! God bless always

    • @ofwpower
      @ofwpower  Před 3 lety +1

      Thank you po and good luck.

  • @alphafeomega7071
    @alphafeomega7071 Před rokem

    Galing!Well explained po..Salamat

  • @nadroj0706
    @nadroj0706 Před 4 lety +13

    Good day Sir. Thanks for the "Power Info" in terms of strategy, unfortunately too late na sa akin yung ginawa kong contribution, (Period from: To Period to) base sa suggestion ninyo. Nag contribute na kasi ako in advance for 3 years (P2k/mo 'till Yr.2023) sa MP2 ko, kaya di ko for sure ma-maximize young dividends.Lesson learned, but anyway, Savings still a savings, better than no savings at all. More Power to your channel sir.

    • @ofwpower
      @ofwpower  Před 4 lety +2

      Oh yes, definitely. Savings is still savings.

    • @rhomyldacanay6850
      @rhomyldacanay6850 Před 3 lety +1

      Sir, after mo makuha ang savings mo sa 2023, irollover mo ulit ung amount na yan, ilagay mo ulit sa MP2, para ka naring naglump sum nun sa January, then add ka ulit. Mas malaki ang interest. 😊

    • @ofwpower
      @ofwpower  Před 3 lety +1

      @@rhomyldacanay6850 that is correct. tama po.

    • @ellemishii14
      @ellemishii14 Před rokem

      @@rhomyldacanay6850 panu mo rollover sir?

    • @saboo9097
      @saboo9097 Před rokem

      @@ellemishii14 Pag naclaim mo siya after 5 years, kung di mo naman need pa gamitin ung pera for another 5 years, magcreate po kayo another MP2 account then ilagay niyo po ulit ung nakuha niyo na amount. Bale compounding na po ang dating niyan kase ung principal mo plus ung kinita ay nilagay niyo po ulit as principal. 😊

  • @rubysamantila2312
    @rubysamantila2312 Před 3 lety +4

    Thank you Sir! It helps a lot! 3 years na akong naghuhulog sa Mp2, sayang po kasi mali yung strategy ng paghulog ko, advance lagi ng dalwang buwan yung paghulog ko. Dapat hindi ganun yung ginawa ko. Dapat pala hindi na hinahati yung paghuhulog, isahan nalang dapat para mas mataas yung tubo. Any way, I learned a lot on this video. Thank you po 👍

    • @ofwpower
      @ofwpower  Před 3 lety

      all the best and good luck.

    • @hanamichiakoto2013
      @hanamichiakoto2013 Před 2 lety

      Sir fermin nice video po! Clarify ko lang po ung strategy ng paghuhulog. Ung May 2020 to July 2000. Dapat kung maghhulog ng 500 per month sa halip na monthly 500 ang gawin ko ay lahat na sa May 2020 = 1500. Pero for the next month po June 2020 magkano po ang dapat ko ihulog? Same dn po if pinili ko ung annual strategy which is 12,000/year, ano po ang dapat ilagay kong period covered. Ex: Jan 2021 to Dec 2021 tpos sa Jan 2021 ko lng ihuhulog tama po ba? How about for Feb 2021, March 2021 and so on? Hindi na po ako maghuhulog? Tama po ba? Pag ganon po hindi ako active member from Feb 2021 to Dec 2021 if sa Jan 2021 ko lng ihuhulog ung 12,000. Sana po maliwanagan ako. Thanks po ng marami

    • @hanamichiakoto2013
      @hanamichiakoto2013 Před 2 lety +1

      @@ofwpower hi po sir

    • @ofwpower
      @ofwpower  Před 2 lety

      @@hanamichiakoto2013 how can i help?

  • @sandramalo1638
    @sandramalo1638 Před rokem

    Wow ang ganda po ng paliwanag kukuha na ako ng mp2 sa pag ibig.

  • @springboi385
    @springboi385 Před 3 lety +1

    Thank you sir. I just opened my MP2 savings and alam ko na anong strategy ko for saving. Very helpful po. God bless and more power. ☺️

  • @aeblynaggabao6271
    @aeblynaggabao6271 Před 3 lety +3

    Hi Sir! I just want to inquire if may difference ba if yung first contribution ko for the 1st month is 5k, then for the succeeding months is 1k, given that I will contribute monthly. Will there be a difference in the total accumulated amount? Thanks in advance!

  • @rizaldyrequiero5643
    @rizaldyrequiero5643 Před 4 lety +32

    Mas maganda talaga maginvest sa MP2 kaysa mutual funds, mas secure ang kita mo

    • @ofwpower
      @ofwpower  Před 4 lety +7

      It's also good to diversify. Depende po sa risk tolerance ng investor. Good luck po and God bless and ingat po kayo palagi.

    • @josefinamalonzo1978
      @josefinamalonzo1978 Před 3 lety

      paano po last year auguest hulog ako ng 500 tas today october 2020 hulog ako ng 1000 paano po un pag kinuwenta d ko po alam kaya po ako nag mp2 kc po wla ako sss

    • @nenepultoc2506
      @nenepultoc2506 Před 3 lety +1

      Sir paanu kung late ako magbayad gusto ko bayaran yung 2019 to 2020

    • @ofwpower
      @ofwpower  Před 3 lety

      Punta po kayo sa pagibig baka pwede pa pong byaran.

    • @jamesroymurillo8464
      @jamesroymurillo8464 Před 3 lety +1

      Diversifying your funds for invesent is better

  • @maelenagurrea5313
    @maelenagurrea5313 Před 9 měsíci

    Very precise explainatiin, very awakening ,, Thank uou so much❤❤❤

  • @karendg8431
    @karendg8431 Před rokem

    Very informative and explained clearly ang bawat detalye. Marami pong salamat sir for this video. Plan ko napo mag start ng MP2 and now alam ko na po ang mas magandang gagawin. God bless po. 🩷❤️

  • @Pitapat819
    @Pitapat819 Před 3 lety +19

    My parents put part of their long-term savings into MP2 and they chose the annual payout because they use that for their expenses for the year. So I think the annual vs after 5 years payout depends on what part of your life you are at. I know this may be obvious, but some older/retired OFWs may find this as a good strategy considering the somewhat high and stable rates and the safety of the investment money. If you are worried about being able to get the money when you have a health emergency or other emergency, Pag-IBIG allows you to cut the investment short and withdraw the money for a limited number of reasons and an illness where you need a lot of money is one of them. Aside from that, my parents have a separate contingency savings fund that is invested in places with no holding periods. However... given the pandemic this year... I'm not sure how low the rate will be this year. Any ideas?

    • @aizah9207
      @aizah9207 Před rokem

      hi po ako po annual payout din po pinili ko sa 3rd account ko sa mp2 savings, anu requirements nila to get the payout dividend po? pupunta mismo sa ofis ng pag ibig to claim the check po after 1 year? thanks hope you notice. God bless.

  • @whatsuprun
    @whatsuprun Před 2 lety +3

    Hi po! Thanks for this very informative discussion. For annual contribution po ba, ano dapat select na From and To, same pa rin po? For example: Jan 2020 to Jan 2020 lang rin po? Thank you!

    • @ofwpower
      @ofwpower  Před 2 lety

      Opo tama po, same pa rin po. Mapa annual or monthly ang inyong contribution or daily, pareho pa rin po. Same day pangnpo ajg hulugan.

    • @regz6690
      @regz6690 Před 10 měsíci

      ​@@ofwpowerpaano po if ang naset sa mp2 acct during creation is monthly payment, pero it turns out kaya ko pong magbayad annually or on lump sum. Pwede ko po bang i-annual or lump ang payment ko (yung to and from period sa isang same month and year)? Hindi po ba ako sisingilin ng pagibig dahil hindi nakaspread out ung payment ko ng monthly?

    • @aziralcalnup6756
      @aziralcalnup6756 Před 7 měsíci

      Hello po new subscribe here buti nkita q tong video nto 😅 kc nalilito aq jan sa from at to.. Hehe pano po qng monthly aq mqghulog tama po b ung ganto kc gcash aq nqghuhulog po may petsa din dun..
      APRIL 01 2023 -- TO APRIL 31 2023
      TAMA PO B UNG GNYAN FORMAT AT PETSA THANKS PO SANA MAPANSIN 🙏

  • @hkdhzhs7949
    @hkdhzhs7949 Před rokem

    Npa clear po tnx sir fermen...god bless U po.

  • @jcexplorertv3757
    @jcexplorertv3757 Před 2 lety

    nice bro dami kong ntutunan ofw from riyadh.. Godbless

  • @stavenmanero2600
    @stavenmanero2600 Před 2 lety +4

    Hi sir, just wanted to ask po if when does the cycle start for mp2? Is it from the day of your first contribution? And with regards to computation ng dividend, for example yung cycle ko starts every 1st of the month , pag ngcontribute ako ng 2k ng 10, 1k ng 15 at 2k ng 25, yung TCM po ba is 5k pa din regardless ng kung what day of the month ka na naghulog or depende pa din sa ADB ng cycle na yon? Thanks po sa pagsagot 😊☺️🙏🏻

    • @mommyyow
      @mommyyow Před 11 měsíci

      Hello po sir. Ask ko lang po.. bale yung 7% interest po nya is annually din po?

  • @vanessatolentino-kabigting5599

    Thank you po for clear explanation! automatic nag subscribe ako! kuddos!
    but one question lang po, ung sa One-time lump sum po example nag hulog po ako ng 50,000pesos tapos nagkaron pa ako ng extra money na gusto ko din sana ihulog, pwede pa din po ba yun idagdag? or kailangan ko na mag open ng isa pang MP2 account? salamat po in advance and God Bless!

    • @ofwpower
      @ofwpower  Před 4 lety

      Pwedeng pwede pong dagdagan gaya po ng nasabi po namin sa video sa ibaba. Please watch po for more information. Good luck po.
      Mga Dapat Tandaan kapag Nag-iipon sa MP2:
      czcams.com/video/lAz32JGk9Ek/video.html

  • @hzanskigaming165
    @hzanskigaming165 Před rokem

    Maraming salamat po sir, malaking tulong po ito. 👍👍👍

  • @amigiducos-ermita9133
    @amigiducos-ermita9133 Před 5 měsíci

    Thank you Sir, atleast mas malinaw na sakin ano ang paraan para mas mataas ang dividend

  • @evangelineenriquez9272
    @evangelineenriquez9272 Před 4 lety +5

    Sir naginvest po ako nung first year under lumpsum method ng 50k, then second year 40k, is it fine to do that? How will be the computation of the dividend?

    • @ofwpower
      @ofwpower  Před 4 lety +3

      That's perfectly fine po dahil ang MP2 ay voluntary. Anytime na may pera po kayo, hulog lang po ng hulog. Ga inyoood l.

  • @dummy03only33
    @dummy03only33 Před 3 lety +3

    Hello, thanks for sharing this. I am learning a lot. I have 2 questions at the moment.
    1. Let's for example, I would open up an MP2 account today and I would use the method 3 which is ONE TIME. Can I still open a second account and I'll use the other method like method 1 or 2?
    2. What If I die, (knock on wood! Hopefully not yet soon) what will happen to my MP2 account since it's already matured? Can my relative or family member claim it?
    Thank you so much and more power.

    • @ofwpower
      @ofwpower  Před 3 lety +1

      1. You can open a 2nd or 3rd account anytime. As to method, watch our MO2 video below:
      - [ ] The Best Time to Open PagIBIG MP2 Account & Other Questions - czcams.com/video/DHgS5Sl3Mw0/video.html
      2. If the member dies, there’s ni need to wait for 5 years, automatic pwede nang kunin ng mga beneficiaries / legal heirs.
      Good luck po.

  • @lawrencepayson1508
    @lawrencepayson1508 Před 3 měsíci +1

    Napak-clear nyo pong mag-explain.

  • @hazelgdilig
    @hazelgdilig Před 3 lety +2

    Ang galing. I am already decided to invest also in MP2. Kaya nanuod ako ng additional videos i. CZcams. Very empowering. Thanks.

  • @djdeaco6076
    @djdeaco6076 Před 4 lety +3

    HellO Sir! tanong lang po.. kung sa annual payout po at hindi ito nakuha yearly, anu po mangyayari sa hulog at dividens? magkakachanges po pa sa compution nito. Pashare na rin po ako ng Excel computation ninyo Sir. Iba po kasi ung result sakin ng regular monthly contribution.Thanks in Advance po sa feedback..

    • @ofwpower
      @ofwpower  Před 4 lety

      Hi DJ, we will answer your questions later po sa ating Q&A sa Facebook Live 8pm (Korean Time) / 7pm (Philippine Time). Join us po sa ating OFW POWER Facebook Page para masagot po namin ang inyong mga tanong LIVE! See you later po.
      Good luck po and God bless. Ingat po kayo palagi.

  • @minart844
    @minart844 Před 4 lety +7

    Sir. Pwede po magfeature din kayo pano mapadali matapos ang housing loan sa pagibig.

    • @anabellesabangan7565
      @anabellesabangan7565 Před 4 lety

      Advance payment po kyo palagi. Bababa po pati interest. Ganun po ksi ginawa ko.

  • @daisymisajon5562
    @daisymisajon5562 Před 3 lety +1

    Thank you Sir! very informative!

  • @vpviola4632
    @vpviola4632 Před 2 lety +1

    Thank you for all the information we need!

    • @ofwpower
      @ofwpower  Před 2 lety

      welcome po and good luck.

  • @franklinilustrisimo
    @franklinilustrisimo Před 4 lety +4

    Sir ask ko lang po pwede ba daw kumuha ng multiple account sa mp2? 1 account per year? Salamat po

    • @ofwpower
      @ofwpower  Před 4 lety +1

      Hi Franklin, yes you can have multiple accounts. Up to 5 active accounts at the same time. Good luck po and God bless. Ingat po kayo palagi.

  • @janepenalba6534
    @janepenalba6534 Před 2 měsíci +1

    Wow gling ng explain mas ok pla isang bagsakan hulog s mp2

  • @ma.alexab.quimequime8169

    Salamat po sir, napanood ko ang vedeo naka saving din ako sa mp2..

  • @beniflorence6259
    @beniflorence6259 Před 4 lety +5

    Hi sir, first of all, thank you for making this kind of content, mga de kalidad na video Everytime. Now, tanong ko lang po
    1. Nung una po ako naghulog ng mp2 lump sum po Ang una ko, then medyo nakaluwag and ginanahan po ako magdagdag.. Tama po ba na na convert ako na irregular? Bale mula Nung unang hulog ko na lump sum, naghulog po ako ng regular until covid happened and 3 mos ko Hindi nahulugan. Sa ganitong scenario sir, sa anong categorya na po ba ako? Na invalidate na ba Yung pagiging lump sum ko kasi bigla ko dinagdagan? Salamat po.

    • @ofwpower
      @ofwpower  Před 4 lety

      Hi Beni thank you and I truly appreciate your kind words.
      To answer your question directly, hindi na po mag ma matter. Anytime pwede kayong magdagdag. Matter of fact hindi na po alam ng SSS kung regular, irregular, lump sum or annual ang inyong payments. Remember, MP2 is voluntary. All contributions earn dividends. Good luck po and God bless. Ingat po kayo palagi.

    • @beniflorence6259
      @beniflorence6259 Před 4 lety +1

      Salamat sir sa pagsagot. Another commendable act po from you. Continue helping us to have a better living by having investment and maximizing it. Sana po magkaroon ng content sa common struggles ng nagsisimula pa lang sa pagiipon, at pagiinvest at mga tamang mindset to overcome it. Salamat. More powers! God bless.

    • @ofwpower
      @ofwpower  Před 4 lety

      Hi@@beniflorence6259 . I truly appreciate your kind words. Thank you very much. I will note on your request po. Good luck po and God bless. Ingat po kayo palagi.

    • @edithresontoc425
      @edithresontoc425 Před 4 lety +2

      @@ofwpower Sir I am a new subscriber and nabasa ko Ito just now. You mean "hindi na malalaman Ng Pag-ibig"? Pls clarify po. Thank you so much. God bless.

    • @ofwpower
      @ofwpower  Před 4 lety

      @@edithresontoc425 tama po. Sa MP2, hindi na alam ng PagIBIG kung anong klaseng payment ang ginawa mo. Bastat hulog lang ng hulog lahat po ito ay tatangapin ng PagIBIG at kikita ng dividends base sa aming ipinaliwanag. Good luck po.

  • @solryanumali6792
    @solryanumali6792 Před 4 lety +4

    I've just started investing in MP2 a week ago. And I did it wrong. I spread-out my contribution from July to September 2020. Luckily I've watched your video. So this would be a lesson learned for me.
    Next time alam ko na.
    Maraming salamat sa info, Sir!
    Thumbs up!

    • @ofwpower
      @ofwpower  Před 4 lety

      Welcome po Ryan. Good luck.

    • @jacquelinesacandal9052
      @jacquelinesacandal9052 Před 3 lety +1

      🤭Sir ako din mali din po pala ginawa ko ginawa ko spread din May 2020 to Dec2020 😔😥 pano po sa nextyr sir il pay 6k sa January2021?? Dapat pang isang taong ko po un for example.. Salamt po sa sagot 🙏

    • @ofwpower
      @ofwpower  Před 3 lety +1

      @@jacquelinesacandal9052 bastat ihulog nio lang sa isang buwan (period from >> period to) huwag hulugan ang mga susunod na buwan. no worries po. Narito po ang sagot sa video na ito. Please watch our latest upload.
      - [ ] The Best Time to Open PagIBIG MP2 Account & Other Questions - czcams.com/video/DHgS5Sl3Mw0/video.html

  • @xollyshariendahan344
    @xollyshariendahan344 Před 3 lety +1

    Very informative 😊 Thank you so much sir. May our Father God bless you always!

    • @ofwpower
      @ofwpower  Před 3 lety

      Thank you po and good luck.👍

  • @marypizarro8706
    @marypizarro8706 Před měsícem

    Thank you for share ❤

  • @jhasmincodoy1558
    @jhasmincodoy1558 Před 4 lety +3

    Paano po pag different dividends rate every year? Makaka affect po ba yan sa variances of amount ng strategies of contribution?

    • @ofwpower
      @ofwpower  Před 4 lety +3

      Hi Jhasmin. Tama po. Our calculations were based on a flat dividend rate, but this may not be true. Therefore your total dividend may be higher or lower. Good luck po and God bless. Ingat po kayo palagi.

    • @jaystination
      @jaystination Před 3 lety

      @OFW Power - Newbie po here. I got my strat. Thanks po sa video. Nasa average dividend rate or maturity dividend rate talaga din naka salalay para lahat masaya once na reach na ung maturity. QQ lng po pano process nang yearly dividend rate San into naka depende? Like this year may global pandemic may malaking impact kaya ito for sure this year dividend rate? Tantsa nyo po nasa ilang %? I hope its not too late for me this Month ko lng napag aralan at nakapag enroll nako sa MP2. Kung maibabalik ko lng ung 5 taon at nalaman ko agad ang MP2.

    • @len2cg861
      @len2cg861 Před 2 lety +1

      @@ofwpower hello po sir ask q lng po puede dn po ba aq mag open ng pag ibig fun mp1 & mp2 khit andito aq sa japan nkatira?..
      Kc gusto q po sa mag invest sa mp2 para pag nag 4good na aq jan sa pinas eh may ipon na aq..

    • @ofwpower
      @ofwpower  Před 2 lety

      @@len2cg861 its ok po.

  • @janniemae01
    @janniemae01 Před 4 lety +6

    I saved 5k per month and it's my 3rd year already, instead of continuing my contribution I already stopped and open a new account since for my first account I only have 2 years left until maturity for my contribution to gain interest while if I open a new account it will grow more since I will still have few years to compound the interest. Is this a strategic idea sir?

    • @ofwpower
      @ofwpower  Před 4 lety +1

      Perfect idea! I like your strategy po. Good luck!

    • @ofwpower
      @ofwpower  Před 4 lety +1

      @Jaydee Ordanes lahat po nakikita sa virtual pagibig - hulog at dividends.

    • @jeffreycaspe
      @jeffreycaspe Před 4 lety +1

      @@ofwpower
      Kailan makuKuha ng Buo o LumpSum ang Dividends sa Regular Pag ibig imbes na 200 pesos nagRequest ako ng 1 tawsan pesos a Month na Contribution

    • @ofwpower
      @ofwpower  Před 4 lety +2

      @@jeffreycaspe makukuha po ang P1 regular contribution after 240 contributions or upon reachong retirement age.

    • @marichuilustre3715
      @marichuilustre3715 Před 3 lety

      How to open new or additional mp2 account po? Pwede ba sa virtual pagibig account?

  • @futuristicbeing7889
    @futuristicbeing7889 Před 3 lety +1

    Thank you Sir for your well-explained brilliant tips for MP2 Pag-IBIG fund.

    • @ofwpower
      @ofwpower  Před 3 lety

      welcome po and good luck.

  • @alfonsocatana6866
    @alfonsocatana6866 Před rokem

    Thank you po sir my idea na po ako kung pa ano mag-hulog , sa mp2 saving account sir etc....!

  • @1m_here
    @1m_here Před 4 lety +3

    7:42 NAKO MALI YATA GINAWA KO ! 1000 TAPOS JUNE 2020 TO JULY 2020 SA AKIN
    NEXT MONTH EAAPPLY KO NA TO

    • @ofwpower
      @ofwpower  Před 4 lety

      Opo..goodluck po!

    • @jpdiazonline
      @jpdiazonline Před 4 lety +1

      Wla bang problema, July mghuhulog ng 3000 tapos walang hulog sa August at September, next na hulog October?

    • @ofwpower
      @ofwpower  Před 4 lety +1

      @@jpdiazonline wala pong problema sa MP2. Panoorin nio po ang video po natin sa ibaba para sa sagot po sa inyong tanong. Good luck po.
      Mga Dapat Tandaan kapag Nag-iipon sa MP2:
      czcams.com/video/lAz32JGk9Ek/video.html

    • @wornhugh4780
      @wornhugh4780 Před 4 lety +1

      Sir, paano po yan malaman kung lump-sum ang hulog if thru Gcash?
      Thank you, god bless

  • @judyugay9282
    @judyugay9282 Před 4 lety +8

    Pwede po ba irregular yung money na ihuhulog per month? May 2020: 500 June 2020: 1,500 July 2020: 3,500 ganun po

    • @ofwpower
      @ofwpower  Před 4 lety +5

      Hi Judy, yes, pwedeng pwede po. Sapagkat ang MP2 ay isang voluntary savings, kaya nasa sa iyo kung kelan ka maghuhulog at kahit magkano po, bastat huwag bumaba sa P500 per hulog. Good luck po sa inyo and God bless. Ingat po kayo palagi.

    • @maribelpadilla8427
      @maribelpadilla8427 Před 4 lety +1

      Sir if nkaonline. Member n ba sa mp2 pwde n mghulog ng savings sa remittance center? Ang need lngnb ung acct no sa mp2?

    • @ofwpower
      @ofwpower  Před 4 lety

      @@maribelpadilla8427 tama po. Account number lang po ng MP2 ajg kailangan.

    • @marryannhizon9928
      @marryannhizon9928 Před 3 lety

      E sir pagmaghuhulog po ba ng contribution tatanung k kung monthly,yearly o lumpsum ang hulog mo?

  • @mymelodytv4316
    @mymelodytv4316 Před 9 měsíci

    Thank you so much for sharing ngaun naintindihan ko na po...salamat talaga kasi balak kong mag invest

  • @maryespique
    @maryespique Před 5 měsíci

    Thank you po for the very detailed explanation with spreadsheets. Appreciate it po sir. 🎉

  • @maereanzares3198
    @maereanzares3198 Před 2 lety +3

    Question, Sir. 🙂
    I just started my MP2 savings this September and I decided to get my dividends annually. Is there any way I can change that?

  • @romeoaguilar5806
    @romeoaguilar5806 Před 2 lety +1

    Salamat sa mga paliwanag talagang detalyado at madaling maiintindihan god bless

    • @ofwpower
      @ofwpower  Před 2 lety +1

      welcome po and good luck.

  • @darylmuena5375
    @darylmuena5375 Před 2 lety +2

    Thank you so much Sir, malaking tulong po eto sa katulad at sa iba n rin na hindi pa alam ang mp2 investment, tomorrow magsisimula n rin ako mag mp2 sayang nga naman kapag sa bangko lang naka tengga ang pera, God Blessed po...

  • @imonline8888
    @imonline8888 Před 2 lety +2

    Maraming salamat sa video. Very informative at ang ganda ng pagkaka explain with data. Very well done!!

    • @ofwpower
      @ofwpower  Před 2 lety

      all the best and good luck po.

  • @twitchingmind
    @twitchingmind Před 3 lety +1

    Kabayan, sobrang linaw ng explanation mo!!! Ang dami kong natutunan. Binge watch ko ngayon yung mga videos mo related to MP2. More power and salamat!

    • @ofwpower
      @ofwpower  Před 3 lety

      Wow, all the best Earldean. Good luck po and enjoy.

  • @mharzensimplelife
    @mharzensimplelife Před 11 měsíci

    Galing po, naintindihan ko sya ng husto

  • @charortillo-santos6612

    Thank you, Sir!!! Your video saved me. Muntikan ko ng ispread yung contributin ko.

  • @kristinedianemagpantay9989

    super clear ng pliwanag. lhat ng tnong q nsgot ng maayos. thank you😘

    • @ofwpower
      @ofwpower  Před 2 lety +1

      goo to know that po. all the best po.

  • @rickwalterramos4533
    @rickwalterramos4533 Před rokem

    napaka linas sir lahat ng video mo po pinapanuod ko galing

  • @macorazonamapan6523
    @macorazonamapan6523 Před 3 lety +2

    grabe well xplained salamat

    • @ofwpower
      @ofwpower  Před 3 lety

      Welcome po and all the best.

  • @cherrymepiquero8004
    @cherrymepiquero8004 Před rokem

    Thank you po now I know😍😍😍 laking tulong

  • @joannevillanueva7120
    @joannevillanueva7120 Před 3 lety +1

    Hi! Sobrang galing nyo po mgexplain... Thank you 💕

    • @ofwpower
      @ofwpower  Před 3 lety

      Thank you Joanne and good luck.👍

  • @zjzyvlogs..9201
    @zjzyvlogs..9201 Před 2 lety

    Thankyou for sharing sir ...

  • @markalmodiente4399
    @markalmodiente4399 Před 2 lety +1

    Very simple yet very effective explanation. Sobrang galing sir, thank you!

    • @ofwpower
      @ofwpower  Před 2 lety

      Thank you Mark. Appreciate your kind words po. Good luck.

  • @bessieramos1928
    @bessieramos1928 Před 2 lety +1

    You explained it very clearly.. Thanks

    • @ofwpower
      @ofwpower  Před 2 lety

      Welcome po and good luck.

  • @geraldinebarequit2193
    @geraldinebarequit2193 Před 2 lety +1

    wow thanks po naintidihan ko na, God bless po 🙏🙏🙏

    • @ofwpower
      @ofwpower  Před 2 lety +1

      good to know that. all the best and good luck po.

  • @devinrefuerzo5127
    @devinrefuerzo5127 Před 2 měsíci

    thank you for sharing ideas...napakagaling nyo po mag explain..hindi na need pumunta sa pag ibig branch..maraming slamat sir..very impormative.

  • @solmixtv3201
    @solmixtv3201 Před 2 lety

    Sir,Salamat sa Explanation nyo po,napakalinaw.
    New Subscriber po from Italy,,,
    Be Blessed,,,,,,

  • @cheryldelacruz7394
    @cheryldelacruz7394 Před 3 lety

    thanks very clear.info.

  • @celiapascual7535
    @celiapascual7535 Před 2 lety

    Thank you sir for the info i will continue my mp2 bec.of this video😀

  • @bien7683
    @bien7683 Před 3 lety

    Thank you so much!

  • @mabsvlog5539
    @mabsvlog5539 Před 2 lety

    Well explained

  • @donnadelavega
    @donnadelavega Před 3 lety +1

    Woww ang ayos nyo po magpaliwanag good job ,gusto ko rin ma try ang MP2

    • @ofwpower
      @ofwpower  Před 3 lety

      All the best and good luck po.

  • @ma.joylabrague2285
    @ma.joylabrague2285 Před 10 měsíci

    Wow very clear explanation..

  • @haslienetwork.110kviews7

    Salamat naman at napanuod ko to before mag investment... Plan ko din yan pag ibig mp2 .. so 1 time lump sum nalang pipiliin ko